Thank you for another informative video. I am a cheapskate at heart. Even though I have the AmEx Platinum. I got it primarily for my wife. I figured she put up with me for 38 years. She at the very least deserves airport lounges and fine hotels. I make it a point to travel somewhere three times a year. Usually it's to see our son. Amex is a pain in the ass to use. But I'm old and I don't mind the challenge. I also have the Chase Sapphire preferred and I thank you for showing me how to maximize the points

One thing to consider...Based on several experiences with both cards, I can say that Amex Platinum customer service is FAR superior. This is particularly true of the travel departments. Amex can't help you enough while Chase Ultimate Rewards travel (Expedia operated I think) is horrible when you run into issues. They put you on hold forever and then, in the end, you lose money.

@11slicesoftoast

Жыл бұрын

my experience as well

@darrenrobinson777

6 ай бұрын

I agree. Amex cs has been phenomenal compared with other cc companies.

A couple of things: Chase has monthly doordash, instacart, and lyft credits/subscriptions, which they don't publicize as much as Amex does theirs. So, chase also more than makes up for its annual fee, when the travel credit is added, it also has a much better-earning rate on daily purchases, and it is a VISA card, which for people who actually travel is much more widely accepted than Amex. It also has great travel insurance. I love Amex, but for me personally, most of the Platnum credits are useless. I have Amex Gold and CSR, which works well for me.

Happy holidays, Daniel. It’s always good to assess credit card value, so I really appreciate this video. So far, I’m in the “both” camp. This was helped by getting a 40,000 point Amex retention bonus a few weeks ago. Take care. Happy 2022!

@Daniel_Braun

2 жыл бұрын

Happy Holidays Anthony! Good to know that you got that much of a retention offer because I'll be asking for one on my Platinum card in February. I'll be making a video to document the process too. Happy 2022, take care as well!

Great comparison Daniel! Very good point with justifying the annual fees, especially with the platinum! It's absolutely so easy to see the value in the credits but it's so important to consider if you would've been spending that money even if you didn't have those credits. If yes, then that truly can help to justify the annual fee. If not, then you're still spending excess cash and not helping to justify the fee!

@Daniel_Braun

2 жыл бұрын

Thanks Jacob! Absolutely, always important to consider those things because I feel like too many times people forget that they wouldn't have spent money on things without those credits!

They are definitely two of the best travel cards out there. I have a love/hate relationship with my Amex Platinum and that exorbitant AF can be difficult to justify.. They are both somewhat of the same but different in terms of who should get either... THANKS DANIEL 👊🏽

@Daniel_Braun

2 жыл бұрын

Yeah I agree, great cards with similar offerings but different in that the Platinum is hard to justify the annual fee for a lot of people. Definitely useful to have one of these if you travel a lot though! Thanks so much for watching as always! 👍

Chase is amazing with points and redemption. BUT, AMEX still beats them slightly with their customer service. Not saying AMEX is perfect, they have room for improvements. But I'd rather book trip through a company that back their cardholders up even when they don't have to, then have easier redemption and if something happens you have to hope VISA will cover it. This is just my experience. And CHASE is closed on weekends, even with the travel cards. AMEX is 24/7.

@nubianpwr

2 жыл бұрын

great points

@RonaldFelton52

2 жыл бұрын

I concur.

@SC_XOLOs

2 жыл бұрын

Chase branch is closed, but you can call 24/7 as well

@AdilKhan88

Жыл бұрын

Chase customer service is open 24/7

@Packerm87

Жыл бұрын

@@AdilKhan88 not when I called them, got a recording that their offices were closed

Haha I like how you threw in the CSP recommendation. Because the Platinum and CSR are not meant for everyone and the CSP is a MUCH more viable option. But between the 2 travel cards I have to go with the Platinum. The Reserve has a nice travel credit but I just love the benefits and credits that the Platinum card offers.

@Daniel_Braun

2 жыл бұрын

Yeah totally agree, the CSP is much easier to justify for the majority of people out there compared to these 2 cards and I feel like its a great "starter" travel credit card too! And yeah I agree, I think I'd go with the Platinum card here personally just because I can fully offset the annual fee with the credits and benefits. I'm much happier with the cheaper CSP for as my travel card in my Chase setup

Love the video! I currently have the CFU and Amex Gold. The one big factor which makes me lean more towards Amex platinum is bc you can book directly through airlines instead of the portal. I think having that with the CSP is a great duo

Great video Daniel! You are really growing man! Love it! 👍 Love that you pointed out that credits only offset annual fees if you would have spent on those services regardless. Really great cards though, I just made a video on these two and the Venture X.

@Daniel_Braun

2 жыл бұрын

Thanks Stephen! Really appreciate the support as the channel keeps growing. Yeah that's something that I always like to mention and I'm glad to see that you said the same thing in your most recent video!

This video me helped out in my decision thank you.

I have both and systematically use them for everything. New your channel, you have a new subscriber!

@Daniel_Braun

2 жыл бұрын

Both are great cards so good to hear that you are able to use them well! Thanks so much for subscribing Alvin, welcome to the channel!

Finally you back 👏👏👏

@Daniel_Braun

2 жыл бұрын

Back again after the Holidays! Hopefully back to 2 uploads per week too!

Great comparison Daniel. Happy holidays!

@Daniel_Braun

2 жыл бұрын

Thanks so much man! Happy Holidays to you too!

Great video and nice breakdown. I need to find a good everyday use card.

@Daniel_Braun

2 жыл бұрын

Thanks so much! Check out a card that'll get you 2% back on everything or 1.5% such as the Chase Freedom Unlimited. The Platinum and the Sapphire Reserve are definitely not everyday use cards but still good for what they offer for travel!

When I last tried to use my Priority Pass Select in a restaurant, they did not allow it on the Amex card. But they told me that if the card had been issued by Chase Saphire the $28 credit still worked.

I can't wait to get both cards, I already have chase as a bank so it should be easy, this is one of the best comparisons I've seen I probably will go for the Platinum card first

@Daniel_Braun

2 жыл бұрын

Thank you for that, really glad to help that you thought the comparison was helpful! Yeah both are great cards if you like to travel. I like the benefits on my Platinum card a lot!

@darealphantom

2 жыл бұрын

@@Daniel_Braun you’re welcome and they really are im thinking about those 2 and one of the Amex delta cards since that’s the primary airline I fly

I'm learning that Chase is more for me. Those Hyatt redemptions are ridiculous. I'd take a nice hotel over sitting closer to the front on a flight any day.

Amex Platinum for domestic travel and CSR for travel abroad cuz Visa is more widely accepted. I think Venture X has the best value though.

I travel atleast 3x a year and do uber alot lol. Also finally got approved for the amex so thats a milestone in my adulting lol

They’re both great. For me, the Chase makes more sense because I can take advantage of the credits. I don’t have an Equinox near me. My home airport doesn’t have a Centurion Lounge, and I’m not at the airport early enough to hang out in the lounge, anyway. I don’t shop at Saks. The Chase has credits that are easier for me to use, and I can rack up points like crazy.

I have the Plat but can't lie that SR looks very enticing.

@Daniel_Braun

2 жыл бұрын

They are both good cards for sure! I have the Amex Platinum as well and I like that I can offset the annual fee completely with it. But I honestly prefer Chase UR points over Amex MR points so the CSR is a great card in a Chase setup!

Great video! I currently have the Gold and the BBP and was thinking about getting the Platinum to round out the Trifecta. The CSR is intriguing to me since it’d essentially be the same net AF as the Amex Platinum for me ($250). Would it make sense to get the CSR in my scenario (still under 5/24 but no other chase cards) or just stick with Amex?

@Daniel_Braun

2 жыл бұрын

Thanks Justin! That's a good question because the CSR really is best if you get it with other Chase cards and intend on having a Chase Trifecta in place. It all depends on the value that you get from the Platinum card credits for whether that card is worth it for you. But personally, if I was in your situation with being under 5/24 and not having any Chase cards, I would go for the CFF, CFU and then either the CSP or CSR first because there is a ton of value to get from the welcome bonuses there first. I also tend to like the cheaper CSP over the CSR but that's just me. Then I would revisit the Platinum card because its the most expensive. Totally up to you though, but that's sort of my thoughts!

If your active duty military, get both cards. The fees are waived for us and it makes sense to get it even if u dont use all the credits and benefits. Its a no brainer

@joel4210

2 жыл бұрын

Came here because I just found out both waive the fees.

@DCGEMINI202

2 жыл бұрын

@@joel4210 hell yea man. Get all the cards!! And use referral links. Help me (i mean other people😂) get some points to😅

Let’s get it

Love my platinum, even doe i only use it about 10 times per year for hotels and flights. (Besides all the credits i get from it)

@Daniel_Braun

2 жыл бұрын

Nice! Yeah I'm the same way, I don't really use it much for spending unless for occasional hotels and flights purchases if I'm not using points. But the credits and benefits allow me to keep it open as well!

I see you’re a cape codder! Heading to Wequassett or CBI this summer and trying to figure out which card and SUB is best. Steering towards Chase for 1.5 cpp versus Amex .07 cpp on each respective travel portal

@Daniel_Braun

2 жыл бұрын

Yeah I just started going there with my girlfriend and her family the past 2 summers and have loved it! I've been past CBI before and it looks so cool! And yeah, Amex is best for always transferring points to partner hotels and airlines instead of using the portal. Chase is good because it gives those portal options for good redemption value! Thanks for the comment Jeff 👍

Hey, I am an AMEX Gold Cardholder and I am looking for a travel card to add . I’ve been looking into Capital One Venture X, CSR and AMEX platinum. I probably have 1/2 international trips a year and 3/4 domestic, so I am not traveling that much. Which card would you recommend? I care about the Global Entry, a good lounge and a easy way to use the points.

Amex is probably going to lose me in March, or maybe get the Amex Gold. I am an Equinox member and at first was excited to have a credit. Then I found out I would have to spend over $100 more to “save” $25 per month. I am going back to my Navy Federal Flagship Rewards Visa. When I use their points to get a free flight I not only get a free flight but the miles from the airline. Their redemption is one cent per point no matter how you redeem.

@Daniel_Braun

2 жыл бұрын

Yeah that Equinox credit is a tough one for many people to get value from unfortunately! I personally like the Amex Gold card for most people more than the Platinum simply because its an everyday type of card, whereas the Platinum is more of a travel/benefits card. I know lots of people like what Navy Federal has to offer as well so good to hear that you've found value there as well!

Thanks for this video! I recently got a pre-approved 150k offer for AMEX Platinum and am debating whether I want to take it. I currently have the Chase trifecta setup (CSP, CFU, CFF) plus the Chase Amazon Prime card. I do travel a fair amount in the year, use Ubereats, and hold an Equinox membership, so a lot of the perks of the AMEX card do match my lifestyle. However, I don't think I am that big of a traveler (I also rarely need hotels/car rentals) to justify the hefty annual fee of the Platinum- the usage of AMEX points also seem more complicated than Chase UR points. Any advice would be appreciated!

@Daniel_Braun

2 жыл бұрын

Thanks so much for watching! First of all, great to hear that you've got the Chase Trifecta with the Amazon Prime card already - great setup! You've definitely done your research because you're right, the Amex MR points are a little more complicated to use that Chase points because typically the best value comes from transfer partners. And a lot of times, its things like longer flights, international flights, or first class/business class flights where you will get the most value from. If transferring points for those things sounds too complicated, you can always redeem the points for flights through the Amex travel portal at around 1 cent per point (so 150,000 points is $1,500 towards flights!) So if those redemption options sound good to you or you want to do a little extra research to compare any other hotel/flight booking with the transfer partners, then you'll get good value from the points. Not as easy to use the points as Chase, but still has been good for me! But if you're getting good value from the Uber credits, Equinox credit ($300 of value really helps out that $695 annual fee if you're already paying for an Equinox membership) and other credits like that, then the annual fee can definitely be worth it. The welcome bonus is always important to consider and its a main reason why I decided to get my Platinum card a year ago because with my credit score and factors with that, I knew that worst case was I could close the Platinum card after a year and it wouldn't really do much to my credit score. Sorry for the long response haha but I hope that helps a little bit! Some of my other videos should have some additional info if you want to learn more too

@momoblossom1303

2 жыл бұрын

@@Daniel_Braun Thank you so much for taking the time to write such a detailed response!! I crunched some numbers and I think the AMEX credits/perks (things that I'm already spending money on) do offset the annual fee, so I think I'm going to bite the bullet on this one! Will look at your other videos as well- thanks again and keep up the awesome work!! Super helpful content :))

@Daniel_Braun

2 жыл бұрын

Awesome, I’m glad to hear it! Yeah I think that’s a good choice for you then. I’m always happy to help, thanks so much!

I will say for people who travel a lot via hotel, or by plane is hands down amex.

Visa Signature is better for average Joe. Especially, during Covid

@Daniel_Braun

2 жыл бұрын

Visa Signature cards are definitely good for the average person! Thanks for watching and commenting 👍

The Amex platinum makes travel so much better Ngl if you travel 4 or more times a year I get it’s value just from travel enjoyment. CSR has never done anything for travel for me

@Daniel_Braun

2 жыл бұрын

Agreed, traveling around 4 or more times per year really makes those benefits on the Platinum card worth it for many people! It definitely does more to enhance the travel experience than the CSR

I got the CSP for the SUB. I decided to keep it for year 2 due to their new $50 hotel credit. IDK if I'm going to keep my Amex Plat for year 3, unless they offer a strong retention bonus

@Daniel_Braun

2 жыл бұрын

Nice! Yeah the CSP is worth it in my opinion for the amount of UR points that I have so that I can redeem for more value. Plus that $50 hotel credit is good too! Definitely worth it to try for a retention bonus on the Platinum card. From what people have been telling me it looks like Amex is giving fairly strong offers. I'll be trying for a retention bonus in February so I'll make a video about it to document the process!

So since chase has $300 and the tsa/global entry credit isn’t that around $400 to offset the annual fee? Or is the tsa credit included in the $300 credit

Great video, and found it very helpful!! I have the CSR and seriously considering the Platinum mainly for access to the lounges, included Delta, since I travel a lot and find the Priority Pass doesn’t allow me as much access to lounges at the airports I’m currently traveling to. I do like the 3x points and 50% added value of the CSR, but do you think that’s worth paying the extra $250 for the reserve instead of the $95 value of the CSP? In summary, do you think it’s best for me to get the Platinum (mainly for the lounge access to Delta, and possibly others not offered by Priority Pass) and downgrade to CSP, or keep the CSR (due to the value of points)? Thanks Daniel!!

@Daniel_Braun

2 жыл бұрын

Thanks so much Justin, I'm glad to hear it! Personally, I like the CSP more than the CSR because of the annual fee difference and the CSR doesn't offer too much more in terms of added value compared to the CSP. I love having the Preferred, especially for its 1:1 points transfer to partners because that feature is the same on the Reserve as well so I recommend it to many people and it could be a good downgrade option for you. The Platinum is definitely worth it if you travel several times a year and can take advantage of Delta and Amex lounge access. But it really comes down to the value of the credits for you to make it worth having. If you can bring that $695 effectively down to at least $100 or so from the value of the credits then I'd say its worth it for the lounge access. Hope that helps!

@justinmaina9941

2 жыл бұрын

@@Daniel_Braun Thank you so much! Very valuable information and look forward to learning more from you through your channel! I will downgrade to the CSP and get the Platinum card. Two quick followup questions: 1. I already have the Amex Skymiles Gold card $99/year. Should I still keep it for the free bags and upgraded priority perks? 2. After I downgrade to the CSP, does it make sense to first get the Chase Flex and Chase Unlimited cards first? Or does it not matter (5/24 rule)?

I love the Amex platinum for the perks but im having a hard time justifying the cost. It’s like i don’t wanna cancel it but it’s hard to justify

@DCGEMINI202

2 жыл бұрын

Downgrade to the gold and if u miss it apply for a different version of the platinum card for the sub

@Daniel_Braun

2 жыл бұрын

Yeah it can be tough to justify the cost so you might be better off with a different card instead. Or see if American Express will give you a retention offer too!

@favyan16

2 жыл бұрын

@@Daniel_Braun they offered me a statement credit of $400 for spending 3k in the next 3 months

@Daniel_Braun

2 жыл бұрын

Good to know, I’ll be asking for a retention offer for my platinum card in February so we’ll see what they offer me

@jrome1135

2 жыл бұрын

@@Daniel_Braun I recently got an offer for 55k after spending 4k in 3 months on my vanilla plat. No brainer, so i took it (and stacked an au 20k bonus on top!). Other than a couple random dps of ppl getting 60k for same reqs, 55k seems to be about as good as it gets

how did your lighting like that?

I have both and thankfully, I'm military so my fees were waived.

@Daniel_Braun

2 жыл бұрын

Yeah that's great that the fees are waived for military because it saves you so much and you can take advantage of a ton of features!

@app1mxh

2 жыл бұрын

Amex and Chase both waived fees?

@Daniel_Braun

2 жыл бұрын

@@app1mxh Yes, they both should be waiving annual fees for military

I’m super early lol

@Daniel_Braun

2 жыл бұрын

Haha thanks so much for the early comment! It really helps with the algorithm here on KZread 👍

Military gets that annual fee waived for both the chase and the AMEX. No brainer!

@Daniel_Braun

2 жыл бұрын

Definitely, a great benefit that Chase and Amex follow thanks to things like the Military Lending Act!

Do I get welcome bonus offer form first day or I need to wait 6months and spend 6000$ then I will receive offer ?

Team Amex due to my love for international flights ✈️ , flying out of an Amex lounge airport, and living in a costal area with UberEats availability. However, CSR is far better for those in the mid-west. Better travel insurance, wider acceptance, and the 1.5 cents per point via the travel portal. Somone who flies Alaska airlines, Frontier, or Southwest frequently will benefit far more with the CSR.

I have all of the costly cards from amex. Being military I waive tgose anual fees and enjoy all the benefits for free 🤣

@ddaniels1590

2 жыл бұрын

Same here gotta take the advantage/benefits🤣

I don't think you can beat that 15X points per dollar on restaurants and small business purchases on the amex card. I haven't seen a multiplier that high and plan on making good use of it.

@Daniel_Braun

2 жыл бұрын

Yeah that's a crazy good welcome offer to have on top of the 125k points! Amex really is providing a lot of value up front to make up for the really high annual fee. Thanks for watching and commenting Carlos! 👍

Can I use the Amex Platinum card with Delta to book directly with them ?

Maybe it's because a lot of what the Reserve offers doesn't suit me, but I feel that card is just about "dead". The big bonuses, multipliers and other credits of other cards seem to really overtake this one.

@Daniel_Braun

2 жыл бұрын

Yeah the Reserve was really great before when the annual fee was lower and there was a huge 100k point welcome bonus offer. It can be a good long-term card to have for travel. But now I'd agree, there are a lot of other options that people could get instead

Chase sapphire lounges? How long have I had this card and not known it?

When adding AUs to CSR, does it require Social Security Number? Thanks!

@Daniel_Braun

2 жыл бұрын

I do not believe that Chase requires an SSN to add an AU from what I've seen elsewhere online

I never really have called Chase much for my 2 Chase credit cards (Amazon Prime Visa Signature card) and for my Chase Freedom Unlimited which is apparently changing and already shipped to a Chase Freedom Unlimited Visa Signature card, but I did notice I more often then not get a native English speaker with Amex and if they aren’t native English, their English is still quite good and really no issues, but with Chase I usually always seem to get transferred overseas which I don’t mind as long as their English speaking ability is good enough, but another thing is each time which hasn’t been many times that I called Chase, the hold times for a rep is very long but I’m usually only a few minutes or pretty much right away talking to someone with my Amex Platinum card which is the no preset spending limit version which I think that’s how all Amex Platinum/gold cards are set up, but I could be absolutely wrong on that., someone please correct me if I’m wrong. I know it has really nothing to do with the card benefits but when you really need to speak to somebody and really be able to understand what they are explaining to you about a question or anything about your card(s) getting to talk to somebody faster that has a much better understanding and is able to speak English a lot better and a lot sooner than the hold time, waiting to talk to Chase, and sometimes the English is subpar could for some people be an issue. I can’t count how many times I had to repeat or rephrase my question to Chase or once even ask for another representative hoping their English speaking ability was better and the hold time took a while as well as I don’t think the rep with the not so good English speaking ability was very happy about me asking for another rep that could better understand my language and also I could better understand what they’re asking of or telling me in English language as a native English speaker who only speaks English and some and I deeply specify some German definitely not enough to carry on a conversation on the phone let alone with a credit card company even if that was an option with any of these card companies which only seem to have English and Spanish and some have French as well but I never came across one that afforded the ability to converse in German anyhow

But for example. Any card that gives you Cashback. A way to take advantage of that benefit would be using it to the max. But with the credit utilization that means you're doing more bad than good ? Because I do that. I use as much as I can to generate the most Cashback possible as a reward. And always pay on time and complete

Does chase sapphire reserve offer any car rental or hotel status upgrades?

@Daniel_Braun

2 жыл бұрын

So the CSR doesn't have hotel status benefits like the Platinum does with Hilton and Marriott, but I believe it can get occasional complimentary upgrades for certain rental cars

I feel like I don't spend enough money on stuff to have a credit card with annual fees like these to be worth it 😅

@Daniel_Braun

2 жыл бұрын

Haha yeah its tough to justify these annual fees. That's why sometimes the credits and benefits are really important because otherwise it would take a ton of spending to justify the annual fees!

If you must have only one, I feel like the Reserve is a safer bet, because there are STILL vendors and stores out there that don't accept American Express!!! Most notable of them is Costco. They don't take American Express. If you are a Costco customer, it sucks that your AMEX card is useless. Unfortunately, Costco is the best wholesaler of the bunch, so I am not going to switch to Sam's Club or BJ's to accommodate a credit card. We all know you go into these wholesaler clubs looking to get some diapers and you come out of with a $400 cart of items, so they make up a huge chunk of annual spending that can't be taken advantage of with an AMEX card.

Does the chase Amazon card combine with the CSR for the 50% bonus?

@Daniel_Braun

2 жыл бұрын

Unfortunately, it does not earn UR points so it can't be combined

That’s not accurate about the chase sapphire card in terms of credits. There’s also a peloton credit, clear credit, and a few others outside of the $300 travel credit which this past year they also allowed folks to apply to any food spending as well.

@Daniel_Braun

2 жыл бұрын

There are a few other smaller credits that are temporary on the CSR that I couldn't mention all in this video. Yes there is 10x points on Peloton on purchases over $1,400 but that's not a big benefit in my opinion and also only lasts until 3/31/22. There's a few other smaller temporary Lyft and Doordash benefits too but those also are only for the next 3 months so I didn't include them here. For Clear, the CSR actually does not offer this, but it does come with a Global Entry or TSA Precheck credit. Overall, I tried to keep the overviews as brief as I could for these cards so that the video didn't get too long but I tried to include all of the important must know benefits. I'll do a much more in-depth review of the CSR later in 2022 to cover any new details or changes like the ones you mentioned! Thanks for watching Christina!

@christinablacken4054

2 жыл бұрын

@@Daniel_Braun thanks for explaining! Just mentioned it because I have the CSR and know what credits it gives and think it recently added a lot which is helpful for people to know with the comparison. Also the peloton credit isn’t only for purchases over $1400 it’s $120 for the year for anything peloton related including the digital membership. There’s also a $199 Lyft pink credit, So between the $300 travel credit, $120 peloton, $199 Lyft pink, and $100 TSA pre check the card easily pays for itself depending on lifestyle. Just thought this important to note given most people want to know how the card can cover that annual fee and you mentioned in the video it can’t when it def can. I’m still considering adding the amex platinum as well.

@jrome1135

2 жыл бұрын

I would add that you can double dip the travel credit in yr 1, so 550 a.f, but 600 in t.c

Sofi credit cards just got federal approval

@Daniel_Braun

2 жыл бұрын

I love SoFi!

Cruise 🚢 $300 ? Also

Do i have to have Chase Trifecta?? or Amex??

@Daniel_Braun

2 жыл бұрын

I like to recommend the Chase Trifecta for most people. The Amex Trifecta can be good but its too expensive in my opinion and the points aren't as flexible and Chase points. I like the Chase Trifecta with the CSP for only $95 per year with the CFF and CFU

Wait so you’re telling me with the 20,000 point bonus I’ve accumulated with the freedom card can transfer over to the reserved card at 1.5x?

@Daniel_Braun

2 жыл бұрын

Yeah exactly! Combine those points with your Reserve to get $300 worth of value towards travel through the Chase portal!

Chase is better bc manh places dont accept Amex. Visa is always the best. I rather go with Chase

Sapphire Reserve 👌

@Daniel_Braun

2 жыл бұрын

A pretty good card to have if you like to travel!

@richmukasa6069

2 жыл бұрын

@@Daniel_Braun Got one in my wallet 👍

My wife works for Chase, and she told me to get that reserve card because it would make her look better in front of her co-workers................ My beat up freedom unlimited card is embarrassing her

@MayaKanaKa

8 ай бұрын

😂😂😂

4?

@Daniel_Braun

2 жыл бұрын

Early comment as always, thanks Paul!

Never paid a dime in annual fees. Never plan to.

@DCGEMINI202

2 жыл бұрын

Me neither. Gatta love that military waiver

@Daniel_Braun

2 жыл бұрын

The military waiver is very useful with credit cards!

@Daniel_Braun

2 жыл бұрын

But yeah I don't think annual fees are going to be worth it for everyone. Each person has different preferences for what they want out of credit cards and there's plenty of very valuable no annual fee options!

If I had a point for every time you said “point” I would have 327 points

@Daniel_Braun

Жыл бұрын

I get your point, I say it a lot! Thanks for pointing that out 👍😂

1. As always 🤪

@popap1995

2 жыл бұрын

Also my boy you look tired today! Holidays kept you busy?🎄

@Daniel_Braun

2 жыл бұрын

You got it again Paul! And lol yeah I’ve got a cold so I’m pretty exhausted. I could tell I looked a little sick but I had to get the video done! Haha, thanks for watching man 👍

@ceptember.

2 жыл бұрын

@@popap1995 rood & jelly

@popap1995

2 жыл бұрын

@@Daniel_Braun Sorry to hear that man! Hope you feel better soon! Props to you for making this vid anyway. Dedication ✊🏻

Can't wait to cancel amex platinum not worthy for $695

@DCGEMINI202

2 жыл бұрын

I love mine. Keeping it for at least 10 years

@Daniel_Braun

2 жыл бұрын

Its definitely not a card for everyone with that steep of an annual fee. I like mine but there's plenty of other options to get instead if the credits and benefits don't work out to be enough value!

Estates Of.americas Card.

@Daniel_Braun

2 жыл бұрын

Thanks for watching Sandor!

lol Paul that’s a lie …

@Daniel_Braun

2 жыл бұрын

Thanks for the early comment, always much appreciated!

Sounds like total garbage. Can't beat Fidelity unlimited 2% cash back on credit and debit cards.

@jrome1135

2 жыл бұрын

Uh, yeah you can. Double cash, ink cash, blue business plus, freedom flex, hell, Even citi rewards+ are all better no a.f cards than fidelity

@Daniel_Braun

2 жыл бұрын

Yeah plenty of good options out there like @J Rome mentioned. But @My 2 Cents if you just prefer 2% into your Fidelity account on everything and don't want multiple cards, then nothing wrong with it! Better than 0% back by paying in cash

venture x

@Daniel_Braun

2 жыл бұрын

Another great travel credit card that will compete with these too! I'll compare that one to these cards soon as well

why does this dude shake his head so much while talking its hella distracting

uhmm are you Italian? cause those hands love to talk

@Daniel_Braun

2 жыл бұрын

😂 Lol I know I do use my hands a lot to talk! I hated watching my older videos when I didn't move at all on camera so I just try to talk and be more conversational now. But nope not Italian at all, mostly Irish haha

@ceptember.

2 жыл бұрын

@@Daniel_Braun lol maybe zoom out/sit on a barstool so we can see what your hands are trying to tell us. don't even need to caption your videos since you already sign

@Daniel_Braun

2 жыл бұрын

Hahaha yep, basically sign language! But yeah I actually want to get a new camera lens soon that would give a better picture that is more zoomed out. I’m limited right now with the wired microphone that I have right now which is why I’m a little closer to the camera

@ceptember.

2 жыл бұрын

@@Daniel_Braun need a 6'4 camera

@Daniel_Braun

2 жыл бұрын

Haha my tripod isn’t as tall as me which is why I sit down in my videos