Which money personality type are you?

@BeeBaldwin

2 жыл бұрын

Free Spirit! 🐦

@renaisol

2 жыл бұрын

free spirit. been budgeting since college and almost everymonth have minus growth as there's always complusive buying or entertainment. gotta have a strong grip or else say goodbye to your money. ps:if u live with your friends please dont get easly tempted as not everyone have same financial condition. i faced it firsthand XD

@hilalrahman

2 жыл бұрын

Compulsive saver. Tracking every cent for more than 4 years now.

@iberisamara8418

2 жыл бұрын

Free spirit: budgeting helps a lot, but I'm still a compulsive spender with clothes (now it's second hand), ebooks and in the drug store, but I'm still able to save a fix amount of money in the beginning of nearly every month for some years. It's getting better over time I hope.

@zigm7420

2 жыл бұрын

Free spirit - combo of compulsive saver, indifferent, and worrier, depending on the day and my mood!

I'm definitely the compulsive saver. Always saving cash for a rainy day. No reckless or foolish spending for me.

I’m both a spender and a saver. I have automated transfers from my paycheck to my retirement fund and savings account. And I keep enough fun money for traveling, cultural events, and restaurants. I spend on what matters to me, and brings joy in my life. I feel no guilt because I’m living wonderful experiences, yet saving for my retirement 😊

“As long as you’re at peace with your finances at the end of the day…” TRUTH 🔥🔥🔥 I’ll get there someday and I hope everyone else does too!

I completely agree with what you said! Once you get used to living frugally and under your means, once you finish paying off your bills, its hard to not keep that saving mentality! I feel like money personalities are either due to how you were raised or your personal experiences with money and paying off debts. Either way they are hard to change! Great work Ronald! Keep it up!

@RonaldLBanks

2 жыл бұрын

I’m really happy that you can relate to this conversation Jacob. I would agree with you that they are hard to change but with the right adjustments you can definitely find a balance that works best for you!

@JacobKustra

2 жыл бұрын

@@RonaldLBanks Definitely! It's something I am still working on myself. And you are right, it is a balance. It shouldn't be an extreme in any certain way but a good healthy mix!

@DrCarolynTheLibrarian

2 жыл бұрын

Ahhh I feel this too! It got to the point where this year one of my goals was to spend MORE money on myself and work towards a guilt-free mindset over enjoying some of my earnings now. I can now better understand people who are compulsive spenders because I am loving investing in myself! It’s definitely a balance and I’m getting there.

@JacobKustra

2 жыл бұрын

@@DrCarolynTheLibrarian ah a tough balance to maintain for sure! We got this though, with practice and time, we will find the perfect amount of spending and saving!

I don't really think that much about money. I save it but also spend it on things that make me happy :) Thanks for everything Ron! Btw. Your wife is beautiful and I love how you always mention her in your videos. Hugs from Croatia :)

I'm a free spirit, a saver and spender. I believe if you deprive yourself of things too much, it would lead to an outburst of overspending

Free Spirit! I immediately started nodding my head when you started talking about Free spirit personalities. I’m also a worrier too.

Ronald, I Can't tell you how much you've changed my life in the past 2 months. You see, I just discovered you about 2 months ago and I start my mornings, now with one of your videos. You have taught me so much about becoming a Minimalist and helping me to connect the dots in my spiritual life. I am so grateful for who you are and what you do. Thank you, from the top of my heart.

Former compulsive spender to impulse spender - trending toward goal focused saver. Thank you for your content which is supporting these changes.

Definitely free spirit. I’ve been working really hard to get promotion after promotion but I struggle to save for my future. Every day I fight with myself to not spending but saving for my next goal that’s my own place to live.

*"Courage is not simply one of the virtues, but the form of every virtue at the testing point." - C.S Lewis*

I became debt free earlier in the year, after living with constant debt for over 20 years. I’m now very careful with my money and am very intentional with how I spend it. I need to now find ways to increase my income while maintaining this same level of spending. It’s a very empowering journey.

I'm definitely the compulsive/impulsive spender. I have an emergency fund, but I constantly struggle to understand why people would care more about having more money when they're old rather than being able to enjoy life and have fun experiences now when you're young, healthy and vibrant. It's never made sense to me. So it's hard for me to save more than the bare minimum that I need to for things like retirement.

@TexasCountry1337

2 жыл бұрын

I’m one of those people lol I’m definitely a compulsive saver. I put the majority of my income in my savings and leave just enough in my checking to pay bills & for necessities. I’m such a tightwad, I had to force myself to buy new clothes yesterday for the first time in over a year lol & I really do miss out on life experiences simply because I don’t want to spend the money even though I have more than enough to accommodate for it.

@emmalayla8373

2 жыл бұрын

@@TexasCountry1337 And what if you die suddenly and all that money you have is left for somebody else to enjoy. That would be awful!

I’m a compulsive saver, I’m always saving something especially since I’m back in college I don’t make much money and I live in Cali. But I have a 6 month energy fund saved and I’m not with my parents

I turn 20 years old next May and I've never had debt. I decided not to take out loans. I'm saving money for my truck driver license. I've completed four exams and I have money for the whole school but I'm still saving in case something would happen.

Excellent content, so well thought out and insightful. You've given me much to think about. Thank you.

Budgeting is a "Must" now more than ever. You know "exactly" where the Money goes and when it's due. Sometimes it takes as many as Four Days before I Bill I paid goes through and I get a Email to confirm that the Bill was Paid. When it comes to Holidays, I pay in advance because sometimes it takes as many as five days for a Bill to be cleared.

I feel like I've been most of these at some point in my life but I'm currently Free Spirit and maybe a little bit of a worrier. Great video!

I'm a combination of 1 and 3. Maximize earnings and minimize spending!

cool video bro, appreciate your upload schedule :)

This is really insightful Ronald! I think I lean towards compulsive saver now but I definitely had the compulsive spender mentality when I burned out 6 years ago.

I am the free spirit type- I was a compulsive spender for a long time and ended up in a lot of debt :( I had to majorly change my life and attitude towards money, and “stuff”, to get my head above water financially again. In the process of paying off the debt I became a bit of a compulsive saver. I still hate making a budget and basically can’t stick with it, but I track all my expenses and do very much live within my means so it hasn’t become an issue again. I still get tempted by sales and have made a couple spontaneous unnecessary purchases over the past year, but nothing that broke the bank. I would like to be more methodical but my overall personality makes that a bit hard, lol.

Oh wow, very eye opening!

Ron I feel that I'm a little bit of each one except compulsive spender. I was a single mom so raising a child on one income you had to be frugal.

Great video!

Bro, I just noticed you have 168k subscribers. Congratulations! I think I subbed at 40k or so. So happy for you! 🙏🏽❤️

Definitely compulsive saver/worrier and my husband he is a compulsive spender.

Hi, I am from Russia and how happy I am that I found your channel You have a lot of really useful videos and thanks to you I decided to become a menimolist❤️

My mom is a saver/spender and my dad is a gambler. Not sure how they lasted 20 years together. But my mom is so generous and pays for all of our dinners and travels. I love how she doesn’t think twice about bringing joy to her family by purchasing food and new experiences. I definitely learned from her when it comes to finances. She told me that she can’t sleep knowing she owes someone money. My dad is the complete opposite. He will borrow and not think twice about it. I like to say rich mom, poor dad. I’m glad I stumbled upon this video, you’re awesome!!!

Free Spirit. I can become the compulsive saver but under very extreme stressors I can go buy things I did not intend for or plan for to cope with the stress. I mostly save but there are those few times where I need to spend that little extra. I would say 80% saver 20% spender.

I was raised frugal but my husband was a spender. We would map out a budget and he wouldn't include food in it, what? He wanted to spend every nickel. After signing two loans with him to consolidate bills and knowing what the money was really going towards I pretty much realized we were not going to work out. The best decision was to end it after 12 years. The current bf spends too much also, he has his house and I have mine and it works out just great!

I'm a free spirit. It's ok to spend money for something you like as long as you are paying your dues and have good amount of savings.

Good stuff

I always anticipate when he will say "You see..." :)

I am definitely the compulsive spender. 😬 I am working on getting better with my spending habits.

Useful video ;) I am not sure what type i may be. I Was a compulsive spender during my twenties, mostly because i was a collector, which is just a word for shopping/hoarding pop culture merchandises. Now (thirties) i am more of a compulsive saver, i have budget for everything and keep track of my expenses and the amount of money i have in hands at any given moment BUT since i have budgets, i save way more and when the moment come to replace something necessary, occasionnaly go out with fancy friends or even buying something that i really want, i actually have this money available for this kind of expense, already waiting to be "eventually spent" in that category. Following some rules is such a stress relief. I also learned about myself that the second i spend money for something not necessary (collectable, sweets, "shopping" clothes) i want to continue. This "effect" is active for a few days and really difficult to resist. The few you spend, the more you realize the effect "acquiring" has on you.

#1. 60 years of being frugal is a hard habit to break. It's become clear I'm never going to spend the money I have saved up.

@ajscott9528

2 жыл бұрын

Then you're set for your retirement years 👍🏾

Having worked so hard to free yourself from debt, I can understand the sudden impulse to hoard your money like a neurotic squirrel hoards it's nuts, lol. My mother is very much like this, she's not just a penny pincher, she squeezes that penny till the eagle practically bleeds. Lately though she has gotten better about the importance of responsible financial utilization, not just saving your money, but also knowing how to invest it.

I am #1 and #7. I save because I always feel that it's important to always say for a Rainy Day. #7, I worry and stress and fret, but it works out fine. I keep up with my Finances, I keep track of what I spend, and I buy what I "Need" not what I "Want".

She’s Beautiful Ronald!

Being Debt free is a blessing

@RonaldLBanks

2 жыл бұрын

That it is! Keep growing on your journey Shells!

I'm not sure 🤔 Think I was too busy worrying about money to fully focus on the different descriptions 😂😂

I think I'm a combination of the compulsive saver and worrier. I tend to save because I'm always worried that everything is going to be lost. I honestly feel like that's because my partner is a combination of a money maker and spender, with gambling thrown in. She makes good money but is always chasing the next dollar, and loves to shop for anything and loves to gamble and it stresses me out.

@mariamsillah5551

2 жыл бұрын

I’m a compulsive saver and a worrier

Love your videos man, where do you buy your long sleeve t-shirt?

@RonaldLBanks

2 жыл бұрын

The grey long sleeve I have on in this video is from H&M. I also have sage/teal color one from Everlane.

I sell as much as I possibly can that I don't use or wish to keep, save what I can and use only enough when I need to. When I feel like I loose money on something or have high expenses I feel the need to sell items that I can get from other people's decluttering (that they don't wish to sell themselves, so they give it to me instead) so as to balance it out some more. Sometimes I feel like I need new or different bed set or different/new curtains though. Sometimes I don't wish to have curtains at all. I think much of this for me has to do with change and wanting to find what actually fits in, essentially what I would truly love. That's the perfectionist in me speaking I guess. I buy clothes only when I find something that I need, truly enjoy looking at and like wearing. I live in a country which is basically cold all year round and has a summer period maybe two or three months each year. So I need several sets of clothes for each season. My clothes gets easily worn out so I have to keep looking out for new clothes each year. Besides from clothes and some textiles/linens I try to stay away from ornaments, although I am weak when it comes to antique candle holders from the 1700s, especially in tin. Saving money is my upmost priority though. Saving money for replacements when something is broken, refurbish and for buying a new apartment. I actually hate spending money, watching as my savings account decreases whenever I need to spend money on something (even though it's necessary, health wise or not). I do get happy every time I see the savings account grow. I have always, ever since I was a little girl, been conscious about money and been frugal to the point of not wanting to share with others. Right now I have so much stuff that I have stored in my home, things I've been given from others and my own that I've cleaned up. In fact, I have so many things stored in crates that I have trouble finding things that have been sold sometimes.. Which can be exhausting (stressful). Even though it's a lot of work, I know I'd rather have money for the things than just give it away, as it's money I look forward to put into my savings account.

Definitely free spirit 😆 I have the income to buy....but really need to be saving better for future. I do have a good bit saved.Working on not buying things I don’t need.Like clothes and shoes🙈

I guess i'm the indifferent type, as I am not focused on making money and I'm not exclusively focused on saving either, nor do I switch between the two. I do budget though and save money in various ways now

Man! I so much identify with that pendulum image ..and it is exhausting!

Compulsive saver over here 😆

I would say a free spirit: I'm indifferent to money and like to share it with others as much as possible... I save and spend on 'things' I like. I spend (not material things per se) : go for drink with a friend, staycations, education, go eat something with my husband, giving to a good cause: animal shelter or WWF or unicef etc every month). Sure I save for a rainy day but I'm still relatively young and like to spend it on making memories and giving a little back to others. Money is just paper that you use in life for the fun things. I also like to buy local, greener or more biological (cost more!!) but do my part for the planet and my local community. Life is a about balance: save some and most of all live some! I personally think it is sad when people let money take over there life and work in different jobs just to gain money. The time with friends and family is worth more then all the money on your bank account! That's my money personality/ attitude I guess.

Free spirit

I am definitely a free spirit

14s ago. Damn i'm early 😎

@RonaldLBanks

2 жыл бұрын

Thanks for being here and watching my friend!

type 4 gr me. the more money i was saving i felt myself almost losing my mind. it is true money cannot buy happiness just things that is it. i am slowly just getting to my goal. so what i don't have $5,000 but have half of that and now i'm ok

herbivore shirt?! yaaaay didnt think I could like your channel any more :)

Am all the compulsives lol. But that is coupled with long-term strategic plans.

Think I'm the free spirit xx

I’m the indifferent type

im in 5

Am a combo of Compulsive saver Compulsive money maker Compulsive worrier. Ronald I have an off topic question. You never seem to have any lights on when you do video's. Is that because you are a compulsive saver or because you feel your videos have a certain style you like, sans lights?

❤️❤️❤️❤️❤️

I guess I’m compulsive saver and money maker

The compulsive spender is me.. And that's why I'm in debt 😂

I really need help saving money.🙏🙏❤️

@RonaldLBanks

2 жыл бұрын

I have more content coming to help you with this! In the mental of you have any questions don’t hesitate to ask!

Full blown worrier

💚💚💚💚💚💚💚💚

Indifferent to money. I've learned to budget and learned to live without while paying off debt it became normal to "care less what the Jones's were up to" and continued walk to the of a different drummer😊

Compulsive Money Maker...

Compulsive saver I am not

I’m sorry dear stranger. But I believe your thumb may have slipped and missed the like button. If you would be so kind to fix this happy little incident.

Free spirit