I've been binge watching over and over because even though I don't have alot of money each month, it's gone so quick. So I will have 8 envelopes to start with. Would you do it the same way or change anything, if you were doing it for the month instead of doing it weekly? I'm glad I saw you had started doing this. Keep them coming and giving us any advice as you learn.

@kosananuma

6 ай бұрын

Do you get paid monthly?

@MichellesOrganizedBudget

6 ай бұрын

Hello. I started out with about 10 envelopes and as I got more conformable with planning my cash I added more envelopes. I am a big fan of starting small.

@wandacrazycovers

6 ай бұрын

I am retired and get a small stipend (my choice) of my retirement for my use. My husband takes care of the bills and a large part of my retirement goes to help. My small amount usually doesn't last and I never have anything to use for large items. My husband is good with me buying what I need and most of the time what I want from the household account but I feel guilty knowing I'm just spending my money like it's water. I'm hoping this helps me.

@MichellesOrganizedBudget

6 ай бұрын

@@wandacrazycovers I think it will. Take it slow and be kind to yourself.

Hey Desiree great budgeting and cash planning see you in the next video take care ❤ 15:14

Love your videos everyday. 🎉

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Thanks for sharing.

Hi Desiree! Where do you get your binder? And how much about did you spent on those binders?

Do u have the cash planning worksheet you could share? I would love to try doing the cash stuffing. I like your method. Do u do a budget as well? Thank u!! New sub!

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This may be rude to ask, but with regards to your extra debt wallet; did you start budgeting because of having some credit card debts in order to get out of debt, or is that debt accrued during your time using your binders?

@Happy2planwithDesiree

6 ай бұрын

Hi! I actually paid off around 15k in debt before doing this system and during that time I stopped using my cards, that was a few years ago. Now for things I would have used in the past on my credit card, like auto repairs and any type of large purchase like a trip I am going on in April I no longer have to even use the cards since I have been saving using this system. Once I started the extra debt envelope I did start focusing more on paying off the last amount of the debt I have. I should have that all paid off by this year which is really exciting! And no I haven't gained any new debt since using this system🎉

Are you putting the cash in card into the bank or taking 5 $20s out of bank request? Is it calulated in the $250 or in addition? ⚾️

@Happy2planwithDesiree

6 ай бұрын

The cash in the card is separate from the $250. Since I already have the cash I don't have to pull out money for it to stuff

I like that you insert a note that you’ve realized there is an error that you will correct. I find that I don’t stress/worry that you were unaware of it. Once again an inspiring video!💙💛🪴