Credit Card VS Debit Card: What's the difference? - Which One is Better For You? Urdu / Hindi.
Credit card vs Debit card | Differences, advantages and disadvantages in Urdu & Hindi. ATM Card Vs Debit Card Vs Credit Card | The Real Difference. Difference among ATM Card, Debit Card and Credit Card | Urdu. How Credit Cards Work? Should I own a Credit Card? Credit Card vs. Debit Card Explained In Under 8 Minutes.
This video explains the differences between debit cards and credit cards in Urdu / Hindi. The importance of debit cards and credit cards, how credit and debit cards work, how to get them, and how you should use them. Most importantly, we bust some important myths about using a credit card; tell you all about how credit cards make money, also how it can lead you to a debt trap, and how you just need to be smart and diligent while using a credit card. Reality Of Credit Cards.
A decision to choose between a credit card or cash or a debit card can be a very significant decision of one's life. So, understanding what is a credit card or what is a debit card and how they work can help you in making a better decision. This can also help you to maximize your savings and make you a smart credit card user.
The following areas are explained in this video:
What is credit card? What is debit card?
What is credit card in Urdu. What is credit card in Hindi.
What is debit card in Urdu. What is debit card in Hindi.
Credit Card for beginners. How credit card work in Urdu.
Explained debit card in Hindi & Urdu. Explained credit card in Hindi & Urdu.
Credit cards for beginners. How debit card work in Urdu.
Credit card debt in urdu / hindi. Why I Don't Use Debit Cards.
Difference among Debit card/Credit Card/Mastercard/Visa Card/Atm Card.
ATM Card | Plastic Money | Credit Card | Debit Card | VISA | MASTER Card.
Why should you get a Credit Card in Pakistan?
Credit Cards vs Debit Cards (And When to Use Them)
Difference between credit card and debit card.
Credit card advantages and disadvantages.
Debit card vs credit card. Credit Cards benefits in Pakistan.
How credit card work in Hindi. How debit card work in Hindi.
Debit card kya hota hai. Credit card kya hota hai
Debit card and credit card difference. Credit card vs debit card.
Credit vs debit cards financial literacy. Credit card information.
Credit Card discounts. Debit card or credit card me kya fark hai?
What is credit card and debit card?
Credit Card ka bill nahi bhara to kya hoga?
What is credit card and what is credit score?
The best credit cards and the worst credit card.
What is the difference between credit card and debit card?
Waseem A. Minhas is a business and finance professional based in Karachi, Pakistan. He is a Chartered Accountant from the Institute of Chartered Accountants in England and Wales #ICAEW. He is also a member of the Association of Chartered Certified Accountants #ACCA (UK) and the Institute of Cost and Management Accountants of Pakistan #ICMAP. He has served numerous government, public and private sector organizations at different managerial positions. He aims to promote financial literacy and empower everyone to learn about the skills required to make smart financial decisions in the most simplified way.
Please like, comment and share our videos and subscribe to this channel to stay connected.
Best regards,
Waseem A. Minhas
Disclaimer: The information on the Channel is intended to be general in nature and should not be taken as personal financial / investment advice. It does not take into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should do your own research and seek independent financial advice prior to making an investment decision.
#creditcard #debitcard #financialliteracy #FinanceWithMinhas
Пікірлер: 134
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Boht achi Waseem bhai. It was really helpful.
@WAMinhas
Жыл бұрын
It's a pleasure that you liked it. Thank you so much 😊
Boht behtreen.. aasaani se smjha diya😊
@WAMinhas
10 ай бұрын
Bht bht shukria.
Excited for next video
@WAMinhas
Жыл бұрын
Thank you so much for your excitement and patience. Our next video will be uploaded soon inshallah 😊
Informative video
@WAMinhas
Ай бұрын
Thank you for your feedback.
You explained very well thank u 😊
@WAMinhas
8 ай бұрын
Glad it was helpful! Thank you.
Informative, a complicated topic explained in elegant way…👍🏻👍🏻👍🏻
@WAMinhas
Жыл бұрын
Thank you so much brother 😊
Very informative. Thanks
@WAMinhas
Жыл бұрын
Thank you so much 😊
Thank you bahi information deny ke ❤
@WAMinhas
Жыл бұрын
I'm happy to know that you liked it. Thank you so much 😊
بہت خوب !جیتے رہیں
@WAMinhas
2 ай бұрын
بہت بہت شکریہ حوصلہ افزائی کیلیے۔
Zbrdast Boss Informative, a complicated topic explained in elegant way
@WAMinhas
9 ай бұрын
Thank you so much for your feedback, dear 😊
Very good information❤❤❤❤
@WAMinhas
28 күн бұрын
Thank you for your feedback.
Excellent knowledge 👍
@WAMinhas
5 ай бұрын
So nice of you
Zbrdast, explained in best way 👍
@WAMinhas
Жыл бұрын
❤️ thank you so much
Sir thanku soo for this outstanding video
@WAMinhas
8 ай бұрын
I am glad you liked it. Thank you so much for your feedback.
Nice sir well explained
@WAMinhas
4 ай бұрын
Thank you so much.
Detailed, valuable and informative analysis
@WAMinhas
Жыл бұрын
Thank you so much for your valuable comments and feedback 😊
Great video to explain
@WAMinhas
6 ай бұрын
Thank you so much dear.
Thanks for such a useful information
@WAMinhas
Жыл бұрын
Glad it was helpful! ❤️
Valuable information thanks
@WAMinhas
10 ай бұрын
I am glad you liked it. Thank you so much
Best information dear stay blessed
@WAMinhas
Жыл бұрын
Many many thanks dear.
Excellent and informative video
@WAMinhas
Жыл бұрын
Thank you so much 😊
Very good video about credit and debit cards.
@WAMinhas
Жыл бұрын
Thank you so much
Well explained!
@WAMinhas
11 ай бұрын
Thank you so much
Bhoat acha vilog tha
@WAMinhas
Жыл бұрын
Thank you 😊
Very informative
@WAMinhas
Жыл бұрын
Glad you think so! Thank you so much
Informative
@WAMinhas
Жыл бұрын
Thank you so much 😊
Very good video about credit and debit cards
@WAMinhas
Жыл бұрын
😊
Thanks for helping ❤
@WAMinhas
10 ай бұрын
I am glad it was helpful. Thank you
great informative vedio 🔥🔥💯💯👍
@WAMinhas
Жыл бұрын
Thank you 😊
Nice information
@WAMinhas
8 ай бұрын
So nice of you
It's a worth watching video
@WAMinhas
Жыл бұрын
Thank you so much for your feedback dear.
excellent style of explanation
@WAMinhas
6 ай бұрын
Glad you liked it! Thank you 😊
Very polite man
@WAMinhas
10 ай бұрын
Thank you so much dear 😊
Thnaks you sir❤️
@WAMinhas
Жыл бұрын
You are welcome 😊
Nice explanation 👍
@WAMinhas
Жыл бұрын
Thank you so much
Awesome video as always. Easy explanation of financial technicalities.Very informative financial channel on KZread. Highly recommended for Urdu/Hindi viewers. #Finance #CreditCard #DebitCard #Banks #Loan #HBL #ABL #UBL #MCB #Meezan
@WAMinhas
Жыл бұрын
Thank you so much brother. Your feedback and appreciation means a lot to me. I am working really hard to learn to make good quality and interesting content. Stay connected, stay blessed. ❤️
Ma Sha Allah
@WAMinhas
Жыл бұрын
Thank you so much
Excellent way of guiding .... So Sweat
@WAMinhas
Жыл бұрын
Thank you so much 😊
Nice 👍
@WAMinhas
7 ай бұрын
Thank you
Thanks bro
@WAMinhas
6 ай бұрын
You are welcome 😊
زبردست
@WAMinhas
11 күн бұрын
Thank you so much
Sir makes more such informative vedios ❤❤❤❤❤
@WAMinhas
6 ай бұрын
Yes, I will start making videos again soon, inshaAllah. Thank you for watching
Thank you
@WAMinhas
Жыл бұрын
You are welcome 😊
nice
@WAMinhas
7 ай бұрын
Thank you
Nice
@WAMinhas
7 ай бұрын
Thank you
Sir instalment plans men monthly Qist k braver he bank ko pay karny ya us products ki mukml kemat usi month men deni?
@WAMinhas
9 ай бұрын
Jitni monthly instalment hogi utna hi pay krna hoga. Agr instalments krwa li jayen to phir poori qeemat phle mahinay ma nahi pay krni hoti.
Ese kon samjhata ha bhi Very nice person love you Good sir💗💗💗💗💗💗💗💗💗💗
@WAMinhas
6 ай бұрын
I am glad you liked it. Thank you for your feedback.
Would you please tell me , which microphone 🎙️ you are using to record your videos, the content and voice quality is stunning.
@WAMinhas
Жыл бұрын
Thank you so much for your feedback. I record my video by using a Boya microphone, which is commonly available in the market.
@huzaifabhaya
Жыл бұрын
@@WAMinhas welcome & Thanks for your quick response.
@WAMinhas
Жыл бұрын
@@huzaifabhaya you are welcome 😊
Sir , your teaching style is awesome 🎉but tell me that how the next bill which i had to pay would be around 97850 as in your example of (100000) you said?
@WAMinhas
Жыл бұрын
Thank you so much for your kind words, dear. I have calculated this amount on the basis of following assumptions: - minimum payment is 5% of the outstanding amount. - interest is charged at the rate of 3% per month. (In Pakistan, most of the banks charge interest and minimum payment at around the same rates) So outstanding amount i.e 100,000 minus 5% minimum payment i.e 5,000 equals 95,000. Next month, the interest of 3% will be charged at 95,000. 3% of 95,000 = 2,850. And the next month's bill will be equal to previously outstanding, i.e. 95,000 plus interest of 2,850. This adds up to 97,850. I hope this will help you understand the concept.
KZread payment ky liye konsa bank ka card behtar rehta hai ATM card ya debit card visa ya debit card visa ya debit card prepaid ya MasterCard ya credit card wagaira?
@WAMinhas
8 ай бұрын
KZread ki payment bank account ma aaye gi. Card ma nahi. Card ap use kr skte hain osay bank se withdraw ya utilise krne k liyay. Master card ya visa card se farq nahi parta. Bank k account open krne k charges dekh kr decision krain account open krne ka.
OK sir
@WAMinhas
10 ай бұрын
Thank you
❤
@WAMinhas
4 ай бұрын
😊
Nice app
@WAMinhas
Жыл бұрын
😊
KZread payment ky liye konsa card bnana zayda behtar rehta hai atm card ya debit card ya credit card ya konsa bank card?
@WAMinhas
8 ай бұрын
As responded earlier.
@tayyabimranmahatir
8 ай бұрын
@@WAMinhas current account KY liye konsa card behtar rehta hai?
@WAMinhas
8 ай бұрын
@@tayyabimranmahatir debit card.
done
@WAMinhas
Жыл бұрын
😊
@shahzaibandkhokhar
Жыл бұрын
@@WAMinhas bhai hmra ap kr da
Sir hum ny ghalti sy dibt card ki jaga credit card banya hi aor ab band nhi hota hi to baghair istemal ki koi tex to nhi aiga please reply Sir
@WAMinhas
Күн бұрын
Agr card use nahi krna to close krwa dain. Kuch banks card activate krwanay se phle hi fee charge krna shuru kr dete hain aur agr ap pay nahi krain gy to interest add hota rhe ga. Behter hoga jis bank ka card ha uski website ya helpline se card k charges ki detail maloom kr lain.
@BilalKhan-go7wx
16 сағат бұрын
@@WAMinhas Sir bank ko call kya hi woh bol raha hi ki tumhara card inactive hi riyadh bank hi
Debit Good
@WAMinhas
7 ай бұрын
Yes, spend what you own 👍
Are we bound to spend certain amount every month on our credit card?
@WAMinhas
Жыл бұрын
No, normally there is no such condition with the majority of cards. However, banks offer incentives to their customers to spend more in the forms of cash back, discounts and reward points.
Bhai
@WAMinhas
5 ай бұрын
Jee bhai.
Jb tak laalchi zinda hai dukhay bazz bukha nh merta
@WAMinhas
10 ай бұрын
Yes, you are right.
Boycott all brands USA America 🚫 israel products Visa Card ATM ❌ 🏧 mastercard 🚫🌍 Apni country ka use karo halal verify certificate foods Card ATM support online Digital payment system service company please ek video banaen
@WAMinhas
4 ай бұрын
Thank you for your feedback dear. I will consider making one video about this.
Yur comments relate to irresponsible persons
@WAMinhas
9 ай бұрын
Yes, irresponsible in managing finances.
Behtren video ❤
@WAMinhas
Жыл бұрын
Bht bht shukria