I actually DID quit all social media in August, except youtube and goodreads. I didn't just take a break....I CLOSED the accounts. It did simplify and calm my daily life. I was only using it to promote my books. I finally decided not to promote on those 3. And if my books don't sell....I just don't worry anymore.😏 Whew. 😄What a difference now.

@msdanaryan

5 жыл бұрын

Nice!!!!!!! 👍🏻❤️😊

@janfromnycsavesmoney8723

5 жыл бұрын

I have greatly reduced my time on FB because without realizing valuable time was flying out the window. But the straw that broke the camels back was when a person I know my whole life thought I was in an ER because one day I was too busy filming my YT videos and not on FB ( as if I am supposed to be there!!) I feel so much better away from that merry go round! I felt like I was living in a fishbowl and being stared at all day! Lol

A huge thank you from Western Australia Dana :) Love your videos. They are helping me so much on my own frugal, debt free journey.

Love this quote! One of our church leaders said "Mothers who know do less!" Same sort of sentiment. You are so wise Dana!!

I LOVE THAT WORD "SIMPLE" simple is usually 100% right all the time. so great advice! I decided 8 years ago to make that a priority in how I live. That includes listening or following people that try making my life more difficult. We all have family and friends that do this. I told them how I was changing and when I see them imposing their difficulty on me I told them. They stopped. Its a win win situation for me.

@rickeyauthement7253

5 жыл бұрын

@@koosbusters2348 Good example in a world of social media drama. There are some people that will have issues with people on a daily basis. NO matter what day of the week you talk to them they will be telling a story of how someone said something to them or did something to them that requires alot of time and effort on my part just listening. I will listen a few times but then I will stop them in their tracks - these people bleed the life out of me. I used to have compassion for them, I would listen to their story and try to give them helpful advice that they never listen too and the drama goes on and on . I finally tell them the rules I want to follow for a simple life. Tell me how you and your family are doing , what we can do productively to get your mind out of your funk and continue to grow as family or friends. Its amazing just by setting up a line in the sand how things can change with some people. I do care about some things, but I dont need to hear about the fight on facebook or twitter that most of the time they caused, Some people just like living in that despair 24/7 and they have to be right on everything instead of letting go . It was like a light switching on when I did that. I found my true social network actually increased and the drama queens fell at the side. I still see these people from time to time but thir drama is still alive and well and the friends they moved on to say the same things I said. Draining. My best friends for 35 years almost all have the same simple outlook. The old saying if you want to see what type of person you are just look at the people you hang around with. 1. I have a tendency to hang with people that are frugal or they dont mind a frugal person in their group. Yeap that is easier said than done. We cook for each other instead of eating out. saves tons of money. Its like a married couple with kids have a tendency to hang with other married folk with children. 2. My family and I grow our own garden and I like the serenity of being outside with nature instead of watching television we play board games and actually talk about what we did that day and what we will be doing in the future. We create our own goals. Most people dont have goals. Thats why I like this channel 3. Being materialistic isnt a big priority with us. We dont need the latest and greatest gadget to make our life more productive. We use things until we cannot repair them then buy a new one or used one. Saves a ton of money . 4. Think outside the box and enjoy life instead of watching the kardatians and living your life through their tv. (as an example) as much as you might think you dont do that you probably are not aware how much tv you consume or how much social media you follow.

Lists and goals are wonderful to do. Having a sorta structured life leaves you more time for meditation or prayer.

I love your opening statement here on winners quitting what doesn't fit their life (my interpretation). Thank you for your insights!

You do give great advice ! I only buy from items on a sale paper. I know my prices and I buy lots of it. for instance : 2 pounds of flash frozen veggies 1.50 per bag a few times a year. I can them lasts for a few years. store your ry goods in mason jars. Prevents air and bugs from infecting them can last a lot longer. If you are a cheese eater buy block cheese and grate them yourself, then you can freeze it grated or in blocks. that comes on sale 3 times a year 8 oz for 1.5 Think outside the box ! switch to a bidet in your bathroom. you can buy one online that attaches to your existing toilet. no more toilet paper. Americans that switch to one will never use toilet paper again. so much cleaner!

Meat is so expensive so one dinner is quiche and muffins, one is soup and salad and one is breakfast for dinner. It helps and my husband likes it.!

Interesting perspective! Thank you for uploading, enjoyed it very much :D Greetings from the Netherlands

Great ideas and translatable to UK. Thank you 😊

I do shop regularly but long life and canned items are bought in huge quantities about once or twice a year to minimise delivery costs as I do not have a car, which is big money saver. Then meat I will buy monthly, freezing for use as I need it. Vegetables are bought as needed so there is no food waste at all. Batch cooking and storing the excess in the freezer means I can go for weeks without actually shopping except for fresh milk.

@newmamaful

4 жыл бұрын

you can freeze milk.

I have an upright freezer that has a different cubby hole for different types of foods. Veggies, meats, lasagnas, broth, etc. My pantry is also made up the same way with meats I buy on sale and can myself, veggies, beans, etc. I invested in a large pressure canner/cooker so I can cook a boston butt pork raost in 1 hour or cann then in a jar. 88 cents a pound a few times a year. chuck meat comes on sale 190 pound twice a year i buy 50 pounds when that happens. Within minutes all I do is pull out a meat, vegetable, dessert and within 20 minutes my family and I are eating. Also I used to pack ziplock bags of foods prepared to put in a crockpot. pre measured and all ready to go.

Very good ideas! Especially the last one!!

Great tips! The budget is so important!

Great tips!

Use your rewards ! Gas, 7/11 , rite aid, cvs and get the stuff you need for free or cheap. Wow letting go is hard!

Ive always been worried of auto draft payments.. im scared to get overdraft. Our income is an old fashioned paper check, not auto deposit.

Thank you!

Thank you

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KZread is the same for me:) I have no tv, no cable, nothing fancy.. KZread is more than enough 😁

Kids ok to help out just remember to say thanks great job! Even if it's a little off! Actually it works on other people and co-workers 😂😁

I like your suggestion of “to do” and “I want to” lists. I’m terrible at meal planning - something I’d really like to change!

I have found automated bill pay to be dangerous!! Companies can and DO make errors, even banks, and you can have double payments come out and destroy your account balance. One woman who works for the local power company was on autopay with them- they doubled up her payment and it overdrafted her account-- and the electric company, (who was also her employer-!) refused to reimburse. The bank would not reimburse the overdraft fees because it was not bank error. My daughter also had an automatic transfer to savings which the bank was doubling up on and caused her to overdraft several times, even after her repeated calls to the bank, and several times in which she was told it was handled and would not happen again. It kept happening and did finally get resolved - but they kept hundreds of dollars in fees which they had no right to. That account is finally closed. I would much rather stay on top of what is being drafted from my account as it happens. And I only WISH my services were within 5 miles... :(

@cherylT321

Жыл бұрын

That is so true! I recently called to check my credit card balance. I was supposed to have a zero balance. I was surprised to find I had a $203 balance. I called up to find out what that was about. They said it was a charge from my cellphone company…I had already pre-paid them for the year using a pre-paid Visa card; five days later, someone at that company illegally charged my regular credit card, even though I’m not signed up for automatic payments. I got right onto them telling them I want my money back. They said it would take 10 days. I said this transaction was done illegally, without my consent, so it should be put back right away…I think I scared them because a day or so later, I checked my account and it was back to zero! Wow, it really showed me how I really need to watch all of my accounts like a hawk; if I hadn’t, I would have had a cell phone bill for the year for 406 dollars!

Read comments...bad advice some say DFD offers.

I already do all except the auto banking. I have closed all accounts and use cash payment only

A few months ago you opened my eyes with number 5. We used to drive an hour to our dentist and an appointment turned into a half-day-long journey. I deciced to find a dentist that is near our village and found one 15 minutes away from our house. Now it's cheaper, simpler and more convenient :)

Cant believe I found you...we are sooo much alike...Well me and the old you are sooo much alike ..i wanna be like you when I grow up ..lol I'm 68 but believe there is time to make big changes I have quit cable just recently ..

Thank you for showing that introvert behavior is ok too :-)

Enjoyed this so much.

I live outside the US, but I really love your channel and what you share. Very practical and to the point!

@msdanaryan

5 жыл бұрын

Thank you so much! 😊

Do you only target Women? I am a man, would love for you to use both sexes instead of the Female gender audience! 😠

Another great video! Thanks!

Just remember Dana it’s important to tell your viewers that if they close the credit card account it will negatively affect their credit score

@msdanaryan

5 жыл бұрын

That's true! 😊

cant quit YOU!!! lol

I don’t do monthly budgets but biweekly budgets (when I get paid.) It’s easier for me that way.

Its is dangerous to "cancel" credit cards! QUIT USING THEM! if you CANCEL/Close them..thats like hanging yourself finanially on your trw/credit reports! CUT THE CARDS UP And do NOT request replacements... when you cancel them you close the age of your credit and the number of accounts open which raises your score pay them off pay them down pay the smallest one off first and then keep going pay them down pay them down that lowers your credit to debt ratio

Is that Dave Ramsay's face framed on your desk?! 😂

LOL purse struggle is totally mom life

I quit my marriage bc it was wearing me down. After the divorce I can build savings, etc.

Thanks, Dana!

Love your videos Dana.

Dana I love your videos! Have you consider a podcast to complement your channel? I sometimes want to watch your videos at work lol

love your videos.. u inspire me a lot . love n thanks from south India...

Dana you look like a “Bridgett”. Love your videos

Grocery shopping once a month saves me time and money :) Also I organize my grocery list as to the layout of my grocery store :)

A want-to-do list...brilliant

My favorite was "quit making long, unrealistic to-do lists!" Love the idea of breaking into two separate lists: "I want to..." and "TO Do"... Great advice! xWBW

Very informative video love it

Very informative video love it

Most of my service providers are on the bus line. Now I can get a ride to the one that is not. Meal planning saves my life! So much easier. Kathy B.

I love the framed picture of Dave Ramsey! So great 😀

I have a question about reducing accounts. I want more than one cheching account to divide my money up amonst things but my bank will only let me have 1 checking account 1 savings and then many credit accouts when I only asked for the one. Since I can't have many checking accounts how do I do a envelop system like thing for the one checking account? so far my strategy has been a massive spredsheeg but I keep touching that money for other things

Idk what I would do if there was no KZread either.

Using local services also saves the planet.

carry a small purse

I have to disagree on getting rid of your service professionals if you have to travel a bit farther--especially if you love them, you've used them for years and built up a relationship where they know you and have your best interests at heart. If that isn't the case, then by all means change to someone closer to where you live. But saving a few bucks in this case isn't always the wisest and best answer.

I love your channel. You did something like this in another video and you said you moved to a church closer to your house. We were driving 45min to a church and that made me think about that. We found a church we loved even more about 10 min away from our house!! It was a major step spiritually as well. Thank you so much!!

I was cleaning out my purse listening to you.. lol

Sooooo don't quit KZread lol. I love it! Great advice!

There's no such thing as perfect and I appreciate seeing folks acknowledge that. Great list!

A list is SO important for me to accomplish my daily tasks. And if I don't get it all done it goes on tomorrow's list.

On average we grocery shop every two weeks. We raise our own livestock so the majority of our meat we raise ourselves. The rest we hunt. We raise our own chickens for eggs and meat. So our shopping list is some canned fruits and veggies, and fresh fruits and veggies plus dairy items. The canned stuff is only stuff we generally don’t grow and can or freeze from our own garden. For two adults and two kids.. soon 3 kids. Our average grocery bill per month is between $300-$350 per month. Within a year I will be getting a dairy goat and cow. So that will reduce the dairy cost significantly. 😊I know not everyone wants to or can be in my situation, but it’s the way I grew up and it’s a great feeling to be able to supply your own food regularly for your family.

I like the idea of auto payments. For me it's safer to just call and pay the bill. Especially after just having a scammer getting almost $400 out of my account. They tried to take out almost $12,000. I definitely get the idea of saving gas by going to local medical places. We drive an hour to our daughter's pediatric dentist office, It's only twice a year. They are that AMAZING it's worth the drive because our daughter ABSOLUTELY LOVES going there. We make it a day by having one or more of our appointments too. As well as going out to eat (that's the ONLY time we go out to eat). It's a nice reward for NO CAVITIES! ;)

Love this! Great video!

Great tips! I definitely need to start a daily detox off social media 😔. I found myself wanting to listen to something while doing anything and well, let's be honest, it's a little distracting. Infact, at this moment I should be putting dinner on and yet I stop to write this comment. Lol 😄 the struggle is real Dana. Thanks for the reminder ☺

@mokaflor4075

5 жыл бұрын

😂