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@jeanettedavies8096

Жыл бұрын

Sounds so good!

@marthadominguez7701

Жыл бұрын

I am not from the United States, what applies to me in this case?

@FinancialFastLane

Жыл бұрын

@@marthadominguez7701 Everything except Social Security DRCs.

@marthadominguez7701

Жыл бұрын

@@FinancialFastLane Thank you!!!

@marthadominguez7701

Жыл бұрын

@@FinancialFastLane The strategy you used to capitalize and save money was very intelligent, but in my country most of the elderly live with their families. In case you have other strategies to make money, I would like that you share with me. Thanks!

At 62 I am right on track to retire well at 102

@rob_cd

2 жыл бұрын

🤣🤣🤣

@nanettematthews2264

2 жыл бұрын

Right

@gb8518

2 жыл бұрын

#1 You are Not Alone. I'm on the same way

@deborahjones9626

2 жыл бұрын

🤣

@joeboyd5349

2 жыл бұрын

Dare to dream

Great video. I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you katrina susan

@benroland3652

16 сағат бұрын

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

@martinthomas9371

16 сағат бұрын

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states.

@channingalton7646

16 сағат бұрын

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading.

@JamesRandle5

16 сағат бұрын

I'm new at this, please how can I reach her?.....

@Joelgarcia47

16 сағат бұрын

SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME

The thing I most appreciated, beyond the good advice, was the calm tone. Don't panic, folks, and don't get distracted or caught up in blame: just slow and steady, eyes on the prize.

I grew up in the 60s in an extremely poor single parent family. As an adult I never wanted to continue the poverty cycle and as a result I have lived on a budget my entire life. I could never understand why people didn’t all live like this. Being debt free gives me so much peace of mind.

@taxicamel

10 күн бұрын

WELL DONE. You in fact LEARNT on your own when you were young, what it was like to be poor AND DID SOMETHING ABOUT IT. MY upbringing was "middle class". Both parents worked all their lives and finished working, both in government jobs ...middle level desk jobs. I knew one friend who lived very similarly to you. We disconnected after high school. He was born to play the guitar and was "self-taught". Found out sadly that he passed away in 2008. I know nothing of his life .....however I cringe when I read articles about retirement and the "couple" are concerned with their combined disposable incomes ....with their "target" is $90K ...after tax ....and their will fall short when the wife retires. At that point, I have absolutely no sympathy or concern for their combined "well-being". When they are talking figures like this, I quickly summarize these are GREEDY people who don't care to live responsibly. I keep in mind that under "normal circumstances", both had parents with some kind of "estate", which may have been "shared" with siblings ....but still ....there is commonly "inheritances" ....and ask "what did they do with TWO inheritances. (It is possible that parents are still alive, but in my world, this is NOT normal) Here is the very sad story .....that I am not buying into at all: www.msn.com/en-ca/money/other/couple-one-with-an-indexed-pension-worry-their-income-will-come-up-short-when-wife-retires/ar-AA1nzpbm?ocid=msedgntp&pc=U531&cvid=d258e4f3944245bfabdd33d31c37d990&ei=70 .

@bornfree1888

5 күн бұрын

different curcumstances maybe?

You must be a very different financial planner. Most that I see online or in person want nothing to do with anyone with a net worth or investments less than $250,000. But people who have nothing need advice more than anyone! Thanks for your encouragement!

@caroline_mzceo7696

2 жыл бұрын

Great information. I will definitely follow you and just subscribed 😊.

@Truthseeker0926

2 жыл бұрын

Very simply put. Thank you 💕

@grailing1

2 жыл бұрын

Great video an discussion very informative. You earned a subscriber.

@layadee2007

2 жыл бұрын

Savanah! This is so true! Even the banks that you've banked with for 30+ years don't want to talk to you or at least take time to give you advice. This has happened to me. Life happens and everyone can't have $250,000 in the bank.

@islandgirl5382

2 жыл бұрын

He is definitely a 'rarity'!

I'm currently putting in every single minute towards my retirement, made some not so proud money decisions in my earlier years and I hope to redeem myself before retirement, the goal is $2millions by the time I turn 60

@RetiredandLivingthedream

2 жыл бұрын

You need much less than $2 million but go for it Aim high.

@jamesw7072

2 жыл бұрын

2 million will be like a hundred grand in a few years. We are the next Venezuela and Zimbabwe

@patriciamcnamara9821

Жыл бұрын

Live your life NOW retirement is too late to start doing so. As we say in Ireland, someone will bury you because you can't stay above ground to stink. Getting older needs replace wants. You can enjoy great contentment in retirement BUT LIVE NOW

@kimkad7485

2 ай бұрын

😢😢😢❤😮😢😮1😢😊

@user-zt7di2qo2f

Ай бұрын

I am from India,. No house, had a child 12 year old I am retired. Living on rent what should I do?

I am 68, no retirement plan, but I am still working and have good health. I am about to graduate from college soon, I guess not everything is bad . Your videos are so inspiring it helps me to see light in the tunnel. Thank you

@FinancialFastLane

10 ай бұрын

Congratulations on your upcoming college graduation! That is so awesome!

@bettyendsley8720

8 ай бұрын

Just don't get sick

@butchnoneed4883

28 күн бұрын

Why the heck would you go to College at age 68 and have no retirement plan. Yes you can say you have a collage degree but who is going to give you a job. Knowledge is find, sit in collage classes most collages have a sit in program for seniors. It crazy that a person 88 years old goes to College, I will never understand it. But it is your money go for it.

@user-pz5vz5dr6k

8 күн бұрын

That is wonderful and I am very proud of you for achieving your educational goals and may you excel in all your endeavors, "CONGRATULATIONS"!!

@Cyber_Diva

2 күн бұрын

Congratulations!❤

I am new to this channel. I have to admit, not having a lot saved for retirement in my 60s has felt like a "shameful" secret. So glad to know I'm not the only one...! I like the idea of thinking outside the box. I'm familiar with most of these suggestions but appreciate the reminders. Thank you so much.

@Kittiesinclair5

6 ай бұрын

IMo the majority of regular people dont have enough retirement funds. So you arent the minority at all.

This guy is a total classic, found by accident here. Reminds me very much of a number of my junior high and high school teachers, who back in the 70s and 80's were basically kindly but smart WW2 veterans; never seen without a neck-tie under any circumstances, drove lengthy Buicks or Oldsmobile sedans (Cadillacs were too ostentatious). They were never 'patriarchal', egotistical (or flamboyant), and you could rely on them without end. Almost all quietly professed some faith in a higher power. As I aged I began to mourn the loss of their generation (like Lane's father) as they began to disappear from public spaces and consciousness, but...here's a living example of that mid-century archetype, somehow extended. Refreshing. I'm going to subscribe!

@CBBC435

7 ай бұрын

Yes! I like it. I miss it.

@timetraveler5246

3 ай бұрын

I completely relate to what you said. I too mourn the loss of their generation which I so vividly remember from my childhood.

@SeniorCircuitGroup

2 ай бұрын

Absolutely agree well done

@joegattobestsalespractices

11 күн бұрын

@@SeniorCircuitGroup]

Sixty years old here. Never married. No dependents. I literally ran across this video about ten minutes ago, and I do not believe it was "by accident." Nothing saved for retirement, and I do not ever see myself doing that in the near future. I will not go into the gory details, but suffice it to say this information and instruction is quite timely for me. I am presently unemployed but actively seeking employment. As a result of watching this video, I am now empowered to begin taking my baby steps for making the necessary changes. Your story about thinking outside the box is also an inspiration to me and provides much food for thought. Thank you for sharing this video. I sincerely hope to be able to catch more.

@e.t.preppin7084

Жыл бұрын

I’m almost 60 and surprised the algorithms put this video in front of my face. I haven’t been searching anything of the like. I’m in the same boat except I have a grown son with family. Good luck to you and your journey to peacefully continue your life. It’s quite scary especially with everything going on today. 😉

@rdbeaz

Жыл бұрын

Move to the Philippines

@ricnyc2759

Жыл бұрын

Good luck, Tracey!

@zoomdz7094

Жыл бұрын

Good luck !

@jackieball6450

Жыл бұрын

If you are still job hunting, please consider the resources of AARP. Also sign up with the unemployment office for job leads. Good luck.

I just stumbled to this video. I'm 59 and no retirement savings. I almost give up and thinking I have no more chance. But this one inspired me and open up my mind. Thank you so much

@FinancialFastLane

Ай бұрын

You can do it!

I like your 10th advice to have faith in God. I waived my rights to my ex husband’s retirement which I regret now. I’m 62 and can’t afford to retire while he retired at age 59. I’m still working and praying that I don’t have to continue working much longer. 🙏🏽

@BastetNoodles

2 ай бұрын

I too waived all rights to my ex husband's retirement (and annuity) ~ because it wasn't MY money to claim! My current financial situation is on ME ~ why should he have had to subsidize it? My choices = my consequences.

Summary 1: You are not alone 2: Take inventory of your situation 3: Know your numbers 4: complete 30 days spending audit 5: Keep more of your own money 6: Get creative and think out of the box 7: Plan to work longer 8: Delay social security and earn DRC 9: Improve your physical and mental health 10: Have faith 11: Never stop learning 12: Don't overlook HECM strategy

@johnthonig8832

2 жыл бұрын

I agree on 11 of 12 Took SS at 62 Invested it If I waited until 66, I would have to live until 84 years old.

@site_is_down

Жыл бұрын

Everything is on point. Nevertheless, it's never too late to start preparing for your retirement, and you can always adjust your lifestyle to fit on your desired goal in the near future. Thank you for this summary 😊

@alisonkantarama8117

Жыл бұрын

Thanks for the summary I was looking out for someone who would volunteer to list out the summary. Blessing

@humankind1468

Жыл бұрын

@62guitarguy also called Reverse Mortage

@Constitution1789

Жыл бұрын

Thank you. Saved me 17 minutes.

My eyes glowed when you said " have faith in God." Thank you.

@Ddrews-nf4gq

3 ай бұрын

That's been my backbone and my biggest motivation. A Positive mindset and a strong belief in God

@mmmnope7999

2 ай бұрын

If you dont belive in dieties this translates to: "Good luck!" 😂

@katbunn957

2 ай бұрын

​@@mmmnope7999EVERYONE believes in a 'diety', even if it is Self-- But belief in the Creator of the universe is the One to believe in !! 😊❤

@AndyOnMactan

2 ай бұрын

@@katbunn957 I believed until DNA came back and found I was paying child support for another man's child

@ProphetessLalla-RookhSky

2 ай бұрын

I have not even watched the video yet, I normally read the comments before I finish ANY VIDEO. I Cannot do anything without God. AMEN ✝️🌹✝️

1. Get a job 2. Get a job 3. Get a job 4-12. Get a job 13. Spend Nothing, Live with your mother

Your suggestion about co-living arrangements makes so much sense, and not just from a financial standpoint. My mother's family is from North Carolina, were all descendants of the Scottish diaspora of the mid-1700s, and had lived in the same area of NC for 250+ years. As a result, I had about 300 relatives of one degree or other living in the same town. EVERYONE shared housing from time to time; elderly parents with kids, unmarried adult siblings with families of their brothers and sisters, young adults just getting started with parents, widowed siblings and cousins. I don't live there now, and the family is more dispersed. But I have always said, if I am widowed in the future, I am going to invite one of my fellow widowed friends to live with me, for a modest below market rent. I think it would be a help to us both. It's not so good for folks to live alone, IMO, and if it also helps financially, why not?

@FinancialFastLane

11 ай бұрын

Great comment, thank you for sharing!

@janeleslie4192

9 ай бұрын

Such a great comment. I lived outside the us for several years and families there lived together. Always had childcare for free right in their house. They found it strange that we kick our kids out after a certain age. If COVID taught me anything it’s not fun to live alone.

@visionsmagazineonlin

7 ай бұрын

😊😊😊😊 6:28 7:56 7:59 😊😊😊

@glawtonmoore

6 ай бұрын

I think the company alone is smart, even if your doing ok financially! Pick wisely, family that don’t share the same respect values can be a nightmare!

@lassfaeedin

3 ай бұрын

❤ Sounds wonderful!

I’m a widow. I really up my getting my finances in order when my husband started having health problems. I always saved but I knew it was more important because of his health since he was the main breadwinner. So, I paid off everything by sacrificing so I could live well later. And it worked. I looked at financial video, TV programs, read books and attended seminars, remodeled the kitchen to make our lives a pleasing as possible in his last days on a modest income. So, as he said “ it’s not about how much you make but how much you save”. YOU CAN DO IT! Thank you Sir.

@FinancialFastLane

2 жыл бұрын

Thank you for your comment! I really appricate it!!

@maryperrysmith5815

2 жыл бұрын

Very inspirational. Thank you for posting

@jovitaevangelista9179

2 жыл бұрын

Sir thank you so much for giving us an amazing tips to follow. looking forward for more advices. Take care and stay healthy. God bless.

@pamwilliams6630

2 жыл бұрын

My hubby is 67 and I'm 68. I'm doing this now, paying everything off, we only have our mortgage left. We didn't buy a house until we returned from missionary field, so we are sorta starting late. But love the life we led, but now its time to concentrate on each other and our health. Wish I had known what I know now about finances when I was in my 30's, but hindsight is 20/20:)

Just found you. At 70 I had NOTHING...been working all my life. Having a degree, went back to work...and now, at 75, can retire with $2,000 a month. Not great, but my faith and good health keeps me going. Thank you so much for these excellent truths!

@eveynj1881

2 жыл бұрын

How do you get $2000 a month

@tomstickney5500

2 жыл бұрын

@@eveynj1881 work

@brigittebeltran6701

2 жыл бұрын

@@eveynj1881 I worked hard from age 70 to 75 as a teacher....$700 a month retirement, plus my $1,300 social security. Many friends want me to move in but if something were to happen, their children would give me walking papers. Luckily my 2016 SUV was paid off...You see, at 60 I went back to college...I knew I couldn't do office work forever...they want young, fresh, pretty faces. But even being a teachers Aide, you can save. I looked ahead when I was 60. Wish I had done so earlier.

@streetsofgold4310

2 жыл бұрын

@@brigittebeltran6701 Your comment is so encouraging to me! I'm furthering my education at a later age, also. I plan to do something similar as you did, but my going back to school is in the Healthcare field.

@brigittebeltran6701

2 жыл бұрын

@@streetsofgold4310 So elated to hear that!!! Yes, it's NEVER TOO late, and God is the Center of my life....Without Him we are nothing. I also worked weekends in a psych clinic as a behavioral tech. Make sure you squeeze in some psych courses, then you will qualify for that as well. God bless! 🙏❤🙏

This video is what my current situation is. Thank you for the advice. But one thing I love in the way you present this problem to people with no retirement savings is setting you and your family as an example on how to overcome the problem. I can read it in you the sincerity, honesty and determination to be able to avoid paying rent. With your wife as a caregiver, you both have big hearts to share to others in need. Thank you for sharing. What a great inspiration!

I just run across this video and I'm glad I did. Thank you for sharing this knowledge. Looking forward to your next video.

I lost everything trying for 15yrs to get my son off drugs, sadly I ran out of options and he is still on drugs. To parents with children on drugs I truly feel for you, stay strong and God bless. I followed the tough love route to late. Great video thank you.

@FinancialFastLane

Жыл бұрын

Thank you for sharing!

@trumpsucks2666

Жыл бұрын

Drug addicts can't be helped, they have to help themselves, I know this, otherwise, it eventually solves itself

@CharlieArehart1

Жыл бұрын

A lesson I've learned to accept: we can't be responsible for people who are irresponsible.

@wendyjohnson4220

Жыл бұрын

I don't believe your efforts help your child was in vain. You did what most loving parent would do. Don't blame yourself for his decision. You will be blessed.

@ruthmilarudolfina933

Жыл бұрын

You will be blessed. Don't give up on your son

#13. Consider retiring in a country outside USA. A 700 dollars (sometimes less) retirement check may cover all your monthly expenses in another country.

@dawncumberbatch7062

2 жыл бұрын

Try Mexico

@brick_housedee6711

2 жыл бұрын

Exactly

@colleenbaptiste98

2 жыл бұрын

So true

@user-pk6ww7yv5q

2 жыл бұрын

Mexico, Costa Rica, Panama, Portugal, Dominican Republic, Thailand...

@Kim-ru9yz

2 жыл бұрын

What countries are good for retirement?

Recommendation #13, Consider retiring overseas. Most countries have a much lower cost of living than the good ole U.S.A. There are also countries like Malaysia and Belize where English is a National language and you could retire on your social security alone and still have some money left over at the end of the month. Worth considering as an option.

@roddy6667

4 ай бұрын

If you like the Florida climate but not the expense, try Thailand or Malaysia. They welcome Americans with a modest retirement. They are peaceful countries where a healthy life is very inexpensive.

@Ddrews-nf4gq

3 ай бұрын

Now this is thinking outside the box! A great idea that I've been looking into myself because you need so much less living overseas than the US. I'm gonna keep researching until I find my new genesis overseas

@evinwhiteson4902

Ай бұрын

​@@Ddrews-nf4gq Thailand is where I live. 20 years now on 1,000.00 a month. Thailand has everything to fit any budget. Food is very tasty and made from scratch everywhere. 3.00 a meal is average. I find that most people in tourism locations speak English. My monthly laundry costs 7.00. 1 month unlimited 4g internet. 7.00 a month Rent 2 bedroom 2 bath villa in phuket 400.00. New motorbike off the showroom floor 2,000.00 Medical care in the excellent state hospitals 100 times cheaper than usa. Flights to from usa cheaper than anywhere in Asia. Usually 1,000 round trip

@Ddrews-nf4gq

Ай бұрын

@@evinwhiteson4902 Very good info! Thanks time to research Thailand

What stood out was the delivery of your presentation as well as your quiet confidence and encouragement.

Retirement is wonderful if you have two essentials - much to live on and much to live for. Invest wisely and get good returns.

@andrewmamikins693

2 жыл бұрын

thank you, can you give a pointer the best investment now ? i am thinking of getting stocks or cryto

@jamesmaduabuchi6100

2 жыл бұрын

The key to making money in stocks is not to get scared out of them. An important key to investing is to remember that stocks are not lottery tickets. Get an financial assistant

@brendawright8161

2 жыл бұрын

That is so true!!!

I’m retired and not financially well off. I’m in great health and spiritually grounded in truth. Since I don’t have allot of finances to juggle, I just simply pay my bills and enjoy the what’s left. I have friends who have 3x my income and are spending it on newer model cars and vacations, but never seem to be happy and satisfied. They always talk about their next upcoming adventure. The cost is always part of the picture and disguised in the smiles. I’ve found that it’s their happiness and not mine. I’m content going to the local park and museum and free jazz concert. Even driving out of state for a weekend jaunt just because. Equating retirement money and joy and happiness all in one is chaotic. Retirement is this- God, more God and then some more God and then some Joy and then some more Joy and then some Peace and then some more Peace and then some Rest. Money is not part of the equation. It’s a mere tool to be used to make carnal life more comfortable. Godspeed!

@FinancialFastLane

2 жыл бұрын

Great comment! Thank you!!

@phinehoshi

2 жыл бұрын

I couldn't agree more. I have God, Joy , Peace and Money . Money is just a bonus cuz I didn't expect it . Thanks be to God. I'm 63 . Retired last year.

@anitasimeon9000

2 жыл бұрын

Well said roe

@artperalta1610

2 жыл бұрын

0l

@aimee-lynndonovan6077

2 жыл бұрын

It doesn’t need to be carnal! Yikes! But glad you live with moderation.

Happy to stumble on to this video. This has been a growing concern and I didn’t see a way thru. Thank you SO much for this information. I feel hopeful now!

Thank you for this video. Your insights are very encouraging!

Lane, your advice is absolutely true. As a 65-year-old woman who has just applied for Medicare, I have enough life experience now to know that all 12 of the things you pointed out are right on target. Thank you for your honesty.

@ThompsonSmith-dd2lo

9 ай бұрын

Hello trysha How are you doing today?

A couple of things to consider. 1) Make a well founded estimate of base expenses in retirement, where base expenses is the cost of housing, food, required transportation, medical costs and things such as clothing. 2) Estimate retirement income at your planned retirement age. 3) Compare (1) and (2). Base further decisions on the result. It may be that you don't actually need significant savings, particularly if you have a pension. You can live a very comfortable life on much less than what "conventional wisdom" suggests. The core requirement to achieve that situation is to NOT have debt of any kind in retirement.

@peacewalker7675

Жыл бұрын

Absolutely !

@janetmccoy7945

8 ай бұрын

@@chronicreaderDo you have enough money to travel?

@MarieHolliday

8 ай бұрын

It's critical to not enter retirement with debt such as mortgage, car note, school loans, personal loans or credit cards, only have basic bills, and try to be in the best health you can, don't create new debt, down size and live a minimalist lifestyle is key, and create a way to earn passive income

Came across your channel and was so inspired listening to your recommendations. Very informative and useful. As a couple, both of us just turned 55 and what u have mentioned as reasons for the lack or no savings at this time resonates with our current situation. Thanks very much for all the insights. God bless 👍🙏

The wife divorced me when I was out of the country, and took everything. I was 66 and broke. I have to use all these strategies, and thank you Lane.

This is for my husband. He is retired as 60. We have paid off house,with sizable savings and $3000 monthly income and no debt.

I just landed on this channel by chance. My life story is a topic of another day. Lost a lot that I ended up in a financial mess. I used to wonder if I maybe the only one to start late saving and investing.This video has just revived me. What stood out for me is the “Faith “ one. Thank you 🙏🏾

@Angela-ju2mk

Жыл бұрын

Me too! I am almost 61 and have little saved. Had to use retirement to support myself and son after divorce. Have not restored. Was set to be a millionaire by this age. Now starting over. Taxes swallowed up half of my money.

I really enjoyed the "thinking outside the box" examples. I am literally the example you gave about raising kids and college expenses, now in our 60's with very little to retire on. Time did go by quickly. I plan on purchasing your book!

Very thorough, precise, and clear. You were straight to the point, no jibber! I subscribed to your channel. Thank You!

This is such a great video. I turn 52 this month and spent the first part of my life taking care of everyone else. One day I got laid-off and found myself alone with no one to help me. I lost everything within a year of being laid off. finding a job was very difficult so did odd jobs. Since then I've been trying to get my life back together. It's been more difficult starting over but I'm not giving up. I've started a new business, made a lot of mistakes but now I'm getting on the right path. I came across this video and found it very helpful. I'll be tuning into more of your videos. Thank you sharing 🙏🏼

@magdelinalee2101

2 жыл бұрын

I like your story.very helpful for oders. Kip doing you will be on a top of the mountain. Good luck 🙏

@tammi67able

2 жыл бұрын

God bless you And congratulations

@juanitadelabajan4352

Жыл бұрын

I was amazed your story too I was also 52 and I plan to go freelancing but may budget not yet ready because as of now iam taking care of my mother a 89 years old and she is suffering an alzheimer disease

@xxgamerxxilean8738

Жыл бұрын

You are never alone! God is always 🙏 beside 🙏 us! Well done 👏!

@xxgamerxxilean8738

Жыл бұрын

@@juanitadelabajan4352 Dear Juanita, to take care of your mother it's a blessing in itself ! Daughter's are God gifts 🎁, angels 😇 in disguise 🥰😇💝💯👩‍👧. So proud 👏 of you ❤! Means a lot ❤, honestly! You are a star daughter ✨.

I volunteered for the elderly organization during my teen. I was able to learn many things from them: "It doesn't matter how much money you have. When you leave this life. You can't bring anything with you. It's best to be happy and healthy in each day of your life." one wealthy female said.

@davidwright873

Жыл бұрын

My father said that you don't need as much money to retire on as society leads you to believe. But then again, you can't go into retirement owing money either. That's just poor planning.

@DLC56

Жыл бұрын

That is something most videos do not mention which a major factor ( in my opinion) for retirement… be DEBT FREE ( no mortgage, no car payment, no credit card debt). Only have essential monthly living expenses and necessary insurance

@frankuvlkan

10 ай бұрын

Hi trinh I hope my comment didn't sound as a form of privacy invasion your comment tells of a wonderful woman with a beautiful heart which led me to comment I don't normally write in the comment section but I think you deserve this compliment. If you don’t mind can we be friends? Thanks God bless you….🌹🌹

@JuliusBall

9 ай бұрын

Have been into a bad relationship. My ex-hurt and cheated on me a lot, that's why am on net to give it a try.

@frankuvlkan

9 ай бұрын

@@JuliusBall smile 😊 my guy

Quit buying stuff and save your money! If you cannot save any of your income, you need to lower your standard of living!

@susanwoods3507

2 күн бұрын

Haha - I don't think your You Tube channel would be as much fun as this one :)

Thanks for sharing this information I am grateful. Very uplifting

I did the caretaker route in college. Worked wonderfully. 96 year old woman. Her daughter came on weekends to spell me. I was there evenings, cooked dinner and breakfast, did shopping and in turn had free room and board. This kept my college costs low enough that I was able to pay for college with out loans.

I retired 2-1/2 years ago at 65, am healthy, have a nest egg and no debt due to choices I had the privilege to be able make. Regardless of how much we have or lack your advice is great, including about health, spiritual life, lifelong learning and the value of ourselves as an asset. Thanks for these 12 points.

@sabga7669

Жыл бұрын

Hello.. am about to turn 50. Can you help me get a job in Canada?

Amazing advice sir. I accidentally clicked your channel but its really worth watching and the way you present was awesome. Thank you so much.🙏🏼

Hi Lane, your podcast is so relieving. I'm not from the US. I from India but I work in the Dubai. I never overspent money all these years. However I couldn't save anything for me and my family. I'm 54 and all the time I have this thought and makes me anxious that I couldn't save anything. We couldn't go on holidays all these yrs except for once in 2019. Because we could just make ends meet all these years. right now I'm out of job though, as the company that I was working shut down the operations. Also they are yet to pay me for last 5 months. Nevertheless your podcast has given me insights and most important a hope that it is still possible to create wealth. Thank you so much and God bless you and your family.

70, Canadian, keto, working out 4 times a week and still working full time. Life has had some setbacks and it is not always straightforward to hold onto those savings. Anyway, I like your presentation style and most of it is relevant and helpful up here too. Thank you. I have subscribed. Your toughest recommendation for me is #10; well, I guess I have some faith in myself. All the rest are great and I am doing it and also enjoying life. (It is actually nice to finally be "the old girl at work who knows everything"!) I have goals and I am a determined soul!

@roberti8116

Жыл бұрын

"keto" LOL

I enjoyed your advice and it hit home, I'm 50 years old and wasted half of it in a world of addiction, finally I got a hold of my life and got clean, I always worked but as fast as the money came it went, once I got clean my mind changed and began to save, I saved up to 10grand and focused on my health, luckily I didn't do to much damage to my self but my mind is on my health now, I believe health is wealth, I consolidated my money going out, I rent a room cause I'm only there to sleep and bought a scooter to save on transit, I found that fasting makes you healthy and spend less in food. Anyways I'm trying to figure out now how to plan for my retirement and live stress free, my only regret is wasting 20 years doing nothing and spending everything.

@FinancialFastLane

2 жыл бұрын

Thank you for sharing your story and congratulations on your amazing progress! Sounds like you have beaten the odds! Keep it up!

@williamlukwago3842

2 жыл бұрын

I thank God that, at least, you are back on track and moving on positively

@charlenelee8178

2 жыл бұрын

God bless you 🙏my brother!

@silviamendoza3301

2 жыл бұрын

Don't duel on that my friend, the past is done and over with. You are in control now, Just think how much your life has improved, keep on going. Look for good friends, hobbies or physical activities you like.

@xxgamerxxilean8738

2 жыл бұрын

It is never too late! Well done!

Thank you so much for sharing this information! God bless❤️🙏❤️

There is a calm throughout your presentation. I've never seen this in a financial person. There is something very spiritual about you. I believe you are very ethical in your work and for this reason, I'm subscribing.

Is really sad saving and investing and the power of compounding is not taught early in grade school.

@cynthiajones7608

2 жыл бұрын

Yes! Unfortunately, this was fully intentional. Just research the reason/creating birth certificates & how the Federal Reserve has placed our country in dire straits!

Thank you for making this video. I almost didn't look at it because I thought it was going to make me feel worse than I already do, with not having a lot of money saved up for retirement in the coming years. Instead this video was encouraging and inspiring! I had already started with furthering my education in my line of work, and I have already planned to work as long as possible- pass the typical retirement age. I also feel that people can work longer than typical retirement age( if in good health), because people are living longer. I thank God that I am in perfect health! I take good care of myself. I am going to purchase your book. Thank you, again.

Great information, I'm 55 yrs old and have some saved, but need to save a lot more. Thank you Lane! I will be listening again.

@Karen-nh7cl

2 ай бұрын

Me too!

Excellent, thanks for blessing us 🙏🏾

Your story is inspiring! How blessed you and your family were to care for an elderly gentleman during his last year of life! It not only gave you a great start financially, it also allowed him to avoid institutional care, loneliness, and loss of assets he surely wanted to pass on to his children. He was able to die at home, in the arms of someone who cared deeply for him. I can only imagine the good memories you have from that time...and you were able to teach your kids about compassion, friendship and the importance of community. These things are riches that can't be taken away: Treasures in heaven.

@FinancialFastLane

2 жыл бұрын

Yes, all true! Thank for for making such a thoughtful comment!!

@michellemiller8337

2 жыл бұрын

Great information, lost my job during COVID and I am going to start own business and open my home up to girls

@valerieann8007

2 жыл бұрын

@@FinancialFastLane I only listened this long to tell you, you could be a Tom Hank's double in movies! The comment I replied under in order to comment to you sounds like something I'd be good at. I'll check it out.

@franztavares7009

2 жыл бұрын

absolutely agree with this comment... 👍🏻

@faridaastuti9830

Жыл бұрын

@@FinancialFastLane may I send you an email. Would you give me your email address. I have some questions and I need your opinion. Thank you

Im 69 and retired with a small pension. I own my home outright. I am blessed to be in that position. I use one room at night with the light on and wear thick sweaters to keep warm. I am presently digging up my back garden's lawn and laying out a vegetable/ fruit growing area. I have ordered chicken wire to raise chickens and have an egg supply. Benefits = healthy veg, eggs, fruit and exercise.

@FinancialFastLane

2 жыл бұрын

Good work! You may appriciate this new video on excecise and health kzread.info/dash/bejne/mKmBlpqSc7iZh6w.html

Thank you for being so kind with your words and being so understanding for us late starters and offering valid advice.

What a great video! A lot of actionable, creative insights and ideas. Thank you.

Excellent advice!! I loved the story about how you and your family moved in with that elderly man! That was a win-win situation on both sides. I'm sure you were such a blessing to that man, especially your wife, and he was a blessing to you and your family. I came across this video by accident like many people and have subscribed. God bless you and your family.

Thank you for this valuable advice. I really wondered where the time went. It’s never too late and I will begin to implement your ideas. Very worried but will get myself into gear.

Thank you for this enlightening recommedations.

This video is just OUTSTANDING! Thank you so much! It's rare to be able to find and listen to someone with such a calming old fashioned manor, well they just sit and deliver wisdom! I really don't even have words to put to it, to explain why your manor in particular mattered so much to me. But it was exactly what I needed, and your advice and encouragement, along with all your ideas and guidance has truly been helpful. I am subscribing this minute. 🤗 Thank you again

You had me at your Ella Wheeler Wilcox quote she is one of my favorite poets! My favorite quote is “life isn’t about finding yourself it is about creating yourself”.

I recently retired at 60 because I was sick of working a job that was stressful and chaotic. I'm living on my pension right now but I bought the tools to learn computer graphics and am planning to become a freelance graphics design artist. You had some excellent ideas that I didn't think about before but will consider going forward. Thanks.

@marialaborde9886

2 жыл бұрын

Michael Boyd Please do!! You will be successful!

@allaafanasyeva8575

2 жыл бұрын

Great idea. I'm doing lots of art: quilling, felting, knitting and crochet stuff. Would be nice to find someone who can make design fir my web site:)

@site_is_down

Жыл бұрын

Glad to hear that! You've just proven to us that age is just a number as I have never encountered someone at such an age who still wants to learn more and improve a skill. That's a real spirit right there! Goodluck and I wish you all the best in your freelancing journey 😊

@holytrinitymasaryktownfl1019

Жыл бұрын

I am Graphic Designer. I recommend you also take some drawing, painting and design classes (or at least study books about these topics). That will go a long way in improving the look of your designs. Knowing Photoshop and Illustrator isn’t enough as there is a lot of competition in this field. Don’t get discouraged. If this is your passion your hard work will pay off, but results may not be immediate if you are planning to free lance.

@mickyelmb

Жыл бұрын

@@holytrinitymasaryktownfl1019 Thank you for the advice. It is greatly appreciated.

Your ideal is very helpful, I hope some young folks learn it from you. Thank you for sharing.

So glad I came across your video. I'm in a unique situation and found a little bit of hope in still being able to come out OK in the years to come. I'm planning on viewing more of your YT videos. Aloha

You made an ageless content. Bravo! I will be retiring at age 62. Two more years. Looking forward to spending time with my aging Mom, my family, friends and my dog. Also, to do things that I truly enjoy. My only concern is maximizing my reserve of $500k so that I’m financially fit. Any ideas?

@FinancialFastLane

2 жыл бұрын

Yes, I have ideas! You need an income plan. I would suggest reading my book as it would be helpful to you at your age and in your specific situation. You can download the first chapter here: www.financialfastlane.com/lanes-book

@scottturner6139

Жыл бұрын

I moved to Colombia South America. Living at a beach condo bought for less than $100k. Living on $2,000 a month. No way in usa.

@FinancialFastLane

Жыл бұрын

@@scottturner6139 Awesome! Here is a video I did about retiring in Costa Rica kzread.info/dash/bejne/lqiEkrFpnszNgrA.html

I'm 53 and an RN. I cannot even imagine working past the age of 60!!! I think I will not make it to 65 if I continue to work past 60 under these crazy post-covid conditions!!! I have to plan to retire at 60 for my health!!!

@holdenmcgroin9774

Жыл бұрын

I need cpr

@Found4655

Жыл бұрын

I am right there with you!! Nurse also and will retire from nursing in 1 1/2 years! Can’t wait.

@deanshuler8910

Жыл бұрын

As a driver same age feel same. Body isnt going to make it. Thank you all nurses

Thank you so much for this. May God bless you tremendously 🙏🏾

I have challenged myself to put away 50% of my monthly income into dividend stocks which is quite easy since I live frugal without debt. I work as an account executive, and make over $20000. $10000 goes into dividends, and the other $10000 covers my my food plus living expenses. I am seeing improvements in my portfolio, dividends look certain for retirement, but I have to attribute this to only to guidance of a licensed fund manager who allocates funds to a plethora of assets. I have to stay disciplined, and remember that I’m in it for the long term. Good luck to everyone and thanks for the great video.

@Laurendon1

Жыл бұрын

I have seen a lot of investing channels but still can’t wrap my head around it. I need an impartial investment advisor. I know they are there I don’t just know a legit sourced. How can I reach the broker you were assigned?

@Ferocious923

Жыл бұрын

@@Laurendon1With the help of a pro financial advisor, Herman W Jonas, I’ve gotten into stocks and fx, splitting my funds in different assets that have brought me huge roi. I just reinvest and grow my portfolio. Here,

@Ferocious923

Жыл бұрын

Hermanw jonas (a g mal comm

@Drhuntley

Жыл бұрын

@@Ferocious923 I don’t make that much, but I sure do make enough. However, it will not be a bad idea to hear from a professional. I hope he replies my mail.

@Lfgyf

Жыл бұрын

Thanks for pointing this out. I usually skip past those since everyone can tell a spam. I also wrote him. How quickly does he respond? I will be patient though. Also, have you made any significant profit so far?

It was no accident that your video appeared after watching a video on preparing to purchase a home…I believe it was a God send. When I read the caption I knew I had to listen because I’m in this situation at 56yo. I hit the thumbs up and SUBSCRIBED!! Excited for what’s to come as I listen to more of your videos! Thanks for giving us this much needed information. God bless🥰

All good advice. I planned my retirement all by myself since I am a rational thinker,so I'm good. I'm 89 years old and comfortably retired for 21 years. Math would tell you that I retired at 68 years old, a little late but I needed to have a retired income that was equal to 80% of my take home pay. Besides, I enjoyed my work.

@travelseatsyellowlab

2 жыл бұрын

Amazing you've put yourself in a comfortable position.

@sct4040

2 жыл бұрын

Excellent.

@davidthomas3386

2 жыл бұрын

You are a genius if you retired at 68 and comfortable with your retirement. That is a blessing.What is/your method?

@howellwong11

2 жыл бұрын

@@davidthomas3386 First, your take home pay must be enough to pay for your expenses. Have a budget to track your expenses. When your calculated retirement income is equal to 80% of your take home pay, you are ready for retirement. In retirement take care of your health so you can take full advantage of the contribution made by your employer and SS by living longer. The devil is in the detail.

@davidthomas3386

2 жыл бұрын

@@howellwong11 Ok. Agreed. Thinking about filing for social security early. Just thinking about it.

Just found your video and it spoke to me...will be watching more! Thank you

Impressed that you actually discussed being tired of/hating your job and suggested alternatives to staying put and being miserable until you could finally retire.

99% of the people who made it in crypto rose from the ashes of a 3 year bear market, real traders pray for real bear market because it is called shopping time.

Thank you!! This was so clear and easy to understand!! I’m 55 years old and have started paying very close attention to my husband and my financial picture. This was very helpful!

Just found this again and paid very close attention. You give GREAT advice all around. Thanks for this.

Thank you. This is a very useful information. I usefully do not pay attention to on line recommendations but yours is different. Thank you again.

This was so helpful! I'm trying to plan "ahead" - honestly I'm starting late since I'm 44yrs old. I love how you go straight to the point, love your positivity and your soothing tone of voice. Thanks so much for posting this informative yet inspirational video. 🌹 Subscribed

Of all the fluff, harmful nonsense, and so-called 'financial advice' that is on KZread, once in a while I come across such a gem that adds a ton of value to what I know and teaches me what I don't know. Keep up the good work!

Thank you for the recommendation and re assurence, its not too late❤

Greetings from Wales. I have almost zero income and zero savings (thankfully own my own home) so I'm not sure why I watched your video but for the first time ever, I took notice of a financial consultant. You have a very good way of delivering this kind of info that doesn't make me cringe, as I usually do when listening to such advice. Not all the info is relevant here in the Dis-United Kingdom, but the approach certainly is. Thanks or "Diolch" as we say in Wales.

@FinancialFastLane

10 ай бұрын

Helo a diolch am eich sylw! You may appriciate this video also: kzread.info/dash/bejne/eYaizpqHYJmwiNo.html

Thank you for not judging us. Your message gives me hope that I am not alone, and that I can turn it around.

@SuperBless

2 жыл бұрын

Thank u sir for giving us hope i am going to listen to your videos just subscribe

@maureenmannion6748

17 күн бұрын

So true. I judge myself enough don't need more!

I just came across you on KZread. Very interesting. I will be 62 this June and have no retirement saved. I have been on SSDI since 2002, due to a damaged spine. Your 12 recommendations interest me. I will watch more of your shows to learn more. A rather nice surprise finding you today. Thank you

Thank you very much for your great advise! It was very informative and helpful! 🕊✨👍

Thank you I am sixty years and was wondering what I missed out when I saw time running so fast against myself but I understand it's never too late . Thanks❤

The pic of you and your young family with the older gentleman that you all basically cared for was wonderful! Your tips were very helpful--thank you! 😀

Like most commenters I stumbled across this video and was impressed with the advice. All good information - more like "need-to-know info". I still have a little ways to go to reach retirement, but think about it more often now. Having sound advice and a solid, realistic plan is invaluable, thank you. Also like to add - most that clicked on the video are probably approaching/at/beyond the age of 60. PLEASE if the info is useful, AND you have kids - please, please SHARE WITH THEM!!! My kids are at the age of starting off life on their own, and every time I talk to them to try to "share my knowledge", I can always find a way to plug my one point: "I'm telling you these things now because I wish someone told me at your age!" One of the best things we can do for our children is this - prepare them EARLY for retirement! My advice to them is to break the cycle - think long-term and shoot for a goal to retire at 55, or even 50! Imagine if you do live to close to 100, and you have worked half your life, BUT you can now do what you want on the second half?!?!

Came across this by chance, next year I am 61, and circumstances have meant that I find myself in the predicament you describe. The video has helped put some anxiety to rest knowing that some of what I am doing is heading in the right direction, with some pointers as to what else I can look into.

@JuliusBall

9 ай бұрын

Have been into a bad relationship. My ex-hurt and cheated on me a lot, that's why am on net to give it a try.

I am 62, expat working in one of the Gulf Arab countries, dismissed from my job after working 28 years without pension . Just given three months salary as an end of service payment. I have to pay for kids school and daily expenses. Always stressed , my mind doesnt seem ro work properly. I found your channel by accident and it helped me a lot. I am now working part time and life is going.

Great advice for us at age 57, and I find your calm and honest style really reassuring and credible. Loved the examples of thinking outside the box, as you were explaining I was really wondering what a person could possibly do in that situation.

@FinancialFastLane

Жыл бұрын

Thank you!

After living pay check to pay check for so many years I finally reach my retirement age 66 and debt free no mortgage house is payed off and no credit card debt payed off and no car note and my income has increased and I have found nearly 3 grand a month to save never had a 401k but now I am debt free with a little bit save up. But being debt free is enjoyable. I have plenty of time to play with my two mustang GT a 04 and a 14.

Excellent video! Hope more people find it and be enlightened by it as I was. That's right, it' never too late. And creative solutions can change the conditions and restrictions we're living with. Keep up the good work! Thank you.

I'm new to your ch. I'm happy to say I'm so glad you popped up great video. Great advice for those of us who are late in saving. I'm 63 on ssi and ssa and disable with rheumatoid arthritis. I have an old car that runs, and my rent is low cause I have sec 8 which is a great help. I save only! For it to go back down to pay high bill or a dog emg bill so I could never get over the 1,000 sad to say. Sometimes I do follow a budget and than I get discouraged so I give up. Thank you for your soft, caring voice and your belief in God.

Hi just found you accidentally, and I started listening to you and called my wife and we both sat here and decided we like you and that we're going to listen to you and do much of what you say. Excellent job on your KZread channel your delivery, your information, and your subject matter we're quite happy that we found you.

Thank you so much for your information. I’m 58yrs old with no retirement. What stood out most for me, creating more income, thinking out the box. My mental and physical is my most important!!!! Thank you again, I will be purchasing your book.

I found you by accident and I am glad that I did. Your content is solid. I am almost 62yers old and I took and early retirement in 2020 due to the tough nature of my job . I raised 3 unique children they are shaping up very well.

Great advices and thanks for a good words.

Hi I went to your website by accident and surprised how helpful it was. I subscribed after completing your video. I retired at the age of 62 and my financial condition wasn’t an issue, however I still appreciated of your recommendations. Thank you for sharing of your knowledge and experience.

I didn’t have any idea this video was going to be so enriching in such a clear and practical way! Thank you very much!

Thank you, Sir! So excellent topics.