This is exactly the info I was looking for. TD Bank wanted a contract with a GC which was not the route I wanted to go. Thanks!

@HowToBuildYourOwnHome

3 жыл бұрын

Glad to help!

@HowToBuildYourOwnHome

3 жыл бұрын

Show them the program at howtobuildyourownhome.com. Indicate it comes with a ready budget template, draw sheets, sub-contractor agreements, checklists for every phase and more. If they want a GC consultant there is that option as well. See courses on the menu at top. Welcome aboard.

@EBal4

3 жыл бұрын

Who are your local to Utah recommend owner builder lenders?

@waynebeck7801

3 жыл бұрын

Are you located in Canada 🇨🇦?

I love these videos!! I'm looking forward to the one about why tiny houses aren't always a good idea!!! 💝

@HowToBuildYourOwnHome

3 жыл бұрын

We produce this vid next.

Good general information on the variety of construction loans. These are special loans that are beyond most lenders' and banks' skillset , knowledge, and interests. These are niche loans. I highly recommend seeking lenders that specialize in these finances. There are construction loans and renovation loans. Vastly different products. Construction is targeting new construction on land where renovation loans could be adding a 2nd unit (granny flat/ADU). One advantage with renovation loans is based on the future value of the property with the second unit.

Thanks for your time and diligence in this matter, i'll definitely check out the site you mentioned.

@HowToBuildYourOwnHome

3 жыл бұрын

Thanks!

The VA is now doing Construction loans. Specialized lenders, I'm pursing that for next Spring build. You have such great info, wish you were around when I built my first home in 2005. I could have saved a ton. Going to get your beginners program, then will go for the Cadillac program.

@HowToBuildYourOwnHome

3 жыл бұрын

Glad to have you on board. I will keep it up. Pushing out stuff every week.

@abeforee4780

2 жыл бұрын

How do I find VA Construction loans???

This is very informative. Thanks for sharing your knowledge.

@HowToBuildYourOwnHome

3 жыл бұрын

Glad to help.

Great, these videos are helpful. You will go a long way

@franksiegle1821

3 жыл бұрын

3 1 7 9 4 3 3 3 8 4 would help you

@HowToBuildYourOwnHome

3 жыл бұрын

Glad to help. I will keep it up.

I just received my GC license in Oregon and have been looking for a mentor. You speak in a way I understand and will be going through your videos. Thank you for the content🤙😎

@HowToBuildYourOwnHome

3 ай бұрын

Glad it was helpful! Best of luck to you. Keep us updated on your progress and follow us on our socials so we can see how you are doing.

there are builders out there that are more then happy for you to put in sweat equity for reduced building costs, they have a timeline to stick too and meet.

@HowToBuildYourOwnHome

3 жыл бұрын

Agreed

Thank u this helped out so much.

Every show there is super nuggets.💯🎯🙏

Awesome & valuable information, my wife & I are planning an owner contractor build in Ridgway CO , however our concern is getting enough subcontractors in-line to build & be on schedule under the current conditions of building supplies & prices …..we plan on an ICF passive Modern mountain design home .

@HowToBuildYourOwnHome

3 жыл бұрын

That sounds like fun

Great info! Thanks a bunch!

@HowToBuildYourOwnHome

2 жыл бұрын

Glad it was helpful!

Good stuff. I'll check out your website & course

This was helpful. Thank you :-)

Great information. Thank you.

@HowToBuildYourOwnHome

Жыл бұрын

Glad it was helpful!

Keith’s voice, tone…You sound like David Carradine.🥳 with a twist of Jack Nicholson. You can hire out for voice over💯

Thanks for all the information sir.

@HowToBuildYourOwnHome

2 жыл бұрын

Always welcome. Thanks for watching .

Building a house is easy The hard part is getting an engineer to stamp your plans

I'm loving the videos. I was wondering, should I have all of my drawings and estimations done before I go to the bank at all or can I talk to them beforehand so that we are on the same page?

@HowToBuildYourOwnHome

3 жыл бұрын

Talk to the bank before hand, see what you qualify for. I have an 11 module course that walks you through this. It's the first course called "thinking about being an owner builder." See it at howtobuildyourownhome.com. You can go through all modules in less than one hour.

This is some great information.

@HowToBuildYourOwnHome

2 жыл бұрын

Great info, thanks.

Excellent stuff thanks! Would you have a "Sample Budget" ??

@HowToBuildYourOwnHome

3 жыл бұрын

I have a complete system with checklists, draw sheets, video and more plus a ready-to-go budget template at howtobuildyourownhome.com. I have various courses offered.

Good info! When I went into my local bank to discuss getting a Construction loan, the first question they ask was "Who's your GC?". So next time I go in to pre-qualify, would you recommend that I just say "I haven't decided on one yet?" They seemed pretty skeptical when I told them that I wanted to be a Owner/Builder.

@HowToBuildYourOwnHome

3 жыл бұрын

Tell them you are the GC. See howtobuildyourownhome.com for help in being your own builder. What state are you wanting to build in?

Wow what a great human being with such a rare knowledge. Thank you KZread algorithm for introducing me this person.

@HowToBuildYourOwnHome

2 жыл бұрын

Welcome!

Thank You

All this is a new language to me. Feels like learning a new religion and trying to truly understand it all. I have rented most of my life. Never own or had a home built. Now I own two properties. One I purchase 2.4 acres of land by cash outside the city limits in Texas. It's all paid off, but leaves me with no cash to build with 20% down. And the other one I inherit a city lot from my parents passing. I been lowering my debt ratio before I plan on going to apply for a home loan. From my bank next month in 03/2021. So is this the best course in the steps in building my home? After you mention it in the video. I did buy my land blind, but two other homes were built on each opposite sides of my land. Which is a sandy loam from a horse ranch. So I could ask them if they had a soil sample test done when they built their home. To save me on the cost from the test results. 1. First step is to see what I qualify to be pre-approved for a home loan at my local bank? Should not be a problem with excellent credit. Except to where it depends on my income on the loan amount. 2. Then go to a local home builder and see what my custom dream home plans will cost? Should this include the soil test, architect or engineer in the cost? Would that also include the house slab with permits to electric, plumbing, framing and septic on my land and other cost. To give me a sqft. I know it will depend on what type of materials the home is built from? 3. Then that should tell me if I need to sell my city lot. And maybe sell off one acre to my land by having it replot before taking out a bank home loan. So it won't tie up my land deed when I build my home on the other side of the replotted of land. That's if I decide to sell off one acre now vs later to pay towards my home. That's if I run into financially problems years down the road. So by selling just my city lot should give me the 20% down. Vs. using my land as my down payment. But if I use my own money towards the construction loan. From selling my city lot and the one acre of land. Then if I need more money to finish off the home. Then I can start borrowing the rest of the money from the bank after my money is gone. That way I don't come back applying for a new home loan. And get charge for a new construction loan from the bank to finish off the home. The problems I can see what if I want to cut the cost up front? There's restrictions on the deed where I purchase my land. So I was thinking what if I have the shell of my home done first like a metal building. It won't be a Barndominium home due to restrictions. But looks more like a regular home with steel beams, walls and roof with windows. With veneer stone for the trimming due to the restrictions. I been told it's cheaper to build a wood house vs a metal home. Due the walls. Not if 2x6's boards will over lap the sizes of the steel beams used. Then have the rest of the garage and shop attached to the home without using 2x6's wood boards but all metal with insulation. To me this seems like better way to have the shell of the home put up. Then come back and have the frame done inside the home for later. When the cost of lumber comes down. And move into the insulated shop for the time being with a bathroom. Sort like when people live in their travel trailers while building their dream home. And stop paying my land lord rent. And start paying for my place. My bank said if I do a full turn key to my home. I could do a fixed rate up to 30 years note. But then I would be making a much higher house payments. The question will that be within my budget? But if I don't do a full turn key it would be adjustable rate. Meaning my interest rate could change after 5 years. The again every year after that. I guess that depends on how much is owed on the bank loan for cheaper house payments. Just to save on over cost to borrow more money from the bank. So do you think this I a smart move? I just like to have a bigger home vs a little home. But don't won't to go over budget either.

@HowToBuildYourOwnHome

3 жыл бұрын

You can use the land as collateral for the 20% down on a construction loan. Check with lenders on that. You have lots of questions that I cannot answer here. I suggest you go to howtobuildyourowhome.com and take the "First Steps" course. It's only $27 and I will help you a lot.

Excellent video! I wonder, do you have any experience with managing Passive House construction? If so, I'd love to hear about your experience with that and how the management of it differs from building to code.

@HowToBuildYourOwnHome

2 жыл бұрын

I have a teaching module on passive homes in my courses as howtobuildyourownhome.com

Normandy Corp. Specializes in owner builder loans. They loan to 35 different states

@HowToBuildYourOwnHome

2 жыл бұрын

That's good to know. I will look them up.

@myreviews4905

2 жыл бұрын

Just talked to Normandy regarding building a 4 plex vs 1 plex, both owner occupied in FL. I gave them an example of buying land at 150k and building at 250k, so 400k total. They'll give 85%, or 340k. So I need to have 60k plus 10% hard costs to build in reserves, that's 25k. Plus closing costs 4.5% that's like 15k. So I would need at least $100k. Plus they have only short term construction. This is not a construction to perm loan. I would need to refinance with a credit union or another bank. I talked to a private mortgage broker who said I can get a construction loan for a SFH w/ FHA 3.5% down or Conventional 5% down. Both will have closing costs of about 3.5%. The difference between FHA and conventional is that w/ FHA - you have PMI for the life of your loan. With Conventional you can stop PMI after you have 20%. Also there is no owner build with this, I need a contractor who have built 10 houses in the past year, from what he told me.

I LOVE the information you provide and would love to consult with you.

@HowToBuildYourOwnHome

2 жыл бұрын

Reach out at howtobuildyourownhome.com

@leahdavis4404

Жыл бұрын

reaching out today@@HowToBuildYourOwnHome

Great info. Im a mechanical contractor and live in North Carolina, and am looking at building soon on our land. Have you had anyone from North Carolina build? If so any idea what bank or lender they went thru to get a owner builder loan?

@HowToBuildYourOwnHome

3 жыл бұрын

Check with credit unions first or locally own banks. They are the best source for owner builders. Yes, I have had one student in North Carolina. I am working on creating a private page for students to talk.

When pulling out the builder and realtor fees from the 20% could I also pull out the framing, roofing, siding, insulation, drywall, & trim/finish work labor costs? I ask because I can do all these trades myself. Thanks for your videos and interactions on here with people. 👍🇺🇸😊

@HowToBuildYourOwnHome

3 жыл бұрын

I would not pull those trade labor cost out of the budget because you still need to know what your time is worth. True you may not pay yourself but it is nice to know how much you save against real costs. Save against the budget during the build and not at setting the budget.

@semperfi5861

3 жыл бұрын

Thank you 👍🇺🇸😊

I wanted to build a log/timber home from Golden Eagle. Is there anything I would need to know about building that kind of home versus a typical home? Are there some major differences in the process?

@HowToBuildYourOwnHome

3 жыл бұрын

Log homes require proper lag bolts to hold down the logs. Know how this is done properly is key for any kit you buy. Homes today are anchored into concrete whereas homes built 50 years ago were not. Log can tend to sag over time so if you have a window or door, be extra aware of the installation over these areas. I hope to build a log home soon. There are a lot of manufactures out there.

Your knowledge is golden...we will be finishing the plans soon. Sir do you also consult as a contractor ????

@HowToBuildYourOwnHome

Жыл бұрын

Yes, I do offer a GC Consulting service. See howtobuildyourownhome.com for details. I would suggest taking the Self-Managed Course. It comes with the First Steps Course, which is where I suggest you start. If you need more help, then the GC Consulting is available and I discount the cost of the previous course against that if you choose to move forward.

What are your thoughts on the building companies like America’s Home Place? Are large companies generally more expensive than just hiring a GC?

@HowToBuildYourOwnHome

3 жыл бұрын

Let me do a video post on this. It will be out in a few weeks

@Watermelon_Shuga

2 жыл бұрын

@@HowToBuildYourOwnHome did you ever do a video on this topic?

We're struggling to find funding for VA construction loan, as we also cannot pay 20% down on a regular loan. My husband is a GC and a veteran, but banks are requiring we hire a third party GC (even though my husband is one...). Does the builder have to still front the costs if we ask that they consult/supervise the project? We're afraid most builders will say no to that because they have to fork out a ton of money on their company credit line, to then wait 12 months and not be in control of the project.

@HowToBuildYourOwnHome

3 жыл бұрын

What state are you planning to build in? Ask the VA if you can supplant a GC with a GC Consultant program. See howtobiuldyourownhome.com. i would suggest you take the Starter Course. You will learn a lot.

I want to do strictly owner builder. Mostly diy. But I have most of the cash, might need another 100-150k. Any ideas on this? How to get this cash

What are your thoughts on getting a construction loan to finish a project? I financed my land(24 acres @ 150k) paid 200 but put 50 down. Then I sold my old house and used 300k to build my owner build project. I will basically get to Sheetrock before being out of that 300k. I own a business and can finish the remaining 150k or so over the next 18 months if I have to. However I tried to get qualified for a construction loan to finish quicker and so far am having trouble due to me already being in the process of building. I need about 150k to finish total. I’m hoping it will appraise for 850-950 when finished. do you have any advice for this situation? I thought about even doing some on a credit card and get a HD card to help with some things just to speed it up. I will also do a good bit of work once Sheetrock is up.

I have a four plex mortgage free that needs repairs. Could I use my equity as collateral to get loan for repairs?

@HowToBuildYourOwnHome

3 жыл бұрын

I believe you can, check with a lender to find out, if not that then refi for repairs.

You mentioned a video on design/layout. I’m still hunting for it mate!

@HowToBuildYourOwnHome

2 жыл бұрын

Let me do a new one as I have a lot of thoughts on this.

@jonathanself6985

2 жыл бұрын

@@HowToBuildYourOwnHome I’m here for it brother! For what it’s worth I am in the industry and your info is always spot on.

I was wondering if I need any permits, blueprints or anything at all for land that has no restrictions and outside of city limits?

@HowToBuildYourOwnHome

Жыл бұрын

Yes, you will need some kind of plans and engineering. Nobody can bid without them. See your county building department.

Who would you recommend us to reach out to for a loan? We are in Colorado. We want to act as the GC or owner builder.Have you ever heard of Owner Builder Loans LLC?

@HowToBuildYourOwnHome

3 жыл бұрын

I have a student in CO building as an Owner Builder. I can reach out to him and ask how and where he secured his lending. I have not heard of owner Builder LLC. I know of these resources. • ownerbuildercenter.com, funding for California residences only • www.ubuildit.com/, another lender for owner builders with other resources.

I found a lot in desert hot springs California, but I having a hard time finding owner builder, second question is size of plan house 63x60 what the would be correct size on the sides of home would be .

@HowToBuildYourOwnHome

Жыл бұрын

I would take the First Steps Course at HowToBuildYourOwnHome.com. It will answer a lot of questions.

I have purchased some land to build on last year. I was hoping to build for $100 sq ft. The current building prices in the area are $200 - $240. At that price I can’t afford to build. I’m not sure what to do.

@HowToBuildYourOwnHome

2 жыл бұрын

Start very simple and small

Hi Keith, Can you tell me in your videos where I should begin, I am going to be doing an owner / builder. thanks

@HowToBuildYourOwnHome

10 ай бұрын

I am just catching up with comments. Sorry for the late reply. I would start with the First Steps Course at howtobuildyourownhome.com. Then move on to the Self-managed Course after that.

I can't find the course that you mentioned for $15. Could you please provide the link? Thank you.

@HowToBuildYourOwnHome

3 жыл бұрын

Go to this link and click on "Courses." That courses was updated and improved. It is now $45 and very helpful. www.howtobuildyourownhome.com/

I have a lot loan, that i put down 20% down on(40k) When I apply for the construction loan, I will need to put down 15% total. Will I combine my lot loan to the construction loan, and will that 40k that I put down, be counted towards the total % down of the construction loan?

@HowToBuildYourOwnHome

3 жыл бұрын

Basically yes and yes. The person holding the loan on the lot is in first position. The construction loan will then want to be put in first position so they will more than likely ask to pay that off.

Good info, can you point me in the right direction. I'm a licensed GC and build houses for others, but haven't found anyone who will allow me to be my own GC

@HowToBuildYourOwnHome

3 жыл бұрын

I gather you are looking for funding, correct? If so, I would check with local credit unions first. They are more likely to lend. Then check the USDA. If you are in a rural area, the local United State Department of Agriculture has a Rural Housing Program that lends. If none of that works, ask a builder if he will consult in exchange for using his license under his supervision.

@fourstars5270

3 жыл бұрын

@@HowToBuildYourOwnHome thanks for responding, yes I am looking for funding, but haven't found anyone that will allow me to be my own GC. But didn't check any credit unions only mortgage companies, so I will give that a try. Thanks

How usefull would your course be for someone who is a contractor and plans on doing the majority of the building? My main concern is I would not want a typical construction loan term as it would take me longer to do it just bringing in a few key subs.

@stich1960

2 жыл бұрын

I should maybe specify lending is my biggest concern but I am thinking 5 plus acres and I am pretty rural so the usda loan may be the ticket.

@HowToBuildYourOwnHome

2 жыл бұрын

I am actually mentoring a few GC students looking to actually become full time General Contractors. I mainly focus on the construction management of running your own project. Any DIY aspects of the build is maybe 15% of what I teach.

The auto cc on this is really jumpy - I can see you talking but the cc isn't moving, then suddenly it updates through four or five lines of text but it can only show two lines on screen so the rest of what you said is lost. If this is what it does to all your content, you might want to think about providing your own cc on your vids.

So you can be an owner builder with the USDA Rural development new construction loan weather is the direct loan or the guaranteed?

@HowToBuildYourOwnHome

2 жыл бұрын

They typically ask for a GC to oversea the job, or one of their in-house inspectors, each area is different.

Are wetland mitigation credit cost, impact fees and miscellaneous fees covered in the loan or are those upfront costs that need to be paid before getting the loan?

@HowToBuildYourOwnHome

Жыл бұрын

They are typically included in the load. Make sure you budget for all permit costs.

@MrBrunoGI

Жыл бұрын

@@HowToBuildYourOwnHome thank you

any info abut one time close loan for the Va or the fha?

@HowToBuildYourOwnHome

3 жыл бұрын

Banks do offer these. Check with local credit unions and locally owned banks. They are closer to the local market and better able to help you.

Do you know if you can do a owner builder in the state of new jersy?

@HowToBuildYourOwnHome

2 жыл бұрын

Every state allows for owner builders, however not every city or county does. Your local building official can answer that question.

Thanks for your video! I am a young architect, can I get the construction loan if I want to build it without GC? What should I say when I run into a conversation with a lender?

@HowToBuildYourOwnHome

3 жыл бұрын

Walk into the bank, tell them you are an architect and builder and you want to apply for a construction loan. Carry your head high when you do that. I would first take the First Steps course at howtobuildyourownhome.com. It will help you a lot.

What is the best place to get usda rural construction loans aprehended? Is that going direct or are there banks that lend using usda

@HowToBuildYourOwnHome

Жыл бұрын

talk to a local lender and ask them. Research USDA lending in your area on any search engine.

So what percentage of the project budget to this stage? 60%? Mechanical stage.

@HowToBuildYourOwnHome

3 жыл бұрын

It depends, but it is close to 65%-70-%

Hold up a minute... I just read an article saying that Utah went from 13th to 50th in the nation because they just changed the laws surrounding GC qualifications. According to the article, you no longer need anything to get a specialized license. And to get licensed as a GC, you just need to be working in whatever your specialized license is for 2 years. And they did away with the "supervisory position" requirement. Since I see you released this video in late 2020, I would have to say you probably need to brush up on the rules in Utah. Or perhaps that article I read was phony?

@HowToBuildYourOwnHome

3 жыл бұрын

The article is partially wrong. Utah still requires passing the contract law exam and the General Contractor exam and they require good credit (no bankruptcies) and you have to show full proof of liability coverage before being licensed. All they did was reduce the number of years of experience from 4 to 2 years working under another GC. The annual continuing education credit requirements stayed the same.

@Ang.0910

2 жыл бұрын

Lol u thought u knew more than him because u read one article! 😂🤡

Do you have any experience with an ICF built home ?

@HowToBuildYourOwnHome

3 жыл бұрын

I have studied it quite a bit but I am not sold. I prefer this technology, omni block

Hey what kinda profit margins can you make on you building your own home with your own crew? On average atleast 30%

@HowToBuildYourOwnHome

2 жыл бұрын

Profit is variable, it depends on the market demand, labor costs, and the design of the home. On some homes I can survive, other homes I break even. If the client is really tight on funds, it is actually more work and harder to put together a return.

@Man-u-flex

2 жыл бұрын

@@HowToBuildYourOwnHome if your just breaking even then your doing something wrong that’s for sure because you should be profiting 30% min on a project like that which can take anywhere from 3 months to 1-1/2 years or more esp if you are the owner builder

Who are your local to Utah (Salt Lake) recommend owner builder lenders?

@HowToBuildYourOwnHome

3 жыл бұрын

Try Mountain America Credit Union and other like banks that are locally owner. See my first course at howtobuildyourownhome.com. It is called the first steps course.

@BonneVieFabian

Жыл бұрын

Did you ever find a local lender to build your home? I live in Sandy Utah.

Would you suggest a kit home for an owner builder.

@HowToBuildYourOwnHome

3 жыл бұрын

Depends on the kit. I prefer full foundation builds where I am in control of quality install and quality materials.

@gregoryfarran9391

3 жыл бұрын

@@HowToBuildYourOwnHome are you familiar with this Kit Home company : www.mightysmallhomes.com/kits/modern-house-kit/ Appreciate the advice.

Hey im in georgia and I can't find financing for owner builder

@HowToBuildYourOwnHome

Жыл бұрын

Check out my site at howtobuildyourownhome.com. Take the first steps course. There is a module that goes through this, I think it is module #3.

Cowboys are almost all homeless. You should make a videos about car and carbon box home building.

@HowToBuildYourOwnHome

Жыл бұрын

Great point, yes I should do a video on that

Hey Brother. Owner builder here in Northern Utah. I got my land and getting ready to pour my footings. I need course of construction insurance, but having a hard time finding someone. Any recommendations?

@HowToBuildYourOwnHome

2 жыл бұрын

Contact Alisha at this email. Mention my name. acarlson@summitrmi.com. Summit Insurance services needs in Utah.

@BonneVieFabian

Жыл бұрын

Did you ever start construction on your home in Northern Utah? I live in Sandy.

@bmo5082

Жыл бұрын

@@BonneVieFabian yes I did. Completed it this last December in Wellsville.

Maybe I misunderstood but you mentioned that a bank will loan a person about 28% of your income. If a person makes $100,000 they could only get a $28,000 loan which won't build much.

@HowToBuildYourOwnHome

2 жыл бұрын

Actually, 28% is how much they will lend out of your income annually and then amortized out 15-30 years. Meaning, you can afford to spend 28% of your income on monthly mortgage costs.

@Fedgery007

Жыл бұрын

Yeah I was wondering this same thing!

So the total amount that you qualify for in a construction loan is 28% of your annual salary? On a 100k salary, you qualify for 28k? Please help me

@HowToBuildYourOwnHome

2 жыл бұрын

Meaning, 28K is the max you have to afford that home on an annual basis. This means you can afford a monthly payment of $2,333. This should include taxes and utilities to be conservative.

Can you save money by working with construction company as unpaid laborer ?

@HowToBuildYourOwnHome

Жыл бұрын

That is called sweat equity. Always ask if they can agree to that.

It’s almost impossible to get a loan unless your a GC or hire one, if you don’t have cash to build forget it.

@HowToBuildYourOwnHome

2 жыл бұрын

Some areas it is harder, other areas it is natural. I wish more banks and lenders would have a better system for owner builders.

@randallrigdon9379

2 жыл бұрын

Normady Corp will loan to you. There in Rochester New York

@Stevenjweber

2 жыл бұрын

@@randallrigdon9379 oh really, I can build for 900k and resell for 1.6 approximately. It’s 5 minutes from keystone ski resort in Colorado and I’ve already tripled my investment cuz the work remote trend exploded ski area real estate

Now days utah is easy too

so does that mean you can't build a house without a GC in Utah?

@HowToBuildYourOwnHome

3 жыл бұрын

No, you can build a house as an owner builder in Utah, however one city, Alpine, asks that owner builders have a GC on staff. I am mentoring client in Alpine right now.

@robinsonanimation

3 жыл бұрын

@@HowToBuildYourOwnHome I am planning on building a house on the spring I am buying your course and would love to have your help and advice, i am in norther Utah close to Ogden

@BonneVieFabian

Жыл бұрын

Did you ever start building your home? I live in Sandy Utah.

How do I contact you other than via you tube?

@HowToBuildYourOwnHome

Жыл бұрын

See howtobuildyourownhome.com or see kelschconstruction.com

Construction loans are a big pain in the @ss. If at all possible, get the money from a different source, such as a HELOC against an existing home, a private investor, retirement accounts, or even running-up zero APR credit cards.. I 'd rather pay a higher rate and avoid the hassles and hoops of a construction loan.

Would we be able to have a conversation via telephone? Let me knw how we can do that please? Thanks

@HowToBuildYourOwnHome

3 жыл бұрын

Contact me through howtobuildyourownhome.com. There is a contact section near the bottom, or go to kelschconstruction.com

I've only recently found your channel and since I'm in process of building SOMETHING to live in they are interesting BUT the problem I struggle with is your talking is so low and quiet that I have to play and replay the video to hear what you said.

@HowToBuildYourOwnHome

3 жыл бұрын

Thanks. I will up that a lot from now on.

@rpbrear

3 жыл бұрын

@@HowToBuildYourOwnHome I disagree with @BOB Joatmon. I find your voice level just right. Your conversational tone is spot on, and makes it easy to listen to you for long periods of time. BOB, trying turning the sound up.

Looking at recently built new homes in your area for actual cost per square foot? There are many other costs included with that cost per square foot so that’s not just the cost of the home but includes the land plus development of that land. Your videos are informative but also very misleading.

@HowToBuildYourOwnHome

3 жыл бұрын

Go to howtobuildyourownhome.com. In the courses video I walk through how best to figure cost per sq ft, it is in the first steps course with a downloadable PDF formula. You are right, land costs, builder fee, realtor fee etc., they all need to be pulled out to get at the real cost per sq ft in your area, and then you need to add back increasing costs on materials. It is a real challenge these days, but with enough study and planning people can do it.

The volume in all your videos is too low.

@HowToBuildYourOwnHome

3 жыл бұрын

Thanks. I will improve that.

@derricksaunders5280

11 ай бұрын

Speaker for phone Bluetooth

I thought you stated your course was $15 your premium course is over $8000K🤦🏼‍♀️😬😬😬😬

I don't want a home built I want an apartment complex built.

@HowToBuildYourOwnHome

3 жыл бұрын

I have a student building a 4-plex in San Diego. She is doing it as an owner builder. For help, see howtobuildyourownhome.com.

Can I hire you as my GC advisor? I’m in California 95335 area code

@HowToBuildYourOwnHome

11 ай бұрын

See my site at howtobuildyourownhome.com. You can contact me through that. See courses page.