This young lady is one of the most incredible guests ever

I’m 39 and have done something similar I guess! I’ve always been able to delay gratification, save, invest and from my perspective at least sacrifice for the good of the “bigger picture”. I’m very pleased to say at 39 I no longer have to work but rather am choosing to pursue more personal goals, spend time with family, keep healthy and if boredom sets in the freedom to direct my own work efforts to something personally fulfilling. It is all very achievable, even on a modest salary if your energy is directed efficiently and early. I love catching up on these stories as they have been a great inspiration over the years, even when things get tough always keep focused on that bigger picture

If you are interested in talking to somone who started off with $1K, worked mostly in middle management, and now has a net worth of over $8MM, as well as the "reverse student loan" concept , let me know a real way to contact you and I will elaborate more. BTW, I am now FI, but didnt RE, just in my lower 60s. Why? I hear you ask? Predominantly because I liked the social aspect of my career, and didnt want to leave it. But Covid changed that. I then changed to my current status. (And like you, I dont think I am actually retired. I am just not working full time.)

Excellent guest and kudos to Emma, whom I'm guessing will be not only comfortably FI throughout her life, but also a positive impact on society too. It's been very interesting watching society mature and learn life lessons about money, generation by generation. Early boomers rode the wave of demographics to success with great jobs, a growing economy and globalization, cheap housing that rose by leaps and bounds in value, and the first company defined benefit pensions. Later boomers already started to fall by the wayside without the same advantages to the same extent. By the time you get through Gen X and Millennials to Gen Z, there's KZread university, online investing, index funds, and kids already on the saving and investing bandwagon, decades ahead of their parents...good for the kids! You might not have the same paved path as the early boomers, but you have something much more valueable. You have the knowledge of what can go right and wrong each gen ahead has demonstrated for you. Use it well. Learn, think, and most importantly, ACT.

Inspiring 👏🏿 I also recently graduated university and have been saving for coast retirement since 20 yrs old , currently 24

@giulihoho4421

26 күн бұрын

@@emmavonweise7780Hey Emma I submitted my application to the non profit personal finance program. I really hope I hear back it sounded really cool !

Very Proud of All your hard work Emma! 👏 Keep it up! Pls. Have more young adults guests as her.

Love your joy Mindy! ❤ thank you for these captures. You leave us better.

Emma has always been an amazing person, and this just proves it!! Always a hard worker and looked for ways to improve her position! I am so glad I was able to meet her at Park University. She was student worker for the University Advancement department, and she worked so hard for us.

Go, Emma! Thanks for sharing your financial journey and for the 3rd Decade shoutout! 👏

My 09 Honda Civic Hybrid I've had for 10 years has 408,000 miles. Don't judge😂

@Labputter

18 күн бұрын

That’s impressive!!

Wow, Emma is an impressive young lady! So responsible and intentional about her goals. Wish I was at her age! Haha

Hmmm my 2007 honda civic coupe lasted 9 years, which i sold for $5000 bc we were pregnant. I’m on the honda train. Toyotas are great but in general, they seem to ride in left lane, going at speed limit

Wow! Inspiring story! 🎉

Love the younger generations saving and getting a head... anyone can do this... im 35 fully retired now enjoying life and living off my etf dividends.. life is beautiful . We aint meant to work until we old

@Labputter

18 күн бұрын

What etf?

@stevo4424

17 күн бұрын

@@Labputter schd is my strongest position

What an amazing young lady!

Just superb. How inspirational

I love what I do too & love travel. ❤

This girl/woman is seriously super 👍

When is the next 🔥 cruise

Great interview, love seeing young people taking an interest in money and investing, instead of blaming everything on everyone else like a liberal

@dstevens518

26 күн бұрын

Every political stripe has members that blame others instead of taking personal responsibility. And it's true that others DO affect you, whether that's government policies, or societal thinking. But yes, take control of what you can control, including your own attitude.

@josephlim6854

25 күн бұрын

She was fortunate to have that friend explain to her investing etc.

❤ best episode ❤ because it was so uplifting for the gen Z there's hope , start now and compound interest will simply do the heavy lifting 🫴

hopefully you dont let your parents mouch off of you anymore

Again. Another story of an anomaly. The majority of us grow up with zero knowledge and no one to teach us. We also never knew anything about money. This is the average person. Your interviews are interesting BUT not helpful to the normal person that needs a step by step approach.

@dstevens518

26 күн бұрын

Really? I LOVE these stories and think that the anomalies are the ones that give us insight. Personally, I think it's not the knowledge that's the difference maker, it's the motivation. It takes zero knowledge to figure out the way to accumulation is to make more and spend less. But it takes motivation and discipline to work relentlessly to make more, to save relentlessly to accumulate, and invest wisely to turbocharge that accumulation. It's a lot like dieting and exercise. Not rocket science to know that's the way to a healthier you, but can you follow through? This girl had motivation when her dad quit his real estate job. Most of us are lucky we had idylic childhoods instead, but we didn't get the headstart she did...

@user-to4cx4td7f

26 күн бұрын

Well said!

@user-ie1zf3xl4o

25 күн бұрын

@emmavonweise7780 you did great Emma! I hope my daughter who is now 17 will take interest about her financials and set a goal to FIRE someday too… Well, to start she’s interested to start a summer job and she loves to save… (that’s a good start I guess) She doesn’t mind doing a 2 yr community college to save money as well, then transfer to University later on🤞🏼 anyway, you rock!! and Im sure you’ll inspire more younger generation that it is possible… Again, great job and keep it up! 🙂

Lol no way she is coast fire at 24 with 99k, with the rate of inflation and the expectations. I am 32 with 200k invested and I am not coast fire.

@KS-cl8br

8 күн бұрын

agree, this could be $632k by 62 so yeah, it probably isn't enough for coastfi but a great start

@McRuffin

Күн бұрын

38 years till 62 , her being 24 now, earning 9% = 2.64m by 62 years old lol. Yes it’s enough.