The average retiree, I believe, should have been able to have enough to last the rest of his days. I t just depends on choices during your working days, just as I came to realize later. Surprising how I still netted more $2m. by retirement. And this is while living in New York!

@stephenpotter21

9 ай бұрын

New York is sure as hell an expensive place to live in. Were you affiliated to Wall Street? Because how could you net such a huge amount?

@cloudyblaze7916

9 ай бұрын

Not at all. I have just had a good savings habit from early in life. So when a friend introduced me to investing, I was intrigued. And this was just about four years before retirement, and I had only 480k to my name.

@stephenpotter21

9 ай бұрын

That's incredible. Were you investing yourself? I'm really interested in this, because I'm in a similar position at the moment.

@cloudyblaze7916

9 ай бұрын

Oh, no. I didn't know anything about investing until then. It was a friend of mine who introduced to an investment advisors, *Sharon Louise Count,* and my only regret is not having started investing soon.

I’m 54 and my wife 50 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock market made it possible for us this early, even till now we earn weekly.

@user-dl4rr5qs8y

Жыл бұрын

Great job with your wife! I bet you’re living your best life right now.

@DanielaKingdom

Жыл бұрын

I’m a young dad, I’m really glad to hear your story it inspires me. can you share how you earn weekly.

@olgageorgsen9654

Жыл бұрын

search his full name..

@user-dl4rr5qs8y

Жыл бұрын

thank you.🙏🏻

@olgageorgsen9654

Жыл бұрын

google his name🔷

I’m closing in on retirement and love to move from Minnesota to a warmer climate, but prices on homes are ridiculous and mortgage prices skyrocketing on a roll, do I invest in stocks or gold? cant leave all my funds in bank now, or should I go ahead to buy a home anyways?

@nicoleavery2032

Жыл бұрын

as with most investment-related questions, the answer is it depends, my best suggestion is that you consider investment planning

@KC-dr3cg

Жыл бұрын

I don't know if you have to do All or Nothing in either of those places that you are proposing to put your money

The market and dollar crash and high inflation are stressing me about retirement. Despite the challenges, I know investing is a long-term game, so I'm staying focused on the future.

@antonnohr

10 ай бұрын

I'm nearing retirement in three years, and despite having solid companies in my portfolio, my profits have stagnated in this uncertain market. Are there any calculated profit opportunities in this recession?

@VickyAlvy

10 ай бұрын

Generating substantial profits, particularly in a bear market, involves employing intricate strategies that are best executed by seasoned market experts.

@Jason9o669

10 ай бұрын

I agree. Despite early setbacks and losses in the market, I re-entered in February 2021 with guidance from a recommended investment advisor. Fast forward two years, and I've gained over $720k in profits.

@Rodxmirixm

10 ай бұрын

Wow, that's impressive! Could you provide more details?

@Jason9o669

10 ай бұрын

Certainly! Everything unfolded under 2 years following Stacey Lee Decker’s guidance. I began with just under $150,000 and now I'm only about $45,000 away from reaching a-million dollars.

A good rule of thumb is avoid any city where The First 48 have ever filmed in.

We moved to Camden NJ into a nice apartment. We love the gun shots at night. The constant police and ambulance sirens also add to the ambience.

@jdollar5852

Жыл бұрын

I haven't been to Camden since I retired but I used to call on Campbell's a couple of times a year. On my first trip, I was a white guy in a rental convertible. Somehow, I got out alive.

@thullraven1

Жыл бұрын

Yep. I'm from in and around Newark originally. You can't pay me enough to go back to that cesspool.

@jdenino6022

Жыл бұрын

I live in NJ and have never been to Camden. Too scary. Live in a nice suburb.

Thank you so much. Excellent data.

@HolySchmidt

Жыл бұрын

Mt pleasure WAP

Great info. Thanks.

Great breakdown. Thanks!

@HolySchmidt

Жыл бұрын

You are most welcome Seamus

Thank you your videos!! They’re very interesting and useful!

Excellent content as always thank you 💯‼️‼️‼️

As usual, another informative and interesting video!

Bottomline: stay away from Memphis.

There were only eight cities mentioned in this video: Memphis, TN, St. Louis, MO, Oakland, CA, Honolulu, HI, New York, NY, San Francisco, CA, Anchorage, AK, Indianapolis, IN. After that complaint, I will say that I, indeed, sold my house in Oakland at age 63 and am using the $ to build in a less expensive area 2 hrs away in the California countryside. I am building my reputation as a house/pet sitter so that I can have low vacations in the Bay Area from time to time, and visit the few old friends who remain.

@eddy6892

Жыл бұрын

Actually 2 of your list each make 2 lists. Memphis for crime and health care. Oakland for crime and COL. that’s probably where the 10 comes from

@marthas8108

Жыл бұрын

2 hours away? Can you give us a rough idea? I'm in the same boat -- living in the bay area and interested in somewhere less expensive.

@YudronWangmo

Жыл бұрын

@@marthas8108 Calaveras County. If you can handle heat, country life, and majority right-wingers, it’s fantastic.

@marthas8108

Жыл бұрын

​@@YudronWangmo You're mid-way between SF and the Sierra, if I'm not mistaken. Perfect!!

@YudronWangmo

Жыл бұрын

@@marthas8108 A little farther than midway, but you have the idea.

Jeff, I was becoming concerned as the video was nearing it's end, then you assuaged my concern and reenforced my faith in your quality presentations when, at last ,you mentioned Anchorage AK. I lived in Anchorage for 40 years, until 2016. One thing that is not reported (at least not reliably IMO) on is the quality of care provided by medical practioners. I can state by experience that the quality of medical care in AK is poor, many people often travel to Seattle for care as a result. Cost of living and crime is high on the list also.

useful information as are all your pieces.

I live near Detroit Michigan and I was pleasantly surprised to hear that Detroit was not on your list! I would never move back there because I grew up there as a child, but it's good to know that there are other cities that are worse than my hometown! LOL

@DrSchor

Жыл бұрын

why is it good that so many cities are worse?

@greensombrero3641

Жыл бұрын

detroit is awesome

@Savannah-ed4rv

Жыл бұрын

@@DrSchor becauze it has been called the most dangerous city most of my life. One gets tired of their home always being shredded to pieces!

@Buttercup697

Жыл бұрын

Detroit has become an artists' hub...which means it's thriving and will likely get better.

@cathy1775

8 ай бұрын

Ha! I feel the same way about Chicago. Grew up here, still live here, and relieved when it’s not on a ‘worst city for __’ still has a ton to offer.

But I think all in all some people just love certain cities. Like Geoff loves NYC for the subways and overall excitement! 😊

You're videos are hysterical! Loved the guitar strumming after your comments and the dropped ice cream! Ha! Ha! Too funny!

I can confirm that Anchorage is a challenging place for health care. I grew up there, and while the hospitals have gotten a lot better since the 1970s, when I lived there, for many specialties, you need to go to Seattle to see a proper doctor. But for folks in good health, it's a great place.

I’ve spent most of my life in towns of less than 30,000. We have decided to stay here in retirement because we have friends, a couple family members, a church, a good hospital, plenty of doctors, etc. The doctor issue is now a problem, though. My doctor of 40 years retired. The younger doctor treats me like an old lady waiting to die (I’m still in my 60s). I actually rarely get to see the doctor, as most places pass the people on Medicare, Medicaid, or simply uninsured to a nurse practitioner. The clinic also looks down on the nurse practitioners as barely qualified, treated them poorly, and they all quit. I’m currently seeing an arrogant, rude doc until they can pass me on to a newly hired APRN. I’m supposed to be grateful he’s seeing me as a “temporary” provider until they hire these new people. We have friends that moved to Arizona, and they said they cannot see a doctor there - only PAs and APRNs. Some places will state “we’re not taking new Medicare patients at this time”. My eye doctor will see me, but “doesn’t accept Medicare assignments”. This is one part of retirement I do not like.

@Thom3748

Жыл бұрын

What kind of Medicare plan do you have? One of those private Medicare advantage plans, or original medicare with an insurance supplement?

@janetd4862

Жыл бұрын

@@Thom3748 regular Medicare and a good supplement. I worked in healthcare for almost 40 years, and know the advantage plans are not what I want.

@Thom3748

Жыл бұрын

@@janetd4862 I was a member of the Kaiser system on the West Coast under an advantage plan. I loved Kaiser, but after hearing the horror stories of very sick friends having to fight that system for the best treatment and medications, I decided to go with traditional Medicare. Have not looked back.

@UnCannyValley67

Жыл бұрын

Your haughty demeanor of entitlement belies your understanding of the benefits of seeing a “lowly” PA or ARNP. They often are BETTER and more thorough than physicians, at least for average, mundane health issues.

@janetd4862

Жыл бұрын

@@UnCannyValley67 I do not see them as “lowly”. The APRN I’ve been seeing for the last two years was great! The doctors in the clinic treated her with no respect, so she (and all the APRNs) left. I would like to go to a clinic that has an MD or DO available…so when I’m sick with something that is not mundane or routine, I have the OPTION to see a doctor. They just don’t want us for patients! It doesn’t matter that I was a patient there since 1979. What they see is that I’m on Medicare now, and won’t make them enough money.

Thanks

Phew, that was close. I thought Las Vegas would have made some list, here.

In my opinion no large city is a good place to retire.

@DiogenesOfCa

Жыл бұрын

Have fun driving two hours to see a specialist

How updated are the crime statistics? If the haven’t been updated post covid, I would be curious to see updated numbers.

It’s a tough pill to swallow when the most affordable beautiful places end up at the pointy end of worst lists 😕

@DrSchor

Жыл бұрын

that is why they are affordable, of course.

Hi Jeff, Off topic, but hope you can do a video on this one... If I retire at 65, but don't collect Social Security until my FRA of 67, will it affect my Social Security income? I'd lose two years of highest income earnings, so wondering how drastic the hit would be.

No city in my state meets the requirements you listed

I plan to travel around the country after I retire. I won't be traveling to the Gulf states, excepting Texas, where I was born and live.

Good thing none of those places even made my top 100 places to retire.

Jeff-I love your videos-but STL is often misaligned by only including the city proper. with the declining population it makes all the stats much worse (were kicking the circuit atty to the curb and making changes-but living in the STL county is a completely different story. STL county alone has over 1m people. add that and your stats change significantly. no one moves to the city-but the county should be included. 😢. LOVE your insights!!!

@Cleverfox59

Жыл бұрын

I live in Kansas City. Unnerved me when my children decided to move to STL. However, they chose the county and I am very pleased for them. I live in the northern part of KC which is trying to create a “new” area in the county and get out from under KC. Proper ruling.

@yankee04

Жыл бұрын

I would not retire in a state that hates women to such an extent.

For me it's weather, weather, weather. I don't want to spend the last couple of decades of life in some frozen city where you could fall on the ice and fracture a hip. On the other hand, I hate hot weather in the summer. I want a retirement place with a low of 30° with no snow and a typical high of 80° with the occasional heat wave to 90ish° and low humidity. No tornadoes or hurricanes either. It looks like the only places in the US would be the West Coast or Hawaii. Crime and healthcare; move a few miles.

@dennistyler9852

Жыл бұрын

Ever thought of being a snowbird? Best wishes…

@mikepiper6077

Жыл бұрын

4 corners area of USA. S E Utah specifically. Low humidity, not to cold in the vwinter and not to hot in the summer I once lived in northern Michigan with 40 below long winters and s e Texas swamp country with 100 degree summers and 100 percent humidity. S E Utah pretty mild in comparison. High 30s in the winter is as cold as it gets generally and low 80s in the summer. Spring and fall very mild. Most people don't have air conditioning here. Evaporative coolers very inexpensive. I have a.portable one that works great that occasionally run in the hottest part of summer. Health care available. Clean air and water. Elevation could be a negative factor for older retirees. However many do retire here. Rural area and shopping limited. but many outdoor activities. No tornadoes , no hurricanes, no thunderstorms like in other parts of the country. Colorado near by with ski resorts but cold. I prefer the warmer weather of S E Utah in the winter.. However in nearby blue mountain ten minutes drive is cross country skiing and snowmobiling. Small towns . But good schools and community theatres that put on plays, musicals are nice. National patks, monuments, forests, native American and BLM land a outdoor paradise year round. Deer and elk humting. Low cost of living for me anyway. Bought property before the big run up in prices when Obama created bears ears monument. 1.9 million acres, then cut back to 1.2 million after Utah protested the size. Trump cut it back to .6 million with s e Utah approval. The land was allready BLM or national forest but does allow fishing, hunting, grazing, firewood gathering, etc. Also oil and gas production is allowed on BLM land. National monuments don't allow it. I moved here for a oil field job stayed and retired. Also worked operating a 100 ton dump truck at a copper mine. All this green energy needs copper for copper wire..

@raylopez99

Жыл бұрын

@@mikepiper6077 Sounds good. I lived for a while in Phoenix and found it too hot in the summer, but SE Utah perhaps doesn't suffer from this.

@jdollar5852

Жыл бұрын

Snowbird. Montana in summer and Florida in winter. South Florida rarely gets below 40. Beaches and outdoor activities are everywhere. Western Montana has awesome weather from May until October.😊

@ppw8716

Жыл бұрын

Hawaii in winter for us.

Even when I disagree with him, I find his videos to be very interesting and educational 👍

@raylopez99

Жыл бұрын

You'll like "World According to Briggs" channel where he often does such rankings, in more detail and longer.

Years ago my father said to me, "the United States would be a great place to live in if it was not so expensive." Things have not changed , probably worse.

I would have described the criteria then listed the cities based on the average of the three criteria.

I think you are the only source I trust regarding NYC crime rate, thank you for sharing. You seem to appreciate the city so it isn't some anti NY bias speaking, those are just the facts. Thank you.

Every city has high crime areas, and low crime areas. I grew up in Queens, NYC. Commuted on the subways. Never felt unsafe.

@raylopez99

Жыл бұрын

But are you 6'4" and weigh 275 lbs of pure muscle? Maybe the riders felt unsafe...from you? :)

@stevennevins6643

Жыл бұрын

@@raylopez99 Hardly. I was a skinny white kid who commuted from Queens to Manhattan to attend a Catholic high school.

@chumbawumba1959

Жыл бұрын

I think if you rode the NY subway **these days** - any of the boroughs, you would change your mind!!!

@SpringRubber

Жыл бұрын

@@stevennevins6643 I suppose you coulda had more egg creams to fatten you up. Jackson Heights native.

@stevennevins6643

Жыл бұрын

@@chumbawumba1959 C’mon. 3+ million people use the subways daily. It’s safe.

During retirement, one of my goals is to visit historically significant places that gave birth to American Roots Music. There are many such places in America, and Memphis was near the top of my list. Thank you for the information about crime there. It wouldn't do me much good to enjoy the music and then be a victim of crime.

@stephenharper6638

Жыл бұрын

Bur then you could write a country and western song! :)

@Cleverfox59

Жыл бұрын

Kansas City, home of Jazz… don’t come, we have high crime in that area.

@audiophileman7047

Жыл бұрын

@@stephenharper6638 It's 3 chords and the truth, piece of cake. I play guitar by the way.

@audiophileman7047

Жыл бұрын

@@Cleverfox59 I know that Charlie Parker and Big Joe Turner among others were from KC, but I'd rather go to New Orleans; it's the birthplace of jazz, and their Jazz & Heritage Festival is world class. Chicago has a rich jazz and blues history, but the people who run that city don't know how to stop terrible crime.

@raylopez99

Жыл бұрын

Statistically the chances you will be a victim of crime as a tourist is small, unless you do stupid things. As a former white collar professional I've lived in tough neighborhoods (just for fun and I'm a bit of a cheapskate) and never had problems.

I was born in 1956 in Memphis, Tennessee. It was such a wonderful city to grow up in. I raised my three children there. But, due to the horrible crime rate, and it’s getting worse by the day, we retired just across the state line in a little town called Southaven, Mississippi. But it seems like the crime from Memphis is trying to trickle down here. Only difference is Southaven Police do not play. Memphis has a new DA and he’s soft on crime. I raised my family in a nice quite neighborhood for 38 years. Gangs have taken over. You can’t drive anymore without stopping because of stolen cars doing donuts in the street. It’s sad but I’m afraid to go “back home. “

@Cryptonymicus

Жыл бұрын

The crime rate in Memphis and St Louis is way worse than Chicago.

@acornsucks2111

Жыл бұрын

Scott Adams.

Of the six healthcare factors, the first three seem to relate to the general population's health, not necessarily the quality or availability of healthcare for a retiree.

Holy! How do you retire a city?

Relying on global statistics like in this video makes a very superficial analysis. Many of the factors in the way they are accounted for in that video do not necessarily affects a retiré.

@raylopez99

Жыл бұрын

Well, it's been found most retires have one and only one criteria for where to retire: where their next of kin are. That's it. Not museums, health care, quality of life etc. You read about little old grannies that are sitting on top of property worth tens of millions in downtown NYC who refuse to leave because some grandkids are nearby. That sort of thing. If you're not in the category, and believe in the power of numbers, then obviously the above does not apply to you and hats off to you, but that's a rare breed of person.

Bad health care is when you live more than 15 minutes away from a good stroke care facility, and more than 30-60 minutes away from your cardiologist or oncologist. Time is brain for stroke care, minutes make the difference between full recovery and you never really being you again. And don't underestimate how annoying it's going to be to travel for hours each way 3 times a week for chemo.

@ca9777

10 ай бұрын

All true facts!! No elderly person should live far from major medical facilities. Time to sell that homestead.

Right now I'm in Ft. Worth. Next to the Trinity Trails and ten minutes to anything important (Including hospitals) and forget to lock our doors. That said, property taxes are outrageous, and it's boring. I'd love to be back on the UES near big water, finest hospitals in the world (ask Mick Jagger), and not boring.

What about the safest cities? Let’s hear about them.

St.Louis has a lot of political issues and many townships inside the city limits. Not all leaders agree even if they are in the same party. I live in the county of St Louis not the city of St Louis. There's a big difference unfortunately 😕. Most people are moving out of the city for the reasons you mentioned. Like most places, if you know what areas to avoid, it's fine. That said, there's a lot to do and see. The cost of living here is pretty low but has been increasing of late.

@howellwong11

Жыл бұрын

East St. Louis is even worst.

Everyone is different, I would never think about retiring in a town 200K, Im a very country person from SD. I really like my littlele town of 150 people. Don't need big and fancy rather know everyone in town and everyone helps each other.

@darkstar8827

2 ай бұрын

I'm like you, retired to a town of 213 and its no more than 20 minutes to the county hospital. 😁

Using "city" as a criterion is faulty. Saint Louis has made no annexations since the early 1900s. Indianapolis merged its city with about 90 percent of the suburbs in 1970. Wide variances like those will skew numbers comparing Saint Louis as a metro area with Indy's metro area, if just city limits populations are used. And when people move out of city limits to flee crime, the crime rates will appear to be rising much faster than they for all purposes are, because they compare incidences of crimes with the size of the population.

Some good data. I can see why you would not want to go down to a population of 20,000 but how about doing the same thing for a population of 50,000 or greater.

I retired at 56 now 69, and it was the best decision I ever made. I have no debt. own my house cars always pay cash, no credit card debt, and considering the current rollercoaster nature of the stock market, I decided to stay on the sideline for awhile, now I'm worried with the numerous bank failures as of late, am I better off reinvesting my savings in the stock market or do i wait?

@valeriepierre9778

Жыл бұрын

There are numerous intriguing stocks across various industries that might catch your attention, but it's not always advisable to act on every prediction. Therefore, I suggest that you work alongside a financial advisor who can help you determine the best times to buy or sell the shares or ETFs that you are interested in.

@yolanderiche7476

Жыл бұрын

@@valeriepierre9778 Picking stocks is a risky thing to do, particularly for non-professionals. I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor, who has better knowledge of the market than I do, and I've been returning at least $38k every month. Just too bad I didn't learn the lesson early on.

Having lived in Oakland and visited it for decades, let me say I would have no qualms about retiring there, despite crime statistics. Oakland is a huge place, with many distinct neighborhoods. Stick to the nice ones and you'll be just fine.

5:00 pm

Anchorage is expensive for all things, not just healthcare

The sad thing about Cali is that it started out as the rough and tumble pioneer west of the gold rush era, and was the land of freedom, liberty, self-reliance and self-determination. It did a 180 and now is the land of crime, gangs, drugs, liberalism and woke-ism.

@kevinmach730

Жыл бұрын

I had the exact same thought about one the cities he mentioned - that it was "good news" that the population had increased. In general, that's probably true, but cities usually start off small and safe and many times, get more dangerous as they get larger. People began blocking to the costal California cities in the late 50s, and by the late 70s and definitely the 80s- many of them were considered bad areas by then. Same thing seems to be happening with many cities in Florida now.

I don't see how % people without insurance has any impact on quality of health care in a city.

@Cleverfox59

Жыл бұрын

My guess is, why would someone want to practice in an area that they won’t get paid.

@teekay_1

Жыл бұрын

@@Cleverfox59 In the abstract, perhaps yes, but most GPs these days are part of a medical conglomerate where they're salaried. And most of why you go to a GP can be handled by a PA In reality the quality of your medical care in large part depends on access to high-quality specialist (cardiology, oncology, etc) and that depends primarily on the overall wealth of an area i.e. who has the insurance and wealth to pay for this level of medical care). So even if everyone has access to health care in an area and you don't have access to high quality specialist, you actually don't have good medical care.

For 2% higher cost of living than NYC, I would much rather living in Honolulu. Low crime rates and near perfect weather makes it 200% better than NYC. But that is just me.

@audiophileman7047

Жыл бұрын

You got that right, and you can count on your heating and cooling bills being much much lower. Air quality is probably great too.

@darwinjina

Жыл бұрын

@@JerryStevens Or, get a nice place, and they will want to vacation in Hawaii... ;)

@darwinjina

Жыл бұрын

@@JerryStevens Ah, I understand. I hope that they all live in the same state,. If not, perhaps the camper (RV) life may be acceptable.

but Memphis has great barbecue - so I'm moving there. You need another triangle with barbecue corner

Baltimore,Chicago comes to mind for bad retirement cities,tons of crimes,expensive,too cold,LA,too expensive,not sure about all this.

@cathy1775

8 ай бұрын

I live in Chicago. In the city. Agree it can get cold. And hot. But everyone focuses on the bad. 5 major leagues sports teams, #1 ranked art museum, lakefront, 77 distinct neighborhoods, well run public Transportation. I have lived in this city for 60 years, take the CTA daily. I’ve been mugged once- in Washington DC.

What about the top 20 cities to retire?

@urbanurchin5930

Жыл бұрын

There are dozens of videos on KZread of the best places to retire.......try doing some research.....

Excellent video..stick to the facts not politics. Although, if you look deeper it is a factor.

seeing a common denominator

When they make crimes non-crimes simply by manipulating existing laws, voila! your crime rate is lower than it otherwise would be, such as in the Bay Area of CA. What used to be illegal no longer is. Tada!

@raylopez99

Жыл бұрын

Like shoplifting you mean? Or growing pot?

@AGhostInTheMachine

Жыл бұрын

@@raylopez99 ur scratching the surface, dig deeper

@raylopez99

Жыл бұрын

@@AGhostInTheMachine The Deep State? The Swamp? Illuminati? I'm done digging...lol

@SuzanneU

Жыл бұрын

I think most people rank crime the same way: murder, rape, robbery with violence, hate crimes. None of these have been decriminalized in the San Francisco Bay Area.

@AGhostInTheMachine

Жыл бұрын

@@SuzanneU spin it how you want, the bay area is a hot mess of crime at all levels

Fl. can be a great choice, if you do vital research. Unless something has changed, you can claim being a Fl. resident if you are here at least 6 months a year. For those living in the frigid north and have a house to sell: Depending on your profit with the home and your other needs, if you still have family in the area and want to maintain part-time living there, you can downscale and live there in Fla.'s brutal summer. Unless you have a significant retirement amount, forget South Fl., it is very pricey here. Property taxes are very high in S. Fl., as well as insurance rates. Our west coast and central Fl. areas were once much cheaper. Homes are now less than S. Fl., but hardly a bargain. Always assess hurricane threat levels before deciding where to live here. S. Fl. has been in the "cone" of threat for so many years now, that I lost count. The west coast of Fl. has risks as well. The further north you go, the less chance of a Cat 4-5 hurricane directly impacting you, the panhandle aside. Your safest best is inland, such as the cities of Ocala and Gainsville, etc. Jacksonville is a good choice too. Though much of Jax is near the water, they rarely, if ever get a major hurricane hit. Much more likely with Jacksonville merely getting the fringes of a hurricane. Northern Fl. will be (LOL) colder than Miami in the winter, but snow is not a worry. What we think is COLD here makes northerners laugh. For those wishing to stay 6 months to claim residency, you can stay until (likely) may before northern Fl. starts to get hot. Fl. is a very tax friendly state. You can even win the lottery here and pay no state taxes.

@delawaresurf5422

11 ай бұрын

Auto insurance in fl is approx. 80% above national average-so bad that fl legislature seriously considered eliminating the no fault insurance. I’m getting rid of my second car!

11,000 is expensive for health care?? Don’t most people pay more than this just for insurance?

Looking for your video of "why you may want to retire in Portugal, I left Oakland CA and did what,? moved and retired in Portugal, I love it here so much, I wish I done it sooner. The people, low crime rate, the cost of living, very affordable and excellent health care system, Affordable housing, local and mostly organic produce, also delicious. Great cities, like Lisboa, and Porto, and Braga, but even more awesome are the lovely and beautiful countryside and beaches, great public transportation system, trains and bus to get you most places in Portugal......downside taxes, but Portugal offers NHR for people like me who may do a business here with reduced taxes around 10%. I still love the US, but I discovered, I can love more than one country!

@ca9777

Жыл бұрын

Did you lear to speak Portuguese?

@ca9777

Жыл бұрын

Learn

@dking1362

Жыл бұрын

BUT (and it's a big one!) it's so far from family.......

@msbarb1

Жыл бұрын

@C A I'm still learning, depending on where you live in Portugal 🇵🇹 you most definitely can get by without speaking Portuguese. If you live in The Algarve you don't need any Portuguese there is a large population of mostly English If you choose to live in the rural areas I would say brush up on you Portuguese..I also discovered that lots of middle-aged to younger people speak English. I have Portuguese friends, so I get lots of practice ☺️

@20thcenturyrelic

Жыл бұрын

One problem with moving outside the US is health care since Medicare only covers people over 65 in the US. If you can afford private insurance, or, if you can get coverage under a country's national insurance, then it works.

Why communities over 200,000 that's just ridiculous Why not some place like Mason City Iowa or Lawton Ok

I hate the crime rate rating because you're not looking at the correct stats. You need to look at the metropolitan statistical area (MSA) as the denominator and not, in many cases, the much smaller "city". I live in St. Louis COUNTY which is NOT included in the crime rate you quoted. So the city (which, yes, does have a higher crime rate) accounts for a dispoportionate amount of crime. But when you look at the MSA, the St. Louis area is a very desirable place to live from a crime statistic. The difference in the denominator is 300K vs 2.9 million (2020 stats). So 2.6 million don't live in the "city". I really enjoy your channel and watch it on a regular basis - I look to your channel to help tease out of the subtlety of some very complex concepts. This one missed the mark on crime stats and just repeats the same lack of care and research as so many other sources (that I ignore) this important topic deserves. We get enough misinformation in our lives because it's too easy to just repeat the same drivel of others instead of actually digging into the subject to verify if the numbers really make sense. Please apply the same level of care and depth that you use for your financial advice (which is outstanding) to the rest of your message.

@dking1362

Жыл бұрын

Totally loved the St. Louis vacation I took with my 3 kids as a single mom! Tons to do, lots within walking distance, never felt unsafe, lots of kind people!

@ca9777

Жыл бұрын

I agree with you! This video was just a regurgitation of stuff found on the internet. No work done and poorly put together.

@SL-vy8ue

Жыл бұрын

Yeah, crime statistics thing can be very misleading. Places like Indianapolis and Columbus did a lot of annexing, which includes a lot of suburbs. Indy in particular has a super high inner city crime rate.

retire abroad! I am

@kevinhaney5698

Жыл бұрын

Puerto Penasco Mexico..... 65 miles drive from the U.S., Very low property tax, lots of Expats beautiful Sea of Cortez.

They never mentioned high property tax rate that will force retirees to live in shacks.

St Louis has some really good parts. East St Louis is a cesspool, including "Historic" Ferguson. 30 years ago Memphis was an awesome place. Now it's a giant ghetto. Oakland. What a horrible place! Cost of living is a tough one that is easiest to pinpoint, but it is also easy to avoid. You can live within an hour of many of these cities and have a fairly low cost of living, so retirees can have the advantages of the places without actually needing to live in the midst of town. I dont know any retirees who decided they wanted to pack up and move to a major city. In fact, they all wanted to pack up and leave the big cities (except for AZ and FL). Healthcare is also subjective. The more rural you live, the farther from "quality healthcare" you will probably be. Memphis is such a bad place now because it is a giant ghetto, with drugs and violence absolutely rampant. It has to be difficult to get quality doctors and nurses to work in a place where poverty and violence are rampant. It's hard to find a place that's perfect for retirees. I dont like snow. Some dont like heat. I have no interest in museums or nice restaurants. Some have no interest in a rural lifestyle. During my career i rejected offers to relocate to San Francisco, New York City, Denver, and Atlanta. The money screamed YES but my mind said NO!

That must mean Los Angeles is a great place to retire to.

@audiophileman7047

Жыл бұрын

Not in my book. It isn't even a fun place to visit.

@NipItInTheBud100

Жыл бұрын

Yeah….that’s what he’s saying!!🙄

@bryanwhitton1784

Жыл бұрын

No, he is just saying that these places are really bad. There is no reason to believe that LA is great or not. Simply that it is not in this list of the worst.

@julioblanco

Жыл бұрын

@@bryanwhitton1784 this seems so simple to understand yet people will misconstrue or misunderstand even the most basic data...

@bryanwhitton1784

Жыл бұрын

@@julioblanco I have noticed that people tend to filter data based upon their preconceived notions of what will be found. They hear that LA is bad so when they see something like this they have to take the results, even though unstated or unsupported, to a specific conclusion. This particular topic is wrapped in sarcasm but the same results.

St. Louis was going down the toilet when I was a student there 40+ years ago and hasn't gotten better since, and probably never will. The population was 850k in 1950 and is less than 300k now. Sad.

Cost of living..Bay Area?

@awrogers3013

Жыл бұрын

I’ve spent time both places and unless you’re not including Brooklyn queens and si, the Bay Area in 2014-6 at least was more in my experience

Why would anyone retire in the United States? There are so many nicer, safer, and far less expensive places to live overseas.

As long as I live there is one thing I will never understand. Why would anyone live in one place for most, if not all of their lives in one place and then when they retire they move to someplace new. They move away from family and friends to start over. How does this make sense? If you don't like where you live, then move when you are young. I live in a community that is 4 square miles. I was born here. I met my wife here (she is also a life long resident of this same community). We raised our children here. The first house I purchased when I was 20 was right across the street from my wife's parent's home. Our current house is two blocks from the house I grew up in. This community is home and it always has been. There isn't enough money on the planet to get me to move. I just don't understand the desire to live in one place and then move away from family and friends to start over someplace else.

@alphamale2363

Жыл бұрын

Maybe someone only moved to their current location for a job/promotion, but is now retired and can live anywhere.

@darkstar8827

2 ай бұрын

I moved from the west coast to Iowa because I couldn't afford the housing. I bought a nice house and am living in a great little (213) town and my house cost just 25 K.!!! 😁

10?

There are safe neighborhoods all over NYC.

A soft on crime DA in St Louis hasn't helped the crime rate.

what are the ten worst cities?

Geoff, I've enjoyed your low-key, fact-based videos for several years now. So you surprised me with this video. I can't argue about the crime factor in Memphis, where I've lived since 1982. But how in the world can Memphis be close to the worst city of 250,000-plus for healthcare? Memphis has terrific access to good healthcare. Memphis not only is home to Tennessee's largest medical school, it has three hospital systems and all kinds of specialist and primary-care clinics. I think you factored in the large number of impoverished Memphians who, tragically, lack adequate health insurance. But that's a separate issue than the retirement topics you typically address. As troubling and sad as our poverty is, how is it a relevant issue for retirees who have the resources (including Medicare) and mobility to choose a place to retire to?

@llais7141

11 ай бұрын

He did explain where the health care data came from and the factors used to arrive at rankings. standardized national data, not his conclusions. And why wouldn't all of us like to know how easy/difficult it is to obtain good healthcare in places we are considering retiring to?

No mention of homeless and drug epidemic in California.

The crime numbers are actually higher than what you are reading. The crimes are not being recorded.

Just list 10 cities in California. So many pain points, so many taxes, so many regulations, so much crime, so criminal friendly.

FWIW Received a letter from SSA inviting me to apply for SSA. Applied for SSA via internet this month, approved in 7 days. Two one hour phone calls to input and verify my wife’s application, as I was not yet approved. First direct deposit check 3rd week of month following my 70th birthday. I’m officially old. 💰💵💲

List Based on either Violent Crime, Cost of Living, or Health Care Quality /lack of Staffing Memphis St. Louis Oakland Honolulu New York City San Francisco Anchorage Indianapolis

Y

1 of worst states unless u have really deep pockets home insuranc e drove me out memphis nashville shytown ca sux as a whole nyny another hole detroit is definitely hole st louis same

@cathy1775

8 ай бұрын

And in what utopia do you live?

Some of Oakland's nicknames: Cokeland, Gunsmokeland, Go Brokeland.

@howellwong11

Жыл бұрын

Also Blackland.

I'll take my chances on retiring to Memphis anyway. Retiring in Washington, DC, where I am now, is absolutely out of the question because of the COL. I'll stay here as long as I can, making as much money as I can, but the second I have to leave the full-time workforce, back to Memphis I go. I lived there for eight years in the 90s and know the place well, and my brother still lives there. I have no family for 800 miles where I am now. I don't mind if other people are afraid of the place because the more people stay away, the better my housing costs will be.

@raylopez99

Жыл бұрын

Not a bad strategy...posting from Washington DC. A great place to be if you have a job and/or like my family been here for several generations and have paid-off property we rent.

Bad "Heathcare?" Spelling on the triad needs checking.

@audiophileman7047

Жыл бұрын

Does Geoff get an "A" instead of an "A+"? 😁

@whatsup3270

Жыл бұрын

Heath was always very good to me

Indianapolis? Really? It is home to some MAJOR hospitals and universities that focus on health-care professions. Indiana as a whole has one of the lowest costs of living in the country. There is an extensive walking/biking system and you can kayak/canoe in the White River. There are countless museums, theaters, and cultural events. I suppose there is crime in places, as in all large cities, but it is generally a clean, safe, fun city!

@raylopez99

Жыл бұрын

Never been to Indianapolis but I once read that they have the highest percentage of legal cases where the judge "throws the book" at the defendant found guilty of murder, and consequently their average sentence for murderers is higher than the national average (which btw for a first time offender in the USA is a mere 13 years).

@dking1362

Жыл бұрын

@@raylopez99 No idea about that...if it's true, I would think it is a further argument in favor of it being a good retirement city!

@loriar1027

Жыл бұрын

If only the weather didn't suck! Can't stand cold weather!

@cathy1775

8 ай бұрын

But Indiana also gave us Mike Pence. ☹️

@dking1362

8 ай бұрын

@@cathy1775 Sorry, but I'm mostly a fan of his....hate that he aligned himself with Trump, but redeemed himself on January 6 by his confirmation of election results and his response to the attack on the Capitol. I believe he is a man of integrity.

I live in Honolulu and here are more reasons that it's not a great place to live: the stupid and CORRUPT politics, nepotism and favoritism in every sector from business to government, the inability to have things shipped to you (fertilizers, organic fertilizers, portable charger/power banks, generators, pesticides,etc), plastic bans that force you to buy plastic cups/utensils/plates/straws online (stores no longer carry them), excessive regulations on small businesses, homeless problem exploding exponentially every year, meth use and abuse even with the elderly population, horrible traffic jams, electricity prices climbing/skyrocketing (they dismantled HPower and the coal-burning plant), dependent on everything being shipped to us. I could go on and on. The pros are not needing to heat your home in the winter, no snow to shovel or drive through, healthcare and access is top-notch (yes, even the homeless get full care), people will let you in 99% of the time when you put on your blinker, relatively mild weather, great for ocean sports year-round, lots of good eating places in such a small area.

1. Hostile/dangerous/dysfunctional populations, 2. Expensive, 3. Bleak weather. Got it.

I am a resident of Memphis. Yes, it is that bad. I have been robbed at gunpoint just minding my business walking in a public park. If you live here any amount of time you WILL be a crime victim in some way. So just stay away. It's ok to visit if you stay strictly in the tourist areas, but don't go outside after dark... and of course the city is controlled by Democrats and a soft-on-crime DA.

@user-mp8kd3qz2o

9 ай бұрын

Which is how Memphis voters like it.

This guy doesn't recommend Memphis...

As an older POC, I learned LONG AGO there were many areas of the country I should stay out of if I wanted to stay physically living. And the smaller/more rural the area, the riskier. Especially NOW, with the current social climate.

@katydid2877

Жыл бұрын

Right? In my case I would stay out of any inner city in the country. It’s really good to know this stuff.

@DrSchor

Жыл бұрын

what is our social climate now?

@DMH51

Жыл бұрын

You do know black-on-black crime is far higher than white-on-black crime, right?

@highbrass3749

Жыл бұрын

I heard Baltimore is beautiful this time of year.

@selin8274

Жыл бұрын

Sadly he is correct, at least in my rural area. Had no idea when I moved here. A co-worker stopped at my regular grocery store and was verbally abused. And on the weekends the gunfire is non-stop. Crime is non-existent - what do they think they are protecting themselves from? The booger man.

My target will be Europe. Most likely some finca in Portugal. Cost o living in USA is absolutely insane.

@AlfaKenyBody

Жыл бұрын

@@ComeHomeAlready as per GHS index. Panama Indicators ; Political and security risk. 65.7. +3.6 ; Socio-economic resilience. 64.3. +8.3 ; Infrastructure adequacy. 83.3. +8.3 ; Portugal Portugal Indicators ; Political and security risk. 77.8. -0.7. 41/195 ; Socio-economic resilience. 94.3. +8.5. 10 ; Infrastructure adequacy. 91.7. ...

@Zoe-ge3kx

Жыл бұрын

I have heard great things about Portugal.

@davidsebastianelli1326

Жыл бұрын

@@Zoe-ge3kx They tax all of your income including any pension plan you may have and your SS.

@cathy1775

8 ай бұрын

Have you been to Portugal? It’s a very dirty, grimy city.

@AlfaKenyBody

8 ай бұрын

@@cathy1775 In terms of clean city, nowhere beats Singapore. Also, I believe when you pick one venue, you have to have in mind that hoping to find a place that scores A+ in all categories, is unrealistic unless there is no budget limit. I saw some places in the central Portugal still with unpoluted natural water source. As far as dealing with people, the less interaction even better. But I understand other people need that. I just dont care.

No city is the absolute worst if you want to go there and you can afford it.

@audiophileman7047

Жыл бұрын

I'm sure that the criminals in places like Memphis love to hear that.

04:50 Honolulu is nearing 1 million in population. Maybe you're thinking just urban Honolulu. Regardless, it's expensive to live here. Luv these presentations.

Your top criteria should be the poverty rate because it is the primary precursor to crime. It is becoming quite irritating to hear everyone referencing how terrible crime is (even thought crime is down in most cities) with nary a mention of the roll of abject poverty on crime rates.

@dlg5485

Жыл бұрын

@@ComeHomeAlready Don't be ridiculous. That's the kind of empty, self-important, oversimplified nonsense that makes me wonder how you made it out of primary school. This is the USA. We have a very unique set of circumstances here that are unmatched by ANY other nation, circumstances that lead to the horrific outcomes that we routinely see here. Any rational 'good faith' person would readily acknowledge that obvious fact.