The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for. It's especially difficult for people who are retired.

@AdamWright8fool

15 күн бұрын

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

@RhysHuntoffice

15 күн бұрын

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial planner that devised a defensive strategy to protect and profit from my portfolio this red season. I’ve made over $250k since then.

@ronniewilliams-g222

15 күн бұрын

This is great! think your advisor would get on the phone with an unknown? i'm in dire need of proper portfolio allocation

@RhysHuntoffice

15 күн бұрын

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Leah Foster Alderman for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

@ronniewilliams-g222

15 күн бұрын

Found her, I wrote her an email and scheduled a call, hopefully she responds, I plan to start the year on a woodnote financially.

Thanks for keeping us buds, I got a 150K mortgage, bought 75k worth of Brett with it. from profit of 10k capital.. .......

@4lovehenry

21 күн бұрын

Hello, how do you make such amount? I'm a born christian but sometimes I feel so down of myself because of low finance but I still believe in God.

@user-jj4kl4ir4y

21 күн бұрын

im sure you invest in crypto because it makes huge and big profit

@WilliamAMilley

21 күн бұрын

Most people don't understand the concept of "buying the dip" buying the dip is all about buying digital assets when their prices are down and selling off when the price rises.

@chinyerejoseph8004

21 күн бұрын

Sincerely speaking. I will continue to trade and stick to expert catherine daily signals and guides as long as it works well for me.

@user-fn1kg6tx9l

21 күн бұрын

Mrs Catherine adriana was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from adriana catherine

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.

@SirManselus

22 күн бұрын

There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

@Sophia-bt2uh

22 күн бұрын

I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

@ramosace

22 күн бұрын

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

@Sophia-bt2uh

22 күн бұрын

My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@ramosace

22 күн бұрын

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

If they taught finance from a young age, this would never happen. Ask yourself why they don't.

@pgppe9488

22 күн бұрын

The internet has made financial literacy easy for everyone but we have to show some interest in the subject matter

@stefanossmitty3318

22 күн бұрын

They teach geography in school and these kids can barely pick out 2 countries on a map. People walk around with computers in their pockets now. Anyone who doesn’t know don’t want to know. 🤷🏾‍♂️

@superblondeDotOrg

22 күн бұрын

teachers are horrible at business and math in general and that includes finance.

@superstar5123

22 күн бұрын

you can teach yourself about finances. stop demanding the government do this and that, you are free to educate yourself

@lovelife7343

17 күн бұрын

They do teach finances in schools. 7th grade on up. They also teach tax preparation. They have been teaching this stuff for over 40 years.

Private pensions is theft. I work in the pension industry, the politicians and lobbyists who privatised pensions understood the behaviour of the avg joe and new it would result in this disaster. Personally i am doing very well as an individual, but as a patriot who wants the best outcome for my fellow countrymen, we should do what they do in other countries and just get state pension funds under public ownership (We The People) to manage pensions. Absolutely nobody needs to hit retirement and have such a low pension.

Financial education needs to be taught in schools

@stefanossmitty3318

22 күн бұрын

It is. No one pays attention to. Geography is taught in schools and these kids barely know the 2 countries that border the US.

@superstar5123

22 күн бұрын

you are free to learn about finances

What kind of bail out do we get? HAHAHAHA

I'm glad to see the younger generation starting early, at 18. If you are not in the position to save or are not thinking about it, you need to. Here are real-world facts from a working class who spent 12 years as a production hourly employee, two years as a software engineer, and 12 years in a leadership role. In 1998, as a production employee, my top pay was $17.50. Gas was $.99 per gallon. Milk was $1 per gallon. Rent was around $725 per month. A ranch-style house with four beds and two baths was around $125,000. Fast forward to today. Hourly production pay ranges between $18 - $25. Gas has been hovering around $3.80 per gallon. Milk has been around $2.99 per gallon. Rent is a whopping $1,250 per month!!! The same style home is around $285,000. The cost of life necessities has doubled or tripled in 26 years, but pay has been lagging. These are facts in West Michigan. Financial literacy is critical. You cannot outearn or outsave inflation! It is not how much money you make; it's how much you keep. The gap between income and expense can be employed to work for your future self. Money making money is much more efficient than you and I can. Creating the gap is not easy, but it is achievable with the proper education and mindset. I am 46, which makes me a Gen Xer. I'm blessed and fortunate to have turned the corner from a consumer mindset to a wealth-building mindset. But the gaps between the haves and have-nots continue to widen. The pay structure, government policies, and rising cost of living are outside my control, but I dedicate my time to inform and inspire people to achieve true freedom. If you are in a position to help those less fortunate than you, please do. Knowledge is power, and knowledge should be free.

This lady is wrong. Take SS at 62 earliest you can. Youll be receiving money for 8 years longer. Even if it is less you can still invest and make more

@dantheman6607

20 күн бұрын

It’s not the same for everyone, I have a pension and will wait thank you

@economicfusion6065

20 күн бұрын

@dantheman6607 id still take it at 62. Ill make more than someone who takes it at 67 or later

00:10 You're supposed to have at least 8x annual INCOME saved? Where did that rule come from?

Lol 55k is less than one year annual income. What are these old people doing when they were younger? Spend every single penny. Lolll

@MrMoraltv

22 күн бұрын

How much you got

@weho_brian

22 күн бұрын

ever wonder what happened to those young cool kids that spent all their times partying and going out?

@junzhang2087

22 күн бұрын

having fun

@davidbrooks8809

22 күн бұрын

Yes😂

@bizdrone

22 күн бұрын

@@SaltwaterRebellionThings went to crap under GW Bush in December 2007. Look it up.

Or instead of waiting until age 70 you can take SS now and invest it. Why wait when the SS Administration states on their website benefits will drop by 70% in ten years.

Consumerism at its finest! Everyone living beyond their means…

Retirement is a thing of the past, especially for millennials and gen Z. First-time home ownership is OVER in the US for middle and lower class. The only people that can afford future luxuries (like a home and retirement) are people with family that are able to help them financially.

Well,....I am 64 with almost 1 million saved for retirement.,.......so I sleep very well.

@keeweeow624

22 күн бұрын

Okay but the video is talking about the average 55 year old

@robertbrown1021

22 күн бұрын

Give me 450K and we both will sleep well.

@davidbrooks8809

22 күн бұрын

@@keeweeow624 so what's your point

@milleniallgt9715

20 күн бұрын

Awesome you’re in the 1%!

The number of people starting in their early 20s is also increasing. This is a fact. The problem is that if you don't borrow money, you don't have money.

0:56 this will really blow your mind… who pays for convalescence living? Do you know how much it costs?

I resemble that remark... 😐

50k omg 😢 that’s nothing. Hope they have a pension like me

People in the age range of 18-22 are not really investing just throwing a few dollars at penny stocks because of the get rich mantra created on the internet.

Work for as long as you can. Hold off on SS as long as possible. How very encouraging. If you manage to croak at the average age in the US, you'll have about 3 to 7 years to reap the benefits of your sacrifices

No pity for these folks. If you just saved $200 per month for 30 years and grew it at 10% per year (100 year historical avg for the S&P) then you would have at least $437,754

@SaltwaterRebellion

22 күн бұрын

What do they do when it gets wiped out in a recession?