💳 apply for citibank credit card: citi rewards card ⭐️ bit.ly/CitiRewardsCC (highly recommend! no annual fee for life min of 20k spent within first 60 days - until oct 2021) citi simplicity card bit.ly/CitiSimplicityCC citi cashback card bit.ly/CitiCashbackCC Hello guys!! Here’s part 2 of my credit card 101 series-tips on how to properly handle your credit card. 💳 Hope you’re all safe 💕

@sheinaandeza9593

4 жыл бұрын

Great content as usual! ❤🙌

@joanfernandez4457

4 жыл бұрын

Tnx po

@nicoleseo4641

4 жыл бұрын

Thank you ate thea stay safe as well:) fr. Korean tita of ortigas

@madonnaa.7725

4 жыл бұрын

Recently got my CC. This video helps me a lot 👍👍

@vincemorales4191

4 жыл бұрын

Bakit po ako hindi makapag over the limit? Last time i have 22k remaining balance and then mag swipe sana ako worth 23k. But ayaw po niya, rinerequest po ba yun sa bank? I have BPI cc btw. Thank you

I so love this girl for opening my eyes especially when I got my second card. Having a gold card is not a rights... It’s a privilege but you need to establish a good banking relationship. Meaning paying off your balance on time and even paying the minimum due to avoid being on a negative balance. Kudos! Please keep making these helpful videos to spread financial awareness.

Hi, ate Thea, I've been waiting for your upload. I really appreciate you taking time to research, sharing your experiences and for making these kinds of videos. Love your #titatalks 💕

THEA! I just want to say thank you for guiding me with your financial advice. Did you know, before I applied for a new credit card, I revisited your video countless of times and took down notes. I am now 8 months in and religiously paying for my card! Also, establishing my credit score. Thank you for teaching us what they don't in school. Please keep it uppp! A big fan and supporter here. Hehe

Thank you Ms. Thea for creating another content on the subject of credit cards. Just received my own at the beginning of the month so these information are really relevant.

Hi Ms. Thea! Thank you so much for this. I was having a difficult time choosing which card was perfect for me. Although articles explained the differences in between one card over the other, your content however covered the basics and precautionary tips perfect for beginners. I really appreciate this. I will be one of your regular viewers starting today. Thank you very much and continue to spread financial awareness! God bless.

Watching your money talks or tita talks. It really helps me to be more careful about my spending, btw i`m on my 20s that is why im happy because i saw your videos. Informative and Helpful, keep it up

Thanks for uploading another informative video. I have learned new ways to protect my credit card. I love the correction tape tip for the CVC. I will do that too. I hope you can upload more videos. Is it possible for you to make a video on budgeting with Excel presentation? Take care.

Thank you Thea! You clearly explained the fine print in owning a credit card. Very helpful tips, as always I appreciate your videos. All the best to you!

I always love your videos/content! Straight to the point and very informative! Walang paligoy ligoy and pinaghandaan ang content even if matagal bago ka maka upload ulit, that’s why its always worth waiting and/or watching for kahit pa mahaba yun video. I hope before the year-end ma-achieve mo na ang silver button. 💗

For tip #6 - this happens to most banks, your credit limit gets replenished everytime you pay. Here’s a tip, for BDO cards it doesn’t work this way. Every month/cut off, your credit limit gets replenished regardless if you pay or not. Say for example your limit is 20k, and you used up the entire amount, on your cut off, your limit gets replenished and you have another 20k even though you have not paid yet

Thank you so much for the tips!! Saktong sakto kakadating lng ng CC ko yesterday, nung pinanuod ko part 1 nag-plan pa lang ako kumuha. This is so helpful ate thea!! ♥️♥️ ♥️

Finallyyyy!! Been waiting for this ♥️

Super grateful for your tita talk videos 💖💖 I learn a lot as in 💖

Favorite series 👏🏻💖

I was waiting for this! Thank you so much!!! ❤️❤️❤️

Been waiting this since nung napanuod ko yung Credit card 101. Thank you so much ate Thea

Been waiting for this. Thankyou ♥️♥️

Ahhhh need this! Liked before watching. ❤️❤️❤️

Was waiting for this vlog! Thank you so much!

Next time, talk about the Secured Credit card. Your limit is your money. Kinda hold you back from overspending. Also, the money being held by the bank usually earns higher interests than your usual savings account. Plus of course all the benefits, perks and convinience of having a normal credit card.

I remember nung part 1 wala pa akong cc, now I have na. Still this helps even if I work as csr for financial bank

@florentinoencabo298

4 жыл бұрын

Wowm ako din meron na credit card. Di ako nag aply pero pinadalhan ako ng bdo, siguro dahil sa ginagamit ko sa mga transaction ko ang bank account ko, mga transper transper lang lang gcash and bank to bank,.

@MelPB15

3 жыл бұрын

anong bank cc mo? at ilan credit limit mo?

@karlamargarettang9243

3 жыл бұрын

@@MelPB15 unionbank gold

@japanesejapanese6620

3 жыл бұрын

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

@karlamargarettang9243

3 жыл бұрын

@@japanesejapanese6620 no po wLa 0

the first time i watched this wala pa yun cc ko due to lockdown pero i have it now na. i searched for this video para ma-refresh ako sa mga do's and don'ts para iwas extra charges sa cc

Always waiting for your content 😊

Yey!! Always looking forward for a new upload 😲😄❤❤❤ Also looking forward to see how you're doing in this times 😷

Very comprehensive and helpful! Salamat, Thea!

Much infooooo!! Thanks, Ms Thea. More kinda vlog like this 🙂

Please update a video on how you prepare for community quarantine for covid-19. I want to get some ideas from you. Your one of my favourite youtubers by the way. Please upload more videos 😘

Thank you for teaching things they never teach us in school!!

Tagal ko na rin inabangan ang part 2 nitong credit card series. 😊

Hi, Ms. Thea very timely ng pag pop up ng vids mo. I'm planning to have my first cc then I saw this vid. Though, I've watched the 1st part po 😅 Well explained! Full of info nasa viewers na lang kung paano i-digest. Thanks for sharing the information 🤗

Hi Ms. Thea! I'm currently working in a bank but still this is so helpful thank you for giving us a wonderful content 😊💖

Love these kinds of vids from you ate!!! 💓💓

Wow. I know almost all, except dun sa installment na mababawas sa total credit limit, very helpful kasi kaka purchase ko lang kanina ng installment. Thank you so much! 😊

This is very helpful and informative! Thank you for uploading!😘 Take care and stay safe!😊

Napakalinaw ng explanation mo hija. Thanks .God bless you and more power to your channel

Thanks for this, Ms Thea! ❤️

THANK YOU SO MUCH! THIS IS REALLY HELPFUL FOR ME AND TO OTHERS

More of this! More of tita talks! More of budgeting! More of adulting! Hehe. Love your content girl. And also missing your make up reviews. 😍 Love you 😘 P.S. Please do a review on Sunglow by Rei Germar and Mae Layug ♥️

Very informative and timely for me at the moment. 😊 I'm curious on the Metrobank No Anual Fee Credit Card.I have an existing ccard (other bank),and I wanted to avail of that No Annual Fee Metrobank CCard one.How likely can I be approved if I apply?Thanks 💕

Napaka helpful ng vlogs mo. Unlike othe content creators. Very precise and full details. Not even a waste of time. 🎉

This is so timely :)) kailangan ko to. thank you thea!!

Thanks for the vid, Ms. Thea! 😊 more contents pa pleaaasse! Just had ny CC pala.

This is a great topic, because most of the people forget how to use their card.

@japanesejapanese6620

3 жыл бұрын

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

I like your contents when it comes to credit cards, I was enlightened with all the things I was worried/unknowledgeable enough ❤️

@japanesejapanese6620

3 жыл бұрын

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

Hi! This series and your other financial series are very helpful. question, what are the fee/s you have to pay monthly if for example di mo ginamit yung credit card mo for that month?

I miss your tita talks ate thea! Pls do more tita vids relate na relate ako!

Super informative and helpful! Thanks for this! 👍🏼

Very helpful and informative 👍🏻 loved it ❤️

love it! you covered everything on this video!

I was planning to apply my very own cc since I’m on the stage of tracking my finances and would like to build my credit score! Thanks for this video! 😊 would just like to ask your opinion on pre-approved card applications given by banks?

Very straight forward, simple and informative.

Sooo helpful! Thank you sm Ms.Thea ❤️

Very much needed infos. Thanks thea!

Thank you for these info! Very helpful! 😊👍

Hoping you'll do a review of the cc you have, especially how their customer service are. For reference lng din for new cc holders. Thanks po! Love this tita talks po. I'm learning a lot!😊

Yay thank you Ms. Thea for another adulting vid. 😊🙏

Budgetarian goals forever!!!!

Thank you for uploading this hayyyy tagal kong hinitay.

Very helpful abd informative content. Thanks Ms. Thea ♥️

More videos like this please! Thank you 🙏🏻

Very informative! Thanks for sharing!

My first CC was approved yesterday. I am so happy. ❤️ very helpful tong video na to. I really love thea’s videos in general. ❤️❤️❤️❤️

Very timely sa experience ko kanina. Worth the watch. 😊👍Thank you Ms. Thea! ♥️

Very helpful. More of this kind please. 😍

Love love love this thanksss

Thank you. Very informative. Keep up the good work. 💳

Love your segments like this! Though I miss you beauty reviews ❤️

Hi Ms. Thea, How do you inform your bank regards going out of the country trip? Pwede po ba phone call or go to the nearest bank branch?

Thank you so much Thea!

Thank you for this. It's very helpful. Abangers talaga ako sa #TitaTalks haha.

BDO emailed and messaged me that I'm qualified to avail the Titanium Mastercard. U got any idea of the perks and advantages of having such CC?

I love this video! huhu i took notes! salamat!

Very informative. Thank you 😊

Super busog po kami sa info. Thanks so much. Very informative. Keep making these kinds of videos po.💚

Thank you for this video learning a lot from this, new fan here.

Hi Thea, I am interested in the Citi Premiere Miles Card. How much (range) do you usually need to spend before they wave the annual fee? Hindi rin kasi ako masyado magastos kaya I’m worried na baka di ko mameet yung target spending. Thank you.

Thank you po! Dami ko natutunan :)) 💛💛

Yess thizzzz is it!!

Dami kong natutunan. Thank you. I will apply these tips for my 4 credit cards.

Ms. Thea I have a question regarding yung safety. If I eat in a restaurant tas card payment, minsan nagaalangan ako na ibigay yung card ko tas ang layo pa nung POS. Sasamahan ko ba yung card ko? Kasi hindi lahat ng places dinadala sa table ko yung swipe thingy. 😔

Thanks for this vid! 😊

Dami kong natutuhan. Great things to know! ☺️ Thanks! ☺️

Hi Thea, naka on ba yung caption submission mo? Super helpful ng video mo so dahil bawal nanaman gumala, baka sipagin akong maglagay ng captions para makatulong din sa mga hearing impaired or di fluent sa English 😊😊

Thankyou so much sa pag explain about sa credit card. Very informative!

Yayyyy thankyou! ❤️

Hi Miss Thea! Would you recommend using Wallet/Apple Pay as a credit card safe-keeping option too?

Thanks Thea, new subscriber here, BDO sent me a BDO Diners Club International Credit card today, I don't know if I will activate it, I'm in my 30's and I always use cash to pay for everything. So helpful yung topic mo, I am thinking of using it actually! :)

very informative. thanks ❤️

Straight to the point, accurate and helpful! Thank you, Ms. Thea! 😘

@japanesejapanese6620

3 жыл бұрын

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

@ldrs6542

3 жыл бұрын

@@japanesejapanese6620 yes. Para walang confusion. Normally naman paperless na ang statement of accounts.

@japanesejapanese6620

3 жыл бұрын

@@ldrs6542 paperless? sa email sinesend or phone number? tsaka kung zero no need na ba pumunta sa pinagbabayadan para ipakita na zero yung bill? or need pa rin ipakita kahit zero? sorry noob question po

@ldrs6542

3 жыл бұрын

@@japanesejapanese6620 yes, email and sa contact number mo. But the detailed statement, nasa email. If you had no transaction for the month and zero naman yung statement, just disregard it.

@japanesejapanese6620

3 жыл бұрын

@@ldrs6542 oh thanks! tsaka need pa naman yan iacctivate diba sir? yung visa credit card kasi pinadalhan ako ng cc di naman ako nag apply! haha kinabahan ako wala pa kasi ako alam sa CC

This so helpful!!! Thank you! 💕

@roselinrodregas3409

4 жыл бұрын

Pat Honrales text him on what's app +1(206)-415 4732

Hello Thea, on my union bank, I have my last statement balance as September 15, 2021. Is this the amount I should pay before, October 15, 2021 to avoid interests? Thank you so much 😊

Thank you for this!

Ms. Thea, what documents do we need to prepare when applying for a CC? Every payday, our payroll is sent via email. Can I just have it printed then sign it? Needed pa po ba ang signatures ng management when applying for a cc?

Very informative! Thanks

Thea, nice video. Tanong ko lang if yung Citibank card mo ba ay magrefund din kahit ikaw mismo ang magcancel ng sarili mong flight, dahil sa emergency?

Thanks ms.thea 💛

Thank you Ms. Thea, helpful nman ng vlog mo.

Pag halibawa ba bumili kang item for example tv or laptop, and sinabi mo installment yung payment, installment din lalabas sa bills mo o kung magkano talaga yung amount ng item?

Hi! BDO sent me gold jcb CC. If I activate the cc sent to me, do I need to undergo the process u mentioned in part 1? And how come they sent me a cc for activation when I didn't even apply. thanks 😊

@esdeath9723

4 жыл бұрын

usually po nagpapadala ang banks ng CC sa customer based sa savings account po and kung in good standing yun balance. di ba sya laging nasasaid and if malaki na yun amount na naka-deposit.