I hope you found these frugal tips helpful! And, if you want to stop buying stuff you don't need, watch this video kzread.info/dash/bejne/eZOk0tdpmL2eh7A.html

One thing we are doing is going down to one vehicle, I am retired and my husband still works so we don’t need 2 cars. If I need the car during the week I will just drive him to and from work. He works 5 minutes away from our house. This will save us so much money 😊

@ThisEditedLife

19 күн бұрын

That's great, what a saving! We can't go to one car at the moment but we'd certainly do it if we could!

@cherylT321

19 күн бұрын

Good plan!

For me it is important torememeber that any change is an experiment. A particular economy doesn't have to be forever, just trying it for a month to see if something I thought I "needed" actually is a need. I recently started my first ever no-buy (I am 68 so it is never too late). And it is easier than I thought because I realize that ever time I think I need X, that jsut for now I will be just fine if I wait for a few months and see if I really need it and if so what the best choice is.

I have a very small income as I work for the NHS as a receptionist and I am not confident or ambitious enough to want the stress of a higher paid job so I have to cut back otherwise I wouldn’t have enough money to cover everything. I am a single Mum. I cut back by only having a house just big enough for my needs. This means rent, council tax, utilities are all much lower I don’t have any fancy tv packages however I do have internet! I only have a sim only phone contract I eat basic foods, cook double and freeze the other half so the following week my food bill is a lot less The car I run is small so it only costs £45 to fill up and that lasts me almost the month. The tax is also only £30 for the year and insurance is low I shop mostly second hand 😊

@ThisEditedLife

19 күн бұрын

Thanks so much for sharing - it sounds like you're keeping your costs more manageable 😊

@cherylT321

19 күн бұрын

Sounds like you’re doing an awesome job managing things! 😊

HI Jo, I prefer less B-roll (but that is just me).

@ThisEditedLife

7 күн бұрын

Hey, thanks for your feedback. I will have to experiment - I worry that people will get bored of looking at my face too long 🤣

Many overspend on the needs…. Buying an expensive vehicle over a base vehicle for example.

@ThisEditedLife

19 күн бұрын

That's true - I know people who have purchased very expensive vehicles which they most definitely "needed'" 😉

@OurRetireEarlyJourney

19 күн бұрын

@@ThisEditedLife We suggest they break up the 750$ car payment in their budget to be 1/2 in the non-discretionary and 1/2 in the discretionary as 1/2 is the real need, and half is the want of the luxury aspect.

Created a budgeting spreadsheet last year and it has been super helpful as I now know exactly what I have to spend each month. The trick is to live within your means, and you'll never feel broke! I rarely buy new clothes, I tend to opt for thrift shops (or as we say in the UK, charity shops). My husband and I are in the third week of the 52 week saving challenge - which is a great way to build savings without really noticing!

@ThisEditedLife

18 күн бұрын

Yes, the budgeting spreadsheet really helped me get control of my spending!

All great tips Jo! 👍🏻

@ThisEditedLife

17 күн бұрын

Thank you so much! 😊