Hey everyone, I'm Angela's brother and happy to help where I can. Let me know if you have any questions on financing!

@karenrhoades4929

4 жыл бұрын

David Potter ......Karen here raises her hand.....

@davidpotter4594

4 жыл бұрын

Karen Rhoades Hey Karen, hope you’re doing good! What question do you have?

@davidpotter4594

4 жыл бұрын

Angel Hernandez Hey Angel, do you mean ITIN financing for those without SSN’s? If so, on the credit card side Nova credit is a great option and can pull in credit history internationally, which can get you off to an amazing start. One of my highest recommended choices when someone doesn’t have an SSN. If you have more specific questions you can send me an email at david@curucredit.com or message me here on KZread

@kimberleejoyner4478

4 жыл бұрын

Hey David. I have tried to apply for a credit card but I have been declined due to a bankruptcy I had 6 years ago. I keep trying to get my score up but I am not fairing well for some reason. Could you help

@davidpotter4594

4 жыл бұрын

@@kimberleejoyner4478 Hey Kim, love that you're aiming to improve your credit! Bankruptcies typically last on a credit report for up to 7 years. After 7 years, this negative mark will no longer be on your credit report and you will be back to a healthy base which can make it much quicker to manage and improve your credit (rather than having that negative mark hold you back). I'd recommend checking out a site like Credit Karma, which lets you easily view your credit report and see the specific timeframe since the bankruptcy. You likely have just number of months to go, until you reach that 7 year mark. At that point, the bankruptcy should naturally be removed without you needed to take any action and from there managing and improving your credit should be much more feasible and a much more enjoyable process as you see your score begin to jump!

I've been in business almost 20 years. Funding a startup with credit cards is one step above financial suicide. Sure, some people can beat the odds, but I guarantee you that the majority does not. Start your business very small, and pay cash for the best equipment your budget can afford. Parlay your profits into bigger and better equipment as you grow. Social media is a very powerful "tempter". It will cause you to think you need to make things happen overnight. Believe me, it's a very real world out there and things are not as easy as they seem.

I love how your honest with all of us

You are so genuine. Thank you so much for sharing. I wish you and your family the best, Agape!

Thank You, you are such a sweetheart with a beautiful family and God will continue to bless you especially after giving out the important information that you gave out because a lot of people are very selfish and are crabs in a barrel that don't want to see other people progress.👍🙏❤

Thank you so much for sharing this with us! Never thought to use an interest free credit card to purchase supplies. Love the idea!

Thanks Angela....mD props and high fives all day long for saying, "I'm all in!" Way to go. I need more of the energy & ambition you have....where can I get that? Kidding. You go girl...way to pave the way!

You are such an inspiration. I look forward to watching your videos and learning from you. Thank you for all of your tips. YOUR THE BEST!!!!

@alisterauguste6622

Жыл бұрын

What’s your app???

Without a doubt you have some of the best content on KZread, Keep doing what youre doing.

Thanks for your all informative videos because you are truly helping everyone who watch. I can purchase embroidery machines with a different plan and not being stressed out.

You're smart too and you're humble and kind. May you stay that way. God bless you Angela for sharing your knowledge to all.👍🏼😉❤️🙏🏼💵

@AngelaJasmina

4 жыл бұрын

Thank you! 😃

Angela's history is so amazing and is an excellent example of hard work! If I had met her personally, I would had recommended to visit the local SBA office where you could get so much help and advice, including all the aspects to organize your business, training sites, and financing. She learned her stuff the hard way, but that means she is now very well aware of the value of hard work. The Lord bless, guide and protect her!!!!

You are correct, Angela about Synchrony financing for Ricoma. That's how I got my machine at 0% interest for 5 years. Couldn't have done it without it.

Listening to you have inspired me to seek out a small loan for a dependable machine. Thank you for all of your honest information. You are brutally honest about. Thank you again

Thank you so much for this valuable info!!!! Your such a great person and such an inspiration to many. Thank you!!!!

I'd be in a similar position now, as I've been on a cereer break after having my baby. When you don't have any existing debt - it's very hard to get credit, when really you would think they would be throwing money at us! Sensible to use the 0% interest...smart move! Thanks for sharing this with us x

I'm sick I suffer from MS, fibromyalgia, chrones disease, I also get seizures. You always make me smile! I want to buy something that can help my kids through college. luv ya

Stay on that grind!

Angela, you have been my inspiration! I have always wanted to do a small business like you have. I finally took the big step and ordered 2 yes ma’am 2 Melco machines. I have been playing around with them and am ready to start my business. Tonight I looked up your KZread to get inspiration and to my surprise you got one, Melco is the best I am so excited to continue this adventure beside you. Thank you so much!!!!!!!

@kellyphillips3414

3 жыл бұрын

Good luck to you! Please let us know how you are doing and if you are getting orders? I am on the fence about jumping in. Thank you

@stellacaron1700

3 жыл бұрын

Hi Suzann, where do you buy the Melco?

@suzannanderson9721

3 жыл бұрын

@@stellacaron1700 directly from Melco

@lauraavila230

Жыл бұрын

Just found this channel, how is your business doing so far?

Yeah! My son was a Bill Gates Scholarship recipient also. I love watching your vlogs. Best wishes to you and the family. The kids are growing up so fast too!

Girl im watching an add with Melcro on this video and it’s YOU!!!!! Girl I am so happy for you

Good info! Thanks for this video.

Great job. Explaining and being open

Awesome video im going through a similar situation with my home business i just financed a few items but im still in need of a oki printer and embroidery machine.. the bills are scary but so is dealing with 3rd party services like printful printify etc I love the freedom of fulfilling my clients orders with minimum wait time. You and ur hubby are very inspiring and this vid and ur blueprint really have me leaning toward my goals and peace of mind. Keep up the excellency 🤩🤎

Best group ever ladys are amazing

@NYBwilk

4 жыл бұрын

Ana Gonzalez and men....

Love your videos just found you and trying to figure out how I can start. Been watching your videos thanks for all the tips

I love Dunkin lol Thank you for all the information. You are awesome God Bless you and be safe.

So true on funding your business!!!

Hi! I love your videos, I saw you from Argentina, recently I bought a machine embroidery (small) because the economy here is not the best, but your videos incentive me to keep going

👋🏾 heyyyy thank you for sharing all that info. Most wouldn’t. That was very nice of you and I’ll check out everything you post 😀

@AngelaJasmina

4 жыл бұрын

Heyyyyy

You a real hustler👑

Thank you Angela

Great information!!!

@AngelaJasmina

4 жыл бұрын

Glad you think so!

Great video iam about to start my stereo business.iam very motivated by your story and your hardwork.congrats

Hello Angela, Thank you for the useful video. I bought a second hand PR600ii, that had not been serviced. The outlet that do services for this type of machine is over 2 hours drive away. The engineer says I spent too much money for this machine as it is. (£2100). I wish I saw your video beforehand. it is now with them for a service/repair. I hope it does not cost too much. I am also looking for a supplier in the UK that will accept new setup businesses, which is not easy. Not beginner friendly.

Very informative video Angelina ! I’m in Australia but I did wonder how you Financed your Business, Love your Business , Well done 👍

Great info. Thanks

@AngelaJasmina

4 жыл бұрын

Glad it was helpful!

Thanks for the great information

New video yeahhh woohoo

Girllllll you need a Nespresso Vertuo machine to fuel your coffee addiction at home! I can get a better than Dunkin experience at home now 😂😂

Great video thank you

So, if you had to choose one machine and recommend it, which one would you recommend. thanks

Can you do a video explaining about the samples you mentioned and how you stock your shop? Do you just make a bunch of already made shirts and then add the names later? I’m always confused about what’s the best way to stock my shop with pictures (I don’t know if that made sense)?

@amandaolaitan

4 жыл бұрын

Katie 109 Yes, I would love to see this as well. Thank you 😊

@teresajohnson6473

3 жыл бұрын

I would like to see this video as well.

@Noah8583

3 жыл бұрын

Me too i would love it

@brendoesdiy7237

3 жыл бұрын

I definitely would as well please and thank you!

I think about what I like to do , and how can I apply what I like to do to start my own business. I hate working for others too because I don’t like ppl telling me what to do and when. But I do what I’m suppose to and keep my head down. It gives me money to pay my expenses and this is temporary. I hate it soo much though. I am 25 , I also realized I’m not interested in what I’m doing that’s why I’m not and enthusiastic about working . Sooooo let’s get this . Now I have to make a plan and figure out where to start. I have good credit because I make car payments. I just get scared then I stall etc. Thank You for sharing I really appreciate it. Some people act like it’s a big secret . There is enough money for us all to make. I like street wear and thrifting so maybe I’ll do something with that. My brain has always been creative idk why I’m trying to fit a mold that wasn’t meant for me. Getting a normal job feeds me physically but not emotionally. So I got to figuring out to do.

I love the information you provide about your journey. Would you recommend the pe800 if you want to just get started in embroidery?

You got skills shawty...

Why didn't u go Fredericksburg sewing expo usually end of Sept. when u take e class they usually sell the machines that where unboxed for the class now as used for reduced price particularly for the embroidery machines

Thank you for this video

Thank you for sharing

Great info.

@AngelaJasmina

4 жыл бұрын

Glad it was helpful!

Hello beautiful thank you for this video very informative. You mentioned how you're 2nd machine was about 6k; now that being said would it be better to get a Melco verses the single needle or your 6 needle machine since they range from 6k-9k. I want to upgrade I have the PE800 which it's had to make shirts on to much fusing lol. Please help me p.. what would you do if you were me, now that you know the ins and out

Hi I would like to know what u use for shipping your products like bags, postal? And where do u get ur mailing material ?

Angela! I talked to the guy who sold you your brother machine at pocono sew and vac, he mentioned you to me today and i was like "who the heck doesn't know Angela???" and we both laughed.=)

Cool stuff

Hi from Algeria. I really like your videos. Thanks for the information.

@AngelaJasmina

3 жыл бұрын

Thanks for watching!

I do not recommend you get a credit card to finance a business, save, sell some junk on ebay-start on etsy how ever small. Why do i say this because if you get bored or the business fails you are in debt. That said loaning a small amount that makes no difference to your household (100-300) if things go pair shaped is probably fine but your choice.

@mrs.quills7061

Жыл бұрын

I’m actually doing both of those things-selling stuff on eBay and I run a small art shop on Etsy. Additionally, no one talks about what happens if you do it all on your own with taxes and sales tax! Etsy and eBay take care of sales tax for me.

How much would you say it would cost to start a full time at home embroidery business. Thanks I love your videos

you ARE inspiration... I took the leap of faith and got the pe 800 like you said. i did an unboxing on it on my page be sure to check it out because I shouted you out! I also bought a SERGER.... sheesh! video will drop thursday! keep crafting. we need you!

Great information! I was just denied financing and was feeling a bit down. So there might still be hope for me somehow.

@karenrhoades4929

4 жыл бұрын

Antoinette Randle I have semi okay credit.....I too was denied financing....feeling down as well. I know how you feel.

@SYKOK1LLER

3 жыл бұрын

Did you ever get it and was your score still low? Working on mine but feels like it's going to be hopeless.

Hello beautiful how what size hoop is your mighty hoop that you use on the shirts. I herd you say a 9x9 I want to make sure thats the size

Thank you for me information! How much does the 6 needle machine cost?

Hi Angela, I have a question what do you recommend on how I can advertise myself I do T-shirt HTV, embroidery I am just starting off and do you do you vinyl and embroidery on your T-shirt’s without orders to advertise Can you please show me how it would be the best way? Thank you so very much!

Can you make a video about what you recommend to get ( all supplies) to start a at home crafting embroidery business?

@AngelaJasmina

3 жыл бұрын

Hi I already have a video like that! Here is the link kzread.info/dash/bejne/ZaFsm5Sefr3goso.html

What sold you on Melco verse other machines?

Thank you

Good job

I am late but watching now

Thanks for all the information! I was wondering if you could link the knit fabric you were talking about from Joanns. To make a samples :). Thanks!

Thank you.

@AngelaJasmina

3 жыл бұрын

You're welcome!

People better save and get it cash don't bite more then what you can't chew

I’m with you about 0% interest! I won’t even buy a car unless I can get 0% 😂

@joanword2895

3 жыл бұрын

Maria Sahonic where can i get 0percent interest on a car loan now

@mariasahonic4228

3 жыл бұрын

@@joanword2895 I would definitely check out your local car dealers. It helps to have good credit as well. Good luck!

Lemme born again this time in US and i get my stimulus. 🤘 To be honest if i were born in US i would have been a wallstreet guy. But i just learned english at 22 so i couldn't figure things out when i loved that kind of world and investment at 15....

I want to start my own clothing line. I have my plan laid out. I just need to know the legalities of it. So, I need a tax ID # im wondering should I get an attorney first or since im just starting out I don't need one?

Do you have any information on leasing an embroidery machine?

Hi, I wanted to share that I bought my first embroidery machine a couple of weeks ago. Yesterday, I did my first embroidered t shirt ever. I spent a lot of money on this machine with the goal of starting my own business. I have my shopify store but so far...crickets!😂 only one sell, and it was a relative. I am considering Etsy. Do you know if I can combine both stores? Thank you for the video where you explained how to hoop a shirt, it was a life saver!

Do you have a video of when you got interested and learned about embroidery?

I don’t know if you answered this question I just scribed to your channel. How did you get started, what was your inspiration?

Hi Angela, you can train someone to use those machines ?

Hi David, thanks for the help and advise. I have cc that does not have 0% anymore. Is it best to call and cancel the card? I think it's a Sears card. It's also at a 0$ balance. I already have the WF that's recommended but I owe 2000 on it with interest.

@davidpotter4594

4 жыл бұрын

Hey Olivia, if you're looking to benefit from the 0% APR, I think it's a good option to sign up for another card that offers the 0% APR benefit (You can find some here: adcuru.page.link/reMM ). Your total number of credit accounts is a factor that helps your credit score and health as well as the total amount of time that they have been open. The more accounts you have and the longer they are active (not closed), the better for your credit score. That being said, it's important to make sure you stay in good credit health and keep your balances manageable and under 30% of your total credit limit if possible. So if your credit card doesn't charge an annual fee, then it may be a good call to hold on to the card rather than closing it out and keep it counting towards positively impacting your credit score.

Thank you so much for the information. You are so right you have to spend money to make money. I Wish I could get one of those multi tread machine.

@AngelaJasmina

4 жыл бұрын

You can do it!

Hi, thanks for your video, I have a question. At what point did you created or registered your company with the state and all the tax thing? The reason why I ask is because I am about to buy a machine to start with my family little by little until I am able to leave my main job and I don't know if registered as an LLC with Ein number and all of that or wait, and if I wait what can be the right moment to do all that? Thanks for any help, GOD BLESS YOU GUYS!!!

What's the best way to raise your credit score? Can you buy house if you have debt ?

I’m interested in doing this. I’m just afraid my stuff won’t sell. And then I’ll be spending a lot of money for nothing. :( right now I’m making masks and seeing how profitable that is and I’m only charging $3 each. I can imagine what you are making.

Synchrony credit card iI have it and it has enabled me to purchase my machines without paying interest or else I couldn't buy . Being a single mother of 2 boys I waited until I was an empty nester. But please be mindful to pay the principal payment prior to the interest comes due so you don't pay accrued interest. Make your money work for you.

@AngelaJasmina

4 жыл бұрын

Yessssssss!

be careful if you go past the 60 months on the 0% loan they charge interest retroactive for the whole 60 months.

Hello Angela when are your having in stock girls' shirt???????????????? I need them

@AngelaJasmina

4 жыл бұрын

Hi! Early May!!

Wait so how much should I pay for a machine like the Baby Lock Alliance

Where did you buy your machines?

Hi David, how can a person with a very low credit or no credit apply for a card, any help would be greatly appreciated

@davidpotter4594

4 жыл бұрын

Hi Iris! If your credit is low or you have no credit there are good credit-building options that can help. Secured Cards can be a great option if your credit score is low or you are starting out! Most banks have a secured credit card option. You may be required to place a small down-payment and over the next 2-6months of making on-time payments and keeping your balances low, (under 30% of the limit) you can likely see a significant credit improvement that could qualify you for better credit products and 0% APR cards. You can find out more about these cards here: adcuru.page.link/reMM Other popular options as well are credit builder loans (through companies like Self Lender) that you pay off over time, which help build your credit and build your savings over time. & If you happen to be a student, you may qualify for a student card. The DeserveEdu is a popular student card, not requiring any down payment & is a great choice to get started credit building.

Merlene ask if the embroidery machines can sew lucger

how where do you buy your tee shirts from

I know you work hard. Where can I buy embroidery projects if you don't mind telling me

As Angela said, be smart and think about what you're putting on credit and be mindful of paying it back. Great ideas, but work hard and be smart so you can improve your credit, not get in a bind. You see Angela works very hard to make it happen. I don't see the Curu app... I'm on android.

@AngelaJasmina

3 жыл бұрын

They have since stopped making the app but they have their website curucredit.com

@MomsTravelTeam

3 жыл бұрын

@@AngelaJasmina thank you so much, will check it out.

Who is your website builder?

Hello Angela, can you share where you order the blank sweatshirts? Or direct me where to check it out? Thank you!

@AngelaJasmina

7 ай бұрын

Hi! ssactiveweaer and alphabroder

How long til’ you saw a return on your investment? Also, you said you started at markets? What did your plan look like? I am so addicted to coffee. I have a nesspresso machine and never going back! Got the frothier too! Was a Starbucks fanatic and now is so much better.

@SirenaSpades

4 жыл бұрын

What does coffee have to do with embroidery? :D lol

@latifahstephens9155

4 жыл бұрын

Sirena Spades Angela is an avid coffee drinker

@mariahernandez2144

4 жыл бұрын

@@SirenaSpades lol

my credit has always sucked no matter what i get denied credit cards or loans like synchrony. i just recently tried to apply for them and i was turned down i don't know how to fix my credit when i'm on disability and barely get enough to live. i was gonna get an embroidery machine with the stimulus but they only gave us 600 the jerks!

I have a question.....I start my shop at etsy....with all the advice Angela give on the etsy course. I can see client have my product on they cart but they dont buy them.....I will like to know if I am doing something wrong....😭😭😭😭😭😭😭😭😭

@SirenaSpades

4 жыл бұрын

This happens all the time. Everyone leaves stuff in carts. Don't you?

@amandaolaitan

4 жыл бұрын

Yes, My shop is the same way. I keep seeing people like my items and they will put them in their carts but they don’t buy. I’m not sure what I’m doing wrong

@cythcy

3 жыл бұрын

They may put in their cart for when they have the money🤷🏽‍♀️

I am looking for the link for your brother, was it removed?

I dont see the links for cards and the gentleman you spoke about.