Beware of scammers impersonating me in the comment section! I will never give you my phone number. - Get 5 Free Stocks on Moomoo: nateobrien.me/Moomoo (Worth up to $2,000) - Best Budgeting App: nateobrien.me/Truebill - Save on Your Phone Bill: nateobrien.me/Mintmobile (Note: I may receive a small commission when you sign up using my link, this helps keep our videos free!)

@magdalenanavodnik6312

2 жыл бұрын

Are these links for America citysent only? I tried but mostly I get notice only for America

@benjaminguzmanuribe7680

2 жыл бұрын

Nice! I just started hearing moomoo and I was so doubtful bout it. But u named it so now I trust it.

@mariadrozdovapham

2 жыл бұрын

Hi Nate, thanks for your video and all your work. I tried to sign up for Moomoo, but it's asking for some info with limited options of countries for ID issuer etc. Can you advise on that?

@NateOBrien

2 жыл бұрын

It's owned by Futu holdings, a publicly traded company!

@LauraBellanova

2 жыл бұрын

@@NateOBrien hello and greatings from italy, thanks for the suggestions in your video

Just don't deprive your health trying to save some money. Health is the best wealth out there!

@NamezzemaN

2 жыл бұрын

Good point, but it is easy to get sucked into the intense health industry right now. So be skeptical of purchases that are costly but “for your health” whereas they most likely provide minimal benefit. I simplified my nutritional supplement purchases a lot to a few core supplements that can be found affordably.

@ikid1217

2 жыл бұрын

Big fax

@DaniRamMeXYt

2 жыл бұрын

What if my salary is 35k/yr

@mdel310

2 жыл бұрын

@@NamezzemaN I agree. Most people will see great results with consistency in 3 things: diet, exercise, and sleep. That's really all you need, any supplements provide negligible effects compared to the big 3.

@eringobragh6507

2 жыл бұрын

Meat isn't healthy.

Another good tip is not buying the latest gadgets. Why spend $1000 on the latest phone when you can buy a phone for $200 that does the exact same thing? That's an extra $800 that can be used towards investing, or put into a savings/retirement account

@coreyw5981

2 жыл бұрын

Just to repeat in a year🙄 look if i spend $1000 on an item, i want to hold on to that thing for as long as possible

@hopea566

2 жыл бұрын

Right

@leviathan6431

2 жыл бұрын

This comment applies to me. my last Check at one of my previous jobs was over 2k and i spent $1000 on the iphone 13 pro like the dumbass i am.

@nikedoesthings

2 жыл бұрын

I never buy the latest phone, I'll do with mine until it dies, then buy an older model because they're still amazing (and a lot better than my old phone that i used for years by default. I'm not envious of people who have the latest Samsung galaxy or Iphone, I'd just be scared to drop it x'D or have it stolen. No one wants my Samsung Galaxy S10 edge!!!

@Gayfrogs

2 жыл бұрын

$200 for a phone if you just use it to call and text. Phones nowadays are pocket sized computers. No need for a TV when you can watch everything right on your phone. Watch a movie, take a call, check email, scroll on social media-all on one device-its beautiful. So I can understand spending an upwards of $1500 for the camera, processing power, battery, ease of use, security features, screen resolution/durability, cool features etc. The problem is people who spend that kind of money on a phone every year when there are no justifiable upgrades from the previous generation.

I love the library comment. Our library has a cricut vinyl cutter, a sewing machine, a serger, 2 3-d printers, and an x carve which is a small cnc machine for cutting wood in their makers studio that are all free to use!

@NateOBrien

2 жыл бұрын

That is awesome!

Love the advice as it pertains to investing too. 1. Wait 1-3+ days after researching before getting into a project->if you want it now, you're probably the exit liquidity of early buyers 2. Not making decisions when fatigued/emotional->wait until you're feeling gooood to make great decisions 3. Say no to "meh" or "kind of good" opportunties->go for the best ones that you're excited about-this will allow you to focus your energy/resources

Simplifying areas of clutter in our lives is my favorite - it reduces decision fatigue, mental clutter and expenses. The intentional pause and waiting 24-48 hours is also helpful when we fall into shopaholic behaviors and one-click purchases.

@TopVillain

2 жыл бұрын

😍

24 hour rule is one of my favourites and has definitely saved me a LOT of money! Thanks for another great video- always an inspiration!

@NateOBrien

2 жыл бұрын

Glad you agree

@daviaguilar7316

2 жыл бұрын

@@NateOBrien my boi simpin

Thank you so much for all of these great tips! I try save money but an auto function is a great idea. Also meal prepping and not eating out is HUGE! I recently invested in an additional freezer as well so that I can make freezer meals and snacks ahead of time for my family (which eats a ton) every little bit helps. :)

Wow, these are truly some minimalist ideas! But I like that you're playing into the psychology of things, and I LOVE that you're recommending ditching the financial advisors! Buy into the S&P and don't touch it until you're ready to retire is probably the easiest way to be profitable. Thanks Nate!

I hadn’t noticed you were the same black shirt for all your videos. That proves your point that people usually don’t care that much about that as we think they do when we buy all those clothes. I’ll keep some different styles but not as much as to need to be impulsive to buy new clothes all the time

Every January I quit caffeine and alcohol. Great to reset, give yourself a break, and save some money to start the year.

Nate, I LOVE that you mentioned "AUTO-INVESTING" which not only helps to build wealth "automatically" but also it "declutters your life" and you can focus on other things, too. Same like you, I also slimmed down on my cloths! Not sure about your hairstyling tip though 😉

NATE OBRIEN UPLOAD! Love you're content man , its always top notch

@NateOBrien

2 жыл бұрын

Thanks!

Very practical tips, Nate. Thank you!

I like the quick format. Nice job.

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@c.k2778

2 жыл бұрын

Our perceptions of yours approach influence how we interpret, understand, and act on the truth. It’s so true that rich individuals seek the knowledge and skills of professionals and claim to achieve their success without any prior help

@precious5605

2 жыл бұрын

@Colombo Evelyn To achieve your goals, proficiency makes your plans a reality. I engage in compound interest and leveraging and as well operate exclusive packages with a body of a wealth management firm and so far I’ve attained good ROI (amount is confidential)

@precious5605

2 жыл бұрын

As to get more details on the wealth manager, easily do quick internet research; (Genevieve Glen Rogers) where I believe you can easily approach her from, do your research with her full names mentioned.

I add side hustles to offset any new spending I plan. I can do consulting work for upwards of $500/hr. So, I just work a few hours to pay for a new purchase.

Thank you for this !

Love the money tree👏

This is a classic nate video. Found this really useful. Thanks.

@NateOBrien

2 жыл бұрын

Thanks Dana

Great vid Nate! Always watch you. Make a live stream someday!

Good video Nate. The simple things really add up in the long run

Thrift stores can also be a good place to look for certain furniture items like small tables, nightstands, bookcases, etc.

@elicst300

2 жыл бұрын

Also clothes

I also have a garden … tell your brother to grow moringa … it’s a superfood .. grows super fast .. those leaves can be used like spinach

Great tips! Very useful for my own financial struggles

The library tip is a complete game changer. My local library has ps5 games the day they come out! The majority of games I play are from the library saving me $100's a year. Thanks for this Nate

@NateOBrien

2 жыл бұрын

Nobody uses them! It’s so sad, they are great

@jackward770

2 жыл бұрын

get off video games bro

@loner8307

2 жыл бұрын

@@jackward770 NO betch

@nanden4641

2 жыл бұрын

Facts! I was going to buy a $25 dollar book that my local library has. A year's membership is $13 (access to books, conference rooms and computers)!

nothing upsets me more than automobile expenses and repairs it never ends haha id like to move somewhere where cars are not needed

Thanks for the tips Nate. Surely will be able to save some penny.

Nate is the most humble guy on YT. No click bait thumbnails. He's even hiding his YT play button 🤣

Great idea! Thanks Nate!

Good to see at least one young man is still using a library. 👍

subscribing to this channel is one of the best decisions i've ever made in my life. love every content!

Thank you Nate! Really good content!

@NateOBrien

2 жыл бұрын

Thanks

Agree on the car for cities, however for people that would need to turn a 10 minute car ride into a 30 minute bike ride, opportunity cost, and cost of time starts to become an issue. None the less, a great list Nate!

@AB-ny7zm

2 жыл бұрын

Agree... not to mention riding your bike when it's freezing cold outside, really warm, very windy, raining or snowing (if it's a long distance). Or there could also be some days when you are really tired and you are not really up for a 30 minute bike ride. If you can choose between car or bike, I think using your bike is a good idea to keep in mind for some specific days, but not necessarily as a daily means of transport. Anyways, great video by Nate, as usual!

@IsraelGonzalezR

2 жыл бұрын

@@AB-ny7zm I mean, if the dutch can keep up with all the things you said, why wouldn't we.

@TradeBrigade

2 жыл бұрын

@@IsraelGonzalezR Do they still wear wooden clogs?

@ParaditeRs

2 жыл бұрын

A bike doubles as exercise. Also, depending on where you live you can get places just as quickly on a bike as a car if you know how stop lights work and different short cuts. I can ride my bike home without coming across a single stop light and arrive just as quickly as someone who drove.

focus on the big 3 rent(househack or roommate), transportation(no car loans, bare minimum insurance), and food( homecooked meal)

This video was very much needed atm. Thanks for another great upload!

Thanks, another great video!

can you please make a video on basic car maintenance!! :D This was agreat helpful video!

Great tips! Thank you so much.

Love your content bro🙌

Excellent video I food prep, like the other suggestions

I love how straightforward your videos always are 💛 A little pizazz isn't bad, but man some channels are just all flash and then I wasted my time waiting for the valuable information 😂 Great content, Nate!

Great tips Nate!

great job Nate

Good video. I'm sharing this one.

I'm pretty close. Been saving 💰 like crazy! Great video

Another great practical video. Nice haircut too. I’ve been cutting my own hair for over a decade.

These were actually really good points usually tips don’t sound helpful when trying to save this much but I found everything u said useful

@NateOBrien

2 жыл бұрын

Thanks!

Can you do a video on insurance? Like how much you need to spend on car insurance, health insurance, etc. thanks

My caffeine gives me very functional addict vibes. So I just continue to destroy myself 😂🤣

Excellent info ‼️ 👍🏻

Thanks for the bonus second tip number 15!

Nice vid! I think almost every possible idea was covered!

@NateOBrien

2 жыл бұрын

Thanks!

Heard this from money guy show. The powder laundry makes the colors from clothes come off faster. So liquid laundry detergent might be better. Just use less don’t use so much to save money/ color on your clothes

@rebeccaparker9703

2 жыл бұрын

Depends how you look at it, powder is also better at removing stains, so for families with kids powder will save more clothes than it will wreck! Also better for the environment as it comes in cardboard not plastic.

Awesome vid. Pretty complete

To the *worthwhile person* seeing this, your dream is not dead. Don’t allow the past and current pains and hurts stop and define you. You’re more than a conqueror. Rise up and put yourself together. Keep pushing your future depends on it. I wish you all the best in life

when he said dryer ..i thought he is talking about hair dryer 😅😅😅luved the video Nate ❤️❤️❤️

Totally agree on bottle water!

One of the smartest people here on KZread, kids pay attention!

Awesome Video thank you so Much 😊

Great video!

Great tips!

congratulations. ty for great content!

@NateOBrien

2 жыл бұрын

Thanks for watching

Very Insightful

Love what you are doing

Thank you.

Loved the instagram story about making the thumbnails on Powerpoint!! 😀👍👍

It’s so true about having full stomach before shopping for groceries 😅

@NateOBrien

2 жыл бұрын

Saves so much hahaha

Wow your Phone bill are so high in the US 😱 As an instance in France for 60Go I pay 8€/month ! Equal for gym membership, in France it's about 20-30€/month !

Tip for hanging cloths : Get a folding drying rack from ikea $15 Holds a small load easily I only dry linens in the dryer. Clothing lasts longer if it's hang dried and most 'dry clean only' clothing can be washed on delicate and hang dried.

I enjoy your stuff. New subscriber for you!

Gardening tip: Try to grow from seed. Way cheaper than buying the $20 pepper/tomato plants that you can grow your self.

Thank you 🙏🏼

Love thi video thank you so much you are amazing what books for financial and investment you recommend it please

What a nice smart young. Your parents are probably so proud. You are an example of how young people should be living..

Thank you Nate 💚

@NateOBrien

2 жыл бұрын

Thanks for watching

Practical tips!!!💯

I really am feeling triggered with the caffeine one because I'm drinking coffee while watching this haha

@NateOBrien

2 жыл бұрын

Admittedly I had coffee this morning as well

You are so right about the Oreos.

Frugality videos have really become scarce on KZread lately. Great to see this kind of content again!!

@NateOBrien

2 жыл бұрын

I know!

Thanks 👍👍

Good luck bro

Thanks

Very informative video!

Coffee and tea can be a cheap indulgence to feel like you have treated yourself for fairly cheap ( no liquid, caffeinated sugar cups from Starbucks of course ::). When I stopped, I found I was tempted to spend more money because a “joy” was lost from cutting out my tea and coffee.

@TheAnabolicChicken

2 жыл бұрын

Starbucks has some strong dark roast coffee. I get it black, in hawaii it’s like $2.50

Right on the money.

Thanks bro

Thanks 💕

I just like your book shelf.

He is so humble. 😻

For coffee, just make your own coffee at home it's way cheaper and sometimes way better quality !

"eat less meat" "Get rid of your gym membership" *Cries in Frugal Lifter* 💪😭

Lol I paused the video to make myself a coffee 🤣 let me hear you out .. I paused before tip 15

Bro first rule is 'breaking up with girlfriend'.

Love your videos man! Keep at it 😄

Sometimes sales can help save money. My favorite shoe is normally $60 a pair. They had a black Friday sale for 50% off. Bought 4 pair for price of 2. Basically bogo. But that saved me $120 for something I was going to buy eventually.

Wonderful Tips

Very nice tips

You lost me at cutting out caffeine 🤣🤦‍♀️

Great video :)

@NateOBrien

2 жыл бұрын

Thanks