7 Best Investment option for Sr Citizen (100% Secure) | Govt Scheme and Regular Income

Best schemes for senior citizens 2024. Govt and Private banks has increased interest rate for FD, RD and Best Schemes in India for Senior Citizens. If you are looking for best investment options and 100% Secure by Govt. then we have listed 7 options with high interest rates.
#BestSchemesForSeniorCitizens #BestInvesmentOptions #SeniorCitizensInvestmentSchemes #InvestmentSchemesIndia #SeniorCitizensSchemes
0:00 Introduction
0:46 Important Points before you Invest Money
3:10 Investment schemes with Monthly and Quarterly Interest
3:40 Senior Citizens Saving Scheme details
5:15 MIS Schemes
5:38 Investment Schemes with Compounding interest rates
6:20 Option 3 : GILT Mutual Fund
7:31 SGB and Gold Investment
8:29 Bank FD - Govt, private, Small Finance
9:39 NSC Investment Schemes
10:17 RBI Flexi Saving Bond.
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Пікірлер: 888

  • @rti5897
    @rti5897 Жыл бұрын

    Yes. Interest from scss should be tax-free.

  • @gursharananand366

    @gursharananand366

    11 ай бұрын

    It sbould be Tax free

  • @DrAneesAhmad

    @DrAneesAhmad

    10 ай бұрын

    Scss interest must be tax free

  • @shinderpalkaur4493

    @shinderpalkaur4493

    20 күн бұрын

    Yes interest free scss should be tax free 🙏

  • @sanjaydas4105
    @sanjaydas4105 Жыл бұрын

    Interest on investment of SCSS should be income tax free like as PPF.

  • @sunilkumarthakur6782

    @sunilkumarthakur6782

    Жыл бұрын

    Senior Citizens Savings Scheme tax should be made tax free

  • @uttamapadwal4672
    @uttamapadwal4672 Жыл бұрын

    Yes, SCSS Interest should be TAXFREE 👍🙏

  • @nitinsheth8650

    @nitinsheth8650

    Жыл бұрын

    Yes

  • @ashachaturvedi5911

    @ashachaturvedi5911

    Жыл бұрын

    Sccs should be tax free

  • @surajdogra3674
    @surajdogra3674 Жыл бұрын

    Yes, to save the skin of SR.Citizens and to meet the ends of real justice, the interest earned on SCSS should be exempted from INCOME TAX.

  • @surajdogra3674

    @surajdogra3674

    Жыл бұрын

    It should and must be exempted by all means.

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks for your view and comment

  • @-cj6qj
    @-cj6qj7 ай бұрын

    सारे इन्वेस्टमेंट एडवाइजर से आप सर, बहुत सरल और विवेकपूर्ण एडवाइस देते हो। मुझे बहुत फायदा हुआ है,स्कीम्स के चुनाव में

  • @birendranathmandi6008
    @birendranathmandi6008 Жыл бұрын

    SCSS interest should be declared tax free by the government.

  • @rajeevjindal6887

    @rajeevjindal6887

    Жыл бұрын

    Scss interest should be declare tax free to meet out expenses by senior citizens.

  • @pralaypaul9689

    @pralaypaul9689

    Жыл бұрын

    SCSS interests should be tax free.

  • @sandeepguleria7534

    @sandeepguleria7534

    Жыл бұрын

    Absolutely right

  • @abhayatripathy8798

    @abhayatripathy8798

    Жыл бұрын

    Yes

  • @kalpkumudkumar8163

    @kalpkumudkumar8163

    Жыл бұрын

    true ...

  • @kuldeeptandon7482
    @kuldeeptandon7482 Жыл бұрын

    Extremely informative vedio 👍 , i request govt to make senior citizen saving scheme quarterly interest must be Tax free , All senior citizens are retired n live on their pension after working for so many years in different sectors , During their service also , they were paying tax , after retirement too , are paying tax . Full life long we have to pay taxes for Political parties n their members to ENJOY tax payers money 😢😢😢😢

  • @sharadchandradhole8935
    @sharadchandradhole8935 Жыл бұрын

    Government is requested to declare the interest earned on SCSS as tax free. I am making this request through your platform.

  • @tonydgama8604
    @tonydgama8604 Жыл бұрын

    SCSS interest should be made tax free just like PPF.

  • @RoshanLal-ys1wj

    @RoshanLal-ys1wj

    10 ай бұрын

    SCSS Interest should be made tax free same ppf

  • @krishnamurthyraman6000

    @krishnamurthyraman6000

    8 ай бұрын

    ​0😊 8:29 🎉

  • @dineshsanghvi3108
    @dineshsanghvi3108 Жыл бұрын

    Interest earned on SSSC must be Tax Free. Govt. Finance department must take some decession in this matter for the benefit of senior citizens.

  • @padamlaw3952
    @padamlaw3952 Жыл бұрын

    I agree fully. Interest on SCSS should be tax free.

  • @sanjaykumarrai1200
    @sanjaykumarrai1200 Жыл бұрын

    SCSS interest must be tax-free to maintain the dignity of a Sr. Citizen whose productive lives are over.

  • @krishh1717

    @krishh1717

    Жыл бұрын

    😊00

  • @krishh1717

    @krishh1717

    Жыл бұрын

    0

  • @utpaldattachowdhury9925
    @utpaldattachowdhury9925 Жыл бұрын

    Yes, Sir, it's true, it will be a great help to the Senior Citizens if Govt. exempt tax from interest received by SC.

  • @vishwanathannatarajan2008
    @vishwanathannatarajan2008 Жыл бұрын

    Yes . I too feel SCSS should be tax-free.

  • @nityanandjimaharaj

    @nityanandjimaharaj

    Жыл бұрын

    Any interest earned Accrued on any investment is not income it is interest. Once you have already paid Tax on earning incomes. All interest by senior citizen should and must be exempt. Raise your voice and support demand . This is election year dictate the terms .

  • @Subhashsharma-pj9vi
    @Subhashsharma-pj9vi11 ай бұрын

    आसिस जी नमस्कार आपने सीनियर सिटीजन स्कीम के बारे में बहुत अच्छी जानकारी दी है धन्यवाद।जय हिन्द वन्देमातरम

  • @ushabirla2841
    @ushabirla28419 ай бұрын

    Yes you raise a good point This is the moral duty of the government to protect the senior citizen and they should not take tax from senior citizen

  • @diliplulla5194
    @diliplulla519411 ай бұрын

    Yes interest on fixed deposit for senior citizens should be Tax free. Further more it should be 1% more than the normal interest. 🙏🙏

  • @anuplalchoudhary1503
    @anuplalchoudhary150311 ай бұрын

    Annual investment limit of Rs 150000 should be increase to at least Rs 250000 and interest rate to 8% for PPF.

  • @prakashbiswas1297

    @prakashbiswas1297

    9 ай бұрын

    Increased to 30 lakhs

  • @harbanssharma7403

    @harbanssharma7403

    9 ай бұрын

    Now it is 30 lacks

  • @baritonegagan
    @baritonegagan Жыл бұрын

    Sir, please bring an video on 5 mutual funds to exit this year, 5 to continue and 5 to add to portfolio.

  • @kashinathingale4664
    @kashinathingale4664 Жыл бұрын

    Yes sir interest on SCSS should be made tax free 😢

  • @chunnulalgupta2331

    @chunnulalgupta2331

    Жыл бұрын

    Scss sckeem ko tax free kiya jaay

  • @manitiwari778

    @manitiwari778

    Жыл бұрын

    Scss के ब्याज को टैक्स फ्री कर के सरकार वरिष्ठ नागरिकों को सहारा दे। जब तक सेवा किया और टैक्स भी दिया अब तो कुछ रहम करो

  • @mahabirprasadkhandelwal452

    @mahabirprasadkhandelwal452

    Жыл бұрын

    ù6@@chunnulalgupta2331 ĺ

  • @kailashchandra6071
    @kailashchandra6071 Жыл бұрын

    Interest earned in SCSS should be TAX FREE . Government must consider and review immediately.

  • @charlesdsouza3893
    @charlesdsouza38939 ай бұрын

    Very nice n v useful video talk n message to all senior citizens. Thank you very much sir. We r already following some of your useful messages, will follow other suggestions n invest properly, do health insurance n become safe. Kindly continue your good work. May Almighty God bless u, give u good health, happiness, long healthy life . We wish u all the best. It is,also to follow good habits, good diet, walking, yoga , physical exercise daily to keep fit, healthy social work, help poor, needy, charity, proper rest, 7 hours sound sleep, agriculture work.

  • @praveenbhate8620
    @praveenbhate8620 Жыл бұрын

    Very good information, it helps to SENIOR CITIZENS🎉❤

  • @RajinderKumar-fm1lb
    @RajinderKumar-fm1lb5 ай бұрын

    Aashish Ji Vinay Ji Aap Bahut Aache se schemes ko samjhate hai Thanks to you ❤

  • @soumennath3447
    @soumennath3447 Жыл бұрын

    Rightly said❤A nice presentation!

  • @shyamalchakravarty500
    @shyamalchakravarty500 Жыл бұрын

    Government is well aware of the need to make scss and pmvyy taxfree but it is opposed by powerful group like Banks, FII,RBI

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    hmm - that may be a valid reason

  • @manojkumarsingh293
    @manojkumarsingh293 Жыл бұрын

    I am senior citizen. Should I wait for July 23 month for declaration of interest rate of NSC ? Is there any possibility of interest rate hike?

  • @dhb702
    @dhb702 Жыл бұрын

    One of the best video . Sincerely advised in simple language. Thanks

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks for motivation Sir

  • @PKOFFICIAL94
    @PKOFFICIAL94 Жыл бұрын

    Scss scheme interest should must be tax free by government of India

  • @sudhirwalavalkar3624
    @sudhirwalavalkar3624 Жыл бұрын

    Sir you have given valuable information. I too feel that under SCSS interest should be exempted from Income Tax.

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks for motivation

  • @mukeshsavai2166
    @mukeshsavai2166 Жыл бұрын

    Yes totally agree.

  • @janakpatel3290
    @janakpatel3290 Жыл бұрын

    Minimum 9% int in SCSS must be tax free and payable monthly so that Sr citizens can meet their daily needs into worst high inflation running at present in india.

  • @MrRavikantahuja
    @MrRavikantahuja Жыл бұрын

    You both are doing a great job 👍👍

  • @ravinderkumaryadav2205
    @ravinderkumaryadav2205 Жыл бұрын

    Thanks Sir for very good and relevant information and reliable expert advice

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Always welcome

  • @rvsing4638
    @rvsing4638 Жыл бұрын

    Punjab N Sindh bank ki jo 222 scheme bata rahe hai jisme 8.5% hai(see at 09:10), wo scheme 31March2023 tak hi thee as per bank website.

  • @diliplulla5194
    @diliplulla5194 Жыл бұрын

    Yes SCSS Interest should be Tax free 🙏🙏🙏

  • @rathinapandian302
    @rathinapandian3026 ай бұрын

    Yes. Sr citizen should be protected avoiding tax and not be pressed to submit IT. Because they have very little hope of life.

  • @syedabidali6686
    @syedabidali66868 ай бұрын

    Excellent video for senior citizens saving, thanks a lot..

  • @SahajInfo

    @SahajInfo

    8 ай бұрын

    Most welcome!

  • @harendranarayansingh2320
    @harendranarayansingh2320 Жыл бұрын

    SCSS scheme should be declared as tax- free by the Govt of lndia.

  • @suniil369
    @suniil369 Жыл бұрын

    SCSS has to be free of Income Tax

  • @dilipkale4936
    @dilipkale4936 Жыл бұрын

    SCSS interest should be declared tax free

  • @kmlodha6984
    @kmlodha6984 Жыл бұрын

    The Central Govt. Is requested to make Senior Citizen Saving Scheme Interest Income Tax free . It should be considered for 80 yrs Plus senior citizens

  • @GSJain

    @GSJain

    Жыл бұрын

    Definitely for above 80 yrs, should be Taxfree 🎉

  • @madhurabondre1258

    @madhurabondre1258

    9 ай бұрын

    Yes, S. C. S. S. Interest should be taxfree

  • @nagpalhome8827
    @nagpalhome8827 Жыл бұрын

    Yes interest on SCS should be tax free

  • @mayam6914
    @mayam6914 Жыл бұрын

    True it has to be made tax free.... I had taken in year 2021 but disappointed to see tax deductions if spite of 15H/G form . I am a single woman and was highly disappointed. Hope finance minister takes this into account

  • @rajendrathakker8458

    @rajendrathakker8458

    9 ай бұрын

    Thay r not knowing

  • @vijayajavanthi3868
    @vijayajavanthi386811 ай бұрын

    Yes scss interest should be tax free. Rate of interest should be increased to 9% for life long. No filing of 15 h form.

  • @diliplodh8377
    @diliplodh8377 Жыл бұрын

    During budget finance minister announced that scss limit to be increased from 15 lakh to 30 lakh from 1st april'23 but till today I.e. 12/04/2023 no bank has got rbi notification for purchasing scss bond under 30 lakh limit. Why so delay. Thanks.

  • @laxmanbandamwar7880
    @laxmanbandamwar7880 Жыл бұрын

    Thanks very nice and useful information

  • @neeruwahal1506
    @neeruwahal15069 ай бұрын

    Yes l do agree that interest on SCSS should be exempted from Income Tax.

  • @RamChandra-eq2rm
    @RamChandra-eq2rm Жыл бұрын

    Bahut khub sir

  • @ParamjeetRai-eg9ez
    @ParamjeetRai-eg9ez10 ай бұрын

    Thanks for this valuable information and helpful for me

  • @parmanandsinghyadav6525
    @parmanandsinghyadav65257 ай бұрын

    Yes, the intrest in scss should be exempted from tax.

  • @SahajInfo

    @SahajInfo

    7 ай бұрын

    agree

  • @vibhasahay5647
    @vibhasahay56473 ай бұрын

    Yes.no tax deduction should b there in SCSS .We hv paid tav throughout. life .This should b considered by Govt

  • @bailochannayak8809
    @bailochannayak88099 ай бұрын

    Very good Analysis on fixcal grow sir.

  • @GSJain
    @GSJain Жыл бұрын

    Some people are dependent only on Interest, so strongly recommend that Interests should be Taxfree🎉

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Hello GS Jain Sir Thanks for your comment.

  • @susantabairagya1939
    @susantabairagya1939 Жыл бұрын

    I also strongly in opinion that SCSS interest should be made tax free.

  • @habeebafatima3598
    @habeebafatima3598 Жыл бұрын

    Thank you

  • @y.psingh1556
    @y.psingh1556 Жыл бұрын

    Very nice video. Interest should be non taxable

  • @shaikabdulkhadarbasha6841
    @shaikabdulkhadarbasha6841 Жыл бұрын

    SCSS should be kept as tax free

  • @meenashiwal2623

    @meenashiwal2623

    Жыл бұрын

    Yes it should be tax free

  • @madhurikanojiakanojia6038
    @madhurikanojiakanojia603810 ай бұрын

    Yes I too is in support. Of tax exemption for SCCS

  • @user-ws3bp3im5t
    @user-ws3bp3im5t9 ай бұрын

    The government should take initiative to make it SCSS interest tax free immediately on humanity's ground.

  • @rajendrasingh2525
    @rajendrasingh2525 Жыл бұрын

    Govt. should be declare tax free the income obtained by SCSS. 🙏

  • @sri2386
    @sri2386 Жыл бұрын

    Please make video on RBI retail direct. Here one can buy govt bonds directly.

  • @rajivathavale3584
    @rajivathavale3584 Жыл бұрын

    Good sharing .

  • @nkdutta4761
    @nkdutta4761 Жыл бұрын

    Is post office TD and NSC backed by sovereign guarantee as claimed by agents/post offices.

  • @purnachandranaak720
    @purnachandranaak720 Жыл бұрын

    I agree that interest earned in scss should be tax free.

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    🙏 Thanks for comment

  • @amitde06
    @amitde06 Жыл бұрын

    Gd evening Sir. If any chance to increase of FD interest rate for private sector bank( like bandhan bank )this month for senior citizen ? Or any other govt bank as Post office also increase. Please inform Sir

  • @shivveenashankar2814
    @shivveenashankar2814 Жыл бұрын

    The least govt can do is to make interest on SCSS TAX FREE .80% of retirees depend on the interest received from fixed deposit . THANKS

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    well said

  • @RajendraRajani
    @RajendraRajani Жыл бұрын

    SCSC payout is once in 3 months. That means the bank is holding your money without interest in between the payout dates. This calculation has to be considered,

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    will be considered and cover next time

  • @rameshsaha6888
    @rameshsaha688811 ай бұрын

    Sr citizen ko pension....Ek sammaan Rashi hai...sammaneey jeevn yaapan hetu.Govt must declare that " No taxes on Samman Rashi"

  • @parthajitbhakta
    @parthajitbhakta Жыл бұрын

    Considering the case for senior citizen this scheme should be entirely tax free.

  • @ajitkumarhukkoo954
    @ajitkumarhukkoo954 Жыл бұрын

    Is there any change in the upper limit of investment of amount in scss joint holders .Example existing investors I.e. husband and wife can they invest an additional amount of rupees thirty lakhs , bringing total investment to Sixty Lakhs .

  • @sankarchandradatta4060
    @sankarchandradatta4060 Жыл бұрын

    "Senior citizens savings scheme " Interest should be TDS Free.......🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

  • @ambikagopal656
    @ambikagopal6568 ай бұрын

    SCSS interest should be tax free.This is must by govt.Govt should consider this seriously.

  • @madhusudannandi2576
    @madhusudannandi257610 ай бұрын

    SCSS must be made tax free scheme immediately without any further delay.

  • @asmitapathak6202
    @asmitapathak6202 Жыл бұрын

    Do super senior (age more than 80 ) to file ITR. Do they need to pay income tax if income is taxable?

  • @sursadhna9242
    @sursadhna9242 Жыл бұрын

    बहुत अच्छी जानकारी दी आपने धन्यवाद 🙏🏻एक साल पहले sssc मे 5lac लगाया था अब रेट बढ़ गये है क्या कर सकते है?

  • @gurudevjaiswal7242
    @gurudevjaiswal724211 ай бұрын

    Government must protect sr citizens life s savings, and interest earned should be made tax free.

  • @vaibhavjain9878
    @vaibhavjain9878 Жыл бұрын

    Please make a video on gilt funds ..... Best gilt fund When will be good time to buy Difference between simple gilt and 10year gilt fund Please make a video for normal individual 🙏

  • @attarsingh10
    @attarsingh10 Жыл бұрын

    Very good information.

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks a lot sir

  • @sureshkolhe1198
    @sureshkolhe11988 ай бұрын

    Yes, Government Must make SCSS interest Tax free.

  • @nripendrasamanta4128
    @nripendrasamanta412811 ай бұрын

    SCSS should definitely be tax-free.Modi-govt. Should consider it seriously & give some relief to the senior citizens. Dr.Samanta.

  • @venkatasubramanyam7801
    @venkatasubramanyam7801 Жыл бұрын

    Better Dividing POST OFFICE MIS into two Groups upto 60 interst @7.4 &Above60 age by providin @8..4/ interst. Then Monthly income facility instead of quartely for 8:59 seniors citigens. Aged person needs monthly Amount for the lively hood. Govt. think about to help the old people.

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    good suggestions

  • @au2879
    @au28797 ай бұрын

    Informative video

  • @mikmagyaba103
    @mikmagyaba103 Жыл бұрын

    Thank I.sir

  • @atmaram7721
    @atmaram7721 Жыл бұрын

    Yes sr citizen scheme should be tax free

  • @baritonegagan
    @baritonegagan Жыл бұрын

    Sir SGB par video layie, which series to purchase from secondary market

  • @msingh7977
    @msingh7977 Жыл бұрын

    byaaz pai tax maaf ho aur deposit scheme mai koi limit na hoo, . logon ko interest milai gaa logon ki buying power bard jaiya gee, economy mai taraki hogiee, Govt should come up with more schemes so that banks should have the max money. people should use UPi system,

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    good suggestions

  • @cvakil115
    @cvakil1158 ай бұрын

    Yes Givt should make Interest in SCSS TAX FREE as senior citizen depend on this forvtheir daily 😅needs like medicines etc.

  • @lsrinivasan4556
    @lsrinivasan4556 Жыл бұрын

    Yes. At least after five years when we get back the money fromSCSS it should not be taxed

  • @HP-qg9se
    @HP-qg9se Жыл бұрын

    In scss can we fill 15H form to the bank of the tax amount goes above 50,000. Incase we have certaon FD's , will amount be counted as two different tax amounts

  • @sunitakulkarni8083
    @sunitakulkarni8083 Жыл бұрын

    MIS joint account please explain in detail tax wise also

  • @narendrapawar9456
    @narendrapawar9456 Жыл бұрын

    Should I withdraw 2020 Scss investment ,@7.4 %to 8.20% with one% loss of principal amt now?

  • @jyotsnaturner7006
    @jyotsnaturner700611 ай бұрын

    Yes,,scss skim shoud b a tex free...Agree with comments...

  • @sibolikumarchowdhury2192
    @sibolikumarchowdhury2192 Жыл бұрын

    PLEASE DO THE NEEDFUL , FREE FROM ALL TAXES FOR SENIOR CITIZEN , IT IS A VERY DIFFICULT TO SURVIVE NOW , HAVE A MERCY ON US 🙏

  • @balrajbansal89216
    @balrajbansal89216 Жыл бұрын

    SCSS SCEM TAX FREE HONI CHAHIYE

  • @sharyusalunkhe6252

    @sharyusalunkhe6252

    Жыл бұрын

    Scee scem tax free honi chahiye

  • @mh.m4984
    @mh.m498411 ай бұрын

    SENIOR CITIZEN SAVINGS SCHEME SHOULD BE MADE TAX FREE.🙏

  • @searchoftruth641
    @searchoftruth641 Жыл бұрын

    Scss available in which bank government only or private bank also?

  • @psaahni
    @psaahni Жыл бұрын

    Yes. There shudnt be any Tax liability on 70 year olds . Specially when they dont hv any other source of income.

  • @nilamberjha219
    @nilamberjha21911 ай бұрын

    Yes,the intereston SCSSmust be non - taxable.

  • @srigo
    @srigo8 ай бұрын

    Yes Govt. Should make it at least tax free for Senior Citizens.

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