Sir, senior citizens ke financial planning ko lekar episode/ programme banaiye. Like government ki taraf se kaun kaun se benefits milte hai senior citizens ko, kaise wo apni life me bache huye savings se baki ki life gujar sake.

Thank you sir, very informative video.

Thank you sir, very valuable video as always. ❤

very insightful, thank you

well explained. Thanks

Thanks for the to the point info

Thank you Sir!

Thank you gaurav sir

Thank you sir ❤❤

Very good video when I needed it. Can you make a video on 1. If I have agricultural plots in my native village, then is it good idea to sell it and buy residential plot/ commercial plot in the city I am living? What are the pros and cons of doing this? 2. If I have an independent house in a city like Bangalore, what are the ways to manage it? Is there any agency to maintain, search for the tenants and do formality check in case I am not living in that city?

Thanks for learning to you Sir for composite loan knowledge .

@amit28jain

4 ай бұрын

Sir Can you please address my above query?

Thank you sir

Sir kindly post vedio about comparison of buying house on own land snd between flat which one is beneficial

Sir please make video on what are the price breakup(which includes taxes, commission, etc) of CNG price in india...

Sir please make a video on insurance like health ins, term ins, ULIPs - which to buy and how to select best policies. It's really required according to me since the penetration of insurances specially health ins is very low in India and people still have the mindset "kid dekhi jaegi kya hota hai", which is really bad. Please do educate us on these aspects of personal finance. Thank you!

@NITISHBHATT008

Жыл бұрын

You can contact me for Health and Term Insurance(I am Dehradun based advisor)

Sir ji, What should we do if we have bulk money at some point of time with us? Suppose, 20 lakhs rupee at the age 30, or 40. How to reinvest, which asset to choose? Mostly such bulk money earned thru stocks/MFs or selling a property (home/plot/farm land).... Main question is how to handle huge lump sum money?

very good content sir ,

Sir composite loan ka rate of interest kitna hai current

Can you provide us the strategy to build a house on my plot. 1.what are the ways i can raise more loan on my plot & new building. 2. We can lease our building and construction plan done as per the tenant requirements like bank or firm Whom to contact and make a deal.

How to seek out for a construction loan on a property which is in rural area and the cost of the property on which we purchased is on a higher side but the circle rate is obviously very less? I have checked with few banks - they Simply say- we don’t provide any loan in Lal-Dora area, thinking that we might not have the registry. But recently Haryana Government has converted Lal-Dora properties into the Registry. Can you suggest anything about that ? How to get the loan in this case ?

Hello sir thanks for informative session. I already have one plot loan I was about to start construction. But now I am thinking about taking another plot loan instead of construction is it wise decision. Amit Jain

Want to understand abt take over loans pros and cons please

Thanks sir.. अगर हमारा पुराना पलोट हे. जिस पर एक कमर्शियल सेड बनाकर रेनट पर देनाहे तो हमे किस प्रकार कि लोन मिल सकती है?

Thnks sir

If I initially take plot loan & then top up same loan for construction, in this case can I get tax benefit on both plot+ construction cost after completion certificate

Polt lene ke bad bank se max time kitna milta h construction start krne ke liye Or lone kiss traha ki sameen par hota h

Is it possible to sell an under construction flat which is financed by a bank? And can I purchase a new flat and re-finance/transfer current loan through the same bank to new property?

Sir is it obligatory to construct house in certain time period under plot loan.. talking about plot loan only not composit plot loan.

Sir, I borrowed a plot loan, how much minimum contruction is needed to convert that into a full home loan?

But sir kud ka plot hai ush par. Home 🏠 cantson karn ho to Home loan mil jayega kya

Sar main government employed hun main plot Lun ya built home कौन-कौन Sa Bator Rahega please bataen

Sir i have my plot, so can i get loan for construction, at the same time i am currently repaying, home loan emi,

Can there be a system where the donation can be claimed and what are the documents to claim against donations . Also are there any additional provisions by any State that can give added benefits in saving tax _Gaurav Pant

What all tax benefits are available if home loan is taken in 2023 apart from 80c

Sir. I have a plot loan for the last 8 years but bank e-mail me to provide construction certificate,but in 2015 no said me about construction with 4 month ,other waise they increase the internet rate ,which is already heigher. But can do ? Pse me....

Above 75 lakhs LTV 75 percent hai sir It doesn’t matter cibil vagarah kitni bhi achi ho Rbi guidelines

Hi sir , muze gaon me Naya makan banana he , already papa ke nam par 1 Ghar he , or Thane me mere 2 flats he . Papa ke nam Ghar bechna he ,Mera 1 home loan suru he or me 30% tax slab me aata hu , to Naya Ghar me mere nam pe banau ya papa ke . Which is better option

sir I have property of 70lakhs and rightnow I'm planning buy land somewhere else of 50lakhs approx. what type of loan bank gonna issue for me and what are keypoints should I have to keep in mind and what will be risks.

Agar plot kharidna he par muje loan lap department se karni he to possible he k nai???

Can we take plot loan /composite loan in the name of husband, wife and HUF?

Sir ham delhi m rha ha or hmr pilot U.K m ha to U.K M bank lon dagi ya nhi

Sir kya plot loan m ladies quota ya BPL card holder k liye koi chut h

Sir plot loan lene ke baad us per home construction karna compulsory hota hai kya?

Sir kya home loan sahi hai/ya p+c home loan sahi hai

यदि कोई सैलरीड व्यक्ति इस वित्त वर्ष के दौरान stock से LTCG Gane. नही हुआ हो तो उसे ITR- I भरना चाहिये या फिर ITR- II ही भरना होगा। जबकि पिछले कई सालों से वो ITR -II ही भरता आया हो?

Sir how to fill you itr ? Ek video iske upar bhi bana dijiyeah bahoot help ho jayegi hum jeyse tucch praniyo ke liyeah .

@user-fs5iu1qc3b

3 ай бұрын

Please connect if you need any help in ITR filling

Can we avail any tax benifit on interest paid for plot loan??

What if i am planing to buy a home with extra parking & gardening land ?

I trying buy a land. The land value is 20 lakh. But I have 60% mony. I want to take loan rest amount to buy the the plot. How can it possible.

1 person ek se adhike home loan le skta h kya Ya Purna home loan close krke koi dusra new home purchase krta h to home loan mil skta h kya or benefits

Sir mera cibil 820+ h 3 years ka itr bhi h aur salery bhi 30000+ h kya mujhe composit loan mil skta h

Hi I want to buy a 1000 sq.ft plot which is going to cost me approx 30 lac I have approx 12 lac in saving and i am eligible for 12 lac plot loan So there is a scarcity of approx 6 lakhs. I have an option of getting equity loan on the same . Is it a good option? Also I want to prefer for p+c loan so that I get loan tenure of 30 years but right now my construction requirements is only 250-300 sqft ( room+toilet+kitchen) because the location of plot is away from my work location Is it possible to get p+c loan for only 30% land construction

Very good topic sir. Recently i approached icici bank for a plot loan and they said that I'll be given a 100% loan on registration value. The interest rate is 1% greater than the housing loan. I personally think that those who cannot make an effort to purchase a home and has got the time to take a plot loan and repay it and then go for a construction loan that way a good asset will be created in the long run Other than purchasing an apartment.

@pankaj5080

Жыл бұрын

in what time frame you have complete the construction?

@mlngowtham

Жыл бұрын

@@pankaj5080 for exclusive plot loan there is no need to declare any time commitment to construct home. For purchase and construction loan (composite loan) one should complete the construction within 2 years. If you are asking my time frame. I am thinking of purchasing a residential plot on loan. And try to repay it in 6 to 8 years. And then after a 4 year gap take a construction loan to a build house. I am planning on this way as I don't want to take an apartment.

@pankaj5080

Жыл бұрын

@@mlngowtham are you sure. I checked with Axis/SBI and HDFC. Axis and SBI wanted a commitment that construction will complete in 3 years after plot loan. HDFC was better, they said 5 years. If it is true ICICI has no time limit for construction then its a golden deal

@RajeshSingh-ky2oq

Жыл бұрын

@@pankaj5080 The time limit should be for composite loan. Pls cross check them. Because if somebody wants to buy plot and not construct then how the time limit will apply?

@pankaj5080

Жыл бұрын

@@RajeshSingh-ky2oq that's what in case you don't have any plans to construct house they will not give the loan

40000 up police me hu salary hai to jamin kharidane ke liye kitana loan mil sakata hai..

1) 90% homeloan only applicable if Flat price is 30 lacs (80% homeloan)

How to save tax on Profit gain and how much margin can get in 10 years.

kisi home pe home loan chal raha hai means property valid hai government ke through, future me kabhi government usko claim nahi kar sakti hai, Please reply me atleast comment.

Plot and construction loan for private limited company

Boss plot loan pe bhi income tax benefits Hota he ya nhi

Kya plot loan PE Ghar bnana jaruri ha?

Plot loan ko 3 se 4 year me close kr skte hai kya

Sir plot lone lene k baad kya Ghar banana jaruri hoga kya

Hello Sir, Quick question. Shall we withdraw the PF amount to prepay the plot loan partially? Kindly clarify.

@vatsvlogs6110

7 ай бұрын

I think this option should be avoided until you feel it's okay to do so

I never got answer on this. let me see if you can reply. What if I took plot loan for 10 years with clause that i have to complete construction in 5 years. but I prepaid the amount in 4 years without constructing the house?

@ranjanapant9084

7 ай бұрын

Same I am looking for this answer as well

Personal loan is better than plot loan to buy plot ...bcz.... you can sell any time plot through personal loan but not through plot loan.... bcz in plot loan , paper is in bank.... Though personal loan and plot loan interest rate not much different.... I think go for personal loan

@DeepakKGangwar

8 ай бұрын

Personal loan is good for lower amounts. A personal for 25-30 lakhs will be humungous and will be difficult to pay off with a 2-3% higher interest rate

which loan is better to buy a plot for investment purpose? home loan/personal loan/plot loan?

@aneelkumarlopinti8987

9 ай бұрын

have you found which is better?

@dr.ahzam_official

9 ай бұрын

@@aneelkumarlopinti8987 not yet bro

@DeepakKGangwar

8 ай бұрын

Plot loan at a good locality will be better as it is of lower amount and plot prices always increase where as a home/building built on it will get older and fetch lower return

If we take composite loan n not able to construct home within said 2 years, wat ever tax benefit we availed for 1st 2 years will we need to pay tax later on?

@VikasSingh-ju1cq

Жыл бұрын

Yes , all tax benefits have to be return and in most cases if we can't construct the house in stipulated time rate of interest also increase by several percentage

there was nothing special in this video. whatever was explained is available in brief on broker websites. if there are actually any why tricks where we can use the plot we are trying to purchase as a collateral for the plot loan, do let us know because that way the rate of interest would be much lower

Good morning sir Sar Mujhe Ghar banaya hai main use per loan chahie Mujhe Banaya Hua Ghar per loan mil sakta hai sar

I Want to take loan for build to factory and plot also it's possible, And 2nd think I already purchased plot and build factory, can possible gor factory or commercial loan

English tittle but speaking diff language please correct the title

Some facts aren't correct

how much corpus required for retirement

@InvestYadnya

Жыл бұрын

Check retirement calculator on InvestYadnya.in

Zero gyaan... it seems google se read out kar diya. Wastage of time. Please add some value points

Plot loan is 100 time better then home loan

@YessOrKay

10 ай бұрын

Could you please explain how? I’m looking for otptions - will be helpful

@swapnilwakale4173

9 ай бұрын

Yes me also

@mohannadar8u873

9 ай бұрын

@@YessOrKay Bro home in building is useless. U will be in a cell. Valuation will be less and decrease in future. When become old no one going to buy the building home. Plot home are priceless. U can renovate generation after generation. U can also start good business. Always in demand. U can have tree's around home. Place to seat outsider.

@vatsvlogs6110

7 ай бұрын

@@mohannadar8u873 yeah..but you have to construct building on it too