BIGGEST Condensing Sinking Funds EVER! || Taking $8,799 to the Bank || Bill Exchange || Bill Swap
Today I am condensing my cash envelopes and sinking funds for Novmber, and I hope you enjoy it! I know that I did!
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Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!
If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_
Inquiries
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About Me
My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.
Пікірлер: 168
Your not the only one who jumped when Rosy barked😂😂😂
@IntentionalLivingYT
Жыл бұрын
I legit meant to edit it out but totally forgot lol
Rosy was so excited you were counting their envelope 😂
@_nekobabi
Жыл бұрын
i have to mention, not looking , you sound like zoey deschanel
How is no one freaking out over how much she pays in taxes 😢😮
@seanharries5929
6 ай бұрын
I for sure am 😮
I'll bet your bank loved every moment of that deposit 🙂 Self-discipline and hard work does pay off.
I just love cash condensing videos - awesome job! I laughed out loud when Rosy started barking just as you were counting her envelope.
@IntentionalLivingYT
Жыл бұрын
Hahaha I'm glad because I def meant to edit that out! lollll
Love that you actually condense to the lowest amount many dont do that. Rosy knew when its her envelope😂 hope you spoil her with something she really loves ❤❤
Girl, I'm still laughing at your jump. It's not this funny when it happens to me though. 🤫🤔🤨
@IntentionalLivingYT
Жыл бұрын
Hahahaha I meant to edit it out but totally forgot lol
The best condensing video ever! You actually condense it down the right way, others hmmm not so much. definitely will be watching more videos from you. Keep up the great work! 👍🏽
This must be the most satisfying cash condensing that I have ever seen
I'm just now starting an envelope challange for myself, I wrote random numbers going up to 600 which I will take from my checks I earn bi-weekly, and place the cash in which ever I draw. Cause to be fair I do spend a lot of money like in 1 year of working I could've had 14k but instead I have around $3200 lol
Girrrrl killing it! Always so proud of you- you are such an inspiration to all of us 🎉❤
i love it your moneys so fresh and crisp i like that you keep them nice its good cause some bills are more than face value and condition is everything and yes rosy was so happy you counted her money thats so cute i love the name and i love roses and doggies love the way you do your organizing and your prop money
So much fun! Even Rosie was excited!
Your cash condensing is so amazingly relaxing ... your voice is perfect for this type of video :) New subscriber!!!
Woahh. I just stumbled onto your page! Now i need to binge watch to see what you do!! You go girl 🎉🎉
You’re condescending video is goals for me!!!😊 Keep up the great saving.
Way to go! Great unstuffing and counting 👏 💖 Something to aspire to.❤️🎄
This is incredible, congrats on all your hard work!
I love re-watching this video! It’s very very mesmerizing! 🎊🎉🥳
That’s awesome! Hard work pays off. 💜
This just motivated me so much. 🥺💟
I watched twice. I thought that it was funny that Rosie barked while you were stuffing her money.
Wow, that is awesome !!! Happy Holidays !!
Do you keep the money you deposit in one account or do you have multiple accounts set up for each category? Wondering how you keep it all organized in the bank, even with the prop money in the binder. Side note: saw my order shipped today, can’t wait! (Stephanie)
@Bokumuyee
Жыл бұрын
Yess thats what I'm wondering aswell
@jenr2312
Жыл бұрын
What business does she own?
@sarahlutz5699
Жыл бұрын
I was wondering the same throughout the whole video.
My dog scares the crap out of me when he barks randomly too 🤣 amazingggg condensing! 🤑
@IntentionalLivingYT
Жыл бұрын
Literally made me SHAKE haha
That’s incredible. Congrats!!
Wow, so impressive! I like your larger envelopes.
How do you make the replacement $$ notes? What are they made out of?
Holy moly, great video. I enjoyed this so much.
Wow. That is an awesome cash condensing
New subscriber here 🎉 You had me at that thumbnail girl! Great video I love watching condescending videos, so satisfying
@IntentionalLivingYT
Жыл бұрын
Aw thanks friend!! Welcome to the channel :)
As a Finn it is crazy to see that someone has this much money in CASH. I have like max. 10 euros and never have much more than that. I cannot even go to my bank and tell them to save this much money in my bank account. They would accuse me of money lounde**ng or something like that 😅
Merry Christmas! Congrats on all of your savings success!
Yeah!!! You made your goal on electronics!!!
Such a great video love the condensing ❤
That is absolutely crazy!
Love bill exchange videos 😍
You have reached so many goals this year
I looked through your link list and couldn't tell if you had your cash envelope/wallet on the list. I'm curious whether there is a link for the cash envelopes without the zipper, or did they come with the wallet?
Wow!!! Amazing bill exchange.
Rosy was just answering you 😂 "yes mom?!? You call for me??"
May I ask, why take out cash for bills needed to be paid online? Is this just back and forth to the bank? Please explain thank you!!! :)
I so very much enjoy your videos!
Congratulations Queen 👸
I like watching videos like this but I think you should invest in a cash counter machine to make things easier 😊
You are rocking it!!!
I was just wondering what you made your place holder slips out of? I would like to make some for me and my boyfriend.
i laughed sooo hard when rosy barked!! so funny
Hahaha ROSEY!!! SO CUTE!!! LOVED THE VIDEO!!
Hello! Love your budgeting content. I plan on stuffing envelopes for the first time come 1/13. While not really concerned about theft, I am concerned about fire. I’ve been unable to find videos on how folks are storing/securing their envelopes. Any suggestions?
@IntentionalLivingYT
Жыл бұрын
I have a fireproof safe!! They are expensive but well worth it!
Great video! Enjoyed as always!
Ooh, you almost hit the $10k cash deposit limit, where you have to start filling out forms for the government!
It was one hundred
I do have one question. When you said "have this amount in the bank" Does that mean you have multiple savings / checking accounts?
Great job really enjoyed
Hello where did you get that cash tray.
This is nice. I’m building a digital Sou Sou app where you can co-save w/ your coworkers. Africans & Caribbean people know how valuable this is.
Rosy knew you were talking about her
Wowza! I was so proud of my first one a few weeks ago with $1800...time to step it up! haha
@marloespeters8404
Жыл бұрын
You did a really good job 🎉🎉🎉
Crying laughing at the jump scare 😂
@IntentionalLivingYT
Жыл бұрын
Not gonna lie, I meant to edit that out and forgot HAHA
Great stuffing 🎉
Great condensing!!❤❤
Great video
How did you get all new bills?
Rosy knew that money was hers 🤣
What’s buffer for?
Nailed that cash condensing 🤑❤😊
Are you investing anything besides the Roth IRA?
Awesome!!!
Where can I find the cash box?? Can you link
Rosy said get her money right lol
@IntentionalLivingYT
Жыл бұрын
HAHAHA she sure did
9200 in taxes!! Oh my.
🤣🤣🤣🤣 not you jumping when your dog bark
So those are rolls over of sinking funds thru the year? What am i supposed to do with the extra money left from previous envelopes?
@IntentionalLivingYT
Жыл бұрын
Yes! I don’t unstuff at the new year.
I'm super confused on your ROTH how you have that in cash. Do you take it out and put it in there rather than having it come out of your check, pretax?
@marybaker8061
11 ай бұрын
I understand ROTH taxes are taking out at the time, I'm just trying ti follow your philosophy.
@IntentionalLivingYT
11 ай бұрын
This is a Roth IRA so it does not come out automatically! It’s something I have to manually deposit to
@marybaker8061
11 ай бұрын
@@IntentionalLivingYT makes sense
Wow!
Do you ever get funny looks when you take so much money to the bank? Id be nervous getting it there too 😂 congrats!
@IntentionalLivingYT
Жыл бұрын
I go to the ATM to deposit because I get self conscious hahahaha
@LuvaGurl808
Жыл бұрын
I have a question, doesn’t the ATM allow only a certain amount of bills for cash deposits?
How inspiring!!!😁🤑💰💸💲💵
I like the concept but feel like you could be making even more by putting it into a high yield savings at the very least and getting $250 extra- have the flexibility to transfer or withdrawal , I don’t touch any of my money in my savings account unless necessary. And what would happen if someone broke into your house and stole all of it or something like a fire… at least having it with an FDIC bank you are typically good for $250k
How do you get your vinyl to weed smoothly? I got holo vinyl and it doesn't weed too well lol and I really want to use that fancy font on my cricut, but it's hard to get it to weed even with just normal vinyl. I want to dress up my cash binder
@IntentionalLivingYT
Жыл бұрын
You can adjust the cut settings! With halo I have to use “More” pressure for easier weeding!
@EGORElicious
Жыл бұрын
@@IntentionalLivingYT I did that before, it's still hard ):
@IntentionalLivingYT
Жыл бұрын
@@EGORElicious Merp :'(
@EGORElicious
Жыл бұрын
@@IntentionalLivingYT I will try again (:
At 6:01 you pull a 5$ out of Amazon to replace with a better one but then you just skipped it
Rosy just knew you were talking about her so she just had to say hi
@IntentionalLivingYT
Жыл бұрын
She sure did haha
Hi! This is my first video watching! Do you put the cash all in one savings account, is that why you have plastic "fake dollars" to know how much you have in the savings account for each section?
@IntentionalLivingYT
Жыл бұрын
Yes!
@kereanabeichner4072
Жыл бұрын
Where can I get these plastic fake dollars?
@IntentionalLivingYT
Жыл бұрын
@@kereanabeichner4072 my Etsy shop!
Way to go
Rosy says it’s her money and she needs it now 😂
@IntentionalLivingYT
Жыл бұрын
🤣🤣
$8!799
Hi! :) Why didn't You color RothIRA? I am wondering, did you get to 5000?
@IntentionalLivingYT
Жыл бұрын
I totally forget to do it some months! I only do it once a month but I think I forgot the last month or two. I will have to fill it out at the end of this month!
Do you sell your place holder money and labels in your Etsy shop?
@IntentionalLivingYT
Жыл бұрын
Yes! But my shop is on vacation until July 1!
Are you putting all the cash into one account? I've looked at many KZreadrs doing the same thing, but no one explains the process of the transaction at the bank.
@meganmarie4289
Жыл бұрын
Some do some don’t. Personal preference really. I have all mine separated to easily see but some just have a bunch of money in one.
I live in real world where the struggle is real 💯
Where can i purchase the money tray! Super cute!!
@IntentionalLivingYT
Жыл бұрын
Amazon! amzn.to/3Rz4tZQ
Ok I have to ask because I am very close to starting this budget system but does the bank ever think your sus for showing up with that much cash? I'm just anxious about them not believing you when they ask where it came from. What do you do? do they usually ask?
@lovesthatmakeup
Жыл бұрын
Just say it’s tip money!
@babytiger42
Жыл бұрын
I’ve never had a bank ask where cash deposits are from.
Black Friday was $100.
That’s a lot of paper😅
Why do you all cover your wrists when recoding your videos ?? Just curious !!
@IntentionalLivingYT
11 ай бұрын
I’m just cold lol
What size is big blue? 😊
@IntentionalLivingYT
Жыл бұрын
A5!
i'm very confused on how the condensing work... shouldn't you end up with exactly what you had started with all the hundreds if you are just replacing the bills with what's already there?
@foizzy
8 ай бұрын
I don't know I you figured it out already. She took out cash from some envelopes and replaced it with prop money so the end amount will always be larger than what she started with. Hope that helps.
I’m not quite up on this system (not sure how KZread put me here), but if you have $9k saved for taxes, why aren’t you filing quarterly?
@IntentionalLivingYT
Жыл бұрын
I am! That is just for Q4
I have a question do you have separate accounts for your topics? Or is it all in one account? 🤔
@IntentionalLivingYT
Жыл бұрын
1 account in Ally but they have different buckets so you can organize your money!
I’m wondering why there is so many different binders.
@IntentionalLivingYT
Жыл бұрын
Mostly because all my envelopes won’t fit in 1!
@ashleykeister4286
Жыл бұрын
@@IntentionalLivingYT how long have you been doing this? What do you do for work? I'd love to make that much 👍
@IntentionalLivingYT
Жыл бұрын
@@ashleykeister4286 I’ve been doing this for 2 years now! And I just work in education. I make a lot from my Etsy & KZread on the side tho!