7 Best Investment option for Sr Citizen (100% Secure) | Govt Scheme and Regular Income
Best schemes for senior citizens 2024. Govt and Private banks has increased interest rate for FD, RD and Best Schemes in India for Senior Citizens. If you are looking for best investment options and 100% Secure by Govt. then we have listed 7 options with high interest rates.
#BestSchemesForSeniorCitizens #BestInvesmentOptions #SeniorCitizensInvestmentSchemes #InvestmentSchemesIndia #SeniorCitizensSchemes
0:00 Introduction
0:46 Important Points before you Invest Money
3:10 Investment schemes with Monthly and Quarterly Interest
3:40 Senior Citizens Saving Scheme details
5:15 MIS Schemes
5:38 Investment Schemes with Compounding interest rates
6:20 Option 3 : GILT Mutual Fund
7:31 SGB and Gold Investment
8:29 Bank FD - Govt, private, Small Finance
9:39 NSC Investment Schemes
10:17 RBI Flexi Saving Bond.
Best Senior citizen saving scheme interest rate
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Пікірлер: 888
Yes. Interest from scss should be tax-free.
@gursharananand366
11 ай бұрын
It sbould be Tax free
@DrAneesAhmad
10 ай бұрын
Scss interest must be tax free
@shinderpalkaur4493
20 күн бұрын
Yes interest free scss should be tax free 🙏
Interest on investment of SCSS should be income tax free like as PPF.
@sunilkumarthakur6782
Жыл бұрын
Senior Citizens Savings Scheme tax should be made tax free
Yes, SCSS Interest should be TAXFREE 👍🙏
@nitinsheth8650
Жыл бұрын
Yes
@ashachaturvedi5911
Жыл бұрын
Sccs should be tax free
Yes, to save the skin of SR.Citizens and to meet the ends of real justice, the interest earned on SCSS should be exempted from INCOME TAX.
@surajdogra3674
Жыл бұрын
It should and must be exempted by all means.
@SahajInfo
Жыл бұрын
Thanks for your view and comment
सारे इन्वेस्टमेंट एडवाइजर से आप सर, बहुत सरल और विवेकपूर्ण एडवाइस देते हो। मुझे बहुत फायदा हुआ है,स्कीम्स के चुनाव में
SCSS interest should be declared tax free by the government.
@rajeevjindal6887
Жыл бұрын
Scss interest should be declare tax free to meet out expenses by senior citizens.
@pralaypaul9689
Жыл бұрын
SCSS interests should be tax free.
@sandeepguleria7534
Жыл бұрын
Absolutely right
@abhayatripathy8798
Жыл бұрын
Yes
@kalpkumudkumar8163
Жыл бұрын
true ...
Extremely informative vedio 👍 , i request govt to make senior citizen saving scheme quarterly interest must be Tax free , All senior citizens are retired n live on their pension after working for so many years in different sectors , During their service also , they were paying tax , after retirement too , are paying tax . Full life long we have to pay taxes for Political parties n their members to ENJOY tax payers money 😢😢😢😢
Government is requested to declare the interest earned on SCSS as tax free. I am making this request through your platform.
SCSS interest should be made tax free just like PPF.
@RoshanLal-ys1wj
10 ай бұрын
SCSS Interest should be made tax free same ppf
@krishnamurthyraman6000
8 ай бұрын
0😊 8:29 🎉
Interest earned on SSSC must be Tax Free. Govt. Finance department must take some decession in this matter for the benefit of senior citizens.
I agree fully. Interest on SCSS should be tax free.
SCSS interest must be tax-free to maintain the dignity of a Sr. Citizen whose productive lives are over.
@krishh1717
Жыл бұрын
😊00
@krishh1717
Жыл бұрын
0
Yes, Sir, it's true, it will be a great help to the Senior Citizens if Govt. exempt tax from interest received by SC.
Yes . I too feel SCSS should be tax-free.
@nityanandjimaharaj
Жыл бұрын
Any interest earned Accrued on any investment is not income it is interest. Once you have already paid Tax on earning incomes. All interest by senior citizen should and must be exempt. Raise your voice and support demand . This is election year dictate the terms .
आसिस जी नमस्कार आपने सीनियर सिटीजन स्कीम के बारे में बहुत अच्छी जानकारी दी है धन्यवाद।जय हिन्द वन्देमातरम
Yes you raise a good point This is the moral duty of the government to protect the senior citizen and they should not take tax from senior citizen
Yes interest on fixed deposit for senior citizens should be Tax free. Further more it should be 1% more than the normal interest. 🙏🙏
Annual investment limit of Rs 150000 should be increase to at least Rs 250000 and interest rate to 8% for PPF.
@prakashbiswas1297
9 ай бұрын
Increased to 30 lakhs
@harbanssharma7403
9 ай бұрын
Now it is 30 lacks
Sir, please bring an video on 5 mutual funds to exit this year, 5 to continue and 5 to add to portfolio.
Yes sir interest on SCSS should be made tax free 😢
@chunnulalgupta2331
Жыл бұрын
Scss sckeem ko tax free kiya jaay
@manitiwari778
Жыл бұрын
Scss के ब्याज को टैक्स फ्री कर के सरकार वरिष्ठ नागरिकों को सहारा दे। जब तक सेवा किया और टैक्स भी दिया अब तो कुछ रहम करो
@mahabirprasadkhandelwal452
Жыл бұрын
ù6@@chunnulalgupta2331 ĺ
Interest earned in SCSS should be TAX FREE . Government must consider and review immediately.
Very nice n v useful video talk n message to all senior citizens. Thank you very much sir. We r already following some of your useful messages, will follow other suggestions n invest properly, do health insurance n become safe. Kindly continue your good work. May Almighty God bless u, give u good health, happiness, long healthy life . We wish u all the best. It is,also to follow good habits, good diet, walking, yoga , physical exercise daily to keep fit, healthy social work, help poor, needy, charity, proper rest, 7 hours sound sleep, agriculture work.
Very good information, it helps to SENIOR CITIZENS🎉❤
Aashish Ji Vinay Ji Aap Bahut Aache se schemes ko samjhate hai Thanks to you ❤
Rightly said❤A nice presentation!
Government is well aware of the need to make scss and pmvyy taxfree but it is opposed by powerful group like Banks, FII,RBI
@SahajInfo
Жыл бұрын
hmm - that may be a valid reason
I am senior citizen. Should I wait for July 23 month for declaration of interest rate of NSC ? Is there any possibility of interest rate hike?
One of the best video . Sincerely advised in simple language. Thanks
@SahajInfo
Жыл бұрын
Thanks for motivation Sir
Scss scheme interest should must be tax free by government of India
Sir you have given valuable information. I too feel that under SCSS interest should be exempted from Income Tax.
@SahajInfo
Жыл бұрын
Thanks for motivation
Yes totally agree.
Minimum 9% int in SCSS must be tax free and payable monthly so that Sr citizens can meet their daily needs into worst high inflation running at present in india.
You both are doing a great job 👍👍
Thanks Sir for very good and relevant information and reliable expert advice
@SahajInfo
Жыл бұрын
Always welcome
Punjab N Sindh bank ki jo 222 scheme bata rahe hai jisme 8.5% hai(see at 09:10), wo scheme 31March2023 tak hi thee as per bank website.
Yes SCSS Interest should be Tax free 🙏🙏🙏
Yes. Sr citizen should be protected avoiding tax and not be pressed to submit IT. Because they have very little hope of life.
Excellent video for senior citizens saving, thanks a lot..
@SahajInfo
8 ай бұрын
Most welcome!
SCSS scheme should be declared as tax- free by the Govt of lndia.
SCSS has to be free of Income Tax
SCSS interest should be declared tax free
The Central Govt. Is requested to make Senior Citizen Saving Scheme Interest Income Tax free . It should be considered for 80 yrs Plus senior citizens
@GSJain
Жыл бұрын
Definitely for above 80 yrs, should be Taxfree 🎉
@madhurabondre1258
9 ай бұрын
Yes, S. C. S. S. Interest should be taxfree
Yes interest on SCS should be tax free
True it has to be made tax free.... I had taken in year 2021 but disappointed to see tax deductions if spite of 15H/G form . I am a single woman and was highly disappointed. Hope finance minister takes this into account
@rajendrathakker8458
9 ай бұрын
Thay r not knowing
Yes scss interest should be tax free. Rate of interest should be increased to 9% for life long. No filing of 15 h form.
During budget finance minister announced that scss limit to be increased from 15 lakh to 30 lakh from 1st april'23 but till today I.e. 12/04/2023 no bank has got rbi notification for purchasing scss bond under 30 lakh limit. Why so delay. Thanks.
Thanks very nice and useful information
Yes l do agree that interest on SCSS should be exempted from Income Tax.
Bahut khub sir
Thanks for this valuable information and helpful for me
Yes, the intrest in scss should be exempted from tax.
@SahajInfo
7 ай бұрын
agree
Yes.no tax deduction should b there in SCSS .We hv paid tav throughout. life .This should b considered by Govt
Very good Analysis on fixcal grow sir.
Some people are dependent only on Interest, so strongly recommend that Interests should be Taxfree🎉
@SahajInfo
Жыл бұрын
Hello GS Jain Sir Thanks for your comment.
I also strongly in opinion that SCSS interest should be made tax free.
Thank you
Very nice video. Interest should be non taxable
SCSS should be kept as tax free
@meenashiwal2623
Жыл бұрын
Yes it should be tax free
Yes I too is in support. Of tax exemption for SCCS
The government should take initiative to make it SCSS interest tax free immediately on humanity's ground.
Govt. should be declare tax free the income obtained by SCSS. 🙏
Please make video on RBI retail direct. Here one can buy govt bonds directly.
Good sharing .
Is post office TD and NSC backed by sovereign guarantee as claimed by agents/post offices.
I agree that interest earned in scss should be tax free.
@SahajInfo
Жыл бұрын
🙏 Thanks for comment
Gd evening Sir. If any chance to increase of FD interest rate for private sector bank( like bandhan bank )this month for senior citizen ? Or any other govt bank as Post office also increase. Please inform Sir
The least govt can do is to make interest on SCSS TAX FREE .80% of retirees depend on the interest received from fixed deposit . THANKS
@SahajInfo
Жыл бұрын
well said
SCSC payout is once in 3 months. That means the bank is holding your money without interest in between the payout dates. This calculation has to be considered,
@SahajInfo
Жыл бұрын
will be considered and cover next time
Sr citizen ko pension....Ek sammaan Rashi hai...sammaneey jeevn yaapan hetu.Govt must declare that " No taxes on Samman Rashi"
Considering the case for senior citizen this scheme should be entirely tax free.
Is there any change in the upper limit of investment of amount in scss joint holders .Example existing investors I.e. husband and wife can they invest an additional amount of rupees thirty lakhs , bringing total investment to Sixty Lakhs .
"Senior citizens savings scheme " Interest should be TDS Free.......🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
SCSS interest should be tax free.This is must by govt.Govt should consider this seriously.
SCSS must be made tax free scheme immediately without any further delay.
Do super senior (age more than 80 ) to file ITR. Do they need to pay income tax if income is taxable?
बहुत अच्छी जानकारी दी आपने धन्यवाद 🙏🏻एक साल पहले sssc मे 5lac लगाया था अब रेट बढ़ गये है क्या कर सकते है?
Government must protect sr citizens life s savings, and interest earned should be made tax free.
Please make a video on gilt funds ..... Best gilt fund When will be good time to buy Difference between simple gilt and 10year gilt fund Please make a video for normal individual 🙏
Very good information.
@SahajInfo
Жыл бұрын
Thanks a lot sir
Yes, Government Must make SCSS interest Tax free.
SCSS should definitely be tax-free.Modi-govt. Should consider it seriously & give some relief to the senior citizens. Dr.Samanta.
Better Dividing POST OFFICE MIS into two Groups upto 60 interst @7.4 &Above60 age by providin @8..4/ interst. Then Monthly income facility instead of quartely for 8:59 seniors citigens. Aged person needs monthly Amount for the lively hood. Govt. think about to help the old people.
@SahajInfo
Жыл бұрын
good suggestions
Informative video
Thank I.sir
Yes sr citizen scheme should be tax free
Sir SGB par video layie, which series to purchase from secondary market
byaaz pai tax maaf ho aur deposit scheme mai koi limit na hoo, . logon ko interest milai gaa logon ki buying power bard jaiya gee, economy mai taraki hogiee, Govt should come up with more schemes so that banks should have the max money. people should use UPi system,
@SahajInfo
Жыл бұрын
good suggestions
Yes Givt should make Interest in SCSS TAX FREE as senior citizen depend on this forvtheir daily 😅needs like medicines etc.
Yes. At least after five years when we get back the money fromSCSS it should not be taxed
In scss can we fill 15H form to the bank of the tax amount goes above 50,000. Incase we have certaon FD's , will amount be counted as two different tax amounts
MIS joint account please explain in detail tax wise also
Should I withdraw 2020 Scss investment ,@7.4 %to 8.20% with one% loss of principal amt now?
Yes,,scss skim shoud b a tex free...Agree with comments...
PLEASE DO THE NEEDFUL , FREE FROM ALL TAXES FOR SENIOR CITIZEN , IT IS A VERY DIFFICULT TO SURVIVE NOW , HAVE A MERCY ON US 🙏
SCSS SCEM TAX FREE HONI CHAHIYE
@sharyusalunkhe6252
Жыл бұрын
Scee scem tax free honi chahiye
SENIOR CITIZEN SAVINGS SCHEME SHOULD BE MADE TAX FREE.🙏
Scss available in which bank government only or private bank also?
Yes. There shudnt be any Tax liability on 70 year olds . Specially when they dont hv any other source of income.
Yes,the intereston SCSSmust be non - taxable.
Yes Govt. Should make it at least tax free for Senior Citizens.