Doom scrolling is one of my favorite past times😂

@WinTheHouseYouLove

Жыл бұрын

😂

@robertnguyen2025

Жыл бұрын

One of The worst scrolling of all time..all those beatiful home that i want but have no money ..plus frustration that prices is so high..almost gave up and just keep renting to death

@memewilson369

Жыл бұрын

Same, I’m so good at it 😅

@gclark244

Жыл бұрын

Facts 😂

@Tony8325788

Жыл бұрын

SAAAAAMMMMEEE

There's also the saving phase :) took me 18 months to save $40k for my DP/CC on my own without help. Long af but doable with patience!

@WinTheHouseYouLove

Жыл бұрын

Awesome! 💪

@radiantlibra87

Жыл бұрын

Yeah, I've saved a little over 13k. I think that's enough lol. Time to jump!

@quickdraw1921

Жыл бұрын

@@radiantlibra87which state are you searching in?

@ShaiGirl00

Жыл бұрын

This is the comment I needed to see. Saving up for a DP is most important. Thanks

@emilioreed3667

11 ай бұрын

Damn you must make a ton of money i only make 50k a year before taxes so you saved more money then i make in a year after taxes

We doom scrolled for a LONG time and I would easily get upset when houses I liked went under contract. Once we went through the pre-approval process and found a realtor, everything went really fast. In the time span of about 3 weeks, we saw about 6 houses, made 3 offers and are currently under contract in the home appraisal stage. We're so close I can't wait!

@alexocd3008

9 ай бұрын

Congrats!

@202WinkProductions

5 ай бұрын

update??

@ClassicGoldCigarettes

5 ай бұрын

@@202WinkProductions Sitting in the living room of that house right now. Not a regret to be had.

@kiaharper7172

4 ай бұрын

​@ClassicGoldCigarettes that's fantastic!!!!

@williamcathcart387

Ай бұрын

​@ClassicGoldCigarettes congrats that's awesome! Were you able to get the house at the listing price? Every home around me right now in NJ (the decent ones) is going for over the asking price, sometimes $50k over, craziness.

I’ve been looking since 2021 for my first home and your videos helped educated and guided me on so much . I finally closed on my first home March 22.

@view13s8

Жыл бұрын

what state do u live in? and what kind of loan did you get ? im looking to buy soon

@TannermillerUSMC

5 ай бұрын

AYo !??? 2021 was mid covid interest rates where in the 2% !!?? Are you sure you’re actively trying to buy a house ?

Don't just walk the neighborhoods you're looking at..........drive around them at night. When you live in a city, a place can look nice in the daytime, but turn sketchy at night. It's changed how we look for places to live.

@WinTheHouseYouLove

Жыл бұрын

Hi there! Thanks for watching my video and for sharing your tip. It's definitely helpful to explore the neighborhood you're interested in both during the day and at night to get a better sense of what the area is like. If you're ready to take the next step, you can start a pre-qualification process at www.winthehouseyoulove.com/lender. Best of luck in your homebuying journey!

“Seeing homes and wondering and why you’re not able to purchase one” 😂 definitely me as I scroll through Zillow.

@WinTheHouseYouLove

Жыл бұрын

😂

Thanks for the info! ZILLOW DOOMSCROLLING IS SOOOO REAL! 🤣 Nice haircut, btw!

@WinTheHouseYouLove

Жыл бұрын

😂 Thanks for watching!

Man! It's obvious you put a lot of work into this. Great work! It's very helpful!

@WinTheHouseYouLove

Жыл бұрын

Thank you! Appreciate it. :)

I watched this video two weeks ago, got my mortgage broker and realtor in the same week, house shopped and put in an offer in the same day, and now my closing date is in 40 days. I was expecting everything to take months, but I guess I found the right mortgage lender, realtor and home at the right time. Fingers crossed!

Wow how you’ve grown lol . I remember I used to watch alllllll your videos 2 months prior to me purchasing my home last year in may ❤ thank you ! All the info really helped me understand what the banks don’t even tell you . Like the what they look for when they ask you to send in all those documents they ask for ect…

This is so helpful! I've been feeling so overwhelmed knowing that there is much to do, but not sure which order to expect it in. This video really helped put me at ease. Thank you!

Timing your home buying around the time your lease is up . Give your self about 6 months to clean up your credit. Talk with your lender on what paperwork u will need to provide and put it all in a folder that’s easily accessed . Build your down payment and it has to have aged in your bank account so they know it’s your money . Fix your debt to income ratio . Have email access on your phone so u can give all the necessary info that u have in your folder in a timely manner and follow the same day to make sure they got it this cut down the buying process a lot .

Thank you for your video. I’m a single woman in my 30s ready to buy my first house and I don’t talk to my dad or have trust worthy people in my life to do this with me and I’m grateful for you 😊

I really recommend you get a preapproval and use your buyer agent to your outmost advantage, if he is any good you will get many comps before you even make an offer to a home. As soon as a home enters the market the buyer agent will send an updated list of homes you have yet to see in your approval range. I got my preapproval in July 2022 by 3 different banks but my personal bank provided best offer and had a bonus that covered $3000 in closing cost, was shown about 10 homes, made 3 different offers and closed on 1. Buyer agent was able to recommend title agency, insurance, and home inspection. Really made it simple. First time home buyer.

@p8p3r3dp3tals

2 ай бұрын

Who is your personal bank?

@Hateraz101

2 ай бұрын

@@p8p3r3dp3tals Chase Bank, I got preapproval from BofA and Wells Fargo as well.

Your voice is perfect. ❤ Thanks for the info.

This is all great advice 👍 👌. A house is not an asset it takes money out of your pocket . You pay a mortgage, maintenance, taxes, insurance, and utilities yearly. Buy within your means and enjoy your home stress free ✨️ 😉

So helpful ! I love your content ! The knowledge helped me buy my first house last month ❤

@WinTheHouseYouLove

Жыл бұрын

Thanks for watching! :)

Doing an inspection on my new house tomorrow. Wish me luck. I signed the contract on viewing day. I think the realtor liked the promptness.

I have a 2 year plan. Knocking debt down completely and adding income. Plus fixing up my current home. Im selling and moving out of state.

Anxiety and frustration. Nailed it right on the head. Are you a therapist on the side? Lol No but seriously this was very helpful, comforting, and substantive. The most frustrating part lately has been the lack of inventory= lack of affordable homes.

@radiantlibra87

Жыл бұрын

Took the words out my mouth.

Me and My fiance looked at houses for 1 day with a realtor. We came with a list of addresses we were looking at, and made the decision on what house to buy that same day. I was seeing too many bad deals (after we saw what was on the inside) for weeks online and recognized a decent deal even if it felt too soon to find and take. I'm very satisfied with our purchase, especially in the market we were looking at. Funny enough, most of what you are saying is things we did. Only thing i would on at the begginning is make sure you are REALLY looking for a house. It feels like a lot of people treat it like window shopping for a house vs really getting into it, and then they let a good deal slip by and refuse anthing less than what they found while they were only window shopping.

@Cloudyconfusion

11 ай бұрын

That’s really good advice!

I followed your steps and have been in my home since 2022! At 28 all I can say is it can be done. Thank you for all the amazing info. We would not have gotten this far without you.

@krishubert95

3 ай бұрын

In California too forgot to mention

Put this to work and closed on a home last week! Took longer than I expected (It was new construction) but otherwise everything in this video was right on the money. Legitimately reviewing needs versus wants BEFORE going on an engaged house search was a massive help in filtering through listings.

@WinTheHouseYouLove

7 ай бұрын

Hey YorinLuck! Thanks for watching the video and congratulations on closing your new home!

My husband and I just finished the application to get the pre-approval to see what we qualify for and honestly your videos have been golden these last couple of weeks thank you so much

Hi! I’m a realtor - most closing processes take at least 60 days. Some take a lot longer, I just worked on closing a co-op sale with a difficult board, and that closing took well over 75 days.

@WinTheHouseYouLove

Жыл бұрын

Hey there Small People, thank you for sharing your experience with us! You're absolutely right that the closing process can take some time, especially in certain situations. It's always important to have an experienced team working with you to ensure everything goes smoothly and as quickly as possible. If you or your clients are ready to start the pre-approval process, feel free to check out www.winthehouseyoulove.com/lender or reach out to me directly at kyle@winthehouseyoulove.com. Thanks for watching!

@kiaharper7172

4 ай бұрын

So...is this a residential purchase?? Difficult board??

@jot5445

3 ай бұрын

@@kiaharper7172 cooop

@antoniox2040

3 ай бұрын

60-day closing process! I just sold my place and closed in 21 days. Then I bought my new place and closed in about 28 days. The lender doesn’t even start working on your file until the last week and a half 🤦🏽‍♂️

Great video and the best point is at 17:35 talking about the most underrated part you say, which is super important to walk/drive the neighborhood to get the vibe of where you're spending your hard earned money to spend years there living.

@WinTheHouseYouLove

Жыл бұрын

Hi Sushi Sniper, thank you for watching the video and taking the time to leave a comment. I'm glad you found the point at 17:35 helpful. It's definitely important to get a good feel for the neighborhood before making such a big investment. If you're ready to start on a pre-approval, you can visit www.winthehouseyoulove.com/lender or email me at kyle@winthehouseyoulove.com. Thanks again!

@Bodangers

Жыл бұрын

Found a house we loved but there was too much road noise.

Great Video as usual Kyle

"Doom scrolling" lol I am guilty. I'm glad I found this.

Thank you for making this. Super helpful💯

@WinTheHouseYouLove

11 ай бұрын

Glad it was helpful! Thanks for watching. :)

Here’s the problem. People that are in “decent shape” enough to buy a home “right now”…are technically only ready to buy when it was 4 years ago. Yes, 2019. People still make what they make, but prices and rates are WAY higher, and there’s no “affordable” home inventory. I went from being prequalified for upwards of $380k a year ago, to $150k now because of rates. There weren’t any homes I could afford in my area when rates were 2.7%. Prices haven’t gone done, not many starter homes hitting the market at all. What’s the point? Worst time in history to buy.

@robertnguyen2025

Жыл бұрын

Yeah..i make more money now after paying off 45 k in loans ..cars payment ..loans payment ..but stuck since houses so expensive..interest rate so high ..no way i can afford a 4000 k ler month when i can renting 1900 a month ..

@alexwalker5645

Жыл бұрын

@@robertnguyen2025 and same here for me!! Paid off all credit cards over a couple years (about 2/3rds what you had), saved a down payment, perfect credit…… Would have to virtually double my income, and my income is considered to be good too.

@mostmost1

Жыл бұрын

It will change and already starting. There's always a way to get what you want also. Always a loophole, always another strategy.

@ArisenMind

Жыл бұрын

Can you elaborate?

@alexwalker5645

Жыл бұрын

@@ArisenMind this is sarcasm, right??🤣🤣

Thank you for this break down!

@WinTheHouseYouLove

Жыл бұрын

Of course! Thanks for watching. :)

This video is TIMELESS! Thank you.

@WinTheHouseYouLove

Жыл бұрын

Hey Nelly Nellz! Thank you so much for your kind words and support. I'm thrilled to hear that you found the video timeless. It's always great to know that the content I create resonates. If you're ever ready to take the next step and start on a pre-qualification, feel free to visit our website at www.winthehouseyoulove.com. Thanks again, and have a fantastic day!

Best first time homebuyer resource out there. Thank you.

@WinTheHouseYouLove

Жыл бұрын

Thank you!

Love watching your video!

@WinTheHouseYouLove

Жыл бұрын

Thank you!

Great info thanks ❤

Helpful! Thrown in the mix is I have a maximum resale value on my current deed restricted home and an out of state job offer with a strict start date 😂 and it’s mid-school year for my special needs son. God can do this!!!

Wow this is a super high value video thanks

@WinTheHouseYouLove

Жыл бұрын

Hey there, thank you so much for your support and kind words! I'm glad to hear that you found the video valuable. If you're ready to start on a pre-approval, feel free to head to www.winthehouseyoulove.com/lender or shoot me an email at kyle@winthehouseyoulove.com. Thanks again!

This was perfect! I get back from a 6-month overseas trip in September and hope to buy a house and move in by December. This was a very helpful guide and timeline to get this done effectively!

@WinTheHouseYouLove

29 күн бұрын

Thank you so much for watching!! :)

Great game plan thanks

Great video ❤️. I bought a house almost 1 year ago, I still haven’t sold my old house 😂. I love my new house so much that I haven’t wanted to make the the effort to finish getting the old one ready (it’s an hour away). I will say, 2 mortgages sucks, and I’d really like to to roll the $250k equity into this new mortgage :)

@WinTheHouseYouLove

Жыл бұрын

I just recorded a personal video reply for you: vid.us/gogv3r

@mandypdx

Жыл бұрын

@@WinTheHouseYouLove will you marry me 😇. Thank you for your kind response. I want to sell..

Thank you so much for the information provided

@WinTheHouseYouLove

10 ай бұрын

My pleasure! Thanks for watching. :)

Thank you ! Very detailed information and informative ❤

@WinTheHouseYouLove

Жыл бұрын

Hey Minh! Thank you so much for taking the time to watch the video and leave a comment. I'm glad you found the information helpful and informative. If you're ready to take the next step and start on a pre-qualification, feel free to visit www.winthehouseyoulove.com/lender or shoot me an email at kyle@winthehouseyoulove.com. Thanks again!

@MinhTucson

Жыл бұрын

@@WinTheHouseYouLove thank you

Back again. I watched this video some time last year and tried to follow it (and the 6 month plan) to a T. Everything was smooth except the “finding a house” part. The doom scrolling set in once it seemed like the search we had set up through our agent wasn’t pulling houses we wanted to see. I’m now officially burnt out, two-ish weeks from my lease ending with nothing lined up, and trying to decide what to do now. This market is brutal. Especially in an area everyone is moving to right now.

Such a great breakdown 🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾

@WinTheHouseYouLove

10 ай бұрын

🙌🏾 Thank you!!

Nice video, but in this current market there really isn't much back and forth between buyers and sellers right now. Any half decent property will set a final and best deadline for offers and then pick whichever one goes the highest over asking with the fewest contingencies.

@red5standingby419

Жыл бұрын

This is not true for every market in the country. Some markets such as yours may be this way. There are plenty of other markets in decline that there is negotiation going on. The housing market isn't national but very much local.

@WinTheHouseYouLove

Жыл бұрын

All markets are different. This is just general guidance :)

@dpj731

Жыл бұрын

Thanks for the replies. My market is still really tough with houses selling within a day or 2 after listing well above the listing price and with numerous concessions from the buyer. (I'm in Pittsburgh).

@alexwalker5645

Жыл бұрын

@@dpj731 same here, and in general, “affordable” (small) homes are simply not for sale. There are no starter homes, no small homes. Nobody in those homes can afford to leave them, they cannot afford to move up, many are too afraid of this economy.

🧠Very indepth & Super helpful! Thank You! Will share.

@WinTheHouseYouLove

15 күн бұрын

Glad it was helpful!

We have been trying for three years. We have been told you need more money but you make too much for help. Now you need more, and now more...now we cant find a house we like with a payment we can stomach. My first house when I was poor I got right away...wish I hadnt sold it...

I’m trying to in 2 1/2 months. Thank you for this and I’m typing even before watching

@WinTheHouseYouLove

Жыл бұрын

Wow! Thanks for watching!

This is excellent advice!

@WinTheHouseYouLove

27 күн бұрын

Thank you so much for watching!! :)

Great Video!

@WinTheHouseYouLove

Жыл бұрын

Thanks for the visit

This is so very helpful

@WinTheHouseYouLove

Жыл бұрын

Thanks!

Thanks. Very informative

@WinTheHouseYouLove

Жыл бұрын

Thank you! Appreciate it. :)

his voice is so relaxing to listen to 🫠💖

That’s what I did for awhile…doomscrolling. I wasn’t ready mentally yet either and back then I could not deal with the COVID frenzy. So then I just put it all on the back burner. What is harder for me is “decide what you actually want.” It’s also more like what I want is more to do with what I can manage to get for my budget price. Do you have any advice on how to “shop” all that time in another state? (When moving out of state). How does one actually keep up and be ready to roll if they’re not living there yet?

Thank you! Going to get my HELOC this week.

@WinTheHouseYouLove

2 ай бұрын

Awesome, thanks for watching!

Wow the bass in the audio haha, listened in my truck from my phone, my subs 🔊 were booming!

@WinTheHouseYouLove

10 ай бұрын

I don't know what to say, but thanks for listening.🙌

I very like your video and the information I need for first time buyer ❤❤❤❤❤

@WinTheHouseYouLove

Жыл бұрын

Thank you!

@smilingsince87

Жыл бұрын

What if you get a pre- approval, look at homes…. up until what point can you back out? I feel pressured to buy but I don’t feel it’s the right time.

Can you explain why the home inspection comes after the buyer makes an offer? Is there an opportunity to get that done before the offer to help inform the buyer's offer price/negotiation?

I know homes are prettier than loans, but this is great advice. Budget and talking to a Mortgage Broker for pre-approval is key. 👍

@WinTheHouseYouLove

11 ай бұрын

Well said! Thanks for watching. :)

Hey Kyle! Great video. Can I know what microphone you use? The quality is killer

@WinTheHouseYouLove

Жыл бұрын

Hi! Thank you for watching. It's Neumann TLM 102.

Thanks Kyle your awesome ❤

@WinTheHouseYouLove

Жыл бұрын

Thanks for watching.

Good stuff!

@WinTheHouseYouLove

Жыл бұрын

Good stuff for my good audience!

Feel like I’m being attacked for scrolling through zillow lol 😂 Thank you I needed this. Been on the fence, contemplating whether I should wait for rates but now I’ve decided to start the process and I needed a guide Appreciate this!

@WinTheHouseYouLove

Ай бұрын

Haha totally get it, thanks for watching!

Great vlog

@WinTheHouseYouLove

Жыл бұрын

For great audience! Thanks for watching. :)

You have such a nice voice!

@WinTheHouseYouLove

2 ай бұрын

Thanks!

another CLASSIC

When do you officially apply/pull credit w your lender in this timeline?

Where I live the houses are under contract prior to being posted on Zillow because the real estate agents buy them from their clients so that they can rent them out. Major conflict of interest

@WinTheHouseYouLove

Жыл бұрын

That sucks! If you have any questions or need any help with your mortgage, feel free to email me at kyle@winthehouseyoulove.com

This is like ASMR ❤

@WinTheHouseYouLove

Жыл бұрын

Thanks! ASMR ♥ :)

Question can u buy tiny home pre-built

i spent 2 years and put in 12 offers. Im looking for walkable areas and refuse to own a car as its a pointless expense in the remote age. turns out everyone in the city wants walkability in American cities, but America doesnt like to build practical hosing so its scarce i realized after a long hard look im better off moving overseas to avoid being house poor and still being able to retire . i have a very high income, but unfortunately my competition also has a high income and Im starting much later then them . Ill just have to save even more and make the leap. I will own a home it just not in the cards in America.

QUESTION: We were told to save a bunch more for a down payment. (1st time home buyers). We want to withdraw money each payperiod and put it in a safe to prevent the possibility of spending it. However, when we go to deposit it, will lenders dispute the "large deposit". We were thinking of just keeping withdraw slips and having them scanned into a PDF to prove that it original came from a verifiable source of income (primary jobs) over time and does add up to what we would be evenually depositing. Would this be sufficent? The amount would be about 40k.

@latoyabess_texasrealtor

Жыл бұрын

Just deposit it into a separate bank account that you don’t use

@lizardman1303

8 ай бұрын

Could cause issue o how u got money . Even u get money as a gift they have put it in writing . They usually want to see money in your bank account that has been their for a couple of weeks . If u still have t bough the house yet I would write down all my question I have and call my lender to see if their is any issues with your plan . But my advice would be to buy a cheaper home if u feel u are struggling with a lot impulse buys . And one of the major rules when buying a house is not to open any new lines of credit are charge your credit cards since that will throw your financial numbers off

I've been looking for houses for a couple years. Then again, I live in SLC, UT and houses are expensive here...

@WinTheHouseYouLove

15 күн бұрын

Oof I can imagine!

How does this process go when you’re wanting to buy a new build home that isn’t set to be built for a few months out?? 🤔

It would be helpful to know the responsibilities of a lender. The last slide was helpful. But a little unclear to me on what is the lender responsibility and what is the home buyer responsibility. Who does the title search? Do we hire someone or lender does. Appraisal you mentioned lender sends. Home inspection I assume is done by the homeowner. Do we need to hire a real estate attorney? If so what is there responsibility?

@JunkSock

Жыл бұрын

A good realtor will guide you through all this and take their cut on it. Honestly I consider the side stuff as part of their job

I guess I will stop searching Alpine, NJ this year

Me and my mom just veiwed a house we were looking at for 1 week and we both looked at said house more than 3 times a day. We are in LOVE. Any tips to help her get over the stress and anxiety. Also it would be my first time having my own room so im excited. But we would have to buy water softner, fridge and washer, and dryer. Is that a deal breaker, or should it be?

@WinTheHouseYouLove

16 күн бұрын

The best way to handle the stress is to make sure you're prepared and have a clear, laid-out gameplan. Write is down to solidify it. Those things shouldn't be deal breakers if they're in your budget.

What is the process if we were to buy a brand new modular home, like with Pratt homes? Do I still need a realtor?

@WinTheHouseYouLove

Жыл бұрын

Hey Van G! Great question. When buying a modular home, the process can be a bit different than a traditional home. With a company like Pratt Homes, they might have their sales team to help you, so you don't necessarily need a realtor. However, having a realtor can still be beneficial to represent your interests and help you navigate the process. To get started on a pre-approval, feel free to visit www.winthehouseyoulove.com/lender or shoot me an email at kyle@winthehouseyoulove.com. I'd be more than happy to help you out! 😊

Could you do one for a 6-month plan?

A big issue me and my partner ran into was the closing time on our townhome, a tenant was given a 90 day notice to move out and we waited and stressed out that entire period of time about the move-in. Of course if it's a good deal go for it, but be realistic about the period of time you're willing to stress out about moving in.

@WinTheHouseYouLove

Жыл бұрын

Thank you for sharing your experience. It's important to manage expectations and be prepared for unexpected delays in the mortgage process.

Very nicely broken down

@WinTheHouseYouLove

Жыл бұрын

Thanks for watching! If you're ready to start on a pre-qualification, feel free to visit www.winthehouseyoulove.com/lender. Have a great day!

As a teacher who was born and raised in the bay area. I'm SOL 😢

@WinTheHouseYouLove

Жыл бұрын

Thank you for sharing your perspective as a teacher and Bay Area native. It's understandable to feel discouraged!

How would this process be any different if you are just looking for land instead of land and a home? sorry for the noob question am new to this whole process

@WinTheHouseYouLove

Жыл бұрын

Hey Trevor, no worries at all, we all start somewhere! The process can be slightly different when you're just purchasing land. Some lenders might require a larger down payment and the loan terms could vary depending on the land's location and whether it's already developed or not.

That video would it be helpful 4 years ago!! Congrats if you can find a good deal in 3 months!

I’m building a home ..I’ve been planning for an entire year. It’s exhausting

Can you be your own real estate agent? How long does it take to get access to the mls

@BeeWhistler

Жыл бұрын

These guys make that sound way more magical. I’ve been through two realtors and both have just connected me with a search site that doesn’t get the information one bit faster than Zillow.

Home values will continue to fall well beyond a decade. Too many people locked in record low rates, for RECORD HIGH COSTS. Prices only need to decline about -10% for catastrophic results. Risky HELOCS, Airbnb busts, and decade long value declines, combined with commercial real estate in the red, across the board. Foreclosures are only now starting to uptick. Supply is increasing, NATIONALLY. This bottom won't show until the mid 2030's at the earliest. -40% when the dust settles. God bless, America.

recently im seeing so many people say they expected the process to be grueling but it was short lived and simple for them. weird. because i also expected it to be grueling but i guess not.

@WinTheHouseYouLove

3 ай бұрын

It's not as terrible as people think it will be!

Do you think it’s completely necessary to have a realtor? Or can you basically do everything yourself?

@WinTheHouseYouLove

Жыл бұрын

Hey DodgeDurangoFam! Great question! Having a realtor can definitely be helpful, particularly for navigating the market, negotiating, and handling the paperwork. However, it is possible to do everything yourself if you're willing to put in the time and effort. If you decide to go it alone, just make sure you're well informed on the process. If you're ready to start on a pre-qualification, feel free to visit www.winthehouseyoulove.com/lender or email me at kyle@winthehouseyoulove.com. Good luck! 😊🏠

@Antipuesto22

Жыл бұрын

@@WinTheHouseYouLove I appreciate it thank you !

Curious to hear more details about the 1% down rocket mortgage

@AlexChavez-il1hj

Жыл бұрын

You’re pretty much asking a McDonald’s about their whopper special

@primrosed2338

Жыл бұрын

​@@AlexChavez-il1hjThis made me 😂

My fiance currently has a mortgage on his house, and once we buy a house together, he will be renting it out (hiring a management company). How will this affect us purchasing a home?

@WinTheHouseYouLove

Жыл бұрын

Hey Torenperkins! Great question. When your fiance rents out his current house, the rental income can actually help offset the mortgage payment on that property. Lenders will usually consider a percentage of the rental income (typically around 75%) when calculating your debt-to-income ratio for the new home purchase. Just keep in mind that you generally need a signed lease and sometimes proof of the security deposit to use the rental income. If you're ready to start the pre-qualification process, head over to www.winthehouseyoulove.com/lender or feel free to email me at kyle@winthehouseyoulove.com. Good luck! - Kyle

Do you think this timeline is still good if you are moving across the country?

@WinTheHouseYouLove

Жыл бұрын

Hey Beth! Great question. The timeline can still be pretty accurate even if you're moving across the country. However, it might have some minor adjustments due to logistical issues with relocation. Just keep in touch with your lender and real estate agent to make sure everyone's on the same page. If you're ready to start on a pre-qualification, feel free to visit www.winthehouseyoulove.com/lender or you can email me at kyle@winthehouseyoulove.com. I'd be happy to help! 😀

The narrowing down neighborhoods is hard when you want to move from out of state.

@WinTheHouseYouLove

3 ай бұрын

Makes sense! When moving to a place you're unfamiliar with, I think renting for at least a few month is the best option. It's unlikely you'll be able to narrow down a neighborhood you'll love and want to spend 5+ years in without living in the area for a while

This is why I want a new construction, the doom scrolling led me there 😂

@BeeWhistler

Жыл бұрын

So would I but most seem to be in HOAs.

@WinTheHouseYouLove

Жыл бұрын

😂

Do you think lenders will allow buyers to roll the buyer agency commission into the loan when sellers stop paying buyer agency commissions?

@WinTheHouseYouLove

4 ай бұрын

At the present moment that wouldn't be allowed under any loan. I doubt it will be allowed in the future. Most likely, the purchase price would need to be increased to accommodate a seller credit for it, but that could create appraisal issues.

Is it bad this video first caught my attention because of how good looking he is? 😅

I’m young how much should I save for a house I’m in NJ

@lordsarmy6574

7 ай бұрын

Save over 30-40k

GOOD JOBBBBBBBBBBBBBBBBBBBBBBBBB

@WinTheHouseYouLove

Жыл бұрын

Thank youuuuuu!!!

@kiana6512

Жыл бұрын

@@WinTheHouseYouLove ill contact you soon

$20k-$30k down is good in California

Kyle, Very informative. From a maintenance perspective for a first time home buyer is a new build or older construction better?

@WinTheHouseYouLove

7 ай бұрын

Hey Rodney, great question! Both have their pros and cons. New builds typically have fewer maintenance issues initially since everything's brand new. Older homes, on the other hand, might require some upgrading but they often have unique character that new builds lack. It really depends on your personal preference and your readiness to handle potential repairs. If you have more questions or are ready to start a pre-qualification, just head over to www.winthehouseyoulove.com/lender