Breaking: HDFC Bank Credit Cards Devaluation 😩

Major devaluation has been done on HDFC Bank credit cards. The devaluation done is going to affect all the credit cards of HDFC & that makes this video a must watch. It's important to keep a track of all the devaluations as it keeps you informed and help make wise decisions.

Пікірлер: 144

  • @akashpatel291
    @akashpatel291Ай бұрын

    Close credit cards.

  • @SahilMandre

    @SahilMandre

    Ай бұрын

    True

  • @Mufiz125

    @Mufiz125

    Ай бұрын

    Its not devaluation bro. It's good step from HDFC bank. Misuse karne ki bhi ek limit hoti hai. Genuine user ko isse koi dikhat nahi hogi. Except Reward redemption fees

  • @shubhankarpradhan2672

    @shubhankarpradhan2672

    Ай бұрын

    ​@@Mufiz125correct 💯.

  • @vedprakashyadav91827

    @vedprakashyadav91827

    Ай бұрын

    Aaj hi band karwa hai bhai.

  • @akashpatel291

    @akashpatel291

    Ай бұрын

    @@Mufiz125 Wait for some more time. You'll see all credit cards except some top level ones will be significantly devalued.

  • @jaythakkar5909
    @jaythakkar5909Ай бұрын

    Cheers to those who do not revolve credit misusing these loopholes, do not make such massive utility and fuel payments and also never make a late payment. This does not affect us. Though a redemption fee of 50 rupees is questionable.

  • @sachinhj9910
    @sachinhj9910Ай бұрын

    Thumb nail= Diva in distress Video = Maa Sita 😂😂😂

  • @rikenrathod9567

    @rikenrathod9567

    Ай бұрын

    Aesa kese chalega devaluation to aahi ho gaya

  • @AdnanTaiyeb1

    @AdnanTaiyeb1

    25 күн бұрын

    😂😂😂

  • @ankitdada123
    @ankitdada123Ай бұрын

    Thankyou for bringing up this ideo so quickly

  • @groupstudywithme
    @groupstudywithmeАй бұрын

    Previously : reward redemption charge 99+gst, now what? Decrease?

  • @Mufiz125

    @Mufiz125

    Ай бұрын

    No rewards points redemption fee is still same. Changes in Cashback card for redemption fee of 59Rs.

  • @jangvirsingh6165
    @jangvirsingh616529 күн бұрын

    Thank you for good information

  • @sandiproy9059
    @sandiproy9059Ай бұрын

    All changes are welcome. Only those people will feel offended who use credit card for bank transfer in the name of rent payment / utility / education fee

  • @veeresh_22

    @veeresh_22

    Ай бұрын

    how do/can people misuse utility payments? P.S. I'll not get into such things, I'm just curious

  • @jatingupta9599
    @jatingupta9599Ай бұрын

    I feel good that Amex does not change things drastically and I feel as IDFC is a very good bank they would come up with stable credit cards. Rest is now a game use a new card for a year and when things are over shift. But for me Amex works and Vistara too, so no major problems 😊

  • @piyush9961

    @piyush9961

    Ай бұрын

    Idfc bhi karega they just waiting for traffic to increase

  • @jatingupta9599

    @jatingupta9599

    Ай бұрын

    @@piyush9961 they are the only ethical bank in India.

  • @TDSGLOBALGAMING007
    @TDSGLOBALGAMING007Ай бұрын

    Love your videos ❤

  • @lonelykaraokist
    @lonelykaraokistАй бұрын

    Very good HDFC bank! A very welcome move by them. The people crying about these changes are the ones we should all hate, they use personal cards for business spends and devalue the cards. BTW, I haven't received an email for my Infinia card yet, only received it for UPI Rupay HDFC card.

  • @shouvikdebnath1608
    @shouvikdebnath160829 күн бұрын

    Reward points redemption charges on statement is the worst decision, rest are fine

  • @veeresh_22
    @veeresh_22Ай бұрын

    how do/can people misuse utility payments? what's the catch here? P.S. I'll not get into such things, I'm just curious

  • @prudent_investor

    @prudent_investor

    28 күн бұрын

    It is mostly for businesses and SMEs misusing Credit Cards to pay corporate bills like Electricity etc running into lakhs

  • @anjaniashutosh
    @anjaniashutoshАй бұрын

    Mam mera ek question h Kaafi platinum debit cards me bhi free launge access milta h toh kya cash withdrawal, recharge and utility bill payment consider honge last month or quarter ke payments me to avail free launge access??

  • @AmitavaRoy
    @AmitavaRoyАй бұрын

    This is How INDIA will reach the 3rd Largest Economy in the World. Thanks to BJP & RBI. Thank God, I already closed the TATA NEU INFINITY PLUS Card, 45 days back.

  • @SAHILSHAIKH-xr6my

    @SAHILSHAIKH-xr6my

    27 күн бұрын

    😂😂

  • @maxy1337
    @maxy1337Ай бұрын

    Extremely good steps by HDFC, misuse karne waalon ko hi dikkat hogi, normal consumers ko nahi... ( only point of concern would be the redemption fees)

  • @unreal_tushar

    @unreal_tushar

    Ай бұрын

    Emi processing fee is also something which is wrong

  • @unreal_tushar

    @unreal_tushar

    Ай бұрын

    Kyuki sare banks 199 charge kar rhe hai sirf yeh log 299 karenge

  • @aghori7675
    @aghori7675Ай бұрын

    No madame it is been charged from ladt year itself rent payment 1% plus gst

  • @abhishekkhadake1901
    @abhishekkhadake1901Ай бұрын

    Could you please make video on Tata Neu HDFC cc which is going to devalue from 1st Aug

  • @AmitYadav-zw1lo
    @AmitYadav-zw1loАй бұрын

    Very quick video editing and publishing.

  • @chiragsanchetee9316
    @chiragsanchetee9316Ай бұрын

    hdfc millennia credit card points ko cash me convert karne par charges lagega ??

  • @ek_virus
    @ek_virusАй бұрын

    These are good changes. Only cash redemption and processing fees increase is bad.

  • @philiprohit
    @philiprohitАй бұрын

    I think the hook for the video is misleading, just like some of the marketing tactics of these cards - terms and charges may have changed, rewards points haven't been "devalued".

  • @panchajanyanaralasetty7370
    @panchajanyanaralasetty737016 күн бұрын

    Just a small correction, 50k for utility spends is per transaction and not per month. Please cross check and let me know if it’s wrong

  • @user-yg4qk9vq4f
    @user-yg4qk9vq4fАй бұрын

    i have moneybackplus & rupay card then shouuld i close this card

  • @suneetsardana123
    @suneetsardana123Ай бұрын

    Shaabash Card academy Vaali Ladki. Yeh main tujhe batane vaala tha. Lekin tune pehle hi bata diya. uske Liye tera Thank u

  • @asgaralisiddiqui4047
    @asgaralisiddiqui4047Ай бұрын

    Thanks for content mam 😊😊😂😂😂

  • @adit2795
    @adit279517 күн бұрын

    Make a video for best credit card for car purchase.

  • @saffronkeshariya8423
    @saffronkeshariya8423Ай бұрын

    TRUE 😮

  • @pradipjana8167
    @pradipjana816728 күн бұрын

    Insurance payment me charge lagega keya...?

  • @shubhankitdhir
    @shubhankitdhirАй бұрын

    Anyone! Is there any card which is best in all areas, doesn't matter how much fees is

  • @mohitjain2943
    @mohitjain294327 күн бұрын

    Wrong information - For utility bill payments the limit is 50k per transaction and not 50k overall per month.

  • @ViNeet.KumArTomAr
    @ViNeet.KumArTomAr28 күн бұрын

    Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐

  • @rajattrt
    @rajattrt13 күн бұрын

    1% Education charges applicable on payments made via redgirrafe?

  • @sc1zj
    @sc1zjАй бұрын

    Bogus card, will surrender

  • @jilson1104
    @jilson1104Ай бұрын

    @cardacademy..I have hdfc regalia first card..and I want to close this card and find another option. Please suggest a better card than this..

  • @AnimeRecapInHindi

    @AnimeRecapInHindi

    Ай бұрын

    regalia se acche toh or bahut saare h...aapko hdfc k saath hi jana h kya? and major payments kis type ki rehti? mai suggest karta aapko

  • @jilson1104

    @jilson1104

    Ай бұрын

    @@AnimeRecapInHindi Any bank is ok.. Offline usage is more and air longue access was very helpful. But now it's useless.

  • @AnimeRecapInHindi

    @AnimeRecapInHindi

    Ай бұрын

    @@jilson1104 airport lounge aaj kal sabhme aata...mai aapko firbhi best cards batata hu aap dekh lena... 1. Axis ace credit card 2. Hdfc millennia credit card 3. Amazon icici credit card 4. Tata neu infinity hdfc rupay credit card Mai suggest karunga ki jisme aapka account ho usme lo toh acha h kyo ki fir limit and offers ache milte. Amazon wala lifetime free hai baaki me aap free karwa sakte agar relations ho... especially tata neu wala free ho jaega agar aap unki app use karoge or aapka hdfc me account hai lag raha toh wo help bhi karega (but partner sites check kar lena, reward points ussi me use hoge) mere liye tata wala best card h kyo ki usme lic and baaki insurance pay pe bhi 5% cashback milta or 1.5% upi pe bhi milta rupay variant se which is great saathme lifetime free mila h tata neu app se big basket pe grocery le leke 😆

  • @AnimeRecapInHindi

    @AnimeRecapInHindi

    Ай бұрын

    @@jilson1104 acha khasa comment kiya or yt ne hata diya...wah 😞

  • @mdfilms6893
    @mdfilms689329 күн бұрын

    Not a big issue hdfc is trying to stop the loophole for saving cards for genuine transactions

  • @mainhoonnoobita4005
    @mainhoonnoobita4005Ай бұрын

    Ma'am I have an HDFC swiggy credit card...Will I get cashback If I purchase from the Iqoo online store and realme online store rather than purchasing from Amazon or Flipkart?

  • @DURGESHMEENA-ne3ob

    @DURGESHMEENA-ne3ob

    Ай бұрын

    1perchant only

  • @mayuraglawe4600
    @mayuraglawe460028 күн бұрын

    they are also eating our limit. last month i fully paid credit card bill and available limit was 7000 rupees. now in next billing cycle available limit showing as zero. where is gone my 7000 rs limit . answer is finance charges . itne mein to mera ghar ka rent aur kirana bhi nikal jata hai. its time to close the card. it is better to invest in mutual funds and then redeem money as and when required

  • @kartikeyaggarwal2561
    @kartikeyaggarwal256126 күн бұрын

    Which card to go for now? So many devalutaions - Kya hi kare ab?

  • @SS5Suny
    @SS5SunyАй бұрын

    Dide consumer pay the bill .. and companies controlling where they should spend thats insanity. Chargeson charges. What stupidity. If someone wants to pay rent or fuel that should his choice . Charges should be levied only on lat fee etc

  • @CardAcademy

    @CardAcademy

    Ай бұрын

    This is done because a lot of people are using cards for non-personal usage.

  • @abhinavshots01
    @abhinavshots01Ай бұрын

    What if I use credit card for lic premium Is there any fee charge for that ..?? (HDFC BANK CREDIT CARDS)

  • @sakshammakkar7460

    @sakshammakkar7460

    Ай бұрын

    No there is no charge on that, and if you have amazon icici credit card you will in fact get 1% cashback on that

  • @abhinavshots01

    @abhinavshots01

    Ай бұрын

    @@sakshammakkar7460 ok thank you 🙏🙏

  • @abhinavshots01

    @abhinavshots01

    Ай бұрын

    @@sakshammakkar7460 i have that also

  • @Hiniuolo
    @Hiniuolo3 күн бұрын

    Mam THEY HAVE SENT IN MAIL IF SPEND IS PER TRANSACTION, AND NOT ON FULL VALUE AS YOU HAVE TOLD OVER HERE , PLEASE CLARIFY

  • @Hiniuolo

    @Hiniuolo

    3 күн бұрын

    This is for utility transaction , they have sent in mail per transaction and not for full months transacted value

  • @MANISH12665
    @MANISH12665Ай бұрын

    I have one doubt the cashback redemption charge will also be applicable on hdfc debit card ?

  • @balajibalu1481

    @balajibalu1481

    29 күн бұрын

    No charges When u redeem points into bank account but you can only redeem cashback points minimum 500. Maximum 3000.

  • @MANISH12665

    @MANISH12665

    29 күн бұрын

    @@balajibalu1481 we have to redeem in multiple of 250 and there is no such maximum amount as such for platinum easy shop debit card

  • @sreejithekarunakaran5673
    @sreejithekarunakaran5673Ай бұрын

    Going to close my HDFC cards

  • @someonespecial1171
    @someonespecial1171Ай бұрын

    Just one month ago I took millennia credit card

  • @ankitm8246
    @ankitm8246Ай бұрын

    No effect on me

  • @user-wb3is5oc9v
    @user-wb3is5oc9vАй бұрын

    No major change.

  • @intal1000
    @intal1000Ай бұрын

    Wrong information , utilities par per transaction ki limit h , monthly nhi

  • @shashankm8981
    @shashankm8981Ай бұрын

    Ab toh debit card hi better lagre😂

  • @user-tm4jn5zu1k
    @user-tm4jn5zu1kАй бұрын

    From last few months she had been making videos with full covered clothes, may be her family wants to be more conservative on social media

  • @DeveshBeri

    @DeveshBeri

    Ай бұрын

    Focus on the information

  • @sksahu84
    @sksahu84Ай бұрын

    Madam your voice is very sweet.

  • @vishalsharmaize
    @vishalsharmaizeАй бұрын

    Close all major banks cards now..

  • @aryanpandit4750
    @aryanpandit4750Ай бұрын

    I Closed 1 Axis & 1 SBI Card Already Now HDFC Yes Bank Ki Baari Hai

  • @Spiderweb007
    @Spiderweb007Ай бұрын

    Cashback redemption charge is scummiest change, at least others are understandable

  • @v.7680
    @v.7680Ай бұрын

    Video me camera ke close aake video banaye madam..

  • @vigilante_stark
    @vigilante_stark26 күн бұрын

    CCs ke sath sath kisi aur ki bhee devaluation ho gayi 😂

  • @parthaj33
    @parthaj3327 күн бұрын

    gajgiri never heard this word before .....😆 😆

  • @MANISH12665
    @MANISH12665Ай бұрын

    Hdfc millennia par nahi lana tha yaar

  • @ushnish_bose2001
    @ushnish_bose2001Ай бұрын

    😢😢😢

  • @ashwin9823
    @ashwin982328 күн бұрын

    Time to close!

  • @Ravicgsce
    @RavicgsceАй бұрын

    Credit cards are becoming less attractive. Middle class ko giradiye hai. Inflation sida assar hai. Only jyo super high spenders ko hi some what benefit hai.

  • @MithileshBhoir17
    @MithileshBhoir17Ай бұрын

    RIP Millenia card😢

  • @PankajGNandi
    @PankajGNandiАй бұрын

    Criteria to get BUSINESS CARD

  • @TDSGLOBALGAMING007

    @TDSGLOBALGAMING007

    Ай бұрын

    You should have current account you can file application from bank manager they will update you can get or not 🐣

  • @manishtripathi1990
    @manishtripathi199028 күн бұрын

    Dear BJP, you take all his salary and make him poor, why u are not against petrol price hike in karnatka...please don't hide behind banks....

  • @sauravkumar-to6qg
    @sauravkumar-to6qgАй бұрын

    Tm yaar aur v alag category ka vodeo bnao... Achha chalega cards wlaa utna log nhi dekhte.

  • @textinjordan1427
    @textinjordan1427Ай бұрын

    Hdfc sent wrong card😑 I asked for millennia and got privilege

  • @CardAcademy

    @CardAcademy

    Ай бұрын

    If you haven't activated it, then you can call the bank and cancel it.

  • @divyanshumishra7896
    @divyanshumishra7896Ай бұрын

    How to request for higher limits on axais bank I have tried but fail😅

  • @amrit0501

    @amrit0501

    Ай бұрын

    give bribe

  • @pshivakumar6811

    @pshivakumar6811

    Ай бұрын

    wait for six months after issuance and spend some good every month in that 6 months and contact customer care for higher limit

  • @divyanshumishra7896

    @divyanshumishra7896

    Ай бұрын

    @@pshivakumar6811 I have always used 90% bro I will try again next month I will I have American express card with limit 230000 soo please give me something about 1lakh to 1.5lakh What u say ,?

  • @divyanshumishra7896

    @divyanshumishra7896

    Ай бұрын

    @@amrit0501 from credit card 😂

  • @divyanshumishra7896

    @divyanshumishra7896

    Ай бұрын

    @@pshivakumar6811 I will say that I have American Express card with limit of 2.3lakh soo please give me limit of 1.5 to 2 lakh please What u say ?

  • @SAHILSHAIKH-xr6my
    @SAHILSHAIKH-xr6my27 күн бұрын

    Toilet mein hagne keliye bhi charges lagayega bahut jald plus gst

  • @shikharsingh5521
    @shikharsingh5521Ай бұрын

    Too much devaluation

  • @mrkumar3222
    @mrkumar322221 күн бұрын

    Dhere dheere sab bnd kar dega

  • @itsinvinciblegaurav
    @itsinvinciblegaurav28 күн бұрын

    Ab Credit Card Close Karna Padega

  • @rasulrasul3833
    @rasulrasul3833Ай бұрын

    Gaya tata khatam.... education payments...khatam...tata 😅😅❤😂

  • @harunshaikh2695
    @harunshaikh2695Ай бұрын

    Nich look new

  • @prateekbatta2012
    @prateekbatta2012Ай бұрын

    Kuch b kaho... ladki sundar h. Ye mujhe roz bataye credit cards k baarein mein. Mai sunuga

  • @arche6188
    @arche6188Ай бұрын

    Millennia card close karna padega abhi

  • @sushantmayekar8780

    @sushantmayekar8780

    Ай бұрын

    Limit kitni he?

  • @cmdhanu8158

    @cmdhanu8158

    Ай бұрын

    no don't it's already 99+gst for statement credit

  • @narendrareddyguvvala7474
    @narendrareddyguvvala7474Ай бұрын

    This is very unfair. Now everyone should close their hdfc cards. Then hdfc will know its impact

  • @SahilMandre

    @SahilMandre

    Ай бұрын

    Sure I will close my two card of HDFC

  • @cmdhanu8158

    @cmdhanu8158

    Ай бұрын

    don't! , genuine spends unaffected

  • @NeerajKumar-vs9fd
    @NeerajKumar-vs9fdАй бұрын

    I think it’s good move by HDFC to avoid the abuse of CC, except cash back.

  • @SahilMandre

    @SahilMandre

    Ай бұрын

    You might the employee oh HDFC .. isiliye aapki jal Rahi hai... Warna bhai jisko jaise use karna hai karne do... Payment time pr mil raha hai na ..bas ...ye hona chahiye...already bahut charges lagaye ja rahe hai.... Jada charge lagenge to log kyu hi lenge

  • @NeerajKumar-vs9fd

    @NeerajKumar-vs9fd

    Ай бұрын

    @@SahilMandre Bhai mai koi HDFC ka employee nhi hu, even mai kisi bhi bank ka employee nhi hu but the way people use credit cards, bank are trying to reduce the cost. They will give benefits if they will earn more money. Bhai har cheez me negative hi ku dekhte ho. Kuch logo ki wazah se genuine card user bhi suffer karte hai. And waise bhi after few years, credit card market India me down hoga. Foreign countries me to cards pe sirf miles milte hai and interest free period only.

  • @darshanshukla497
    @darshanshukla49729 күн бұрын

    3:31

  • @Jayjagannath582
    @Jayjagannath582Ай бұрын

    Mein mera 14 credit card close Kara rahu

  • @aakashsharma8263

    @aakashsharma8263

    Ай бұрын

    dm me if you need good deal on card

  • @kdn6827
    @kdn6827Ай бұрын

    Looks like you have stopped trying to put efforts in looking good.

  • @Chets
    @ChetsАй бұрын

    Thodi dholu ho gayi ho

  • @sauravkumar012
    @sauravkumar012Ай бұрын

    ☝️

  • @QUICKKNOWLEDGE
    @QUICKKNOWLEDGEАй бұрын

    Band kro card

  • @Riteshkumar-jy8cv
    @Riteshkumar-jy8cvАй бұрын

    😂😂 Gaya

  • @greatestananth
    @greatestananthАй бұрын

    Humble feedback - Some investment could be dressing/make up/hairstyle to make the presenter more pleasing.

  • @prakharsrivastava2314

    @prakharsrivastava2314

    Ай бұрын

    Jo jaisa hai waise hi rahne do

  • @aarifnityy
    @aarifnityyАй бұрын

    Bajpa ne Desh ki waat laga di….. Hope 🇮🇳 Financial condition stables once again…. Missing Dr.Manmohan Singh

  • @hasanraja1934
    @hasanraja1934Ай бұрын

    Accha hain, AJ HDFC BANK JANE WALE THEE , 4 BAJ GEYA THAA AND ABHI ISS VIDEO DEKH KAR MIND CHANGE.

  • @23abhi23
    @23abhi2328 күн бұрын

    Dear BJP, you take all our salary, make us poor. Why are you hiding behind banks and other charges

  • @Kunal-ss7ku
    @Kunal-ss7kuАй бұрын

    Cutie

  • @ViNeet.KumArTomAr
    @ViNeet.KumArTomAr28 күн бұрын

    Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐

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