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This HR Party of One episode breaks down the difference between deductibles, copays, coinsurance, and out-of-pocket maximums-and, how you should defer questions about these benefits to your benefits broker.
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▬ Episode Resources & Links ▬▬▬▬▬▬▬▬▬▬
Benefits Administration Made Easy
www.bernieportal.com/benefits...
Guide to Providing Healthcare Benefits to Employees
blog.bernieportal.com/guide-t...
Avera: What’s the Difference Between Family and Individual Deductibles?
www.avera.org/balance/health-...
▬ Contents of this episode ▬▬▬▬▬▬▬▬▬▬
00:00 Intro
00:31 What Is a Copay?
01:00 What Is a Deductible?
02:37 What Is Coinsurance?
03:10 What Are Out-of-Pocket Maximums?
04:54 An Example Using the Terms
06:42 Your Role as HR
07:41 Final Thoughts
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