TIMESTAMPS 0:00 Intro 1:46 Choosing How Much, When & How Often to Save 4:24 Why Buy Savings Challenges? 6:59 Short-Term (30 Days or Less) Savings Challenge Ideas 13:51 Mid-Term (3-6 Months) Savings Challenge Ideas 16:15 Long-Term (6-12 Months+) Savings Challenge Ideas 19:10 Use Sinking Funds to Protect Your Savings Challenges 24:21 Find Money You Already Have 29:36 2024 Budget Planner & Savings Challenges

I need some of those binders behind you I’m on a saving mission right now ❤❤❤❤

Yep, you’re making sense. There are things you can’t live without and things you can. If you put your money on something you can’t live without, pull money away from those things you don’t care so much about. Maybe they were just habits you were used to spending on. 😀

Best annual video yet!! Love the focus on being smart with the income, so helpful!

Last December I started a challenge that totaled $3210. I pushed myself to complete it with only $2. I didn't complete it as of today, because I was short $150. I worked it all year along with other challenges.

@wandabradford7522

3 ай бұрын

I don't trust know one but God and my daughter No thank you

Just started

I'm just getting on board with the savings challenge. I'm loving it

I like the penny challenge. I do that 4 times a year. (Once each season).

@RochelleAdamson

9 ай бұрын

Love this! Can’t wait to add up mine 🙌🏾

just starting

New subbie! I love how you explained the different categories of savings challenges!

@RochelleAdamson

5 ай бұрын

Yay! Thank you!

For me it’s the mini challenges. Long challenges are a challenge for me to save lol…❤

@RochelleAdamson

9 ай бұрын

TYSM! 🥰

My problem is I want to do them ALL. You got me started and I appreciate your vid’s

@RochelleAdamson

9 ай бұрын

thank you

@MarieaTania

9 ай бұрын

@@RochelleAdamson you’re welcome

@xenawarrior5324

9 ай бұрын

😂😂that is me! No lie, I really want to achieve all the savings challenges and it has really switched my mentality from spending to saving. Establishing limits on necessity vs. wants. Seeing and feeling the money hits different than swiping a card willy nilly

This was a really good video gave me a few things to think about like motivating others to save starting a group saving challenge even giving them the binder and envelopes for Christmas and challenge them to save with me at the beginning of the year.💰😊

@RochelleAdamson

9 ай бұрын

TYSM! Love the group SC idea 💡

This year, my favorite challenges were the $1 challenge and the coins. I’m still working on the 100 envelope challenge 😩. I found it helpful to establish a percentage that goes to savings after bills and then using savings challenges to save and to help with sinking funds.

@RochelleAdamson

7 ай бұрын

Thank you hon! 🌺 Glad to hear what worked for you!

I’ve been using the “Big Ben Saving Cans.” I’ve a few hiccups, but I’m back on tracks. ($5.00, $1.00 Loose change, and My Birth Year Savings.)

@RochelleAdamson

9 ай бұрын

glad to have you back !

I really enjoyed your videos

Thanks for sharing 🤗 Lots of great tips ✌🏻🫶🏻💵

@RochelleAdamson

9 ай бұрын

Glad it was helpful!

I will always do saving coins(since a child), April showers & zero out. I added a challenge this year and I have 3 for next year I never seen them, but it doesn't mean it isn't out there. I see a lot of people are saying folks are selling their ideas off. I don't sell anything, but I haven't seen these 3 saving challenges that I am going to try next year. I ran into an unexpected $7,000 medical bill, I have emptied my HRA, my FSA & my medical envelope. I said Rochelle said LIFE be lifing, so you have a job just pay what you can & continue to enjoy yourself you will get it paid. I need a side hustle

@RochelleAdamson

9 ай бұрын

Life has never lifed like this before!!! I know you can bounce back 🙌🏾 and thank you so much!!

Thank you! This was very helpful! 🙌🏻

@RochelleAdamson

7 ай бұрын

Glad to hear it. Thanks for watching!!

We had a major fam emergency so I have missed you and some of my favorites for a while. I did think of you and your fam' when I heard of the horrible fires. I hope y'all are safe and doing ok. The emergency hit us hard so I am looking forward to this video and the tips.

@RochelleAdamson

9 ай бұрын

Welcome back!

Thanks! Very helpful video!

@RochelleAdamson

9 ай бұрын

you're welcome

Hey friend really enjoyed. Love all the motivation. I’m still trying to work on my EF. My van will be paid off at the beginning of Nov. Then we have to save to get it fix. Life been lifing.

Great video.

@RochelleAdamson

6 ай бұрын

thanks

very good video

The greatest to ever do it! You are the savings challenge queen. I am so excited to see what you are doing for 2024! Ahh!!

@RochelleAdamson

9 ай бұрын

Yay! Thank you! I hope you and the family are doing amazinggg

Good Morning, listening while at work.

@RochelleAdamson

9 ай бұрын

oh yes!

Am I the only one who finds finance fun? 😂 Everyone says it’s boring 😭 Maybe it’s because I turn everything into a game.

Yasssssss❤❤❤

Hey Ro! My favorites are zero out and penny challenge.

@RochelleAdamson

9 ай бұрын

Hi I'm glad you like them 🥰

@tamikajones6970

9 ай бұрын

Have a great weekend!

Lovely Video. Greatly Appreciate The Tips. ❤💙 You Are The Reason I Started To Do Saving Challenges. First Things Were Rough I Was Always Taking The Money Out When I Put It In. Now I'm Finally To The Point I Can Do And Complete Challenges Without Withdrawing The Money. 😊

@RochelleAdamson

9 ай бұрын

I really do Love that!

@Shayy26

9 ай бұрын

@@RochelleAdamson 💙🩷💜

❤❤❤

I'm saving and I'm on leave from work so my budget coming in is low

I don't need to find a person to help save my money I have God to show me the way to save my own money no man no women just myself

Goal is payoff credit cards in 5 years Able to save 50 a month trying to save all my 20 usd on Friday when I can Goal is to be a month ahead on my bills which would be approximately 2000 which will take me about 5 years savings coins put on cc

@RochelleAdamson

5 ай бұрын

Month ahead is really where it’s at 🙌🏾 you got this

I NEED to start budgeting!! I want to create a channel, join the community and possibly open a shop! This community sounds amazing!❤😊

@RochelleAdamson

9 ай бұрын

You can do it!

just saying, I went on Christmas break 12/15 and went back to work 1/3. My last payday was 12/21. I have not been able to stuff anything since then. I am having so many WITHDRAWALS.!!! I get paid this Friday. Oh Yeah. out of the 21 pay, I did pull $19 to stuff last week. It finished 2 challenges that gave me $205 that I put into my 100 envelopes.

@RochelleAdamson

5 ай бұрын

amazing!

Guest sinking fund is smart! I’m in Hawaii as well so visitors are coming lol Paying for parking almost everywhere we go is an annoying expense we never think about until it adds up🫠

Thank you so much! I am so glad I saw this video today because it gave me a few ideas when everything seems to be stretched as thin as it gets...looking at moving in to a smaller place in 2024!

@RochelleAdamson

7 ай бұрын

Thanks for watching 🌺 Hope the move goes well 🙌🏾