1. Making lease expire during Nov. - Feb. Low season 2. Biweekly mortgage payments 3. House hacking 4. Buy secondhand 5. Shop ethnic part of town food/services 6. Shop low level 7. Intermittent fasting (save on breakfast) 8. Plans meals what's in pantry/freezer 9. Open Health Savings Account 10. Workout on the way or after work 11. Shop smart(compare brands) 12. Go out for happy hours 13. Say Yes to hang with Reliable Friends 14. Bring food to theaters 15. Travel where exchange rate is high 16. Fly w/CC reward miles 17. Search vacations with Hopper 18. Disable CC autofill on phone/web browser 19. Build a capsule wardrobe 20. "No Buy Day" *Challenge No Buy Week!

I’m 19 and I’m so glad that I’m watching this right now

@romeogaray

3 жыл бұрын

Lucky! I started to get financially smart 3 years ago when I was already 24. Still young but not as young as you.

@claudialee4987

2 жыл бұрын

same same

Having no friends saves me so much money😂😭

@nicolek356

3 жыл бұрын

For real.. 😂😂 quarantine has been saving me money here. Also being single HAHA

@lenapetrova

3 жыл бұрын

Okay, this comment literally mad me laugh out loud! ✌🏻👍🏻❤️

@julieerickson8045

3 жыл бұрын

I feel this on a spiritual level.

@adrian3747_

3 жыл бұрын

that’s me af

@sanmiguel6726

3 жыл бұрын

now you have money, you have now friends😆

I'm Asian, I can't believe you're Asian. Most Asian women I know are very dependent on the aesthetics lifestyle. I get judged on the clothes I wear, the car I drive, where I live and who my friends are. So superficial. Thanks for being strong enough to be you!

@alen-commentnazi8774

3 жыл бұрын

Also check out the youtube channel of Annie Margarita Yang

@schelinx

10 ай бұрын

Not all asian women are the same.

Huge fan of your videos simply because they're all straight to the point with a lot of legitimate, helpful advice. Less of the clickbait fillers that's so common among other finance KZreadrs. Thanks, Rose!

@ramsethu3212

3 жыл бұрын

Jett Galindo Don’t ever think you can’t make it in life just run to Veratti100 on telegram for the best service in making money .he was the one who changed my life......

@shirleyblocker443

2 жыл бұрын

@@ramsethu3212uoq

@bessieoriotis5104

Жыл бұрын

@@shirleyblocker443 @@@q @aqqSAa@@

Exactly, I agree! In spite of the pandemic I have about 130k in my investment account and $3000 at least every month as dividends and profits generally. I’m 26 years old. Started working at age of 20 and i always liked to save. Now I have a 401k, Paid my car in full, saving accounts, and 2 investments accounts as well. Still working as an agent/realtor making around 90k-100K a year

@jesusantonio7576

3 жыл бұрын

am 26 with 22k how did you reach that so fast ?

@elizabeththe10th10

3 жыл бұрын

@@jesusantonio7576 a lot of savings, but it comes with a cost. Not going to parties, working 6 days a week. Having 2-3 friends. Also working holidays as well. But most importantly consulting with an expert. I see my self doing good in the long term working with a financial adviser, works with Merrill Lynch, well licensed with proof. Now is not go time to lose money 💪🏼

@elizabeththe10th10

3 жыл бұрын

@Bigfoot HunchBack I want to begin to buy properties and hold them for a reasonable amount of time, I just deal as an agent for now but I really have gained some insight into how the business runs. My profits and income sum up to 20k - 25k monthly

@jesusantonio7576

3 жыл бұрын

@@elizabeththe10th10 I recognize hardwork when I see it, I am in need of an impartial advisor how can I reach out to yours? I have a more than a handsome amount to invest into the stock market but with the right guidance.

@elizabeththe10th10

3 жыл бұрын

@@jesusantonio7576 thanks I cant possibly share her contact details on a youtube comment.. just look her up Lisa Jill Grenell works with Merrill Lynch all information you require to reach her is online. She has a website where she attends to her clients, you can leave her a message if you want

Having no friends is such a blessing lmao

Thanks to the Covid Lockdown I was able to curb my spending by 74%, get caught up on all my bills, keep track of all my accounts, set up budgets for groceries/spending/vehicle expenses, set up an emergency fund, and now I’m looking into investing. I’m having fun looking for ways to save money and invest for the future so interesting videos like this one are most welcome. Thanks.

@andreak3294

3 жыл бұрын

COVID has been a disaster for tons of ppl but on the flip side a lot of r doing better financially, spending less and saving more. So far the pandemic has been a blessing to me.

@koeywinglee

3 жыл бұрын

Thanks for Covid I have lost 30 pounds and built a healthier lifestyle. Also towards the end of quarantine I started to budget and really look into my finances. I’m no where close to what you have achieved but I’m hoping this time next year I will be much better off than where I’m at now!

@82Brightstar

3 жыл бұрын

Same here It’s terrible but it took covid shutdowns to show me how much unnecessary spending I was doing. Because I’m not too poor, I just buy whatever I or my kids wanted. Especially when it came to buying foods and eating out! Once covid hit & we had to stop eating out, picking up food etc, and just cooking at home.. I saw so much extra money grew in my checking account!! I learn to plan ahead & like she said just use what I have at home to make meals more often now. Still buying food from restaurants but not as much as before! 😊😅

"I don't go out much anymore, it's just something that happens when you're 30." So true. It definitely is much more of a trend once you hit that age. A good night of sleep and doing things at home or outside is just much more satisfying now haha.

I’m so glad I found you. I’m 53; you’re my daughter’s age, yet I’m learning so much from you. God bless you. Your channel is so refreshing and inspiring.

The fasting! It saves your money, also it saves your organs from overworking. It needs to rest too! 12hours fasting is actually not that long if you think of sleeping hours. And your body can rest, your cells will be renewed, and you'll feel much energetic. Love this channel

You don't have to skip breakfast for intermittent fasting. For IF, you're limiting your meals into an 8-hour time frame, so if you have breakfast at 10 am, then you can have dinner at 6 pm. This may not be convenient with everyone's schedule, but you certainly can do IF without sacrificing breakfast. Also, thanks for the valuable info, Rose!

Shopping at the dollar store for personal items is a money saver.

@vapeking466

3 жыл бұрын

Dollar general has a app with lots of coupons too!

@Melly16yr10

3 жыл бұрын

Thanks for the tips

@roxanneconner7185

2 жыл бұрын

Agree, and some like Dollar Tree have a good cookware selection too.

The Bi Monthly Mortgage is clutch!

@Yuru616

3 жыл бұрын

Bi monthly is not the same as bi weekly. There is not much benefit if you pay twice a month but with biweekly there is one extra payment hence the savings.

@MillennialFinance101

3 жыл бұрын

@@Yuru616 this^^^^

@operationhotshotinc.6887

3 жыл бұрын

26 vs 24

@jeffreywhitaker5154

3 жыл бұрын

@@MillennialFinance101 LOLOL< Alice is so stupid.

10 cent iced coffee- Graham Gang rise up 🙌🏻

@paradigmtraveler9208

3 жыл бұрын

isn't it 20 cents?

@financebros7803

3 жыл бұрын

Paradigm Traveler lol so says 20 cents with all the cream and sugar but the coffee itself 10 cents haha- so it depends

@paradigmtraveler9208

3 жыл бұрын

@@financebros7803 Alright gotcha! haha.

@connie_comb2455

3 жыл бұрын

Graham Gang!!!

Another food one: learn to make a homemade version of what you would usually buy, like pasta sauce or smoothies. If you can manage, learn to can pantry type items.

After college, my friends were all paying 2-3X my rent living in high-rise condos downtown while I lived in a decent neighbourhood with 3 other housemates! It was AMAZING how much financial flexibility I had. I'm 100% certain everyone can save so much if we could house-hack with others, which would allow you to live even in an expensive city! :)

I've been quarantined for months now and 80% of my expenses were foods. Anyone cutting expenses during a pandemic?

@floryder8385

3 жыл бұрын

Hello, yes. A lot of money does go to food but if you cook it yourself it's way cheaper than eating out. Planning meals is key, why buy extra meats/veggies when you already have them or else they will expire. Have 2 girls so this is a very healthy option for all of us.

@fattirebeer9

3 жыл бұрын

I have not sat down in a restaurant in 5 months going on 6 months. For the fun of it, I'm going to see how long I can go.

@jax2886

3 жыл бұрын

Loved this video. At the start of quarantine I wrote down everything I wanted to achieve by 2021. I realized had to get real. So I wrote down what my monthly break down is now and started cutting out extra subscriptions, I looked at my makeup and skin care which I would spend a good amount on and decided to use what i have. That one has been a daily struggle with all the sales and promotions but I am happy to say I have only bought a cleanser because I used up every sample and tube I had! I also made a goal to have xx amount in my savings by the end of the year and how that would break down monthly. Put that on a board i look at every day and definitely helps when I get an urge to splurge. Still have some work to do on the food front as take out has still been a bit of a go too.

@DanielsBrew

3 жыл бұрын

Haha - my food expenses have gone up a bit as well... but not 80% level

@Nepthu

3 жыл бұрын

My food expenses have evened out because I no longer eat out. It all goes to groceries. I have saved 100% of my entertainment budget & 95% of my gas budget the last three months. I can't believe I can fill my tank ONCE each month now.

Having a budget really works well for me. I have a simple one in Excel and since I’m a visual person, seeing where my money goes and ways I can cut costs is always extremely helpful when trying to save as much as you can.

@mariolopez4235

3 жыл бұрын

Do you believe after watching this video I came across some comments and I could see some people talking cyber spyyy on instargram.i was so surprised when I received $7000 from him few hours ago

I really enjoyed this video, I literally just disabled my credit card auto fill. When I was 21 I joined the US Navy and I had 50K of debt, fast forward to today and I have $0 in debt, other than my home. Living life without debt and watching my savings grow, has made life so much more enjoyable. I am a lifelong learner, and I am grateful for all of your tips/tricks, thank you.

@nicolek356

3 жыл бұрын

I'm halfway through my student debt!! Can't wait to pay mine down

@patrickmorton1187

3 жыл бұрын

@@nicolek356 Great, you will feel amazing , once you pay off your loans. I used the snowball method to pay off all of my debt, good luck.

@patrickmorton1187

3 жыл бұрын

@A N Detjen Thank you

I actually agree with Rose on saving money at the movies. I think the even more practical thing to do is get a few bottle sodas or boxes of candy from Target or the 99 cent store on your way to the movies. These can easily be put into a purse or your pocket. I have found that these exact same products are 300% more at the concession stand. And with my savings I’ll buy their overpriced popcorn.

@DiandraStarShine

2 жыл бұрын

people have been sneaking food into movie theaters for decades, since it's - officially, anyway - against 'the rules' in most movie business locations [in the west, anyway]. and considering that they rely on the food, drinks & sweets to make a profit, I'm STILL surprised that anyone or any company is willing to own a movie facility. since it's one of the most impractical & volatile investments in the world. it's a puzzlement!🤔 and esp., since COVID-19 happened: I mean, how are any of them still open??😯 I'm beginning to think they're all a money laundering front for god knows what..or something else shady, *LoL!!* 😄

Great advice Rose. Regarding the HSA, it's best to try and invest long-term and treat it like a 401(k) plan. However if you need to use it for medical expenses, my hack is to pay your medical bills first with a credit card offering points, then submit for expense reimbursement from the HSA and in turn pay the credit card. That way you at least earn more credit card points!

Your content is great Rose! I started following your videos as soon as your bad money habits video came up on my recommended list one evening (it was destined hahaha)! Some things I've been doing as of late are: - Making my coffee at home (Got a free Keurig a couple months back; now I just load up on K-Cups each month as needed); also limiting to 1 cup per day in my 14 oz Contigo canteen - Taking advantage of my company's gym membership where if I go 8 times a month, I get reimbursed (nice way to motivate to save money and exercise... MONTHS back that is ;[ ... someday) - Finally opened a Roth IRA yesterday (will start setting things up budget wise) - Making sure I unplug my devices from the outlets before I leave to work (to save on electricity and lighting bills; not everything of course but things such as chargers, power strips, etc.) - Trying to utilize my groceries as best as I can (improved a bunch overtime); Ex: Downing the famous Korean Spicy noodle rather than ordering a takeout for one night (once in a while of course lol)

Why did the cashier @ 6:22 have such an attitude? lol. Love your videos!

I have a rule for myself when it comes to care products, makeup, clothes and other non-food related items. I cannot purchase anything at full price. So when I find something I like/want I wait until it goes in clerence, find a coupon, or wait for a sale. I do this with online food purchases to, it's amazing how much you can save with a simple coupon Google search for a company or product!

@82Brightstar

3 жыл бұрын

Most other things I buy full price, but I hardly ever buy clothes full price. I don’t see reason to when places like Kohl’s always have so much clothes that are reduced price or clearance

I think no buy day may not be enough. Maybe a couple no buy weeks every month? Like no buy first 20 calendar days.

@82Brightstar

3 жыл бұрын

Ohh my you are tough! 😂 I don’t think I can follow your plan! Lol

that popcorn advice gave me such nostalgia. My immigrant parents from HK, also did this with us when they would take us to the movies. Except, my dad packed us oranges to eat :). So grateful that my parents were able to show us the importance of saving money

Great tips! It's refreshing to see someone with such a good mindset to come out ahead in life.

Love Hack number 2. Bi-weekly house mortgage payments. Changed my life forever. Great video Rose!!

Truth be told, I need a friend like Rose! This girl knows her stuff ♥️

Hi Rose! I love your approach to saving money and having this larger goal of financial freedom at the end! I love your tip on shopping for items on the lower shelves and fasting! I've been doing that too and not only do I feel better with my weight control, but I also save 33% of my money to spend on food. Heh. Keep making these great videos Rose!

@englandsma8237

3 жыл бұрын

Wow Iconfirmed $14,000 in my bank accounts.i was shocked CYBER SPYYY ON INSTARGRAM could do it legit for me

Breathing is expensive. Thats why I live with my parents.

@AdrienneInvests

3 жыл бұрын

Preach👏🏼it👏🏼

@gailmiller6333

3 жыл бұрын

😂😂Hilarious!!

@violethaye6987

3 жыл бұрын

ah you're lucky you weren't kicked out.

@nicolek356

3 жыл бұрын

For REAL. I'm paying so much right now every month when I could be redirecting it to stocks 😪

Just subbed. Absolutely hilarious that you suggested fasting (skipping breakfast... who eats breakfast? Just make a coffee). I really enjoy the advice and how you describe really obvious, simple, and easy to do things that people just overlook.

@englandsma8237

3 жыл бұрын

Wow Iconfirmed $14,000 in my bank accounts.i was shocked CYBER SPYYY ON INSTARGRAM could do it legit for me

My mind is completely blown at ur Bi-weekly tip. I am so stupid to not think of that. Thank u Rose!!! I owe u one!!!

good content. A money saving hack for me is having a solid emergency fund, which allows me to raise the deductible on my car insurance. I went from paying $144 a month to $62 a month for the same coverage.

@drinksoymilk007

3 жыл бұрын

Nice! Will def try this.

@user-gc9io6tm5i

3 жыл бұрын

This is another great advice! I will check that too

@whitneycorbett2609

3 жыл бұрын

Thats a great idea!

Love your mention of intermittent fasting, Rose. I eat two meals a day between 12pm and 6pm. Mostly for health reasons.

I love that rapid fire speed for the money saving ideas! I learned some great stuff in this video.

I love tip #1. Low rent season, genius!! Great video; thank you for the tips!

I've just switched my student loan from monthly to weekly repayment. Great tip thank you!. Can't believe it never occurred to me to do it.

Rose, one suggestion. Whenever, you conclude your video, just make a bullet point list or summary of the main points discussed in the video. Your videos are filled with a ton of information. Having a summary towards the end, helps me retain more information. Regards, Your student from Automatic Millionaire, Adithya.

@englandsma8237

3 жыл бұрын

Wow Iconfirmed $14,000 in my bank accounts.i was shocked CYBER SPYYY ON INSTARGRAM could do it legit for me

@itsrosehan

3 жыл бұрын

Ooh that’s a great suggestion, and great to see you here! Thanks will incorporate into future videos, it’s definitely one I’ve thought about

Hi Rose! Ive been following your videos for the last few months and make sure to watch at least one video a day. Your videos have really assisted in shifting my mindset on finance! 🙌🏼 & receiving insight from a fellow first-gen asian american female has been so refreshing and inspiring! Thank you for the quality content we all need🙏🏼

LOVE how you mix and match your clothes! Very random, but I wish you could make a video on capsule wardrobe

I always love listening to you. Keep it up!

Bi monthly mortgage and buying stuff from lower shelf. You’re genius. Thank you for your tips

Dang I thought I was the only one that kept a really small social circle just to save money 😅

I just found your videos! I wish I heard them when I was on my 20s . Another tip, is to save during the year to pay for your car insurance annual since you will have a discount for paying a full amount. I have an automatic transfer every month for this expense in specific.

Thank you. I loved the capsule wardrobe and mortgage suggestion

First two tips were pure gold! The intermittent fasting lifestyle is amazing-- I've been doing it for 6 months and it's one of the best things I've done for my health and it does save you a lot of money.

Thanks Rose for the beautiful video, I still believe that the future lies with investment. 💯

@yurinaumets9345

3 жыл бұрын

You are absolutely right, investment is the best way to escape poverty

@darrenpeck1441

3 жыл бұрын

Being poor is very expensive

@sharondragicevicbloch8331

3 жыл бұрын

Over the years I have learnt the secret advantage of the rich in over the poor.

@sharondragicevicbloch8331

3 жыл бұрын

The rich spends and still invest while the poor spends with no plans of investing.

@martinnelson6949

3 жыл бұрын

I have watched so many videos on investment, but I am still not sure of what type of investment to go into

All great money saving hacks! Love hearing about your personal experiences!

Loved these tips SO much! Thanks, Rose.

Great advice for everyone. Thank you so much for letting more people know about this options. You are amazing thank you 🙏

I'm thankful to you for sharing all this information with me. 🤝 You're a money-saver angel! 😎 This is the first time I've heard of the low season rental demand hack for renters, and the bi-weekly mortgage payment split for landlords. Your video is very helpful and educational. I'm sharing it too with other people. Thanks again. 👍👍 Stay safe, healthy and altruistically prosperous! 😊

I love your channel. Keep up the great work!

Hack # 13 - It's so liberating when you start pouring your energy into relationships that are truly mutual and give up on the meaningless hollow friendships. It happened to me almost overnight. Go the extra mile for those who are important to you, show your gratitude, and they will reciprocate in kind.

Hi Rose.....I was trying to figure out an intermittent fasting schedule for awhile now and you solved it for me! I started skipping breakfast this week. Also, I learned over the pandemic that you can workout from home instead of buying a gym membership. I’ve switched from dumbbells to flat resistance bands which work really well for me. Really like your videos. Thanks!

I have lost a lot of weight through intermittent fasting so that for me is a great hack. I think I need more than one no spending day. Keep up the good work and see yo next week. 😉

I love this video Rose! These are truly money-saving life hacks! Keep it up!

Really solid advice. Extremely practical, and easy to implement. Never thought about bi-monthly payments on a mortgage. Although I don't own a house, I will be implementing this practice when I do

Just started using the HSA option at work this year - LOVE IT!

@NickFaulkner

3 жыл бұрын

SAME!

Where have you been all my life... This is amazing... Thank you 🙏

Aaah this is such an amazing channel! Thank you!! ♥️♥️♥️

Great suggestions! This is such an important topic to be discussing. I really enjoyed the video!

There was a coat that I really wanted to buy, but it cost just a little bit more than I could comfortably afford, so I put it back and told myself that if I really wanted it, I would come back for it another day. I decided that I would go back and get it. I went to the store and tried it on again and realized that it didn't look as good as it did the first time I tried it on. I dunno if I was looking extra fly the first day, or maybe something I ate had me in a better mood about it the first day, but that 2nd time I tried it on, I was like, whoa, I'm glad I didn't waste my money on this! I don't remember where I read this idea. I read it somewhere, though, and one day while I was shopping, I thought of it. I had all this stuff in my shopping cart, and I remembered this thing I read. I had all these things in my cart, but that didn't mean that I had to buy them. With all of these things that I chose to put in my cart, I could just as easily choose not to walk up to the register and pay for them and leave with them. The whole time, I always have the choice to put them all back and walk out of the store with nothing except all the money I still kept in my pocket. I could walk out the door, and if I really wanted it, I could turn around, walk back in the store and buy it. One day, my cart was full of all this stuff. I thought of this thing I read, and one by one, I put everything back. I left the store empty handed, and I felt so empowered! I felt so good I didn't want to go back in there and buy one thing that I was going to buy before. The feeling of empowerment over my choice was immediate and so overpowering in the best way. It was a new kind of instant gratification. It was like I just got paid to walk out of the store with nothing. And I will always remember that feeling. And it applies to internet shopping, too. If I like something, I'll put it in the shopping cart, but it doesn't mean that I actually have to follow through and buy it. It's almost always stuff that I realize I didn't really want anyway. If I really need a pair of boots, I may find some I like, then find some I like better later, and instead of winding up buying 2 pairs of boots, if I wait just a little longer, I might buy only the one pair that I found later and liked better. Sometimes the things in your cart go on sale later. It will show in your cart if the price went down. Still, doesn't mean that you have to buy it. Sometimes the item disappears from your cart. And that's okay. There's always something new coming up around the bend. You really never have to buy anything. A lot of it all is just based on emotions that will gradually lead you to the emotion of sadness for having credit card debt and an empty bank account. Money is power. Giving away your money for things you find later you didn't even really want that much, takes away from your power to buy the things that will truly bring happiness, like financial security.

@hameley12

3 жыл бұрын

I really like how you explained it. It is a beautiful feeling just going into a store and having on your cellphone note: I Need _______. Go in to buy what you need and leave. There is so much around us that looks neat and attractive fun packaging. 'Look this way... buy me' No thanks, I only came here for one item. Lol! 😊

@N31A

3 жыл бұрын

I do this alot!! I put everything I want in the (online) cart, then decide to not buy it thinking ”if I really want it I’ll come back for it” and honestly I almost always forget every single thing I was about to buy

Really enjoyed these tips. Thanks, Rose!

I will bet that 95% of Americans have never heard of an HSA and could benefit incredibly from knowing more about how it works and how you go about researching and such. BTW, love your work!

@MarMerced

3 жыл бұрын

Some companies even give you money. I worked at a company that at beginning of the year it will deposit on your HSA account $500.

Love the paying mortgage twice a month hack! Will definitely be doing that once I close on my house (and now with my student loans as well).

@skezeksskybreaker5425

3 жыл бұрын

Make sure that you check with your lender if they will allow for it. Remember they lose money doing it that way so some won't accept bi-weekly payments.

I sneak food in the movies all the time!!😂😂

You are awesome, Rose! I feel so inspired.

Thanks Rose! Intermittent Fasting and the No-Buy Day are ideas I will try out this week.

You sounded so passionate when talking about the laxatives 🤣🤣🤣

intermittent fasting , health best thing .Love you Rose.

I quite liked this video - Rose offered some unique and interesting suggestions which I have not heard made by other content creators on the same subject.

Love your videos; they have helped me so much!

Great tips. I can relate to the movie theater popcorn. I actually pop in a bag in the microwave before leaving the house and quickly empty it in a ziploc bag. I also pack small gummies, chocolate, small juices for the kids. That's a must. This way we don't get deprived and buy everything in bulk for pennies. Another tip is to buy private label items in the store. Most companies have their own label which use name brand manufacturers. You buy the same quality food and personal items without the mark-up. I also noticed that pink things cost more, literally. On Amazon when selecting a pink item vs blue or anything else came up more expensive. Specifically remember a Yeti mug costing $60 when the neutral colors were $30. What a rip off. I also don't buy anything full price. Home items are discounted at Home Goods etc. Buying Christmas toys there first before Walmart. Good job on the video! It's been as while since I heard new things.

I love this (esp #2 -- never thought of that)!!!! I have to say you saved one of the BEST tips for last. I did a challenge for a month with one of my best friends in pharmacy school to see who can spend the least amt of $ in a month -- we called it "solitary confinement challenge" where we could only leave our houses for school or to shop for groceries (this was in early 2019 -- a bit before COVID19). I realized how far a loaf of bread can go. Each loaf costs at most like what $2 - 3 but it has 20 - 24 slices and it was amazing to know that I could get full off of one PBJ sandwich.. definitely an eye opener!! $1 mcchicken is really not that cheap nor is a $5 meal from any fast food place compared to really being cognizant about what you buy at the groceries. I do have to say tho being a frugal Korean, I have tried #12 and #14 and I do not recommend those strategies on dates lol

Planning all meals for the coming week on the weekend and doing all groceries' shopping in one go helps reduce costs too. Healthier and less waste too!

Dope Vid. Thank you for taking the time to explain this.

Great idea about pantry food!!

I would not endorse intermittent fasting, since everyone is different. Im a powerlifter, and i need the calories to fuel my day. For active people, maybe try a fruit smoothie. Frozen fruit is cheap and just add water and a scoop of plain yogurt, and some oats to add some bulk

This is so true. Sadly I learned about controlling my spending and started saving money at a late age.. . However, it is not too late to take control of my finances. :D Thank you for sharing.

Only recently discovered your channel. I am a huge fan! Thanks for all the great tips.

Great advice 👍🏼 thanks for sharing

Meal hacks, I stopped spending money on breakfast a long time ago because it is so true how expensive and unnecessary that can get. Since skipping breakfast can be a challenge, just buy your own coffee, oatmeal or english muffin at home for the week and take it to work each day where you still just come out cheaper. Making a list of all items in your pantry and cooking it before shopping is something that I try to keep in practice since seeing the suggestion over a decade ago when Oprah was on. Does help you to clean out pantry and keep food from expiring as well.

Thanks Rose for all of your videos!

Good Morning from Ventura CA. Good vid as usual 👍😎👍🌹

Thanks for another great video. I’ve recommended your channel to many people I mentor

Something I do: I bought a small safe that I managed to secure down into the trunk of my car. So, anytime i go to work or go to a friend's house to maybe watch a football game or something, I put my debit and credit cards and any cash I may have inside the safe and lock it up. So, during the day if I get the urge to buy lunch instead of eating my prepared meal or buy a drink from the vending machine I know that I am going to have to walk all the way back outside to the parking lot, unlock the safe, get my money, and walk back into the building. The urge quickly goes away and I stay with the current plan of eating my bologna sandwich and refilling my water bottle.

Really such a great video. The most effective means of making returns is through investments. I manage an autosales company, my husband owns an interior design company and he invests 30% of his monthly income into buying stock of companies worth over a billion dollars and ever since I followed in his steps I earn close to 15k dividends monthly from my investments, we own our home, paid our cars in full and not in debt. This is what the right investment can generate overtime and its been amazing.

@benmack4709

3 жыл бұрын

Wow that's really amazing, indeed worth emulating but I am inexperienced about the stock market investments.

@mirabelakah3347

3 жыл бұрын

You must also know that in as much as stock investment is one of the numerous investment opportunities out there you must endeavor to carry out personal research before venturing into it so you're informed about the do's and don'ts.

@medlynmeyers7617

3 жыл бұрын

Been interested in stock investments but just don't know how best to go about it, and honestly I haven't done any good research on it.

@benmack4709

3 жыл бұрын

Would KZread videos count as research?

@mirabelakah3347

3 жыл бұрын

Yes in a way, but one thing I do agree with is seeking the assistance of a stock investment expert just like I and my husband do.

Cannot agree more with your tips~! Thanks Rose!감사합니다 :)

Great suggestions. I nearly forgot about the pink tax until I bought razors for a trip once. That's something men don't need to worry about since some claim women get more discounts on clothing.

Great list! I would also offer the advice of meal prepping. We cook on weekends for the whole week. Cuts down on eating out, it's healthier, and you can save a lot of money.

I love this video.. and everything you upload, Rose.

You amazing lady! Thank you for your advice.

When the cost of popcorn is $6 to $10 at the movie concession stand, bringing your own popcorn sounds like an excellent idea. 👍🏾 🙏🏾 In the past, I would buy Twizzlers and Rose at Target or another nearby store, then spend money on popcorn in the movie. Now, when movies open back up, I'll bring all the concession stuff with me. Rose, thanks again for yet another fantastic money-saving guide. 🙏🏾🙏🏾

I'd like you see a whole video on your capsule wardrobe where you put together outfits for a week/month! :)

@ajh.4131

3 жыл бұрын

Agreed! I need ideas 😂

All about making money go further! If you look after the pennies the pounds will look after themselves 💸

Good job! No buy day is my favorite idea. I’ll try that

Awesome tips thanks

This is such an eye-opener for me!