If this video helped you, please consider tossing back a Super Thanks with the "Thanks" button right here on the video or consider a channel membership here kzread.info/dron/yTwtJW6RA-v53tEg593LZA.htmljoin. Your support is very appreciated! :) Check out the part 2 to this video where I cover a few more important details and answer questions from the comments. kzread.info/dash/bejne/f5OKsNmogtvWosY.html

It’s great to have this guy explain all of this to me, I can never read all that little tiny fine print of how it exactly works. He is a so transparent and helpful. Good work man

@Techthusiasm

Жыл бұрын

Thanks! I love it when my videos help folks!

Thinking I’ll trade in my 11 Pro! Thank you for this insight - super helpful.

@Techthusiasm

Жыл бұрын

Sure! Thanks!

Very informative I agree that every 2 years is right about the sweet spot to buy a new phone, 3 is best to save more bucks

Great Video ! Have the IPhone 13 , thinking 🤔 of upgrading to the 15. You point out a lot of useful information !

@Techthusiasm

9 ай бұрын

Thanks! Check out the latest iPhone 15 video from this year.

If you are certain you will be with the carrier for 3 years the deals are good. If you have to leave the carrier for some reason then the carrier wins by getting the value of the phone you traded in.

@Techthusiasm

Жыл бұрын

For sure! Don't get into any installment contract if you think you might need to leave that carrier or be prepared to pay the phone off in entirety without getting your trade in value back.

The best explanation of treading deals, can also apply to the up coming iPhone 15 season

@Techthusiasm

10 ай бұрын

My iPhone 15 video is coming ASAP! :)

Love the T-Shirt! Pure Michigan

@Techthusiasm

Жыл бұрын

Thanks!

This might already be mentioned in the comments, but at T-Mobile it is 24 months and if you pay off your phone before 24 months you continue to get the credits at account level. The catch with T-Mobile is you have to be on the highest price plan to get the best trade in deal and when you add up that cost per month above the middle tier plan you pay wayyyy more in two years! We are on Magenta with 7 lines and two watches for $180/mo if we upgrade to the new Plus plan to get the best trade in value our monthly service(not including any eip) bill would go up $80/mo!! We are looking at ATT now cause of this.

AppleCare+ has two options to pay: in full for 2 year coverage or monthly until cancelation! Also if you buy the two year coverage, you can continue coverage, it would just be monthly at that point!

I always give my kids my direct hand me down phone. I try to give my kids the best. You can always sell it a couple of years down the road on offer up

What about the iPhone upgrade program plan? It’s probably worth mentioning if you plan on upgrading every year, you just trade in your phone and there’s no downpayment every year

@Techthusiasm

Жыл бұрын

I’m not a big fan of that one. You basically pay half of full price for every phone every year and the force Apple Care+ on you. You don’t get to turn the phone in as a trade after 12 months. You just give it back and start a new contract. It costs over $650 to upgrade a phone on that every year vs. buying and trading this year costing you $380. I’m not a fan of payments, generally, either.

Thank you for the great information! I was trying to go with Verzion's 36th month payment plan and learned that you actually don't have to go wit 36th month payment plan. There is an option where you can just buy the phone upfront and still get the $800 trade in value. So then does that make verzion's deal much better?

@Techthusiasm

Жыл бұрын

I'd take the money, immediate trade, and be happier with no contract or payments, for sure.

Really well done (thumbs/scribe) -the only question I have left is that trading in my iphone xr for an iphone 14 pro max comes in at sharply difft payments between Verizon and ATT. I’m with ATT, and have a 45 a month package (down from 75). So if ATT says 40 something a month for upgrade w trade in (ascribing negligible 140 value to trade in xr phone), and Verizon says 800 for trade in, are they playing games in the underlying contract for phone service? Welcome any insight. And thanks for all the work you did on this.

@Techthusiasm

Жыл бұрын

Thanks! The carriers make it hard to understand exactly what they are offering. You need to unwind the details on a specific offering. You know the retail price of the phone, you know the term of months for the commitment, so you should be able to figure out the monthly cost of the phone at full price minus the cost being quoted with trade and multiply by the term to arrive at the effective trade value.

What you have to keep in mind is; have to pay for new case for each phone is appropriately $40. I’ve been with ATT for many years. Also, my carrier ATT will charge activation fee which is about $30. which I think should be forgiven because of my longevity.

@Techthusiasm

Жыл бұрын

Yes! I made a follow up video, like a part 2. In that, I did talk about the "hidden" costs of upgrading with having to pay tax on the full price of the phone up front, always needing a new case, and the upgrade fee. You are correct that those expenses need to be accounted.

@SilverHonda0767

Жыл бұрын

@@Techthusiasm Yes Sir !

@TheRollupanother1

Жыл бұрын

If you ask them to waive it they will without a problem I know from experience

@SilverHonda0767

Жыл бұрын

@@TheRollupanother1 Yes, done that before and AT&T was nice enough to waive the activation fee. However, any trade-in for an upgrade phone AT&T will give you the trade-in discounts throughout the term of the phone. The trade-in discount isn’t credited instantly at the time of purchase of a new phone.

Hi mate, Thanks for making such videos, this is helpful. I would need some suggestions from you. I have an iphone X and looking to get the 256 version of 14 Pro. Which carrier would you suggest to get a good value trade-in? I checked with At&T and they estimated 350$, however when I checked with t mobile, I got a 800$ trade-in credits It also said I have to enroll into some magneta plan and I'm not sure how that works?

@Techthusiasm

Жыл бұрын

Per the video, to get more trade in value, you will have to take the new phone on an installment plan. I would go to each major carriers page and work up a shopping cart with an iPhone 14 model of your choice and indicate the X trade. It should tell you have value and costs and terms.

@drewdiscor5281

Жыл бұрын

@@Techthusiasm trade in through walmart and at&t theres no contract. You can do promos but you can pay phone off as soon as you want

I agree with you man but I’m a little confused on this, say you have any phone that qualifies for the 1k trade in offer like 12 pro max 13 pro max etc and it’s already paid off , i trade it in but the 1k promo they’ll give it to me over a 36 month period (on a monthly credit) , if during that time i decide to change phones or trade in the device I lose the credit meaning they kept the phone i gave them that was paid off and they stop giving me the remaining credit for the 1k we agreed at first, so basically i have to be stuck for 3 years same phone if i want to receive the full 1k promo offer

@Techthusiasm

Жыл бұрын

If you trade earlier than 36 months, you pay the phone off and the phone is now yours outright to trade back in.

@IAMBRYT

Жыл бұрын

I totally get what your saying you bring up such a great point. I was thinking the same thing. I have a 12 pro max 512 gb that I paid about 1600 for. My concern too is that say that I want to change my phone before the 36 months the phone come stops paying me the credit and basically got my phone for free. But then on another hand my phone is 2 years old and it’s no longer worth 1600 dollars. This is all so confusing

I am currently working with a 64 GB iPhone 11 &b am considering paying it off (I owe $100, or 4 months of installments) for the iPhone 14. Would it be wiser to wait 4 months? I desperately need more phone space, which is the main reason I am even considering an upgrade. Thanks for your time and advice.

@Techthusiasm

Жыл бұрын

I think it just depends on if you have that $100 and are OK spending it that way. It's really just an its up to you proposition.

Should I buy the 14 pro as soon as possible with the installment plans or wait for maybe black Friday?

@Techthusiasm

Жыл бұрын

I feel like more cell phone deals come around in early December if you want to wait, but whether you should buy or not depends a lot on your needs and situation, so it's hard for me say.

hey so i planned on trading my iphone 11 pro max for the new 14 and at&t is saying i’ll only pay 5 months but i heard that if i pay off my phone lets say 3 years early i’ll lose credits. cam you explain or tell me how much i would have to pay if i deciding to pay it off early

@Techthusiasm

Жыл бұрын

You can't trade in a non-paid off phone for a new installment deal. It has to be paid off so that you own it outright, then trade it. Thus, they are probably telling you need to finish paying off that 11 Pro Max before you can trade it in for a 14. If you pay it off early against the installment plan, yes, you will lose the future credits. But you're trading it in again for bigger value against the installment payments of the new phone. It's hard to say if this works in your favor or not without all the detailed numbers. You might be best off just waiting and paying off the 11 Pro Max on your current installments with the credits and then trade it in.

Ok. Not sure you answered my question as I am here for a different reason but i believe you can help. How does the a mobile phone with subscription work?? For example I am exploring buying an iPhone 14 pro max with T-mobile. I have to pay about 60Euros a month for a 1 year subscription. I multiplied that by 12 but it’s still not up to the value of the phone. Do I have to pay the rest of the money to complete the phone after 12 months? I really don’t know how this works. Looking forward to your response

@Techthusiasm

Жыл бұрын

The carrier will generally put a phone on payments. This is often now 36 months. I'm not sure about a T-Mobile 12 month plan nor what the offerings might be in Europe, sorry.

@adebisioluwabukunmi5470

Жыл бұрын

@@Techthusiasm Thank you 👍🏽

Hey I need your help pls , I purchased an order for the 14 pro max 256gb and I used the finance t mobile plan for $49, but when I purchased it. It said the total is 1,200 . Are they not gonna charge me the $49 ? Or is it like that?

@Techthusiasm

Жыл бұрын

Can you give some more info, please? Are you saying you thought you bought on installments, but they charged you the full $1,200?

@StealthySZN

Жыл бұрын

@@Techthusiasm yes

@Techthusiasm

Жыл бұрын

Hmm, not sure I can help specifically then. Sounds like you need to call or visit T-Mobile themselves and discuss the situation. Sounds like the order was processed in error or you didn't quite get what thought you were getting.

With the 36month plan, doesn’t the carrier just give you a credit every month for the 36months, if you end up paying off the plan 24 months into it you basically loose the remain 12 months of credit and effectively get less for your trade in.

@Techthusiasm

Жыл бұрын

Yes, the $1,000 credits are 36 months deals now. So the credit is spread over 36 months same as the payments for the phone are. So if you keep it for 36 months, you end up even and own the phone outright. If you decide to upgrade before then, you must pay off the phone. Yes as well, if you pay off the phone at 24 months, you would lose the remaining twelve months of credits, but realize the phone didn't cost anything per month the whole 2 years if you traded in a 2 year old model. And you will trade in the phone you now own to start a new cycle. There's a cost to upgrade whether you do it at 1, 2, or 3 years with some variance on how much that actually is.

@amanigraham8085

Жыл бұрын

@@Techthusiasm so im thinking about doing this but if i paid it off in a year how much of the credit would i really be losing?

@Techthusiasm

Жыл бұрын

You lose whatever credit is left in your current installment plan. It might still work out to do it though, since you'll be trading in a phone again. See my other comment.

@19daniellegut

Жыл бұрын

Awesome video! I ordered the iPhone pro max 14. What’s your opinion of the insurance that AT&T sells for $17 per month?

@Techthusiasm

Жыл бұрын

I don't buy insurance like that, but if I did I would opt for Apple Care I think.

Great vid! I wonder what my old iPhone X is worth on a trade-in for the 14?????

@Techthusiasm

Жыл бұрын

An iPhone X is only worth up to $130 for trade with Apple. I would get yourself a 14 and keep in the future to the 3 year plan. Phones values drop dramatically after 3 years.

@leedanielson7452

Жыл бұрын

@@Techthusiasm Oh thanks for the info! I will keep that in mind!👍

Assuming you need to sign a $75 to $100 a month 3 year service contract with one of these providers, you're actually paying $1,512 minimum extra over 36 months over a low cost no contract plan (plus 9.5% sales tax where I live) so roughly $1600 over 3 years for each phone even if the upgrade is "free"

@Techthusiasm

Жыл бұрын

Having service, I think, goes without saying so I didn't really talk about it. If you have a phone, it needs service. I would guess that folks buying $1,000 Pro phones are already in higher tier plans as well, required to get these deals. Talking deals on budget phones and budget plans would be a separate topic.

@bfourney

Жыл бұрын

@@Techthusiasm If you're on one of these eligible plans offered with "free phone" upgrades you're probably overpaying for service by 2 or 300%. Over 3 years that's a TON. My AT&T plan with my own iPhone I bought is $33/mo for example.

@Techthusiasm

Жыл бұрын

Well, a lot of things are available at a cheap or budget level but sometimes you get what you pay for or can’t always get by with less features. I’m happy with the structure of my unlimited plan with AT&T for ~$40 per line. I’m sure I could make it cheaper with some prepaid thing or shopping, but I like unlimited data, hotspot data, HBO Max access, and other things. Having a plan is part and parcel of having a cell phone.

@bfourney

Жыл бұрын

@@Techthusiasm Postpaid plans that bundle these things in are almost always never saving anything unless you have several lines. I don’t miss a single thing about my overpriced postpaid t-mobile or Verizon service, especially for the extra $500 to $700 a year. Multiple lines might be a different story, but for a single user they’re not great. I have excellent coverage, unlimited data, hotspot, etc all for less than half what I was paying on my cheapest single line postpaid plan. No HBO max, but I have that for free anyway (but almost never use it)

@Techthusiasm

Жыл бұрын

Yeah, we have 4 lines on our account and would likely be adding more in the future as my kids grow up, so it works out for us.

I am still using an iPhone XR but it is nearing it's end of life. Last year when my son was old enough for an iPhone he received my wife's XR and I bought her a 13. Now I am looking to upgrade so I am looking at the 13 or maybe the 14. I don't need the pro version. I may just go with a 13 because in another year I will have another kid that needs a phone. At that point both my wife and I will have a 13 and we will just pass them to the kids and get us a 14 or the new iPhone next year.

@Techthusiasm

Жыл бұрын

I'm with you in terms of having a kid about ready to come into their first cell phone within two years. So trying to figure out upgrades while filtering good condition, but no additional cost, phones to them.

If I was that “family member” I’d be on my best behavior🤣

@Techthusiasm

Жыл бұрын

LOL, yeah. That family member actually has something we have been shopping that they want far, far more than their first phone… 😃

Hey man was going to do this put I get a charge for att next , is that required for this?

@Techthusiasm

Жыл бұрын

AT&T Next has a monthly surcharge, yes. I don't recommend Next. Trade-ins for the big value on the installment plans do not require Next, but AT&T will sure try to sell it to you.

@SOSA1beast

Жыл бұрын

@@Techthusiasm thanks , I’ll just have to go do it in store because I can’t get the “att next “ charge off it when I try to do the upgrade

What if I have the iPhone 11? My mom just got the 14 plus and she traded in her iPhone 11 for $5 a month for three years.

@Techthusiasm

Жыл бұрын

11 is pretty old now. I'd take a trade in offer and upgrade.

I like the shirt Michigan the great lake state 👍🏾

@Techthusiasm

Жыл бұрын

Yes!

So basically with these carrier next up plans, you’re basically leasing a car correct? But what you’re saying by owning the phone and trading it in you control the narrative and you can control how the money flows in your household a little bit more? Does that make sense?

@Techthusiasm

Жыл бұрын

Yes. Yes. And yes. :) Installments lock you in with the carrier to realize the value of your trade in. Buying outright, you have freedom and options. I'm usually against leasing and borrowing money, but these programs can be reasonable depending on your situation.

@brianjohnson9456

Жыл бұрын

@@Techthusiasm great name BTW, when I do, I plan on buying outright. I own an 8+ now ( I know it’s old) but after other more pressing issues are taken care of maybe I’ll move to a 11 or 12+ & go the lag route. Keeping up with what Apple wants you to do, is problematic for me. Any other thoughts? Thanks for the advice!👍🏾😎

@Techthusiasm

Жыл бұрын

Thanks! If you're going longer like that or buying last gen, then yeah, just buy it, own it, and be done.

So can I go to T-Mobile and give them my phone I already have and use the credit and buy the phone straight out, Without getting caught up in the installment plan?

@Techthusiasm

Жыл бұрын

Apple will let you trade in for cash discount against a full price new phone. The carriers, it depends. Most only want to offer you a trade for an installment plan.

@hulkrogan8045

Жыл бұрын

@@Techthusiasm that’s what I thought, I couldn’t get a straight answer from t mobile, that’s for replying

What if I don't want to pay in full instantly, could I also do the installment plan and just pay it before the 36 months? How would that work??

@Techthusiasm

Жыл бұрын

If you're going to pay in full, just pay in full up front I would say because installment trade in offers are spread out of over time, so you might not get all the credits you are due if you take a plan and then just pay it off 6 months later.

@RamboRaxx

Жыл бұрын

@@Techthusiasm thanks!

Hello I just bought 13 pro in july, I took 2x installments. I already paid 50%. If I trade in my Iphone 13 pro for a regular Iphone 14 now, do I have to complete the remaining 50% of the payment before I can exchange my 13 pro for another iPhone? Thank you in advance :)

@Techthusiasm

Жыл бұрын

I would suspect so, unless you have something like AT&T Next Up or the Apple Upgrade Plan you’ll likely have to pay for the phone in full to re-trade it in.

I was able to trade my 11 pro max 256 go for the 1000 with AT&T

@Techthusiasm

Жыл бұрын

Nice! I think I had made comments about the 11 being $800 in general, but yeah, the 11 Pro Max seems to be worth more.

Ok what if I might wait to leave AT&T to T-Mobile

@Techthusiasm

Жыл бұрын

Crossing carriers might change the deals a little bit, but maybe not. If you plan to leave, you’ll probably have a paid for phone or you’ll pay it off any way with the old carrier. In that case, you’re just trading it in to the new carrier like any other phone you might own for the same deals.

What if my iPhone 12 Pro isn’t paid off , but I wanted to trade in for iphone 14 pro?

@adrianpena8223

Жыл бұрын

If you got it through apple just pay the amount left and trade it in. If you’re on a carrier plan you might have to set this one out until you fully pay it off unless you could contact them and ask if you can pay what’s left but might not be possible.

@Techthusiasm

Жыл бұрын

Then maybe just take the hit and pay it off, which would enable you to trade it back in for $1,000. Per the video, if you would plan to upgrade phones every 2 years, that’s the way to go.

I have a 12 pro Max for At & T should I upgrade?

@Techthusiasm

Жыл бұрын

How long would you keep the next phone? If it's 2 or 3 years, then I would. Trade the 12 Pro Max in for the $1,000 deal. The 14 Pro Max will cost you $100 over 36 months . Just make sure you're happy being locked to AT&T for that period. That a two generation upgrade as well.

@nsposito2

Жыл бұрын

Does this also apply for TMobile? Same situation, i have 12 pro max, looking for 14 pro max and I’d keep it 2 years

@Techthusiasm

Жыл бұрын

Looks like the T Mobile trade it up to $1,000 as well so should work the same.

So on AT&T my IPhone 11 says it’s valued like 800 should I trade it in for the 14 pro I’m scared to trade in though never done before

@Techthusiasm

Жыл бұрын

I would take that deal to upgrade 3 generations and move from the base to the Pro. Use the next phone for 3 years and you're all set.

interesting video, the iPhone 14 doesn't seem like much of a upgrade to me I don't think its worth the money if you have a 13 pro already.

@Techthusiasm

Жыл бұрын

Yeah, I'm always attracted to the new and shiny, LOL, but after sleeping on it another night, I think my wife and I both might just use our 13 Pro and 13 Pro Max for another year.

@Edward135i

Жыл бұрын

@@Techthusiasm personally I hate being stuck with perpetual payments, it's why I don't lease cars, Your more or less renting a car from the manufacturer. I upgraded my phone every 3-5 year's, I just got the Galaxy S22 Ultra this year, but I really only did that because Samsung was giving out a $800 credit for any galaxy that you trade in.

@Techthusiasm

Жыл бұрын

Yep, I agree. We are Dave Ramsey fans here. No debt except our home. Technically going into installments with a carrier is a form of debt, but since you get $1,000 back it’s a little bit different to me. If you’re keeping phones that long, I’d suggest capping them at 3 years, trade them in, and do take the installment though. If makes your new upgrade every 3 years cost only about $200, similar to what you just did.

@TexasHN45

Жыл бұрын

I got the 11 🤣

My 11 pro max is only giving me $370. Not sure what I’m gonna do if anything

@Techthusiasm

Жыл бұрын

That's for a straight trade in. If you trade in an 11 Pro Max (with AT&T for example) and put the 14 Pro Max on installments, they'll give you $800 for it.

@AeroDude73

Жыл бұрын

@@Techthusiasm so I’d just be paying $400 on the 14 Pro Max w/256gb? Nice. Couldn’t you just pay the $400 then instead?

@Techthusiasm

Жыл бұрын

No, to get the big money trade in you have to put the phone on installments. Hence the idea if you swap phones every year then just trade and pay. If you’re going 2 or 3 years, then do the installment trade which is more $$$ to you.

@AeroDude73

Жыл бұрын

@@Techthusiasm ty

Why can't we buy one without a f phone carrier😐

@Techthusiasm

Жыл бұрын

You can buy phones direct from Apple.

Agreed with the NEXT Up to me is a rip off. You've been paying for 18 months, change to a new phone and start all over again a new 36 month installment period!!! Absolutely NO!

I sent a response yesterday but it has disappeared. I’ll send it again a little later.😢👴🏽

@Techthusiasm

Жыл бұрын

KZread eats comments sometimes without even informing me or putting in the held for review area. I have no idea why.

@JLRJ

Жыл бұрын

@@Techthusiasm The same thing happened to me on another KZreadr’s platform not to long ago. I’ve learnt to copy and paste my responses for my protection and good thing I did. I was able to send you the exact response without an issue.👴🏽

Verizon is only $800 over 36 months for an iPhone 12 Pro, not $1000 - btw :)

@Techthusiasm

Жыл бұрын

There are slight dollar variations carrier to carrier, yes. I have AT&T so naturally that’s the one I looked at the most.

AT&T actually gives $1,000 trade in credit for iPhone 11 pro

@Techthusiasm

Жыл бұрын

When I do a trade in check on the 11 Pro with AT&T, I see an $800 offer.

I like you❤

@Techthusiasm

Жыл бұрын

LOL, thanks! I like you too!

I’m a truck driver so it’s a write off for me anyway

@Techthusiasm

Жыл бұрын

Me too since it's a business expense. You still want to be efficient with your spending though! :)

Handsome ❤

Wassup

@Techthusiasm

Жыл бұрын

:)

Otterbox

@Techthusiasm

Жыл бұрын

I've not used one, but folks seems to like them.

@rfink222

Жыл бұрын

Great cases, especially Defender Pro.

Apple ordering system sucks

I'm an Android fan mainly Samsung. New phones,for my pockets,cost too much. I remember when $400-$500 was a lot. I usually purchase my phones refurbished,outlet,discounted or used. I usually keep them 3 maybe 4yrs. Even after 3yrs my phones look brand new. I buy the cover before I receive the phone. I rarely use it in the house I have MagicJack for my house phone usage and I love it. As a matter of fact I need to renew my plan before this month is out. I haven't traded any of my phones in for discount I usually gift them to my nephew. I was going to pay up for the new Samsung s22 ultra this year but my BoostMobile plan would have changed from $35 mo. to $50. I said,"No thank you"! I have the 10+ now & 0 is wrong with it I just had the upgrade itch. I'm grandfathered in on the $35mo. plan & it's no longer available. So as long as I don't get another phone my rate won't increase. Guess I'll have this phone until it turns to dust!!🤣👨🏾‍🦲