2023 Quarter 1 Update & End of Year 1 Debt Confession & Debt Trackers

#budget #budgeting #debtfreejourney #budget2023 #weeklybudget #cashstuffing #cashstuffingenvelope #paycheckbudgeting #paycheckbudget#daveramseyinspired#budgetbypaycheck #debtconfession
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Пікірлер: 37

  • @Independentlash
    @Independentlash Жыл бұрын

    Oh my goodness!!! How exciting to have some relief from the student loans! I’m so happy to hear that 🎉 Congratulations 😊

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Thank you Diamond. It really is a blessing. 💕✨

  • @matthewhenrikson9386
    @matthewhenrikson9386 Жыл бұрын

    Outstanding update, tackling and tracking your debt, congratulations on paying down and changing your net worth from a negative to a positive. Your amazing.

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Thank you so much Matthew. I feel so blessed to have friends like you in this community that make this all worth it. 💕✨

  • @lisagratefulme
    @lisagratefulme Жыл бұрын

    New subbie from the budgeting community!

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Awww thank you Lisa. I appreciate you💕✨

  • @user-uq4rk9hx5j
    @user-uq4rk9hx5j Жыл бұрын

    great job becky! like i mentioned before, i am close to your numbers! i cant wait until i'm below 20k in cc debt

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    You’ve got this my friend. 💕✨

  • @tracyreaume6451
    @tracyreaume6451 Жыл бұрын

    And if you get the student loan reimbursement you can pay a bunch off. 🤞🤞 Love your nails!

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Thank you Tracy!! Hopefully that is the case. I’m worried it might be taxable income and we will have to adjust. 💕✨

  • @emmaloubudgets
    @emmaloubudgets Жыл бұрын

    Hi Becky, great update. So glad this is working for you 💜💜

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Thank you so much EmmaLou!! 💕✨

  • @jbs2cents596
    @jbs2cents596 Жыл бұрын

    Great update and it’s nice you were able to get some debts paid off and those student loans are out the way.

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Yes they are!! We feel so blessed. Now to see if it happens. 🤞🏼💕✨

  • @MsGechi77
    @MsGechi77 Жыл бұрын

    Thanks for breaking this down. Best wishes 😄

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    I am so happy you enjoyed MsGechi and thank you for the wishes. I hope you have an amazing weekend. 💕✨

  • @catpotter4527
    @catpotter4527 Жыл бұрын

    Love the new nail set!

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    So happy you like them Cat. These have to be some of my favorites. 💕✨

  • @cindymae3656
    @cindymae3656 Жыл бұрын

    This was an awesome video and congrats on the decrease in your debt❤

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Thank you so much Cindy Mae! It was amazing to see the work paying off. 💕✨

  • @badlands9100
    @badlands9100Ай бұрын

    Hi Becky hope your well. Are you still uploading videos- as I haven't seen any lately and really miss the content.

  • @emilrhodes2761
    @emilrhodes2761 Жыл бұрын

    Great job! Since his student loan has been forgiven and you’ll get 10 years payments back are you going to donate/contribute any of that money toward funds for people that did pay back all of their student debt from the past?

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Great question. Our plan is to get out of debt prior to helping others. Once we are debt free we will be finding ways to help those in need. 💕✨

  • @Len0905
    @Len0905 Жыл бұрын

    Any plans on what you will do with that refund ?

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Great question Len!! We have some ideas but still have to look into some things. Such as if it is taxable. 💕✨

  • @blackjag121
    @blackjag121 Жыл бұрын

    If they give you about 10k, I would pay Brother Slate Discover

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Great insight my friend. We shall see if the money comes and what we decide to do. 💕✨

  • @brianneholmes6547
    @brianneholmes6547 Жыл бұрын

    I do not know if this is true…. But if they forgive your student loan just be prepared if they report it as taxable income on your taxes.

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Great advice Brianne. We are waiting to see what happens and will definitely run It by our accountant prior to using it. That crossed my mind too. 💕✨

  • @barnosmamo

    @barnosmamo

    Жыл бұрын

    Pretty sure they passed a bill that said federal wouldn't count it, but your state may

  • @devilshorses
    @devilshorses Жыл бұрын

    How long did it take from when you applied for debt borrowers forgiveness to get your reimbursement? I've been waiting for almost a year for them to email me to tell me I'm getting reimbursed.

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    It took about a year to hear back but the reimbursement had not come through yet and the loan amount still shows. 💕✨

  • @lisagratefulme
    @lisagratefulme Жыл бұрын

    I hope you get the refund from your husbands student loan!!

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Me too!! Although you never know. 💕✨

  • @judiashley5818
    @judiashley5818 Жыл бұрын

    Happy budgetversary! Keep finding ways to reduce expenses and save more. I don't know if you watch Caleb Hammers You Tube financial audits but he says not having an Emergency fund is an emergency. I bet your husband does get his debt forgiven If so you can chip away at debt more and save more.

  • @beckybudgets2022

    @beckybudgets2022

    Жыл бұрын

    Thank you Judi Ashley!! You have been with us since the beginning. I will have to check out his channel. Always looking for advice. 💕✨