BIGGEST Condensing Sinking Funds EVER! || Taking $8,799 to the Bank || Bill Exchange || Bill Swap

Today I am condensing my cash envelopes and sinking funds for Novmber, and I hope you enjoy it! I know that I did!
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Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!
If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_
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About Me
My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.

Пікірлер: 168

  • @catherine4339
    @catherine4339 Жыл бұрын

    Your not the only one who jumped when Rosy barked😂😂😂

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    I legit meant to edit it out but totally forgot lol

  • @_nekobabi
    @_nekobabi Жыл бұрын

    Rosy was so excited you were counting their envelope 😂

  • @_nekobabi

    @_nekobabi

    Жыл бұрын

    i have to mention, not looking , you sound like zoey deschanel

  • @Bodaciousbarbee
    @Bodaciousbarbee Жыл бұрын

    How is no one freaking out over how much she pays in taxes 😢😮

  • @seanharries5929

    @seanharries5929

    6 ай бұрын

    I for sure am 😮

  • @AEvans36977
    @AEvans36977 Жыл бұрын

    I'll bet your bank loved every moment of that deposit 🙂 Self-discipline and hard work does pay off.

  • @AllTheBudgeting
    @AllTheBudgeting Жыл бұрын

    I just love cash condensing videos - awesome job! I laughed out loud when Rosy started barking just as you were counting her envelope.

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Hahaha I'm glad because I def meant to edit that out! lollll

  • @nivesmuric4645
    @nivesmuric4645 Жыл бұрын

    Love that you actually condense to the lowest amount many dont do that. Rosy knew when its her envelope😂 hope you spoil her with something she really loves ❤❤

  • @scatone2248
    @scatone2248 Жыл бұрын

    Girl, I'm still laughing at your jump. It's not this funny when it happens to me though. 🤫🤔🤨

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Hahahaha I meant to edit it out but totally forgot lol

  • @faiyaha6869
    @faiyaha6869 Жыл бұрын

    The best condensing video ever! You actually condense it down the right way, others hmmm not so much. definitely will be watching more videos from you. Keep up the great work! 👍🏽

  • @mariaeduardamessias4071
    @mariaeduardamessias4071 Жыл бұрын

    This must be the most satisfying cash condensing that I have ever seen

  • @MadDogTM
    @MadDogTM Жыл бұрын

    I'm just now starting an envelope challange for myself, I wrote random numbers going up to 600 which I will take from my checks I earn bi-weekly, and place the cash in which ever I draw. Cause to be fair I do spend a lot of money like in 1 year of working I could've had 14k but instead I have around $3200 lol

  • @MiasEnvelopes
    @MiasEnvelopes Жыл бұрын

    Girrrrl killing it! Always so proud of you- you are such an inspiration to all of us 🎉❤

  • @sharonsobolewski3707
    @sharonsobolewski3707 Жыл бұрын

    i love it your moneys so fresh and crisp i like that you keep them nice its good cause some bills are more than face value and condition is everything and yes rosy was so happy you counted her money thats so cute i love the name and i love roses and doggies love the way you do your organizing and your prop money

  • @brandiwagner4109
    @brandiwagner4109 Жыл бұрын

    So much fun! Even Rosie was excited!

  • @financiallyspeakingbookkeeping
    @financiallyspeakingbookkeeping Жыл бұрын

    Your cash condensing is so amazingly relaxing ... your voice is perfect for this type of video :) New subscriber!!!

  • @KerenGrinberg
    @KerenGrinberg Жыл бұрын

    Woahh. I just stumbled onto your page! Now i need to binge watch to see what you do!! You go girl 🎉🎉

  • @ronjelaberaud7087
    @ronjelaberaud7087 Жыл бұрын

    You’re condescending video is goals for me!!!😊 Keep up the great saving.

  • @lynetteplans7974
    @lynetteplans7974 Жыл бұрын

    Way to go! Great unstuffing and counting 👏 💖 Something to aspire to.❤️🎄

  • @cravetosave
    @cravetosave Жыл бұрын

    This is incredible, congrats on all your hard work!

  • @janetjamison3797
    @janetjamison37978 ай бұрын

    I love re-watching this video! It’s very very mesmerizing! 🎊🎉🥳

  • @herlindaflores3008
    @herlindaflores3008 Жыл бұрын

    That’s awesome! Hard work pays off. 💜

  • @court874
    @court874 Жыл бұрын

    This just motivated me so much. 🥺💟

  • @rickynorris1694
    @rickynorris1694 Жыл бұрын

    I watched twice. I thought that it was funny that Rosie barked while you were stuffing her money.

  • @coldcountess
    @coldcountess Жыл бұрын

    Wow, that is awesome !!! Happy Holidays !!

  • @davidneuman466
    @davidneuman466 Жыл бұрын

    Do you keep the money you deposit in one account or do you have multiple accounts set up for each category? Wondering how you keep it all organized in the bank, even with the prop money in the binder. Side note: saw my order shipped today, can’t wait! (Stephanie)

  • @Bokumuyee

    @Bokumuyee

    Жыл бұрын

    Yess thats what I'm wondering aswell

  • @jenr2312

    @jenr2312

    Жыл бұрын

    What business does she own?

  • @sarahlutz5699

    @sarahlutz5699

    Жыл бұрын

    I was wondering the same throughout the whole video.

  • @kirstennichole90
    @kirstennichole90 Жыл бұрын

    My dog scares the crap out of me when he barks randomly too 🤣 amazingggg condensing! 🤑

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Literally made me SHAKE haha

  • @angelmulhall1058
    @angelmulhall1058 Жыл бұрын

    That’s incredible. Congrats!!

  • @DebtFreeJessie
    @DebtFreeJessie Жыл бұрын

    Wow, so impressive! I like your larger envelopes.

  • @dollynicks
    @dollynicks Жыл бұрын

    How do you make the replacement $$ notes? What are they made out of?

  • @moneywithjustliving5258
    @moneywithjustliving5258 Жыл бұрын

    Holy moly, great video. I enjoyed this so much.

  • @cindychapman9210
    @cindychapman9210 Жыл бұрын

    Wow. That is an awesome cash condensing

  • @Ashshaka1
    @Ashshaka1 Жыл бұрын

    New subscriber here 🎉 You had me at that thumbnail girl! Great video I love watching condescending videos, so satisfying

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Aw thanks friend!! Welcome to the channel :)

  • @saastohaaste
    @saastohaaste11 ай бұрын

    As a Finn it is crazy to see that someone has this much money in CASH. I have like max. 10 euros and never have much more than that. I cannot even go to my bank and tell them to save this much money in my bank account. They would accuse me of money lounde**ng or something like that 😅

  • @deedeedretke
    @deedeedretke Жыл бұрын

    Merry Christmas! Congrats on all of your savings success!

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care Жыл бұрын

    Yeah!!! You made your goal on electronics!!!

  • @sydneysmith1921
    @sydneysmith1921 Жыл бұрын

    Such a great video love the condensing ❤

  • @kimmatura3564
    @kimmatura3564 Жыл бұрын

    That is absolutely crazy!

  • @SOFBudgets
    @SOFBudgets Жыл бұрын

    Love bill exchange videos 😍

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care Жыл бұрын

    You have reached so many goals this year

  • @keepingupwiththejoneses746
    @keepingupwiththejoneses746 Жыл бұрын

    I looked through your link list and couldn't tell if you had your cash envelope/wallet on the list. I'm curious whether there is a link for the cash envelopes without the zipper, or did they come with the wallet?

  • @debbieb7754
    @debbieb7754 Жыл бұрын

    Wow!!! Amazing bill exchange.

  • @shainamorgan5000
    @shainamorgan5000 Жыл бұрын

    Rosy was just answering you 😂 "yes mom?!? You call for me??"

  • @justinerapp3724
    @justinerapp3724 Жыл бұрын

    May I ask, why take out cash for bills needed to be paid online? Is this just back and forth to the bank? Please explain thank you!!! :)

  • @libbysworld7649
    @libbysworld7649 Жыл бұрын

    I so very much enjoy your videos!

  • @honeypotqueens9865
    @honeypotqueens9865 Жыл бұрын

    Congratulations Queen 👸

  • @passionatekills4812
    @passionatekills4812 Жыл бұрын

    I like watching videos like this but I think you should invest in a cash counter machine to make things easier 😊

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care Жыл бұрын

    You are rocking it!!!

  • @Abbiegrace2020
    @Abbiegrace202011 ай бұрын

    I was just wondering what you made your place holder slips out of? I would like to make some for me and my boyfriend.

  • @isabellaanne9785
    @isabellaanne9785 Жыл бұрын

    i laughed sooo hard when rosy barked!! so funny

  • @BudgetwithDragons
    @BudgetwithDragons Жыл бұрын

    Hahaha ROSEY!!! SO CUTE!!! LOVED THE VIDEO!!

  • @jlynne_2423
    @jlynne_2423 Жыл бұрын

    Hello! Love your budgeting content. I plan on stuffing envelopes for the first time come 1/13. While not really concerned about theft, I am concerned about fire. I’ve been unable to find videos on how folks are storing/securing their envelopes. Any suggestions?

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    I have a fireproof safe!! They are expensive but well worth it!

  • @brittanybudgets3895
    @brittanybudgets3895 Жыл бұрын

    Great video! Enjoyed as always!

  • @rachelharrison7961
    @rachelharrison7961 Жыл бұрын

    Ooh, you almost hit the $10k cash deposit limit, where you have to start filling out forms for the government!

  • @samanthasmith3860
    @samanthasmith3860 Жыл бұрын

    It was one hundred

  • @lizzylizh
    @lizzylizh Жыл бұрын

    I do have one question. When you said "have this amount in the bank" Does that mean you have multiple savings / checking accounts?

  • @TheOscar15432
    @TheOscar15432 Жыл бұрын

    Great job really enjoyed

  • @mariebug4236
    @mariebug4236 Жыл бұрын

    Hello where did you get that cash tray.

  • @Snapplicant
    @Snapplicant Жыл бұрын

    This is nice. I’m building a digital Sou Sou app where you can co-save w/ your coworkers. Africans & Caribbean people know how valuable this is.

  • @chrisaiden5303
    @chrisaiden530310 ай бұрын

    Rosy knew you were talking about her

  • @RobinsDocumentedLife
    @RobinsDocumentedLife Жыл бұрын

    Wowza! I was so proud of my first one a few weeks ago with $1800...time to step it up! haha

  • @marloespeters8404

    @marloespeters8404

    Жыл бұрын

    You did a really good job 🎉🎉🎉

  • @jessicaalise4202
    @jessicaalise4202 Жыл бұрын

    Crying laughing at the jump scare 😂

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Not gonna lie, I meant to edit that out and forgot HAHA

  • @bizzybeefamily
    @bizzybeefamily Жыл бұрын

    Great stuffing 🎉

  • @StarBudgets
    @StarBudgets Жыл бұрын

    Great condensing!!❤❤

  • @budgetingwithkrztofr
    @budgetingwithkrztofr Жыл бұрын

    Great video

  • @michaelwilford4195
    @michaelwilford41956 ай бұрын

    How did you get all new bills?

  • @npcnothero
    @npcnothero Жыл бұрын

    Rosy knew that money was hers 🤣

  • @lucybrailsford
    @lucybrailsford Жыл бұрын

    What’s buffer for?

  • @BudgetsWithELMA
    @BudgetsWithELMA8 ай бұрын

    Nailed that cash condensing 🤑❤😊

  • @LK-bn7sz
    @LK-bn7sz Жыл бұрын

    Are you investing anything besides the Roth IRA?

  • @rickynorris1694
    @rickynorris1694 Жыл бұрын

    Awesome!!!

  • @Sergiolegas3.14
    @Sergiolegas3.14 Жыл бұрын

    Where can I find the cash box?? Can you link

  • @skylarleeblue
    @skylarleeblue Жыл бұрын

    Rosy said get her money right lol

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    HAHAHA she sure did

  • @RooMonroe
    @RooMonroe Жыл бұрын

    9200 in taxes!! Oh my.

  • @ebonygreen637
    @ebonygreen637 Жыл бұрын

    🤣🤣🤣🤣 not you jumping when your dog bark

  • @halahab3788
    @halahab3788 Жыл бұрын

    So those are rolls over of sinking funds thru the year? What am i supposed to do with the extra money left from previous envelopes?

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Yes! I don’t unstuff at the new year.

  • @marybaker8061
    @marybaker806111 ай бұрын

    I'm super confused on your ROTH how you have that in cash. Do you take it out and put it in there rather than having it come out of your check, pretax?

  • @marybaker8061

    @marybaker8061

    11 ай бұрын

    I understand ROTH taxes are taking out at the time, I'm just trying ti follow your philosophy.

  • @IntentionalLivingYT

    @IntentionalLivingYT

    11 ай бұрын

    This is a Roth IRA so it does not come out automatically! It’s something I have to manually deposit to

  • @marybaker8061

    @marybaker8061

    11 ай бұрын

    @@IntentionalLivingYT makes sense

  • @GailWhimsy
    @GailWhimsy Жыл бұрын

    Wow!

  • @Cclaudia228
    @Cclaudia228 Жыл бұрын

    Do you ever get funny looks when you take so much money to the bank? Id be nervous getting it there too 😂 congrats!

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    I go to the ATM to deposit because I get self conscious hahahaha

  • @LuvaGurl808

    @LuvaGurl808

    Жыл бұрын

    I have a question, doesn’t the ATM allow only a certain amount of bills for cash deposits?

  • @ginwilcox9555
    @ginwilcox9555 Жыл бұрын

    How inspiring!!!😁🤑💰💸💲💵

  • @MileHighResell
    @MileHighResell Жыл бұрын

    I like the concept but feel like you could be making even more by putting it into a high yield savings at the very least and getting $250 extra- have the flexibility to transfer or withdrawal , I don’t touch any of my money in my savings account unless necessary. And what would happen if someone broke into your house and stole all of it or something like a fire… at least having it with an FDIC bank you are typically good for $250k

  • @EGORElicious
    @EGORElicious Жыл бұрын

    How do you get your vinyl to weed smoothly? I got holo vinyl and it doesn't weed too well lol and I really want to use that fancy font on my cricut, but it's hard to get it to weed even with just normal vinyl. I want to dress up my cash binder

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    You can adjust the cut settings! With halo I have to use “More” pressure for easier weeding!

  • @EGORElicious

    @EGORElicious

    Жыл бұрын

    @@IntentionalLivingYT I did that before, it's still hard ):

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    @@EGORElicious Merp :'(

  • @EGORElicious

    @EGORElicious

    Жыл бұрын

    @@IntentionalLivingYT I will try again (:

  • @nightcorelove2626
    @nightcorelove2626 Жыл бұрын

    At 6:01 you pull a 5$ out of Amazon to replace with a better one but then you just skipped it

  • @N.M.N.
    @N.M.N. Жыл бұрын

    Rosy just knew you were talking about her so she just had to say hi

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    She sure did haha

  • @kereanabeichner4072
    @kereanabeichner4072 Жыл бұрын

    Hi! This is my first video watching! Do you put the cash all in one savings account, is that why you have plastic "fake dollars" to know how much you have in the savings account for each section?

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Yes!

  • @kereanabeichner4072

    @kereanabeichner4072

    Жыл бұрын

    Where can I get these plastic fake dollars?

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    @@kereanabeichner4072 my Etsy shop!

  • @putnamdesign1072
    @putnamdesign1072 Жыл бұрын

    Way to go

  • @rachellester5357
    @rachellester5357 Жыл бұрын

    Rosy says it’s her money and she needs it now 😂

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    🤣🤣

  • @user-in6rr4fq6d
    @user-in6rr4fq6d4 ай бұрын

    $8!799

  • @imchildishandilikeit
    @imchildishandilikeit Жыл бұрын

    Hi! :) Why didn't You color RothIRA? I am wondering, did you get to 5000?

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    I totally forget to do it some months! I only do it once a month but I think I forgot the last month or two. I will have to fill it out at the end of this month!

  • @ChiedekaCharlieHargrove
    @ChiedekaCharlieHargrove Жыл бұрын

    Do you sell your place holder money and labels in your Etsy shop?

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Yes! But my shop is on vacation until July 1!

  • @kathleenbrowne198
    @kathleenbrowne198 Жыл бұрын

    Are you putting all the cash into one account? I've looked at many KZreadrs doing the same thing, but no one explains the process of the transaction at the bank.

  • @meganmarie4289

    @meganmarie4289

    Жыл бұрын

    Some do some don’t. Personal preference really. I have all mine separated to easily see but some just have a bunch of money in one.

  • @JohnWilliams-wt1ic
    @JohnWilliams-wt1ic11 ай бұрын

    I live in real world where the struggle is real 💯

  • @ReviewsWithB0501
    @ReviewsWithB0501 Жыл бұрын

    Where can i purchase the money tray! Super cute!!

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Amazon! amzn.to/3Rz4tZQ

  • @letsgrowtogether370
    @letsgrowtogether370 Жыл бұрын

    Ok I have to ask because I am very close to starting this budget system but does the bank ever think your sus for showing up with that much cash? I'm just anxious about them not believing you when they ask where it came from. What do you do? do they usually ask?

  • @lovesthatmakeup

    @lovesthatmakeup

    Жыл бұрын

    Just say it’s tip money!

  • @babytiger42

    @babytiger42

    Жыл бұрын

    I’ve never had a bank ask where cash deposits are from.

  • @sweetbessie
    @sweetbessie Жыл бұрын

    Black Friday was $100.

  • @darlenelong6353
    @darlenelong6353 Жыл бұрын

    That’s a lot of paper😅

  • @coldcountess
    @coldcountess11 ай бұрын

    Why do you all cover your wrists when recoding your videos ?? Just curious !!

  • @IntentionalLivingYT

    @IntentionalLivingYT

    11 ай бұрын

    I’m just cold lol

  • @emilyjones2630
    @emilyjones2630 Жыл бұрын

    What size is big blue? 😊

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    A5!

  • @gwencrutcher7069
    @gwencrutcher7069 Жыл бұрын

    i'm very confused on how the condensing work... shouldn't you end up with exactly what you had started with all the hundreds if you are just replacing the bills with what's already there?

  • @foizzy

    @foizzy

    8 ай бұрын

    I don't know I you figured it out already. She took out cash from some envelopes and replaced it with prop money so the end amount will always be larger than what she started with. Hope that helps.

  • @babytiger42
    @babytiger42 Жыл бұрын

    I’m not quite up on this system (not sure how KZread put me here), but if you have $9k saved for taxes, why aren’t you filing quarterly?

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    I am! That is just for Q4

  • @philanabetoney8529
    @philanabetoney8529 Жыл бұрын

    I have a question do you have separate accounts for your topics? Or is it all in one account? 🤔

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    1 account in Ally but they have different buckets so you can organize your money!

  • @ms.ashley7643
    @ms.ashley7643 Жыл бұрын

    I’m wondering why there is so many different binders.

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    Mostly because all my envelopes won’t fit in 1!

  • @ashleykeister4286

    @ashleykeister4286

    Жыл бұрын

    @@IntentionalLivingYT how long have you been doing this? What do you do for work? I'd love to make that much 👍

  • @IntentionalLivingYT

    @IntentionalLivingYT

    Жыл бұрын

    @@ashleykeister4286 I’ve been doing this for 2 years now! And I just work in education. I make a lot from my Etsy & KZread on the side tho!