6 Ways To Use Savings Challenges | Reach Financial Goals & Save Money

Where does the money go? Starting a savings challenge can seem strange at first. You have this piece of paper with a tracker on it and you aren't sure what to save for. Maybe you don't know if it will work for you. Maybe you aren't sure if you have enough money to put away.
Anyone can save! Any budget, any income. There is always money that you can find to save for your future.
I will go over 6 different ways to reach goals using your savings challenges AND how they work. You CAN do it!
START NOW!!
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Пікірлер: 251

  • @2SisterBees
    @2SisterBees2 ай бұрын

    🐝💛 Comment below what your #1 goal is on your savings challenges. Put it down and speak it into existence! 👏

  • @cassierebain5829

    @cassierebain5829

    2 ай бұрын

    My #1 goal is paying off my car and becoming debt free again

  • @tashapruneda9588

    @tashapruneda9588

    2 ай бұрын

    My number 1 goal is to save for 1,000 emergency fund! I love all your videos, I am learning so much from you.

  • @marybaker8061

    @marybaker8061

    2 ай бұрын

    ❤❤ buying a home with land away from everyone. 😂😂

  • @mamadukes3020
    @mamadukes30202 ай бұрын

    I went with Team Jen and saved $4. My #1 goal is prepaying my funeral arrangements so that it is not left for my kids to pay.

  • @brantnerk2
    @brantnerk22 ай бұрын

    We love having Jason in the games! You two have such adorable banter!

  • @stephanie932
    @stephanie9322 ай бұрын

    I chose Team Jenn and saved $12 for War….For the bonus round, I did do a win & a lose amount. So, my total for today was $17.💰 But, the best news……I called for an early payoff amount for my car yesterday (last payment was to be 6/12/25) and the last payment will be made on Tuesday, 4/16/24! I’m so excited and have you guys to thank! ❤ On to my 3-6 month savings! 😊 🎉

  • @marthamarlin3688

    @marthamarlin3688

    2 ай бұрын

    Oh my gosh that’s exciting. Congratulations!!

  • @terihendricks2211

    @terihendricks2211

    2 ай бұрын

    I let my husband choose which Team and today he picked Jason. We saved a total of $14, Thank-you Jason.😂

  • @stephanie932

    @stephanie932

    2 ай бұрын

    @@marthamarlin3688 Thanks so much. It hasn’t hit me yet. ☺️ Maybe next month when I have extra $ to put toward sinking funds & challenges, then it will. 🙃😉

  • @princessalways4eva

    @princessalways4eva

    2 ай бұрын

    Nice job!🎉

  • @user-po2ql5tb6w

    @user-po2ql5tb6w

    2 ай бұрын

    Wow

  • @shellymackey239
    @shellymackey2392 ай бұрын

    Hi Jenn & Jason. I saved $20 with HH. We love it when Jason joins in on the fun. My #1 savings goal is paying my parents back for $7k for a car loan. It's my only debt and I want it to go bye bye.

  • @Rachel-ms7rf
    @Rachel-ms7rf2 ай бұрын

    I really do like the idea of having specific goals for each challenge. I've really been doing small amount below $10 but it's not challenging enough I guess so will add a harder one for it. I only bring home a very low income but God always makes a way to make sure my kids and I are taken care of.

  • @JoRah2014
    @JoRah20142 ай бұрын

    I saved $40 today with Hello Honey! I even saved for the ties in war. Love playing every week. ❤💛

  • @lisamariegovan
    @lisamariegovan2 ай бұрын

    Team Jenn forever! 🙌 I saved $27 today!

  • @Mah_fb
    @Mah_fb2 ай бұрын

    My oh my...Jason made me rich 😂😂 I saved $43 today...so fun to watch this battle. 🤑💰💲

  • @SimplyMarquise
    @SimplyMarquise2 ай бұрын

    Happy Sunday! I was #TeamJenn today, and I saved $10.

  • @carolynbogle3450
    @carolynbogle34502 ай бұрын

    Hi Jenn, I had so much fun with Hello Honey. Glad that Jason was able to join and I was on his team and saved $47 for Hello Honey. Have a great week. 😊

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Nice savings this week! 💛

  • @jldeville1
    @jldeville12 ай бұрын

    Hi Jenn and Jason. Team Jenn. I saved $16 for Hello Honey this week.

  • @cindyball6998
    @cindyball69982 ай бұрын

    Good Morning Jen! You and Jason are so funny together...LOL! I saved was Team Jen and I saved $16 this week. 🙂

  • @rhondanelson9100
    @rhondanelson91002 ай бұрын

    That hello honey was so fun! I was team Jason all the way and saved $28! Thanks Jason!!

  • @theeclecticmemah
    @theeclecticmemah2 ай бұрын

    I have so much fun with you on Sundays! Jason ups that fun! I saved $15 with Team Jason! GREAT idea regarding saving per row instead of when tracker sheet is done!! LOVE being a Scratchers Club Member!

  • @kelseys9536
    @kelseys95362 ай бұрын

    I was team Jenn and saved $25 on hello honey today! I'm doing the wordle challenge and hello honey and I'm going to use the money from those challenges to add a large payment to my debt. Big thanks to you Jenn for always giving great advice in these videos!

  • @denisemeyerhoff-qp9df
    @denisemeyerhoff-qp9df2 ай бұрын

    Happy. Sunday sisters

  • @natashajoseph3248
    @natashajoseph32482 ай бұрын

    I love when Jason plays along. $ 75.00 Yes team JASON 😎

  • @budgetwithcarly
    @budgetwithcarly2 ай бұрын

    Team Jenn this week! I saved $16 🍯 ❤

  • @StellaThyme
    @StellaThyme2 ай бұрын

    I’m saving $10 today on team Jenn. What a fun game! And my number one goal this year is to build a $1000buffer fund and then pay down our most annoying debts 😊

  • @sandraholbert4190
    @sandraholbert41902 ай бұрын

    I ordered the Carrie Budget $10 challenge. It arrived yesterday and added my first $10

  • @kimberlysaunders1824
    @kimberlysaunders18242 ай бұрын

    Team Jason!!! I saved $ 19. That was a good game today. 🙌🏾😃

  • @trishworden581
    @trishworden5812 ай бұрын

    I saved $40 today! I enjoy how fun you make saving money!

  • @tamikajones6970
    @tamikajones69702 ай бұрын

    I chose Team Jason and saved $15 today for Hello Honey. I like using mini challenges to fund my larger challenges.

  • @KimberlyAnn1971
    @KimberlyAnn19712 ай бұрын

    I chose Team Jenn (always!) and saved $10.00. I heard Uhtred snoring in the background and it was so adorable ☺️ Also, my #1 goal is paying for my taxes that I owe and saving for my daughter’s college graduation!

  • @budgetlifegoals
    @budgetlifegoals2 ай бұрын

    Its always so fun when you and Jason play a Hello Honey Games. I got a total of $41.00

  • @melllawella
    @melllawella2 ай бұрын

    Always Team (2SB) Jen🎉!Although Jason brings the vibes 🤙🏾. Saved $11 in Civil war. My savings goal is to pay off all CC debts

  • @Muvax2
    @Muvax22 ай бұрын

    🐝🐝🐝 Happy Sunday! Saving $25 this week. I am always team Jenn but in the dice war I was team Jason! Thank you for making saving fun!

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Thanks for watching and playing along! 💛

  • @angelaromero2542
    @angelaromero25422 ай бұрын

    This year's goal for all my savings challenges is to pay off my 2 credit cards (finally being debt free hopefully before year end), and start adding to my 6 month emergency fund! I chose team Jenn and stuck with her throughout and saved a Total of $20 for this week's HH. I had a blast playing!! Truly Great Fun always, Jenn!!! Thank you. 💜💜

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    That’s so good!! Debt freeeee! Be weird with me! 🙌💛

  • @DeniseNelson-ii9bg
    @DeniseNelson-ii9bg2 ай бұрын

    I picked team Jason and saved $37. I will be applying this challenge to my debt! Thank you for a fun video!!!

  • @patsteele2120
    @patsteele21202 ай бұрын

    🎉 thank you Jason! I am putting $23 into Hello Honey!

  • @dimples5974
    @dimples59742 ай бұрын

    Hi Jenn! We were Team Jason and saved $28 plus an extra $5 in the bonus round. 🤑 I really liked the idea of cashing out each row, but we are going to hold on to ours until the end and put it towards building our emergency fund back up. Have a great week!

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Yes, me too. I like to hold it all the way through. 👏

  • @pw0804
    @pw08042 ай бұрын

    I chose Team Jason and saved $40. Didn’t think Jason would win so many (sorry Jason, but thanks for making me save more😊 ).

  • @deedeedebina1832
    @deedeedebina18322 ай бұрын

    That was super fun as always!!! I saved $32 dollars today for Hello Honey!!!🍯 Always looking forward to Savings Sundays🙌🏼🙌🏼

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Sweet! See you Sunday! We have a good HH this week! 💛

  • @MommaJs-tz2uz
    @MommaJs-tz2uz2 ай бұрын

    This was a great hello Honey! I saved $21 total. Thank you so much this was awesome! First round I was Team Jenn, Of COurse and second I was Team Jason

  • @Kassikara
    @Kassikara2 ай бұрын

    I saved $20 today. I started with Team Jason and went with Team Jen for the bonus round. I can't let myself say you're a loser, so I paid the amount I chose for the winning TEAM, since we all win with savings! I look forward to Hello Honey every week,, it's the only challenge I do weekly. Thanks for all you do!

  • @alexislewis872
    @alexislewis8722 ай бұрын

    Loved this round of hello honey, awesome vibes😂 Saved $14 woth HH today

  • @bettykosel547
    @bettykosel5472 ай бұрын

    For my one hundred envelope challenge I put money in the bank and use leftover valentine cards or I decorate a piece of cardboard to put in the slot...it is fun looking at them!

  • @tammycorbin5233
    @tammycorbin52332 ай бұрын

    Team Jenn for $18 this week. I am still laughing so hard I am crying 😂😂😂 love you both, you make my morning❤

  • @marylandmonroe
    @marylandmonroe2 ай бұрын

    Thank you for these examples. I am debt free, but still need to finish my 6 months savings fund.

  • @latanyacarr411
    @latanyacarr4112 ай бұрын

    Happy Sunday! Team Jason! Saved $10 with HH today! I use my savings challenges for different things: debt, emergency fund, retirement fund, family vacations, month ahead fund, special occasions (Christmas), property taxes, etc.

  • @grazact
    @grazact2 ай бұрын

    😂 I was Team Jenn and I saved 14€😂 love Hello Honey, thank you very very much!

  • @redheds6
    @redheds62 ай бұрын

    This is my first Hello Honey!!!! I was on Jason's team. (have a BIL Jason lol) Saved $3 for wins $2 for loss and $5 for wars. Total of $35 and extra $10 for bonus. I thought I was picking low numbers and ended with $45!!!! Was super fun, you two look like you have fun together, good sports. =)

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Oh yes! We have fun here- no doubt about that! 💛🙌

  • @jamiehoisington8994
    @jamiehoisington89942 ай бұрын

    Team Jen. $10 saved today.

  • @livinglifewithmama8292
    @livinglifewithmama82922 ай бұрын

    OH MY GOSH!!!!!!! I love you and your husband duo. I bet he is not perfect all the time but this part in the video makes him a winning husband. I love that he is so supportive and goofy and gets right in there with you. I also love that he makes you laugh. I can tell that you two have lots of fun. This is my first time watching your videos. I have been watching tons of budgeting videos and yours came across my screen. This game is so much fun. I stuck with Jenn both times. saved $21 in the civil war round and won nothing in the dice round.

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Hahaa! No, he’s not perfect but he’s pretty amazing! I think so, anyway. 💛 I’m glad you guys enjoy his craziness!

  • @EmilyT112
    @EmilyT1122 ай бұрын

    Fun video!! Loved Hello Honey today! So funny!!

  • @lauriebartholomy9006
    @lauriebartholomy90062 ай бұрын

    Team Jenn today! Hello Honey was $16 dollars for me. Another informative and super fun video! Thank you! 🐝 🍯 💛

  • @LivingLifeInTexas1836
    @LivingLifeInTexas18362 ай бұрын

    I chose Team Jason for $14 but went the low way and saved $5. I like the idea of doing each row. I use what you save as well as what I save, that way it takes less time!!! 💜💜💜

  • @CraftAndBudgetWithAnh
    @CraftAndBudgetWithAnh2 ай бұрын

    This years #1 goal is pay off one credit card and pay down the others. I save $10 for Hello Honey today. Thank you, Jenn and Jason for a good heart laugh.

  • @lisawilliams5
    @lisawilliams52 ай бұрын

    Team Jenn all the way!! ❤ I saved $10. I love it when Jason comes on. You guys are great!

  • @budgetwithmamabear
    @budgetwithmamabear2 ай бұрын

    LOL That was fun! I was Team Jenn💕 I double the win when you had a double war. $21 total💕🐻

  • @Jessicacworkman
    @Jessicacworkman2 ай бұрын

    Team Jenn. Saved $14!

  • @wendykasper5400
    @wendykasper54002 ай бұрын

    Hello Jenn & Jason. Sorry Jenn I went with team Jason this time and saved $16 for HELLO HONEY. Great video you two.😊

  • @islandlady1698
    @islandlady16982 ай бұрын

    I love how you explained everything! Thank you for giving me some ideas on how to save for bigger challenges. I’m always team Jen. I saved $12 today. Great video, thanks for sharing!

  • @ashleysilas8805
    @ashleysilas88052 ай бұрын

    I had so much fun watching you and Jason playing Hello Honey today. 😂I was team Jason. I saved $42 today. I made it if Jason won $5 and when he lost $1 and the bouus round $10 for the win. 🎉🎉

  • @teresamitchell3173
    @teresamitchell31732 ай бұрын

    I chose Team Jenn! I save $31. Great video!!

  • @Mademj8008
    @Mademj80082 ай бұрын

    Hey Jen. Hello 🍯 was so much fun. First game I was team Jen and saved $22. Bonus round I was team Jason and saved $5. That's a total of $27. 😂😂😂😂Jason got really excited rolling 🎲.

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Hahaa! He did! 😂

  • @alicesmith7180
    @alicesmith71802 ай бұрын

    GM! Great advice on the saving challenges! I have used them to payoff debt, reallocated to larger savings goals like an emergency fund and for myself for a birthday meal. Keep saving because it works!!! Team Jason won me $35 😎 I was laughing along with you both. This was so much fun and I love having you both playing these games with us. Have a great week beehive 🐝

  • @Grace.something
    @Grace.something2 ай бұрын

    Team Jenn! Saved $28 for Hello Honey! My number one goal for my savings challenges is to pay off my car! 💖

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    That’s a good one! I am so happy that I don’t have a car payment. At one time, not so long ago- our 2 payments were over $2300! 😳

  • @amandahaggan7062
    @amandahaggan70622 ай бұрын

    I chose Team Jenn and saved $25, but did a win/lose in the dice and saved another $5 on it, so $30 total on Hello Honey! ❤ Loved the advice on ways to put the savings money from different games to build up other games faster or straight to a goal! My #1 goal for this year is paying off at least 4 credit cards, and we have paid off 3 so far. We'll have #4 paid off by July!!

  • @ruthking466
    @ruthking4662 ай бұрын

    Grand rising Jenn. I always use my small savings challenges to fund my larger ones and it helped me tremendously to fund the larger challenges. I chose team Jason and saved $13 for was and $5 for the bonus round so I saved $18 today for Hello Honey.🍯

  • @jacklynlawson
    @jacklynlawson2 ай бұрын

    $12 dollars saved💵 and I love that I idea about taking the first row! But since I'm almost finished with the second row, I'll wait breaking up one of my favorite challenges into 2 parts.

  • @martatorres9145
    @martatorres91452 ай бұрын

    Team Jason 🙌 HH saved $12.00 plus $5.00 on the bonus round. Awesome video

  • @calygyrl3387
    @calygyrl33872 ай бұрын

    I was team Jason and saved $40. Yay! This was my first time. It was so much fun. I'm saving for my trip to Italy in the fall.

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Oh yay! Glad you started to play! 💛

  • @kathryncook6773
    @kathryncook67732 ай бұрын

    Happy Sunday Jen, Jason, and the Hive. I saved $14 today on Hello Honey. Team Jason first, then Team Jen in the bonus round! I purchased the Bees and Cats 100 Envelope Challenges from Carrie Jay Budgets. Can't wait for them to arrive.

  • @tonyasandoval6444
    @tonyasandoval64442 ай бұрын

    I want to pay my credit cards off and in doing so I do minis for my 100 envelope and savings books to reach my goal! Great video!

  • @samanthajerrett5073
    @samanthajerrett50732 ай бұрын

    I saved £20 with team Jason, I take the money out of my next weekly personal budget and put the money towards my Games binder for my Sinking funds if 1st or 3rd Sun or my Christmas binder if 2nd or 4th. Thank you !

  • @traceydufault297
    @traceydufault2972 ай бұрын

    I couldn't decide who to pick so I chose both of you and saved 40.00😊

  • @colourbycyn
    @colourbycyn2 ай бұрын

    I love that the saving challenges you do a re very doable for people with very low budgets so many i see make me dishartened because i dont have that much i can put towards savings and these look like they could actually help me with my savings and getting rid of my debts

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    You can take any savings challenge from any creator and make it work for you. Change amounts to fit you. So if you see one and you just love it- get it! If the instructions are to save $5 but you can only do $1- save your $1 and keep at it. You will be so surprised at the end with the amount you have. 💛

  • @donnadavignon3365
    @donnadavignon33652 ай бұрын

    Great video once again. The fun you two have is amazing. I saved $50 today was team Jenn. Win or lose saving is a win!! I enjoy your week ! This is the one challenge I try to go big on. So far $342.

  • @carmenoliver8147
    @carmenoliver81472 ай бұрын

    Happy Sunday! I saved $12 on HH! 🎉 My #1 goal is to pay off debt so that I can move into my own place with children. Bad divorce!

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Oh girl- I was there a couple times in my life. You will get through it. The funny thing is that at the time - I felt like it would always be that way but I look back now and it really was just a short time in my life. Keep doing right, working hard, taking care of yourself and your kids and everything will be okay. 💛

  • @marissaguerroguerrero833
    @marissaguerroguerrero8332 ай бұрын

    Team Jenn. I saved $20. Jason did get too excited🤣, That was awesome!🥰

  • @thevictoriagoogin
    @thevictoriagoogin2 ай бұрын

    A solid $15 saved for Hello Honey!! I must say being Team Jason has never steered me wrong 😂 i think its guest appearance luck ❤ that gif (@23:53) of "Jason" had me cracking up!!! Have a great week Loves!!

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Hahaha! When I found it- I couldn’t stop laughing! 😂😂😂

  • @judygallegos2781
    @judygallegos27812 ай бұрын

    I went with Team Jason this time…he’s such a sweet and funny guy! I saved $20.

  • @StephanieGovea-me2ns
    @StephanieGovea-me2ns2 ай бұрын

    Hello, first time watching your channel. I am loving the saving challenges ! Thank you !

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Oh good!! So glad to have you here! 💛

  • @bobbiasbury4988
    @bobbiasbury49882 ай бұрын

    I saved $33!!! my number one goal for my savings challenges is to save up to pay off my student loans!

  • @BudgetwithAandA
    @BudgetwithAandA2 ай бұрын

    Good morning Jenn & Jason! What a Great War….😂 I was Team Jason in the first game & Team Jenn in the bonus round. Total for HH$100 😮😂 it was or will be all worth it. My #1 goal - save for my new home down payment You both have a great week!

  • @cashNcoffee-budgets
    @cashNcoffee-budgets2 ай бұрын

    I chose team Jenn and saved $10 for HH today. 😂 loved the dice game. My HH will be going to my bills so that I don’t have to go back to work until next yr ( I’m on maternity leave right now)

  • @celestebarrentine3922
    @celestebarrentine39222 ай бұрын

    So much fun!! Team Jason for $19.

  • @aprilbudgets
    @aprilbudgets2 ай бұрын

    I use smaller challenges to stuff my larger 1K challenge for my Christmas fund I also love how you try and break down things to make is as easy as possible for someone to save I look up to you and you continue to inspire me and keep me on track Thankyou so much And Hey Jason King of War! I challenge you to a game a sir lol

  • @deepikareddy4413
    @deepikareddy44132 ай бұрын

    I think I saved $20...🤞🏽 This week was super fun. I am using this to pay off my sofi loan, I only have 1 debt left after this. 🎉

  • @deannaedwards1147
    @deannaedwards11472 ай бұрын

    😊 $10 for me this week on HH. I was Team Jenn!

  • @annmariejones4511
    @annmariejones45112 ай бұрын

    OMG, You make it the most fun, I love you guys 😂

  • @emmavoels2
    @emmavoels22 ай бұрын

    I'm making up for last week. Stuffing 45 bucks today! I'm saving up for a festival next month and can't wait!

  • @2SisterBees

    @2SisterBees

    2 ай бұрын

    Oh cool! 💛

  • @someOtherTexan
    @someOtherTexan2 ай бұрын

    I just loved Civil War. I watched only to remember how to play. Really enjoyed!!!

  • @bethbeckermeyer1732
    @bethbeckermeyer17322 ай бұрын

    Great video, and fun!

  • @MCGus2018
    @MCGus20182 ай бұрын

    🎉🎉It’s Sunday’s Video!!! Hello! 👋🏼

  • @kiaundriabellerose5027
    @kiaundriabellerose50272 ай бұрын

    I’ve saved $562 so far this year. I’m doing the $500 Savings challenge again as well as the $5 and coin challenges

  • @lanayajerabek113
    @lanayajerabek1132 ай бұрын

    $27 today for HH. Team Jen switched at bonus and saved $5 more.

  • @TheSometimeSaver
    @TheSometimeSaver2 ай бұрын

    Civil War was very fun to watch. I saved a total of $50 for todays game. My H.H. funds are going to a milestone Birthday Trip (in a couple of years) for my sister and I.

  • @valeriefigueroa4704
    @valeriefigueroa47042 ай бұрын

    Team Jenn! I saved $10. 🎉

  • @KarenHRiceScott
    @KarenHRiceScott2 ай бұрын

    I love when Jason joins HH. Today, Team Jenn saved $22 🎲🃏

  • @babyangel11250
    @babyangel112502 ай бұрын

    Hi I was in Jenn team save in H.H 12 this video was soo much fun with Jenn & Jason your soo cute playing together 💜👍👍👍🙏

  • @keveyk
    @keveyk2 ай бұрын

    I went with team Jenn this time and saved $20.00 thank you both it was fun to watch you....I'm saving for one of them Bella Taylor. I cant seem to win the darn thing so I put it in my cart to buy so I'm going to use it for that....and the rest going to my debit.

  • @arethah5453
    @arethah54532 ай бұрын

    Great video! I chose team Jenn then, for bonus round I chose Jason. 😂 I saved $7 this round.

  • @loveronika1
    @loveronika12 ай бұрын

    Good morning happy Sunday

  • @Mey1084
    @Mey10842 ай бұрын

    Team Jason for HH. Saved $16 🎉

  • @rinab8670
    @rinab86702 ай бұрын

    Happy Sunday Jen it’s so lovely to see Jason and you have so much fun together. I went with team Jason I saved a total of $17.00🎉. Going towards paying off 11 credit cards 🙁. You are right it’s much better playing the small savings challenges to achieve the big savings challenges. The easy the debt sheet where did you get it from? I would love to have one. Thanks again for your time and patience to show us how to achieve some of our financial goals. Tell Jason hello and thanks for the big Win 🏆 🥇

  • @NokiesKitchentable
    @NokiesKitchentable2 ай бұрын

    I saved 45.Ieven added for the ties. I did Team Jason all the way and the last part I saved 10.00 BONUS........ So all together 55. Thanks and it was fun

  • @lisaharris5938
    @lisaharris59382 ай бұрын

    I saved $22. I was team Jason first and team Jenn for the bonus round.