Supreme Mr. Barton!

Really solid. I was thinking about the credit limit I was given and it was about 10%. Spot on.

I needed this video

Great advice! Will use these methods!

@calbarton

11 ай бұрын

Glad it was helpful!

I love this a lot

Omg. This is golden

great video my brother

@calbarton

11 ай бұрын

Thanks for the visit

Always good information. I have not used my capital one Venture one in months. Could my low usage cause me to get denied for a CLI?

@garygretarsson

9 ай бұрын

Do you really need someon😂 to tel you that this is exactly why they won’t give you an increase? Lol use the card as your only card for 2-3 months. And pay it off each month. Then apply for an increase.

The content here is very informative! I have a request. Can you PLEASE break down WHAT purchases are included and excluded to qualify for the Chase welcome bonus points????? The site is pretty vague. I need to know my spending will justify the application. (Home and auto repairs, medical bills, etc)

@FosterFarmsInc

Ай бұрын

these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge

Yep

Hi great video, I currently only have a credit limit of around 5,000 btwn 3 cards and 4 years of credit history. I have a FICO score of 766 and am trying to increase my credit limit. I am worried that if I utilize up to 50% of my credit limit my credit score will decrease due to high utilization. It was my understanding that any utilization over 30% is harmful to my score. What are your thoughts on this?

@zaybrown7077

7 ай бұрын

I currently use about 80 percent of my credit limit,However I also make 2 payments a month,so my score goes up,as far as a increase,if ur paying twice a month,the bank will give u a high increase.

Don't see the plug for ADP with Marika

You are very easy to listen to you are great at public speaking you could run a toastmasters group! And you say a lot in a short time you're not wasting time with BS or saying um, right, or, and every two seconds like so many other KZreadrs. Much appreciated!

People say don’t take into account your parents income for applications and CLI’s but I would say I have reasonable access to their money. They would bail me out if I ever needed anything paid, especially credit card bills. I wonder if anyone has ever had to prove legally that they have access to their parents income. Becuase I don’t have joint account with them but that’s seems like a formality at best.

@brandobecerro

6 ай бұрын

Put them as an authorized user of the credit card if you are factoring in their income.

@Slader77

6 ай бұрын

@@brandobecerro I feel like that does do something but can’t conceptualize how that’s shows access to their income. Maybe I’m just not seeing it lol.

@user-ce6wt9dx9v

6 ай бұрын

@@Slader77 if they are authorized to use the card they are financially on the hook for the card as well. So if the original person that ordered the card fails to make the payment then the other authorized user understands that they are on the hook as well making the authorized user’s income technically accessible in the eyes of the credit card company. Take it how you want but or be as stubborn as you want but that’s how it works. Authorized users income is factored in.

@brandobecerro

6 ай бұрын

@@Slader77 haha yeah if there is an authorized user they will be financially responsible as well for the credit card. The way I see it is the card issuer will account the authorized persons income. If it goes into collections both parties are on the hook.

@Slader77

6 ай бұрын

@@brandobecerro that sounds like a way to do it if it ever comes to that yeah since both peoples income are legally liable. Did u figure this out or where did you find this method out?

Do you do One on one

@calbarton

8 ай бұрын

I currently don't do any one on ones. Generally, what do you need help with?

👌

Appreciate the love, but you did not answer my question, lol.

@FosterFarmsInc

Ай бұрын

these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge

I followed your advice and paid down my balance to 1.9 percent of my limit over all my cards , and my score dropped drastically;( it's a bummer because I have an important purchase coming up, and my score might hold me back right now. Any suggestions, or do I just have to get, and keep a larger balance reporting in the future?

@hector-1810

11 ай бұрын

There is always a level of uncertainty but on the surface this doesn’t seem to fully add up. Any chance you might be missing a data point? Just some thoughts. Good luck 👍

@derricksaunders5280

11 ай бұрын

Pay off your balance

@DB6904.

11 ай бұрын

​@@hector-1810maybe, too bad I can't talk to you, it's difficult to communicate on KZread. Have a good day.

@Eric-sq2to

11 ай бұрын

Did you open new account’s?

@garygretarsson

9 ай бұрын

There is literally no way that paying down balances would result in a lower score. Like it’s literally impossible. Something else happened that you don’t realize. Get a proper credit monitoring going and dig and see what’s going on.

FIRST!

Damn you git 15,500 for an x1 card? Nice

@FosterFarmsInc

Ай бұрын

these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge

If you use more than 30 percent of your credit limit you are lowering your credit score. You don't want to go over 25 percent.

@ojc8649

Ай бұрын

Lol not if u pay it before post date. As long as u pay all before u straight regardless of how much u use

Capital 1 is trash…

@FosterFarmsInc

Ай бұрын

these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge

@FromVtotheD

Ай бұрын

They only have 2 of the best cards available 🤷‍♂️🤷‍♂️

yeah increase your credit line , increase your debt , thats what they want you to do sucker

@garygretarsson

9 ай бұрын

Lol you don’t know much about anything, do you?

@micahgreene4573

7 ай бұрын

Most ignorant statement on the internet to date.

@Majestic_Dark_Horse

7 ай бұрын

PPPP Performance. Credit is similar to investing or vetting a relationship. These soft skills are essential. We learn, unlearn & relearn. Picture me rolling, I-95, Lexus LX 570 in my S-Corp name while sliding the curtain, sipping muscadine juice. ~Bachelor, I Stand...

@aliceputt3133

Ай бұрын

You don’t have to max the card out ! 😂

If u listen to this guy ur score will definitely drop... Pay ur bills in full,, even a $1 owed will affect ur score for 3 months minimum...

@incogomomo

7 ай бұрын

🤦🏾‍♂️ 🙄 not if you’re paying the card below 10% 2 days before your statement closing date. This video is clearly about responsibly preparing yourself to be qualified for credit line creases. Nowhere did the man say anything abt not paying your bills, because it’s a no brainer. And $1 owed will only affect your score if you have a $2 credit limit. Like stop.. lol

@bionichustla100

3 ай бұрын

wtf. You bought up something he’s not even talking about. Sydau 🙄

Yep