Create a budget for the first time. 10 EASY STEPS! Cash budgeting 101.

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Create a budget for the first time. 10 EASY STEPS! Cash budgeting 101.
#savingschallenges #cashstuffing #cashenvelopestuffing
Email:4theloveoffood2@gmail.com
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00:00 Welcome
00:29 what’s your reason for a budget
02:36 10 steps to creating your first budget
14:15 creating a sample budget
41:43 thank you and goodbye

Пікірлер: 95

  • @kylieanne6211
    @kylieanne62114 ай бұрын

    I've been watching your videos since the Fall and finally went ahead and bought your Easy Savings Challenge book and started really focusing on saving/budgeting... I started 2/6 and already finished the $20 block challenge and have filled 7/100 envelopes!!! I have save $551 so far!!! Following you has changed my life. Thank you, Celissa!

  • @MimaHope

    @MimaHope

    4 ай бұрын

    Congratulations on your progress.

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    AMAZING!! I just finished the block challenge too! We’re twins!! ♥️♥️

  • @octaviahoward108
    @octaviahoward1084 ай бұрын

    Nice video. Debt avalanche is paying by interest rates (high to low) and debt snowball is paying based on balance (low to high).

  • @user-tv9sb7wq7z
    @user-tv9sb7wq7z4 ай бұрын

    Great video! I do this now with just a check register. I always watch these types of videos looking for better ideas or great tips that may help me improve my budgeting. But, I must say, you killed it! You did such a great job explaining and demonstrating! Several people ask me for help with their budgeting and paying off debt. This will be the video that I suggest they watch. I appreciated you and your videos. Thank you.

  • @nicki4days
    @nicki4days4 ай бұрын

    I wish I learned this when I was younger omg eating out and shopping 🛍️ main problem this year I will no longer be living paycheck to paycheck and not have any savings. Thank you so much for teaching me what I should’ve learned never stop teaching please 🙏🏾

  • @joannhutchinson3030
    @joannhutchinson30304 ай бұрын

    I started this budgeting thing in january and I found out I spending 200 on door dash in 2 weeks

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Oh my!! DoorDash has a lot of fees. I spend quite a bit on eating out too. I just drive to get it. 😂

  • @melanieboykin9455

    @melanieboykin9455

    4 ай бұрын

    Wow! My son was doing the same.

  • @Mademj8008
    @Mademj80084 ай бұрын

    Hey Celissa 👋🏼, great video for new budgeters and a refresher for those who need to rethink their current and future budget. Loved it.

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Yes! Thank you! ♥️

  • @portialewis1826
    @portialewis18264 ай бұрын

    You have a marvelous mojo for CB 101. Three videos so far. These are like a course and/or masterclass for free but should be for a fee. You are valuable. Blessings. 🕊

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    You’re so sweet and motivational. ♥️

  • @lafredapayne7977
    @lafredapayne79774 ай бұрын

    Thanks for all that you do to help us that are new to the cash budgeting system. I love your positivity. Just completed the $1 savings challenge from the Easy cash Save more money challenge book and ready to start the next challenge. 💚💚💚

  • @user-tc6zk1sf8s
    @user-tc6zk1sf8s4 ай бұрын

    This was totally awesome. It gives me more incentive to start celebrating my milestones in cash budgeting

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    For sure! We definitely need to do that! ♥️

  • @lorettaholmes5580
    @lorettaholmes55804 ай бұрын

    This is exactly what I need to start on my savings and budgeting journey, I’ve already started on my emergency fund and looking forward to seeing more of your videos, Thank you so much!!❤❤❤

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Loretta! I’m so glad it was helpful! 🥰

  • @rachelsmith6194
    @rachelsmith61944 ай бұрын

    We needed to get our spending under control, figure out where our money was going, and then focus on paying off debt. Hoping to have all CCs paid off either end of this year or next year. Your little 1st edition saving book is what I'm using for it. Perfect to saving chunks to pay them off.

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Awww sounds like great things are happening for you Rachel! ♥️

  • @clairereimoninq7308
    @clairereimoninq73084 ай бұрын

    Great video I love your teaching you explain everything so well 😊

  • @jaimepatterson1977
    @jaimepatterson19774 ай бұрын

    ❤️🧡💛💚🩵💙💜🤎🖤🩶🤍🩷 Hey Celissa. This was a really good video. You should have been also a teacher. I learned how to balance a checkbook and also make a budget and high School in democracy someowhat, but also taught myself the rest of the budget. I shared this video because I knew it could help others financially. There's so many that needs help financially nowadays, and who else better I know today would be you. Thank you for being you Celissa. Love you girl. See you in the next one. Take care and God bless.

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Jaime!! The colored hearts made my day! 🥰🥰 Thank you for the kind words. I too learned about balancing a checkbook in school. These days it’s not being taught. 😔 Hopefully God will bless this video and it will fall into the hands of those that need it! 🥹 Thanks for watching! Luv you girl!

  • @journeytowisdomandwealth2905
    @journeytowisdomandwealth29054 ай бұрын

    Love it 💜💜💜 Very detailed step by strep video... this will bless someone for sure 🙌🏾.. lol its the idk what this person is going through because they not a real person for me lol 😂😂😂.. We got our thorougust chic with us well done 💜💜💜

  • @mystcxprns
    @mystcxprns4 ай бұрын

    Great beginner budgeting video. I shared it with a few friends.

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Thank you!! ♥️

  • @CoopArella
    @CoopArella4 ай бұрын

    Bravo 👏🏾 👏🏾 👏🏾 great explaination AND its understandable.I have watched other videos were I walked away more confussed then ever. thank you

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Glad it was helpful!♥️

  • @jessicaricketts8066
    @jessicaricketts80664 ай бұрын

    I love this video, even tho i have been cash stuffing for almost a year now its nice to have the breakdown and see if there are any places i can improve my budgeting game😊💚

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Glad you enjoyed! ♥️

  • @joanthomsen
    @joanthomsen4 ай бұрын

    Thanks for clarification on budgeting this way, I wished I had this done years ago.❤❤❤

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Me too!! 😂♥️

  • @susbudget
    @susbudget4 ай бұрын

    This was fantastic!!! Step by step instructions. I will be sharing this video!!!

  • @MoneyBossInTheMaking
    @MoneyBossInTheMaking4 ай бұрын

    Awesome video, thanks for sharing!

  • @Sassypeanutbudgets
    @Sassypeanutbudgets4 ай бұрын

    I love this video 💜💜💜 amazing and it teaches you a lot !

  • @virginiaallen5505
    @virginiaallen55054 ай бұрын

    ❤❤❤❤❤ you did an excellent job

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Thank you sooo much!

  • @MimaHope
    @MimaHope4 ай бұрын

    Great video!

  • @user-pt4dp4ek1f
    @user-pt4dp4ek1f4 ай бұрын

    Celissa! This video was absolutely amazing! I have watched quite a few videos on how to create a budget, and this was by far the best explanation/tutorial I have gotten. Excellent class! I wish I had this when I was younger!

  • @xaviorhill1450
    @xaviorhill14504 ай бұрын

    💚💚💚💚 very good information for a first time budgeter and great refresher course for established ones who may have gotten off track! Love what you do!

  • @KaySoBlessed1
    @KaySoBlessed14 ай бұрын

    Hi Celissa! 😊

  • @amandacourtney8143
    @amandacourtney81434 ай бұрын

    Love this video ❤❤❤ Have you every thought of doing other peoples budgets and put on here for people to see real life different scenarios

  • @genelyngorospe6747
    @genelyngorospe67474 ай бұрын

    Hello maam ❤ amazing blog as always!! 🎉

  • @rangert1194
    @rangert11944 ай бұрын

    Thanks for the budgeting 101😊. I am sharing video with family.

  • @AB-zj1gx
    @AB-zj1gx4 ай бұрын

    Hello Celissa, I have enjoyed your video. Informative. What about men haircuts? And motorbikes💚💚

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Yep! Add that in. It was just a “sample budget” 😂

  • @judithprice215
    @judithprice2154 ай бұрын

    Well done!!!!

  • @TheBudgetLady133
    @TheBudgetLady1334 ай бұрын

    Awesome presentation 🙌🏽

  • @stn612
    @stn6124 ай бұрын

    Very detailed information Celissa. TFS.❤

  • @rickismith1259
    @rickismith12594 ай бұрын

    Your explanations are great as always. This will help a lot of people.💚

  • @susanpacheco8318
    @susanpacheco83184 ай бұрын

    Love, love, love this video! Definitely shared it🫶

  • @Mrs.LaShonda.Dunbar
    @Mrs.LaShonda.Dunbar4 ай бұрын

    Hey, Celissa!! I love this!! I definitely should track my expenses sometimes, I just don't need that negativity in my life!😂😂😂😂

  • @rena_vations
    @rena_vations4 ай бұрын

    I have started budgeting about a year or so ago. my reason was i needed to know where my money was going and what was coming in. I was tired of living paycheck to paycheck. I use the 50/30/20 method and im not sure but im doing the snowball method for debt payoff except for taxes and traffic fines. They are on top of my debt payoff list

  • @lrthomas11
    @lrthomas114 ай бұрын

    First time watching. Enjoyed!

  • @ashleysilas8805
    @ashleysilas88054 ай бұрын

    This was a great refresher video. It showed me some areas in my budgeting that I have got lax with. Thanks Celissa.

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Glad it was helpful! ♥️♥️

  • @moorehealthyhearts365
    @moorehealthyhearts3654 ай бұрын

    Hey Celissa ❤ Thanks for this great video, I will be sharing this at our next family meeting.

  • @prescillataylor8291
    @prescillataylor82914 ай бұрын

    Thanks, Celissa for the recap on how to start a budget ❤ I know I will always want to see a video like this, why because I know I do not know everything there is to know about budgeting.❤

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Glad it was helpful! ♥️

  • @silynthiabudgets18
    @silynthiabudgets184 ай бұрын

    Tuned in. ❤❤

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Hey Silynthia! ♥️

  • @amysodes5389
    @amysodes53894 ай бұрын

    Hello! Thank you for these videos! Another way to save some money is to "challenge" yourself to spend under the allotted amount in the variable cash envelopes! I have been able to save a little more by doing this!

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Great tip! ✨

  • @TarynWestover
    @TarynWestover4 ай бұрын

    I love these Budgeting videos and I have learned so much from you! Thank you! I have a couple of questions, but I don't feel real comfortable asking them here. May I send you an email with the questions, then if you think it is something other people would want to know, then maybe you could do a video on them without a person being associated with the questions?

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Sure you can email me or message me on IG.

  • @everythingkendra36
    @everythingkendra364 ай бұрын

    💞

  • @rosbudgetlife3324
    @rosbudgetlife33244 ай бұрын

    Hey Celissa ❤

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Hey Ro! ♥️

  • @luckylib
    @luckylib4 ай бұрын

    Thanks for sharing. I'm readjusting to an income increase

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Wonderful! ♥️

  • @Chevy2Tyme
    @Chevy2Tyme4 ай бұрын

    💚💚💚💚

  • @ruthking466
    @ruthking4664 ай бұрын

    Hi Celissa. ♥️♥️

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Hi Ruth! ♥️

  • @prescillataylor8291
    @prescillataylor82914 ай бұрын

    💚💚💚💚💚

  • @Navigating30Something
    @Navigating30Something4 ай бұрын

    ❤❤❤❤❤❤❤❤

  • @BeyondtheBinders
    @BeyondtheBinders4 ай бұрын

    PLEASE MAKE A CASH CONDENSING tutorial video

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Okay. Let me get some cash to condense and I will. ♥️

  • @joannhutchinson3030
    @joannhutchinson30304 ай бұрын

    Hey hope your doing well we are having some storms here in oklahoma I live in what's known as tornado alley but I'm not about to let that stop me from watching your video

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Joann! Be safe out there! I’m terrified of tornadoes! 🫶🏾🙃

  • @joannhutchinson3030

    @joannhutchinson3030

    4 ай бұрын

    @@Beautifulmeandyou Thank You I grew up in living in a tornado alley and I still live in one

  • @onineko14
    @onineko144 ай бұрын

    Hi! Not sure if this is a weird thing but I’ve been attempting to budget for a while and cannot straighten out what’s necessary to fund first. Like mentally, I’m stuck on the whole “bills/debt must be paid” and cannot divert to “need money for food expenses, need gas money, etc”. Any tips for this? Instead of shoveling all my money towards paying the credit card then turning around and realizing I have no cash for these expenses. 😅 I consume financial/budgeting content on the regular but it still doesn’t click.

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    My opinion is bills, weekly expenses, then debt plus savings. You’re right, if you spend your grocery money on paying a credit card you’ll have to use it again to get food. Also, it sounds like you have a shortage overall. Reevaluate what is truly needed and if you can reduce your expenses. If not, maybe look into ways of increasing your income. ☺️

  • @girlyghoul
    @girlyghoul4 ай бұрын

    Did Mr. Calculator's "1" get flipped upside down or has it always been like that?

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    It popped off some time ago. When I put it back on it was upside down. I’m afraid to pop it off to fix it. 😂

  • @joannhutchinson3030
    @joannhutchinson30304 ай бұрын

    My light bill and water bill is different every month it changes so I plan 200 for lights during the winter and 75 for the water it's always a little less my light bill is usually around 90 dollars a month in the summer time my house is all electric so for light's I plan 200 a month in winter and 100 in summer for water 75 all this month the water was 100 and I don't know why

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    My bills have switched up on me several times. I feel like my electric bill is my biggest gamble at times. It’s been as high as $450 and as low as $27?! Go figure! 😂

  • @joannhutchinson3030

    @joannhutchinson3030

    4 ай бұрын

    @@Beautifulmeandyou Oh wow

  • @lisadearing5960

    @lisadearing5960

    4 ай бұрын

    I finally put our electric bill on budget billing. Two weeks later, my husband decided to retire! That’s when I found Celissa’s videos and started budgeting for the first time ever! Our winter electric bills can be ridiculous! Had I not started budgeting when I did or put our bill in budget billing, we’d be in a big mess!

  • @joannhutchinson3030

    @joannhutchinson3030

    4 ай бұрын

    @@lisadearing5960 same here

  • @joannhutchinson3030
    @joannhutchinson30304 ай бұрын

    So door dash is done maybe 1 door dash every 2 weeks but no more than that

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Great plan for sure!

  • @joannhutchinson3030

    @joannhutchinson3030

    2 ай бұрын

    @@Beautifulmeandyou I'm saving to buy a car cause mine bit the dust. Then if I want take once in a blue moon I can just go and get it. And delete door dash for good

  • @prescillataylor8291
    @prescillataylor82914 ай бұрын

    Hey Celissa ❤

  • @Beautifulmeandyou

    @Beautifulmeandyou

    4 ай бұрын

    Prescilla! ♥️ How are you?

  • @prescillataylor8291

    @prescillataylor8291

    4 ай бұрын

    I and well Celissa, happy to be off work watching your video to wind done as always 😀. How are you and the kiddos?

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