6 Millionaire Habits I Wish I Knew At 20

These are my most honest, common sense lessons that everyone needs to learn at some point or another that will not only help make you more money, but also just become a better, more well rounded person - Enjoy! Add me on Instagram: GPStephan
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First - The WORST thing in your 20’s is living above your means.
From my perspective, if you want to set yourself up for the rest of your life, financially…your 20s are the absolute BEST time to live below your means, delay gratification, and save religiously. Not to mention, practically…no one expects you to live lavishly in your 20s, anyway. You can easily get away living with room mates, driving an old car, wearing sweatpants every day, and not eating out because MOST people do that in their 20’s, anyway. So embrace it - and lean into that stereotype because you can only get away with that for so long before it starts being less socially acceptable.
Second - DON’T IGNORE YOUR CREDIT SCORE - • How To Get A PERFECT C... - FULL VIDEO ON CREDIT SCORE
If you don’t have any credit whatsoever right now, just go and sign up for a discover it secured credit card with a $300 limit, put a few minor expenses on the card every few months, and pay it off in full. Seriously, building your credit is actually THAT easy. It’ll take you MAYBE 2 minutes PER MONTH to do this, and as long as you slowly add more no-annual fee credit cards into the mix every 6-8 months and pay your bill in full and on time, you can EASILY get a PERFECT credit in 2-3 years for $0 out of pocket.
Third - Don’t want for things to happen
Here’s what you need to know: Nothing will happen if you don’t take the initiative to MAKE IT HAPPEN. And this is a shame because NO ONE IS TAUGHT HOW TO GO AFTER THEIR OWN GOALS…ON THEIR OWN…WITHOUT BEING TOLD WHAT TO DO. If there’s something you want - it’s up to you to make it happen. If you have a goal, you’ll need to actively work towards it. There’s no deadline, there’s no homework, there’s no test…it’s just YOU, for better or for worse. You need to learn to hold yourself accountable for everything you do, and ONLY YOU will keep yourself on track.
Fourth - Don’t play it too safe and take some risk
business, moving careers, because every new experience will come with knowledge you can use in the future. Not to mention, getting in the habit of putting yourself in uncomfortable situations NOW is going to make it SO MUCH EASIER to continue doing that in the future - and those are where your BEST opportunities usually are.
Fifth: No one has any idea what they’re doing
So, just take comfort knowing that you’re not alone if you’re still figuring things out, or if you’re disappointed you don’t feel like you have it all figured out - that feeling probably won’t go away, but once that you know everyone feels that way and it’s NORMAL - it gets easier.
Sixth: Don’t worry about things that haven’t happened yet
Instead - in your 20s - spend your time thinking about the MOST LIKELY SCENARIO, and think about how you work TOWARDS something - not how can you work AWAY from something. Mental energy is something that goes a LONG way - and if you’re wasting your time stressing about things that don’t matter, that’s less time that you can focus on what DOES matter and what WILL actually get you ahead.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Пікірлер: 3 500

  • @AlexanderCrossman
    @AlexanderCrossman3 жыл бұрын

    Graham makes me realize I wasted 9 months in the womb. Should have taken more risk and started investing!

  • @johnjiang2822

    @johnjiang2822

    3 жыл бұрын

    Let along the other time wasted in the nuts

  • @Real.Estate.Report

    @Real.Estate.Report

    3 жыл бұрын

    lol

  • @jasonmartinez7667

    @jasonmartinez7667

    3 жыл бұрын

    @@johnjiang2822 😭😭😭😭😭😂😂😂😂

  • @kristinayu1976

    @kristinayu1976

    3 жыл бұрын

    i'm dead 😂😂

  • @elliottradescrypto4367

    @elliottradescrypto4367

    3 жыл бұрын

    @Crypto zombie you don't have to be shocked,I trade with him too, his good works are everywhere,indeed he has made name for himself

  • @philherb0656
    @philherb06563 жыл бұрын

    I’m looking forward to 10 years from now when you drop a video: “6 Billionaire habits I wish I knew in my 30’s”

  • @youngfinance6319

    @youngfinance6319

    3 жыл бұрын

    Lol I can't wait for that

  • @RadDadisRad

    @RadDadisRad

    3 жыл бұрын

    That would be epic

  • @julieoweh8980

    @julieoweh8980

    3 жыл бұрын

    I agree

  • @senzubeanAI

    @senzubeanAI

    3 жыл бұрын

    and then 10 years after that, "6 Trillionaire habits I wish I knew in my 40's" :'D

  • @money2024

    @money2024

    3 жыл бұрын

    Definitely would be an epic video!

  • @blablabla96ism
    @blablabla96ism3 жыл бұрын

    Since this hasn’t been commented yet 1:43 Don’t live above your means 4:40 Not building up your credit score 7:10 don’t wait for things to happen 10:10 Don’t play it safe take more risk 12:10 No one has it all figured out 13:22 Don’t worry about nothing

  • 3 жыл бұрын

    Thanks Hannah! Saved me time

  • @michaelwellner6763

    @michaelwellner6763

    3 жыл бұрын

    Fucking A👌

  • @MsBeastShortsLive

    @MsBeastShortsLive

    3 жыл бұрын

    Exactly what I was looking for right at the beginning of the video! Thank-you!!

  • @enigmaticsunbeam

    @enigmaticsunbeam

    3 жыл бұрын

    thanks man

  • @doncorleone9027

    @doncorleone9027

    3 жыл бұрын

    Good men is rare nowadays

  • @mimifoote4879
    @mimifoote48793 жыл бұрын

    I’m sure this will get lost in the comments but I can say you have changed my life. MY LIFE. I’ve been watching you for probably a year I think of money differently. I am debt free, have a high yield savings and I’m saving for retirement. Not only that.. I am happier. I don’t “need” the things I used to? You Changed my mindset and provide active good information for free?! If people just listen and try.. make goals. They can change too. Thank you Graham! Much love -Mimi

  • @romaneconsingh7567

    @romaneconsingh7567

    3 жыл бұрын

    I watched him also and hes really good yk i take his word and believe me his advices are immaculate

  • @thebakedgamerz607

    @thebakedgamerz607

    3 жыл бұрын

    That’s awesome I just started listening and your comment gives me hope I can figure it out

  • @BigSaenVEVO

    @BigSaenVEVO

    3 жыл бұрын

    Lol saving for retirement? You should be investing not saving. Saving on low returns barely covers inflation. Investing will make you more money. Check it out.

  • @MissJamborina

    @MissJamborina

    3 жыл бұрын

    This is a whole mood. I think all the passive learning I did listening to his videos set me up for success for when I actually started a job and got an income. He’s the reason I know what a high yield savings account is, why APYs and debt interest rates matter so much, what the difference between a Roth and traditional account is, how it can be really cool and inspiring to live below your means and to take genuine pride in your savings and investments even if no one else sees or knows about them. And it’s all doubly important for women bc financial knowledge isn’t typically taught to us or encouraged in us bc of stupid gender roles. Thanks to my own hard work, a good bit of luck, and people like Graham Stephan, who are or at least feel quite genuine in sharing financial knowledge, I’ve saved and invested 20k this year alone. Super proud of myself. You can do it too!

  • @proffesorpoopypants2078

    @proffesorpoopypants2078

    3 жыл бұрын

    @Graham Stephan shush

  • @catwearingshades
    @catwearingshades3 жыл бұрын

    i have this as my wallpaper: “Be happy with what you have while you work for what you want”. Helps a lot every morning

  • @TheArtofKAS

    @TheArtofKAS

    3 жыл бұрын

    I love that phrase 🤘🏿🤘🏿

  • @James-qb6ps

    @James-qb6ps

    3 жыл бұрын

    Love it. Be happy with what you have and unsatisfied

  • @ashleytabar9700

    @ashleytabar9700

    3 жыл бұрын

    Thanks for sharing! I love this quote ❤

  • @BazMar2400
    @BazMar24003 жыл бұрын

    Summary: 1. Don't live above your means - The money you save in your 20s is worth exponentially more than the money you save in your 30s due to compound interest. 2. Build up your credit score - Get a credit card, spend some money with it, pay it off in full every month and increase your credit score. 3. Don't wait for things to happen - If there's something you want, make it happen. Even if you have no idea what you want to do, use this as a time to try new things and gain new experiences. 4. Take more risk - Put yourself in uncomfortable positions, try a new career, start a business. If you could do anything right now and you wouldn't fail at it, what would you do? You can do these things now while you don't have too many responsibilities. 5. No one has it all figured out - Most people are just winging it as they go along. You will always have some doubt about what your are doing, but everyone else has those doubts too. 6. Don't worry about nothing - If you spend your time thinking about things that are probably not going to happen, you will be taking that time away from other things which you could be working towards to better your life.

  • @ahmedakthar5193

    @ahmedakthar5193

    3 жыл бұрын

    Thanks for giving us your time your a legand

  • @zptaco

    @zptaco

    3 жыл бұрын

    Thank you for this

  • @ryancruz2128

    @ryancruz2128

    3 жыл бұрын

    Graham should really be putting these types of summaries at the end of his videos.

  • @nicdes5540

    @nicdes5540

    3 жыл бұрын

    @@ryancruz2128 The script to all his videos is always in the descrption !

  • @ryancruz2128

    @ryancruz2128

    3 жыл бұрын

    @@nicdes5540 dude I mean just a quick summary at the end of the video, not all people look at the description like you do

  • @NickMosca
    @NickMosca3 жыл бұрын

    #3 was so brutally on point. I know countless people in their 20s that need to hear this. Lack of drive, direction, and initiative in your 20s has got to be the biggest factor of feeling regretful and depressed with you life in middle-age.

  • @alexanderstark5192

    @alexanderstark5192

    3 жыл бұрын

    Im 24 and have a good credit rating and about 25,000 saved however i have no clue what i want to do career wise and graham is spot on in describing the not having any direction part. I really need to just do something but im still to nervous lol

  • @jayxix9694

    @jayxix9694

    3 жыл бұрын

    @@alexanderstark5192 get camera good laptop Start a channel and do what ever you like but consistently eventually that will be a passive income for u.

  • @walterwaszak9448

    @walterwaszak9448

    3 жыл бұрын

    @@jayxix9694 yeah , when he's what? 34.

  • @therandomd2717

    @therandomd2717

    3 жыл бұрын

    @@walterwaszak9448 yeah that was very specific to his own taste but he’s not wrong. Do whatever you enjoy and find new ones

  • @mundie33

    @mundie33

    3 жыл бұрын

    Yep! Don’t settle into a job or a company etc. you’re too young for that in your 20s

  • @roywaynesilva6232
    @roywaynesilva62323 жыл бұрын

    Smashed it like always, Graham. I’m 28 and make 80k a year in sales but thinking about going back to college for an engineering degree. Decisions.

  • @jamesphilip2732

    @jamesphilip2732

    3 жыл бұрын

    Hello 👋. What you need is a side hustle and you’re free to get that degree you desire. I’ll recommend you try Bitcoin investment. It is very profitable.

  • @roywaynesilva6232

    @roywaynesilva6232

    3 жыл бұрын

    I know about it. But I don’t get lucky with such businesses.

  • @tomassantiago5735

    @tomassantiago5735

    3 жыл бұрын

    Everyone keeps talking about this business; but when I ask, no one seem to respond. Please, tell me more about this investment.

  • @jamesphilip2732

    @jamesphilip2732

    3 жыл бұрын

    Well, I work With a good FA. He and his team’s strategies has helped me greatly in bitcoin investments. I earn over 5k monthly. You should give him a try.

  • @maliakoa3297

    @maliakoa3297

    3 жыл бұрын

    You gotta change your habits and stick to investing.

  • @financiallift6185
    @financiallift61853 жыл бұрын

    It's going to be someone's birthday day who turned 20 today. They're going to feel like Graham made this video specifically for them!

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    best I can do for an unplanned birthday present :P

  • @IsabellaGFinance

    @IsabellaGFinance

    3 жыл бұрын

    And it will change their lives and hopefully they’ll start saving and investing since then :)

  • @k.a7557

    @k.a7557

    3 жыл бұрын

    Its my birthday and I turned 20 today. And it did feel like this was made for me lol.

  • @lillyeric566

    @lillyeric566

    3 жыл бұрын

    You're right sir, Thanks for introducing me to Mr Bruce

  • @jasonmark3230

    @jasonmark3230

    3 жыл бұрын

    People remain out of ignorance

  • @catrionarasdale
    @catrionarasdale3 жыл бұрын

    I'm almost 40 and still learning actionable tips from these videos... how I wish content like this had been on my radar when I was in my 20s

  • @iloveyellow7214

    @iloveyellow7214

    3 жыл бұрын

    Well theres still room and time for improvement 😉 I turned 31 last month and Im the same as what youre feeling. Sending you digital hugs from Manila!

  • @tenzinminz5150

    @tenzinminz5150

    3 жыл бұрын

    Same boat.. Aisle. ; )

  • @CerebralTombstone

    @CerebralTombstone

    3 жыл бұрын

    It’s never too late to pick up new knowledge!

  • @fredswartley9778

    @fredswartley9778

    3 жыл бұрын

    I agree 100%. I was terrible with finances in my twenties. I wish I could have learned this info at a younger age.

  • @Wendy-dk1wu

    @Wendy-dk1wu

    3 жыл бұрын

    I'm 25 and I feel late to the show

  • @tannerthomsen9679
    @tannerthomsen96793 жыл бұрын

    I recognized how expensive Starbucks was, so every time I wanted to go get a coffee, I would put that money in a savings account and not go get one. Eventually I had enough money to buy an espresso machine, I did that and have been spending $0.30 on coffee daily instead of $6/day. Yesterday I went to Starbucks to see how close I was to their flavors (I’m trying to learn to make Quality lattes and such) and I was disgusted. Starbucks doesn’t even taste good compared to my home made stuff 😂. Thank you Graham for your amazing knowledge

  • @maxgilbert18

    @maxgilbert18

    3 жыл бұрын

    What espresso machine do you have? I've thought about buying one but I don't know which one is simple enough for a beginner to use. Help me, I have an espresso addiction. 🤣

  • @isaacfoote2971

    @isaacfoote2971

    3 жыл бұрын

    @@maxgilbert18 super easy and fun to use, used to be a barista and man it is addicting, not just the coffee, but making it abs making ur your way, if i were you i wouldn’t be cheap with it though, you can tell a huge difference in quality w a $150 machine and something that’s like $2k

  • @SN-rp3kk

    @SN-rp3kk

    2 жыл бұрын

    Wholesome-ly funny. I was talking to my fiancé about the very same thing. It's amazing how much money you can save doing coffee yourself, & yes, tastes WAY better.

  • @manoueb

    @manoueb

    2 жыл бұрын

    This is the comment I came for

  • @MichaelMerenda

    @MichaelMerenda

    2 ай бұрын

    You can buy Starbucks blends at certain stores too. I believe at winco or safeway or walmart!

  • @777kelsea
    @777kelsea3 жыл бұрын

    Me, 19 y/o, feeling very called out but glad I watched this while I’m still young

  • @aaryansingh1069

    @aaryansingh1069

    3 жыл бұрын

    Am 18😂

  • @brittanymillerry2327

    @brittanymillerry2327

    3 жыл бұрын

    @@aaryansingh1069 same

  • @Terrakol

    @Terrakol

    3 жыл бұрын

    Good thing that we were called out when we are at 20s than 30s and above, atleast we still have time ti make this things right

  • @gabrielesagone

    @gabrielesagone

    3 жыл бұрын

    17 hereee :))

  • @premiumleader8948

    @premiumleader8948

    3 жыл бұрын

    I’m 15 :)

  • @Real.Estate.Report
    @Real.Estate.Report3 жыл бұрын

    The day I turned 21 my mind was on partying, vacations, and a new sound system for my car. I was a mortgage loan officer at the time, and I am SO thankful that a bunch of my old coworkers practically held me down and FORCED me to set up my 401k, contributing 10% per paycheck, including the company match. I’m 34 now and let’s just say that I am very, very happy that those dudes made me open up my 401k account at such a young age.

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    NICE!! Good co workers!

  • @AntwanAhmed

    @AntwanAhmed

    3 жыл бұрын

    Compounding interest back at it again!

  • @drlegitness5225

    @drlegitness5225

    3 жыл бұрын

    You should get back together with them and buy them a pint

  • @kimberlycalderon234

    @kimberlycalderon234

    3 жыл бұрын

    @Andrew Friend I think that's so true. I look at people in my family and some friends who think they know money management and don't or haven't been taught to save a dollar in their life. I was on that path too. Thank God, he pointed me down this path and I think it would be really cool to teach others.

  • @MikeNardiTV

    @MikeNardiTV

    3 жыл бұрын

    Great decision and probably paid off (and continuing to pay off) big time for you! Good job!

  • @jakewagner3452
    @jakewagner34523 жыл бұрын

    This guy could do absolutely nothing on KZread and just continue his spending habits and never have to work again. Yet he spends so many hours on videos to help us out. This dude is so wholesome and I appreciate it. Hope he reads this and if he does, thank you for your wonderful advice.

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    thank you so much!

  • @Chris-gh6ux

    @Chris-gh6ux

    3 жыл бұрын

    Fr

  • @moshaman8370
    @moshaman83703 жыл бұрын

    Millionaires stay rich by simply making productive moves like investing but personally I recommend you do a background check up on your source before you invest,Ensure you are investing through a solid foundation source to avoid blowing money away

  • @karlaluke9472

    @karlaluke9472

    3 жыл бұрын

    I have lost investing with rigid traders on here,i’m still trading and learning to improve my technique i just need to establish a more solid source to earn other than youtube

  • @moshaman8370

    @moshaman8370

    3 жыл бұрын

    In all my years of trading and research the most valuable insight was getting in touch with pro trader Wilton and getting my first profit through her,she is a licensed broker contact her i trust she’ll help you earn

  • @moshaman8370

    @moshaman8370

    3 жыл бұрын

    Ellenwilton2 @ g mail, insta gram Ellenwilton2

  • @hedamjohnson5030

    @hedamjohnson5030

    3 жыл бұрын

    All this while I thought i was the only one earning through Wilton,i never thought i’ll be leaving a comment on here but seeing you speak good of my trader has just increased my trust for her

  • @RivenEnjoyer6897

    @RivenEnjoyer6897

    3 жыл бұрын

    "Make sure you don't get scammed, now here's a scam!"

  • @ckmknight88
    @ckmknight883 жыл бұрын

    The “But Graham...” sections of his videos have become my favorite. It always makes me laugh

  • @grumpywitcher
    @grumpywitcher3 жыл бұрын

    20 yr old watching this : Wish I knew this when I was 10

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    Wish I knew this at 0 years old

  • @calebvogel7492

    @calebvogel7492

    3 жыл бұрын

    Wish my parents knew this 10 years before I was born

  • @yaykruser

    @yaykruser

    3 жыл бұрын

    Caleb Vogel I wish my farher gave away all his money to my halfbrothers before I was born...

  • @UlexiteTVStoneLexite

    @UlexiteTVStoneLexite

    3 жыл бұрын

    I wish I had KZread when I was a teen

  • @RadDadisRad

    @RadDadisRad

    3 жыл бұрын

    Honestly I wish I was taught this stuff when I was 10. Seriously tho, if we were taught ACTUAL FINANCIAL INFORMATION instead of the white wash BS the school taught me I would have been better off. I’m not doing well off by any means either but I’m doing better than I was.

  • @BusinessBuzz
    @BusinessBuzz3 жыл бұрын

    Graham is literally the young “rich dad” and we’re all the “poor dads” in training😂

  • @AnymMusic

    @AnymMusic

    3 жыл бұрын

    "Rich son, poor son" lmao

  • @officialronii

    @officialronii

    3 жыл бұрын

    Anym was about to say that 🤣

  • @melramos1411

    @melramos1411

    3 жыл бұрын

    But rich dad wouldn’t want you to live below your means. He would want you to increases your income

  • @AbSYouTubeForce

    @AbSYouTubeForce

    3 жыл бұрын

    Money related content here 👍👍

  • @dar1n_fgp

    @dar1n_fgp

    3 жыл бұрын

    @@melramos1411 ? Why not live below what you make, as well as increase your income? If you live above your means you wont have any money for assets or other things to actually be able to increase your income

  • @courtneytori1574
    @courtneytori15743 жыл бұрын

    Graham!! The quality, the information... thank you! I always wait and watch until I’ve got that internal impulse to smash the like on my own and it always happens! So much free knowledge and insight 🙏🏽

  • @SRRyles
    @SRRyles3 жыл бұрын

    This Boy Graham is preaching !!! 🙌🏾🙌🏾🙌🏾... sometimes we all need to be reminded. Keep being amazing ! 💯

  • @umairahmad4711
    @umairahmad47113 жыл бұрын

    18 years old and I’m here watching this !!! 💰💰💰💰

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    awesome!!

  • @Alexeggers380

    @Alexeggers380

    3 жыл бұрын

    Same, good luck in your future bro

  • @umairahmad4711

    @umairahmad4711

    3 жыл бұрын

    Alex Eggers Aviation You too 👍👍

  • @Superbl0bby

    @Superbl0bby

    3 жыл бұрын

    ayyy 18 year old gang

  • @AntwanAhmed

    @AntwanAhmed

    3 жыл бұрын

    Perfect timing for you!

  • @shubhkatakiya9438
    @shubhkatakiya94383 жыл бұрын

    No one: Graham to his high school bully: I’ll make you my tenant in 10 years!

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    :O

  • @AntwanAhmed

    @AntwanAhmed

    3 жыл бұрын

    That’s one way to do it lol

  • @thattannerguy856

    @thattannerguy856

    3 жыл бұрын

    Just like how C students end up hiring the A students lol

  • @Kevin-cr4xv

    @Kevin-cr4xv

    3 жыл бұрын

    His tenant bully reading this 👁👄👁

  • @jessesanchez6887
    @jessesanchez68873 жыл бұрын

    Graham, these videos that save us youngsters time are the most valuable videos you put out. Time is money and you’re essentially making us money with this information 🔥

  • @mystique809
    @mystique8093 жыл бұрын

    Thank you Graham, I’m 28 and I’ve never related to a video so much especially with the potential life changes that’s going on for me right now. All I can say is I wish I knew all these sooner too! Thanks and smashed the like button!!!

  • @KhizerHusainlol
    @KhizerHusainlol3 жыл бұрын

    Step one: Just take a risk, you're young.

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    agreed!

  • @AntwanAhmed

    @AntwanAhmed

    3 жыл бұрын

    Got a lot of life left to make up for it!

  • @shaereub4450

    @shaereub4450

    3 жыл бұрын

    Start a Roth IRA 100% stocks this month.

  • @humanbeing5918

    @humanbeing5918

    3 жыл бұрын

    @@AntwanAhmed you'll be surprised how many people die or have serious health conditions in their 30s or 40s. I would instead recommend to play it safe, get into the best college you can, get the best job you can, save money, retire early and enjoy your life.

  • @AntwanAhmed

    @AntwanAhmed

    3 жыл бұрын

    Human Being my risk is buying real estate at 23 lol

  • @TheMillionaireMindset
    @TheMillionaireMindset3 жыл бұрын

    We need a class in high school called “Graham Stephan’s - How to smash the like button & make iced coffee”

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    I wish!

  • @RadDadisRad

    @RadDadisRad

    3 жыл бұрын

    Honestly I wish that school taught life stuff like what I see in these videos.

  • @TheMillionaireMindset

    @TheMillionaireMindset

    3 жыл бұрын

    Leland Holton seriously! Imagine how many people today would not need to rely on unemployment let alone the government if it was 😳

  • @AntwanAhmed

    @AntwanAhmed

    3 жыл бұрын

    It would change the youth foreveaaaaaa

  • @MartinMcClellanGT

    @MartinMcClellanGT

    3 жыл бұрын

    💯

  • @justjazz8172
    @justjazz81723 жыл бұрын

    Thank you for this video and others. These are very helpful for someone like me in their 20s “trying to figure it out”.

  • @natedogg7488
    @natedogg74883 жыл бұрын

    Yo thanks for being real with us Graham!! Especially telling us your net worth to get an idea of what we're working up to, not very many other youtubers do that!🙏🙌

  • @MisterPol
    @MisterPol3 жыл бұрын

    The most important thing is to focus on improving yourself. Yes I know it sounds selfish, but look at it this way: when you need to put an oxygen mask in the plane, you put yours first and then you help others with theirs. You can't help other people if you can't even help yourself in the first place

  • @MisterPol

    @MisterPol

    3 жыл бұрын

    Btw thank you Graham for inspiring all of us young entrepreneurs through your videos!!

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    happy to help!!

  • @bleuebloom

    @bleuebloom

    3 жыл бұрын

    Dang, that was profound

  • @THEBIGGESTSCUMBAG

    @THEBIGGESTSCUMBAG

    3 жыл бұрын

    OOF ✨

  • @Jack-qb7hs
    @Jack-qb7hs3 жыл бұрын

    Watching this at 19. Point number three was much needed for me. Thank you, Graham!

  • @GTOYMPodcast

    @GTOYMPodcast

    3 жыл бұрын

    I just worked on a video for young investors. You have something that many others don't, TIME. Use that time, take risks, start investing early and start out small, see what works and what doesn't, follow a plan and refine the plan with every imperfection. You'll do great things, man!

  • @MaxS222
    @MaxS2223 жыл бұрын

    There's so much truth told in this video, usually I don't like videos but for this one you really deserved it

  • @MB-nb7yq
    @MB-nb7yq3 жыл бұрын

    My favourite advice you gave is don’t wait on things to happen. It’s true, we have to push ourselves and better ourselves and be what we want to achieve.

  • @RageElixirGames
    @RageElixirGames3 жыл бұрын

    I’m grateful for this video!

  • @manavdesai980

    @manavdesai980

    3 жыл бұрын

    The infamous RageElixir

  • @PierceJordan
    @PierceJordan3 жыл бұрын

    #1 millionaire habit for your 20s: smashing the like button 😤👍🏻

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    Yesss

  • @tylerhank7764

    @tylerhank7764

    3 жыл бұрын

    1000%

  • @sirrogeriii9628

    @sirrogeriii9628

    3 жыл бұрын

    Gotta spread the good word!

  • @prophetosorojared8542
    @prophetosorojared85423 жыл бұрын

    It's taken me 19 years of adult life to hear this, as a Pastor from Africa(Kenya) I face an uphill task of educating my members and Africa in the knowledge and mentality of wealth. Thanks Graham.

  • @jenn3057
    @jenn30573 жыл бұрын

    So glad I found your Channel. You’re so informative!

  • @randomthomas2947
    @randomthomas29473 жыл бұрын

    I’m watching this at 17! I stated watching you when I was 15. I’ve loved every video! Thank you for being the free mentor

  • @kathanshah3154
    @kathanshah31543 жыл бұрын

    Every other youtuber : 10 seconds talking about sponsors Graham: spends 10 seconds talking about smashing the like button

  • @Louibarr

    @Louibarr

    3 жыл бұрын

    Haha smash like that button

  • @brianevans4

    @brianevans4

    3 жыл бұрын

    He is his own sponsor

  • @LindseyObrooke

    @LindseyObrooke

    3 жыл бұрын

    That is called reinvesting back in the business. He generates the income he loses on sponsorship by making revenue from like clicks and more subs. (lol I'm kidding but idk maybe)

  • @GTOYMPodcast

    @GTOYMPodcast

    3 жыл бұрын

    Me: 10 seconds of the same introduction on every video

  • @Ironboost007
    @Ironboost0073 жыл бұрын

    I like the fact that you also summarize the topics of the video in the description, just for that I always leave my 👍🏼

  • @anastasiaeast2283
    @anastasiaeast22833 жыл бұрын

    I’m so grateful people like you are willing to share this sort of information. Great video. Thankyou so much!

  • @JackDuffley
    @JackDuffley3 жыл бұрын

    All 6 habits involve SMASHING THE LIKE BUTTON

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    YESSSS

  • @AntwanAhmed

    @AntwanAhmed

    3 жыл бұрын

    That’s the first habit you HAVE to HAVE

  • @CameronAlford
    @CameronAlford3 жыл бұрын

    Loved this! Been working hard at these but its always good to keep packing these subjects fresh in the short term memory

  • @rossi2225

    @rossi2225

    3 жыл бұрын

    The video is so Inspiring and Educative. I wish i had some good Financial Education back in my 20s I wouldn't have learnt the HARD WAY. It actually reminds me of a year when I was so broke that I could barely pay my bills. I remember the most important step in my life when I invested my last income with an experienced Forex trader who was recommended to me by a friend. It may seem a bit, but it took courage to know that investing was the right thing to do at the time. Today my small investment of just $ 300 generated over $ 80,000,After I kept Investing and reinvesting. To be successful, you must take a big step. It all starts here.

  • @frantz4752

    @frantz4752

    3 жыл бұрын

    @@rossi2225 I had a similar experience to yours. My investment in forex trading saved me from financial burdens after losing my job. Forex trading is very profitable when you have a good Forex Expert.

  • @klaus1618

    @klaus1618

    3 жыл бұрын

    Forex trading is very profitable. When you have a professional forex trader who is good at what he does, your profits can increase by more than 100%. My investment in the forex market earned me the house of my dreams.

  • @romelo7715

    @romelo7715

    3 жыл бұрын

    True! Investing in Forex is very profitable,you just need a good Forex Expert. Last year I made over $ 45,000 from my Investment in Forex.

  • @petra3336

    @petra3336

    3 жыл бұрын

    @@rossi2225 Please can you share the contact information of your forex trader? I would really love to contact him.

  • @SheIsSoRandom
    @SheIsSoRandom3 жыл бұрын

    I was feeling a lil discouraged and this video just motivated me. Thank you

  • @sfoxyy3282
    @sfoxyy32823 жыл бұрын

    Graham this video has truly opened my eyes , especially the " don't wait for things to happen" Im so grateful for your videos ❤️✨

  • @SamKling
    @SamKling3 жыл бұрын

    Great video Graham, just started the youtube academy and it's sweet! I really appreciate you putting it together. Thanks! Also love the habits on taking risks!

  • @karlcolisao3053

    @karlcolisao3053

    3 жыл бұрын

    Sam Kling Am so glad *Veratti100 on telegram* didn’t disappoint me after I explain my order and the situation I was facing,glad he raise me $35000 for just the little I have to invest with him.

  • @MoneywithPennies
    @MoneywithPennies3 жыл бұрын

    *I wish I knew in my 20s that life did not have to be like this; work, get salary, spend money, repeat.*

  • @JazminBautista

    @JazminBautista

    3 жыл бұрын

    completely agree with you!

  • @MoneywithPennies

    @MoneywithPennies

    3 жыл бұрын

    @@JazminBautista Hopefully it is not too late to yet. =)

  • @jonathanrand6408
    @jonathanrand64083 жыл бұрын

    That was loaded! I love it! Keep up the great work! Thank you!

  • @mikepickett3428
    @mikepickett34282 жыл бұрын

    This is a great video. Graham, you are a great young man doing some amazing things with this channel.

  • @FinancialBeanstalk
    @FinancialBeanstalk3 жыл бұрын

    Things I wish my Grandpa knew. Invest in Apple then gift me 7,000 shares.

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    I wish :(

  • @realfinalsay

    @realfinalsay

    3 жыл бұрын

    Me to

  • @courttower583

    @courttower583

    3 жыл бұрын

    This!!!!! 😂😂

  • @VentureAHighway

    @VentureAHighway

    3 жыл бұрын

    hahahah

  • @FinancialBeanstalk

    @FinancialBeanstalk

    3 жыл бұрын

    damian hey thanks!!!

  • @Treck533
    @Treck5333 жыл бұрын

    I made it a habit to watch Graham Stephan...

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    woohoo thank you!

  • @AntwanAhmed

    @AntwanAhmed

    3 жыл бұрын

    Def a good habit ☺️

  • @fazelehzmn7018

    @fazelehzmn7018

    3 жыл бұрын

    And smashing the like button!😃

  • @had7100

    @had7100

    3 жыл бұрын

    Me too

  • @jasonmartinez7667

    @jasonmartinez7667

    3 жыл бұрын

    Same

  • @ilan4763
    @ilan47633 жыл бұрын

    thank you graham. Your vids have helped me shift my negative thinking. please keep doing what you're doing.

  • @yodasan4681
    @yodasan46813 жыл бұрын

    Wish I could super like this. Soooo much important information from such a genuine seeming dude. You have a new fan my friend! 👍🏾

  • @miguelmercado6827
    @miguelmercado68273 жыл бұрын

    "I thought life gets simpler when you get older and start making more money .... No it just gets more complicated ..." 😂

  • @krishafyme

    @krishafyme

    3 жыл бұрын

    😂😂ikr

  • @GTOYMPodcast

    @GTOYMPodcast

    3 жыл бұрын

    Mo money, mo problems

  • @ReeceIovine1
    @ReeceIovine13 жыл бұрын

    Love my Monday evenings with Graham dropping knowledge! Thanks!

  • @LaggMaster
    @LaggMaster3 жыл бұрын

    "What are you doing between 6pm and midnight?" Uhhh, watching your videos

  • @jodieinus5705
    @jodieinus57053 жыл бұрын

    Loved this!! And thank you so so much for putting this out for us. We really appreciate you

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    You are so welcome!

  • @asiamay4087
    @asiamay40873 жыл бұрын

    As someone who just started an online reselling business & personal finance/entrepreneurship channel after graduating in the pandemic and having all my job offers rescinded, this really hits close to home. Everything you said is so spot on from lifestyle inflation to being self motivated and I can't thank you enough for inspiring me to go out and do it myself. If you're reading this and needed a sign to start right now, THIS IS IT!

  • @oliverbuddy6784
    @oliverbuddy67843 жыл бұрын

    I’m 19 and often feel worried about where I’m gonna end up when I’m older but these videos are super helpful and informative. Thanks for all the life advice and time you take to make these man. I dropped a like for the KZread algorithm 👍

  • @randomrealestateinvestor1694

    @randomrealestateinvestor1694

    3 жыл бұрын

    Same here brother, create a skill that is value to others how much money you have is based on your worth and value that you provide to others! Educate yourself more and life won’t be that complicated trust me man.

  • @JakeDombroski
    @JakeDombroski3 жыл бұрын

    I just turned 18, this video is definitely a wake up call & I trust exactly what you’re saying. I’ve already started to realize a few of these things, and I know I have more realizations coming in my near future.

  • @elijahr1539
    @elijahr15393 жыл бұрын

    graham your videos always make smile and motivate me. thank youuuu!!

  • @abellara5345
    @abellara53453 жыл бұрын

    I’m 21 and have been subscribed since 19. This is honestly one of my favorite videos of you. Thanks for the support man 🙏✊

  • @David-xg6wt

    @David-xg6wt

    3 жыл бұрын

    What does that second emoji means for you? I'm actually curious, in most of latino countries it's like an insult haha

  • @Krix6426
    @Krix64263 жыл бұрын

    I need the "Oh hell I'm starting over at 50 and need retirement funds" vid.

  • @amazinglats6020

    @amazinglats6020

    3 жыл бұрын

    Dave Cockayne if it flies floats or fucks rent it.

  • @CraigKeidel

    @CraigKeidel

    3 жыл бұрын

    Not too late to get a little GME for yourself. The shorts never closed from January, and signs are pointing that they even doubled down.

  • @eddiegarcia1411
    @eddiegarcia14113 жыл бұрын

    Thank you so much! Honestly I just clicked this video randomly not knowing it would impact me this much! So thank you!

  • @shay9118
    @shay91183 жыл бұрын

    👏👏👏 your videos keeps gettin better

  • @brandonsmithcpa3353
    @brandonsmithcpa33533 жыл бұрын

    Great tips Graham! Another habit I would add would be to READ and implement the strategies from your learnings. I've found that to be amazingly helpful in my life.

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    Great tip!

  • @brandonsmithcpa3353

    @brandonsmithcpa3353

    3 жыл бұрын

    @@GrahamStephan Thanks Graham!

  • @alexchristensen9537

    @alexchristensen9537

    3 жыл бұрын

    Great channel! Keep working hard I’m sure you’ll take off! Just subbed :)

  • @brandonsmithcpa3353

    @brandonsmithcpa3353

    3 жыл бұрын

    @@alexchristensen9537 Thank you so much! I really appreciate that! 😄

  • @dare-xofficial
    @dare-xofficial3 жыл бұрын

    Hey graham, you’ve been an inspiration. I’m very close to getting my real estate license!

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    Go for it!

  • @michaelcronk
    @michaelcronk3 жыл бұрын

    A very solid video and good explanations. Always work towards what you want 👌🏽💯

  • @AriaSmithIFBBPro
    @AriaSmithIFBBPro3 жыл бұрын

    Honestly impressed by your accurate bodybuilding reference 😂🙌🏼

  • @DAILYGamblingCS
    @DAILYGamblingCS3 жыл бұрын

    I am currently doing many of these habits in my early 20’s. You HAVE to take control of your own life and it’s up to you to become great! Awesome tips!

  • @MalluStyleMultiMedia

    @MalluStyleMultiMedia

    3 жыл бұрын

    nice...try to buy a small property...I bought my first property at 19...

  • @DAILYGamblingCS

    @DAILYGamblingCS

    3 жыл бұрын

    @@MalluStyleMultiMedia My mentor actually suggested buying a pretty big property as my first investment, since that one will be the first income I will have from rentals

  • @MalluStyleMultiMedia

    @MalluStyleMultiMedia

    3 жыл бұрын

    Nick Frankich ok, cool. Whatever works out for you..bigger means bigger problems usually ..if you never owned any properties before, it’s probably better to start small... anyways, do whatever is comfortable for you .. just don’t stop ...keep going ..

  • @bluetech7128

    @bluetech7128

    3 жыл бұрын

    How much should be a capital for first rental?

  • @DAILYGamblingCS

    @DAILYGamblingCS

    3 жыл бұрын

    @@MalluStyleMultiMedia Thanks so much for the advice! We got this my man

  • @HexNebula
    @HexNebula3 жыл бұрын

    "Third - Don’t want for things to happen" little blip in the description Graham :) Cheers for the info!

  • @EEDad401
    @EEDad4013 жыл бұрын

    Gave you a like for numbers 5&6. I resonate with that. Thanks.

  • @psychdoggg
    @psychdoggg3 жыл бұрын

    Seeing this at 35 thinking "man, wish I did something 15 years ago," it feels good to have enlisted in the military despite people telling me not to. Felt pretty empowering and I don't regret it at all.

  • @wealthstreetmag
    @wealthstreetmag3 жыл бұрын

    How Graham’ always finds a way to inspire in a fun way is breathtaking, thanks Graham! 👏🏽👏🏽💪🏽💪🏽

  • @ThinkMoneyBenny
    @ThinkMoneyBenny3 жыл бұрын

    Most important Habit I missed at age 20: Investing In The Stock Market

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    agreed!

  • @josephthespaceman3277

    @josephthespaceman3277

    3 жыл бұрын

    Really

  • @Josh-py9rq

    @Josh-py9rq

    3 жыл бұрын

    Very true!

  • @youngfinance6319

    @youngfinance6319

    3 жыл бұрын

    I thought the stock market was risky

  • @robertyoung406

    @robertyoung406

    3 жыл бұрын

    I was 3 years behind when I started :|

  • @Viewsfrompablo
    @Viewsfrompablo3 жыл бұрын

    I been a subscriber for a long time now but this is definitely one of my favorite videos!! Thank you so much for making that I’m in my 20,s and this video helped me out a lot!! Thank you bro !!

  • @financiallybrodie6157
    @financiallybrodie61573 жыл бұрын

    I can see these habits working sooo well in my future! Great video!

  • @moneyinthemakin7108
    @moneyinthemakin71083 жыл бұрын

    "I'm begging you" lmao what a guy. Truly a gift Graham is.

  • @WIZRDD
    @WIZRDD3 жыл бұрын

    What a coincidence Graham, my birthday was YESTERDAY! And what do yuh know I actually just turned 20! Saw another comment mentioning this, kinda funny timing. Thanks for the endless advice u provide!

  • @AbSYouTubeForce

    @AbSYouTubeForce

    3 жыл бұрын

    Who wants economic info in points

  • @deathdog7843
    @deathdog78433 жыл бұрын

    Thank you for the awesome video, im currently in my 20's and definitely needed To hear this :)

  • @ianpienaar9544
    @ianpienaar95443 жыл бұрын

    First time watching my man. Really rate this🙏💯

  • @TheMillionaireMindset
    @TheMillionaireMindset3 жыл бұрын

    Going to post my homemade iced coffee in front of my TESLA stock 😂

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    :P

  • @CrazySoCalAnimal
    @CrazySoCalAnimal3 жыл бұрын

    I just gotta say my sister regularly tells me I do the most just to save a buck however this year alone I've managed to become debt free, raise my credit score past 750, and have now been contributing the maximum to my 401k; family has recently been asking me how I learned this and to show them how I did it and now I'm just telling them to take the initiative.

  • @aeros0618
    @aeros06183 жыл бұрын

    Wow one of the best videos from Graham! Thank you so much! I will definitely keeping playing this video to remind me of those great tips!!

  • @newcoin6566

    @newcoin6566

    3 жыл бұрын

    F~O~RM~O~R~E >P~R~O~F~I~TA~N~D >I~N~V~E~S~T~M~E~N~T >W~H~A~T~S~A~P~P +//1//7//8//6//6//9//8//9//7//7//2//

  • @introvertgail9309
    @introvertgail93093 жыл бұрын

    i might gonna try this.. great content!! love it

  • @Property_Matters
    @Property_Matters3 жыл бұрын

    Graham: this is really the time where you can venture out on your own, try new things, make money, and of course... Me: smash the like button Graham: screw up a lot along the way Me: oh

  • @catrionarasdale

    @catrionarasdale

    3 жыл бұрын

    Same 😂

  • @AbSYouTubeForce

    @AbSYouTubeForce

    3 жыл бұрын

    @@catrionarasdale money related content here

  • @jakauu2315
    @jakauu23153 жыл бұрын

    Just turned 15 a couple months ago! Currently trying to get 10k networth

  • @nasirafahham66

    @nasirafahham66

    3 жыл бұрын

    Same here

  • @Astillion
    @Astillion3 жыл бұрын

    I can vouch for the advice about not taking risks. I played it mostly safe in my 20's, but I put a lot of things off and I didn't take the risks that I should have. When I exited my 20's I was broke, obese, and had never been in a relationship. But things started to turn around for me in my early 30's. I got a lucky break, and then fought my way back from the abyss. I'm now one year away from being financially independent. I've lost over 100 pounds and am in the best shape of my life. I have a goal of being able to do 100 pushups by the end of the year. I'm still single, but I've been on a couple of dates and it feels like it's not impossible to meet someone. I wish I had heard this advice when I was 20. Things would have been very different for me. On the other hand, the experience from all those mistakes has made me the person I am today.

  • @danielordonez7357
    @danielordonez73573 жыл бұрын

    I have a lot of respect for you, Graham, I can just tell you're real. Thank for your content.

  • @tyrellmairs4467
    @tyrellmairs44673 жыл бұрын

    Just turned 21 today and I’m working towards becoming a realtor! This is perfect!

  • @Louibarr

    @Louibarr

    3 жыл бұрын

    That is a huge step keep moving forward

  • @brecarter1124
    @brecarter11243 жыл бұрын

    Sooo when's your book coming out? "Best Selling Author: Graham Stephan" has a nice ring to it!📚🧠 Lol, but Great video! Lots of Knowledge and motivation at the same time 🌟

  • @JazminBautista

    @JazminBautista

    3 жыл бұрын

    I would buy that book without hesitation

  • @reggaefever1546
    @reggaefever15463 жыл бұрын

    Number three was great! Such simple good advice but something so many people overlook. I'm far from my twenties but I think you're pretty wise and I love that you're spreading this message.

  • @1headfirstforhalos1
    @1headfirstforhalos13 жыл бұрын

    This is such a gold mine of advice. Smashed the like button, wish I could smash it another 10 times.

  • @DollarInfluencer
    @DollarInfluencer3 жыл бұрын

    Millionaire habits🔥🔥 Let's get it

  • @GrahamStephan

    @GrahamStephan

    3 жыл бұрын

    enjoy!

  • @jaheimjames5560

    @jaheimjames5560

    3 жыл бұрын

    @@GrahamStephan Hey thanks for the video

  • @TraeRobrock
    @TraeRobrock3 жыл бұрын

    "having a little Gary V in your ear"... sounds amazing!

  • @rishabhkashyap619
    @rishabhkashyap6193 жыл бұрын

    I listened to first tip and dropped 10 likes. Seriously advice was so good.

  • @shiftwrenchrepeat
    @shiftwrenchrepeat3 жыл бұрын

    thanks for all the help Graham! been following you for a long time to help build my auto channel! Merry Christmas

  • @grehamstephen4664

    @grehamstephen4664

    3 жыл бұрын

    Truly forex trade has helped alot of people it has been a source of financial freedom. to many people the rich get richer from it and the poor get rich from it

  • @grehamstephen4664

    @grehamstephen4664

    3 жыл бұрын

    W. H. A. T. S. A. P. P + 1. 4 0 4. 9 0 0 2 5 8 5

  • @frankchambers2114
    @frankchambers21143 жыл бұрын

    I just sent this to my 21 year old daughter. Somethings come better from other people. Thanks Steph

  • @GTOYMPodcast

    @GTOYMPodcast

    3 жыл бұрын

    I wish my dad taught me about investing at 21! You're doing your daughter a great service by sending a life lesson her way!

  • @VenomLion
    @VenomLion3 жыл бұрын

    I figured number 5 in my mid-twenties, changed my life. I used to be intimidated by older people, because I felt inadequate about my own experiences / overall knowledge.

  • @alphakings9183
    @alphakings91833 жыл бұрын

    I love You man! Keep it up! You are the best! You made me money!

  • @mghrabbits2416
    @mghrabbits24163 жыл бұрын

    Needed this today, thank you so much