►My new stock market course starts in October 2022 [SEATS FILLING FAST]: wisdomhatch.com/finance/ ______________________________________ ►Some of my favourite courses on upGrad: bit.ly/3BUHZeE #upgradnow #FFwithupGrad #Lifelonglearning

@jasdeepsingh1107

Жыл бұрын

1cr ki emi 80 kaise bani ?

@30secondsinformation78

Жыл бұрын

Hey Robert kiyosaki

@30secondsinformation78

Жыл бұрын

@@jasdeepsingh1107 😂😂😂

@freethinker7052

Жыл бұрын

@@jasdeepsingh1107 bhai pura video sahi se nahi dekhte ho kya ? 90 lac down payment kar diya h 10 lac p loan liya h

@tig3ru361

Жыл бұрын

Hindi???

Akshat buys a villa in Goa , makes KZread video and pays emi 😅

@nikunjsingh8200

Жыл бұрын

Awesome line brother 😂

@VishalSingh-dv2vg

Жыл бұрын

True

@DENTT7

Жыл бұрын

Infinity loop😏

@prakashth

Жыл бұрын

This is the only place where I disagree with him. What if the tenant stops paying. Property prices are not regulated in India. How can you say you will get 4 crores return?

@mobilegamer66

Жыл бұрын

exactly this is what gonna happen.. income from youtube and by selling courses.. though good idea

After i made my first million I realized that when a stock starts booming chances of you finding out means you are quite late to the party, for this I make sure my CFA handles that, it's like turning your notifications to earn more millions.I Reserve much gratitude for Stephanie Priscilla Bonillo my humble advisor

@philipcooper1636

Жыл бұрын

@@peggyturner2431 she is the best no doubt. she has made a tremendous mark in managing my portfolio

@saurabhtewari9920

Жыл бұрын

ChatBot spammer spotted

Was waiting for this topic for ages . Thank you !!

Few observations: The rental income attracts tax after standard deductions, house tax and interest payment. Considering 81k/m; gross rental is 972k. After standard deductions and say 10k house tax it net rental is 913k. Interest rate deductions 123k (8.45% for 10 year, 1 cr loan). Total rental income approx 800k. Tax on 800k is about 50k give or take. Although it doesnt dent the investment but would have been nice to cover these aspects also.

@AnkitYadav-td6mg

9 ай бұрын

👌👌

@Kentdillard

5 ай бұрын

Exceptional customer care, *911 Mike Help* truly dedicated to client satisfaction.

I was watching this video and then my neighbour came and we watched it together. He said that this video changed his life and touched his heart. I then went and rented a projector in a big field and all my villagers watched it and it changed their lives too. We all are so grateful. Thank You for this video….

@samarth945

3 ай бұрын

Bruh XD

@rahul-vg8pd

27 күн бұрын

😂

Finally the explanations are on a clean background rather than corner on your webpage👍🏼

I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the stock opportunities so far for the tech stocks.I believe having 75K yearly income would be a good investment so I want to plug all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a Fin-Advisor) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and losing all the good opportunities.

@mathebulamkhize876

Жыл бұрын

please who is the expert guiding you? i have lost so much as a beginner🥺 investing into stock without a proper guidiance of an expert.

@mathebulamkhize876

Жыл бұрын

I just Googled his name and his website came up right away. It looks interesting so far. I'm going to book a call with him and let you know how it goes. Thanks

@user-od6nj7bk5o

3 ай бұрын

Good luck spammer 😂😂😂😂😂

@SOLIDGAMER110

29 күн бұрын

Just buy Fine organics Asain paints Varun beverages Dmart Jk cement Do long term invest in these stock atleast 5 year Be happy 😊😊

@financewithabishek

8 күн бұрын

Then invest in mutual fund

Good approach Akshat. Very well put forward. Thanks for detailed information

Excellent content as usual Akshat! Keep it up 💯

One of your best videos on you tube. Very very informative. Especially about leverage and pay back period of a loan amount that we take. Thank you very much.

beautifully explained, thank for such valuable financial lessons. love it...

Big bull's lesson #1- never put borrowed money in the markets. Earn and invest. You might regular a large capital but start small.

@whalemurugun

Жыл бұрын

He is misleading everyone.

@vikasvicky43

Жыл бұрын

Large business are generally made on leverage...

@shreeyashrane

Жыл бұрын

Borrowing to invest in equity can be done but it doesn't make any sense. It is a long term game and to finance the borrowing for a long period isn't financially or psychologically healthy.

@vipulkumarpatel4487

Жыл бұрын

The formula rich people uses to stay wealthy is : Buy, borrow and die. 1) Buy in recession or when it is cheap ( stoc , real estates) 2) borrow more money with assests they already have 3) die, inheritate assests ( not cash) to the next generation with company shares to save taxes and insurance is always there to protect the wealth anyways.

@vipulkumarpatel4487

Жыл бұрын

@@whalemurugun , he is correct not misleading.

You need to take in to consideration the Indexation while calculating profit/loss from house property.

You explained the concepts so simply. Great work.

Well explained...yeh mne pehli baar apka video deka hai or especially mujhe esa content bohut pasand hai ❤️❤️❤️ TQ sir for guidance

Excellent video. Good of you to share your project for generating additional cash flow and increasing your wealth through loan. I own a studio apartment in a Mall. Does Airbnb take them on rent also?

Agree Car is a liability, Recently i started car pooling in Bangalore since companies started calling back there employees,Since i travel all the days to week i get riders on regular basis which is actually generating me good returns at least to clear my Fuel and service charge

@pradeep2kedar

Жыл бұрын

U have business mind 😊 finding opportunities everywhere, everyday

THIS IS ONE OF THE BEST VIDEO I HAVE EVER SEEN,THANKS A LOT.

Great content Akshat!

Thank you sir for teaching. Us this deep financial knowledge

You are letting your property to airbnb manager on fixed rental income of 81k pm so that’s just income under house property, not your business income. You can get standard deduction u/s24 along with interest on loan.

Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock/Crypto market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works.

@lucyameliaflynn4768

Жыл бұрын

Most people believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimum access to other currencies or gold/silver coins.

@richardnicholas9654

Жыл бұрын

If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.

@castroguo4424

Жыл бұрын

Crypto currency and NFTS will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profit from my current investment with the help of Josef Dennis's signal

@noaholiver2946

Жыл бұрын

Trading with Josef Dennis signals completely altered my perspective on bitcoin because, despite everyone's complaints and fears, I was able to expand my portfolio from 6 BTC to 27 BTC in just 7 weeks with active trading…

@karenkatherine4956

Жыл бұрын

You are right! I diversified my $400K portfolio across various market with the aid of an investment coach, Josef Dennis. I have been able to generate a little bit above $1.2m in net profit across high dividend yield stocks, ETF and bonds during this red season.

man u are a real business man!!!... not for ur land purchase... it for how u advertise it...

@akshats.283

Жыл бұрын

Thanks for your comment. What’sap me with the number showing above for more information and consultation on profitable investments.

Firstly Congrats! on your purchase of a Villa in Goa. In case it suits you then please make a video on how outsiders can buy property (Land n Bunglow in Goa) or what are the restrictions, n how to found your villa. Thanks!

Learnt so many things from this, thank you

Awesome video...few things.. 1. Time value of money calc. 2. Loan emi paying from business. By the time we close loan of 20yrs we allready paid bank double.

Your rental income is taxable at 30% and also year around generating consistent income is tough, the figures don’t add up

Great content ... Very well summarized ... I m glad unlike others u covered all aspects of investment, House, Gold and Stocks and the important fact that it is good to take a loan(debt) provided u are investing it in a good asset.

@akshats.247.

Жыл бұрын

ᴛʜᴀɴᴋs 👆ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ☝️ ғᴏʀ ᴍᴇɴᴛᴏʀsʜɪᴘ, ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ ɢᴜɪᴅᴀɴᴄᴇs ᴡʜᴀsᴀᴘ ᴍᴇ ᴅɪʀᴇᴄᴛ.

Pragmatic and well explained, thank you.

Really cleared a lot of doubts about loans, thanks

@lalusingh2399

Жыл бұрын

Spam

Hey Akshat, great video. Purely from a tax benefit point of view - the tax deduction one claim is 2L on the interest paid. Hence, it may make sense for for person to take only as much loan as interest payment of which can be claimed? completely claimed

It depends on your age as well. The younger you are more % of loan of your salary can be taken . Becos ur salary increases rapidly when u r young. When i was young i had taken alsmost 70% loan and as i grew older it had become 20%

Thank you, very insightful video.

And why will somebody rent the property in this case,when purchasing will be more sensible than renting?

Undoubtedly, one of the best videos in KZread to understand personal debt and investments, especially for newly salaried employees... Thanks a ton for this amazing video!

@twinkal1438

Жыл бұрын

this type of dangerous business/investment idea is a reason for inflation.

@SUGGYAN1356

Жыл бұрын

​@@twinkal1438Agree but a small inflation rate is beneficial for the growth of an economy...😅

@vickyAlways

11 ай бұрын

@@SUGGYAN1356 this will ruin the borrower's life

@SUGGYAN1356

11 ай бұрын

@@vickyAlways How? There's always an element of risk. You must be capable/intelligent enough about how to manage funds in all types of situations... After that you need courage to take risk. Either stay poor or take risk, choice is upon everyone...

@vickyAlways

11 ай бұрын

@@SUGGYAN1356 not everyone gets 81k rent monthly guaranteed and if montly income didn't generate u will be in loss. don't blindly believe any youtuber

Thanks valuable information given by you

A few months ago you had made a video as to how properties are ridiculously priced in Goa and I commented on it explaining how the pricing makes sense, just wondering if my comment changed your mind.

As always...Killing it bro

Excellent explanation

Very informative in simple language.👍

Very informative. Thanks

In my whole life … first time ever i have seen such a great video with so simplified explanations on real difference between asset and liability including genral rule to calculate along with leverage calculation…. Thanks a lot … this kind of video will make many people to overcome from their earlier taken bad decisions as well it will help to take finacial good decisions for their bright future…. Thanks Thanks Thanks….

@abhi8580

Жыл бұрын

Hahaha...... This is a joke..... airbnb 81k for 1 month ..... even a 5 star charges less ..... where are the details.....the whole basis of rent is flawed.....

Sit, your videos are so good that before watching them I press "like" button and then watch them. I suggest every beginner in stock or financial markets should watch your videos.. Thanks alot

Buying a property on loan from bank doesn’t guarantee that the property doesn’t has any dispute. This is wrong assumption, in real life scenario dispute might be already ongoing from past 100 years but we might not be aware of it because the bank only does the verification of the property on the documents which is being provided by the seller .

@vigneshhariharan9687

Ай бұрын

This is true, I know a real example. People from TN know film producer RB Choudry who owned a property in Nungambakkam which was taken over by the government because it was a temple land. The beauty is the purchased loan using bank loan. So it depends on the local law.

As always, good video Akshat!

If I am a Car Collector, & I purchased a Vintage Car, so it can be considered as an asset.... Or... I am purchased a Car, Modify it and then sell...

You are a Gem! Thanks. Love & Regards.

Congrats akshat on buying villa in goa... I am also looking to buy villa in goa... hope u can help me in that

The calculation of 4x growth is absolutely incorrect - with a loan of 1cr, 7.5-8% rate of interest and EMI of 81k, the loan tenure will be approx. 20 yrs and after 10 yrs, you need to repay approx. 65-80L from the money you make by selling off the villa (~ 4cr) - so effectively, you have not grown 4x with your investment but approx. 3-3.5x

@vasila1

Жыл бұрын

but he already paid 90L as down payment from the Loan amount, so he got 10 months of EMI

@sanjeevgunda6294

Жыл бұрын

RAJAT, YOU ARE CORRECT

@shankha1982

Жыл бұрын

@@vasila1 the price of the house is 1.9 cr, downpayment of 90L plus 1 cr loan amount

This man is a living testimony of everything you should NOT be doing with your money. Amazingly stupid ideas presented in a glorious package 😃😂

@kalpagovekar7973

Жыл бұрын

Agree

@vipulkumarpatel4487

Жыл бұрын

Disagree , Sir. Think about this scenario. Govt. scheme in all over the world is usually not reliable as it is design to generate the cash for the govt. and to compensate the subsidies for poor in order to get votes for elections and interest rates are not usually under the Govt. control. RBI and Govt are two different institutions.

@aaminsaan4978

11 ай бұрын

Bhai aap hi bta do kya krna chyye fr ?

@Gamer-monk.

11 ай бұрын

@@aaminsaan4978 Simple, get financial education from books, not social influencers. And then apply your own brain to make future proof decisions, involving delayed gratification and sensible investing into stocks, not real estate or gold.

@rawtrader8841

9 ай бұрын

😂😂 agreed

Very precise and informative video for middle class salary class. Thank you.

Thank you sir for informative videos

Very important information Thanks

Only I know how amazing you taught so many Things

Two questions around this investment Akshat. Today you are in Goa but what happens when you relocate to another city. Managing a property in another city is daunting. How do you overcome this ? Did you buy this property as an individual or as a firm ?

What about tax on rental income ? Which goes about 24k (30% on 80k).. effective price is 56k ?

Hatts off to your desire ,will and HONESTY to spread knowledge and awareness which is beneficial to all.please continue your good work 👍👍👍

Akshat, this is great content you have presented here, would you mind using professional mic for recording this.. I know u already have that as an asset, thanks.

Very informative video

learning a lot from you respect 🤟

Dear Akshat please make videos of market position in the forthcoming days of economic crisis. Thank may be more benifits to the investors, by application of ur high macro economic knowledge.. 🙏🙏🌹🌹

Could you please elaborate your AIRBNB investment journey? And the 81K cash flow claculation too,. Also would like to have a glimpse of your property.

HI akshat Can you make a video on redevelopment of old socities and Investing in them .

You changed my life. Thankyou

Akshat can you please make a video on you decision rationale for starting an Airbnb business in Goa. Would appreciate you sharing your findings

Very Very well explained

A brilliant strategy. The only cons: The taxes. The profits earned are taxed. Which results in a net negative situation in terms of profit earned.

Nice informative video.

Is sub-renting services/Airbnb manager provided by Airbnb? Are there any risks associated with sub-renting? Are maintenance costs taken care by Airbnb manager (from their pocket)? If not, how much is the monthly/yearly maintenance cost of such villa? Also, will it vary how much the Airbnb manager pays to you as there might be off season where there are no customers or you have made a fixed deal/agreement for a year wherein the manager will be paying 81k irrespective of off season?

One correction bank does its verification with the papers u have submitted, so if there are legal disputes that comes for eg after year or two bank doesn't guarantee it nor it takes responsibility. So a bank loan sanction does not guarantee that the property is safe. Its better to do ur own verification with a very good lawyer and there are several firms who does this for you

Selling for 4 crore in 10 years does not mean 4x as there will be balance loan of roughly 75L that also needs to be paid.

Where where you in the 90s Akshat ?? If only we had received such useful financial advices back then !!

Can you pls share more details on the property, was looking to do a similar investment

I think it is better to start investing at whatever stage, young or old. But invest after understanding what you invest in.

Hey Akshat, there are lot of options to but commercial space which have a fixed rent that the developer promises for a 10 year period. The rental yeild is between 5-8% per month. Do you have any insight into these? Any traps that you can foresee?

hey, really appreciate your videos, and agree to everything you'v talked about, just don't agree with stocks being assets but stocks are purely secutires.

Hey Akshat thanks a lot for sharing such good information ,having Financial knowledge is indeed an Asset.Which you are rich in .Great work.

@Super-Investing.

Жыл бұрын

For daily stock market updates, visit Super investing and subscribe if you like the content.

Clear hai!Thanks boss seedhi baat no bakwas...

@akshats.5559

Жыл бұрын

⬆️⬆️Reach me with the watsapp line above for more information ,guidance and for available investments. Thanks for the feedback

You are over paying for the property. In India typical long-term rental yield is around 5%. This implies 1.9cr property price is justified if long term monthly rent is 80k per month (i.e. 1.9cr*5%/12). If longterm rental yeild is 80k. Then Airbnb which typicall for short stay and occupancy is seasonal should generate more than 80k to justify 1.9cr valuation. Please think again before proceeding with your deal.

This video is as good as any other wanna be unicorn startup on an excel sheet !

Loan amount - 1 cr Interest - 8% Emi - 80k Probably he'll end up paying 1.16cr as interest. Grand total 2.16 cr taking duration for 22.6 years

@zakariasagor4707

Ай бұрын

Yes… ❤

even one can live as begger with peaceful mind....dont borrow at any cost ...thats my opinion

You have hit a jackpot kudos to you

@SreeVikashM

Жыл бұрын

😂

Congratulations on the new asset 👏🏻👏🏻✌🏻

very good explanation

Hi Akshat…..thanks a lot for creating such informative videos. I have started investing in Us stocks recently. Did you still hold your positions in US stocks…especially Coinbase, Airbnb, Shopify and UiPath….I think in Sep-21 you have invested in these stocks which are currently trading much below your buying price.

@mansukku

Жыл бұрын

Lol.. nobody will disclose their closed positions..

Nyc content 👍

Make video on education loan covering the repayment tenure(years) and all.

You won't get fixed interest on your loan at 8 percent... Its usually 2-3 percent higher than current floating interest. Also did you add annual tax, electric and water bill, furnishing cost, repair cost etc? It honestly seems too good to be true to get that much return from renting it on airbnb

@alucardbalmond3480

Жыл бұрын

If it's too good to be true it ain't true. In India even if you are a politician you won't get a loan below 10%.

@ghulamsarwar7649

Жыл бұрын

Even I thought the same

@nikhilpachauri5761

Жыл бұрын

HE must have taken loan much earlier when interest rates were hovering around 6-6.5% for home loan. Only that video would have been made recently .

@denverpereira8020

Жыл бұрын

I was waiting for someone else to point this out, and also as someone who has worked at an NBFC, the companies dont usually give out fixed rate loans.

@nikhilpachauri5761

Жыл бұрын

@@pushkarerande123 rightly said. I had seen my father's business got crushed due to heavy debt and we had a tough time to get out of it. Even when I started my consulting business to SMEs, I had tough time with processes for loan from bank and decided to rather go for boot strapping.

Hey, in case of MBA, don't you add 10 lac salary of 2 years which you are leaving for MBA. That will make 30/5 = 6. Anyone planning MBA should take this into consideration.

@biratbhowmick7291

11 ай бұрын

I'm going for MBA but can you tell me what is this 30/5? I didn't get it.

Hello Akshat , Thanks for making a nice & informative video. Can you please help how you identify the property ? How to get Airbnb services, I mean they must be managing guests check-in to the society , documentation , property maintenance / service & check-out ?

Hi Akshat, great content. however looking for your advise on buying a real estate, I own two flats without any loan, now I am planning to buy 3rd house worth 1.45 Cr by selling either both houses which will give me 1.10 Cr and rest home loan or sell one house only which will give me 50 L and get rest loan plus give other flat on rent which will yield approx 12-15K per month. which option do you think its better to go with.

Hi Akshat, can you share more details about your property in Goa. I would also like to explore the idea of buying one.

congrats akshat for the new villa

Hey Akshat, great video and I am learning a lot. Hope I saw your videos when I started to earn.

Never seen a better video than this

Good analysis but I think 400% returns in 10 years (26% CAGR) is not realistic for real estate in today's scenario.

@snmn77

Жыл бұрын

It's 100% , not 400%.. from 2 cr to 4 cr

@EVL_GAMING

Жыл бұрын

@@snmn77 it's 300% he used 1cr not 2

@VishalSinghYouTube

Жыл бұрын

Don’t forget the revenue he’ll make from this video 😂

@EVL_GAMING

Жыл бұрын

@@VishalSinghKZread may b 3emi 😅

@0Kings0

Жыл бұрын

What are you saying bro i earned 100% profit in just one year on my plot

Thank you so much sir!!

@tradei

Жыл бұрын

Thanks for your comment. What'sap me with the number showing above for more information and consultation on profitable investments.

This EMI works out for Tenure is 20 years. If we sell villa for 4 cr after 10 years Around 70 lakhs loan loan outstanding we have to clear