Casual Money Chat | Self-Employment, Money Anxiety, Joint Accounts with Partner

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00:00 Intro
01:38 How I'm feeling being self-employed
04:56 When to venture into self-employment
11:01 Money anxiety
17:54 Finances in a relationship
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Пікірлер: 51

  • @lmanderson2012
    @lmanderson2012Ай бұрын

    Especially on the relationship front, completely agree. At the end of the day, the way a couple, married or not, handles their money is based on what works for them. The caveate being that it's both people's responsibility to know what's going on financially as a couple. Love these chats!

  • @kateismostlygoodwmoney
    @kateismostlygoodwmoneyАй бұрын

    Not insensitive or bragging at all, Leila! You have worked so hard for years, building your business on the side while working a 9-5 . We're all cheering you on and I'm so glad to hear you are loving the self-employed life! You deserve it.

  • @PersonalFinancewithLeila

    @PersonalFinancewithLeila

    Ай бұрын

    Thank you so, so much!!! ❤️

  • @slwdro

    @slwdro

    Ай бұрын

    Exactly, Leila has a track record of all the work she has put in.

  • @diana_loz5986
    @diana_loz5986Ай бұрын

    Thanks for your input Leila! a suggestion for a discussion I’d say is how u viewed money growing up and how that’s impacted your finances as an adult🤓

  • @Moon-lt5bi
    @Moon-lt5biАй бұрын

    I totally agree that in a relationship sharing the financial burden makes sense. My husband and I got married last year but we lived together for 6 years before that and shared expenses. After marriage, we have continued to work our finances similarly while combining certain elements. I strongly believe in financial independence, especially for women. It’s how my mom raised me. My dad is a medical doctor but my mother has always wanted her own money, even now in her 70s! Also about chipotle: the good thing about breaking our own financial rules from time to time is that it helps us remember why we made these rules in the first place, which is a kind of recommitment to our essential truth that is also valuable. Love your videos and content! ❤

  • @celestial_sphere3
    @celestial_sphere3Ай бұрын

    I appreciate the time stamps now, please keep them in your videos :)

  • @carolynbailey5238
    @carolynbailey5238Ай бұрын

    I really enjoyed the topics in this video! Your perspective on separate vs joint accounts was good. I've been married a long time and have had both joint and separate checking/savings accounts over the years. As a married couple, the most important thing is that there is communication about money, and this should really start before marriage. Some people are taught about money management growing up; others are not. And as you mentioned, disagreements about money can really become a problem in a relationship. I like having a joint account now. I manage all the finances for us, but we have established goals and trust each other, so there's no issue about my money vs his money. It's all our money. At the end of the day it's whatever works best for a couple as long as they are communicating well. But I agree on separate accounts if you're not married, and I think you're doing the right thing re: what you pay your boyfriend. Sorry this is so long. I really enjoy your channel!

  • @rubyrocks5
    @rubyrocks5Ай бұрын

    Thanks for posting, Leila! I really needed to hear the part about money anxiety today specifically. This morning I logged into my retirement account and it said I had made a $35,000+ withdrawal this month, which I definitely did NOT do 😱😭 I immediately tried to call customer support, but Vanguard is closed until Monday. Until then, there’s nothing I can realistically do to investigate or fix the problem and I’m so stressed. However, instead of obsessing over things out of my control, I’m trying to focus on getting out of my head and improving my life in this moment. Yes, this kind of thing is incredibly stressful, but I have options like identity theft insurance and I’m sure Vanguard has insurance as well. It could also be a glitch on the website and totally fine tomorrow. So I don’t want to waste my whole day stressing out

  • @charity7273

    @charity7273

    Ай бұрын

    🤯🤢

  • @charity7273

    @charity7273

    Ай бұрын

    🤯🤢

  • @stefflores

    @stefflores

    Ай бұрын

    Oh no! I hope everything works out with that! Sending you good vibes that everything will get resolved! 😩

  • @DannielleRosales

    @DannielleRosales

    Ай бұрын

    Trading with an expert is the best strategy for beginners and busy investor s who have little or no time to monitor their trades.

  • @rubyrocks5

    @rubyrocks5

    Ай бұрын

    Thank you for the good vibes! It was a big scare but I called and my retirement account is okay. There was apparently some kind of glitch with the Vanguard app (my account is still showing negative on my end but it isn’t accurate)😱

  • @marik1104
    @marik1104Ай бұрын

    Great video! Thank you for sharing your opinions and personal experiences. I can very much relate to your living situation/relationship. Thank you for sharing ❤

  • @lavayuki
    @lavayukiАй бұрын

    I agree about contributing to the mortgage, it's like paying rent and a lot of parents even charge their kids rent if they live with them as adults. I always kept my finances separate, while my parents have theirs all together. I suppose it's different with everyone but I would never want to have a joint account even with marriage.

  • @slwdro
    @slwdroАй бұрын

    Best practice is to leave a job and go All- In on your business is having a least a year's worth of salary saved.

  • @denisereadstarot
    @denisereadstarotАй бұрын

    I’m at the same point as you. I only have 15 k in savings and I just took the hit and left my job. I don’t have other sources of income. But imo my mental health was suffering and it was so worth leaving. I don’t have any bills so I’m good for now.

  • @malloryscott5628

    @malloryscott5628

    2 күн бұрын

    You go girl! 🎉

  • @danibattistel
    @danibattistelАй бұрын

    This kind of video like every other month keeps it fresh and casual, makes us know you a little more at a personal level. I like it ! Keep the good work ❤

  • @aaliyahhhbeyy
    @aaliyahhhbeyyАй бұрын

    Love the casual money chat and would love to see more of it! Me and my husband have separate finances for the most part. We both work, and he sends me money and I make sure all bills are paid. As for day to day expenses we have our own budgets but will pay for stuff casually while not keeping track of every cent. It works for us but I agree being on the same page is important

  • @stefflores
    @steffloresАй бұрын

    Idk if you've done this yet but how about a video debunking common money myths or mistakes you see from your clients or people who follow you online?

  • @PersonalFinanceWithAshtyn
    @PersonalFinanceWithAshtynАй бұрын

    LOVE this for you!! I am hoping one day to be out of the corporate world too haha you are rocking it!!❤❤

  • @gregstafford2155
    @gregstafford21552 күн бұрын

    Most breakups happen over finances. Having the home in just his name be careful,You're home is one of the largest expenses and assets. If your relationship goes south make sure you know the laws with home ownership in one name. You should be 50/50 in the home loan both names. Otherwise love your content

  • @PersonalFinancewithLeila

    @PersonalFinancewithLeila

    Күн бұрын

    Thank you! If anything were to happen the house would be his and that's it. I'm aware of the risks!

  • @catgodfrey6451
    @catgodfrey6451Ай бұрын

    Great video 😊❤😊

  • @SpartanOfFinance
    @SpartanOfFinanceАй бұрын

    This woman is a unicorn...put a rock on that finger...

  • @PersonalFinancewithLeila

    @PersonalFinancewithLeila

    Ай бұрын

    😂 thank you!! 💍💍

  • @carolynn0990
    @carolynn0990Ай бұрын

    On the headache piece, I really recommend a neurologist. The medication for migraines have come on long way. I have Nurtec and Zembrace in my toolkit depending how bad it is.

  • @jeshmaharish9383
    @jeshmaharish9383Ай бұрын

    Loved your perspective 😊

  • @PersonalFinancewithLeila

    @PersonalFinancewithLeila

    Ай бұрын

    Thank you! 🙂

  • @gigafidan
    @gigafidanАй бұрын

    i love being self-employed its the best but i'm also not bragging either i'm just saying do what ever feels write to you and don't feel bad about what your doing and just keep working and maybe someday you will be self-employed as well

  • @travis37115
    @travis37115Ай бұрын

    Love the video! I also like your stand on the relationship front with money. That says a lot about you as a person and that is refreshing.

  • @EmsFitVenture
    @EmsFitVentureАй бұрын

    How long is your non-compete for? You could start to do it after that ends if you wanted.

  • @PersonalFinancewithLeila

    @PersonalFinancewithLeila

    Ай бұрын

    I think as soon as my employment ended, but I would have to check. I was thinking to do that so I don't forget Salesforce stuff but I don't even feel like putting effort into it 😆

  • @stefflores

    @stefflores

    Ай бұрын

    It's at least a skill you can lean back on if you need to!

  • @georigiagoescoastal
    @georigiagoescoastalАй бұрын

    what was that compound calculator you mentioned a while ago?

  • @PersonalFinancewithLeila

    @PersonalFinancewithLeila

    Ай бұрын

    I always use calculator.net!

  • @libbysworld7649
    @libbysworld7649Ай бұрын

    Great video, Leila. You're hitting it out of the part, video after video. The amount of creative energy is flowing so freely from you! Bravo! When does your non-compete expire? If you wanted to be a consultant as a contract with a customer in your own business structure, would you? Would you like to do that possibly? I've wondered about that. I know it's time consuming to acquire the skills you did with SFDC and I'd hate to see you never use them again, if you wanted to. 🙂

  • @SS-mt4zm
    @SS-mt4zmАй бұрын

    I will even enjoy this type of video every week 🤍 I just love your money talking .