2 GREAT Investment Options For Daughters Education

I have 2 daughters and like any father, I want to give them the best education possible by selecting the right investment plan for their education.
In this video, I have explained 2 great Investment Options For Daughters Education, namely Sukanya Samriddhi Yojna and ELSS Mutual Funds.
I have calculated the returns, their capital gain taxes as well as pros and cons including liquidity and withdrawal provisions.
Is Sukanya Sukanya Samriddhi Yojna the right investment plan for a girl child?
Or is Mutual funds better investment plan for a girl child, let’s find out in this video:
Links used in this video:
Sukanya Sukanya Samriddhi Yojna ONLINE CALCULATOR
www.hdfcbank.com/personal/too...
Sukanya Samriddhi Account Scheme
www.nsiindia.gov.in/InternalPa...
#mutualfundsinvestment #investingforbeginners #RahulJainFinance
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Email - collabs.rahuljain@gmail.com
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Some of my other popular videos that you can watch are:
🚀 KNOW this BEFORE investing in INDEX Funds
• Know This Before Inves...
🚀 Modern Approach For Building EMERGENCY FUND
• Modern Approach For Em...
🚀 BEST ELSS Mutual Funds
• TOP 3 ELSS Mutual Fund...
🚀 How To Make 1 Crore in 10 Years?
• How To Make 1 Crore In...
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DISCLAIMER:
PLEASE NOTE that I AM NOT A SEBI REGISTERED ADVISOR SO please do your own research. This video is only for education and entertainment purposes.

Пікірлер: 278

  • @torahulj
    @torahulj Жыл бұрын

    if you find this video useful, please let me know in the comments :-).......

  • @godismyprovider74

    @godismyprovider74

    Жыл бұрын

    Thankyou so much ❤

  • @karankarkee3247

    @karankarkee3247

    11 ай бұрын

    calculator

  • @akshunithy

    @akshunithy

    16 күн бұрын

    It's so useful.. Thanks for the informative video.. The most needed one

  • @srinivasulupusala5827

    @srinivasulupusala5827

    15 күн бұрын

    Good explanation

  • @swaynecruz

    @swaynecruz

    12 күн бұрын

    Was very useful for me actually I was thinking about the same thing. But confused on selecting an Elss .

  • @shabharinath
    @shabharinath Жыл бұрын

    Wonderful video and the way explain it is awesome. I was looking for the same comparison in excel sheet.

  • @bhushanvaradkar5750
    @bhushanvaradkar5750 Жыл бұрын

    Thanks for your presentation...Crisp and Clear

  • @m2ndto9n
    @m2ndto9n8 ай бұрын

    Rahul you are an amazing teacher. I wish we could get some training classes or workshops in future. Also I have a query over a HDFC Advantage Par regular income scheme, would be happy if you can make a video.

  • @meditationsleep3820
    @meditationsleep3820 Жыл бұрын

    Very very useful Video! Thank you so much for sharing a responsible video!😊😊😊

  • @vinodjadhor7329
    @vinodjadhor7329 Жыл бұрын

    Thanks for clearing my doubts regarding SUKANYA SAMRUDDHI YOJANA & MUTUAL FUND investment

  • @drraghavendrasr
    @drraghavendrasr Жыл бұрын

    Love your presentation sir, simple and easy to understand.... Is there any multi asset fund with equity taxation available with quality debt component

  • @rajeshh6073
    @rajeshh6073 Жыл бұрын

    Great contents and your presentation is awesome... Please continue sir

  • @surajmunavalli6923
    @surajmunavalli69233 күн бұрын

    Sir I am really impressed by your informative videos. There is no drama, no hype, no unnecessary explanation only pure knowledge. Thanks

  • @vanidevi9260
    @vanidevi926010 ай бұрын

    Thank you so much for explaining in detail.

  • @rajivgupta7544
    @rajivgupta754417 күн бұрын

    Thanks for sharing this video.. Helped in understanding which is better. Calculator please for this

  • @manikantajakkani
    @manikantajakkaniАй бұрын

    Liked this video. It is very informative l. Thank you and keep doing more videos about girl child investment/savings plans

  • @JabbarShaikh-zl1hq
    @JabbarShaikh-zl1hq27 күн бұрын

    thank you so much for this video. your explanation is awesome.

  • @sohanjaincs
    @sohanjaincs4 ай бұрын

    Thank you soo much.... For sharing information. Which mutual fund is better

  • @sadhna618
    @sadhna618 Жыл бұрын

    Eye opening presentation sir

  • @Purnima_Chowdhury
    @Purnima_Chowdhury Жыл бұрын

    It is a very useful video. Thank you sir.

  • @jintibaruah
    @jintibaruah9 ай бұрын

    I have a daughter sir,your calculations helped me...sir, please provide me the link to the calculation sheet... thanking you in advance

  • @sourishkeka
    @sourishkeka5 ай бұрын

    Thank you for sharing the information and explaining clearly

  • @shilpiburman7102
    @shilpiburman710211 ай бұрын

    Hi Rahul. The calculation you presented in this video was a good comparison and would help in making people take the aporopriate decision according to their circumstances. I hope u will read this message and take out time to please consider responding to my query. Suppose I invest 50000 every month in a MF with expected return of 12% for a period of 7 years in the name of my minor child, who lets say is 11 years right now. According to the calculation the total profit earned at the end of 7 years will be 2159000 approx. Now since the child will turn 18 after 7 years the capital gain tax will be considered for the child who will not have any income. If the child then redeems 7 lakhs each year from the MF untill he/she becomes employed, would it mean that they will not have any tax liability (given that IT is only levied above 7 lakhs).

  • @yashpalsingh9563
    @yashpalsingh956322 күн бұрын

    Good comparison thanks

  • @moumanray6903
    @moumanray690319 күн бұрын

    Unique way to explain... Thank you sir

  • @MrH-lv5bp
    @MrH-lv5bp10 ай бұрын

    Good info... Your video clear my confusion.. thanks from TN

  • @sunithasr7787
    @sunithasr77874 ай бұрын

    Thanks sir, very informative

  • @subramaniank
    @subramaniank29 күн бұрын

    Thanks for the clear explanation.. Really amazing

  • @chandernaicker1084
    @chandernaicker108411 ай бұрын

    Eye opener

  • @deepamahathi
    @deepamahathi Жыл бұрын

    Nice comparison.. Thank you..

  • @thebestinteriors5483
    @thebestinteriors5483 Жыл бұрын

    Awesome presentation....keep going...u r sharing amazing content

  • @prakash4627
    @prakash4627 Жыл бұрын

    Great awareness , nice suggestions. This home work , I started since 2015 and still continue. same this with PPF also Tax Exempt Exempt Exempt, EEE

  • @MsRahulghosh

    @MsRahulghosh

    4 ай бұрын

    Tax bachane k chakkr me high returns ko Miss kar dia

  • @surajkirandarad7596
    @surajkirandarad7596 Жыл бұрын

    Very useful could you please share the content on HDFC child gift mutual fund to get more clarity

  • @shimonfalafelgoa28
    @shimonfalafelgoa2815 күн бұрын

    Thank you for explain everything 😊🙏🏽

  • @manjunathdesai6897
    @manjunathdesai68978 ай бұрын

    Thank you sir clear information

  • @gvenkat9004
    @gvenkat900416 күн бұрын

    Good analysis. Helpfull

  • @rajakumargajarajan458
    @rajakumargajarajan458 Жыл бұрын

    Candid and superb

  • @sathishncgl
    @sathishncgl Жыл бұрын

    good insights on SSY , thanks much!!!

  • @vveerava
    @vveerava Жыл бұрын

    Much useful. Could you please share that xls

  • @vivekredhu3991
    @vivekredhu399118 күн бұрын

    Thanks for sharing.

  • @antimakomminoor395
    @antimakomminoor3959 күн бұрын

    Thank you so much for this video, it's very useful and clear understanding.

  • @SureshKumar-ym9dx
    @SureshKumar-ym9dx11 ай бұрын

    VERY USEFUL.THANK YOU SO MUCH

  • @HussainDaroowala
    @HussainDaroowala15 күн бұрын

    Liked the comparison, though increasing the LTCG slab to 30% will be preposterous. There was no LTCG few years back and infact there is a higher probability that it will be reduced seeing the backlash from trading/investors community. On the flip side an inc in LTCG from a slab of 10 to 15% is possible.

  • @terribelyextremist
    @terribelyextremist15 күн бұрын

    I was looking for a video like this, good video Rahul, thank you :)

  • @manjunathbidarkar1208
    @manjunathbidarkar1208 Жыл бұрын

    Thank you sir for wonderful information

  • @purushothamakp8783
    @purushothamakp878317 күн бұрын

    Very useful video. Thanks a lot

  • @karunakarvaka7319
    @karunakarvaka7319Ай бұрын

    Thank you

  • @SOPANI_official
    @SOPANI_official Жыл бұрын

    hatts off sir. great clarification 🙏🏻

  • @sagarkonari794
    @sagarkonari7942 ай бұрын

    Sir thank you so much wonderful explanation 🎉🎉🎉🎉🎉🎉

  • @sandeeparava6966
    @sandeeparava6966 Жыл бұрын

    Nice video, can you also suggest some elss schemes

  • @sharmaajay1986
    @sharmaajay198610 күн бұрын

    Thank you for sharing very clear information... Thanks Sir Kindly share spreadsheet

  • @nagarajchikkerur9900
    @nagarajchikkerur990012 күн бұрын

    Pl. Share the excel calculation chart pertains to Sukanya samriddhi yojana.

  • @lakshminarasimhannarasimha1338
    @lakshminarasimhannarasimha133811 күн бұрын

    Thank you for your information

  • @vipuljindal2126
    @vipuljindal212618 күн бұрын

    Superb Video. I am going with ELSS scheme from last 10 years and have a decent corpus.

  • @camtronicsindia6467
    @camtronicsindia64674 ай бұрын

    Very useful 👌

  • @pavi592
    @pavi5927 күн бұрын

    Good video. useful information

  • @pathikritseng
    @pathikritseng16 күн бұрын

    Hi have you taken indexation under consideration for long term capital gains? Capital gains taxes are not levied on the entire capital gains but only the gains which fall beyond indexation.

  • @rahulgaikwad4090
    @rahulgaikwad40905 ай бұрын

    Great contain, please provide comparison sheet sheet

  • @sundarwunnava479
    @sundarwunnava4793 ай бұрын

    Very informative content. Thanks a lot, Rahul !

  • @sajidabanu8208
    @sajidabanu82085 ай бұрын

    Very good explanation sir

  • @sureshkusumaa
    @sureshkusumaa Жыл бұрын

    Great...thanks..❤

  • @sangitakar7192
    @sangitakar71926 күн бұрын

    Calculator please. Excellent eye opening video. Thank you

  • @priyanka-wg4bs
    @priyanka-wg4bs15 күн бұрын

    Very useful vedio..thankful

  • @nepalkoiri8180
    @nepalkoiri81805 ай бұрын

    Very informative lesson but one thing what will be value of 43 lakh after 18 year.

  • @sripalreddyk3328
    @sripalreddyk3328 Жыл бұрын

    Nice work!

  • @sivaraman3595
    @sivaraman3595 Жыл бұрын

    Fantastic Video, Calculator please

  • @ivorjoseph5869
    @ivorjoseph58693 ай бұрын

    Great Presentation. Could you share the Excel sheet please

  • @bharanikp
    @bharanikp2 ай бұрын

    Very good explanation sir❤thank you ❤

  • @owaiskhan6120
    @owaiskhan612022 күн бұрын

    very well explained

  • @amolkadam2430
    @amolkadam24307 сағат бұрын

    Nice informative video

  • @abhisekbiswas3432
    @abhisekbiswas3432 Жыл бұрын

    Great awareness sir. Sir I am 46 years of age. A common man having a small shop in my area. Want to invest 6k per month. My question is how should I plan for my retirement? Pls make a detailed video, if possible . Thanks for your videos.

  • @pakapapita3104
    @pakapapita3104 Жыл бұрын

    Thank god i managed to get into a college on merit my dad didnt invest for my schooling

  • @bhavinupadhyay6796
    @bhavinupadhyay679619 күн бұрын

    Please suggest something for lumpsum investment 🙏

  • @solomonmale5636
    @solomonmale5636 Жыл бұрын

    Great sir👍

  • @silverdil6988
    @silverdil698813 күн бұрын

    Very good video

  • @harshavardhan5480
    @harshavardhan548011 ай бұрын

    I want to go with Mutual fund. So , could you please explain which is the best mutual fund for investment

  • @vinayakmutnali3580
    @vinayakmutnali35802 ай бұрын

    Can we upgade the value of contribution?

  • @sachinjain5175
    @sachinjain51752 күн бұрын

    Hi Rahul, it was very well explained, pls share the calculator

  • @sanjeevaraorajana2801
    @sanjeevaraorajana28012 ай бұрын

    Great explanation

  • @bhushanahirrao
    @bhushanahirrao17 күн бұрын

    Very nice. Short video with very less calculations. I see many MF bloggers bring in huge calculations!

  • @ramansk787
    @ramansk7878 ай бұрын

    very neat presentation. Calculator, please

  • @rajasekharganesan2219
    @rajasekharganesan22192 күн бұрын

    Hi sir is there any other good interest options to invest in banks direct

  • @shashiprakash963
    @shashiprakash96319 күн бұрын

    good information

  • @aparnajoshi5014
    @aparnajoshi501411 ай бұрын

    Superb

  • @abhijitrokade6993
    @abhijitrokade6993Сағат бұрын

    Thank you.

  • @SGAyuthu
    @SGAyuthu Жыл бұрын

    Great content! Calculator please

  • @suneelc5931
    @suneelc59318 күн бұрын

    What a great information sir , hats off

  • @swapneil1988
    @swapneil19886 күн бұрын

    Thank you for right advise Rahul- great video

  • @RohitKumar-ht5ld
    @RohitKumar-ht5ld4 ай бұрын

    Sir, I have a daughter of 2 years so which plan or scheme is better than others, please suggest me

  • @hangamadude2023
    @hangamadude2023Ай бұрын

    @7:30, please give credits to Groww for making such a wonderful calculator. Thanks for Video.

  • @amitkboora
    @amitkboora Жыл бұрын

    Love your channel and talks, thanksss

  • @torahulj

    @torahulj

    Жыл бұрын

    Thank you Amit :)

  • @LokeshKumar-xv3ep
    @LokeshKumar-xv3ep7 күн бұрын

    Hi Rahul , this is very helpful.. Can you please assist on, what are best mutual fund for the long term investment.

  • @sudnerurkar3315
    @sudnerurkar33158 ай бұрын

    Hi... What if I invest 10000 but 5000 in Sukanya and 5000 in Elss?

  • @Drpknih
    @Drpknih17 сағат бұрын

    Very nice

  • @anithaharikrishnan958
    @anithaharikrishnan9582 ай бұрын

    Great Video.. Can you send the calculator

  • @abhi4u824
    @abhi4u82415 күн бұрын

    step up SIP in MF would further add more benefits in terms of returns and creating a big corpus

  • @navinverma8898
    @navinverma88986 күн бұрын

    Thank you sir

  • @jayeshrajagopal7121
    @jayeshrajagopal71218 күн бұрын

    Please share the calculator

  • @guruforu86
    @guruforu869 ай бұрын

    @torahulj if we invested for next 15yrs in mutial funds and at the time of maturity if we invest the same lumpsum amount in another mutual for 6yrs do we need to pay tax for both the amounts

  • @aur4466

    @aur4466

    14 күн бұрын

    U get 1 crore according to present return 12 % it's most common , 10 to 15% u still get 85 lakh..he is fooling

  • @stsant1630
    @stsant163012 күн бұрын

    Clear Explanation Sir ❤

  • @sheetalsingh3194
    @sheetalsingh31944 күн бұрын

    Very well presented. Thank you

  • @deepikav8556
    @deepikav85565 күн бұрын

    Can you please share the calculator?

  • @nitinhaldavanekar2554
    @nitinhaldavanekar255410 күн бұрын

    Excellent analysis

  • @shyamkulkarni7148
    @shyamkulkarni71482 ай бұрын

    Which is good MF if we want to move from SSY now

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