12 saving tips that made me a MILLIONAIRE

Today, we’re going to talk about tips on how to save money that made me a millionaire.
Timestamps:
00:00 Intro
00:44 Counterintuitive: buy expensive things
03:00 Quick question for you
03:20 Have a ‘renters’ mindset
05:01 Declutter your closets
05:40 Always keep your things organized
07:08 Calculate how much money you need for 3 months and invest the rest
08:42 Have a water dispenser / a coffee machine at home
10:45 Go through your finances every month
11:55 Track your net worth
12:50 Don’t spend a lot of money on stuff for kids
14:24 Delegate
16:10 Recycle boxes
16:48 Make a rule - I can only have 5 items of something
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Пікірлер: 237

  • @mariancounsellor
    @mariancounsellor2 жыл бұрын

    You don’t become a millionaire through saving. Most millionaires say that’s the biggest myth. You become a millionaire through sales of a product or service or investing. Selling items in your closet won’t produce a lot of money unless you have thousands of pounds worth of designer outfits and you use that money to reinvest into something.

  • @Siatkowkarzadzi

    @Siatkowkarzadzi

    2 жыл бұрын

    Yeah, this video is one big BS

  • @stud.ycloudx6421

    @stud.ycloudx6421

    Жыл бұрын

    This was part of her journey she doesn't say she only did this to become a millionaire I don't think you understand what she even says in the video !!! Nobody becomes millionaire by only Saving but it is part of the journey to become successful by learning how to save and what kind of ways exist to save

  • @unnainconnu9098

    @unnainconnu9098

    Жыл бұрын

    It's question of earning and spending: if you spend everything you earn, you'll always be poor

  • @ronityagi6475

    @ronityagi6475

    Жыл бұрын

    @@stud.ycloudx6421 right

  • @ekinkarsli
    @ekinkarsli2 жыл бұрын

    Here what my grandma always says: “I am not rich to buy cheap products”. Such a summary👌🏻

  • @macegarage9603

    @macegarage9603

    2 жыл бұрын

    Yeah true agree, tho lot of successful personalities buys lot of cheaper things, Wisely thinking, depends of "the actual usage as well as the durability of that cheaper thing". Doesn't mean your reach means it is wise and would help you grow by buying expensive brands, status symbol. Summray: Lexus Vs Mercedes. (Longevity vs Fancy Short term usage)

  • @DiamondOkoh
    @DiamondOkoh2 жыл бұрын

    I am looking forward to the time where I can hire all the help I need like a cook, cleaner , nanny, assistant. Until then, I am learning the discipline to do it myself

  • @KateInvesting
    @KateInvesting2 жыл бұрын

    I started working on managing my finances 2 years ago and everything started changing. Financial literacy changed my mindset, my habits, my goals. Loved what Marina said about the discipline, it is the key.

  • @user-bv1oy6dy8q

    @user-bv1oy6dy8q

    2 жыл бұрын

    Could you share your sources please

  • @noemihofer8847
    @noemihofer88472 жыл бұрын

    Hi Marina! I am financial advisor (ecomonist and lawyer) and I follow quite similar principles like you and I teach them to my clients. I love your videos! Many thanks for your job! 😊

  • @mrhamad5838

    @mrhamad5838

    2 жыл бұрын

    Contact me

  • @SigmaNews_
    @SigmaNews_2 жыл бұрын

    Higher Quality stuff to consume less ..and then invest in stocks/business. Btw nice question!

  • @PierceJordan
    @PierceJordan2 жыл бұрын

    All great ways to save money! Staying on top of your finances and keeping them organized is a big one

  • @hillzdoe
    @hillzdoe2 жыл бұрын

    Love the transparency and openness here, its time we be real and be more disciplined in the things we do. Love it!

  • @EnriqueFormoso
    @EnriqueFormoso2 жыл бұрын

    I totally agree with the first advice. I recently invested in a Herman Miller Aeron chair, specially because I have spine issues (I got a disk operated two years ago), but also because I was always looking for better options than I had. I bought a 250$ chair, and the next month I wanted a 300$ one cause it has headrest. When I bought the HM Aeron for 1500$, I have never felt stressed again by getting the best option available and this chair is going to stay with me a life time.

  • @artmx91
    @artmx912 жыл бұрын

    Good stuff! I started watching you for the English lessons and ended up here! You are very cool and I even learned a couple of words here!

  • @fatmaaycacetinkaya
    @fatmaaycacetinkaya2 жыл бұрын

    You are a true inspiration Marina! 💐

  • @dimitratsantaki5179
    @dimitratsantaki5179 Жыл бұрын

    I love you Marina! You are inspiring, disciplined and honest! Wish you the best and I wish myself the same discipline to make things come true.

  • @josipsadek4425
    @josipsadek44252 жыл бұрын

    Great video, i come from family that taught me to save money, and I am glad that I changed that approach.

  • @ShamsSafaraliyeva
    @ShamsSafaraliyeva2 жыл бұрын

    Dear Marina! You are my biggest inspiration! I am from Azerbaijan which makes me happy that we are almost from same backgrounds! I recently started KZread. I am following some of your tips and it worked. I wish you best with your babies. I love seeing Emily and Lily on stories. U are giving great energy!

  • @FL34108
    @FL341082 жыл бұрын

    Super advice on the stuff for kids. So true, so glad you voice it! The best kids are the ones passed on by friends!

  • @florentandelenarobineau4413

    @florentandelenarobineau4413

    5 ай бұрын

    Kids passed on by friends ?

  • @katiashatelen5049
    @katiashatelen50492 жыл бұрын

    Awesome video! I love longer videos packed with lots of info all in one place! Also I really enjoyed your approach to this video being more habits and lifestyle based as opposed to hard numbers and spreadsheets (although those are also useful) more content like this pls!!

  • @olivialandry9061
    @olivialandry90612 жыл бұрын

    Thanks so much for the tips. I’m working on delegating more ❤️

  • @elenashalamova5760
    @elenashalamova57602 жыл бұрын

    Thank you for useful video! Looking forward to seeing more video with tips based on your life experience and vlog where you share your thoughts.

  • @jana3560
    @jana35602 жыл бұрын

    One the most extraordinary videos That I have watched, so much helpful practical information ❤️🔥

  • @NathalieLazo
    @NathalieLazo2 жыл бұрын

    Extraordinary person reading this, you are not define by your circumstance or your past. It’s not what happened to you that determines your success in life; it is how you deal with those circumstances that determines your success in life! You are strong, you are capable and practice forgiveness (Forgiveness is for you) and gratitude everyday. This will change the course of your life forever! Love you always and I believe in you wholeheartedly ✨❤️ - Nat

  • @wilsonarifin
    @wilsonarifin2 жыл бұрын

    The first one is legit 100%, I bought like 25 of 3-7$ cases from Amazon and i never felt enough until one day i decided with Apple's original case for 59$, it may sounds a lot at first but right after i had that piece, never have buying cheap cases crossed my mind ever again LOL, it may be incomparable to the value item that you got (LV Bag) but I totally relate to it. AND WHAT'S FUNNIER is that I never realized this until I hear your first tips! Hahaha thanks Marina!

  • @HighestSelff
    @HighestSelff Жыл бұрын

    Your videos is AMAZING! Marina, your mindset, discipline, and mental hygiene are incredible! Thank you for being a healthy & stunning inspiration & role model. Hope to meet you in person one day in SFO :)

  • @genaromontalvo9338
    @genaromontalvo93382 жыл бұрын

    I agree 100% with you and the things you're saying. Enforce and strengthen the specific characteristics needed to become a more successful candidate.

  • @hosseinalekhamis9263
    @hosseinalekhamis92632 жыл бұрын

    This the first video I watched from you. I really enjoyed it. Wish you the best of luck 👌👌😍

  • @spanishclasses4013
    @spanishclasses40132 жыл бұрын

    Hi Marina, I enjoyed watching your video. Thanks!

  • @callmelil
    @callmelil2 жыл бұрын

    My parents always teach me to save as much money as possible, I've never thought about investing in higher quality things to consume less 🤔 Great video! 👍

  • @yehofcourse399
    @yehofcourse3992 жыл бұрын

    All time favorite guru🤟 from English learning to financial education 🙌😛

  • @SS-xg2qh
    @SS-xg2qh2 жыл бұрын

    your channel is the only one relevant to me these days! thumbs up

  • @yousufamirshahi6815
    @yousufamirshahi68152 жыл бұрын

    You are doing amazing 🔥

  • @bayanaltoagy5109
    @bayanaltoagy51092 жыл бұрын

    Lots of love to you Marina♥️

  • @edwingonzalez6411
    @edwingonzalez64112 жыл бұрын

    Hi, thank you for these tips, have a nice day !!

  • @annalubimova8032
    @annalubimova80322 жыл бұрын

    I learn English and this video very useful for me! Thank you very much!❤️ 💐💐💐💐💐

  • @melodicexotic
    @melodicexotic2 жыл бұрын

    When you talked about renter’s mindset I thought you were going to emphasize being a renter lifer but the tip you provided on being a minimalist is 👌🏻

  • @diywebsiteguy
    @diywebsiteguy2 жыл бұрын

    Great videos! exceptional tips:)

  • @alaamuhammad1492
    @alaamuhammad14922 жыл бұрын

    Go girl , simply I love you ❤️❤️

  • @annatoth1192
    @annatoth11922 жыл бұрын

    Love it!

  • @mohammadhadiebrahimi1517
    @mohammadhadiebrahimi15172 жыл бұрын

    my dad always was telling me about saving. here is on of his advice: save money in your body and bon. it means saving money as important as saving healthy.

  • @niharikapatil902
    @niharikapatil9022 жыл бұрын

    I love all of your videos 😍

  • @DrShimaBeigi
    @DrShimaBeigi Жыл бұрын

    I fully agree with you, and I have an upcoming episode on similar ideas I learned! Thank you for sharing your wonderful energy and ideas. ❤

  • @ShoppingwithRina
    @ShoppingwithRina2 жыл бұрын

    Love ur advices

  • @LifeinGlow
    @LifeinGlow2 жыл бұрын

    Great video Marina, your home is cosy.

  • @gc6497
    @gc64972 жыл бұрын

    Ciao Marina, I live in a forest in Italy atm. We get our house warm with the fire we make from the woods we collect. I homeschool my kids. We spend 0 $ to have fun and I absolutely love our life style. but I still like to watch your videos and I am actually learning a lot from you. I was born in Italy and my first language is Italian, we can have a chat so you can improve your Italian: in this way I will give back the knowledge I have learned from you. baci

  • @DanielaF
    @DanielaF2 жыл бұрын

    You are amazing girl ❤

  • @ATasteOfBeauty
    @ATasteOfBeauty2 жыл бұрын

    I audit my finances every month on a spreadsheet as well, tracking my net worth.

  • @cameroncameron4792
    @cameroncameron4792 Жыл бұрын

    Thankyou it makes a lot of sense

  • @genaromontalvo9338
    @genaromontalvo93382 жыл бұрын

    In reference to your child's topic an enriched environment is always a plus.

  • @muchbetterinlosangeles
    @muchbetterinlosangeles2 жыл бұрын

    OMG Verve coffee !! I was once in LA, West Hollywood their coffee spot.. so nostalgic

  • @user-xl8kk9cs8b
    @user-xl8kk9cs8b2 жыл бұрын

    I'm originally from Russia. I've grown up in an ordinary family, it means that my parents told me to save money all the time. It's a kind of traditional education in our country. Everyone knows that prices are increasing, always not enough money , and you have to survive in such conditions.

  • @coconuts1249
    @coconuts1249 Жыл бұрын

    I’ve got a Prada bag 10 years ago and I still wear it. The quality is sooo good

  • @irynanikolayeva2311
    @irynanikolayeva23112 жыл бұрын

    All makes sense, dear Maria

  • @moistcookiezz
    @moistcookiezz2 жыл бұрын

    Amazing approach and good insights towards useful real world topics are always appreciated from me and you never fail to deliver 💜🧡 Take care and have a good rest of your day!

  • @z.a.i.d.28
    @z.a.i.d.282 жыл бұрын

    Just love when she says ' portfolio '

  • @sakshichandel838
    @sakshichandel8382 жыл бұрын

    Am from India and I belong to a country where people focus on saving rather than investing money in some thing.

  • @Aspirant_Ritik

    @Aspirant_Ritik

    2 жыл бұрын

    Same here Sakshi ... I'm also from India and it's happening in our society too..

  • @wilcoxj3

    @wilcoxj3

    2 жыл бұрын

    Why is this? Is it not well known that investing is how you can actually grow wealthy over time?

  • @sakshichandel838

    @sakshichandel838

    2 жыл бұрын

    @@wilcoxj3 umm.. Can say that its the mentality of most of the people living over here.

  • @user-hk2lv1iw5q
    @user-hk2lv1iw5q2 жыл бұрын

    Marina, your camera is amazing 🙃

  • @killerkidsandkittens
    @killerkidsandkittens2 жыл бұрын

    Man, I love how your channel is more advice oriented now. Your advice is absolutely "fire", to use a modern term lol. Truly, though, really good stuff. Your life path is different than most people giving advice, so combined with your personality, your advice is actually unique. And even when it's similar, it's different enough to get the brain's reticular activation system to pay attention. So it's just perfect! I just love it.

  • @englishwithvlada6624
    @englishwithvlada66242 жыл бұрын

    So amazing video😍

  • @rukshaniedirisinghe4585
    @rukshaniedirisinghe4585 Жыл бұрын

    I think she mentions few good points here. She described her journey which is great . Really helpful for the new immigrants and startups to learn financial discipline . 2 thumbs up 👍🏻👍🏻

  • @manoelvitor7342
    @manoelvitor73422 жыл бұрын

    amazing!

  • @marthaayalew2505
    @marthaayalew25052 жыл бұрын

    Awesome! Yes buying LV is a good buy. You can sale it for same amt if not more in a future. Also. Love the minimalism mentality.

  • @bbwteam2155
    @bbwteam21552 жыл бұрын

    You are amazing 😊:)

  • @Elif-qj9sp
    @Elif-qj9sp2 жыл бұрын

    Outstanding videoo💜💜

  • @apollo_1238
    @apollo_12382 жыл бұрын

    Agreed. Buy quality.

  • @micham3028
    @micham30282 жыл бұрын

    Hi Marina! I've always had similar view like you have now. I prefer buying more expensive things for years than buying sth which has lower quality and lower price. Trainers can be good example. Greetings form Poland. I'm happy you got life like this now cuz you deserve that. Your English skills are amazing. You sound like a native English speaker in every way!

  • @ruffafernandez2999
    @ruffafernandez29992 жыл бұрын

    I buy quality made not necessarily branded. I don’t like the idea of paying the brand name.

  • @iamrainbowsalt_
    @iamrainbowsalt_ Жыл бұрын

    I came from a family who taught me to save, save , save.. and i understand them for that.

  • @waqasfalak8020
    @waqasfalak80202 жыл бұрын

    You didn't buy product. You buy confidence and emotion of brand.

  • @kathleengegax9664
    @kathleengegax9664 Жыл бұрын

    My grandmother was raised with wealth and I asked her what her favourite place to shop..."Woolworths",she answered with twinkle in her eyes!

  • @onlinebizjp
    @onlinebizjp2 жыл бұрын

    It’s good advice. I don’t want to have too much stuff. Also, it’s a very nice idea to have a coffee machine. Thank you!

  • @mehakjavaid331
    @mehakjavaid3312 жыл бұрын

    U are one of my fav persons❤❤❤

  • @mystericaladventure
    @mystericaladventure2 жыл бұрын

    My family tells me to buy expensive products to invest longer coz we r not very rich .. now watching your videos makes a whole lot sense

  • @satya8051
    @satya80512 жыл бұрын

    I love your video... Which skill is better future now??

  • @lo-hi-beats168
    @lo-hi-beats1682 жыл бұрын

    Awesome 👏

  • @newaccountdeveloper3587
    @newaccountdeveloper35872 жыл бұрын

    Yes buying expensive stuff, I agree. Good experience.

  • @mehtaabsinghgrewal5055
    @mehtaabsinghgrewal50552 жыл бұрын

    My father is like a investing mindset and my mother is quiet opposite him . This led me investing at 15 but not a lot .but they said I can invest large amounts of lumpsum when I get a job . 😅

  • @ralphmarkasher
    @ralphmarkasher2 жыл бұрын

    Marina, I grew up in Cupertino to a blue color family with parents that lived through the great depression. We shopped at J.C. Penny's, and Sear. My parents didn't know about investing and it was in the 1970s after I graduated from high school that IRAs and 401K became a thing. Because of this, I didn't learn about investing. I'm lucky in that I have bought houses that have appreciated in Santa Clara County. Between my military and government careers, I will have a good retirement.

  • @kristinkivimae3790
    @kristinkivimae37902 жыл бұрын

    I also come from a family where saving was important and finding something at a cheap price was like a little victory. But I can't complain, I was lucky and I had a nice life and I also got some 'start' capital from my parents when entering adulthood. My father actually gifted me some gold coins after graduating high school. As I didn't know better, I spent most of it on concert tickets and enjoying life. Oh what I would do differently as my now wiser self :D The concept of investing to grow assets in order have more freedom in life came a few years later. But thinking back to my childhood, investing was not as accessible as it is today, at least for regular people. And there was also very little information. It has only been during the last 5+ years, that I have seen a huge rise in teaching the young and the old about handling and growing money. And it is awesome as investing has become somewhat a new national sport for Estonians (where I am from) along with ice dipping :D

  • @isaac50
    @isaac502 жыл бұрын

    My parents when I was growing up focused on telling me to budget and save. Budgeting was a big big thing

  • @Vasmarie123
    @Vasmarie1232 жыл бұрын

    Marina, such a good question! Im a very conservative person but my parents always say me to invest on a good quality products, just in order to save more in the future. I do believe that in some time, i’ll get to what you mean, i just really need some time😬

  • @irvanagrace9909
    @irvanagrace99092 жыл бұрын

    Thank you

  • @morganstubie
    @morganstubie2 жыл бұрын

    I would not buy a LV purse. It’s not who I am, I’m a target when I travel especially internationally, and I cannot successfully negotiate business deals w an expensive bag-they know I have $$$

  • @sana.m.haddad
    @sana.m.haddad2 жыл бұрын

    My dad taught me one thing about money: Don't spend money that you don't have. And I love that mindset because for so many people, it's so easy to borrow and they're always in debt. I am now looking into investing as an adult.

  • @CWalthallBrand

    @CWalthallBrand

    Жыл бұрын

    Yes my mom told me the same thing. I have never had any debt in my life because I lived by what she said. Pay the credit card bill every month on time and build a great credit score to take advantage of in the future. Living debt free is freedom.

  • @louisfranckie922
    @louisfranckie9222 жыл бұрын

    Work and self productive hours are the keys.

  • @pujitha276
    @pujitha2762 жыл бұрын

    My family is same as your family. My mom always says to save money. Sooo I think I would become a billionaire as you one day. You are my inspiration.

  • @uranmata
    @uranmata2 жыл бұрын

    Hi from Azerbaijan 🇦🇿🇦🇿🇦🇿 As always best content. Thank you for what you are doing. All the best for you and for your family ❤

  • @stefankhoo1618
    @stefankhoo1618 Жыл бұрын

    That’s why I buy counterfeit Louis Vuitton bag to enjoy the design but without the price tag.

  • @waelfaraj6705
    @waelfaraj67052 жыл бұрын

    About renting , what is better renting or buying on leverage ... This depends on the economic cycles , the country statuesque or situation plus personal preferences as each person experience and perceive things differently ....

  • @bbwteam2155
    @bbwteam21552 жыл бұрын

    Amazing

  • @iskn6371
    @iskn63712 жыл бұрын

    It is good you have changed the preview

  • @0xhubcrypto
    @0xhubcrypto2 жыл бұрын

    My mom told me money should work. I am no sure, she really knew why it meant, but I memorised it and applied.

  • @dirk954
    @dirk9542 жыл бұрын

    I’m the youngest out of 7 and yes, we needed to save, save and save… Holy Toledo ;-) Very good and honest Video. But you must also take one important factor into account. You are smart and clever and a head full of permanent great ideas. I like you channel very much...😀

  • @geographiaworld521
    @geographiaworld521 Жыл бұрын

    Great skill

  • @Suherminmak
    @Suherminmak2 жыл бұрын

    Same reason I bought my Porsche Macan Turbo , Audi R8 and recently Tesla model X P90D, so I don't need other cars :)

  • @Bloom_hannie
    @Bloom_hannie2 жыл бұрын

    4:58 you said through suddenly in Russian accent, which was so cute😆.

  • @kostadintoshanov
    @kostadintoshanov2 жыл бұрын

    The topic,about you feel good .

  • @elviraklejotaja
    @elviraklejotaja2 жыл бұрын

    My mother and grandmother have practiced saving money in to the drawer all their lives. Only by the age of 30 I started to learn how different own finances can be approached. That you can revise your habits and invest. That work doesn't have to be exchanging your time for paycheck with a ceiling you cannot jump over. I used to think I am poor when I don't have lots of savings, but the fact I have zero debt made me rethink what poor is.

  • @tl11316

    @tl11316

    2 жыл бұрын

    I am the same

  • @paulacesana8439
    @paulacesana84392 жыл бұрын

    Which coffee machine is that? I loved it! I want to buy it too!!

  • @syedihtashamjavaidshah4418
    @syedihtashamjavaidshah44182 жыл бұрын

    Please share some busiess tips that help us like how to invest money and where to invest and when

  • @anshikaaa1284
    @anshikaaa12842 жыл бұрын

    Yes marina dii....even I come from a middle class family.... 😅And my parents do teach me to save 💸 money....as it teaches us the difference between our wants and our needs 😀

  • @rafaelsk8ok
    @rafaelsk8ok2 жыл бұрын

    Could you please let us know who the manufacturer of your water machine is? We loved it

  • @malikasha
    @malikasha2 жыл бұрын

    They tell me always spend my money on a right way Like if I have to spend it I do , if it not like really necessary i don't