Really useful, thanks. I have an Ulster Bank Savings account but no current account, but they have not told me I need one

Say you have 2 DD one for gym & car tax does this count for the Santander hack? Or would I need to cancel them first?

You should point out that many accounts do not accept joint names on opening the account, (husband and wife) which has inheritance tax implications etc, for example - Oxbury, Atom bank.

Nice Video!

What about the Post Office on line easy access saver. Ok its 4.9% but no limit. No notice. Joint account available.

Thanks for your video! Sadly, the Oxbury bank one has £20k minimum, not £1k!

@OH2023-cj9if

Ай бұрын

Use Cynergy Bank instead, same rates.

What about online apps

Can you have a Santander123 and edge account ?

Do you think the Santander hack would work while applying for the 2% cashback credit card they're doing?

Yes lots with limited withdrawal

How do you maximise the Santander edge saver? Do you put 4000 in straight away (if interest paid yearly or put around 90% in to take into account some compounding?

@tedlangton8667

Ай бұрын

I would think put in £4000 straight away and pull out the interest each month into a different high rate account

The Santander edge says it requires to have 2 direct debits and pay at least £500 each month. So is the hack still working?

Monument bank has upped their limit from £400k to £2m

For Santander Savings Account, do they pay the interest monthly?

@gthbtn

Ай бұрын

Yes it does.

@olubodundavid2412

Ай бұрын

@@gthbtn Ooh great, thanks. Once I get my £185 switch offer, I will upgrade to Santander Edge and test it out too. 7% is a very good deal.

Great info but are you on a time schedule. Your delivery is way too fast!!

@ianbrown_

Ай бұрын

Rubbish…just rewind !

@shoshanahcrookes4406

Ай бұрын

@ianbrown_ It was just a comment Ian as I'm really not sure if he has to pay for a certain length of time. Another lady I watch has her watchers paying a subscription which helps her hugely

@duppa

Ай бұрын

Settings > Playback speed

@sp1es

Ай бұрын

​@@shoshanahcrookes4406you really don't know how KZread works do you? He doesn't have to pay anyone for time, for me the delivery speed is perfect

@BeCleverWithYourCash

Ай бұрын

Yeah, I think it’s a little faster than I’d like this week, but I like to leave these updates as late in the day as possible so they’re as up to date as possible when it’s published. So that’s start filming at 5pm, edit and upload by 5.45!

Nationwide regular saver 8%

@gthbtn

Ай бұрын

The Nationwide rate has dropped right down for anyone applying now... First Direct are the best with 7% and you can save up to £300 a month instead of £200 with Nationwide.

@OH2023-cj9if

Ай бұрын

Be aware, to compare rates, you divide the regular saver % by half and multiply that by what your total paid in for a year was. I think the 7% with 300 paid in was £126 in interest over a year for me with first direct. I drip fed monthly paid interest from another saver in to it.

Hi folks - great channel. I’m about to sell my house and move area. I will hopefully end up with about 250k cash but because I’m not in a chain I’m planning to hold onto the money for 6-12months or so before buying my next house. I’ll be living rent free in the meantime in temporary accommodation. I’m just curious where the easiest (no faff) and safest place to invest the money is? Obviously with highest interest rates and return? I might need to access my money fairly quickly after 6months or so. Thanks for any info folks.

Chase is 4% not 5% now

@OH2023-cj9if

20 күн бұрын

Mine got the boosted rate until Nov 24 at 5.1%.

OMG not u again

I look forward to you updates ✨ Plum ISA… GOOD RATE BUT NO way to speak to anyone Moneybox …phone access but no one answers

@OH2023-cj9if

Ай бұрын

Avoid both if that's the case.

@theone7891

5 күн бұрын

So basically the same with pretty much any online bank then?