8 Unconscious Way of Throwing Money 1. Overstocking or Foods 2. Buying RTD or overpriced drinks 3. Paying Fees 4. Buy something and never ask for a discount 5. Buying something new when you go out 6. Eating Out 7. Late Fees Payment 8. Not writing your expenses Solution 1. Write Down Expenses 2. Prioritize Needs vs Wants 3. Write Down Due Dates

Plus wag sumama sa feelingerang friends at social climbers para makatipid.😀

@CJKisame

4 жыл бұрын

True..

@hernanpurisima9390

4 жыл бұрын

Korek

@aliciaellorin9032

4 жыл бұрын

haha,like😄😄😄😄

@babycute2214

4 жыл бұрын

lolz

@henniealyssagutierrez1499

4 жыл бұрын

Bad! Hahahaha

1. Overstocking of Foods 2. Buying RTD or Overpriced drinks 3. Paying fees 4. Not asking for discount 5. Buying something everytime you go out (sumasabay sa uso) 6. Eating out 7. Paying late fees, interest and charges 8. Not writing your expenses

@412N3L

4 жыл бұрын

Cindy Mermejo Thanks Cindy, You saved me 14:23 mins of my time 😁

@ZaieN13

4 жыл бұрын

Additional info lng. Tips on how to budget (mentioned at the last part of the video): 1. Write down your expenses daily/ if not collect the receipts 2. Prioritize your needs 3. List down due dates (so you won't be charged for late fees)

Huwag aksayahin ang pinaghirapan... Lagi kong iniisip kung gaano kahirap hanapin ang pera kaya hirap gastahin ang pera 💖

pra sakin isa to sa mga dapat isubscribe ksi my mga ibng vlogs wla ka masyado mkukuhang aral kundi scam,yung iba mtatawa ka pero hanggang dun lng eto my humor na mai aapply mo pa sa buhay mo hindi mn pra yumaman talaga kundi mgng disiplinado pagdating sa pg manage ng pera.

Agree. But I still believe in moderation. I don't want to feel deprived of the money I worked so hard for. I would just feel that I'm just working and not really living and lose sight of the present because my eyes are glued to the unknown future. I mean, goals are good and all but there are things that happen that are beyond us. I stock only enough food, got my money goals up, tipid here and there, pay my bills ahead of time, I make sure I withdraw with my banks' atms, get investments and whatnot for my future but I also want to enjoy what I can enjoy right now. No amount of money can ever buy a good relationship. In the real sense of those words.

Just want to add something. 9th ways we are throwing money unconsciously. impulsive buying - karamihan satin bumibili ng hindi natin napag-iisipan talaga. At sa huli, we are asking ourselves bakit natin binili yung bagay na yun. Ill add 1 thing as well how to get rid of this problem -Dont buy base in your emotion. bumili ka base sa kaylangan mo hindi sa nagustuhan mo sya. -determine what is asset and what is liability.

sometimes we should treat ourselves by buying thing that makes us happy or going to place that you've never been..but dont forget to invest or save money

My husband used to be a money waster.He does all of the above. I let him handle his own money for the first 2 years and when I found out he didn’t have any savings when I checked how much he saved, I stepped in and budget his earning..Now he is happy to find out we have saved 80 percent of his earnings every month.👍

I use credit cards to track my expenses and pay them on time to avoid interest rates.

How to fix your budget 1. Write down your expenses 2. Prioritize your needs 3. Write your important due dates

That is why, we don't go out even in week ends. Our Sunday is for cleaning and cooking, it is our family bonding.

@joperez9229

4 жыл бұрын

And how does your family feel about that?

Kaya ako ayoko ng may kasama sa pagbili. Nangyayari may laging "extra" na masisingit na mas malaki pa ang presyo kesa sa mga needs mo na imbes na ma spend mo sa worthy na products.

Thank you so much. nabago mindset ko dahil sa mga videos mo.

Laking tulong talaga ng mga topics mo sir lalo na ngayung pandemic., importante talaga marunong magtipid, marunong sa pera

I learned a lot from this video. Instead of buying the PISO Planner. I'll just use a cheaper ordinary notebook. Thanks bro!

@beedahwan5424

4 жыл бұрын

Hahahahahah

@ramg6091

Жыл бұрын

Hahahahahahaha. Smart move.

Already bought your peso planner + four books. It helped me a lot. Sayang, sana ng.umpisa akong mag ipon nong unang trabaho ko last 8 years ago, malaki na sana naipon ko.

@chestervillaruel6565

4 жыл бұрын

Ametez Juralbar it doesn’t matter how many times you fail,remember you only have to succeed once.

@justme9844

4 жыл бұрын

Ako din yan ang regrets ko, hindi ko inisip ang sarili ko, laging pamilya muna bago ako

@oxanam7999

4 жыл бұрын

@@justme9844 i agree sau puro tulong nung dalaga pa ako,now na may baby na ako inaaway pa ako nung nga tinulungan ko..

@mygrey4042

4 жыл бұрын

Ako din puro pamilya iniisip. Nkaka sad tlga madaming time at perang natapon

@mariaconcepcionabueva9520

4 жыл бұрын

PISO

i learned kailangan po tumawad palagi.. pwede ba piso nalang yung piso booklet?

Thank you very much for these very helpful tips..God bless!

Thank you so much as a reminder for me to start..

I got 3 over 8. This is noted and reminder na din for 2020. Thanks po!

woww..this is great! Ty so much. Im learning a lot🤗

so true!!! guilty ako esp sa overstocking of food! I need to start keeping track of my expenses

Kahit maghanda ka at magipon kung ang sakit mo ay wala ng lunas wala kna magagawa .. tipid na nga sa pera tipidin padin ang sarili.. wow

At the age of 27, u make me think again before spending. One of the significant thing that you influence me is not buying another new gadget since the one that im using still functional/operartional & forget about the thought of buying. Huge THANK YOUUUU Sir! 🤘✌😊

@chinkpositive

4 жыл бұрын

welcome aaron please share na rin

Ang galing mo tlga sir ngayon alam ko na kc lagi akong bumibili kng anong uso hu hu

This is very true. It happens to me all the time...... thank you Sir I am learning a lot.

Now i am conscious. Thank you sir!

Yes, yung pag cacash out sa atm dapat isahan.

My in laws does all except number 7.I think since they are retired and already saved enough , they now indulge.

Chinkee khit simasabihan akong kuripot I dont care I prioritize the future not the present. Thank you tama ka tlga more power

@chinkpositive

3 жыл бұрын

Yes for your future ok lang kuripot

Agree ako lahat sa sinasabi mo sir. Tama, Tama...

Guilty: 5 & 6.. Almost perfect! #FinancialFreedom

@makabayanako5370

4 жыл бұрын

same po hehe..

Excitingto!💕

No. 8 and 'Pasan ko Ang daigdig". Yung ikaw palagi Ang takbuhan..

Dalawang dekada pong OFW. Umuwi akong PWD na po. In short, liability na po ako sa pamilya. Maraming salamat sa videos po. Reach out mo ho lahat ng mga OFWs at lahat ng nasa school sir. Di po ito tinuturo 😂... Kaya pag hawak ng kita, nawawala kaagad ang kita.

TOP 1 Empleyado Money waster: Late pumapasok sa trabaho. hahah. na experience ko to, kahit ilang minutes lang late ko, di ko feel yung deduction pero sayang pa din. hahaha. minsan umabot pa nga sa 5k deduction in 1 month. hahahh. ngayon ko pa nafeel na sayang pala. hahahah.

@kristalmayevangelista5962

4 жыл бұрын

Black Matrix - Tech & Design same ako rin 5-8k monthly 😪😭

@rosem5746

4 жыл бұрын

"PISO"

@chinkpositive

4 жыл бұрын

This is the best time to Grab your copies. Click here: chinkeetan.com/ppp For every purchase of CHINK+ PISO PLANNER, we will be giving a FREE copy of the following books: DIARY OF A PULUBI MY IPON DIARY MY BADYET DIARY MY UTANG-FREE DIARY Instead of putting out P1,099 for the value of the Planner and 4 books, you only need to put out P499 + 100 Shipping Fee! Get your copies now! Promo is until Jan 1, 2020 only.

@gracelyntomalon5308

4 жыл бұрын

Piso

@gracelyntomalon5308

4 жыл бұрын

Piso

Nakalimutan mo sir.. "LOAD" kahit wala namang ka chat 💔😭😅😂🤣✌️

Thanks for sharing Sir!!!

Dami ko po ntutunan sa inyo.ilang yrs nko nag aabroad pero wla p akong investments at enough na ipon

Sir is it wise to invest for an insurance? Sana po maka gawa kayo ng video about it. Thank you

Tapos po ang hirap n yung mga tao s paligid mo ijujudge kapa kpg gusto mo mgtipid.

@myrianvalenzuela9199

4 жыл бұрын

Wag mo pansinin

@Achie8910

4 жыл бұрын

May mga kaibigan na nasanay na sa puro libre, hindi pa marunong magpasalamat.

@Misscharmy12s

Жыл бұрын

Ignore mo lang po. Kahit jinajudge nilang cheap ang inuulam ko at puro ukay mga damit, wala akong pake sa sinasabi nila bsta maingat ako sa pera

Salamat sir,dami qng natutunan.

Thanks po Sir Ang laking tulong😊😊🙏🙏

Ito pa ....buying sale item pro pgdating s bhay Hindi pla nya type hehe

Ask ko lang po, ang "GOLD" Po ba talagang magandang investment?

@sarahmae4594

4 жыл бұрын

Yes po. Ang perang papel pwedeng mawalan ng value pero ang gold hindi.

Happy watching and learning in your video sir

buti talaga nakita ko tong channel nato naiba pananaw ko sa buhay at sa pag gastos sa pera feeling ko naging pabaya ako sa mga bagay bagay .. thank you sir .. dahil sa inyo naging matalas isip ko sa pera at sa buhay

I think life should be enjoyed. Find a middle ground where you can save money and also splurge without guilt. Iisa lang ang buhay and in my opinion dapat ma enjoy din natin pinaghirapan natin. Sino ba makakapagsabi na tatanda ang isang tao hanggang 90 yrs old? Wala dba. We can die anytime. So I think kung gusto mo ng milktea kc pagod ka from work, why not?! Pera mo naman yan and you deserve to feel good. So all I'm saying is find a good balance.

@evangelinebustrillos4166

4 жыл бұрын

I think he is referring those walang ipon tapos pa milk tea pa sya. Ako grabe pag mag shopping. Parang uubusin ang laman ng stall. Why? Walang price control dito sa Iran. Matulog ka lang, tataas na the next day

@jevzcusenda3453

4 жыл бұрын

May point k po... I love milktae also .. but once in a while .. during cheat days not 2x a week or more... Asides it is not good to our health also .. according to research more sugar in our body does more harm than good such as weight gain, obesity, diabetes, prone infections kz bacteria and viruses loves sugar.... etc.... Napagasto p tayo s food then mapagasto p tayo pag nagkasakit... Based on experience yan... What i will do if pagod aq s work... E tulog q n lang yan... Minsan i go to gymn or zumba in my room or with friends... and again according to research... Exercise is a good way to combat stress from work...

@rolandojr.antonio6855

4 жыл бұрын

Tama, I agree with you. Life is short. Enjoy it hanggang bata k. Its all about balancing of life. Kailan k mag enjoy, kung Matanda k n? Yes, mag save din pero wag to the point n you deprived your happiness in life. Di mo din masasabi kung kailan k mawawala s Mundo.

ang saaaaaakkkkkiiiitttt....I wasted my money talaga!!...huhuhuhuhu

Guilty ako sa overstocking of food. Yung akala ko nakakatipid ako pero ang dami palang nasasayang kasi na eexpire ng di ko namamalayan. Dami kong nasayang na baking ingredients like cream cheese which is atleast 140 per pack 😢. Kaya di na din ako nag stock, namimili na lang ako if sure na ako kung kelan ako magbe bake 😃. Thanks to this video. Dagdag kaaalaman na naman.

am almost practicing this things..thank you

Sayang din 499 ko if bumili ako nyang piso planner e pwede naman ako bumili lang ng maliit na notebook na nasa 22pesos lang. Bilib na sana ako.😔

@titserjepoyofficial

4 жыл бұрын

Marites Obana hahahahhaha

@johnthree1647

4 жыл бұрын

Agree 😂😂😂 but agree din ako sa mga sinabi nya about money wasters. But not all.

@joyramos6495

4 жыл бұрын

Kaya nga sya yumayaman dahil dyan hehe...

P499 for a Piso Planner is overpriced

Practical and useful.

I wish other people other relatives will learn from it. Thankful

Idol. Hindi ba dapat “subconsciously” instead of “unconsciously”?

@chinkpositive

4 жыл бұрын

yes ty for the reminder

No..7...sobrang luho ng gf mo.... joke

dati may pag-iyak p q sa asawa q kc ung umutang sa akin e nbibili ang gusto samantalng kami ng asawa q e tipid plagi..lahat ng cnbi mo sir e hindi nmin gngawa..salamat nmn at hindi lng pla ako ang ng-iisip ng gnyang pgtitipid..

the best talaga

sir dami ko natututunan sa inyo halos araw araw ko pinapanuod video nyo ung iba inuulit ulit ko pa makabuluhan talaga ung content nyo

Oh yes. I am learning a lot from your videos.

I've been watching your video's and find it very helpful, nag order na din ako ng piso planner sa lazada and i am very excited to use it na kaso hanggang ngayon di pa dumating..

@chinkpositive

4 жыл бұрын

"PISO PLANNER + 4 FREE Diary of a Pulubi, My Ipon Diary, My Badyet Diary and My Utang-Free Diary are back! Get these for only 499+100SF! Click here to order: bit.ly/34x6Lzh Also available in Reseller Packages: 10 Bundles at 20% off 3,992 INSTEAD OF 4,990 20 Bundles at 20% off + 5 Free Bundles 7,984 INSTEAD OF 9,980 40 Bundles at 20% off + 15 Free Bundles 15,968 INSTEAD OF 19,960 Click here: bit.ly/35boRGB "

true! npansin ko nlang expired n lahat ng binili kong meds at some grocery items. 😭😭

Thank you, this is so helpful !

Simply we buy more than we need and call it investment with benefits. Nangungutang ng sobra sa pangangailangan. Pagiging galante sa chicks pero normal lang yun, ang hindi normal manlalake. Huwag ibangko ang pera, mas malapit sa gastusan dun at pinaka madalas mong magastos dyan ay gadgets. Ang totoong investment, real estate. Sa halip ibangko ang pera, mag real estate ka dahil mabilis tumaas interest ng real estate kaysa interest sa bangko. Last huwag ipamigay ang pera kung kani kanino at lumayo sa mga kamag anak, lakas mangutang mga iyan at TY ang bayad dahil kamag anak.

@chinkpositive

4 жыл бұрын

This is the best time to Grab your copies. Click here: chinkeetan.com/ppp For every purchase of CHINK+ PISO PLANNER, we will be giving a FREE copy of the following books: DIARY OF A PULUBI MY IPON DIARY MY BADYET DIARY MY UTANG-FREE DIARY Instead of putting out P1,099 for the value of the Planner and 4 books, you only need to put out P499 + 100 Shipping Fee! Get your copies now! Promo is until Jan 1, 2020 only.

Great reminder

Thank you for your videos! I've been watching all your tips po. Unang step ko muna ay magtrack ng expenses. Kahit papaano conscious at aware na ako sa mga ginagastos ko. Hindi na din po ako ganon ka impulsive buyer lalo na online shopping apps haha. Wala pa naman akong malaking ipon pero nakikita ko na may development ako sa kung paano ko dapat icontrol ang finances ko. Mahirap pala talaga! Pero at least nagaguide na ako para makapag ipon ng mas malaki hehe. Thank you po!

@chinkpositive

2 жыл бұрын

You're welcome God bles

Laking tulong ni chinkee sa mga tao, nakakarealize talaga na mag save, dami talagang gastos na walang kwenta, magsave talaga

Tama👍👍👍

Ako po overstocking of food. Thank you po sa topic na ito. Lesson learned na po hehe.

Smart guy! Well done.

Very helpful..

@chinkpositive

4 жыл бұрын

2020 just keeps on getting better. Good news Best value for money na, pwede kapa makahabol sa Promo until Jan 15, 2020! Click this chinkeetan.com/ppp For every purchase of CHINK+ PISO PLANNER, we will be giving a FREE copy of the following books: DIARY OF A PULUBI MY IPON DIARY MY BADYET DIARY MY UTANG-FREE DIARY Instead of putting out P1,099 for the value of the Planner and 4 books, you only need to put out P499 + 100 Shipping Fee! Get your copies now! Pls like and subscribe to my YT channel kzread.info.

Have relate na relate ako 😭

Excited 😍

@chinkpositive

4 жыл бұрын

For every purchase of CHINK+ PISO PLANNER, we will be giving a FREE copy of the following books: DIARY OF A PULUBI MY IPON DIARY MY BADYET DIARY MY UTANG-FREE DIARY Instead of putting out P1,099 for the value of the Planner and 4 books, you only need to put out P499 + 100 Shipping Fee! Instant Savings! Grab your copies now. Click here: lddy.no/d72e Promo is until Dec 31, 2019 only.

Pinaka malakas talaga na makabawas ng pera ang bisyo kapag ang bisyo di mo maiwasan ubos talaga 🥺

your videos really help me now. I'm starting to saved money.

@chinkpositive

2 жыл бұрын

Thanks for watching God bless

Tama sya!

Tama

Good job sir chinke ☺☺☺kaya natuto na ako...pag uwi ko sa pinas ayaw sa mang inasal at sa mcdo. ..sir maigi pa bibili ng ng evaporation na milk at bili ng isa carton na tea ...tayo nlang gagawa maka tipid. ..kay sa ka sa labas bibilhin din natin alam Malinis ba pag ka gawa or or madumi ba. . . ...mga arabo nga daming pera pero kuripot magbakasyon sila halos dalhin kusina dios ko kuripot din di sila umasa sa mga restaurant 👍👍👍

@chinkpositive

4 жыл бұрын

Hahahah

Loving it ! Thanks for sharing! New friend here see you.

I learned so much to uour video,giving advice free so much fun.gusto konyung ipon challenge...impulse ipon rather impukse buying.ngkaron din ako ng credit card just used it only once ,3k plang n purchase puro gatas pa,nalula ako.pinaputol ko na agad😂😂😂😂

Just got my hazard pay & i'm watching this now as a reminder to be frugal on money.

@chinkpositive

2 жыл бұрын

Good for you, Neil!

Exacto lahat!👍👌🇧🇭🇵🇭

Tumpak lahat! Thank you po 🙂

True reality

Sir chinkee Sana po ay mas dumami pa po subscriber po ninyo you deserve it! Marami po kau natutulungan isa na po ko dun sir

@chinkpositive

4 жыл бұрын

yes please help us promote

i am so guilty stocking goods, pero di foods.. makeup. Sayang po kasi kada bili ko, diretso sa cabinet o sa makeup box. Kung minsan po di ako gaano lumalabas kaya di ako gumagamit masyado ng makeup pag magso-strolling lang po. Ending, naeexpire mga unused makeups ko.. huhu new year na, time to be practical. Pag di naman important, pass muna lalo sa online shopping hehe

lagi ko shineshare videos nyo po.. hoping to help my friends too.

save 499 use excel in your smart phone easy to review your expenses and due date.

If you know how to handle your stocks such as your necessities, such as foods, cleaning materials, toilet papers, it is actually a very good investment to counter or balance inflation of your money. Especially nowadays.

I don't drink soda, orange juice etc, but Milktea is my guilty pleasure 🤣 2K budget in 6 months (not bad di ba?)

Me, 4 ang problema ko, ayokong mag hingi ng discount.. lalo na sa mga mahihirap na negosyante.... sa mga waiter nga, magbibigay p ako ng tip... 😭😭😭😭😭😭😭 Sa tingin ko ok n lng, kasi kung sa malalaking kompanya naman ako bumubili like Stocks, humuhingi naman ako ng discount... siguro yun lng, wag n lng tayo mag hingi ng discount sa mga maliit na negosyante, tumulong na lng tayo, mas ok n un kesa sa mga magmamalimos, ang gandang sampalin ang mukha mga napakatamad...

Sana may podcasts po kayo sir

7. Paying Late fees, interest and charges

#omg relate much poh 🤣😅😭

thanks for being the guidelines in money consciousness need lang tlga bbilhin ko this 20-20 kaya nga noong 31 isang ulam lang tlga niluto ko ended lbm ksi dami nagbigay kapitbahay 😒😋

SIR CHINKEE, sana po mapansin ninyo to, gusto ko malaman kung wise bang mag loan sa sss, pagibig or philhealth kahit di mo naman need..para lang ba lumaki yung loan credit mo in the future. SALAMAT MORE POWER PO!

Sana nandito yan sa Stockton

Mabuti nlng yung milk tea libre lng sakin.jejehe.