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@winterfern4881

Жыл бұрын

Can you do a video on transfer partner for amex? I had called Etihad to try and get a flight in September, business-class philly to London. Only 2 seats are already chosen when I look at the flight on Americans website. Etihad said there is no seat availability?? What am I missing here? Trying to learn how to get better value rather than just using my business platinum card for portal redemptions.

@TheCreditShifu

Жыл бұрын

@@winterfern4881 so award availability and general availability are different. Often an airline will only release one or two seats in biz class for award bookings

@winterfern4881

Жыл бұрын

@TheCreditShifu thanks for the reply! So it is rather hard to get the reward seats then. Do you plan far in advance to get the seats, or is it more last minute they make them available? I know you fly you to London from NYC but Philly isn't far away so I'd guess it's not different.

@TheCreditShifu

Жыл бұрын

@@winterfern4881 it really depends on the airline, the route etc… you can keep an eye on sites like the points guy, view from the wing etc, they will often report when a lot of availability opens up on a certain route

Deal breaker for green is that, as a travel card, amex is just not widely accepted worldwide. I find myself having to have a visa/MasterCard as a backup when traveling in case amex isn’t accepted, which is most of the time unfortunately

@Th33Vultur3

10 ай бұрын

I will miss the 3x on cruises on Green and that's really it with Green and my welcome offer was $2000 spend in 6 months for 50,000 MR points at the time, but I upgraded to Gold and I'm in popup jail and no eligible for the welcome bonus and took the upgrade bonus for 15,000 points for $1000 spend in 6 months. I don't have lounge access at my local airport, so LoungeBuddy would be no good and same with Clear since it doesn't have neither lounges or Clear. The 2 Green card credits are garbage. The $10 effective annual fee on Gold is a STEAL! I have more use for the Gold's credits using them on GrubHub and Uber Eats. My travel card that I can use in place of Green now for cruises is the Bilt Mastercard at 2x and at no annual fee and of course, since its a Mastercard, its more widely accepted especially more worldwide than Amex is. As a top travel Visa card, I can use my Truist bank Enjoy Cash 1.5% credit card. I went on 2 cruises in my first Green card membership year having the Green card. I can always downgrade back if I no longer get use of the Gold card credits and yes, I know about the once in a lifetime rule on welcome bonuses.

@onbase50

9 ай бұрын

Not my experience

@stevez3332

7 ай бұрын

@@onbase50 really? I guess u have not been to Europe lately, no amex.. Even canada u mention amex or Discover you get a blind look.. What countries have u been to that accept amex where youve used it?

@JazzyMarineVet

3 ай бұрын

My sister took the Amex Platnium with her to Greece a couple months ago. The hotels and large places accepted the Amex but local vendors didnt. But in the usa, its accepted in most places--except Costco it seems 🙂

@profeagayu

3 ай бұрын

That is true, but that is where I use my United Airlines Credit Card for miles.

Adding lounge access to the Sapphire Preferred would probably make it so overpowered.

@TheCreditShifu

Жыл бұрын

I would say add two lounge visits instead of the $50 hotel credit

@peterdaley8575

Жыл бұрын

Agreed!

@EthanPatrick_CreditCards

Жыл бұрын

@@TheCreditShifu Yes. That credit is probably one of the most annoying credits to use.

@fbx03

Жыл бұрын

fr.. might as well just change its name to the freedom preferred as it stands.

@SiDPT15

Жыл бұрын

Lounges are already overcrowded

With American Express cards, you can register your card for free for their Premium Car Rental Protection which is primary coverage instead of secondary. I did it with my Hilton Honors cards and Blue Business Cash. It’s in the app in the Membership> Benefits section

@TheXalerik

11 ай бұрын

But it has fees. See the description: Each time you rent a vehicle with an enrolled Card Account, your Card will be charged a flat rate for the duration of your rental

I would choose the Green over the CSP. In the travel and dining categories, it is actually earning like the CSR.

CSP is where Chase is better despite the lower bonus - you can transfer to Hyatt which is very good value. It’s just easier not to have to wait for those bonus transfers that Amex offers. Of course if you’re a big spender and not in a rush to travel then Amex can offer great value too!

With the current offer, for year one, I'd say Green wins. CSP is nice but honestly I always transfer my points. Unless of course you have the Flex cards you practically need the CSP

I've never used a lounge while traveling. Are they worth it? My local airport does not have one. I've been curious, but all I ever see are really long lines of people waiting to get into them when passing through airports when I travel. The price for lounge access seems higher than going to an airport restaurant/bar with 2 people.

0:46 😂😂😂 I love the MK announcement with the Street Fighter background.

Subbed just because you have a street fighter sound effect and loading screen in here. LOL.

Does parking count as “travel”? Or loading a clipper card?

I got the preferred for the 90K bonus gonna get the venture X next or look into that Hilton bonus before it ends on July 19th

FYI Both cards don't provide LIS (liability insurance supplement)

Hi! Curious question, a buddy of mine said Chase business cards count towards 5/24 bc they are factored into vour 5/24 score since those cards are issued by Chase. So, if in the last 24 months, you were approved for four personal cards and one business card from Chase, you have no more slots available because you're already at 5/24. Is this true ?

@SectionChief

Жыл бұрын

Your buddy is mistaken. Chase won’t approve a new business card for you if you are 5/24, but if you received a Chase business while you were under 5/24, that card will not add to your 5/24. In other words, Chase only counts new cards on your credit report over 24 months. Since Chase Business cards do not show on your credit report Chase does not count those (even though obviously they know you have it.). So if you’re at 3/24 and add a Chase Ink type card, you’ll still be at 3/24 in the eyes of Chase after receiving that card.

I really wish that travel credit cards had entertainment as a bonus category.

I can confirm that Amazon groceries count for 3X on Chase Sapphire.

Hi Ben, Do you think the LoungeBuddy credit can be used to pay for your guest into the Delta Sky Club? I have the Platinum and now have to pay $50 per guest.

@TheCreditShifu

Жыл бұрын

You have to look on loungebuddy and see if that can be booked through their site. If not then no, you can’t use it to pay at the desk at Delta sky club

@MK7Justin

7 ай бұрын

If Delta is your selected airline for your airline incidental credit ($200/yr) then that fee for guest will be credited from that credit

Whats the credit score for either card? I am one yr with the united explorer card. Was thinking about preferred.

@TheCreditShifu

Жыл бұрын

If you have the Explorer you’ll be fine getting either of these

The Citi Premier gives the same point bonuses (3x dining, travel, transit, and grocery stores) and only has a $95 per year fee. Also has yearly travel credits that cover the fee. Definitely a contender in this set

@AdamBA380

Жыл бұрын

Premier is definitely a contender among these. The Amex Green are both good points earners, whereas I see the CSP mostly as a means of accessing travel partners (and a very tidy sign up bonus). The only hang up I have with the Premier is that travel credit. While it’s simple, it really requires that you would normally spend quite a bit out of pocket for single hotel stay anyway to be of any real value. Now I’m sure many would, but that’s not usually me as I’m more likely to book a hotel with points.

@TheHellSpeed

Жыл бұрын

Citi Premier doesn't have 3x on transit - it is 3x on air travel

@tarrius1210

Жыл бұрын

As a chase guy, citi is very underrated. 👌🏾

@TheStallion234

Жыл бұрын

@@TheHellSpeed Sorry, meant to say 3x on gas stations, not all transit

@Anthonyjones-pq4ff

11 ай бұрын

Ben what do you consider a beginner? I have the green card as my catch all card No Chase card for the next 2yrs Way Over 5/24 Lol

A comment about video editing: I liked the picture in a picture with you talking in your bubble. I did not like all the zooming in and zooming out when you were speaking full screen. Watching too much of that is nauseating, like getting motion sickness sitting still.

@FlintIronstag23

Жыл бұрын

I agree. All that zooming in and out in the first 30 seconds made me almost giving up watching.

@youngalwyn1124

Жыл бұрын

You guys will need strong stomachs to play the credit card points and miles game with Ben Hedges. I do. 😎

@TheyMostlyComeAtNight

Жыл бұрын

@@youngalwyn1124 One of the reasons I gave up watching Graham Stephan was because of his video editing. I can barely stand to watch Ask Sebby sometimes because of it. A lot of the time I just watch TV with him talking in the background.

Just the vid I needed

I'm quite sure that Chase will maintain the Instacart / Online Groceries combination. It's an effective X-Factor.

Ben, I am still struggling to understand, why people say that those credits offset the annual fee. Realistically, for Green card's 189$ Clear credit and 100$ loungeBuddy credit are only credited if you spend first, they are not automatic credits, like Uber credit for Gold card. I mean, you spend it first, then you get it back, as a statement credit, and then you still owe 150$ for the annual fee. How is this an annual fee offset? May be I am doing the math wrong?

@TheCreditShifu

Жыл бұрын

your milage may vary, you can add up how much you would use and see if you get value back.

@VIN-7567

Жыл бұрын

The clear credit offsets the annual fee if you are already/going to pay for Clear anyways regardless of you having the Amex green or not.

Should you get both?

Amex Green Card for me wins hands down, credits are easy to use, just with the Clear credit alone I come on top since I’m using Clear anyway, the multiplier for Travel are straightforward too since I can book directly from airline and not just through the travel portal.

The ad was barely connected to the ability of being approved for the two reviewed cards. 😂

I love my Amex Green card!

Sapphire preferred has primary CDW, this alone should tell all.

I Have Both And The Green Card Is Better. Have The Green Paird With The Gold And BBP.

Amex green business has same benefits?

@scarling9367

Жыл бұрын

Not sure about the credits, but the multipliers are lower on the business (AF as well - $95).

I believe that you know Amex was 0.06 cents and chase at least 1 cents per point, right?

@TheCreditShifu

3 ай бұрын

That is for cash back/statement credit. If you are doing that kind of redemption, these cards are not for you, I reccommend a straight cash back card

I have both cards🤣. I got the Green card for the welcome bonus but I keep it because I do book a lot of Airbnbs every year and getting 3x back is nice. I also use it as my dedicated card for my EZ Pass and whenever I use a parking garage. The Sapphire Preferred I got for the welcome bonus and also to complete my Chase quadfecta/gain access to transfer partners/boast in points when used in the travel portal.

@fogrunr5075

Жыл бұрын

Surprisingly, an attraction for me to the Sapphire Reserve is using the $300 travel credit on an annual Christmas Airbnb booking. I'm considering timing an upgrade from CSP to CSR for August, when each year I can book my Christmas Airbnb and knock $300 off my $550 - $600 booking. I'll do a 50/50 split payment, and pay the second half with Wells Fargo Autograph points. That's one value of cashback type points: Airbnb redemptions.

Got the CSP and don’t have the AMEX Green but think the Green is the option and the CSP is overrated IMO. Green video and information ✌️

Amex point should always be calculated on base value on Amex book which is cash value: 0.6cpp

Historically high Amex Green card bonus and the CSP is at its lowest bonus level that I can remember.

Amex better if you pay for commuting a lot and stay in hotels, probably look at getting this card at some point.

Green is a bit useless for me since I get clear credits from platinums. Additionally worth noting that airline status gives you cheaper or free clear - I use my additional credit to add friends and family.

AMEX for whatever reason have allergy to high gas cashback because they now also want to track the carbon credits, (must be ordered by blackrock :))

VOTE: should the Green offer 3x Gas _or_ 3x Restaurants?

@danieljordan5572

Жыл бұрын

Neither raise the annual fee by 25-50 and make it 2% on every purchase

@scarling9367

Жыл бұрын

I'd take X2 on gas even.

@ralphyoung8274

Жыл бұрын

Lets mix and match. It just makes sense to have transit, travel, and fuel on one card. Another card for dining and groceries, but also entertainment. A third card to rule them all. The Platinum gains Green or Gold categories when you hold two, or get all three and one swipe earns all the catagories. Gold redeams one cent cash back, green redeems portal at 1.25 cents, and only Platinum transfers. Get all three for all possibilities. That's how you sell $1,100 annual fee, many would pay more.

@unlimitedpower4101

Ай бұрын

​@@danieljordan5572 that wouldn't make sense at all, especially since 2x no annual fee cards exist such as the Citi Double Cash.

Sponsored! 100%

Pretty crazy that Andrew Garfield reviews credit cards for fun nowadays.