What things have you stopped buying recently? Let me know in the comments! And if you want some free stuff, be sure to check out the links in the description :) -Charlie "Coupon" Chang

@ryanl442

2 жыл бұрын

i think you shouldnt bash video games as much as you did in your video. the general sense is that video games are a waste of time but the most important thing you are missing is what video games teach us subconsciously and actually can improve our cognitive functions. You simply label it as "fun" and a "waste of time", we all spend massive amounts of time on our hobbies, because we find them enjoyable, its easy to bash others for what they enjoy, there is more to it than that. But i see you might just have a negative bias from what video games have been portrayed as having a negative effect on people through the media, news, etc.

@BlueStreak706

2 жыл бұрын

@@ryanl442 I think he said video games are fun as a hobby but if you get addicted and spend 5-6 hours a day playing games then your life wouldn’t improve, as in if you’re an adult, how do you have time to work, exercise, socialize, family, taking care of things if you spent so much time on games.

@resenddelete6820

Жыл бұрын

lol you did not need that "LEVEL UP" SIGN behind you and that counts as "useless spending" but please tell me more bigot

@eliakazanblogcom

Жыл бұрын

What brand of t-shirts do you buy?

“The more money you make, the more valuable your time is.” This was a great quote you had in the video and it is so true. Once you’re able to separate your time from money, your time becomes much more valuable!

I love quality clothing. I wear nice originally expensive clothes but I hardly ever buy new ( only socks and underwear 😅 and those are always no name brand) I find every thing I need at thrift stores and find joy in doing my own repairs. I cook food at home because I have health issues so similar results just different motivations

Nice video. I'm going on a 2 year streak bringing my home cooked food to work for lunch instead of ordering or eating in the cafeteria

@CharlieChang

2 жыл бұрын

Nice! Saves money and is likely healthier too. Props

you’ve been helping me out A LOT this past week. im finally deciding to dive into the “market”, I’m a Snake in this Bull world so.. maybe you’re picking up what im putting down. thank you for your knowledge because I really do plan on implementing it in my day to day, passively. “spend less, save more” period

As a gamer I can definitely confirm that if I hadn’t been a gamer I probably would be doing much better in life than if I had never touched gaming in my life. However, gaming does bring me a lot of happiness, so I don’t think that I should be cutting it out. Rather, only gaming when I’m done with everything else in my day is probably the way to go

@AllThingsKen

2 жыл бұрын

this is called gaming too much

@CharlieChang

2 жыл бұрын

100% - but yes I have friends who LOVE gaming and it should never be cut out completely. That would be awful. Just more balance :)

@DatBeast18

2 жыл бұрын

@@CharlieChang I definitely agree that finding and, more importantly, keeping the right balance is best. Are your friends that love gaming as well off as you? And do you know if they play every day or just occasionally?

Nice work man - alway great info 🙏🏽

Loved this topic, THANK YOU AGAIN!

Thank you for you advices Charlie Chang

definitely as a broke international student in the US, I am helped a lot by cooking at home, no take-outs! In like a college setting, it can be a bit difficult for some people to say no to friends asking you to go out for food and declining offer while explain my situation made me vulnerable at first. But friends (might not everyone) will understand! saying no to eat-out but suggesting alternatives like cooking together can allow us to stay on budget and keep nourishing the friendship we have:) also I initially it stressed me out to be on a tight budget and have to be really careful about groceries, but I started to kind of enjoy how "smart" I can do groceries, using the app of grocery stores which does not cost anything for membership and which does get members discounts and allows you to get something for free after collecting certain amount of points. Maybe trying some recipe on the internet can be not something individuals can do depending on their financial circumstances but doing that once in a while can minimize the stress of being on a budget! (personally allowing myself to get quality fish too..., I am a very classic Japanese I need fish lol) also improvising and cooking some sort of meal can be very fun, I personally enjoy it whatever the creation it is haha Great video Charlie!

Another awesome video Charlie! I totally agree that gaming in many cases is a productivity killer. Once starting a blog and YT channel I realized this even more and ended up selling my Xbox Series X because I just never used it anymore 😂

@mocheen4837

2 жыл бұрын

My son loves to game and spends a lot of time online. He has several consoles along with a $5000 gaming desktop. He wastes a lot of money on skins and purchasing items in the games. The flip side of this is that he decided to learn how to code and wants to be a software engineer when he graduates.

Love the message at the end. 👍👍😁

When you spend to look rich, you don't look for wealth, you look for respect. Great vid Charlie!

The housing advice has a couple things to consider. In the certain states, your primary residence and sometimes your primary vehicle are protected from creditors, e.g. if you get sued. Doesn't necessarily apply to a person where their primary income comes from KZread but for someone who rents a home for example are at a higher risk.

Right On Track Charlie just how Dave Ramsey Says Live On Less Than You Make and Drive Or Live Like No One Else So Later You Can Give and Live Like No One Else

Very helpful. I agree with all those!

Thank you for this! Motivation to be a better man!

Great message and breakdown!

I’ve never thrown any clothes away. I buy good quality clothes & shoes & wear them till they are worn out. I have a drying rack & I line dry almost all my clothes which makes them last longer. I buy good quality food as well. I see so much waste in this world it is ridiculous. I can park in my garage & get rid of junk mail & clutter before it piles up. I don’t buy magazines or newspapers. I do buy books & keep them a long time. These videos are great thank you, Charlie you are a smart young man. I’ve been enjoying all your videos & take lots of notes. Thank you! 😊

Hey Charlie your motivational words are really great and helpful as well as your ideas and the way of your living is in such a simple and sufficient manner

I used to buy nice clothes for work. Several years ago my company switched to corporate casual wear. I was no longer required to wear a suit and tie to work. I started wearing khakis and dress shirts which later revolved to jean and polo shirts. No I work from home and wear t shirts and sweat pants. I do purchase nice clothes for my children but only when it is on sale. My son wears Express for men, but we buy the clearance clothes when it is an additional 60% off. My kids are both athletic and like to wear Nike. We get Nike clothes at the outlet or hand me downs from my sister who works at Nike corporate.

For me, I good idea to get quality good clothes that still look good and are comfortable. I don’t get to cheap clothes that are not comfortable. I never really like wearing logos

Love the video man! All great ways to save money and be able to focus more on the things that actually add value to your life.

I admire you for these. The greatest of them all is real estate. Not only it’s tax deductible the value goes up very high especially nowadays. I was in real estate back home and worked at major banks here in US particularly in the mortagage department . You will never loose in real estate and you will enjoy the property too. Ty for your videos.😀

Great video, Charlie, we think similarly from clothing to depreciative assets. I think the biggest differentiator between those who actually have wealth and those who wish to merely portray is the mindset and how they value their relationship with money. I too had a phase of looking rich, but then you come to find as you make money that it is not about looking the part, its about being it and remaining authentically you A.K.A t-shirt, joggers and hoodie.. Keep up the grind and thank you for the video!

Thank you 😊

Absolutely great video, Charlie!

@CharlieChang

2 жыл бұрын

Thanks Brandon!

If I just invest in stocks and hold would I gain money? Or do you need to sellM

Great video!

Great video! 👍👍😁

I've pretty much completely cut out fine dining as a $1.50 costco hot dog brings me as much joy as a $200 meal at a michelin starred restaurant. They both go in the same way and come out looking the same.

@AW-gj4ji

Жыл бұрын

I’ve considered doing that too 😂

I do need versus wants now and I'm also mindful of what I buy that causes unnecessary clutter in my apartment. I find that getting rid of things/donating items is a constant thing I need to do atleast once a month, which includes paper work/junk mail. I used to buy a lot of clothes too, but now I have lessen it to once a year kind of thing (if needed).

Best advice, no gaming…mind you I love playing on my phone but damn it when you said that it really made sense!

Great Video!!! Where I can get your hoodie??!

Love your videos man

Where did you buy that level up sign in your background?

Can you recommend a good place to sell macbooks?

I would argue that a new car is a fair investment. The way to think of it is not as something you want to resell, but as a transportation tool you want to maintain as long a possible. I bought a new car when interest rates were really low with the intent to keep for at least the next decade or more. It wont end up being sold second hand, I'll use it until it will eventually end up in junk yard. I plan to maintain it well and use it sparingly. My old car got totaled after 16 years of usage.

@CharlieChang

2 жыл бұрын

That's a good way to look at it!

@mocheen4837

2 жыл бұрын

I love cars and have purchased a few that have gone up in value. Each of them sells for more that they were brand new. I detail cars as a hobby and take very good care of them. The E46 M3 manual that I purchased in 2003 is climbing in value and is already selling for $10,000 more than I paid for it 19 years ago. I always get stopped by people in the street asking if I want to sell it.

@midkort

Жыл бұрын

@@mocheen4837 The dollars are a good thing to be aware of. But knowing what I know about cars, for a Mercedes to last long, it likely required a considerable TIME investment, which I certainly care about.

I'm buying regardless of market conditions. If your goal is long term performance, this downturn should merely be looked at as a sale.

Great video.

I am looking forward to study on become Amazon sell stuff need more information how to do it can you help me start?

@CharlieChang

2 жыл бұрын

Check out my recent video about Amazon FBA!

Preach brother

What if you're copping clothes as an investment?

I stop buying brand clothes, kitchen wares I bought a used car instead a SUV..

I will forever appreciate this channel, you've helped me and my family a lot, your videos, advice, lessons and funny words are Inspirational and helpful to us. My husband and I have been able to minimal, conscious in spending, saving and investing wisely, I now earn every week. You're such a blessing to this generation, we all love you.

@dominicnorman9479

2 жыл бұрын

It is possible to produce superior performance provided you do something different from the majority. However, most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.

@evamckinnon4212

2 жыл бұрын

@@dominicnorman9479 Having monitored my portfolio performance which has made a jaw dropping $360k from just the past two quarters alone, i have learned why experienced traders makes enormous returns from the seemingly unknown market.

@dominicnorman9479

2 жыл бұрын

@@evamckinnon4212 Interesting. I've a lump sum doing absolutely nothing at all in my bank account, i wanna gets something started with it. You seem to be doing excellent for yourself, how do you achieve this?

@MaryTRing

2 жыл бұрын

@@dominicnorman9479 Exactly, the trick is to diversify your investment, don't panic when everyone else, you won’t see prices like these anymore.

I love "'the comfort trifecta".

Did he said small apartment?? That's because he didn't sew my apartments.. His living room, all my home! 😆

I started making mônèy when Williams T. Kevin started managing my investment portfolio. He enjoys teaching Investment strategies and ideas to grow up your wealth or finances. Williams T. Kevin is well accredited.

@lordviraj

2 жыл бұрын

How can someone know a < professional account manager that is trustworthy when legit once are hard to find this days.

@Gabrielle..

2 жыл бұрын

Williams T. Kevin aka Earnwithkevin is well accredited like I said. He would provide you a good revenue on investment to help you build vour finances.

@lordviraj

2 жыл бұрын

@@Gabrielle.. How do i reach him I'd appreciate if you help me.

@Gabrielle..

2 жыл бұрын

@@lordviraj < you can communicate with him on telegam with the username below.

@Gabrielle..

2 жыл бұрын

@@lordviraj› Earnwithkevin.

Luxury watch yep other shit no don t need it

What are your go to joggers?

@CharlieChang

2 жыл бұрын

I have 2 pairs of Lululemon that I've been wearing FOREVER (both were gifts) and then I have 2 pairs of Nike joggers I bought. I rotate through these but lately I've just been wearing a lot of shorts during the day

Me: things I buy as a hundredaire

@CharlieChang

2 жыл бұрын

We all start somewhere! i was there too :)

Great video!! Keep it up!!

@CharlieChang

2 жыл бұрын

Thank you!!

Little advice for Richard Heart.

First point to take away, he says stay humble hahahahhahahahaha

What makes you a millionaire? Cash..net worth...income?

@CharlieChang

2 жыл бұрын

Assets

@x24gamingteam66

2 жыл бұрын

​@@CharlieChang i dont consider people millionaire, when they're millionaire by assets. for me a Millionaire is someone who has minimum 1M dollars on the bank, cash. everyone is a Millionaire here in Germany if we consider solid assets 😆

4:19: "Especially in countries like Asia." Me: "Wait, what?"

Your comments about video games has me wondering how the wealthy handle spending on their kids. I personally wouldn’t buy a video game console for myself but buying for my kids tends to be a different story.

He says he don’t buy expensive food because he rather use this money for travel but if you travel you need to buy food that’s ready made and that’s expensive 🤷‍♀️ and when it comes to apartment then keep on paying that rent for the rest of your life. 🥴🤭.

What about children?

@CharlieChang

2 жыл бұрын

Luckily I don't have children but only thing I might spend more on is a bigger house with a backyard if I did

*It requires money to make money. this is the best secret I have ever discovered we don’t make money, we EARN and MULTIPLY money.*

@julietjackson7260

2 жыл бұрын

There are platform where you can invest and they trade your money. Then pay you profit either weekly or monthly. That's investing.

What's great. is i checked off every box!.

These are the golden rule if you don't have family with kids. You wait when your family multiply, some expenses will grow

Women are a depreciating asset 😏

Hope Meme coins are on this list

@CharlieChang

2 жыл бұрын

Lol

As a millionaire, I buy nothing that doesn’t add value, utility or true joy to my life.

@CharlieChang

2 жыл бұрын

Now that's what I call a millionaire mentality haha

@BarbellFinancial

2 жыл бұрын

@@CharlieChang Charlie gets it!

Wait until you have a woman and kids.

@mocheen4837

2 жыл бұрын

Once you have kids things will change drastically. You will need to buy a house, save for college, pay more for insurance, food, clothing a larger car. If you want to travel it costs more. If you want to send them to private school, swimming lessons, tutoring, sports etc you will be spending a small fortune. Trying to balance everything and no longer having any spare time while saving towards retirement will be a challenge.

Is this how you became a millionaire? Telling people not to spend money on expensive things! This is genius! 🤣🤣🤣 I don’t know how anybody has never come up with this before. 🤣🤣🤣

@CharlieChang

2 жыл бұрын

Nope! Income generation is 10x more important. Actually being frugal helped me be passionate in personal finance which led to this channel lol

@sharonshmuel3386

Жыл бұрын

If a person is so rich why would he need to accumulate even more wealth?? Unless it’s to donate to the underprivileged, poor countries or disaster zones like Turkey’s earthquake which has left so many homeless ……

Guy is a Multi millionaire but is still consumed by the thought of accumulating more wealth and becoming richer.. Then he goes and preaches others to not be controlled by materialistic possessions

@CharlieChang

2 жыл бұрын

It's the way my mind works :) Frugal and practical until the day I die

@TigasFMS

2 жыл бұрын

This is actually one of the main problems with the world. Few people with too much money and many people with too little money. And no, im not a leftist. Its just the honest truth. Human beings are corrupted by money.

@leona7030

Жыл бұрын

I subscribed to your channel when you first came out! I’m proud of you for getting this far!! Haters gonna hate Charlie. There will be negativity all around. Just remember to do good with the wealth you are given. May God always bless you. The most important thing is our health & what we do with our time. We will never get those two things back. Take care.

I have stopped buying Chinese junk stocks recently.

You are right but also boring

As I get older I buy more things like gaming consoles, gym stuff, and stuff for my pets. I focus on things that make me feel good like a pet companion. You seem to focus on greed... sorry that's just the I get from you.

I'm trying to stop buying clothes. Iove beautiful 😍 clothes..not designers nonsense. Tjmax/HLM /Marshall.