So which is the biggest myth been told to you about Car Insurance ? Share your Comments

@ROCKY-cq6lz

4 жыл бұрын

Best start, 👉👉Haanji saab🤟👌👌👌👌

@parthabaruah8216

4 жыл бұрын

Please suggest Honda city zx or creta sx petrol for both city and highway

@ismail66578

4 жыл бұрын

@@parthabaruah8216 it's depends on your choice if you wanna go with sedan then go with city or if you wanna go with SUV then creta is a best.Well both the cars are best in their perspective segments.

@tat5721

4 жыл бұрын

Sir please guide on salvage....

@diasvivek-sh4st

4 жыл бұрын

Told by Maruti Nexa showroom representative : Sir, humara bumper to bumper insurance hai... Aur isme sirf ₹1000 extra bhar ke aap engine cover bhi alag se le sakte hai. Amount mamuli si hai lekin faida bada hai iska. I said agar 8 lakh ki Baleno Zeta leta hu aur company uspe engine ki warranty nahi provide kar sakti, mujhe alag se leni padti hai, toh fir 8 lakh gaadi mein dalke kya matlab?

Please give this man the award "Honest KZreader in the History"... 👑👑

@brainteaser6897

3 жыл бұрын

tum hi dedo na!

@vijaypalsingh0095

Жыл бұрын

channe ke jhaad pe matt chadao 😂

You should write down the book “The CARGURU”. I’ll be the first buyer for the book. Excellent knowledge levels. As always, very useful information! Thanks a lot sir !!

I m never disappointed when I watched my car helpline.. Right from the time when I was planning to buy car till now when I own a car... Very honest feedback...Great going...

Thank you very much sir....... I made 8,000 rupees savings at the time of my car insurance renewal, from your valuable information.

Much awaited topic , specifically new car buyers can save a lot, Please add benefits of 3 yrs premium as well ( not about 1+3 ,1st party a d 3rd party, but 3 yrs 1st party, IDV , Rebate etc

@iyashv259

4 жыл бұрын

from 1august2020 , there is only 1 yr insurance policy compulsory for all vehicles. 3yr & 5yrs wala sb hatt gya h ab.

Sir ur every video is very inspirational and practical. Even i booked a car today using ur tips n ticks and got a discount upto 30000 while they were giving only 12000 discount before using these tips. Thank u so much.

@mycarhelpline

4 жыл бұрын

Great 👍

@ZeeshanKhan-eg9zi

4 жыл бұрын

@Ashirbad What all discount and waivers did you get and how?! Could please elaborate?

@ashirbadmohanty5849

4 жыл бұрын

@@ZeeshanKhan-eg9zi i was looking for grand i10 nios asta. The showroom onroad price was 8.20lac. They were giving a discount of 12k. Then i told them to do insurance from outside which saved my 6k. Then i refused to pay handling charge of 4k. Accessories of 4k for free. I told them about another dealer who had given me a better price. So again they did a special discount of 5k. They put 15ltr of petrol also. While doing finance their rate of interest was 7.85% but i did it from my local branch at 7.45%. In this way i saved around 30k.

@shahbazkhan270

4 жыл бұрын

@@ashirbadmohanty5849 bhaukaal macha diya aapne to.....

perfect video. recently I renewed my car insurance offline thru a known agent, but i selected the insurance company which is among the preferred list of Car company. I negotiated a bit & covered all aspects told in this video. (Car Showroom's quotation was higher by Rs.4000-5000. & non-negotiable too).

@aceplaybill

2 жыл бұрын

kzread.info/dash/bejne/aoqE07SLktrcqbw.html

Thanks..... I didn't know, that we can buy policy from other than dealership. I booked new Amaze today and I bargained with the dealership regarding Insurance price difference and finally he agreed to give me some benefits worth 5000.

Thank you Gagan ji. Based upon your suggestion and with my existing insurance's NCB i could save almost Rs 24000 on a new car policy

@sahilahuja8961

3 жыл бұрын

Which car insurance you preferred ?

@SS_CarWallah

Жыл бұрын

Which car u took.. And which compnay insurance

Thanks after watching ur this particular video of new car insurance i have saved 23000 on my new car.

U helped me alot when I met with an accident Thanks alot for your guidance god bless u take care

arre bapre...you just opened my eyes.i was thinking of reducing IDV😲😲

@sumanmandal6160

4 жыл бұрын

Never reduce idv

You have all guts to talk about things, also can talk on lighter note.. knowledgeable, thanks for the quality content. Please keep it up, sir!!

Online you can get the same policy at nearly 1/3 of the price! Most of the time the discount that the showrooms give you is on insurance only.

Right on time feels like this video has been made for me only. My renewal time is nearing. Thanks

@abinbabu4234

2 жыл бұрын

Me too

Gaganji.. Nice informative video. Recent announcement by Govt of India about consumers no more require to buy bulk insurance like for 3 years upfront for cars and 5yrs for bikes.. they can now from 1st Aug onwards buy year on year comprehensive cover and 3yrs 3rd party coverage. Also one video about TPMS made mandatory from 1st Oct onwards would be helpful to all subscribers. So subscribers can take decision whether to wait for CARS with mandatory TPMS in favor of Spare wheel or not

Thanks bhai. I have bought insurance on my own which made dealers face almost cry. He was playing lot of tactics till I opted insurance on my own.

@user-nt3dn4lk9y

3 жыл бұрын

car ?

@vinay8677

3 жыл бұрын

@@user-nt3dn4lk9y Nexon XZ, P

your videos are super informative, has really helped me off late as i have booked a car just recently and followed many points you shared while negotiating to book the car i booked....

Thank you Mr Gagan. Your advice is very useful to all the vehicle owners. Lot of information which is worth to listen. One thing I would like to share with you is about the vehicle models. Most of the models are launched with better versions and technicalities around the world but when it comes to India it will be launched very late and when compared to the prices the manufacturers are taking Indian buyers for granted. The prices in India is much higher compared to the global price but the quality is not up to the global market standards. They learnt one thing that is they can sell any shit in India easily. And all the so called SUVs in India are fake Front Wheel Driven Sedans. Why the government is the authority not questioning the manufacturers. Are they also hand in glove with the companies. Thank you. The viewers are expecting a blog on this issues please. Kindly update.

Just got my car insurance through policy bazaar and saved 5k! Thanks man!

Bhot sahi bataya apne Customer is not aware about thr insurance policies ..... I am employee of icici lombard dehradun uttrakhand

Thanks buddy. I saved 40k last year after seeing your videos. Got to know about RTI . Showroom was trying to sell there product did little research in mkt and got a 40k less offer. God bless

Yes sir... Very good information.... These dealers should not con people for their profit... Thank you for addressing this..i bought insurance myself and saved 25k... Love from Pune♥️

@solobeastrider2203

4 жыл бұрын

Which company?

@TechPulsive

4 жыл бұрын

@@solobeastrider2203 Tata AIG

@solobeastrider2203

4 жыл бұрын

Vignesh Iyer thanks bro well did you take bumper to bumper and which brand and how much premium just to compare?

@TechPulsive

4 жыл бұрын

@@solobeastrider2203 yes bought bumper to bumper along with 3rd party.... Premium 35k... That covers conusmables.. Tyre... Engine... RTI... RSA.... And lot many

@solobeastrider2203

4 жыл бұрын

Vignesh Iyer thnx dude

Love from Kolkata 💕 What a coincidence, I was thinking of buying an insurance after having rejected showroom provided insurance seeing your video. Keep up the good work.

@almosteasy9590

4 жыл бұрын

Bhai ek cheez dhyan rakhna.. online policy ka pdf turant mil jaye. Without having policy they won't give car delivery. Thats why i bought insurance from dealer ... 3k ka difference tha bas.

@aspirepawan9

4 жыл бұрын

@@almosteasy9590 online kaha se check pleaas share I'm also thinking to buy new car

@subhendubiswas7407

4 жыл бұрын

@@almosteasy9590 online policy PDF u will get that within a second. Don't worry

@almosteasy9590

4 жыл бұрын

@@aspirepawan9 policy bazaar bhi check kiya maine... New india assurance sasta thaa.. fir directly uski website p chk kiya

@almosteasy9590

4 жыл бұрын

@@subhendubiswas7407 i know but sometimes it may take time... Yar 2k 3k ki wajah se pura experience q spoil karna. 🙂

Very nice sir I just bought a second hand car and it's zero dep insurance got expired and i was very confused to renew it ur guidance really helped me.

I really appreciate your all the videos, showroom told me insurence 43 k , when I checked that it's about 29k, I told them I am going to take online insurence, after that they're now force to match online values.

@aceplaybill

2 жыл бұрын

kzread.info/dash/bejne/aoqE07SLktrcqbw.html

Would request to kindly guide which car policy is best for new car

I had been to maruti showroom and told them that I don't want insurance from them but the salesman called his senior who said they are not allowed to sell the car without insurance as per law.

@user-nt3dn4lk9y

3 жыл бұрын

then what happened ?

you are doing a great job, after watching the video , i surfed to your website and got to know that why i did not search it before , it has all information which we need to know before buying the car and for knowledge too , i am planing to buy creta e or nexon, still in confusion, and my family loves creta, and your videos will be really helpful at the time of negotiating with car dealer

@aceplaybill

2 жыл бұрын

kzread.info/dash/bejne/aoqE07SLktrcqbw.html

I am pearson from kerala. I use to watch your every video. Its great information

Gagan Sir, Very beautiful and informative information. Love your style and talking. You are simply GREAT and KNOWLEDGEABLE. Thanks for sharing. I always watch your episodes. Really appreciate your knowledge.

Sir your content is really good if u want to add this in ur next video's I am a government employee and I know the things and mispercrtion thath they are hopeless with any issue. As far as I know every government employee answerable to every common people but they make a scenario like u comnan people can not do any thing. Plz cover the things which a comman pepole can do against any firm, they are liable to us, we are not liable to them. Like obdusment for insurance and consumer form and like another,where justice is delayed but can give a good lessons to shop owners and relax to another costumers. If u want I can give suggestions. Thanks

Thanks a lot Mr Gagan. Because of you and ur advice I could save around 30K on my booking of new Creta 2020. Thank you so much. I will be grateful to you always for giving sincere advice. Really appreciate.

Superb valuable knowledge you give to all customers to save their hard earned money.... Keep it up boss 🔥🔥

Aapki video dekh ke hmne aaj new car lia aur insurance direct bank se krae same insurance showroom wale 41900 ka de rhe the aur same hmne karaya HDFC ERGO se 35200 mein.🙏 Thanku sir👍

Thanks for the advice, I enquired my Honda garage manager and selected HDFC ARGO from his recommendations.

Sir, could you please review below? 1. Tata Nano XM Diesel 2. Mahindra W4/W6 Diesel 3. Can we install plug n play devices such as Smart Screen with rear view camera, Fog lamps, etc and still hold company warranty without getting ut void for the above 2 vehicles?

@mycarhelpline

4 жыл бұрын

Pl refer review section - www.mycarhelpline.com/index.php?option=com_easyblog&view=categories&layout=listings&id=2&Itemid=91

Can you please explain the process of vehicle transfer from one state to other states like 1. NOC is required 2. Invoice is required? 3. Will the NOC is valid for lifetime or should we register with the perticular state government? And if yes then what all are required and what will be the cost for it.

I saved Rs. 11000 on insurance by just checking it online... I said to dealer that it is 34000 online and you are charging 45000 for the same... he directly reduced it to 34000.

Good sir aap thik kh rahe hain 2 day before m showroom ja k aaya toh dealers ne kaha aapko insurance policy yahi se purchase karni padegi agar bahar se loge to company ki warranty khatm ho jayegi!

Excellent info. Showrooms are also charging 3 to 4 per cent more by way of RTO taxes. Please cover this aspect too.

In Goa, Hyundai dealers are charging double for Creta 2024 insurance. They are charging 70k whereas you can get the same thing: same IDV, same add ons, same claim settlement ratio, same network of workshops, even cashless but 35k from HDFC Ergo. Let's see if they match.

Superb Sirji.. From Kerala..❤

thank you sir aapane Hamen Itna Gyan De Diya

Which insurance should i buy for my Tata Altroz

I do agree with u. All these reasons given to me by Maruti dealers. I am planning to buy Maruti ertiga.

Good knowledge sharing thank you Sir

Exactly, instead of negotiating with Car Dealer for 5000-10000-20000, better to get insurance from outside, you can get 25-50k savings easily. For my last week purchase of new vehicle got comprehensive+RTI,Nil Dep, Tyre, engine Protector+ Consumables+ Keyloss at all inclusive 34K with 75% OD discount. IDV of 12.5 Lacs. Dealer was quoting 50k just for Comprehensive+Nil dep. Always asks what is the OD discount extended in the quotation. OD discount % varies for a insurance company- car to car ( ie Make as well as Model)

Is it compulsory to take insurance on the day of car purchase or we will purchase after a month

Sir i have a glanza which is almost one year old .i have question I have scratches which i want to claim and correct may i know what is the best tym for claiming these repair is it know or after one year renewal of insurance ? As it is my first car it is my blindspot please consider my question and do reply

*Dronacharya* in car knowledge.....!!!! Mind blowing

Please make a video on NCB. What if insurance company changes while buying a new car?

Your voice is superb 👌😊 Video is also..

Hello Sir, There's a new insurance company called Acko, any thoughts ? I am from Bengaluru btw

Sir which company insurance is good for new car

That's true..I recently booked a new tata Altroz I turbo from SAB motor ghaziabad. They were trying to sell me an expensive insurance policy. But I bought from open market and saved 10k.

Thanks sir for providing such important information. Really appreciated ur effort. I have one question my Ford ecosport 4yrs old front n back cladding gt faded . Doesn't look gud .also some scratches along wd minor dent . Can i claim n how ?

Thanks sir. I could negotiate better about car accessories after watching your video.

Thank you for the Information with Sunny Deol's voice

You are the best among all KZread car related channel. Your information helps me many times

I want to buy insurance to my car Tata Hexa xm model . I have purchased insurance to my car 2017yr at the time of car delivery from the company of coramandal insurance Ltd . No accidents, no clames till now. Now I want to purchase insurance to my car can you please tell me which company is Best to make policy in effortbale price.

I bought insurance through dealer...New india assurance.. online 27k .. he gave 30k. Maine sar dard nhi liya 3k k liye.

@rupeshpatil2720

4 жыл бұрын

Brother company is same agar hdfc ,showroom se tie up hai so they have to provide cashless cover so think off

Best of the best guidance...

भाई साहब आप जो कर रहे है वो करने के लिए दम होना चाहिए आपको मेरा प्रणाम सच बोलने की हिम्मत हर किसी में नहीं होती

@ChandanKumarSingh9771421717

4 жыл бұрын

kzread.info/dash/bejne/dImEramMlLTUgqQ.html

Sir I have 2 questions and request you to make a video on this. My car was deeply damaged by a kid with a stone he put scratch marks on all 4 doors. now when I went to Maruti they said that you have to leave the car here for an inspection from the insurance company. They will calculate the estimate of new paint and approx cost will be 35K which is astronomically high. Total days can be 4-6, now the problem is I can;t leave my car for such a long time, eventually I went to a different dealer and he fixed my car in three days in Rs.15000 but problem was I could not claim the insurance- Now my 1st question is why Maruti charging 35k considering they will use the same paint and will not send the car to maruti, why so much of delay in the process. My 2nd Question is based on Insurance- What is engine protect and why there are so many variables in insurance . I am paying for the whole insurance or every parts? kindly explain.

@nithyasnithyas948

3 жыл бұрын

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Very well explained. Mahindra is charging almost double as insurance premium for xuv 300 when in online u will get the same insurance at half of the price.

Thanks sir for the video, I am going to buy my first new car in coming week, Your videos helped me a lot in the whole process of purchase. And you website is also very helpful, all information are there in one place so it's very easy for me get them. Please keep up the good work 👍

Coverages like Zero dep, Engine, more Idv, any other coverage etc lead to a very big insurance premium like Rs40K/year. Even after paying that, sometimes it becomes time consuming with added expenses to get the claim and repair. So in my opinion it is better to drive carefully and keep the vehicle in safe place. The yearly insurance can be done for a less amount. Any small repairs can be from the savings of more than Rs20K per year in the premium. However a coverage for life for Rs15L must be done for any 4/2wheeler one may drive.

so on Kia Sonet Kia insurance is 39k, if i want to buy one online what all add on's shall i include and will it be 3 years or one year?... where will I find work shop manager?

Dear, Mycarhelpline Team, just wanted to know what things are covered in car warranty? If you can create a video on this warranty that would be very helpful for all the user. Because most of the people dont know what things are covered in warranty and servicing guys cheating the people by denying every case and saying these are not covered in warranty and I am the victim of that type of incident.

Sir if we have return to invoice then if our car met with accident and it's total loss then we will get invoice price not IDV price. Please give answer to this Question Sir.

One suggestion. Talk at a single decibel. You suddenly increase and then decrease your voice. Had to increase and decrease volume of device according to that. Please improve this

Love u from PRAYAGRAJ ❤️😘

On a new car.. Idv is 95 Percent of ex showroom price Or on road price..? Please clear my doubt

Gagan ji is undoubtedly one of the best expert

very informative video....i heard that now the insurance premium is going to be decreased, but i would like to know whether the used car's insurance premium would also be decreased?

Yes..even my prospective dealer sales guy has agreed to come down on the insurance premium amount , after I told him about the big premium difference btwin what I am getting online and what they are offering with the car. Cheers

Sir I am a bank employee and my job is transferable all over the India, so kindly guide me and other people about registration of vehicle. I should register everywhere I go or there is a solution to this problem.

Hi sir, it's very useful and informative video. I m gonna buy a new car n i think i will follow ur suggestions. I always watch ur videos n I love it Thanks Sir. 🙏 From Darjeeling

How is Royal Sundaram car insurance sir... Planing to buy it for my creta if showroom people agrees

Sir please make video for Insurance for EV.

For second hand car is it worth to transfer insurance or buying new insurance?

Sir i going to buy Creta EX Petrol in Bangalore Please suggest me which car insurance is good for me and what type of coverage I have to take....

To kaise hai aap log You sound like carry minatibtw much love

Sir I'm purchasing new car. Tata nexon xm I need ur help .how much car cost through csd canteen. Which is the best insurance policy.plz guide me.

If I am adding invoice cover then do I still need more IDV? Because invoice cover helps on a total loss and IDV also works on total loss.

Sir please explain about the new policy i.e which is now being sold as 1 year third party and own damage cover.

Rocking as always ur fan from KL

I like the way you are spreading awareness ong the car buyers 👍👍👍👌👌👌

@aceplaybill

2 жыл бұрын

kzread.info/dash/bejne/aoqE07SLktrcqbw.html

Very informative ... Hats off to you sir .. U r so knowledgeable and down to earth personality ... Many more to learn from you sir 🥰😇😇😇🙏🙏🙏

When buying Insurance online, will dealer give Chasis amd Engine number ? Or any other ways are there to obtain it?

Very nice information

Sir pls tel us the main points which should b included in insurance like rat bite cover.. Which we may miss looking at less insurance price

Sir best insurance company kon h... National insurance company

Can I get claims on a new car with TC number and Regn No. A/F status?

my god bless to you.. to care for people's hard earned money and educate lay man people when making a big decision of buy car

OD insurance is necessary after 1st year?

Sir, I am buying a new vehicle, is it necessary to buy 3 years of first party insurance or I can buy third party insurance from the start

Thanks a lot sir for clearing the doubts I had for years....showroom representatives really do say the things you said and having very less knowledge had to believe them