💰Beginner’s Guide To Cash Envelopes & Budgeting

If you are a beginner to cash stuffing and are asking:
1. How do I get started?
2. What do I need to cash stuff?
3. How do I know how much I can stuff?
and more...
Watch Jenn explain the very first steps to cash stuffing.
Keep watching for more additions to the NewBee Series- There is much more coming!
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Including : Hello Honey! 10K & No Spend!
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Пікірлер: 207

  • @nurireed8471
    @nurireed8471 Жыл бұрын

    Great video. When I started almost 3 years ago, I followed the Budget mom. You explained everything perfect. It's hard work on your spending habits and learned behaviors. I started in Jan 2020 . I bought my house as a singles mom in 2021. I will never change how I budget now. This community is amazing. THANK YOU for this video.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Hi there!! I can really relate to your comment! I also changed my life as a single mom and fixed my credit, bought a new car, had my daughter in private school and purchased my first house by budgeting, living below my means and making a lot of sacrifices! It was all so worth it! The sense of confidence that comes with doing it all on your own is worth WAY more than anything money could buy! I’m so happy you found our channel and to know that you are doing well! 💛💛💛

  • @TheWinningWallet
    @TheWinningWallet Жыл бұрын

    Hi Jenn! I hope all new budgeters watch this, then watch it again, memorize it (or put it in the 'watch later' que for reference) and start today!! ANY budgeter can start today, bring in that sense of control and management, leading to a sense of hope!! Thank you so much for this important video!! 😊

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Hi!! I agree! I was struggling for quite some time- not so long ago and I really just snapped! I was so tired of being tired. Anyone, with any income, is able. I hope we can get that message across to everyone that needs to hear it! 💛💛💛

  • @igraceforward7058

    @igraceforward7058

    5 ай бұрын

    6:50 how did you go about renting out a room?

  • @georgialewis7645
    @georgialewis7645 Жыл бұрын

    💃 this is me doing the 2 SisterBee Dance!!!!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I love it!! 💛🙌

  • @lisadearing5960
    @lisadearing59605 ай бұрын

    I have an Excel spreadsheet that I’ve been marking off bills as they are paid. Nothing worse then forgetting to pay a bill…yes, I’ve been there and it’s frustrating! Especially if it’s something that gets reported to the credit bureaus! I did not need to go back through my bank statements because I KNEW exactly where my extra spending was…eating out! I started meal planning through the week and it has saved us a TON of money! Now I know what I need to buy at the grocery store so that has also lowered how much I spend. I still budget for us to eat out (mainly in the weekends). My husband retired last month so I really had no choice but to get a handle on our spending. It’s so easy to do, we are saving money and there are no more sleepless nights worrying about money.

  • @2SisterBees

    @2SisterBees

    5 ай бұрын

    Getting into a different mindset when things change can be challenging but it sounds like you are a very smart lady! You have thought of all the things and are taking control- that’s awesome! Once it’s done , it’s done, right? You just follow the plan you’ve laid out for yourself. Wishing you continued success for 2024! Happy Retirement! 🥂

  • @ED80s

    @ED80s

    3 ай бұрын

    I have a chart of bills that are due each month from one paycheck to the next and I pay the specific bills as soon as I got paid (and not when actually due). This way I know I won't forget to pay the bills and also that I'll have money to pay the bills. I also prepare a meal plan for every 2 weeks. Saves money and time

  • @lindacee2893
    @lindacee2893 Жыл бұрын

    Love the easy breakdown and the important part about forgiving yourself for overspending.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Absolutely! The big thing is continuing to try again ❤️

  • @natashaescobar7168
    @natashaescobar7168 Жыл бұрын

    Great advice! Thank you for putting this info out into the world 🌎 I've just been doing this system since October, and already, I made an extra credit card payment! Also, just a couple of days ago, I felt confident enough to share this system with my friend, and now her family is on this journey with mine❤💚 What you do matters and makes a difference, so thank you again 🤗🤩

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    This is AWESOME, Natasha!! I love everything about this comment! You are doing it! 💛 And to hear that you are sharing your experience is even better- I always say that when you speak it intro the world, it will happen. Thoughts become words. Words become action! 💛💛💛

  • @Thecashstuffingrealtor
    @Thecashstuffingrealtor Жыл бұрын

    You really did a good job. Someone should hire you to teach classes on this!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Well, thank you!! I appreciate that - putting these videos out always worry me that I’m not coming across clear. So I’m glad you think I did! 💛💛💛

  • @Thecashstuffingrealtor

    @Thecashstuffingrealtor

    Жыл бұрын

    @@2SisterBees You are very clear. I love to watch you and your sister’s videos. I still am trying to get those cards from the Etsy shop. I always wait to late. LOL

  • @starrchick28
    @starrchick28 Жыл бұрын

    I have restarted my journey, probably about five times, since my personal finances have changed and situations since 2020. Most of the changes kept happening in 2021 and 2022, this past year. I am probably going to restart it again out of frustrations for the main envelopes that are used and slowly work my way back to where I was before my first time. Your 'first timer' videos still make me feel better and you have such a calming voice, plus the meme videos that add are additional. ❤

  • @marylynmiller5158
    @marylynmiller5158 Жыл бұрын

    Wonderful video...excellent advice...very relatable. Love watching you, Jen!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I appreciate you so much! Thank you ☺️

  • @cindychapman9210
    @cindychapman9210 Жыл бұрын

    Thank you for breaking it down. It’s always great to learn tips

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you for watching 👀

  • @lisasavarno2636
    @lisasavarno2636 Жыл бұрын

    Thank You Jen🥰Very informative🎄

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you for hanging out with me 😊

  • @nicolewilkinson1941
    @nicolewilkinson1941 Жыл бұрын

    Great job at explaining. Thank you for all you do! 💜

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Awesome! So glad you liked it! It’s hard to know sometimes if what you are saying is translating well- thanks for the confirmation! 💛💛💛

  • @alingmaritesbudget1258
    @alingmaritesbudget1258 Жыл бұрын

    this is what i did as i started my budget journey, this is so informative for other who want to start Jen..

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I have so much more stuff to tell you guysssss! 💛

  • @singlemomlifejennifermarie
    @singlemomlifejennifermarie Жыл бұрын

    I took your guidance, and loved this video! Thank you for putting this out there

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    That’s so awesome to hear! 💛 I love to know that I am helping someone- even if it is just a bit of info that helped them. ✨

  • @robinrhodes8064
    @robinrhodes8064 Жыл бұрын

    Hi Jenn, thank you, thank you, thank you for putting out these videos. I am new to budgeting and I have been 3 months just trying to get my base budget. I am not ready for savings challenges...yet. This video is so very helpful. I am looking forward to up coming videos. Thanks again love your channel and your Etsy shop. April comes up with some great items. I have alaot of them. Have a great day and Thank you for helping us new-bees 🐝🐝 getting a budget started. 💜🌻🤗

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Hi!! I am so happy when I hear that someone has put that effort in and is really trying to make things happen! What an accomplishment! You will never fail in this process- only learn! Keep going! 💛💛💛

  • @bigqueenbudgets2373
    @bigqueenbudgets2373 Жыл бұрын

    I love the inserts❤

  • @here2therejourney
    @here2therejourney Жыл бұрын

    I love that binder cover. I’m hoping to set my new binders up next week.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    That's awesome! I just love changing it up. It's like a refresh every time.

  • @nurseallie
    @nurseallie Жыл бұрын

    Thanks for the great explanation!! Loving your channel

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Awesome! So glad you like it! 💛💛

  • @lorrainefarmer5503
    @lorrainefarmer5503 Жыл бұрын

    Wonderful, helpful video. Great advice for beginners.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you so much 💓

  • @cwdoeslife8715
    @cwdoeslife8715 Жыл бұрын

    Thank You for the info, can't wait for the next one

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thanks so much for watching 👀 ☺️

  • @roxannefisher9874
    @roxannefisher9874 Жыл бұрын

    Iv been watching your channel for a bit now and I have all the freebies so . I haven't started on any yet but I have been using the small white envelopes that fir perfectly in an old mead5star zippered pencils bag about the size of a long wallet. It works great because I am able to fit all the categories including sinking funds and chalenges into one instead of multiple binders. I started this January as I was not able to get everyone in my family a Christmas gift this past year. Started my Christmas envelope and now I have 3 gifts already bought and working on saving the rest for when the other gifts on sale. Iv been less stressed and I love it. Thank you for all the help and information and for the time you have spent putting all the itemization into the printouts you have!!!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    This is amazing!! Getting ahead and feeling good!! Yes!! 💛💛💛

  • @amybryeans3109
    @amybryeans3109 Жыл бұрын

    I'm trying to get started. This helps,thank you.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Awesome! I love that you took the BIG step to begin!! Yayyy!! 🙌💛

  • @rebruc3806
    @rebruc3806 Жыл бұрын

    Wow! This info sure woke me up! I need to get on track. Great video! Thx&see ya😁

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I am so glad the video motivated you! That’s what it’s all about!! 🐝🎉

  • @annmariejones4511
    @annmariejones4511 Жыл бұрын

    Thank you once again for a fantastic video! I’m watching it again and getting my 💩together! I started cash budgeting in September, just a few days before my wedding…not the ideal time, but I was ready to change my finances. It definitely has been a bumpy start with last minute wedding expenses and now the holidays, but I will say I can already tell I’m better off having started. Changing my mindset is what I’m working on now. One month ago I had an awesome buffer in my checking account and it’s all gone now because I fell back into old habits…a humbling experience! So now I’m starting again and determined that things will look dramatically different at this time next year.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    No failing- only learning! Keep going! 💛 I love that you didn’t wait for some “ perfect time” to start. Just did it! Yes, girl!! That’s the way to get things done! Make sure you watch tomorrow’s video - we have some updates for you guys. I don’t want you to miss! 💛💛

  • @user-sy9xb4gc7u
    @user-sy9xb4gc7u5 ай бұрын

    Thanks 😊, I am in Australia so obviously different, but some great ideas and reminder of the envelope method. Your cash stuffing folders looks good

  • @mrstrinimarine4life714
    @mrstrinimarine4life714 Жыл бұрын

    Awesome video, thank you for taking the time to break this down and for all the freebies 💖

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Yesss- we have more awesome things coming up for you guys! We are always thinking, thinking, thinking…. 💛💛💛

  • @mrstrinimarine4life714

    @mrstrinimarine4life714

    Жыл бұрын

    @@2SisterBees 💖💖

  • @SitchieSaves
    @SitchieSaves Жыл бұрын

    Great video, Jenn!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Glad you liked it!! 💛

  • @andreasaves
    @andreasaves Жыл бұрын

    Great video. I love your wordle challenge. I even got my mom doing it.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    That's awesome! It's such a fun game!

  • @michellewilliamson
    @michellewilliamson3 ай бұрын

    Hi Jenn, I loved your video! I did Ramsey about 2 years ago but did it "-ish" as Dave would say. I think I didn't have all the information I needed and thought I could fill in the blanks myself! I just went back to ALL my bank statements, CC statements, and Venmo transactions (which I always considered 'free' money. I didn't take into account that when I paid something with that it was spending! Uugh!! I have a few CC and other 'normal' bills. I have been ale to pay my bills, but have been wondering why I don't have enough for an emergency fund or savings. WOW! What insight! If anyone else is reading this, I am going to be vulnerable to show you, you are not alone! Over the last 3 months I have spent (excluding my bills): $1100 on Amazon, $700 dining out, $1700 on hobbies (when I have plenty of things to work on already), $600 on misc household, and $1000 on self care, Plus 4-5 tv subscriptions that I barely watch. Thank you for suggesting that I do this tedious task to check where my money is going. I know realize that I do have the money to do this. Thanks again!

  • @2SisterBees

    @2SisterBees

    3 ай бұрын

    Thank you for sharing! I was doing the exact same thing as you. I was spending without paying attention and then wondered why I had no money in savings. We definitely have to know where it ALL goes…. Or it will be gone! I’m so happy to hear that you went over everything and found so many places you can change and begin saving! That’s an exciting feeling! 💛💛💛

  • @Missionarykp
    @Missionarykp Жыл бұрын

    Great video and breakdown of budgeting. I’ve tried to do this but become overwhelmed because I add on too much. So I’m readjusting some things including saving challenges to see if I can conquer my goals in 2023! Cheers 🥂 to trying again and succeeding🎉

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Yes! Absolutely! My video tomorrow is about readjusting, making changes and starting fresh! Let’s do this together! 💛💛💛

  • @jennylewis7930
    @jennylewis7930 Жыл бұрын

    Excellent video! Very helpful thank you

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thanks so much!

  • @BudgetsWithELMA
    @BudgetsWithELMA10 ай бұрын

    As always another amazing video ❤

  • @2SisterBees

    @2SisterBees

    10 ай бұрын

    I just love your profile pic! So so so beautiful! 💛✨

  • @jacquibain6821
    @jacquibain6821Ай бұрын

    I’m just starting out I have done a budget ouch but now I’m going to make a start I’m on a government pension and I’m determined to make my life better less stressed

  • @Michele0365
    @Michele0365 Жыл бұрын

    Great job ladies!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you! Glad you liked it! 🙌

  • @spicebudget
    @spicebudget Жыл бұрын

    Love it! Great advice ✨👍Thanks for the freebie❤️

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Yes! Lots of freebee stuff in there for you guys!! And more to come!! 💛

  • @debrasixtoes424
    @debrasixtoes424 Жыл бұрын

    Thanks for breaking it all down for me!!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Hope it helped ! I have so many more ideas now after filming that - it brought up so many other things I wanted to tell you guys but I don’t want to overload one video. So more to come!!! 💛

  • @courtneyleah84
    @courtneyleah844 ай бұрын

    This was the most real world/ practical explanation I've seen and you made it so easy to break down!

  • @2SisterBees

    @2SisterBees

    4 ай бұрын

    I love that you are taking control and making moves that work for you. Dave Ramsey talks a lot about “paralysis analysis” where people will just get stuck. They don’t know what to do - so they do nothing. I can appreciate your efforts in making things happen for yourself! Great job! I’m glad to hear the video helped you! 💛💛💛

  • @judithprice215
    @judithprice215 Жыл бұрын

    I started this journey in this format/discipline September 1. All the things you mentioned in this video I have been through at some point in my (long) adult life and you gave such calming advice. And mainly. . . don't do the things that you know are going to end up causing you anxiety. Ya have to take a deep breath and just....stop.....and observe. . .and then start walking down the path. You provided such calming and good advice to us about how to navigate through the fog. . .and just take that first step. . . which becomes the 2nd step. . .I am ending wow month 4? Can that be? and. . .feel more. . .just. . .prepared. . .which lessons the anxiety a bit to face the always unexpected stupid little things? Great video and can't wait until Hello Honey (I look so forward to playing it).. .and to see what new might be coming in January?????

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Hi Judith!! Always love seeing you check in with us- We are so happy that you enjoy the channel and the shop! 💛 Financial journeys are not easy but are so rewarding! And time does fly, doesn’t it?!

  • @toydc8098
    @toydc8098 Жыл бұрын

    thank you so much for this it is really making sense to me alot better now its awesome that you broke it down i cant wait to learn so much more thanks again so much bring on 2023 for savings challenges :)

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Hi there!! Hope you are doing well! I am so glad that this video helped a bit- I try to keep videos digestible so you guys don’t feel overwhelmed with info. 💛 We are going to be doing 2023 together- make sure you watch tomorrow’s video - we have updates for you guys! 🙌

  • @joannam.9276
    @joannam.9276 Жыл бұрын

    Hey I’m watching while I’m at work💚

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I love it!! 💛💛

  • @TheRickie41
    @TheRickie415 ай бұрын

    While saving for an emergency fund, one should conceentrate on essentials when on a budget. I do my nails myself and no haircuts. Home made up do’s are nice and look fresh. Keep it in the envelopes and set priorities during this time..

  • @2SisterBees

    @2SisterBees

    5 ай бұрын

    You are exactly right! So important to keep focused. It can be challenging but not impossible! Thanks for the reminder! 💛🐝

  • @izzybreezybudgets
    @izzybreezybudgets Жыл бұрын

    Great advice 💗

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Yay!! Glad you liked it! 💛💛

  • @paxphotography2010
    @paxphotography2010 Жыл бұрын

    THANK YOU for this video!!!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you so much for watching 👀 ☺️

  • @rosewills1197
    @rosewills11974 ай бұрын

    This video really got me excited to start!

  • @2SisterBees

    @2SisterBees

    17 күн бұрын

    That’s so good!!

  • @Mrsmadison45
    @Mrsmadison456 ай бұрын

    Frugality is the only way, tracking your daily spending, pay off every statement balances on credit cards, never ever just pay a minimum payment debt is dumb,cash is king 👑 ❤ we are both Retired living our best life, ZERO BASE BUDGET IS AMAZING ❤ FANTASTIC VIDEO ❤

  • @antoinettealberga9639
    @antoinettealberga9639 Жыл бұрын

    Such a great video.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you!! Glad you like it!! 💛💛💛

  • @lynnbanks3
    @lynnbanks3 Жыл бұрын

    Great info 👌🏽

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thanks for watching 💛

  • @flavorsbyliz
    @flavorsbyliz6 ай бұрын

    Just started watching your video and the things you said I thought exactly! lol I said there’s no way because I don’t make much 😢but I will dive into this and learn from your tips! Thanks for making this video 🙏💕

  • @2SisterBees

    @2SisterBees

    6 ай бұрын

    I’m so glad! I have been through all of those thoughts myself- so, I get it. Totally. We are capable of so much- you can do it! 💛

  • @tamihill4229
    @tamihill422911 ай бұрын

    Thank you. For the challenge .

  • @2SisterBees

    @2SisterBees

    11 ай бұрын

    You’re welcome! 💛

  • @georgialewis7645
    @georgialewis7645 Жыл бұрын

    Ok.. So I see I have some adjustments to make to my Budget/Envelopes before next month ..Thank you for this video so much just started this journey December 1st so yeayyy ...I have an early Jason...doesn't want to get on board but hey when I show him...He gonna be like 🤯..

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Oh yay!! I am so glad you made the decision to start! I bet once you show him how much you’ve saved - he will get on board! Jason sure did! 😂😂

  • @shannongaribay3953
    @shannongaribay39536 ай бұрын

    You explained this great because my mind was all over the place exactly like you said. I laughed when you said just do it even if your partner doesn’t want to lol. I just told my husband we needed to try this and he said we won’t follow it because we won’t be strong enough to stick to it lol. But I’m determined to give it a try. I love how you say just start with maybe 3 envelopes to not overwhelm yourself and you’re absolutely correct 👍🏼. Great video!!

  • @2SisterBees

    @2SisterBees

    6 ай бұрын

    I actually have a video on how to get on the same page with your partner : kzread.info/dash/bejne/iYSWwa99npTFnKw.htmlsi=JhqRC650z0mSGjcQ Personally, I had to start without Jason and show him what we could be saving. It worked! 🙌💛

  • @sunflowerbudgets
    @sunflowerbudgets Жыл бұрын

    Really insightful thank you 😊

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Awesome! Hope it helped! 🙌💛

  • @FitilagiFaanunu-fr1vw
    @FitilagiFaanunu-fr1vw3 ай бұрын

    Love your video thank u

  • @nicoleblank1820
    @nicoleblank18206 ай бұрын

    It’s the gray area that makes it hard for me like my paychecks vary wildly depending on me

  • @2SisterBees

    @2SisterBees

    6 ай бұрын

    I did a 3 part series on variable income budgets- I think part 3 is where I talk about it: kzread.info/dash/bejne/hIGI3LtmYaTIpbw.htmlsi=fQw_aH2kXNUsXdcy

  • @dontjudgemycuriosity

    @dontjudgemycuriosity

    4 күн бұрын

    You could average your last several paychecks or even a years worth, whatever is realistic for the kind of money you make now. Add the dollar amounts all up, then divide by the number of paychecks you included. Then you could budget around that but leave a good chunk of wiggle room in your budget in case you have a lower paycheck come in. Just an idea!

  • @parsith7620
    @parsith76205 ай бұрын

    Lived with a few women (I am a woman) it did NOT work out. At 32, an 18 year old male I worked with at home Depot moved into my apartment. We were roomies for 11 years. He met his now wife, they married he moved out. we never had issues. I was his cash envelope. He gave me weekly the money for rent and his bills. The rest was his. Funny note... he decided about 5 years into our arrangement, to move out and move in with 2 of his buddies. 4 months later he was at my door again... they had no electricity, water and all were behind on their rent and starving, the partying was fun though.

  • @2SisterBees

    @2SisterBees

    5 ай бұрын

    That’s a great story! I love it! The human cash envelope ! 🤣

  • @stephaniemartin5147
    @stephaniemartin51477 ай бұрын

    This is what helped me.

  • @2SisterBees

    @2SisterBees

    7 ай бұрын

    I’m so glad! I’m working on an update of this video- little more info. Keep an eye out! 💛

  • @Tajmahallybudget
    @Tajmahallybudget Жыл бұрын

    Great video 🤗❤️ thank you so much for the motivation 🫂

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you! It makes my day knowing a little pep talk can help. ☺️

  • @traceydufault297
    @traceydufault297 Жыл бұрын

    Thank you makes sense

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you. I hope it helps some people get motivated 😊

  • @dawnbeach5928
    @dawnbeach5928 Жыл бұрын

    Thank you ❤

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I’m glad you liked it ! 💛

  • @ACCOMPLISHEDSHEIS
    @ACCOMPLISHEDSHEIS Жыл бұрын

    Ladies. We truly need to do this alone. Our parters (well some) don’t need to know for political reasons. 🙁😳😂

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    😆

  • @tracybublik8141
    @tracybublik81413 ай бұрын

    This is me right now sad😢 Thank you for this video

  • @2SisterBees

    @2SisterBees

    3 ай бұрын

    Why are you sad? 🤔

  • @sokang7423
    @sokang7423 Жыл бұрын

    Good old basics!

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    You can't go wrong with the simple basics ☺️

  • @natrelletyson
    @natrelletyson2 ай бұрын

    Most of my big spending is taken in the from of electronic payments. I am still a bit confused in how I would save the money physically if I have to pay it electronically. A bank account lets you set up multiple savings accounts goals so I am thinking about calculating how much I should every week for each of my bills and putting it into my different saving goals account, but in real cash I’ll have the emergency fund and savings set up.

  • @bethbeckermeyer1732
    @bethbeckermeyer1732 Жыл бұрын

    Still catching up, great video 🎁

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thanks for always being such an awesome supporter!! 💛

  • @hfortenberry
    @hfortenberry2 ай бұрын

    I love all the old sitcomb video clips. 😂 Also, regarding how to use the money you're saving from not spending on Amazon, I'm using that money to pay off my Amazon credit card. 🙂

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    I’m glad you like the clips- I’ve gotten a lot of negative comments lately on those. 😂 Just trying to have some fun with the videos back then. Thanks for your positive words. 💛

  • @hfortenberry

    @hfortenberry

    2 ай бұрын

    @@2SisterBees You’ve gotten negative comments? People are ridiculous!

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Hahaha! It’s ok. Just on the clips being overused. I can’t say I disagree- I was really having fun with it! 😂😂😂

  • @SerenityRoseBeauty1
    @SerenityRoseBeauty111 ай бұрын

    New subbie here hey girl hey 👋🏽

  • @2SisterBees

    @2SisterBees

    11 ай бұрын

    Hey!! So glad you found the channel!! Yay!!! 🍾 Welcome to The Hive! 💛🐝

  • @natrelletyson
    @natrelletyson2 ай бұрын

    Hello, I am a college student currently and I live with my mom, but I do want to live on my own eventually. I work part time but I over spend so much more than what I have. I even take money out of my saving to buy thing I sometimes need and don’t. I’m terrible at saving and although I don’t live on my own I have a few bills I pay by myself that I can barley pay for that, school debt, phone, and a few other things. Do you think that this is good for me?

  • @marybaker8061
    @marybaker806111 ай бұрын

    ❤❤ "Okay, that's cool!" at the 30 second mark is Jon Reep. Every Tuesday night at 8p EST, he does a love on FB and on his YT. Such an awesome crew he has, too. He lives just about 3 hours from me and had an adult prom a couple months that I went to. Super super fun! Nice people, the whole bunch of them.

  • @2SisterBees

    @2SisterBees

    11 ай бұрын

    Wow! That’s pretty cool and sounds like a lot of fun! 💛

  • @marybaker8061

    @marybaker8061

    11 ай бұрын

    @@2SisterBees it is most definitely one of the coolest things I've done recently!

  • @jenniferrosenthal7731
    @jenniferrosenthal77315 ай бұрын

    This is my first video of yours that I am watching. My name is also Jenny and my husband’s name is Jason!

  • @2SisterBees

    @2SisterBees

    17 күн бұрын

    There is a baby naming book from the 80s called “Beyond Jennifer & Jason” 😂😂😂

  • @jenniferrosenthal7731

    @jenniferrosenthal7731

    17 күн бұрын

    Oh my gosh, it is funny. You mentioned that because I bought that book purely because of the title about 22 years ago.

  • @davinabarriga96
    @davinabarriga9613 күн бұрын

    So if you take out in cash the money your left with for the week do you keep your bank at zero? Might be a dumb question but I’m new to budgeting and trying to figure it out. Thanks(:

  • @LivingProsperously
    @LivingProsperously Жыл бұрын

    I’m definitely a new bee here, I’ve been planning and even budgeting for almost a year now, but I’ve never cash stuffed because I’m dealing with a lot due to an abusive marriage, and I keep having to break my budget to stay ok top of bills. I started only stuffing my savings, kids savings, and emergency fund. So far I’ve only been able to not touch my kids savings. I know it’s not a lot, but I have $400 saved for them, I’ve sadly had to dip into everything else. 🥴 But I’ve cut my spending dramatically, I have on average 5 no spend days a week outside of groceries and gas now (I’m so proud of myself for that), but I’ve been tracking all spending I do, and starting the new year I’m going to start stuffing my sinking funds and recording them. Hopefully the community can help me stay accountable, and give me ideas and tips when I’m struggling to keep from touching my sinking funds except when necessary.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Your comment really touched my heart. I hear so much strength in your words and in what you are doing. Please don’t be afraid to reach out for help if someone is harming you in any way. Don’t stay in a situation that could potentially be dangerous for you and/or your children. I can tell from your comment that you are very intelligent and I want to remind you of that. You are smart. You are strong. You are worth everything to your family and your kids. Don’t be afraid to ask for help. There are so many willing to lend a hand. 💛💛💛

  • @LivingProsperously

    @LivingProsperously

    Жыл бұрын

    @@2SisterBees thank you for your kind and supportive words, I didn’t realize how much I needed that. 🙏🏽 I’ve definitely gotten away, just barely, he almost took the lives of my kids and I when he found out I was leaving, but we got out safely and have been away for a year now, the issues come from trying to get a divorce and him fighting me on it. I’m very determined to give my kids everything he stripped from us, and everything else they deserve in life. Thanks to channels like yours, I finally feel like I’m on the right path to doing that. ☺️🙌🏽

  • @CBWithNicole
    @CBWithNicole Жыл бұрын

    Hi, newbie with 1000 ?'s...I got stuck on a category and figures I'd go to the source for an answer: Does cash envelopes have sub-categories? For instance: Allowance or clothing: I have a family of 5 and I know I need to set aside money for future clothing--especially back to school and sometimes I like to throw them a few bucks so they can do whatever the hell they want with it(aka allowance).... should I make subcategories for those instances?

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    So my sister made this video that may be able to help you decide on categories : kzread.info/dash/bejne/hZqCy5itiazSmto.html

  • @amandafrank6569
    @amandafrank6569 Жыл бұрын

    Most of my transactions are for Walmart because it’s the only store in my town. I think if I would print out my statements I would have a hard time knowing what I purchased. I plan on starting to save receipts and keep track that way starting in the new year.

  • @girlyghoul

    @girlyghoul

    Жыл бұрын

    I don't know about Walmart because I don't shop there very often. But a lot of grocery stores divide things up on the receipt for you (like food vs. household items). If Walmart doesn't divide them up, you could use different colored highlighters to help track how much you're spending in each category.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I had SAME problem! I totally get it! I now use a calendar with larger boxes ( enough room to write a days worth of spending) and I will put next to Wal Mart - groceries and then whatever other big items I may buy. It keeps my tracking more accountable. I have same problem with Sam’s. 💛😆

  • @amandafrank6569

    @amandafrank6569

    Жыл бұрын

    I don’t have my receipts after I scan on fetch I throw them away. Another thing I need to start keeping them so I am able to keep track. Goals for 2023 🤞

  • @kimhawkins586
    @kimhawkins5865 ай бұрын

    Thank you for all of the very informative information. I struggle with my bank. One hour long wait at the drive through. I don’t want to do this with just twenties from the atm. I don’t know what to do. Please help!

  • @2SisterBees

    @2SisterBees

    5 ай бұрын

    You could do your budget. Write it all out and give every dollar it’s job. THEN- have your categories and your envelopes ready to go. Just keep your cash in the bank and use prop money instead. That way you can still limit your spending, keep track, meet goals but your just using prop money instead. I think prop is a great option for those that can’t get to the bank every pay period. It’s still a visual view of your money and where it’s going. April has super cute prop money linked here : www.etsy.com/shop/2sisterbees Check the Prop Money section. I hope this helps! 💛

  • @kimhawkins586

    @kimhawkins586

    5 ай бұрын

    @@2SisterBees yes that sounds great! Thank you so much!❤️

  • @Listentothisstory
    @Listentothisstory11 күн бұрын

    Housing should never exceed more than 25% to 30% of your income but what if you live in like a city like New York City? Here that's virtually impossible. The one thing I am grateful for however it is that I have no credit card debt never had a credit card and public transportation exists here so I don't really need a car. This did inspire me to look for a higher paying job though

  • @rezenaenendu6001
    @rezenaenendu6001 Жыл бұрын

    Hello Jen how are you today? I hope you and your sister are well and your family. I just started my 1st word And For the 1 it took me 3 tries and for the second 1 it took me 5 tries. My question is How do you count up the25 cent. 1And how do you come up with the $1 1. Do you count up if you miss the word the amount? Do you count up if you spell it correctly. Or do you count it up if you didn't get it at all? Thank you for your time have a good day

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Hi there! So the one that was 3 tries is : 25 cents x 3 = 75 cents And the one that took 5 tries is 25 cents x 5 = $1.25 So it’s a quarter each try that you get the word wrong. If you use up all 6 tries - the max amount would be $1.50. I hope that helps! Thanks for being a part of The Hive ! 💛💛💛

  • @rezenaenendu6001

    @rezenaenendu6001

    Жыл бұрын

    Ty

  • @roxannefisher9874
    @roxannefisher9874 Жыл бұрын

    I am curious to how I can print the freebies for the a6 size? All my printouts printed as a4 (8x11 normal size)

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    The only other size that the freebees can be changed to without warping the graphics is 5x7 and that fits in my a5 binder nicely!

  • @denisemeyerhoff5344
    @denisemeyerhoff5344 Жыл бұрын

    That would be me 🙂

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I hope the video helped and you got some ideas! 💛✨ Happy New Year to you! 🎉

  • @denisemeyerhoff5344

    @denisemeyerhoff5344

    Жыл бұрын

    Helped me out a lot thank you and Happy New years to you

  • @chasingawesomeness7648
    @chasingawesomeness76487 ай бұрын

    👍🏾

  • @sarareid1432
    @sarareid1432 Жыл бұрын

    Hello I have a question how do you work paying off credit card debt into your budget? Is it considered a bill? Or a sinking fund and do you consider the minimum payments for each card as a bill to be put with things like rent, power ect?

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I am not a financial advisor but I have definitely paid off a lot of credit cards- so, I would suggest that you keep your minimum payment with your other bills so you are just always sending that in. In the meantime, to pay off extra principal and get it paid down- I had a separate envelope and I would save whatever I could for 4 weeks and send that in one lump sum towards the balance. Some of our subscribers were suggesting to send it in biweekly to minimize that compounding interest faster - which is great advice. So you could send your extra payments in every week, every 2 weeks or once a month…. Whatever you want to do. There really is no wrong way to pay off a credit card. Work extra hours, sell your unused stuff, start a side job… and start sending that money in! Every little bit counts and you will be so shocked to see how fast it dwindles down and with all of your efforts, it WILL!! ✨💛✨💛

  • @sarareid1432

    @sarareid1432

    Жыл бұрын

    @@2SisterBees thank you for the response I will try it that way

  • @ingerpuriforylmt6373
    @ingerpuriforylmt63733 ай бұрын

    Great video just the little side funny video was a little tad too much. But love all the great detail information you’ve shared. Thank you for creating this video!

  • @2SisterBees

    @2SisterBees

    3 ай бұрын

    I have to agree- 😂 I made this video a year ago, I’ve toned it down significantly on the edits 😅 Glad you liked the info- I keep saying I’m going to remake some of the super informative videos but I haven’t had time. Maybe soon….

  • @tanyasbudgetandchaoticlife3116
    @tanyasbudgetandchaoticlife3116 Жыл бұрын

    💞💞💜💜

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    💛 🐝

  • @sharonkelley6009
    @sharonkelley6009 Жыл бұрын

    Great information! The link for the free printables isn't working :(

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Thank you for telling us! We fixed it and here is good link! drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr

  • @moonchild264
    @moonchild2644 ай бұрын

    I wanted to start cause anytime I have money all I spend it on it clothes and food I'm not in debt just wanna control my spending

  • @2SisterBees

    @2SisterBees

    4 ай бұрын

    I hope you do start! It’s truly changed my life. I look at money in a completely different way now (and so does my husband ). Hope you’ll stick with us and keep watching videos on how to save! 💛🐝✨

  • @GreenTea4Me
    @GreenTea4Me Жыл бұрын

    So, what do you do if you are living in a car and can't live below your means?

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    I know this is happening all over. I see it everyday where I live. Homelessness is rampant in Sacramento area. I certainly don’t have the answer to fix this issue but I hope anyone in this situation will reach out for help and find ways to get back on their feet. That’s a tough road to come back from but not impossible. Nothing is impossible. 💛 In the meantime, I hope anyone reading this who is able to give food or any other assistance to those in need- continues to do so.💛

  • @GreenTea4Me

    @GreenTea4Me

    Жыл бұрын

    @@2SisterBees You are so thoughtful. I just realized I made it sound as if I was the one in the car :) Oops, I am sorry. It does feel that way sometimes! LOL. It is hard to see the end of the road when you can barely see over the steering wheel! :)

  • @monkeylove8782
    @monkeylove8782 Жыл бұрын

    I live month to month. How can I do this I only make X amount once a month to live on?

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Hi there! So glad you found our channel! My sister, April, is a monthly budgeter. She also gets one check per month. Here is a link to one of her monthly budget videos- I hope this helps! kzread.info/dash/bejne/Z5WuvNx-fZbNYLw.html

  • @rezenaenendu6001
    @rezenaenendu6001 Жыл бұрын

    Hi,Jen. How r u? I'm disabled and can not so to make extra money. What can I do? My disability doesn't allow my to be on the computer to do so so what do I do?

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    Keep watching Cash Stuffing videos- I’ll be giving a challenge each week to help you save! 💛

  • @rezenaenendu6001

    @rezenaenendu6001

    Жыл бұрын

    Ok, ty I'll be there sat.

  • @sweetbessie
    @sweetbessie Жыл бұрын

    Just wanted to let you know that I clicked on your free printables link and a message of "the requested URL" couldn't be found. I am interested in getting some of your printables.

  • @2SisterBees

    @2SisterBees

    Жыл бұрын

    drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr We just fixed it- try this link ! Thanks for letting us know 💛💛

  • @samanthad6666
    @samanthad66665 ай бұрын

    What about someone with a inconsistent low income

  • @lucymaze3917
    @lucymaze39176 ай бұрын

    What if i pay everything online, except groceries/gas.....i dont put cash in envelopes do I??

  • @2SisterBees

    @2SisterBees

    6 ай бұрын

    Bills- no. I don’t take in and out of bank. If you wanted- you could do a couple things to stay on track : 1. You could separate bills from spending with 2 checking accounts 2. Do a “Month Ahead” fund and save up all of your monthly expenses for bills and have that in your bill account and have even more cushion & security. You sound like me- I just needed to start cash stuffing for variable expenses and sinking funds. I wasn’t controlling that money before. It was just in and out, in and out… I had to take back control and cash has helped me SIGNIFICANTLY! Hope this helps!! 💛💛💛

  • @lucymaze3917

    @lucymaze3917

    6 ай бұрын

    @2SisterBees thanks so much, that helps ALOT!!

  • @dameishasolomon
    @dameishasolomon3 ай бұрын

    Great video but what you do if you got to pay rent weekly 250 and daycare 150 weekly omg ughh

  • @2SisterBees

    @2SisterBees

    3 ай бұрын

    It depends. I follow Dave Ramsey’s baby step program. When someone is having a hard time with paying for living expenses- he always says the same thing, “ More income, spend less”. Or a combination of both. If you are having a tough go of paying regular bills- you should go through spending and cut wherever you can. If you’re still struggling, you’ve got to increase your income. 💛

  • @prettybullet7728
    @prettybullet77284 ай бұрын

    I;ve cut my Amazon spending down significantly and only buy items that I actually need instead of what I want.

  • @2SisterBees

    @2SisterBees

    17 күн бұрын

    That’s so good! It’s a good feeling to be able to catch yourself and just change it up.💛🐝

  • @jayme3557
    @jayme355711 ай бұрын

    I've got to figure this out since we get paid at the 1st of the month and that's it 😢😭

  • @2SisterBees

    @2SisterBees

    11 ай бұрын

    My sister also gets paid monthly. Here is one of her budgeting videos: kzread.info/dash/bejne/oJyNrcOfddTVdM4.html

  • @jayme3557

    @jayme3557

    11 ай бұрын

    Oh thank you 🙏😊

  • @barbra429
    @barbra42917 күн бұрын

    Kinda hard to watch with the constsnt cut aways :(

  • @2SisterBees

    @2SisterBees

    17 күн бұрын

    I am going to refilm this video- I had just learned to edit and was overly excited about it. 😅 It definitely needs a revamp.

  • @barbra429

    @barbra429

    17 күн бұрын

    @2SisterBees I failed to mention thanks for all the info. I'm considering doing this system. Are you afraid to keep cash at home or in a purse? I have a friend who had lots of cash saved and hidden in their home. It caught fire and burned to the ground. I'd appreciate any tips.

  • @2SisterBees

    @2SisterBees

    17 күн бұрын

    You definitely want a fire proof safe- that’s my suggestion. I only take what I am using in my purse. So, if I am getting groceries, I only take grocery money. You can do cashless saving, as well. Using funded cards and prop money, you can still “stuff” categories and keep track on budget sheets. I have a couple videos where I answered viewer questions. Maybe this will help a bit : kzread.info/dash/bejne/oIaKx9uJn7a6g84.htmlsi=Lda8PTy_u6r3VDr7

  • @raccooneyes2099
    @raccooneyes20992 ай бұрын

    movie clips are annoying.

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    This video is definitely getting redone as soon as I have time. I was very excited at that time about learning to edit! 😂 Try a newer video - they are WAY toned down. 💛

  • @janicewalker2615
    @janicewalker26153 ай бұрын

    I don’t see any giving. Like some of us Christian we give third and offering. Jesus love u

  • @2SisterBees

    @2SisterBees

    3 ай бұрын

    You are absolutely right and thank you for bringing this up. My husband, Jason, and I have now made this a priority and are tithing every month. I agree this is a very important part of budgeting. 💛

  • @Kimmie205
    @Kimmie2056 ай бұрын

    I ABSOLUTELY LOVE YOUR VIDEO! And the break to clips😅 thank you for being transparent and letting us know about your struggle cause we are all so identical and don’t realize it 😩🫣🥴

  • @2SisterBees

    @2SisterBees

    6 ай бұрын

    Oh for sure! It’s hard to look past social media posts and realize that most people are having a tough go. I think a lot of Americans have realized over the last year that it is time to change spending habits and save as much as we can. We can do it! 💛

  • @Cashbudgetinghomemaker
    @Cashbudgetinghomemaker2 ай бұрын

    I’m so new to cash stuffing and this was really informative. Thank you 😊 I hope to start learning how to make videos also. It’s so fun to watch these budgeting and cash stuffing videos. 🤍

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    The videos are really a lot of fun and a great way to keep yourself accountable- everyone is watchiiiiing. 😅

  • @Cashbudgetinghomemaker

    @Cashbudgetinghomemaker

    2 ай бұрын

    @@2SisterBees yes I bet it helps (that’s what I need and want 😅) it looks like a fun community on here. Just so encouraging so far from comment sections. We are all just trying to survive, thrive on cash budget and learning to save. ❤️

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