99% लोग नहीं जानते की House Buy करने से फायदा या नुकसान 🤔 | MoneyVideo#1
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In This Video Zorba The Zen is telling about Want To Buy Your Dream House | Home Loan | Bank loan | Loan Trap | Debt Trap | Money Tips |Buying Vs Renting | Zorba The Zen
About The Speaker
"Puneet Jindal is an exceptional Business Coach & Motivational Speaker . He has inspired and trained more than 1 Million people across the globe. Since 2004, He has presented over 600 motivational keynote addresses, sales workshops and personal growth seminars . As a corporate trainer he has worked with more then 200 MNCs such as ABN Amro Bank, Barclays Bank, Vodafone, Future Group, HDFC Bank, HSBC, Airtel, ICICI Bank, Mahindra, Lenovo, Codec ,IBM, Microsoft, etc."
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My dear friends , our entire life revolves around money , nobody teaches us about money . I am making a complete series on money . How to earn, how to save , how to manage . Would suggest you to watch all videos on money in money play list . It will help you to grow in your life 💐💐💐
@ampletrades7122
5 жыл бұрын
Sure
@harshitrai6075
5 жыл бұрын
Yes sir... Sir many Time I've told,again telling u have changed my life😊 I want to meet you sir please... plz..plzz..plzzz
@taisomsurendrasnnaik5093
5 жыл бұрын
BahutAchhalaga ji
@nakulhathoja143
5 жыл бұрын
Sure sir money managment kese karna he ye aaj koi nahi shikhata he
@rupankumar4809
5 жыл бұрын
सर मै आपका बहुत बड़ा Fan हू, यदि आप अपना कमेंट हिंदी मे लिखेंगे तो अच्छा होगा ........ धन्यवाद..........
आज इस महामारी में पैसा कुछ भी काम नहीं आ रहा है काम आ रहा है तो अपना घर इसलिए कैसा भी हो अपना घर होना चाहिए
@mrshetty2019
4 жыл бұрын
Lol... Paisa kaam nahi aa rHa hai it seems😆
@satishnagar572
3 жыл бұрын
Correct...Even a bird has its own next
@raajkr3255
3 жыл бұрын
Ye bhai vdo mei dusro ko gyan de rhe h . Inse ye pucho ki kya inka khud ka ghar hai ya ye bhi rent par h.
@gsbansal9816
3 жыл бұрын
Ryt
@nimeshgavli3813
3 жыл бұрын
Superb brother 👍🙏
सर आज की दुनिया दिखावा पंसद करती है किराये के मकान वाले व्यक्ति को कोई अपनी लडकी नहीं देता
@zainata7229
4 жыл бұрын
Bhai sahab Apna ghar hone pe bahut se fayde he man lo kabhi Aap ki job chali jaye 4 se 6 mahene k liye sirf khane ka jugad karna hoga
@arjunkumar962
4 жыл бұрын
Bilkul sahi bhai
@tejasraval2372
4 жыл бұрын
Sir mera makan hay fir bhi marriage nahi ho rahi
@renutiwari9752
4 жыл бұрын
@@tejasraval2372 sir loan pe hoga 😅
@ajaykumarsonawane3193
4 жыл бұрын
ईसी रीश्तेदारी और सोच से बचना! धीरे धीरे धीरे बिनालोन आगे बढना.जीत आपकी होगी.
जब तक कमाई होगी तब तक किराया दोगे कमाई बंद होने के बाद कहा जाओगे। इस लिए छोटा ही सही खुद का घर होना चाहिए
@chaxgames
2 жыл бұрын
Bhai usne phle hi bola hai, if u hv already 20 lakh then make it to FD, that FD gives u some interest, with that interest u can pay ur house rent , child education etc
@jayeshhalani830
Жыл бұрын
BILKUL SAHI KAHA HAI AAP NE
@gauravdandekar9722
Жыл бұрын
Cash hoga toh ghar lelo
There is no stability in a rented house. After a certain age, it becomes even more difficult to shift the house. On the basis of my own experience and the experience of many near dear ones, I strongly believe that it's ALWAYS better to have your own home even if it's a small one.
@tanveerentertainment12345
2 жыл бұрын
I agree with u
@sagarsingh-bm4or
2 жыл бұрын
Right👍
@anwarshaeik1963
2 жыл бұрын
Bilkul sach kaha aapne chotahi sahi apna ek sapnoka Ghar hona chahiye,
@nareshkumbhar7703
2 жыл бұрын
Right 👍👍
@saurabbhanot8967
2 жыл бұрын
So continue paying Maintainence of society and if you get relocated then finding buyers is additionally tough
आपकी सारी बात 100% सही है लेकिन हमारा समाज ये सब नहीं समझता, घर खुद का नहीं होगा तो रिश्ते नही जुड़ते,, आखिरकार मज़बूरी इंसान को तोड़ देती है,,
@loveislifeiloveyou4769
4 жыл бұрын
Sahi bat hai
@Neerajsharma-vn1xs
4 жыл бұрын
Right
@niteshrai2223
4 жыл бұрын
Same @harish mere saath yhi ho rha h rista nahi ho rha just bcoz of not own flat home
@smyureka3055
4 жыл бұрын
samaj k liye jina hai ya khud k liye.. samaj aur ristedaro ki sochenge toh hamesha pareshan hi honge..
@balvantsinhnalvaya7588
4 жыл бұрын
2012 me mene 16.51 me ghar liya 2019 me 27.50 me becha.👍
अरे भाई आप करोड़पति लोगो की बात कर रे हो हम तो 30x30 में 8 -10 लाख का मकान बना के सुकून से रह लेते हैं
@amaansaqlaini1837
4 жыл бұрын
Mja agya bhai
@vijay7000
4 жыл бұрын
sahi bole 😄😄😄
@dineshbartwal2573
4 жыл бұрын
यो समझदार लागे है
@shivammaheshwari4754
4 жыл бұрын
Right I'm home maker Construction
@khariyachanalamgara6555
4 жыл бұрын
Sahi bat
Don’t take big loans if Limited income single earning family No financial backups Temporary job Unstable business Health issues Always make sure that you have at least six months income in your savings as emergency fund Stay healthy and happy 😃
Isi topic par 2,4 video aur bana kar viral kijiye please🙏🙏🙏🙏 Fir log flats kharidana band kar denge, result flats ke bhav kam ho jayenge Aur fir hum 1 flate kharid lenge😁😁😃😃😃😃
@sushilwaghmare5549
3 жыл бұрын
😀😀😀
@amolk0619
3 жыл бұрын
कडक
बुजुर्गों ने कहा है कि पैर उतनी ही पसारने चाहिए जितना बड़ा चादर है। हर व्यक्ति को अपनी हैसियत के हिसाब से मकान बनाना चाहिए मकान छोटा क्यों न हो पर अपनी होनी चाहिए।
@MohitNawari
3 жыл бұрын
Shi kha apne
@suryabhan3429
3 жыл бұрын
Ok
@PKAFGN
3 жыл бұрын
फ्लैट क्यों मकान लो बढ़िया है
@yousuffishfarm5330
3 жыл бұрын
Sir paer too utna hi rhengee too chadaar ka size thora thora barana chaiyaa 😊
@dhanrajtailorofficial3313
2 жыл бұрын
Agar jyada per psaroge to thand lagegi😂😂
घर खरीदना पैसे की बर्बादी नही है यदि वह एक अच्छी location par ho उससे rent bhi आता ho और हर साल उसकी किमत बढ़ रही हों | इस video me फ्लैट ke baare me बताया है ye फ्लैट की सच्चाई हैं.
@prateekbhardwaj9943
3 жыл бұрын
I was living in rented flat he purchased at 80 lac I was giving rent 18 000. Calculate yourself if rent is sufficient for them or not
@561kapil
2 жыл бұрын
@@prateekbhardwaj9943 yes you are right. I have also buying flat and now it rented 14 k
@jishanshakhgulfinformation5114
2 жыл бұрын
Good
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@Maria-bd4du
Жыл бұрын
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@H_lucas
Жыл бұрын
Investing is a stepping stone to success, especially under the guidance of professionals. Is Sherman Williams Trading that good? ? >
@J_parker
Жыл бұрын
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@sylvesterluke5543
Жыл бұрын
How can I reach him? Can I find him on INSTAGRAM?
@Maria-bd4du
Жыл бұрын
Shermwilli trade >
सर इस मैसेज के हिसाब से तो आप किसी और का घर भी नहीं बसने नहीं दोगे क्योंकि आप तो यह भी बोलोगे की शादी भी मत करो😆
मकान खुद का होना चाहिए, लेकिन अवकात के मुताबिक, खुद के पेसे से, लोन लिए बगैर, फ्लैट नहीं अपनी जमीन हो चाहे 50 गज़ ही क्युं ना हो.
@kailashsoni6515
3 жыл бұрын
Kis ko samjha rahe Ho ye k. Roti kyu khata he bo to gatar me letrin chali jati he
@aimmaster1082
3 жыл бұрын
Sahi hai baat bhai
@Iamamaze
3 жыл бұрын
U r correct
@sadhurawani1509
3 жыл бұрын
Agreed
@mohit20029
3 жыл бұрын
Bilkul sahi kaha apne . Ghar hona chahiye na ki flat chahe chota hi na ho
बेशक घर छोटा हो मगर अपना होना चाहिए किराए के घर से इंसान कब तक घर के समान को इधर से उधर लेकर भटकता रहेगा किराएदार की कोई इज्जत नही होगी
@raghunathsinghbhatiarbala8917
4 жыл бұрын
Anil Kumar very true.
@mjmaths9513
4 жыл бұрын
anil ji ki baat 100 tka shi
@amitsharma4937
4 жыл бұрын
Village me bana lo, vhi additional goods rkho, but Metropolitan me rent pe raho , unless you're able to pay cash
@ahmadansari3500
4 жыл бұрын
Right
@ganeshkulkarni1793
4 жыл бұрын
Bill gates 1000 sqare foot me rahata hai
अपनी हैसियत के हिसाब से अगर छोटा घर भी ले लिया जाए तो बहुत अच्छी बात है क्योंकि महल हो या घोंसला अपना घर तो होना ही चाहिए
I am not convinced from this video, let me tell you my friend is living on rent since 10 years and now he owns nothing and there is me, We took loan and bought a plot and built a house over it now the property worth around 80-90 Lakh more than thrice the Loan amount I have taken. so its always better to own a house and create an asset rather than living on rent and also there are flats near my house which now worth twice than it was years ago so all you need is vision to invest.
जब तक कमाई होगी तब तक किराया दोगे फिर उसके बाद, छोटा ही सही अपना घर अपना होता है
@naraynmanna6715
4 жыл бұрын
Yes ji good
@abdulrasheedmannan9289
4 жыл бұрын
exactly
@knowledgeword74
3 жыл бұрын
Ikdam sahi bola bhai aapne.
@rakeshrajora5531
3 жыл бұрын
shi baat ha kzread.info/dash/bejne/lWVmltygiNabnaw.html
@ganeshsonavane3574
3 жыл бұрын
Nice
एक घर होना चाहिए ही मानता हूं ज्यादा महंगा न होकर जितना आप की औकात है उतना तो कम से कम होना है
@abhijeetkate645
4 жыл бұрын
True. Minimum Loan amount. Minimum Risk or Calculative Risk
@user-oq1rh3jb6h
4 жыл бұрын
Absolutely
@savigola6786
4 жыл бұрын
Haji bilkul
@karwalafzoka6476
4 жыл бұрын
बिना मकान के शादी होना मुश्किल है किसी भी लडके की ये बात पक्की है
@Mrrp007
4 жыл бұрын
@@karwalafzoka6476 Sahi hai bhai... Sarkari nokri hai starting hai so salary kum hai,khud ka ghar hai per itna achha nahi hai .. and marriage keliye proposal nahi aa rhe .
मेरा व्यक्तिगत अनुभव है किफ्लैट का दाम बाद में घटता जाता है लेकिन मकान का दिनों दिन बढ़ता जाता है। क्योंकि मकान में जमीन जुड़ा होता है। वास्तव में फ्लैट एक प्रकार से लॉन्ग टाइम के लिए किराए का मकान ही होता है। लेकिन जमीन से जुड़ा हुआ मकान वास्तव में निवेश ही होता है। यह मकान लंबे समय में काफी अधिक रिटर्न देता है।
Muje abhi tak ye nahi pata isne jitne bhi logo ko dream pucha un sabka luxurious hi dream tha thoda bhi middle claas wala dream nahi tha
People earn by giving advice of not purchasing a house, and themselves buy a house from that money. Reality bites.
@heartplayer9147
3 жыл бұрын
He has the talent of giving right advice and once a great person said : never do that work for free in which you are good....
@priyakenkare8201
3 жыл бұрын
True that
@rakeshrajora5531
3 жыл бұрын
shi baat hai kzread.info/dash/bejne/lWVmltygiNabnaw.html
@amanrastogi6640
3 жыл бұрын
He is suggesting to buy a house outright not on emi . Hope you have understood now.
@englishlanguagelab9914
3 жыл бұрын
Super sir,
ज़िन्दगी को जरूरतों में रखो , ख्वाहिशों को अधूरा रहने दो क्योंकि जरुरत फ़कीर की भी पूरी होती है पर ख्वाइश बादशाह की भी अधूरी रहती है ।
@DELHIWALE646
3 жыл бұрын
Wah kya khub kha bhai aapne
@atuljoshi6320
3 жыл бұрын
@@DELHIWALE646 Shukriya 🙏
@narvadathakur8504
3 жыл бұрын
Wah kya baat kahi aapne ek dm sahi
@MH11satarkar
3 жыл бұрын
Bhai 100 bat ki ak bat boli
@dineshkumardk3388
3 жыл бұрын
kya bat kahi ser
Being a flat owner gives a lot of mental satisfaction and also a bit of valuable recognition in the society. There are many things in this world that gives us self esteem and satisfaction than money alone.
भगवान का लाख लाख धन्यवाद कि उसने आपकी बात नही सुनी जिसके यहां हम रेंट पर रह रहे हैं।। नही तो हमारा रेंट पर रहना भी मुश्किल हो जाता।
सीधी सी बात है जितनी चादरहो उतना ही पैर पसारना चाहिए । बहुत अधिक loan Lena बेवकूफी है। हा थोड़ा - बहुत जिसे हम आसानी से 3-4 साल में चुका दे उतना ही लेना ठीक है ।
@devpatel12
4 жыл бұрын
Income badhani chhiye....To koi dikat nahi hotiii
@thakur81181
4 жыл бұрын
Bilkul
@bushrakhan61
4 жыл бұрын
Agree
@saurabhvishwakarma8040
4 жыл бұрын
You are wright bro
@renubhardwaj2224
4 жыл бұрын
Are to kya ghar na le
I agree with you but, फिर भी खुद का घर हाेना चाहीये !बशर्ते वह बगैर किसी लाेन का हाे !
@Aasish5
4 жыл бұрын
Ha ye sach h apne kharcho mai tb kharch karo jub apke pass 100 rupe ho to aap 10 kharch kar lijiye magar h to 100 or apne kiye 500 to man lena bure din shuru uo gye
@anannyaverma965
4 жыл бұрын
Ek government employ bina loan liye ghar khreed hi ni sakta,or agar khareed b liya toh income tax ka notice aa jayega.isley loan lena padta hai
@SandeepSingh-td9nl
4 жыл бұрын
U r rite bhai
@vickyvaghela3919
4 жыл бұрын
Yes I are right
@AshishSingh-eu2xs
4 жыл бұрын
Bhai loan to maliya jaise arabpati bi le chuke hai
हर आदमी का सपना होता है कि अपना एक अच्छा सा घर हो। जो होना भी चाहिए।
@yddnvuh4520
6 ай бұрын
Not every person Only middle class and poor want
one of the most beautiful and important video i have ever seen sir. I am gonna follow all your tips in my life very passionately and will teach also the same thing. I am grateful that you have shared such a useful knowledge with sir.
But sir apna Ghar to apna hota he. Old age me kamse Kam apna Ghar hoga ek security n asset for our children.
Great Tip. Now after seeing this video, I no longer feel guilty to stay in a rented house. This is Anthony from Santacruz, Mumbai, India.
@mnayak9348
4 жыл бұрын
There is advantage of renting especially if u may be transferred, , other advantage is you will not be house rich and money poor, it cost lot more to own house like property tax , maintenance, mortgage interest, fire insurance, up front closing cost, if have to sell then agent cost, so unless you can pay 80% up front and able to maintain and interest rate low, then buy. You can put money in bank and earn interest if not ready to settle and have not enough money.
When he started video I thought its gimic but it makes ultimate sense... each and every point of his is to the point.
कौन कहता है मकान खरीदने के बाद आप अपनी लोकेशन चेंज नहीं कर सकते । अपना मकान किराए में दे कर आप कहीं भी रह सकते हैं इस में दो फायदे हैं । किराया भी मिलेगा और मकान की वैल्यू भी बढ़ती ।मगर अपनी हैसियत से अधिक खरीदने में आप परेशानी में पड़ सकते हैं ।
खुदका एक घर तो चाहीयेंही , चाहे दुर क्यों न हो खुदके मालकियता का छोटा क्यों न हो घर चाहीयेंही। ड्रिम हाऊस कि कोई सीमा नही होती लेकीन पर्सनल क्रिम हाऊस होना जरूरी है नकी ड्रिम !
@vanitapulgam6103
4 жыл бұрын
Super line boss
शायद आप किराये के घर नहीं लिए, स्वयं अपने मकान में रहते हैंl अत: छोटा ही सही लेकिन एक अपना निजी घर होना चाहिए
@jyotisaxena5544
3 жыл бұрын
right
@AdityaJain-op2jo
3 жыл бұрын
किराए में रहने वाला इंसान ही दर्द समझ सकता है कि कैसा लगता है समाज में
@ashfaqinamdar1981
2 жыл бұрын
Sahi baat hai
Everyone talking about appreciation.. I agree that property always appreciates in most cases.. But the appreciation in flats or property will be beneficial only if we have an additional one.. otherwise if we are staying in the same property,it doesn't matter as we would require a roof over our head and in no way we are going to sell it unless in case of financial crunch.
सर आपकी सोच मेरे से बहूत मिलती है मेरा मानना है1. लाईफ मोर इम्पौटेंट. 2.एंड लाईफ मे इंजोए होना चाहीए न की दिखावा 3,लाईफ मे पेसा बडी मेहनत कमाया जाता है इसका इन्वेसट बडा सोच समझ के करना चाहीये, 4,पर कितनी जगह आप मेरी सोच के अनुसार बात करते हो 5,कितनी ही बार मेरी सोच के विपरित
अपना घर तो अपना होता है... एक कहवत है "किराये का घर और खाली कर " मै जब किराये पर 5 साल रहा था. मकान मलिक बजाय से 5 मै से 4 बार मुझे फ्लॅट शिफ्ट करणा पडा था....
@rakeshrajora5531
3 жыл бұрын
good #एक अनपढ़ गवार से Genius तक का सफर , victor serebriakoff kzread.info/dash/bejne/c5mrzLWveL2rpqQ.html
Sir m from Indian army or apka videos dekh kar dil khush ho jata h life me etna kuch dekha but apse jyada kisi se bhi sikhne ko nhi mila ..
Sir apne makan lene mein ek generation ko hi struggle karna hota hain, aane wali generations ka rent ka burden khatam ho jata hai. Aur capital investment bhi ho jati hai. However in rented no capital build up, and your kids will remain on reside on rent
I can bet its wrong and I can debate with him on this and I will 100% win.
@meeragaud615
3 жыл бұрын
Yes you will win , he is totally wrong.
@mahaveerhundekar5619
3 жыл бұрын
He is right
@keshabdas5772
3 жыл бұрын
Yes,he is wrong
@InvestmentResearch
3 жыл бұрын
Agreed, wo uska marketing chala raha hai...maybe jyada samajh nahi hai usko..anyways debatable hai, but as you said, yes I too have 100 points why owning a flat even after loan is better than rent...Bcoz if you consider 25k rent 3bhk for 10 years, it cost around 34-35 lacs which is non refundable/non appreciable, you never gonna get back....waise lots of points there where owning is best than rent
@yogeshkhurana7708
3 жыл бұрын
@@InvestmentResearch Yes brother if you take a home on loan Instead of paying rent you are paying EMI but after EMI ends you have a house And after rent ends you have nothing After this your childrens will also live on rent Or if they are intelligent they will take home loan And if that process will be done by you Than the amount of rent will save and your child can invest it on you or his knowledge
क्या सर आपके पास अपना खुद का घर है या आप भी किराए के घर में रहते हो
@Subswithnovideos-gv9qi
4 жыл бұрын
point
@ravidhar6654
4 жыл бұрын
Sir reply plz
@ashish925
3 жыл бұрын
ab koi reply nahi aayga, bolti band ho gai
भाई घर किसी गांव में बनाना चाहिए जितने में आप शहर में प्लाट लोग हैं उतने में किसी गांव में बढ़िया घर बन जाएगा अगर आप शहर में नौकरी करते हो तो वहां आप बस या स्कूटर या अन्य प्राइवेट वाहन से भी जा सकते हो गांव में इज्जत होती है प्रदूषण कब होता है 3 महीने से लेकर 6 महीने तक सब्जी भी फ्री में मिल जाती है शहर में आपका कोई पड़ोसी मदद नहीं करेगा लेकिन गांव मे पूरा गांव आपके साथ हो गांव इस बेस्ट अगर आप शहर से हैं कोई छोटा-मोटा रोजगार भी कर सकते हैं
Excellent explaination. Actually I was having the same views but my friends used to disagree with it. Now this video will open their eyes.
Nice explanation. Though you should explain how much percentage of max home loan you should take for a given cost of flat which could be beneficial.
घर रहने के लिए होता है। ज्यादा सुविधाओं की क्या जरूरत है। कई लोग सुविधा को सुख समझ बैठे है सुख मन के भाव है संतुष्टि से आता है
@ramanjuliyer2169
4 жыл бұрын
.
@pritamsingh8531
4 жыл бұрын
क्या बात है,,,,मन की बात बोल दी भाई,,,
@md.bilalansari4216
4 жыл бұрын
सही
@KishanKumar-mr9bx
2 жыл бұрын
एकदम सही
@ashwinil6632
Ай бұрын
Sahi kaha aapne
तो 1 करोड़ का घर लेने कौन बोल रहा है?? अपनी हैसियत के हिसाब से घर लीजिए, न कि बाहरी दिखावे में पड़कर पूरी पूंजी और दशक किश्तें पटाने में झोंक दीजिये, शिक्षा तो यही होनी चाहिए। 🤔
@lalitgupta5729
4 жыл бұрын
Right
@addieawake4079
4 жыл бұрын
Mumbai me 1cr ka hi flat with all amenties milta hai
@mumbaigirlhemajain4055
4 жыл бұрын
1cr. Se kam me milta bhi kaha hai.....
@ashikmomin4676
4 жыл бұрын
Right
@amansandhu576
4 жыл бұрын
@@mumbaigirlhemajain4055 hamre yaha to 35 lakh ka mill jata ha
पुनीत जी, हर बात कॉम्पेरेटिव होती है। 'घर होना' भी वही है। जवान लड़कों, आदमियों, अमीरों को उतनी ज़रुरत नहीं होगी, पर गरीबों, अकेली महिलाओं को ज्यादा होती है। बाकी सब ठीक।
Absolutely correct,but,one point is thr,a person who will not be buying home on loan,he is beneficial,so,loan is absolutely correct problem,we accepts it, nice video 👍
I pray to God that everyone should get there dream house and I also want my dream house and you all know I am just 17 years
your salary will keep on increasing every year so EMI would be lighter every year, but if you keep staying on rent ,rent will keep on increasing too, and at the end of 20 year , you will have nothing if you think like this video creator, you will never buy own house, so where will you stay after your retirement?
@kiddsscare3202
4 жыл бұрын
True
@GURPALSINGH-yw7kh
4 жыл бұрын
Exactly true bro
@amardeeppatil5277
4 жыл бұрын
Truly perfect
@1234tubein
4 жыл бұрын
Which job you are in Boss, let me know, where salary has increased every year? What do you say in times like this? may be you have not done basic EMI calculation, which every way you do, a flat on loan does not make sense mathematically.
@satish2975
4 жыл бұрын
You can choose your EMI as same as your rent or it may be a bit higher than your rent , what you will see in near future you will get h your own house and now it's up you, u can sell it , give on rent to earn money from your house. If you will stay on rent then you will get nothing in your future. It's my view. Every one should have their own view. Think about both side of a coin then take the best desision for you.
सरजी... मुझे सपनो का घर बनाना है.. और उसमे आपको रेंट पर रखना है... जो आपका सपना है... जय महाराष्ट्र
I Won't buy a second hand house for stake of my life security , I still consider a flat / house bought without loan with proper financial planning so that the money you invest don't cost yr future in any way is a batter option
सर मैं तो पागल हो गया प्यार मैं पड़ गया आपके बहोत विडियो देखे पर आप जैसे बताये ओ किसीने नही बताया धन्यवाद सर
आपकी सारी बात सही है पर अगर आदमी किराय के मकान म रहेता ह तो उसका किराय भी तो जाता ह जिंदगी भर। फिर भी उसके पास उसका मकान तो नहीं होता। मेरे कहने का मतलब ये है अगर आपका अगर किराया₹10000 है तो आप ₹10000 की यह माई वाला ही कोई फ्लैट या मकान ले कम से कम 15 साल बाद या 20 साल बाद वह घर तो आपका हो रहा है गा। जबकि की ईएमआई है वह उतनी की उतनी ही रहेगी जबकि किराया हर साल बढ़ेगा। और जब आपकी ईएमआई पूरी हो जाएंगी तो उस घर की कीमत भी तो बढ़ चुकी आपके पास खुद की प्रॉपर्टी भी होगी जो कि किराए के घर में कभी भी नहीं होगी।
@hritiksemwal3640
4 жыл бұрын
You are right
@Deepakyadav-bj2pm
4 жыл бұрын
Also rent will increase by 10% every year + every year rental agreement charges
@supremegod7686
4 жыл бұрын
इस विडियो का मूल फोकस अत्यधिक महंगा घर या 80% लोन लेने या अत्यधिक इ एम आई से है - यदि आप 20%,30%,40%या 50% लोन लेते हैं तो लोन लेना उचित है क्योंकि इ एम आई कम होता है ।
@pt7309
4 жыл бұрын
10 lakh main new 2bhk ghar milna muskil hai but , 10000 rs mai rent per milna asan hai.
@hardikmehta821
4 жыл бұрын
Iss bewkoof ki bate na mane.
Video and its content is very eye-opening for lower middle class employees who lose their golden period of life only for two bhk flat.
श्रीमान आपके हिसाब से तो कोई मकान नहीं ले ही नहीं पाएगा हर इंसान अपनी इनकम के अनुसार चलता है जैसा जिस का बिजनेस वैसा मकान खरीदेगा
गुरु, सबसे ज्यादा जरूरी, बच्चो की सेफ्टी हे,,, कब जिंदगी खत्म हो जाए, बच्चे किधर जाएंगे,, इस लिए मकान लेता है,,
@bhanusaini5230
4 жыл бұрын
पर गुरु जी E M I तो बच्चे भरेगें कहां से
@nikki_70223
4 жыл бұрын
यही तो बात है.... आज कल किराए कौन से कम है
@bhanusaini5230
4 жыл бұрын
किराया कम है आप वहाँ रहना नही चाहते
@vijaydalakoti3192
4 жыл бұрын
@@bhanusaini5230 loan person was insured in case of causality.
@madhurimamaurya9140
4 жыл бұрын
Wahi to inhone kaha h ki paise aap invest ker de ya jameen khareed le wo bhi faydemand h
No sir, Khud ka ghr liya 20saal ka kiraya bchaya, 20saal me keemat 3 Guna huyi, Paheli baar aap ki baat se main agree nahi krta sorry.
@rrbecker5
3 жыл бұрын
20 saal pehle agr ghr liya hta toh 3 gunna hti keemat. ab agr ghr loge toh agle 50 saal mein bhi double nahi hone wali keemat. agar Delhi Noida ya Gurgaon ki baat kre toh. jitna 20 saal mein rent bachaya hoga ussey double loan aamount bank ko de chuke hoge.
@shantanuabinashi6220
3 жыл бұрын
Sir... kisi bhi flat ka kimat har saal depreciate hota hai.... Matlab value kam hota hai.. Value 3 guna hone ki to baat hi chhor dijiye
@jayan9244
3 жыл бұрын
Aapki baat sahi hai.. Magar ;agar do ya usse jyada ghar ho toh yeh jo appreciation hai fayda dega.. Suppose aap loan lekar wohi ghar mein rahte toh naahi rental income milega aur aap use bej nahi sakte.. Agar bejenge toh dusra ghar lene bhi paisa jayega. Mere hisab se agar kisi ke paas ghar nahi toh nahi lena chahiye with loan.. Haa ek ghar mein rahte ho toh dusra ghar investment acha hai but with minimum or no loan... Rent se jyada hota hai emi almost if ur own contribution is less.
@javedsheikh3847
3 жыл бұрын
@@shantanuabinashi6220 hum metro city ke log nahi ,seedha zameen kharid ke ghr bnate hai. Neeche se upr tk hamara
@ranashubhamtanwar818
3 жыл бұрын
@@javedsheikh3847 Shi kha hmare yha flat koi nhi kharidta
2007 main 7 lakh ka apartment liya tha. Now installment is over. now flat is mine. I am staying pleasantly in the apartment in the middle of the city .
@payalrc123
3 жыл бұрын
He said in the video that earlier it was good to buy apartment...
You have given technical explanation of not buying a home. There are many things in life attached to one's home.
अभी बुरे वक्त मे आप सबसे ज्यादा सुरक्षित कहा हो? अपने घर पे? रेंट वाला कभी भी लात मार के निकाल देगा
@rrajendrakumar3945
4 жыл бұрын
😂😂😂
@mujju1022
4 жыл бұрын
Exactly I agree with you 💯
@satish2975
4 жыл бұрын
You can choose your EMI as same as your rent or it may be a bit higher than your rent , what you will see in near future you will get h your own house and now it's up you, u can sell it , give on rent to earn money from your house. If you will stay on rent then you will get nothing in your future. It's my view. Every one should have their own view. Think about both side of a coin then take the best desision for you.
@kritikadey2845
4 жыл бұрын
True
@satish2975
4 жыл бұрын
@@kritikadey2845 ज्यादा समझदार होना भी कभी-कभी सबसे बड़ा पागलपन होता है। उसी का एग्जांपल है यह वीडियो
अपनी औकात के अनुसार जमीन खरीदना ही बेस्ट आप्शन है , हाँ लोन कम से कम लेना चाहिये ।
@thedfgworld8511
4 жыл бұрын
You're right sir
धन्यवाद भैया रेंट का फार्मूला बताने के लिए हमारा रेंट का ही काम है गुर्जर बॉय
You are a real consultant with free of cost ,dear
सही बात कियोंकि Time पर पैसा न भरो तो मकान मालिक बेइज़्ज़त करने लगता है। इंसान khi जमीन ले कर अपना मकान ज़रूर बनाये। फ्लैट कभी न ले।
बहुत से लोग शहरों मे घर बनाने के लिए सोचते है,जब कि गांव मे रहना सबसे ज्यादा अच्छा है।
@shreenamanweighingsystemso8540
3 жыл бұрын
Right
@amrit5679
3 жыл бұрын
Gaon mein bijli pani,internet, transport, hospital,school,subhi cheezon ki dikkat hai, isiliye mujhe gaon mein rehna pasand nhi hai
@ultootv7739
3 жыл бұрын
@@amrit5679 ye sab chij hain gaav mai konsi duniya mai je raha h
@sarojpal7472
3 жыл бұрын
@@amrit5679 sahi kaha apne gaav mai kuch nahi hai...
@somnathnikumbh4904
3 жыл бұрын
Main toh yahi kahoonga gaav main jyadatar kisaan rehte Hain Jo kheti karte Jo khudke liye aur bahot se logo Ka annadaata Hain aur jinhe bhaagam daud jyada Pasand Nahi Woh log gaav main rehte Hain lekin ek baat hai ke gaav main Accha khaana, logo ki izzat Karna aur bahot saari cheeze hai Jo acchi hai
Thanks for you sir acha hua ap aj video you tube m dekh li vrna m b 50 lacc foket m west krjati. Good idear🙏🙏🙏
Bhut khub baat to sahi h Lone ka picha jaldi nhi chutta h zindgai bhar ka tensan se acha h paisa h tabhi ye sab kam kro mai to yahi boluga agar ghar he lena ho to flat mat lena zamin se pura ghar lena wo aage kam aayega ye nhi iski life zada nhi hoti h
Hame 1crore ki home ki zaroorat hi nhi hm to 10-15 lakh me Khush Hain Agr mkaan nhi liya to budhape me bacche gaali denge
@ManojKumar-cg8bb
3 жыл бұрын
+696 +969 +965 +966 +
@rakeshrajora5531
3 жыл бұрын
good #एक अनपढ़ गवार से Genius तक का सफर , victor serebriakoff kzread.info/dash/bejne/c5mrzLWveL2rpqQ.html
@anilchauhanshree1690
3 жыл бұрын
Yes buy small budget home, 10 to 15 yrs it will get triple value. In 2008 I have taken home of 22lac. Now getting 25 k rent and value is 80 lac now
@AnandKumar-gw8gs
3 жыл бұрын
@@anilchauhanshree1690 amazing sir
@deepakbairagi7643
3 жыл бұрын
@@AnandKumar-gw8gs अगर मकान बना भी लिया तो भी बच्चे निकाल देंगे
Apna ghr hone ki khushi, security aur satisfaction, rent me kbhi nhi mil skti.. ye video bs big cities me rhne walo ko hi satisfaction de skta hai..
@ronakshukla7225
4 жыл бұрын
Are bhai big cities me bhi log khudka house hi lena chahte hai,,,,, aap sahi bole ki satisfaction hona sab se badi baat hai,,,, waise bhi bahut lone se hi sab kuch hota hai aur easy padta hai,,, baki ye bhai Sahab Jo video me bata rahe hai vo sirf bato ki ek mayajal hai
@Aasish5
4 жыл бұрын
Gao mai apka apna pusteni ghar hota hi h aap cities mai aaoge kamane ke liye or sara vahi lga ke ushi mai db kar reh jayenge ek sukun nam ki cheej hoti h mere dost vo oabhi bhi loan leke nhi mil sakti financial condition acchi nhi h sasta room lelo acchi h contion to 2bhk lelo jo paisa h ghar vala use business mai lagai magar ek mai nahi 3 ya 4 mai or khudse nahi dusro se kam karana sikho
@sharadrathore1441
4 жыл бұрын
भाई ये वीडियो बनाने वाला भी खुद एक बड़े घर का मालिक होगा सबको बुद्धू बना रहा
@rajeshwarimanjrekar
4 жыл бұрын
Yes apna ghar ka satisfaction hi kuch aur hai... Even in Mumbai we are getting good appreciation
@swatipatil555
4 жыл бұрын
Woh loan pe na lene ki baat kar rahe hai. Buddhu log. 😒
mera hamesha se yahi sochna hain ke zindagi bhar bhi jama punchi hum new home lene main laga dete hain aur future ke liye hath khali reh jata hain aur agee ki life struggle full ho jati hain
Do you compare real estate appreciation anywhere its as good as gold
ज्यादातर लोगों पैरों पर कुहाडी मारकर दर्द खड़ा करते हैं। जिंदगी तो आसान है। लेकिन कठिन फैसला लेकर मुश्किल हालात बनाते है।
जितनी चद्दर हो उतना ही पैर फैलाए, मतलब अगर अपनी हैसियत के हिसाब से अपना घर बनाए या खरीदें तो कभी समस्या नहीं होगी, और यह किराए के मकान से बहुत बेहतर रहेगा
@AnilKumar-rs1sh
3 жыл бұрын
Very very nice
@mathslover8007
3 жыл бұрын
Ha sahi bàt👍
@ayanjeansmanufacture8997
3 жыл бұрын
Bilkul sahi
बड़े भाई 1हम जो किराया देते हैं वो तो 0 हो जाता है। 2 अगर आपने जीवन भर रेंट पे रहना है तो बैंक की EMI दे दो।जो कि रेंट के बराबर हो । घर लेना है ना कि महल अपने बजट के हिसाब से माकन लो 3 जो मकान बनवाओ उसमे से आधा पोर्शन किराये पे दे दो Emi में help ही जाएगी 4जब किराये का मकान खाली करने पड़ता है तो मानसिक पीड़ा होती है घर छोटा हो पर अपना हो
Chhota ya bada Ghar ho loan free hona chahiye, very good details video, amazing guidance sir g
When I m giving rent m making my owner rich.....if I m taking home and paying emi m making myself my son my grandson rich so they can earn thru rent
@nonamelostmyself2216
4 жыл бұрын
Gunjan Dadhich yes
@sachinshete4226
4 жыл бұрын
Moreover the satisfaction of living in own house is something which is very satisfying and it's fun to decorate our own house and to have your own space in this big world. Otherwise just putting a fav portrait or photo on wall of a rented house is a big task and need to think twice.
@nonamelostmyself2216
4 жыл бұрын
Sachin Shete yeah ur ryt
@atulgokuyamaha7
4 жыл бұрын
No you are giving rent and making the bank rich....
@g.tiwari5546
4 жыл бұрын
पैसा है तो जरूर खरीदो।पर लोन लेकर नही
Apne Budget ke hisab se Ghar Lo Jitna Rent Donge use acha EMI bharo.... Apna ghar hoga
Hello Sir,Please suggest,Instead of buying flat,can we go for a house on a small plot???
Can you explain if everyone go for rent then where they get it. In eco system both required.. the owner as well as tenant.
I am from a smart village... It's very easy for us to make our dream house..we can have pure environment with all facilities.. without no loan.. feeling proud being a villager.
@hirengajjar9176
4 жыл бұрын
Supb
@suhasjadhav2326
4 жыл бұрын
From which Village u r talking about?
@sabiyakhalidebadullah2034
2 жыл бұрын
Whichvillage dear
Income increases, EMI becomes less part of income. If planned early without luxury expenses it is beneficial because the house value also increases.
आपकी बात बिल्कुल सही है और ये बात मुझे 2005/2006 में समझ में आ गई थी
Bilkul sahi kaha sir apne khudke ghar me rahane se flexibility nhi rahti or na hi freedom
Nice vid,aab mai apna dream house cash payment par purchase karunga,home loan na lunga--thanks
पशु पक्षियों से उदाहरण ले उनके रहने की जगह कितनी होती है
अगर सब किराये पर रहने लगे गए तो , तो किराये के लिए मकान कोन बनाएगा ☺️😊
@akshay3143
3 жыл бұрын
There are a lot of properties and with WFH, the supply for properties has increased
@m.d.fitness1467
3 жыл бұрын
Bhai duniya bhut bdi mkan bnane wale jyada h .kiraye wale km j
@AshishMishra-jk4or
3 жыл бұрын
Middle class family k liye bola hai
I am into Home loans I don't want to ruine my business but middle class fall into trap of loans..
सर जी यह बात तो सही है लेकिन हर बात हर किसी के लिए लागू हो यह बात भी सही नहीं तो इसलिए जिसका जितना फिल्म है जिसका जितना सिस्टम है उस सिस्टम के अकॉर्डिंग अपना छोटा मोटा घर होना चाहिए थैंक यू ओके
Pehli Baar Apki Baat Se Ittefaq Nahi Rakhta,, Chhota hi Sahi apna ghar hi hona chahiye. Ghar se hi hamari pehchan hoti hai
Aapki bat 100% shi h ...👍👍👍 Par aaj k time m ghr k bina, koi rista nhi rkhta orr na hi koi dng sa rehna data h.... Same with me...🙄🙄🙄
It should have 100 million likes Very lovely 😊 Keep making these type of business videos sir ji
सबर और सुकून से ज़िन्दगी गुज़ारनी चाहिये ऊपर वाले ने जितना दिया है उस पर सबर रखना चाहिये सब कुछ यही रह जायेगा और कभी लोन नहीं लेना चाहिये
@ismailkhan-ou7hb
3 жыл бұрын
Haa bhai
सर जी नमस्कार आपका बहुत बहुत धन्यवाद आपने बहुत ही बेहतरीन जानकारी दी है इस वीडियो के माध्यम से। पर सर जी हमारा एक निवेदन है आपसे अगर किसी भाई के पास अपना खुद का घर ना हो । ना गाँव में ना सिटी में वो व्यकित आधार कार्ड में अपना पता क्या दर्ज करे कभी किसी वीडियो के माध्यम से जानकारी देने की कोशिश करें धन्यवाद 👏👏
Home lena chahiye but loan amount lekar nhi saving se lena chahiye
Iska sahi heading hone chahiye kii " loan nahi lena chahiye" Mere paas 20 lakh hoga toh 10 lakh ka ghar lungi aur 10 lakh fix deposit karungi.
@chetanarya4883
4 жыл бұрын
vo big cities ki baat kar rhe he...big cities me 10 lakh ka ghar nahi milta na
@singh0806
4 жыл бұрын
10 Laks Me Bathroom Milega, Rah Lena
@drawlikeproscience2866
4 жыл бұрын
@@singh0806 hahaha . I am not royal . So I don't need bathroom of 10 lakh. 10 thousands enough for making washroom. 10 lakh enough to make house in village area.
@drawlikeproscience2866
4 жыл бұрын
@@jagdeepjaiswar7308 thank you Jagdeep
@indianideas1
4 жыл бұрын
Ranjana g, Kya mai uss ghr me Rent par reh skta hu mere pas ghr lene k paise nhi h g
किराये पर भी मत लो , मैं तो कहूँगा तंम्बू तान लो । ये तो हुई मजाक की बात । जो इन्होंने कहा सोचने पर विवश करता है
@pratikprajapati2171
4 жыл бұрын
Right 💯
@Abhishek-tc6mr
4 жыл бұрын
🤣🤣🤣🤣
@youtubetechindia3412
4 жыл бұрын
प्राचीन गुफाओं के बारे में क्या विचार है। वो ज्यादा सुरक्षित है।
@sunitasaharan7492
4 жыл бұрын
🤣🤣🤣🤣👌
@kapilbhargav181
4 жыл бұрын
😂😂🤣🤣🤣 ek no. Bhai 👍👍
jiske pass money nahi he iske liye Absuluatly right vidio
सर मैं भी 20 लाख का लोन लेना चाहता था सर जब आपकी वीडियो देखी देखिए अब सर सब कुछ समझ में आ गया