Tax calculator is wrong. I am a Financial Advisor in Canadian bank and i can confirm that for $60,000 salary, you would be getting around $3000-3100 month in your account after all deductions.

@Travisitslit

12 күн бұрын

What if its 45000 then?

@karanmodi4626

12 күн бұрын

@@Travisitslit somewhere around $2600-2700

@Cool-uz5vy

12 күн бұрын

@@karanmodi4626 For 110000 please ?

@deep1187

12 күн бұрын

I can vouch for this

@OmGadekar

12 күн бұрын

@@karanmodi4626 Dammmmmmmmmmmm

You stay genuine and realistic in your videos; you don't come out talking tales, this is the reason why I watch you. 🎉

Your explanation with examples awesome always ❤

Much needed video sir, thank you ❤

Very well described;may God bless you and jasmine also 🙏🙏

Sardar ji, how many people get a salary of CAD 60K ? Average income in Canada is CAD 35K. This country is modified third world country.

wow $60,000 salary and in 3 years you have $80,000 in savings is excellent scenario. Canada is a place to go. we are in USA and struggling with 120k annum salary .

Anyway you have explained it so well, so that for the new comers and new couples the information is so beneficial❤

Well explained with examples in easy way. Thanks.

MashaAllah GurSahib ji bohat e informative vlog ❤

@maaki3389

11 күн бұрын

Kaunsa Allah??? Masha...................😂 😂

Awesome video 👏👏❤❤

Thanks for the video Gursahib. Its honestly very practical and everyone should implement this. But being a licensed financial advisor, there are some other better ways to save and grow money including the ones mentioned in the video. Reach out to have one on one session.

Superb video highly appreciated 👏👏🙏🙏

Sardar hone ka asli haq aap ada kar rahe ho paji ... Sardar ka matalab bada bhai hota hai aur ek bada bhai hi apne chhote bhai behno ko sahi rah dikhata hai... thank you so much paji 🙏

@maaki3389

11 күн бұрын

Sardar is leader not bada bhai.

@smartshopping416

10 күн бұрын

Bade Bhai hi Daan kiye they Hindu Mothers ne to Guru Nanak Dev

Excellent information dear boy

Please post a detailed video on Tax Free Savings Account and RRSP. Keep up the great work Gursahib Ji and Jasmine Ji ❤

But we can't access that RRSP money b/c if you withdraw you have to pay 10% WHT and on top of that the amount you withdrawn will be added into the income of that particular year. and you have to pay the tax on that year's marginal tax rate.

This was brilliant

Usually bank gives 5 times of your per year income. If credit rating is strong then they might stretch to 5 times. So on 60,000 Salary you will be approved for 300k or 340K.

I'm the first one to view

Very nice video

You explained very well but again depending on deduction like insurance or STD or other benefits so it’s higher deduction

C$700 rent would be if one is in a sharing arrangement of an apartment with 2 or 3 other dudes!

@maaki3389

11 күн бұрын

😂 😂

Properly explained. Thank you.

Insurance is way high and you can’t find a home at this price anywhere only in Edmonton you can get . Married people have way more expenses.

I have overall 6 bands in Ielts does I get admission in Canada or America or not

Gol vali building was epic !!😂

With no offense, paper pe saving , ghar bhi paper pe hi bnana padega

Hlo brother , I have a question Mai cash pe job kr rhi Hu last semester h but mujhe employer by cheque pay krta ( company ) toh Jb mai work permit apply krungi Kya usme pblm hoyegi , like kaam ka record sin pe nhi h but cheques deposit hue h plz brother rply me no one is guiding me correctly

Your talking style too good

Sir , its urgent please reply i came here in canada In 2024 January and i am enrolled in Gobal business management (GBM ) which is 2 years after completing first semester i knew that there is option to change in International Business Management (IBM ) which is 1 year same students and same content all everything is same i changed GBS to IBM ..and IBM will complete in August and i am planning to do PSW from January 2025 and also i am planning to take a break between August to January . My question is can i able to take psw course in different college? And am i eligible to take break and work in that break ? Please reply sir thanks 🙏

You don't need to do this many calculations. Banks look at 2 things - gross income, total liabilities. You CANNOT qualify for mortgage as a first time home buyer beyond 4 times your annual gross income. You CANNOT qualify for mortgage if your total liabilities exceeds 40% of your gross income. If you want a decent 3bed/2+bath detached home 50-150kms away from major metro cities, then you need a household income of atleast 180k.

@Ashley-gi1vt

11 күн бұрын

So do ppl get such salary now?

@siddharthchilukur5287

11 күн бұрын

​@@Ashley-gi1vt 90k per person for a couple..very doable

Hello Bro, Can you make a video on Superbike ,motor cycles how to Buy Pro& Cons Licence, Price etc. Thanks🙏

In CMHC calculator, monthly expenses were only 450$. I guess that should be more. Transportation would be 200 insurance + 200 gas. And groceries would be MINIMUM 300(Even though you added 500 earlier).

@harshvyas5048

11 күн бұрын

But I think your main intention was to show people the basic idea of how to think about the first house. Which you did very well. But people should make sure they run the numbers correctly.

please make a video on the public universities name we can read MA course. providence will be better for us please I have been watching your video what 2 years please help me.

❤❤

Sir timmins k baare mai video bnado kaam hai vaha ja worth it hai ya nhi

Hyy Can you make a video on how people convert their tourist visa into work permit or PR?. Or is that legal or not?. It can make problems in future or not?

That’s why I explained to millions of peoples, 2 most things to learn in Canada , how to save tax and how to gain money☝️

Gursahib Paaji, From past 4-5 months, I have been following your videos. Meir aap se kuch queries hai, regarding Canada migration. Probably, by end of Nov this year, humlog (We 2 and our 7 year old kid) Canada move karenge. Ye meri India office ki taraf se relocation hai. Mujhe bataya gya hai ki, Ontario me rehna hai. Can you plz help me suggesting how to find a rented house. Also, I have no idea on the cost of living there. What should be a descent salary for a family of 3 to live in Ontario?

@activity1

10 күн бұрын

U will need 4500 to 5000 net to live avg life.. 2500 lowest decent rent ( avoid house- they may kick out anytime).. utilities 150.. phone internet 200.. car if u buy used outrigt 20000... insurance around 500 in your case ( since no canadian license).. food 500..500 misc .. rent will depend on where in ontario... above is toronto and surrounding scenario .. for rent if you offer 3-6 month rent in advance.. its easier to get it

Is diploma in interactive media design good after 12th from Fanshawe college?

@wanderingnomad1

12 күн бұрын

Are you actually interested in interactive media design or just doing it for PR?

@pranavjain8122

12 күн бұрын

I'm actually interested

@activity1

10 күн бұрын

Pls dont go for these (read: substandard) college degrees...

@wanderingnomad1

10 күн бұрын

@@pranavjain8122 so what kind of career do u want to pursue?

❤❤❤❤❤❤

Sir please make a video on child support given by canada and schools. If any accounts for children education too

CMHC AFFORDABILITY CALCULATOR nahi chal raha

You mentioned that prices of houses in Edmonton are cheap. Plz do your market research properly. It used to be cheap, but not now. IT IS NO LONGER CHEAP IN EDMONTON.

Sir rate baad ma bhar jayga woh kaha jayga

Sir Ontario me meri beti he jo culinary ka course kar rahi he lekin 6 month se usko koi job nahi mili plz koi job ke liye koi video banao Jo students ki help ho sake plz

@Worldwidevirk

12 күн бұрын

Uncle ji, aapki ladki is race mein piche reh gyi hai, is chutiya video k hisaab se to yeh Banda 20 saal mein Elon musk bn jayega

@activity1

10 күн бұрын

Students should 1st try to enter.. skills that may help.. excellent typing speed, payroll certification, accounts payable, canadian securities course

@activity1

10 күн бұрын

2nd bohat sorry ke sath... college education is of no value here.. opar wala apki beti koo khoob kamyab kare

Assuming student loan repayment is $0.

Gur Sahib sir, I am a 16-year-old Indian student, and I want to study computer science in Montreal, Canada. I have opted for PCM in class 11, and I am confused about whether I should go for a diploma or a degree. Also, is it necessary to have B2 French in order to get admitted? I want to study in Montreal because a very close friend of mine is living there and has PR. So, I would be able to get advice from them and would have a bit of support. I am willing to learn French, but as I watched one of your videos, the girl said you need to learn French, and as I remember, she was studying and learning French together. I can't find many colleges that offer diplomas; only a few are there like Dawson, and for a degree, McGill. I really need your guidance, sir, but you didn't get time to read my previous comment. Thanks for reading.

@djrojit

12 күн бұрын

I stopped in your comment because I saw the “16 year old Indian student” thing.. Now, as per my knowledge and sources, get hold of a good coach/counsellor and then decide to proceed further. There are a lot of factors that need to be kept in mind - First, the cost of living and expenses have skyrocketed. Second, limited part-time job availability. Third, considering your age, are you ready to take the responsibility of a mature individual like in their 30s, for instance, cooking, cleaning, taking care of overall health and well-being? The reason, I've seen many kids of that age go into emotional trauma, and depression and have anxiety issues which leads to a change in their goals and drained health. Fourth, Canadian immigration has become saturated with highly unskilled students that have come in the past few years. Which is why, the IRCC and the govt have taken steps to control the system by putting a cap on PR applications and limiting post-study work permits. Fifth, choose a course that is listed as a highly skilled category on the IRCC website. For instance, the number of candidates for general studies is more compared to jobs that are available in the market. At this point, only STEM category courses can provide you with a work permit or the chances will be higher at least! Best of luck! P.S. - You mentioned learning French and wanting to know other details related to studying in Montreal. However, you also mentioned that you have a friend who has a PR, wouldn't it be more convenient to get this info from that person? Just asking.

@shukladevv

12 күн бұрын

@@djrojit Thank you, sir, for showing concerns. Could you please guide me on where to find a consultant? I mean, mostly KZreadrs, even Gur Sahib Sir, said you should research yourself and not go for any agent. Or, it might be the case that I just misunderstood what they meant to say. And sir, I know getting a part-time job is tough, and I might not even make sense, but if I want it bad enough and have a pinch of luck and skill, I could get a part-time job. As you said, one should know they are mature. I am not sure if I fully am right now because I'm not earning; I'm just living on my parents' money. However, my father and mother don't live with me for the whole year. My father comes 1-2 times a week, and my mother mostly lives with my sister. I know how to cook (not much, but I am down to learn), and I will be able to take care of myself if things go the way I want them to. I know right now Canada's situation isn't great, and experienced people aren't recommending coming to Canada, but sir, I really want to go there. I don't know why, but it's the only thing that keeps me going. Here in India, I see a lot of negativity, people fighting with each other, and playing tactics in relationships just for money. The education and work culture is also suffering. I believe if I want it bad enough, it's not tough. (I might sound like a kid, but it helps me clear my vision.) I know things don't always work out the way you want, but I really want to study in Montreal. It would be great if you could recommend some courses or skills I should learn to have better chances of survival. As for asking my friend, she said it's not necessary. I will ask her more clearly again, but I thought you people here might know about it. Thank you, sir, for texting. I'm down for improving myself and learning new things. It would be great if you could tell me about some courses which would be great for the future. I don't know much about trades (I'm not really interested in them, to be honest, but if there is no other option, I'm down for it). I have done DSA and am able to get an entry-level job if I try, but I'm not doing that because I'm more focused on completing my +1 and +2 with good grades for a scholarship. I'm not good in physics and chemistry; it's a pain in the head

@awesomekj5812

12 күн бұрын

@@djrojit This 16 year old is having FOMO ...it tells you how Social Media has rotten folks brain. There is no patience or delayed gratification anymore.

@activity1

10 күн бұрын

I will request... 1st do real quality university in your home country And in case u really desire canadian education... always unversity degree.. i dont understand how someone may fall for college unless for trade or hr or payroll certification ... go for real quality Yes french is must for montreal

@djrojit

9 күн бұрын

@@shukladevv Even before jumping on to give your entire career decisions to a consultant, first, you must decide your goals and look for courses and universities by yourself. Everything is available online, just a click away. Make a list of at least 2-3 courses aligning with your goal and then list down good universities. Once done, you can get in touch with genuine registered consultants (LeverageEdu or IDP) also you can contact Murradonrun, he and his team are excellent in sourcing student profiles and suggest good career options, most importantly will guide you about the right time, right course, university and country. Best of luck 👍

Rent is $700 in sharing Car insurance is atleast $350 mobthly third party Grocery $500 Phone plan $50 $70 clothing GF $500 Gas $300 Than to progress in life there are multiple expenses

@awesomekj5812

12 күн бұрын

why the heck you spending 500 on GF ....lolz

@Worldwidevirk

12 күн бұрын

@@awesomekj5812 KJ BJ ke bare mein suna hai?

@awesomekj5812

11 күн бұрын

@@Worldwidevirk One hellva expensive BJ you getting per month my friend ..hahah

@activity1

10 күн бұрын

Bhai kj bj kia?

Sir ,tax refund 3years ke baad he kyo atta ha ???

How a person will get tax refund after 3 years?

Lol rent is 2000$ month 😂😂

😊😊

Sirji aapse baat ho sakti hai?

Hi Gursahib, can you please let me know where your friend got mortgage @4.75%. Can you please provide mortgage agent name. I am in the process of buying a house and need to finalise my mortgage

@GursahibSinghCanada

10 күн бұрын

Scotiabank

Utilities is more than 300

Can pgwp holder open RRSP and FHSA account?

@sahil8466

7 күн бұрын

Yes even as a student

Is YEH HAI AMERICA guy your brother

your expense explanation is wrong !! you have minimized all your expenses

Utility is not 100 dollars anymore . Minimum 200

Hello sir Plz kya aap baat kr skte ho

Rrsp vapis bhi krna pdega ….

Rent $700 is not correct

No you cannot buy

@karanvirsingh

3 күн бұрын

Lol. What a detailed reply to a 15 mins video

Studing Diploma in canada is not worthy anymore😢😢

@bharatvashist7682

12 күн бұрын

Kyu bhai?

@sovinderkaur1180

12 күн бұрын

If it is so useless why doesn't the Canadian govt. stop diploma courses?

@Ashley-gi1vt

11 күн бұрын

@@sovinderkaur1180becoz they want to earn..duh!!

@JustinSam1995

11 күн бұрын

It's stopped in ppp college and they have plans to stop pgwp in future for useless diplomas like gbm project management

@bharatvashist7682

11 күн бұрын

@@JustinSam1995 and sir what about business insights and analytics program from humber

Lols car insurance is 750 per month

@canadianjatti

12 күн бұрын

its different for everyone....mine is $80 a month full coverage

@Theactualstoic

12 күн бұрын

@@canadianjattiwhich province and car?

@canadianjatti

12 күн бұрын

@@Theactualstoic lexus alberta

@aaykay4060

12 күн бұрын

750!! That’s more than my monthly car payment 😮. Insurance is $120 monthly.

@JustinSam1995

11 күн бұрын

May be he is Brampton or Surrey

I had been insurance broker for 10 years. There is minimum $400 per month in Ontario city like Brampton for a new driver. He is calculating wrong. There is rent in Brampton 500 per bed not per room.

@GursahibSinghCanada

11 күн бұрын

Mentioned twice in the video that Brampton has more insurance…!!!

@tarun4629

11 күн бұрын

Ontario=Brampton for every Punjabi 😂😂😂😂😂

@activity1

10 күн бұрын

​@@tarun4629bhai kia matlab kuch bhi... logon ka dil to na jalao 🥹

Mtlb Simple No.

not possible to buy house.

@activity1

10 күн бұрын

Yes possible... 300000 down money and fake income numbers

bhai mare shade kara do 0-0

lol i dont know your expenses are in which world. expenses are more in canada bro please stop fooling people

Paaji AAP Coffee ☕ bohot Pilate ho..🤣

That’s not the correct pronunciation of ‘thousand’ jeez. You said it so many times, it made me doubt my pronunciation too and I had to google it

Ghar ki itni video ane se bache apne ghar valo se paise mangane ke chaker mai ho jate Jo galt hai

But I heard that in canada u can get house without having down payment is it true?

@Drunkfistkid

12 күн бұрын

First time home buyers can make only 5% down payment. Whereas normally it is 20%

@canadianjatti

12 күн бұрын

no...minimum is 5% unless the home costs more than 500k

@Ashley-gi1vt

11 күн бұрын

800k is starting price these days

@Drunkfistkid

11 күн бұрын

@@Ashley-gi1vt not really. Depends on where you live

@canadianjatti

11 күн бұрын

@@Ashley-gi1vt dont lie to discourage people (it wont work)....homes start at 200k for aparments in most cities and towns across the country

Parking hi milegi ghar milna muskil hai ...LOL

Overinflated figures honeslty

Thats alot of tax

Kaafi dinon pehle maine aapke ek vlog mein comment daala tha ki jab bhi main kisi Sikh ko dekhti hoon, to mere dil mein sirf 3 hi alfaaz ubharte hain. Dungur. Matlabi. Makkaar. I need to make an amendment to my earlier statement. Jab bhi main kisi Sikh ko dekhti hoon, to mere dil mein sirf 4 hi alfaaz ubharte hain. Dungur. Matlabi. Makkaar, Deshdrohi. Anyway, aapko Kanedda aaye hue shaayad 4~5 saal ho gaye hain. Please do some introspection and let me know ki 5 saal pehle Dungur Scale ke 1 ~ 10 (10 being the highest) par aap kitne dungur they aur aaj kitne hain? Canada mein reh kar kuchh faayda hua? Please answer honestly. To be perfectly honest, mujhe lagta hai jab aap naye naye India se yahaan aaye the, tab baaki ke logon ke jaise aap shaayad 9.9 ya 9.99 they...aur aaj shaayad 8.5 ya 8.75 hain (thanks to Kanedda). You still have a long way to go. Ek kaam to aap kar hi sakte hain. Haath jod ke aapse vinanti hai. Apne videos ke through, Indian Sikhs aur "Punjaabbi" logon ko naa uksaayaa karein Kanedda aane ke liye. Vaise hi hum bahot zyaada pareshaan hain in dunguron se jo yahaan already aa chukey hain.

Worst time to buy a property right now wait for a crash between 2024-26. Don’t buy before 2026.

go home

nirra bakwaas

Did your wife kick out your brother? It seems you bought a new home with your wife and still couldn't find a room for your real brother! Such a shame!

@mikechasmar4154

9 күн бұрын

Yes his wife controls him. His bulls are in her purse.

It's all about how you invest the money

Gursahib is going to buy his first house in Canada very soon, and I think that they will buy it in Calgary, it's just a guess🫶🏻

@daniyalhassandaniyalhassan3839

12 күн бұрын

Tujhy kia miley ga us men sy

@krishjaat007

12 күн бұрын

@@daniyalhassandaniyalhassan3839 yeh comment krke tujhe kya mila?

@daniyalhassandaniyalhassan3839

12 күн бұрын

@@krishjaat007 han meri galati hy gadhy ko onth pr bithany ki koshish kr raha tha

@jurendran3983

12 күн бұрын

Why Calgary?

@GursahibSinghCanada

12 күн бұрын

You never know maybe I have already bought it 😁😁😁