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Best Credit Card 2024 ? | Axis Atlas or HDFC Infinia | Axis Atlas Credit Card Lifetime Free

Best Credit Cards 2024 list in India will mostly includes credit cards like HDFC Infinia Credit Card, HDFC Diners Black Credit Card, Axis Magnus Burgendy Credit Card etc. If these credit cards are not in your reach, then second choice would be Axis Atlas Credit Card.
But do you know that Axis Atlas Credit Card is better than HDFC Infinia Credit Card in many spend categories. Even on default other spend, you get more valueback on Axis Atlas Credit Card as compared to HDFC Infinia.
Interestingly, Axis Atlas Credit Card is being offered lifetime free basis eligibility. But people are opting for rather a paid version of Axis Atlas Credit Card. But why 🤔?
Watch this most comprehensive video on the benefits of Axis Atlas Credit Card and know answers to all your questions.
👉Link to Apply Axis Atlas Card: bit.ly/3vuEax7
👉Link to Apply HDFC Credit Card (Millennia, Regalia, Diners, Tata Neu etc.): Get First Year Free or Lifetime Free basis Profile 👉 bit.ly/3TM4IUK
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Пікірлер: 120

  • @aj0408aj
    @aj0408aj6 ай бұрын

    Very, very, very helpful video. In fact, perfect video. Thank you!

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    Welcome 🤗

  • @drtusharvisave6439
    @drtusharvisave64397 ай бұрын

    Well explained atlas review… excellent work..good going…

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    7 ай бұрын

    Thank you 😊

  • @himanshuchoudhary6851

    @himanshuchoudhary6851

    5 ай бұрын

    1 edge miles = 2 airmiles tabhi milenge jab ap Gold tier me honge and by default ye log silver tier dete h usme nahi hota aise..... Aadhoori info de rahe h sir ji...

  • @traveldiaries2529
    @traveldiaries25297 ай бұрын

    Very well explained!! Keep us this social service of educating others like me💐💐

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    Thank you 😊

  • @gampi11
    @gampi116 ай бұрын

    Got my paid Atlas card today. There may be devaluation as after I login to My cards, it shows 1 edge mile on rs 100 instead of 2!

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    Its not devaluation. Its their old reward rate. Till Dec’22, it used to give 1 EdgeMile per Rs.100. But then, they changed it to 2 EdgeMiles per Rs.100 in Dec’22. Typical Axis, hasn’t updated new rate on this page since then

  • @ag3463
    @ag34635 ай бұрын

    couple of question, if you are aware 1) Does it give any miles on purchase of gift cards(not talking about giftedge) 2) Does gift card purchase account towards milestone(irrespective of miles offered or not)

  • @akashdhabe9500
    @akashdhabe95007 ай бұрын

    Excellent review. My new Atlas card is on its way.

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    Thanks 😊

  • @akshayhatkar1885
    @akshayhatkar18857 ай бұрын

    Airmiles ko multiple partner me transfer kar sakte hai means one airline partner and one hotel partner ya phir magnus ki tarah only one partner in a year?

  • @mpsingh6671
    @mpsingh66717 ай бұрын

    Very well explained. Thanks

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    You are welcome!

  • @dushtutota2010
    @dushtutota2010Ай бұрын

    Sir i wantedbto know how is this card after devaluation compared to HDFC diners card black

  • @sumitchaudhary343
    @sumitchaudhary3437 ай бұрын

    Airmiles pe cost inflated hoti hai kya? Smart buy se indigo aur spice jet ki bookings kar sakte hai airmiles se kaise possible hai inki booking .

  • @vivek5000
    @vivek50007 ай бұрын

    How to apply for LTF Atlas Credit Card? The link shared by you shows charges.

  • @nawani99
    @nawani994 ай бұрын

    Delhi international airport pe kis lounge mein access hai with Atlas (Not the plaza lounge, too long lines)

  • @spyar1
    @spyar1Ай бұрын

    What is the validity of reward points at axis atlas credit card

  • @ag3463
    @ag34635 ай бұрын

    what i have heard is that rent does not give miles and do not count towards milestone; can you confirm? i personally haven't used

  • @pratikbellad4777
    @pratikbellad47777 ай бұрын

    This card is devalued again . Now we get only 1 RP if we spend Rs 100 . Also no accelerated reward points on direct hotel booking . They have removed direct hotel bookings instead they are only giving 5x reward points on direct airline and axis travel edge portal booking .

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    7 ай бұрын

    When 1 Atlas reward point is converted to Airmiles, it gives 2 Airmiles. No devaluation has happened

  • @srmeena3048

    @srmeena3048

    6 ай бұрын

    sir they develued i have received card today there only one mile on 100 other spending I have trapped with this video

  • @virendragohel9456

    @virendragohel9456

    6 ай бұрын

    @@srmeena3048same here

  • @abhishekdas6691

    @abhishekdas6691

    6 ай бұрын

    Yes hotels have been excluded. Kindly check, its in red mark in the main website!

  • @shubhamkharbanda6903

    @shubhamkharbanda6903

    6 ай бұрын

    I didn't find anything like that on the website

  • @user-gh7yv8bm7v
    @user-gh7yv8bm7v6 ай бұрын

    Hello Sir. If my insurance payment is more than 1 lakh than will it be eligible for milestones benefits ?

  • @spyar1
    @spyar1Ай бұрын

    What is the validity of points at axis atlas credit card

  • @biswajitkhanra1905
    @biswajitkhanra19057 ай бұрын

    Atlas gives edge miles points paying insurance payment upto 5k per months. But more than 5k insurance payment consider for milestones achieve? Because i have to pay more than 8 Lakh insurance premium per year

  • @Zeeshan0897

    @Zeeshan0897

    7 ай бұрын

    Milestone achieve hota h bhai lekin miles nhi milte h pure spend pe

  • @drmanishsharma2050
    @drmanishsharma20506 ай бұрын

    I have just got an Axis Atlas card (paid). As told, direct booking at airline or hotel gjves 5 Edge miles on 100₹ spend. Direct booking as per brochure received is website or counter or call centre. No mention of Android or Ios Apps. Does bookings on official airline mobile app come in direct booking and higher accelerated Miles?

  • @aaaxxxyyy100
    @aaaxxxyyy1007 ай бұрын

    Best review of axis atlas card

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    7 ай бұрын

    Thanks 🙏😊

  • @user-yo7ek6hg9u
    @user-yo7ek6hg9u5 ай бұрын

    I have Magnus. Its a good idea to move to Atlas post devaluation of Magnus? 1. My yearly expenses between Rs. 8 to 10 L 2. In a year, 2 LIC transaction more than 1L each 3. I convert Edge Points to Vistara and Accor. Please advise. If possible, also suggest a good alternative of Magnus if NOT Atlas. Thanks

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    5 ай бұрын

    Yes, I also moved from Magnus to Atlas

  • @ankushrana6211
    @ankushrana62115 ай бұрын

    Do we get edge miles on government transactions?

  • @rg_2708
    @rg_27087 ай бұрын

    Sir Can you please tell whether this card is useful for monthly utility bill payment of Rs. 1.50 lk Whether I will achieve the milestone and regular 2% edge miles on it or not ? Or else please suggest a good credit card for the captioned expenses, if possible Currently i am doing this spend via imobile using Amazon pay icici card which enables me to get a statement credit of 1% each month

  • @skma1302
    @skma13025 ай бұрын

    What is the reward rate to convert miles into gift card vouchers

  • @rubalmantro
    @rubalmantro5 ай бұрын

    Hi can this card be used at gyfter app like axis magnus cc

  • @biswajitkhanra1905
    @biswajitkhanra19056 ай бұрын

    Sir this card gives rewards in insurance premium payment of only 5k per billing cycle. But more than 5k insurance premium payment considering for milestones achieve?

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    They have not mentioned that insurance is excluded from milestone. So ideally , it should be considered for milestone . But haven’t tried, so can’t be sure.

  • @hsb4270
    @hsb42709 күн бұрын

    nice

  • @KritikaBhatia
    @KritikaBhatia5 ай бұрын

    Is the international lounge access given via priority pass or directly the credir card?

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    5 ай бұрын

    Through their app, they give you lounge entry voucher

  • @kapillovekapil
    @kapillovekapil6 ай бұрын

    Please make a detailed video on American Express Platinum charge card

  • @kothadurgaprasad5318
    @kothadurgaprasad53187 ай бұрын

    If we exceed the 7.5 lakh spending threshold, are we eligible for 5,000 edge miles as milestone benefits? Additionally, will we receive another 5,000 edge miles upon renewal?

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    7 ай бұрын

    Yes correct

  • @ajayk4763
    @ajayk47637 ай бұрын

    Is first year free? If I apply using your link?

  • @8thFloorHarmony
    @8thFloorHarmony5 ай бұрын

    One question pls... I got a LTF Atlas credit card. When I open the axis Bank app and go to the credit card section, it says that I will get 5x miles on travel and only 1x miles on other spends. But it should be 2x miles on other spends right? What might be the reason?

  • @t.akhilreddy25

    @t.akhilreddy25

    2 ай бұрын

    How did u get Ltf ?

  • @8thFloorHarmony

    @8thFloorHarmony

    2 ай бұрын

    @@t.akhilreddy25 I have burgundy account with axis Bank. And I requested them multiple times to get me this card ltf. After a few months they gave it to me ltf

  • @biswajitkhanra1905
    @biswajitkhanra19057 ай бұрын

    Sir how much airmiles points required for dehhi to kolkata flights in vistara ?

  • @pratiksarangi

    @pratiksarangi

    7 ай бұрын

    Estimated 5K around

  • @Zeeshan0897

    @Zeeshan0897

    7 ай бұрын

    Vistara se accha Accor Mai redeem kro bhai

  • @abhishekdas6691
    @abhishekdas66917 ай бұрын

    No accelerated points in this card!

  • @pratiksarangi
    @pratiksarangi7 ай бұрын

    Can u compare it with Amex Plat travel???

  • @kunjalpadia8827
    @kunjalpadia88273 ай бұрын

    1 Airmile of any airlines partner is 1 Rs?

  • @travellover88
    @travellover887 ай бұрын

    Guest access for lounge ia not mentioned anywhere i guess. Is it applicable for domestic or international lounges?

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    7 ай бұрын

    I mentioned that basis actual usage. Guest access is free within given limits

  • @travellover88

    @travellover88

    7 ай бұрын

    @@SpendWiselyOfficial ah great, thanks for the clarity. Appreciate your reaponse.

  • @TheJaimish

    @TheJaimish

    6 ай бұрын

    Hi, so what is the process to avail International lounge access if guest is accompanian. Also, how many guest can avail in single visit.

  • @travellover88

    @travellover88

    6 ай бұрын

    @@TheJaimish check the smartbuy portal for your particular card and you'll see the options there

  • @virendragohel9456
    @virendragohel94566 ай бұрын

    Iska devaluation ho Gaya hai Mujhe other spend pe sirf 1 reward point mil raha hai every 100 rupees spent pe

  • @saurabhN1393

    @saurabhN1393

    6 ай бұрын

    Since when are you seeing this devaluation earn?

  • @virendragohel9456

    @virendragohel9456

    6 ай бұрын

    @@saurabhN1393 jab ye comment kita

  • @Raja-sv4yg
    @Raja-sv4yg7 ай бұрын

    How to get LTF Atlas for TRV based burgundy savings account? My RM as well as customer care denied any such offer.

  • @pratiksarangi

    @pratiksarangi

    7 ай бұрын

    It’s available on salary burgundy account

  • @Raja-sv4yg

    @Raja-sv4yg

    7 ай бұрын

    @@pratiksarangi yes, that has been since almost a year. But in video, he said it's also for TRV based burgundy now without salary account.

  • @pratiksarangi

    @pratiksarangi

    7 ай бұрын

    @@Raja-sv4yg yes in such cases they will push paid magnus i think

  • @nitinthukral89
    @nitinthukral897 ай бұрын

    Thanks for the very informative video. I currently hold Axis Vistara Visa Signature and Axis Magnus credit card. Which one do you recommend to close and apply for Axis Atlas? Note: Both my cards are chargeable.

  • @ananyaig

    @ananyaig

    7 ай бұрын

    Magnus. I'm also thinking of closing magnus.

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    Atlas is much better than Magnus without Burgendy status

  • @nishthesailora.k.a3997
    @nishthesailora.k.a39976 ай бұрын

    Hello Sir, Does Axis ATLAS comes with annual Fee Waiver criteria ?

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    No

  • @biswajitkhanra1905
    @biswajitkhanra19057 ай бұрын

    Is this card allow guest in domestic airport launch access?

  • @Zeeshan0897

    @Zeeshan0897

    7 ай бұрын

    Yes Bro

  • @testserver3470
    @testserver34706 ай бұрын

    Do we get points in NPS payments

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    You get With Axis Atlas. But not with Infinia

  • @testserver3470

    @testserver3470

    6 ай бұрын

    @@SpendWiselyOfficial thanks. I am planning to pay through atlas. Is it added in milestone and level also

  • @vaibhavkumar-lc9kw
    @vaibhavkumar-lc9kw7 ай бұрын

    What’s the effective return on rent payment?

  • @nikhilchowdhary4238

    @nikhilchowdhary4238

    5 ай бұрын

    I have a same doubt. Can someone co form this?

  • @sumansamhalder6909
    @sumansamhalder69097 ай бұрын

    Yes Bank Reserv credit card review please.

  • @dhruvacc
    @dhruvacc21 күн бұрын

    Is this better or Magnus for burgundy?

  • @atharvakatre

    @atharvakatre

    15 күн бұрын

    Do you have a burgundy account?

  • @dhruvacc

    @dhruvacc

    14 күн бұрын

    @@atharvakatre yes

  • @atharvakatre

    @atharvakatre

    14 күн бұрын

    @@dhruvacc If you recently opened the account, do you have an LTF Magnus? I was interested in opening a burgundy account but I would like to confirm if they are currently offering an LTF Magnus with the burgundy account.

  • @dhruvacc

    @dhruvacc

    14 күн бұрын

    @@atharvakatre yes I got LTF Magnus for Burgundy, but this was a limited period offer, or so they claimed when it was rolled out last year, subject to minimum annual spends.

  • @8thFloorHarmony
    @8thFloorHarmony7 ай бұрын

    I have Burgundy account. What exactly are the criteria for getting this card LTF?

  • @chiragsurana6716
    @chiragsurana67165 ай бұрын

    I have burgundy account , how to get this atlas ltf ?

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    5 ай бұрын

    Contact your Relationship Manager

  • @AbhijitBiswasDBZ
    @AbhijitBiswasDBZ7 ай бұрын

    What about utility bill payment? Reward points...

  • @rg_2708

    @rg_2708

    7 ай бұрын

    Please tell if it has any benefit on paying utility bills of Rs. 2.50 lks per month approximately

  • @CheckMater007

    @CheckMater007

    3 ай бұрын

    @@rg_2708Utility bills are excluded from rewards accrual and milestone.

  • @Zeeshan0897
    @Zeeshan08977 ай бұрын

    Sir Fuel pe bhi miles milte h mai fuel pe hi use krta hu miles milte h mere ko Aapne tablet mai fuel spend ko consider nhi kiya

  • @itsds.

    @itsds.

    7 ай бұрын

    Mujhe toh nhi mile fuel pe

  • @kulbushan6822
    @kulbushan68226 ай бұрын

    Sir what is the validity of edge miles

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    1 year. You can transfer to Airmiles programs within 1 year, then airmiles remains valid as per airlines rules which is generally 3 more years validity in most programs

  • @ManishSharma-vp6hr
    @ManishSharma-vp6hr5 ай бұрын

    Ye edge mile expire to nahi hote

  • @deepinder.91
    @deepinder.917 ай бұрын

    What is the difference between LTF and Paid variant?

  • @raghuvirsinhjadeja9641
    @raghuvirsinhjadeja96417 ай бұрын

    Edgemiles validity

  • @rahulsworld9281
    @rahulsworld92817 ай бұрын

    No miles on rent

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    6 ай бұрын

    Miles are there but its not considered in milestone

  • @rahulsworld9281

    @rahulsworld9281

    6 ай бұрын

    @@SpendWiselyOfficial nopes the call centre cleared they have stopped giving miles from September onwards

  • @ashutoshmishra9349
    @ashutoshmishra93497 ай бұрын

    Its showing not life time free for me

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    7 ай бұрын

    Lifetime free is only for Axis Burgendy savings account holders.

  • @chandrakantagrawal5190

    @chandrakantagrawal5190

    7 ай бұрын

    I hv burgundy saving account, then also they are saying it is not free​@@SpendWiselyOfficial

  • @Shailh123
    @Shailh1237 ай бұрын

    Axis atlas statement generate date

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    7 ай бұрын

    You can choose the date by calling customer care

  • @ek_virus
    @ek_virus7 ай бұрын

    Ab iska bhi devolution hoga. 😅

  • @SpendWiselyOfficial

    @SpendWiselyOfficial

    7 ай бұрын

    😊 nothing is permanent. Enjoy till its there. Fir koi aur card aega

  • @ek_virus

    @ek_virus

    7 ай бұрын

    @@SpendWiselyOfficial haa chalta hi rahega wo to.

  • @rupenbhavsar
    @rupenbhavsar7 ай бұрын

    Hi.. Need your help. Can i have tour email id? I will share my expense onbcard this year? And eligible by invite from hdfc infinia card... But confuse now.. Pls help

  • @ranjithsimha658

    @ranjithsimha658

    7 ай бұрын

    What was the criteria that you met for invite for infinia 💳card, how did you receive that invite

  • @rupenbhavsar

    @rupenbhavsar

    6 ай бұрын

    Salary account since 10 yrs...

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