This is why we listen to Mr. Dave Ramsey. He's a leader, doesn't seem to take himself seriously, loves life and has grounded values. Very human and well meaning. Will always wish him long healthy life and continuous wisdom

Investing in Stocks/Forex/crypto is very cool with the current rise in the market now

@AndrewJohnson-yq4pw

Жыл бұрын

Yes l'm also a living testimony of expert mrs Olivera Jane khumalo.

@montserratherrero782

Жыл бұрын

Wow I'm just shock someone mentioned expert mrs Olivera Jane khumalo I thought I'm the only one trading with her, she helped me recover what I lost trying to trading myself

@kathyrobert3172

Жыл бұрын

I think she is extremely brilliant and lucrative at same time

@rebeccalittle1921

Жыл бұрын

Have been seen post everywhere about Mrs Olivera Jane khumalo and a lot of people keep saying reach out to her, eventually I did and it turned out to be legit

@douglasalexander2283

Жыл бұрын

Trading with her is 00, she is legit and sure in trading unlike others

Dave has an honest take on finance, common sense and an honest look at his mistakes and useful observational skills.

I remember when the pandemic caused a layoff at my job and I, by the grace of God kept my job but got hours cut, I remember being so thankful that my only debt is my house. We would not have made it otherwise.

@Nursemidratz

2 жыл бұрын

Awesome bud! Helped me when I left my job. I left for five months and didn’t panic.

@jaredhammonds8255

2 жыл бұрын

@@Nursemidratz that's incredible man!

@jenniferleigh1674

2 жыл бұрын

I dont know how people are or have been. Thats what woke me up. Ive been in paying down debt mode since. It got scary. I only have about $10k but still. Its more to pay monthly. It all adds up when you have to work extra harder to pay bills every month

@jaredhammonds8255

2 жыл бұрын

@@jenniferleigh1674 keep going! You're definitely making the right choice and you will not regret it I promise you that

Excellent. Love Dave Ramsey. Following the baby steps changed our family’s life. Debt free for the past 3 years. No credit cards. Paid for cars. Lead your family well and follow these baby steps.

@recluseauhermitticus2033

Жыл бұрын

How are you leading your family well. . when all youve taught them is to pay for permission to live. . while all other life lives rent, mortgage and bill free. . lol but i guess teaching your offspring to pay for permission to live is a great achievement 😂😂😂

Dave Ramsay’s foundation was from scriptures in the Bible and he got it and ran with it. “He who has ears, let him hear.” Discernment and Wisdom. Love Dave Ramsey 🙏🏻❤️

Two men who greatly effected my life at one desk. Maybe one day I’ll meet you both. Thank you.

Dave Ramsey Literally saved my life. Not many folks out there can claim to literally save lives. Not even doctors

@Ink30

Жыл бұрын

He speaks facts that truly work 👍

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

@AUstinnesc

9 ай бұрын

For a successful long-term strategy you have to seek guidance from a broker or financial advisor.

@sheltonPston

9 ай бұрын

With the help of an investment advisor, I was able to diversify my $550K portfolio across multiple markets, and in just a few months, I was able to earn over $950K in net profit from high dividend yielding stocks, ETFs, and bonds

@McElvinn

9 ай бұрын

Pls who is this coach that guides you? I’m in dire need of one

@sheltonPston

9 ай бұрын

My consultant is Nicole Desiree Simon She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision.

@McElvinn

9 ай бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

Found Dave when I was 25, at 29 I’m now married with a house and 180k net worth between our 401ks and home equity

This was so actions packed. Best podcast I’ve ever heard. I’m 16 and feel ready to concur.

@countrifried

2 жыл бұрын

Don’t borrow a penny for a damn thing! I’m 25 and had 2 credit cards and borrowed for new vehicles and am currently getting out of the mess I created for MYSELF. So take it from someone who did it the normal way….listen to Dave and all of his videos, podcasts, and radio shows. You’ll be SO much happier and wealthier than 99% of those in your age group. You got this!

@joelbodder9671

2 жыл бұрын

@@countrifried Thanks for the encouragement!

@gdubya1360

2 жыл бұрын

Wish I was in your shoes by finding Dave Ramsey when I was 16. Follow the steps and you'll be a millionaire someday.

@CBofficial_1

2 жыл бұрын

Stay out of debt and you can be so incredibly wealthy. I wish I would’ve known this at 16 instead of after college and after student loans.

@PeaceDayCortez

2 жыл бұрын

Keep learning and grab life by the tail! I’m very proud of you! Keep moving forward. Look into financial minimalism.

Saw Dave Ramsey in the title and had to watch!

My life totally changed since I started with S 3,000 and now I make $ 16,450 every 11 days.

@bogdancamelia969

2 жыл бұрын

I'm new to investing, how do I do it?

@mrsalicecoachvia.9700

2 жыл бұрын

‌I have also been trading with her, The profits are secured and over a 100% return on investment directly sent to your wallet.

@maximfokine186

2 жыл бұрын

I have really heard lot about Mrs Emily M Lee, please can I have her info?

@allwellq4026

2 жыл бұрын

Hit her up on telegram

@allwellq4026

2 жыл бұрын

EmilyMLee

This is actually a really great and honest interview. Dave really does his best here imho.

Two of my top 10’podcast guys come together. It was like the Beatles join Elvis. Please have him back.

Love being in control of my finances. It’s less stress holding the reins, then being the horse. Going to pay off my 15yr house loan in less than 10yrs. Looking at next vehicle, ouch it’s crazy out there.

@bettermanchannel770

2 жыл бұрын

Getting it

It’s always good to listen to things like this to start my day. Thanks Ryan and Dave 🔥

This video is so needed! Right on once again Dave!;) And by the way I used your method to get out of 25,000 in debt in the last two and a half years! I'm debt free! First time in 19 years!

Compounding has made a world of a difference in our Finances!

This segment from 15:10 to 16:30 or whenever Dave concluded the personal trainer analogy was on point. People look to avoid getting over themselves and blame a third-party entity to justify it. Don't be that person

Thank you. My family tree is changing. I'm so grateful 🙏

From @28:20 on for the next few minutes I have never heard Dave explain this.... I am glad to hear him give his pretty solid data on this subject.👍👍

Wow, just listened to Dave Ramsey last night on the Janet Parcell show on Moody radio. Not the same show, different approach for the same book. Tailoring for the audience. More stories, I like that.

I appreciate you and your team my life has changed sense now I’m flowing your plan I see the best of my life to come so thank you Dave God Bless you all 🙏

Wow, great episode!

This was amazing! Great conversation!! Would love to see more of you both talking like this! Its helpful.

@35:48 I do that too. It is an expensive and unhealthy habit. During covid I put on loads of weight for that reason. I now need to come up with a plan to avoid self medicating on burgers and pizza. Still lost three stone that I put on. At least 3 more to go to be a healthy bmi for my height. But at least I run regularly now and eat healthy home cooked meals.

Thank you for the information!

i’m so happy to see this wow

Great talk! Thanks again for your great content

Glad you got on with him awesome

I actually really appreciated Ryan doing this interview. it seems that I am doing a lot of what Dave said already ive been doing it for over 10 years and i'm 33 now. we own our cars, my job allows me to put 10% in my 401k I do it as Roth. and that's just me not including my wife who gets that too. Still got a mortgage but putting extra on it to pay it off 10 years early hows that Michler! BAM so I got about 18 years left but hey Ramsey said in like the first quarter of the video it takes that amount with the snowball but its like a guarantee probably can't put 15% in my 401 until that happens.

Awesome conversation. I can't believe I missed this a year ago.

Have been waiting for this one Ryan. Good job.

Awesome interview and questions!

Another great episode of Order of Man

Excellent. Thank you for this great content.

Wealth leads to individual freedom man

Hella good talk! TY!

Amazing interview!

I'm not even kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it, Investing is a long-term game, so I try to focus on the long term.

@aarondaniels5525

Жыл бұрын

I cannot focus on the long run when I ought to be retiring in 4years, you see l've got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/ unstable market doesn't provide any calculated risk opportunities to make profit?

@jessicasam2516

Жыл бұрын

There are a ton of strategies to make tongue wetting profit particularly in a down market, however such advanced trades must be done by proper market experts

@allenwilliams5010

Жыл бұрын

I totally concur, I have been consistent with my profit regardless of the market conditions, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a popular forum, long story short, its been years now and I've gained over $850k following guidance from my investment adviser.

@josephhughes9583

Жыл бұрын

I've been down a ton, I just hold so I can recover, I truly need assistance, who is this investment consultant that guides you

@allenwilliams5010

Жыл бұрын

If that is the case, it would be an innovative suggestion to look out for Financial Advisors like Olivia Maria Lucas who can help shape up your portfolio. Trying times are ahead, and good personal financial management will be vital to weather the storm.

Dave...the Lord has allowed you to lead a ministry, and of course the enemy will attack. Thank you for holding steady. Finances, Children, Sex = 3 main marriage struggles.

My step dad Gave me a Dave Ramsey DVD for Christmas

Epic!

Dave never leaves his show lol. You will either come to him or he does virtual. Very rare to see him literally there. Just something I notice in his most recent interviews. But Glad to get an interview with him nonetheless.

@markcurry3083

2 жыл бұрын

Your right, the only time I’ve seen him somewhere else is Ben Shapiro’s Sunday Special

@Rashaadthegr8

2 жыл бұрын

@@markcurry3083 yep. Ownership is nice.

@munkee221

2 жыл бұрын

I've seen him at a few places but you're mostly right he has just reached a point in his career and fame that he doesn't have to travel people will come to him. Also he has been slowly trying to hand off the reins to other personalities at his company...

This was a podcast I was trying to avoid. Its so convicting. But I sat through it despite my attention span and my conscious trying to reason me away. I need to get back on the "financial horse". I would love to be able to give, not just my children and loved ones but to charitable causes as well. That would be my greatest joy.

Daves so good at Babylon Money Magic.

Great video!

"It takes 10 years to become an overnight success." - Unknown

@bettermanchannel770

2 жыл бұрын

Make it 5

@triodekt66

2 жыл бұрын

“Nothin’ ain’t worth nothin’, but it’s free” - Bobby McGee

Great episode Ryan!

Interesting! I bought Rental Houses when the Market was Down and now it’s up so, needless to say, It was more than the 20-months he talks of but, it seemed quick to me!

STEP-BY-STEP

46:00 hit me hard

Let's fucking go!

@bettermanchannel770

2 жыл бұрын

Getting it

I am going to get out of debt in 2024

What about using a Heloc to pay off a mortgage sooner?

@johnqclark5155

2 жыл бұрын

To pay off a mortgage sooner, simply make additional payments on principal every week, or every two weeks, or every month. Just pay it off!

Man everyone is on this dudes podcast

The baby steps are not about math, it's about habits. Change your habits, change your life. You can say, "well mathmaaaticly, it should be a different way". He says to that point, If you follow your math then is that working for you? If you're not in the place you want to be then the math is not the problem, it's your habits. It works, just do it!

Wealth can mean there has been success but success doesn't necessarily mean you are wealthy. Wealth means different things to different folks. It might mean having their dream job or moving to the top of the ladder, or living within their means but never wanting for anything. What is your real vision of wealth?

I'm still baffled why so many people have so much trouble living on a written budget. If you live on a written budget not only will you get out of debt but you won't go into debt in the first place.

"Debt is not a tool; it is a thief that steals your income, your peace of mind, and your financial future." - Dave Ramsey

The funniest thing is when people say Dave is only good for getting out of debt. Meanwhile, 80% of Americans are still in debt. And he's worth $200 M+ . Clearly, you don't get that much money by ONLY being debt-free. smh. Obviously, he knows what he's talking about beyond being debt-free.

@Ink30

Жыл бұрын

I agree he's very smart

I wonder what the black nail and ring represent

@ee.es00

2 жыл бұрын

Looks like ring represents marriage and nail looks bruised.

@faithnjoroge5861

2 жыл бұрын

@@ee.es00 😁😁😁😁 it's obvious, right? Pple over analyse everything

Pay off debt, build up your savings and use your own wealth to Borrow from and pay yourself back with interest

Evil is not based on how much money u have

IF the Government gave a .25% discount on your Taxes if you had a 3-month Emergency Fund, would more people have one? Think about this, the Government wouldn’t have had to give out all that money if enough people had one! Debt, .25% discount if none too!

Why are approximately 42 million Americans, or 13% of the population living below the poverty line if times have never been better for the little man to get ahead? Is it possible that (currently worsening) poverty is built in to the current form of capitalism?

@Ink30

Жыл бұрын

I think so

This podcast could go either way pretty quick. Dave is great when it comes to getting people who are awful at personal finance out of debt. However, he gives terrible advice after that. Not using credit cards and paying cash for everything, buying expensive mutual funds etc. I've listened to Dave's show many times and there was one episode that really stood out so much that I could no longer listen or take him seriously anymore. A gentlemen called in and said he felt so strongly that god was telling him to sell his house and use the money to help the less fortunate. The gentlemen mentioned he has 1 child who wasn't yet in high school. Dave eventually said if you feel that strongly about it that you should go ahead and sell the house. I nearly tripped over my jaw because it was on the floor. Couldn't believe he said that. Haven't listened to him since that.

@justinmccabe19

2 жыл бұрын

@Prey R What do you consider expensive mutual funds? Anything over 1% MER, 2%? Because there are many S&P/TSX ETFs under .50% MER. Stop giving people an avenue for excuses. You are making nothing on your investments right now with 2% MERs yet people are sold a bill of goods.

@bellasue02

2 жыл бұрын

That's crazy. But I've known people that get brainwashed and do that.

Man he was reading my mail! 80% behavior. I guess I actually DO have to be accountable, responsible, and consistent. I wish he would’ve expounded more on his comment about trust fund babies toward the end of the video. Did he mean that they all get a trust fund so no choice in that or that there is not trust fund so earn it yourself (and again, no choice)? I doubt he would not pass on the accumulated wealth but I would’ve liked more of an explanation of that comment.

Great interview but it's just that -- an interview. While he touches on some of the steps this was not a step by step guide to building wealth. Yet another misleading title to capture views. This was a good introduction to a wealth building mindset and principles. Would like to see this a continuing series to truly be a step by step guide to building wealth.

Americans are good at vilifying those who stick out?! What?! You have not been to literally any other country in the world? Why do think we immigrants come here, man? It’s precisely the opposite. While there’s some of that jealousy, which is part of our human communitarian nature, America is the place where successful people are celebrated.

No the economy categorically is cake not candles. Fact. The shifting of huge amounts of wealth to the 1% or 0.1% categorically leaves less cake, not fewer candles, for the rest of us. Read your Piketty (Capital in the 21st century) before using the candle metaphor. On baby steps, great, more power to you. On whole economies, categorically wrong. Look in the data.

@Ink30

Жыл бұрын

I disagree

I just brought a car for cash 😊

The junk in your trunk.

Another Slow Lane proponent.

Baby steps based on largest survey of self made millionares and biblical principles. Many so called "experts" today love to play with debt rather than not having debt. Whereas in reality, "borrower is servant to the lender".

@Ink30

Жыл бұрын

Facts very smart

Ah the beauty of ignoring externalities and praising those who are wealthy without question. He states there are good and bad in both the wealthy and the poor categories and then lambastes anyone who would question how SOME people acquired wealth. His lack of appreciation for how unregulated and immoral the current form capitalism has taken is galling. There is a balance…and Dave is a good guide to helping people create financial freedom, but I don’t want him making financial regulations when he says a criminal can’t prosper over 30 years…

@JamesDecker7

2 жыл бұрын

@Prey R There needs to be more nuance when any speaker makes two generalizations that are contradictory and in fact lead to the biggest problem I see with people who say “stop attacking the wealthy”. I am on my own way to building wealth, but I have dealt with many scoundrels on the way up including entire businesses predicated on producing wealth through deceit and taking advantage of our fellow man. I have not yet seen the hate he claims there is for the wealthy, but appropriate hate for people who hide from wealth gotten by doing bad things. A truly godly and honest business I have never seen fail “because people hated the wealth”.

@JamesDecker7

2 жыл бұрын

@Prey R please re-read Deuteronomy 23, Leviticus 25, ……and plenty of other places that warn of usury and other behaviors that IMHO are allowed and seen as viable by the crooked. Just because the law allows you to pay people less money than it takes to pay for a place to sleep does NOT make it righteous. If you can’t run a business by taking care of people so they don’t need government assistance then you are a blight. I would agree businesses do tend to move away from overly onerous taxes. But some of that movement has severe downsides (supply chain?). And the tax dodges that the wealthy have are INSANE. Others in my area of expertise are already advising me about using Tax dodges I need at least 200k to attempt but that reap huge “benefits” legally. I truly believe we need a simplified tax on exchanged money and a total removal of donations from politics (a candidate can spend for their campaign communications the average salary of a worker in that state for 1 year maybe) with abolition of all other advertising for politicians. Let their deeds speak for them. It would allow laws that focus on taxes going to support the things important for what you describe (for me it is better transportation routes so products can be delivered in a timely manner).

@anotheryoutubeaccount5259

2 жыл бұрын

I'm sure no one asked for this comment.

@JamesDecker7

2 жыл бұрын

@@anotheryoutubeaccount5259 Few people ask for actual, constructive criticism. Even fewer can tolerate it being leveled at themselves or others. Also, I don’t remember asking for yours either, but here it is to entertain me!

Uhg! I may have to unsubscribe. Can’t believe you have this charlatan on your show.

Love Dave Ramsey but his definition of socialism is incorrect. Socialism pertains to who owns the means of production, and extracts the wealth from those means. It doesn't mean absolute equality regardless of effort and endeavor, which is how he portrays it.

Sorry Dave you’re wrong! Dead wrong as the little man if I want to start an excavation company I need a truck trailer backhoe/skid steer commercial insurance ect that’s over $100,000 dollars just to start and nobody can pull that out of nowhere only way is take out a loan and Dave preaches against that

@TheYoungMuTe

2 жыл бұрын

Ya, this guy may help people in perilous debt. But hes not a guy to take gaining wealth advice from. No offense

@johnqclark5155

2 жыл бұрын

No, Caleb, you are wrong! You don't start an excavation company by digging yourself a $100,000.00 hole before ever beginning your business. First, you fill in all of the holes in your life, get the bills paid, get an emergency fund, and then you eat beans and rice, rice and beans, while you build your company all the way from a hand shovel on up. In the process, you will learn how to run that company; what works and what doesn't. You will grow as your business grows. I own 15 rental properties in working class neighborhoods. Nice 3 or 4 bedroom houses. All rented at top end of the market. All were bought for cash. Today, the rents go into a savings fund until there is enough cash in there to buy another house. I started with $50,000.00 in student debt and have baby-stepped my way to being a multi-millionaire. Dave Ramsey is right on!! Thank you, Dave.

@Ink30

Жыл бұрын

​@John Q Clark exactly what you said here I hope he listens to many people think you can borrow into wealth never borrow money hard work and saving

IT'S A SCAM!!!

The real question about peddling a poverty mentality is this: who is benefitting from it?

Why are approximately 42 million Americans, or 13% of the population living below the poverty line if times have never been better for the little man to get ahead? Is it possible that (currently worsening) poverty is built in to the current form of capitalism?