I'm going through my Breast Cancer journey and I'm on chemotherapy I'm a night owl. I think retirement age should be 40-45 great video ❤️

@budgetzwithlizz

2 ай бұрын

Many positive wishes and blessings to you 🙏 may you be cancer free 🙌

@cynthiacoleman3893

2 ай бұрын

I'm a 12 year breast cancer survivor, I know your journey. I will be praying for you🙏

@tanyaambers3792

2 ай бұрын

Sending Prayers Your Way During Your Chemotherapy Journey.

I've always been a morning person. I love getting up early. I get some time to myself, and I get a kick start on things I need to do for the day. 70 mandatory retirement age, they are crazy for that. I also think there should not be a mandatory retirement age. As long as you have the funds to take care of yourself, you should be able to retire whenever you want. Great video.

I haven't seen you in my feed since right before you were about to have your baby boy! So glad to see you again! You and your family be abundantly blessed and may you be in health and prosper even as your soul prospers 🙏🏾 💖

@_cierramonet

2 ай бұрын

Awww I’m glad you found me again 💕 thank you so much! Same to you my friend 🫶🏽💕✨

I agree 70 is way to old to be retiring

Agree. Retirement should be earlier. And of course having the option to keep working until you choose to retire too.

morning girly 🙋‍♀️ love to clean when i get up, shower, and get to chill the rest of the day.

Agree. It's takes 25yrs to grow and educate approximately....in my opinion there is now way that we should work for more years than it took us to do all the things to prepare for working. I don't plan on working past 50....currently approaching 45 early retirement, using cash budgeting and trading. NOT using my GCSEs, bachelor's degree....spent a lot of years coloring inside the lines.

Cierra boo u are my soul mate ❤❤I agree with u on everything! Night owl 🦉 What is the reason we have to work to survival.? I can see if we want to work for extra stuff outside of our cost of living ( medical, food, shelter, clothing ) but it’s outrageous the cost to survive for most of us. I think the stress of it all is the root cause of most of our fears. It’s a 🌀 of confusion. Retirements is a joke. I’m sorry at 65 why would I care about my new overpriced sports car and vacation I can finally afford to take. Oh don’t forget my old wrinkly skin probably messed up knees getting in and out of the sports car Ive been wanting to buy my whole life GIRL please don’t get me started hahahaha 😅😂 I’m sorry live now , later isn’t promised 🙏🏻

@_cierramonet

2 ай бұрын

Lmaooo no bc it’s true 😂 I was watching this video about how other countries laugh at us & think we’re ridiculous! They all have free health care, years of maternity leave/pay/ no taxes going to who knows what & so much more! I feel like we’re getting scammed/ripped off & we pretty much live in a huge corporation with a government that’s corrupt and doesn’t give 2 sh*ts about us! It’s crazy 😂😩 but yessss I’m a night owl too 🤭❤️

@Cassie32762

2 ай бұрын

@@_cierramonet Right 😢 !!! And to top it off which is more sad than anything : If u wanna ‘actually use your natural GOD given gifts’ they even put a price tag on that. In this country u can’t even really live off the grid free cus almost all land “ somebody or they” have control over it. And tell u to move your car or no trespassing. Idk sometimes on the real girl. I sit back and just look around at everything outside of ‘natural order, ‘ and I wonder 💭 what is the point of it all. We are so disconnected from the source it’s almost like the movie ‘The Matrix’ is what’s really going on all around us. Speaking of movies have u ever watch ‘Inception’ with Leonardo DiCaprio ? If not watch it and tell me what u think. 🥰

I’ve always been a morning person even before I had kiddos. I remember my mom retired around 54-55 I believe but that was 20 plus years ago. Personally I feel like 50’s should be around the time for retirement. That why you can’t enjoy the rest of your life, family and grandkids.

i am a total morning person 9am i'm ready to talk make plans etc at 43 i like to do everything earlier i would like to retire at 65 however the way everything is right now i feel i will be working until i am dead great job stuffing have a great weekend xo

I so agree the retirement age should be 40-45 and that it 100% I agree

I’m a morning person for sure and I’m 42 now and thinking that I can’t stop working until 70 is insane

@yagirlLO

2 ай бұрын

It's nuts for us.

I just read somewhere that people who stay up later are intellectually smarter. ❤❤❤ I'm a night owl too but I get up early

Girl, I totally feel you on the retirement topic. I say 45 should be the cut-off. I'm 38 and want to retire now. 😆. But 70 years old smh.

@_cierramonet

2 ай бұрын

Girlllll I’m 28 & wanted to retire the day I started working 😂😂😂 I know I’ll never make it working til retirement age that’s why I decided to try and start something for myself to escape the 9-5 bc just no 🙅🏽‍♀️😂

I am def a night owl. I love it. And it was at 50. I think they going too much. I agree with you. I was thinking about moving my family to another country were we dont have to live in debt cause everything is affordable

Hi Cierra. Great video. I think retirement should be 45. Retiring while you’re still vibrant, and energetic should be the dream. I’m definitely a morning person. We owned/ operated an in home child care for 24 years, so it trained me to be up and ready to get it Done😄😄

❤❤❤ great cash stuffing! I think retirement age should be like 40-45 depending on health and how long one wishes to work, and mandatory retirement by age 50. We shouldn’t have to work our whole life and if we are lucky to live that long retire in our 60’s or later when it’ll be harder physically and financially for us to enjoy ourselves, travel, etc.

❤Always a vibe ✨️ with your videos ♥️♥️✨️✨️😍 Love it!

I wake up at 3am tp get to work by 6 am. I work a split schedule one. Two they raised the retirement age because 70 then is not 70 now but it’s still wrong at the end of the day and three I love watching your videos.❤❤❤❤❤

@_cierramonet

2 ай бұрын

Omg that’s so early lol! Aren’t you tired all day!? 😩 & thank you ❤️

I am not a morning person but I prefer to get things over with in the morning and have the rest of the day to myself lol. I wish retirement was at about maybe 50/60. Give people time to save to retire AND enjoy life as well.

These videos are so refreshing ❤

I agree with you

The reason why it's now 67 to retire is because they are living to 90+years, so they figure long Jevity we can work longer!!! I'm 53 and will retire at 62, I've worked since I was 15 I'm done lol 😂 So that's why they have decided to up the retirement age. I know this because I work with elderly people. I have 2 of my clients are 97 and 93.

Great video

I love the knock with the Helllllllllllooooooooooooooo...lol your kids are the cutest :) They were like you said a minute 20 min ago....

@_cierramonet

2 ай бұрын

Thank you 💕 lol they’re always so patient! I try to time the videos so I film/edit/upload before they wake up but it never works out that way 😂😭😩

I am more of a morning person as I like to have the peace and quiet. No for the retirement age, I want to enjoy my golden years and have fun not worry about the price of things to an extent. Random I’m behind on your videos not sure if you went/do go over this could you go over fb market place if you stuff them or savings challenges or reinvest into the market place.

Hi Cierra 👋 nice cash stuffing 😊 15:36

@_cierramonet

2 ай бұрын

Thank you ❤️

Hey Cici!!! Great video! 💕 the jewlery you picked out is so cute 🥰 i am also a gold girly! 😍

@_cierramonet

2 ай бұрын

Hey girl! Thank you 💕💕 & idk what it is about gold I just love it 😍😍

I’m more a morning person as long as I get sleep the night before 😄 I’ve been getting up at 5am recently and I love it but gotta get the sleep first 👏🏻😅

@_cierramonet

2 ай бұрын

Oh my lol! Bless you! I wish I could be a morning person 😩

@thesandrapages

2 ай бұрын

@@_cierramonet it definitely takes a lot of discipline (that’s the part I’m still working on 🤣🤣)

I’m a night owl😩 and I pay for it because I have to take the kids to school by 745am… and get to my salon by 9/930am, depending on my first appointment. I think retirement age should be 50-55. Also, adding great benefits and care… I feel sad seeing the elderly (65 and up) still working places like Lowe’s/Walmart/Restaurants… some, where I’m from, barely can walk..and majority work at that age, not because they want to, but because they have to.

@_cierramonet

2 ай бұрын

Girl you & me both lol I hate hearing that 6 am alarm 🤣😩 but I agree it is so sad I’ve talked to a few of them before and they say they have no choice but to work & still barely surviving 😞

💜I go between being a night owl and waking up early. I usually fall asleep around 11:30-12 and wake up 5:30-6 am. Sometimes I have to force myself to stay sleeping. I think there shouldn’t be a retirement age. 70 is too old even 60 is too old. You can’t even really enjoy retirement fully. Most people don’t ever live long enough to retire. People should be able to retire while they can enjoy their life💜

Being a morning person allows you to get your day started sooner and hopefully be done sooner... but a night owl is cool too... retirement should be 55....

I became a morning person when I had kids lol I now wake up at 4am before my twins wake up so I can have some me time!!! Retirement age should be no later than 60! They want to increase it because they don't want to lose a large chunk of the workforce.

@_cierramonet

2 ай бұрын

Whew girl bless you lol 4 am I could never 😂😩 I have to work at 630 and I roll outta bed at 6 hop in the shower put my pjs back on & clock in 😂 luckily my kids sleep in pretty late so that gives me quiet time before they’re up 🤭 but yes you’re right!

Heyy luv 💞💞💞

@_cierramonet

2 ай бұрын

Hey girly 💕💕 almost didn’t recognize you bc you changed your pic lol! 🤭

I’m a morning person when I’m working because I’m a flight attendant so I work 3-6 days a week but I don’t live at my base so if I work a morning trip I don’t have to wait until the fourth day to fly back home 😂 If I work a PM trip or “night shift” then I have to deal with more alcohol intoxicated passengers and wait until the fourth day to fly home. But when I’m at home I sleep in as long as I can as a mom it’s difficult but we make it work. If I had to retire by 40 I don’t think I’d like that honestly because I’m a busy body I love to be working and have my time occupied because it makes my days go by faster.

@_cierramonet

2 ай бұрын

Oooooh a flight attendant that sounds fun! I’ve heard it’s a really cool job 😍 how do you like it? & I get that I’m always on the go too & keeping myself busy but I’d rather stay busy with traveling and hobbies vs work lol

@DianeCrystal

2 ай бұрын

@@_cierramonet I love my job! It’s been a lifestyle change because I’m far from home but it’s been really fun and enjoyable.❤️

Great cash stuffing also

@_cierramonet

2 ай бұрын

Thank you ❤️❤️

Awesome cash stuffing video 🤗💕

@_cierramonet

2 ай бұрын

Thank you 💕💕

@cashnstuff

2 ай бұрын

@@_cierramonet Your welcome 🤗💕

I am not a morning person. I believe retirement should be age 50.

Great video ❤🎉

@_cierramonet

2 ай бұрын

Thank you ❤️🥰

I don't think one is better, being a morning or night person. We're all different. As far as retirement, I think if a person as been working 20-25 years they should be able to retire.

❤❤❤❤

I’m a night person I say if you got the funds to retire early than ok if not keep working till you do but I think you should retire whenever you choose too shouldn’t be no age limit to do it.

❤❤

I'm a morning person. They need to retire at 55.

In Australia, retirement is 67 years for men and women.

@_cierramonet

2 ай бұрын

That’s insanity lol!

I love night time, and they should not be play Shane people to retire at 70 that is dead wrong they can retire when they want to retire

Hello 👋🏽Ms. Cierra. I hope you’re doing great today and let’s get to stuffing cash together 💗😊💵💵

First🎉🎉🎉

❤ good morning how are you doing today

I'm a morning person and I feel retirement age should be ages 50-55

Hi New❤

when you remove the left over money do you just put it in your savings? (starbucks, I noticed you removed $7)

@_cierramonet

2 ай бұрын

I usually put it in my kids banks sometimes I just throw it in my purse to spend, depends how I’m feeling lol

@yagirlLO

2 ай бұрын

@@_cierramonet I can watch you count money all day..lol

I sleep about 2 hours a night. I think you should be able to retire early and still be able to live.

@_cierramonet

2 ай бұрын

Oh my you need more sleep girl! 😩💕 & I agree

I’m a night owl I’m more productive at night

@Phoenix_onfye

2 ай бұрын

I will be retiring from the military at 39 if I choose to get another job it’s because I want to but I want to not work anymore at 50

@_cierramonet

2 ай бұрын

Same lol!

Target is an obession 😂

@_cierramonet

2 ай бұрын

No it really is 😩😂🤭

@friendly_introvert9

2 ай бұрын

Tell me about it. I have to do drive up to hold myself accountable… 😊

To be honest I’ll probably work until I die… I love my salary and medical benefit… What you get from SS and Medicare it’s garbage… also I believe once you stop working, you slowly start to deteriorate.