I watched this video over a year ago and now I have a 730 credit score at 19. Thank you Graham!!!

@SeanTheRebel1

3 жыл бұрын

Fr?

@MeMe-ht2hd

3 жыл бұрын

Question. How many cards you have? What method besides paying your card off you did?

@gamingclips1756

3 жыл бұрын

Wow keep it pushing!

@gersonmorales7416

3 жыл бұрын

I’m at 705 and 19, good or bad?

@JinxeBlaq

3 жыл бұрын

What’s a good beginner car?

The shit that should be taught in school instead of useless shit

@GrahamStephan

7 жыл бұрын

AGREED!

@ThatBarbieCrazy

7 жыл бұрын

wall paper I learned this stuff in economics

@SumD-EGuy

6 жыл бұрын

Jamey Bryce that information wasn’t taught when I was in school, graduated in ‘04. Yes I know it’s available everywhere but, still should have/be taught in all schools as a mandatory class/lesson.

@joseest9525

6 жыл бұрын

I should start a business called life 101 in America lol teach these young kids

@crammit6601

6 жыл бұрын

Aaron Q. Yes just what we need, the banks taking advantage of pre adults.

A good tip for just starting out with credit cards is to only buy gas with it. That’s what I did. It’s not like you can go and accidentally spend too much money on gas. You need gas, and you always buy what you need. You can’t really go over budget unless you decide to take a road trip.

@MoneyMelJr

4 жыл бұрын

Cool tip

@zuezsz

2 жыл бұрын

Good tip but most people don't own cards

@susanpearson2467

2 жыл бұрын

Let's revisit, march 2022

@LesEtoilesEtLeLune

2 жыл бұрын

Another good one, put any monthly subscriptions on a credit card, lock it in a drawer, and set up auto-pay for each monthly payment from your checking/savings accounts.

@overland1178

Жыл бұрын

@@LesEtoilesEtLeLune Like actually?

*cough cough* things they need to teach in school instead of how leaves eat *cough*

@GrahamStephan

7 жыл бұрын

I actually LOL'ed at this...so true

@kevina.2269

6 жыл бұрын

😂😂 how leaves eat is interesting too Lets replace mandatory music class with this

@fubar12345

6 жыл бұрын

Instead of teaching biology? If that's what you're saying, you don't know what the hell you're talking about.

@SupaNova_1

5 жыл бұрын

That Part!

@yourwifesboyfriend1948

5 жыл бұрын

I understand what you're getting at, but this kind of thinking is a bit flawed. Schools are supposed to teach you as much about the natural world as they can in a relatively short amount of time. Unfortunately, we've started looking at school like it's just a full time babysitter. If you don't know how to manage money, build credit, or do other basic life skills; the focus shouldn't be on blaming schools. It should be on asking your parents why they weren't helping to guide you along the way.

Just to clarify when Graham says a late payment will stay on your credit report for 7-10 years keep in mind this will happen once you are 30 days or more past due. If you make the payment before that 30th day you can save yourself from that 7-10 year blemish.

I had a 524 a year ago and then I found your videos. Now I have a Fico 734, Transunion is 737 and my equifax is 723! Thank you Graham

I am 23 no credit card, no money. But my journey to success starts now. thank you Graham

@marietaffe6907

4 жыл бұрын

@Mellisa Ferdinand really

@MarcLloydZ

4 жыл бұрын

Mellisa Ferdinand he helped you because you are female

@erickolb8581

4 жыл бұрын

You're not starting at 33 unlike some of us...

@samanthavlogs5414

4 жыл бұрын

Good luck

@lovex3pinkk

4 жыл бұрын

Sameeee

Thank you ! This is so incredibly indepth and easy to follow. I was so confused before watching. My credit score dropped just because I didn't know the basic way to pay off my credit card expenses the following month even though I had the money. I just had no clue. Thank you Graham the lessons here will allow me to pick up my credit score I am confident!

Sweden has an interesting system... Everyone has perfect credit score to start out with; until proven otherwise.

@GrahamStephan

7 жыл бұрын

Very interesting concept!

@ronthemogul

7 жыл бұрын

Jognaut sweden is awesome

@andreajoanne2860

7 жыл бұрын

I think same thing in France as in Sweden...

@abelg2251

7 жыл бұрын

what if you fck up in the US (massive debt, bad credit) and move to another country like Sweden to start off fresh. Does your credit follow you ?

@jalene150

7 жыл бұрын

Abel G I'm sure they will follow you. It's not like you can move without showing documentation in the first place. Also coming from the US will make that process about easier than say, a random 3rd world country.

I really appreciate your videos. I'm 17 and trying to learn everything I can about finances before I turn 18. Each time I have a question and search it, you usually already have a video on it. Thanks so much!

So much helpful advice. I wasn't taught much growing up. But learned alot from you. Thanks man.

Turned 18 and got my credit card you’re really helpful there’s a lot of people that don’t have parents to talk to them about stuff like this keep up the amazing videos plss

I just spent 3 hrs on an 11 minute video taking notes and rewinding every single bit of this. I'm so grateful that I found this video, I'm currently trying to get a car but have zero credit and this has informed me on so much that I didnt realize i needed to know. I'm gonna start this very soon and will update on how it goes! Thank you again

@edkar7604

2 жыл бұрын

The best advice on buying a car is buy it in full with cash. That men and you can truly afford it. Also, a financed car will require full coverage insurance which can be triple what you’d pay for a fully paid off car.

It is important to keep in mind that AVERAGE length of credit affects your credit score a decent amount. That's why it is important to get a card early. But every time that you open a new card, you lower the average amount of time you've had a card. I'm currently struggling with that because I opened a card a few years ago (my first one), then a year later got another. That cut my average length in half. As you have more cards for longer it makes a smaller difference, but early on it hits hard.

@GrahamStephan

7 жыл бұрын

Great point - this is certainly something to take into consideration.

@JohnJohn-nt9mf

4 жыл бұрын

for me, I got 4 cards with 7months of credit history... total available CL: $12,000. that's true, it will hurt your score in the beginning, but it will benefit you in the long run coz you established more than 1 card early in the Game.

My dad has been helping me out with starting credit card history since I was 23 and been able to do alot with them, I need to learn alot more and this video has certainly helped, Thank you!

Watching this video started my credit journey. This video helped me out a ton and I appreciate the time and energy you give us! You're the mvp! Credit Gang!!!

Another great video! I did the same thing you did but I didn't get a card until I was like 25. I'm 28 now with a 730 credit score and two properties. If I could start over again I would have started building credit and investing much earlier.

@GrahamStephan

7 жыл бұрын

I totally agree, starting earlier is always better when it comes to building credit. But congratulations on 730/two properties - that's still quite the accomplishment!

@gabriellopez522

6 жыл бұрын

I'm 23 I just opened a credit card for the first time 4 months ago. I've been gaining 45 points a month. I went from 608 to 718 with one card in 3 months.

@davida6382

6 жыл бұрын

Nocturnal Hunter what was the first credit you applied for ?

@zlistcelebrityYT

6 жыл бұрын

David A if you have no cards at all, the Capital One Quicksilver or Citi Double Cash are good starters

@davida6382

6 жыл бұрын

zlistcelebrity how good of a credit does one need in order to take advantage of the rewards like free travel, stay in nice hotels , and first class ?

I watched this video about 5-6 months ago and followed his steps up to cash rewards card. I have gone from a 583 credit score to 705

@GrahamStephan

6 жыл бұрын

Well done Josh!! Now on the way to 800!

@blackpanther4785

5 жыл бұрын

Josh Koya *I'm now free of credit cards debt, ruma_telecom on Instagram cleared my debits charge no upfront fee for it*

@shepz1991

4 жыл бұрын

Thank you so much! I'm back up on my feet. Mansard security was so helpful with the whole process. Thank you sooooooo much

@mercedeswilkins9085

4 жыл бұрын

That's good

@jaelynn71193

4 жыл бұрын

Congratulations!!! 🍾

thanks Graham, love your videos, so informative and quick to the point

Great video explaining credit man! A lot of friends and family ask me about credit since I started at 19 and I say everything you said in this video! I was able to get my first auto loan one year later with no cosign and at a really really low interest because of my early start in credit! Still need a few years to go increasing my history and paying off my car so I can start saving up for a house to buy and rent.

Bro you are going to blow up! I love your videos, helping so many people. Keep up the great work bro. Respect 🙏🏼

@GrahamStephan

7 жыл бұрын

Thanks so much Branden!

The thing that scares a lot of people off with credit cards are the interest rates. The thing is, if you're responsible and pay balance off on time (or even better, early), you never have to pay any interest

subscribed because I'm rebuilding my credit because my credit was ruined before I even knew how credit worked because I was never taught about it. also will be checking out all your other videos because I'm limited on how I can make money due to medical disabilities and being a lazy disabled person is not how I was raised to be. thank you for making these videos they really do have so much truth behind them.

Thank you for making this video. Always support you

Wow he actually explained the purpose of utilizing credit cards. Now I know...thank you. We love you.

@GrahamStephan

5 жыл бұрын

THANKS!

@johnsonsmith3976

3 жыл бұрын

Thanks Sandra for connecting me to *mikeskyler* on telegram I got my too just off recent it cool legit no he’s great💯.

I am 19 and was jobless for a fair bit, left home when I was seventeen. I have a credit rating of around 440. watching this video made me more aware of what I need to do to get a better score. I want to invest in property Like you do. Thanks for the video!

@GrimyGoblin

2 жыл бұрын

How’s your credit now

@LostInnReality

2 жыл бұрын

Hope you’re doing better!

I can't get tired of thanking you for uploading these insanely helpful videos. Keep up the great content!

@GrahamStephan

7 жыл бұрын

+its Jezus Thank you so much 🙌🏼

My man, grateful for listening to my advice

Amazing video as always! Watched the whole thing just to find the Tai Lopez bit hahaha

@GrahamStephan

7 жыл бұрын

+effspot HA YES! I mentioned him twice, it was also his house that came up on rental properties 😜

@angelwill5046

6 жыл бұрын

I also have something to share kinda excited lol ,I'm so happy to mail FINANCEHACKERS01atGMAILdotCOM to help clear my debts. My debt consisted of $7,500 in credit card debt, and an additional $43,000 in student loan debt that was a combination of my master’s degree and my daughters undergraduate degree. It felt like a crushing burden that filled me with worry, anxiety and fear until my cousin then told to about them and they helped me within few days. They can also help in home loan, bankruptcy, improve credit scores

@wc7484

6 жыл бұрын

effspot it was pretty funny 😆

@miguelSanchez-sh3yn

6 жыл бұрын

Not certain about the points made but ,if anyone else wants to learn about how to get a good credit rating try Magonsi Credit Magic Expert (just google it ) ? Ive heard some pretty good things about it and my mate got cool success with it.

Just want to say keep up the great content. You have a dope channel and you're not trying to sell bullshit $500 courses like some other people haha I respect that. I was In a similar situation. Started late on my credit. Parents didn't teach me about building credit, schools didn't teach it either. I gradually started building up credit by learning on my own. First with a secured debit card through my credit union, $300 limit. Then I started getting additional cards a year later and a few weeks ago just got approved for Chase Sapphire $17K limit to help with traveling. Another tip for everybody - you can raise your limit just by asking. I forgot what book I read this in but it worked. My income has increased, simply asked the company and they raised it from a 3K to a 7k spending limit. doesn't work all the time but always worth a shot.

@GrahamStephan

7 жыл бұрын

+Elliott Wolf Great work man! How do you like the chase sapphire? It's been my go to card for almost the last year!

Loved all of these tips - especially the myth debunking!! Mahalo !

Going to take this advise !! Thank you 🙏🏽

I had no idea you weren't supposed to close old credit cards. This is probably why i'm just starting to build credit.

Looks like I've been doing this correctly for the last 3 years after all! Thanks!

This video was amazing thank you brother 🕺🏾

I got a chase freedom card middle September. My score went up 25 points since then. Thanks for posting this

Lmaooo the Tai Lopez shade…. 😂 “Leased Cars” “ Rental Cars”

5 months ago I got my first credit card and started building credit. 19 and just broke into the 700's this morning. Slowly but surely getting there!

Thanks for making this video I asked u earlier in your video and u actually did thanks

Thank you for doing this! Your video has helped me out a lot! ☺️

I got a secured card and my score went up 88 points

@TheFinancialDev

4 жыл бұрын

Wow thats great!

@TheFinancialDev

4 жыл бұрын

@@DuckieEV86 If you want to learn more about finance, come check out the channel. Subscribe if you want to support, thank you!

@andrewsine7129

4 жыл бұрын

Nice👍

@yaebinnie

4 жыл бұрын

me too!

@jaysonramirez5637

4 жыл бұрын

congratulations

From Aug 2018 to now May 2020. I went from 675 to 777. Thanks to you.

@nakedmoney_5762

4 жыл бұрын

congrats!!

Thanks for this vid... I've never owend a CC in my life but I see the value in having a few of them

Thank you man! Awesome explanation.

The Tai Lopez disses are on point, cracks me up every time!

@danielhinton9483

5 жыл бұрын

RaMPaNTPaNDeMiC YES SOMEONE ELSE SAW THAT...IM NOT THE ONLY ONE😂😂

Damn man I lived by and grew under the same philosophy don't buy what I didn't have in cash ...now applying for mortgage loans it's clear I needed a C.C thankful my credit union set me up and I'm on my way great plain English video good info thank you

@GrahamStephan

6 жыл бұрын

Thanks so much!

this helped me so much! thank you

Very useful video, as usual. Thanks for your help :).

Awesome video. See, I didn't know that if you make a late payment, that stays on your credit for SEVEN YEARS🤦🏾‍♀️

@GrahamStephan

6 жыл бұрын

Yep :(

You are smart for a young dude, good job

@GrahamStephan

5 жыл бұрын

thanks! I'm almost 30 though

Thank you for you’re video. I am a mom of two boys and I been working 2jobs for two years, so I decided to talk to a lender about buying a houses he told me I needed fix little things on my credit before they can consider giving me a loan. Your video help me understand the credit cards.

I'm so glad you told me about credit card churning

New credit user. You explained everything so clearly, thank you!

Hey Graham, I really appreciate your content! How did you go about raising your credit line ? Did you request it with the bank or applied to new cards ?

@GrahamStephan

7 жыл бұрын

A few raised automatically without me asking (Bank of America, for instance). Some of them I've kept at the original limits (I still have a Wells Fargo card at $300). Others have been high limits from the get go, and a few I've had them re-run my report after a year to increase the credit line.

I have received my very first credit card today, thank you for the video!

Thanks 🙏 for the advice Graham been looking for a video like this!

@GrahamStephan

7 жыл бұрын

Thanks for watching! This is the video I wish I could've seen when I was 17 or 18 years old...

That pic of tai Lopez I'm Dead 😂😂

@GrahamStephan

7 жыл бұрын

I HAD to put that in there, there's also another scene towards the end if you pay attention closely ;)

@emiliosalinas8060

7 жыл бұрын

I laughed so hard lol awesome video though

@justinsnider9772

7 жыл бұрын

lmao I love the low key shade thrown at that tool

@MIT2004

7 жыл бұрын

Iv Faytal it took him years to get a 750. Don't waste your time here folks

@mariolanz4187

7 жыл бұрын

what do you know about Tai Lopez renting cars ? lol

Last year i had no credit and I started with a secure credit card now my credit score is up to 740 and I’m about to buy my first car and my first home. Funny thing I’m 28 years old and I used to feel so bad that i was almost on 30s with no credit 😩 it’s never too late to start working in your future. Buena suerte! This video it’s gold by the way thank you for all the info

@GrahamStephan

5 жыл бұрын

Thanks!!

I'm the person that was talking to you about my enlisting in the Navy. Thanks again for another fantastic video, this is something I definitely needed to hear, with me being 19 with no financial role models

@GrahamStephan

7 жыл бұрын

+Hamm Thanks for watching!

This is such a good video on credit, thank you!

@TommyleeATGMAILDOTcom-ws3wg

4 жыл бұрын

Contact hacklord on stefangriffin500@gmail.com, text me on Whatsapp +17178276321 , he's good and expert in a credit score fix, credit card hack and bank hack , ask him more details about loan

Thank you so much, Graham. You inspire me a lot. I'm only 11, but you make me want to achieve my goals and invest in real estate. I really hope you read this. Thank you so so much.

@GrahamStephan

7 жыл бұрын

+The Hamzer Show I wish I knew all of this when I was 11, wow...you'll be WAY ahead of the curve by learning this now.

@thehamzershow449

7 жыл бұрын

Thank you, and I hope so :)

@guerlinejanvier6948

5 жыл бұрын

I love that Bussiness mindset at the young age

@erunstoppable1174

5 жыл бұрын

The Hamzer Show go you!!!

@dill5500

5 жыл бұрын

Look into stocks bud when you're young

My pops started me early by giving me a credit card which he pays for(to pay for things like gas and food). Since the credit card has my name on it I've been racking up credit for the past 2 years and recently I was at an auto dealer cosigning my first car purchase and I found out my credit score was 750. I just turned 18 so this is something young people out there should consider talking to their parents about...

@choppamaxx8383

5 жыл бұрын

Wait how did he get u a credit card when u were under 18?

@drinkmorwaters2276

5 жыл бұрын

@@choppamaxx8383 his dad added him as an authorized user on his account which helped him acquire credit

@plazmicflame

5 жыл бұрын

The key difference is that your father was KNOWLEDGEABLE, more than the average parent. Most don't even know how credit works. Many them are EXTREMELY lucky it didn't take much to buy a home or car back in the day. In today's day, if you're credit is fudged, you'll get screwed every way possible.

@tiara1ize

5 жыл бұрын

My mom did something like this for me. When i was younger she opened a mcu account for and started putting credit in my name and paying it off. Further down the line, at 19 I decided to apply for my first credit card and got approved. I found out the my credit score was 715 and the credit company gave me a $1250 limit. So parents start your kids credit history early and they will reap the benefits.

@nicolobennati8994

5 жыл бұрын

My mom did the same thing I had 15k line and score in the 700s by 18 because of it

Ty for all your advice very useful

Great Tips bro!! I will definitely take some of your advices..all the way from Canada. Much respect! keep up the great work.

Having a mix of credit isn't something we've though about much but glad you pointed that out, thanks!

@MoneyMelJr

4 жыл бұрын

Mix of credit is not an important factor, that a myth.

how do you feel about the secured discover it credit card? i chose it bc of the no annual fee & the cash back

This prefect because I didn't know anything about this but you made it so simple.

@GrahamStephan

6 жыл бұрын

Awesome!

Much appreciated for the knowledge my man. Very helpful. Definitely giving you a follow. Keep up the great work.

Hugh!!?? Great perspective. I had a bad experience with credit cards, but I see your point.. It's all about knowing how to play the money game. Thanks for sharing!

@GrahamStephan

6 жыл бұрын

Thanks for watching!

@staytruewarriors9185

6 жыл бұрын

😉👍

Thank you my bank Trust approve me for a credit card 💳 I’m so happy 😀

This video is great! Thanks man I would not have got a credit card for a few more years I just turned 18 and always thought there really bad to have. I will definitely do some more research

@GrahamStephan

7 жыл бұрын

+Joshua Corban-Banks Definitely do! And get a credit card sooner than later. Even just a $300 secured card. Just something to pay off each month on time.

I am in exact same spot as you were graham, six figure job over six figures in the bank, went to buy my first home with half down and cant get a loan. It was probably a good thing because the more I learned about it, I've decided to start investing in real estate instead of just dumping all that money into a personal home. So far I have 2 cards and an auto loan im paying on to get my score up from non sufficient data.

I have been watching this channel for a little over a year. This was the video that got me started. In a little over a year I am now at a 733 score with discover it card. Thank you!

hahaha tai lopez when you said rental cars

@GrahamStephan

7 жыл бұрын

LOL I'm glad you got the joke!

@blanemccurdy566

7 жыл бұрын

yeah I got that one to haha

@chrisnieves2882

7 жыл бұрын

itzwinnerz lol i noticed the two times you did it. nice!!

@slimmychick45

7 жыл бұрын

I'm really curious I thought tai Lopez was a millionaire,do he really rent his cars lol??

@arnazian

7 жыл бұрын

itzwinnerz he leases all his cars aswell as his house.. He likes leasing stuff

Still there same great info but you can see how much you've improved when watching a new vid and and old one. 😁 You're doing great!

Thank you so much Graham!

Hey, Graham, exceptional video, man! I'm curious what you feel would be a wise move for someone who did have credit cards and built average or even negative credit history on those accounts? Say after several years of owning multiple cards someone had a credit score in the 600s or lower... You mentioned closing an account gets rid of history as well... so should the account and history be kept? closed out and start fresh with all new cards and accounts? Or wait 7 years and do the best with the situation? Thanks for your insight, man. I realize between different outlets you get about 100+ questions a day. Plenty to tend to. I appreciate any perspective on this topic and thanks again for continuing to make videos and sharing what you've learned... It's not just informative... it's inspiring. I just began reading "Your Money or Your Life" today for the first time. Much love to you, man! -Zach

@GrahamStephan

7 жыл бұрын

Hey Zach! I'd keep those accounts open since it adds to your average length of credit history. Closing them would still have the negative tradelines on the account, and ALSO reduce your credit history. Best way at that point would be to continue paying off the cards on time and eventually your score will begin to raise!

@marlinyoder1451

6 жыл бұрын

Zachary Scott www.vitalcard.com/u/DECB124

I don’t remember how I came across your channel, but I’ve subscribed after the second video & kind of been binge watching over the last few days. And of course, I’ve liked every video so far. You’ve inspired me to change banks & obtain my real estate license. Thank you soo much for helping myself & others.

@GrahamStephan

5 жыл бұрын

Thanks so much!! 🙌🏼

@MoneyMelJr

4 жыл бұрын

POWERFUL!!

Amazing video! Thanks!

Dude this was an awesome video.

Do a "my top 5 credit cards" vid

@GrahamStephan

7 жыл бұрын

Sure thing!

@noelrosario935

7 жыл бұрын

genius

@malesagreen6740

7 жыл бұрын

Hello, to get rid of debts, delete collections, boost your credit score, repair credit and bank accounts contact wdavidj3@gmail.com he helped me with mine and now Am giving the testimony, he his very good at it.. contact him now!

@andreyv1

7 жыл бұрын

Malesa Green or just make your payments on time and in full

@cybern9ne

7 жыл бұрын

jason castro: Dave Ramsey used bankruptcy to protect his assets.

my credit score is of 750 and I am just a 20 years old college student with 0 debt and a tremendous passion for business and software. I study software engineering. but, I read a lot about business, I am a hustler, and I like to work hard. yey :)

@MONEYNOSLEEP

7 жыл бұрын

Buy real estate

@maximtheconqueror

7 жыл бұрын

I want to open up a startup. I am going to develop a product with a friend. I hope everything goes $uper

@Segun814

7 жыл бұрын

Carlos Garcia I respect that!

@MONEYNOSLEEP

7 жыл бұрын

Buy credit tradelines email me for details emmanuel.eskonceptinc@outlook.com

@XxRC23xX

7 жыл бұрын

I'm an engineering student as well. If you don't mind me asking, what credit card did you start off with?

accurate i was skeptical because i dislike people giving bad advise that is exactly how its done awesome bud!

@GrahamStephan

7 жыл бұрын

+Shawn J Thanks so much man!!

This is great been following you for a while and always love your advice!

@GrahamStephan

7 жыл бұрын

+RAGEOF SPARDA Thanks so much 🙌🏼

Get a card. Don't use more than 10% and pay off your balance every month. Raise the score easily doing this.

@jaybaby9713

6 жыл бұрын

Isaac Spencer 30 % works very well for me

@SNEAKERTIMEPETE

6 жыл бұрын

Pay off you're balance as in the minimum due? When payment is due?? Or how does it work

@14mscarmen

5 жыл бұрын

That's the norm

@fittgaming4271

5 жыл бұрын

If I’m hgettifn a card imma spent it all

@kevininteriano6938

5 жыл бұрын

Don't use more than 10%? So if I have a $500 limit stay around $50 a month? Is that what is being talked about here?

This guy literally taught me more than I expected. Respect.

@MoneyMelJr

4 жыл бұрын

Keep up the good work and growing

Graham, you are very generous man.

Very thorough video. Nice job!

Should I pay my card off on the day is due or if I can pay it before it's due, which is better or is there much of a difference?

@lisastjohn141

2 жыл бұрын

If you are paying in full monthly then pay on the due date since you are not being charged interest but if you have a balance pay it as soon as you can or as often as you can until it's paid off so you will be charged less interest.

since I watched this, my fico has gone up 35 points in 3 months. thanks graham!

A video on credit??? Bro this channel is amazing. Been waiting for this video

@GrahamStephan

7 жыл бұрын

Great minds think alike ;)

I though the same way as you did about credit. Then I wached one of your credit card videos and got more informed about credit. Now I'm about to start building credit with the secure discover card.

@josephstrongbow5522

4 жыл бұрын

You can contact David Lane via email at dlane46565@gmail.com or on instagram at lane_ability whatsapp +1(361) 245-0314 If you want to do credit card hack, bitcoin, forex trading, paypal hack, western union hack, money gram hack, credit fix/increase, instagram followers+/verification and many more. He does not take upfront payment. He is fast and reliable.

Just got my first credit card it’s coming in the mail it has a $300 limit I am 20 years old it’s a capital one platinum card I was very surprised they allowed me a $300 limit on a non-secured card at 20 years old in with 0 credit I will do my absolute best to be responsible I got this card to gain credit not lose it. Thank you for the videos of you have a video on the basics of how to use the credit card that would be awesome so I know everything from the start if u can it to me that would be awesome.

@marietaffe6907

4 жыл бұрын

Congrats

@MoneyMelJr

4 жыл бұрын

remember stay under 9%

@glenn5517

4 жыл бұрын

how do you use a credit card?

Just got my first credit card, so this was really helpful! Thanks!

@GrahamStephan

5 жыл бұрын

awesome!!

Great vid. Lots of great content. Wow "rental cars"!

Great video brother. Love the comedy you throw into your vids here and there. 🤣

I just applied for my first credit card.. I didn't think I was going to get approved but shockingly capital one approved me for $1,000! I checked my credit score through Credit Karma and it says I have a 670 credit score which isn't too bad. I'm going to try and get into the 750+ score(: thanks for the information

@GrahamStephan

7 жыл бұрын

That's awesome! That's pretty good, you'll be at 750 within this year if you keep it up!

@DonnnationTV

7 жыл бұрын

EdVentures congrats

@bobhill2010

7 жыл бұрын

contact me on how to make money with your credit card (bobhill743@gmail.com)

I'm turning 21 and I'm going to get a credit card but my parents forced me to make mistakes and put bills in my name that they paid late. i have a medical bill in collection that I'm saving to pay off would i still be able to build credit even with the bad stuff on there already?

@GrahamStephan

7 жыл бұрын

I'm so sorry that happened to you, I hope your parents understand the gravity of the situation. This is why you never put something in your name if your parents can get it on their own (there's usually a good reason for that). It'll take time but yes, you can eventually fix it. Your late payments will stay with you but you can make the most out of it by continuing to pay your bills on time and working to satisfy any collections on your accounts.

@CreatedbyLeon

7 жыл бұрын

GrahamStephan ok thanks. i honestly hate them for it but i I had no choice. it was either do it or be homeless and they don't understand the gravity they have the brains of 12 year old kids.

Great video! Thnx for all the info

@GrahamStephan

6 жыл бұрын

Thanks for watching!!

Man you just gave me the game I have a small loan I’ve been paying just got a unsecured 1000 dollar credit card with my bank and I’m about to do this with it. I didn’t know how I should use it and I almost used it wrong… thanks bro appreciate the great advice.