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@arnoldkgabi585

2 жыл бұрын

As a software engineer, i would very interested to help you build both the web app and mobile app

@CENA896

2 жыл бұрын

Get an HSA account if you can another way to invest in your health I'll add to that number 10

Just turned 28, and had no financial advice ever said to me growing up. Super excited to get started on this journey. Finally credit debt free for the first time since I was in college, Putting 12% of my income towards my 401k, and starting to pay off the behemoth that are my school loans, I know I’m starting late, but thank you Marko for providing a really easy to follow roadmap that I will be crushing in my early 30s to catch up to most of y’all!

@Theprofessorator

2 жыл бұрын

Good for you man, keep with it. 31 here I started taking finances seriously around 26 and trust me when I say it's slow to get moving. However, the antithesis of that is once that momentum starts to build, as long as you groom it and shape it, it's very difficult to stop.

@Frojik1

2 жыл бұрын

@@Theprofessorator Good for you too man! And thank you. Nothing's gonna stop us. Let's keep it moving!

1. No longer dependent on parents 2. Build three months emergency fund 3. Automating finances 4. Paying off credit card/consumer debt 5. Having 740+ credit score 6. Paid off student loans 7. Established income/career/business 8. Contributing to retirement accounts 9. Tracking and understanding your net worth 10. Statying Healthy!!

@razwanahmed89

2 жыл бұрын

Legend!

@eliefakhoury8188

2 жыл бұрын

Thnx for doing that

@jordinhassen

2 жыл бұрын

Have all these but 2 and I’m 22

@TheSirtylor

2 жыл бұрын

What if we do all these things and still feel so far behind?

@JuanKukoc

2 жыл бұрын

I have been doing this since 19 years old. I just closed on my first duplex in December. I have my Roth IRA, 401k through work, American Express high yield saving account, and my play account with Robinhood. I have a 740 credit score. And still live with my momma

The health advice is underrated. Someone who starts investing 10 years earlier will double their money, but so will someone who lives 10 years longer.

"By the time you're 30 you should have some idea of what you want to be when you grow up" And here I am at 26 with a (somewhat) stable career, a defined career path and I'm still panicking about how much ahead I should be by now. Sometimes I have to remember myself how young I am and how many years I have ahead of me.

@krispr1me

9 ай бұрын

About to turn 27 and FINALLY starting my first "real" full-time job. Made a few erratic financial moves over the past few years and I'm basically rebuilding from the ground up. We got this, man. 🍻

Don’t wait until the market skyrocket again then you start biting your fingers wishing you made the decision to invest. bought my third house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing! Very inspiring! I love this.

@kaylawood9053

2 жыл бұрын

I am continuing to Add to my portfolio regardless. As my F.A "Theda Helene Jackson" once said "be brave when everyone else is fearful ". The market ALWAYS recover, so hold for long term and have the stomach for the ride.

@bradcornwell3206

2 жыл бұрын

@@kaylawood9053 This is honestly encouraging, I was planning to sell off my growth portfolio that haven't done well during this period but I guess I should hold and seek professional guide. Who's the advisor you work with? will love to reach out for a rescue.... i'm an amateur and making terrible picks.

@jinajung1943

2 жыл бұрын

@@bradcornwell3206 My advice would be to base everything on percentages. Set a certain percent to very safe money, and a percent to riskier investments and so on.. Stick to it, no matter what happens.

@megrandall1488

2 жыл бұрын

@@kaylawood9053 I looked up the expert you mentioned on her webpage and was impressed with her credentials. I submitted a form on her page scheduling a call section with her. I hope she replies soon

@BimmerWon

2 жыл бұрын

No matter what we do in life it always ends with death. The goal in life is to pass the time as painlessly as possible until then.

You might not have a hundred million dollars to invest, but that doesn’t mean your money can’t share in the same opportunities available to others. You work hard for your money; make sure your money works hard for you.

@fredrickconte6270

2 жыл бұрын

The wealth you pass to the next generation can have a profound impact on your heirs, providing educational opportunities, the capital to start a business, or financial support to your grandchildren.

@dorissteve912

2 жыл бұрын

To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal. Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline.Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.

@henryclinton9317

2 жыл бұрын

can you endorse any ?

@henryclinton9317

2 жыл бұрын

thanks for the info . Found her website and it really impressive

Very good Marko, I’ll share this with the young people in my life. Common sense and critical thinking are underestimated and overlooked by 99% of so called experts and having vested interests to sell undermine the credibility of nearly all the so called experts on the net. You are a breath of fresh air 👍

Without a doubt the best financial KZread channel. Keep doing this Man!

I’ve been thinking a lot about #1. The benefits of living at home with parents cannot be understated. Instead of paying $1K-$2K per month, I can invest that in the stock market. I suppose at 30 you’re likely been living with your parents for 8-9 years after college. That should equate all most $96k-$192k invested at that point. Why not keep the gravy train going if you can? I guess his point is that you should be able to move out if wanted but staying is fine if it’s not creating any problems.

One of the best videos I have seen lately! I wish I had seen something like this when I was 20!

Marko your spot on with #1. Most people don’t talk about that. Very important stuff well done

Love the calories in calories out analogy. I always use it as well. Ask yourself, can you afford to eat the calories in a big Mac combo if your goal is to lose weight? Maybe, if you have restricted yourself before and saved up the calories. Same applies to finances. Can you afford the Gucci bag you want? If your monthly income (calories allowed) is enough and don't jeopardize priorities, then maybe.

Man, I'm so far behind but at least I'm on my way towards getting a high ROI degree. Once I start working in my career I'll be throwing all my money towards these steps.

Makes me feel good great video. I’m 28 and just really need to work on #10 now

You know the video is good when it's hitting you with the real Keep at it Marko

You're the best! finding a lot of value in your videos! thank you!

Great video man! Thank you! 🤝🔥

This video is extremely valuable! Goat Marko does it again 💯🐐

Great advice! Stay healthy Marko

Lateral moves in job position makes sense when a specific location is desired. Great video.

this video is 🔥 thank you Mister Marko! 🙏

I would love a net worth calculator app. Great video once again! Thanks for sharing

Thank you Marko!!

I need a money goal before 50 - For someone who started late.

When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health.

@georgeharold3317

2 жыл бұрын

The market is so volatile now to be depending on bull run to make profit,I advice everyone to trade now with a working program with like that of Kathy Genelle Britton so far she is helping me find investment that has significant growth potential.

@ameliagarcia3485

2 жыл бұрын

I made the regret of my life tracking this volatile market without a risk management system and now it’s been red after red. I would love to get guidance considering how bad I have messed up my portfolio

@vivianbrown7264

2 жыл бұрын

The market is constantly evolving with newfeatures,trading,opportunities,financial swings with sudden surprises around every corner the best thing is to stay in touch with a professional

@sophiamiller2682

2 жыл бұрын

I’m not good doing it alone but getting into the market has been my best decision so far in my road to financial independence as it turned out lucrative for me.

Amazing video. Thank you!

great advice as always bro

Great list!

Love the vids MARKO!!!

Really good video Marco. Thanks!

I'm 33.. My car is paid off in full.. 70k in the bank.. and owe 55k left on the mortgage.. never had credit card debt and always pay it off in full every few days.. my credit score is currently 825. Net worth is around 350k. I've always been frugal cause I never want to be stressed about money as long as I live.

@whatsapp6414

2 жыл бұрын

For mentorship and information message me directly..

@JAZZRIVERCARRILLO

9 ай бұрын

Goalssss 🎉🎉🎉🎉🎉

Great information! Thank You

Amazing video, thank you for so much great content

This is a great video, time flies cause I feel like I was 21 three years ago but im turning 30 this year. I feel like im crushing 7 of the 10 you mentioned again great video bud

This is such a good breakdown!

Excellent video! I think the best advice I took was not to follow butts on twitter. No seriously I thought I was doing good but I'm in my mid 30's and still have student loan debt (although its been frozen for the last 2 years) and some other mistakes I've obviously been making. Love your videos and keep them coming!

Feels so good knowing i check every box at 27 years old. Although, it is getting hard out here. Inflation is crazy!

You're the best-- as per usual, thanks for the wisdom!

@WhiteBoardFinance

2 жыл бұрын

You're the best!

Real talk Marko, thanks for the vid.

Great advice. I’m 28 and can check off every box. The best advice I can give would be to not waste money on a new vehicle or expensive toys to impress people when you are young. Max out a Roth IRA for at least a few years and watch it grow

I've been doing a lot of "house cleanup" on my personal finances lately but I never thought about your step #10. That's a really good point! I need to do the same "house cleanup" on my physical health as well as my financial health.

Mindbuildingsolutions approved! Excellent video and content.

The amount of knowledge this channel has provided me at 19 is priceless. Forever grateful Marko!

@BarbellFinancial

2 жыл бұрын

You have the number one asset on your side: time. Consistently save and invest regardless if the market is up or down and don't pay attention to Jim Cramer :)

@prav077

2 жыл бұрын

@@BarbellFinancial thanks for advice man

Love to see the dividend snowball rolling and the sizable position growing SBUX... I have been working on mine as well. Excited to have just transferred over about 12K from a 401K to vanguard and that neatly puts me at 100K within the account, the moment the market swings upward, we will be over.

@pedrofoye6600

2 жыл бұрын

They say AMC is the best at the moment, But do you have an idea how well it would do? I just retired and set aside 83k to invest aggressively with mainly AMC and NIO.

@melissasmith2967

2 жыл бұрын

Awesome move. I like PG, LOW and SBUX, all very good dividend stocks!!

I am turning 27 in a few months and I’m proud to say I have 9/10 of these checked off. Only thing I need to work on is budgeting of course. However, I have a retirement started but lately it is just going down and it’s quite unsatisfying to watch. Beginning of the year it went from $35k down to around $31k

@ericaffrin6171

2 жыл бұрын

You’re 27. We are also going through a market correction possible recession. Do not panic you are so young just hold. You will see it fluctuate. But once you are at retirement age I guarantee you will have way more than your start.

I will turn 20 at the end of this month, I learned a lot from a economics class I had the fortune to have during my jr year of high school. But due to dumbassery I skipped the class a lot and didn’t pay enough attention looking back. By no means did I complete brain fart on the info as I had every single notes I had gotten from the class thinking it would be beneficial in the future (100% right), but to make a long story short I ended up losing those notes and still look for it whenever the thought comes about. You don’t know how much I appreciate you coming out here giving us this information that you honestly have no obligation to give us, that will 100% help us all as long as we keep commited to the conviction. Thanks again on keeping my blade sharp and learning new things from you as I hustle through the world like a doctor🤣 appreciate you man and take care out here!

your videos really do help

I'm a loan officer in FL. Student loans is the number 1 item that I see impacts borrowers buying power. People think that deferment helps but it doesn't when looking to purchase a home.

Best financial youtuber out there...thx Marko

Great tips and great delivery!

By far one of the best finance channels out there. I’m in my early 20s and I’m so glad I have found your channel and videos like these

Real shit Marko keep it up!

Your videos are awesome homeboy! I have watched many other videos and they don't compare to yours. I would like to see a video of what you think on people in there 40's starting this trend in savings. Im 45 now, I wasn't able to put back or educated enough in my earlier years and I raised 5 kids on my own, but been investing my money these past 4 years. Maybe this can give you some new content. Thanks for your videos! Its been helping me and I'm teaching my kids as well.

Excellent.

Happy to say at 27 I have all of these absolutely crushed 💪

@spencer_gray

2 жыл бұрын

Good for you! Keep crushing

Thanks Marko really opened my eyes

As a dietitian I got hyped when Marko nailed it with the Calories in vs Calories out!

5:49 Lost my shit 🤣 Great video !

@DDEHoodStarz

2 жыл бұрын

I died!🤣🐑🐑🐑

Marco I appreciate the straight forward video!

"Sometimes it's Southern France, sometimes it's Southern Ohio" 🤣 Great video!

awesome vid as always i think to me budgeting is good but i love automated budgets( i recommend mint)

@WhiteBoardFinance

2 жыл бұрын

Noted!

This was one of your best videos bro!

@farmas1234

2 жыл бұрын

This video should be played to every high school student before graduation. Mandatory watching lol

I am definitely interested in that asset calculator.

#10 mental and physical toughness!

@adrian3747_

2 жыл бұрын

very important

So how would we automate our $$ in step 3 if we're self-employed without a "monthly" income? It fluctuates a lot which creates a feeling of living "pay check to pay check" although it's a sum above what our expenses are. Also, been binge watching your videos man, thank you so much! ! As a 31 year old with nothing to show for retirement/savings/net worth, your videos have been super helpful!!

Marko - Whiteboard Fitness 🤣 love it

Great video! I'm 23 and appreciate videos like this so I can set my goals appropriately!

You need to do a vid of golden handcuffs. I’m in a job that pays enough to keep my house, has a pension, but is specialized and as such, the experience does not transfer well.

“But they’re still fat” killed me 🤣🤣🤣

Damn this one was good. Thankfully I’m doing all these except the buckets. I have only two

Good information myself in 30😊 helpful video

Just 29, I should document my journey because of you. So much so - you change your name channel 😂❤ I'll be back in a comment section by December 2024❤

Really great last point.

ALWAYS AWESOME bro!!! As I always say I wish you existed when I was your age! LOL! But true! Keep up the great work. Happy Easter - and someone's first Easter! Adorable! I am going to share this on my personal Fb page and my new page for dentists - PURPLE-COW-WOW! PLEASE listen to him peeps!

@WhiteBoardFinance

2 жыл бұрын

haha thank you as always for the kind words Bob! Yes it was her first Easter and it was great. Have a great week!!!

I would definitely be interested in the web app. Great video!

This could all be life changing advice if we follow it..

Interested in the app idea!

THANK You Marko Love your vedios

Marko Id like to see more content on your net worth pie criteria. Reasons for why, what and how.

Thanks Marco.

I built a finace and net worth tracker with google sheets and forms to quickly keep track of it all. really helps to know where your money goes.

I am sharing this with my adult children! Net worth calculator would be great!

Yes we need that pie tracker !

I had a 2 years of expenses saved by 24 Lmaooo. Great investing and living with parents allowed me to move out and be unemployed for that long 😅

@Acontador13

2 жыл бұрын

😧😧

You're almost at 1 million subs!!! 😱

Big up Marko!

Great video! Thanks ❤️

@WhiteBoardFinance

2 жыл бұрын

You are so welcome!

Bruh, I really enjoy watching your videos, it's like a prescription drug every time I hear people talk about outlandish ideas of how they're going to make so money by buying crypto, NFTS's, real estate etc. but are swimming in debt. Smh

Great video. Love the simple and effective real life examples!

Great sir, thank you 😊

@WhiteBoardFinance

2 жыл бұрын

All the best

can you please do the same kind of video, only for 50's instead of 30's? ("b4 50") so many videos on youtube about what to do in 20's, 30's... sometimes I feel so old and irrelevant when it comes to financials and like it's all too late for anything

Instantly thought you were hanging upside down once the video started lol... Not sure why, my brain just perceived you that way I suppose :')

What do you use to “pay” yourself first? Do you use a specific app to contribute to these different buckets you mentioned?

I'm barely 22, but I'm taking notes from ALL your videos. Cheers

@wtfbocanegra

2 жыл бұрын

I’m 25 going on 26…save up and invest now champ feels like yesterday i was 22

@Vnp99

2 жыл бұрын

@@wtfbocanegra That makes me sad.. Im 23 and dont wanna grow old. I wonder if I'll be a failure.

@victorcordero1458

2 жыл бұрын

@@Vnp99 you won't be a failure

@treyvillafranca331

2 жыл бұрын

Same here. Videos like this make me excited for the future

@Vnp99

2 жыл бұрын

@@victorcordero1458 thank you, i hope i be successful. Working towards it.

Gahdamn bro spitting facts

Yes, on the NETwork calculator. Marko, do you have a date for the launch of WBF University?

Yes a net worth tracker app would be nice just not sure if I would pay for it. However I love to get a video on how much of my net worth you recommend keeping in different asset classes like cash, stocks, crypto, real estate etc

THANK YOU FOR YOUR INFORMATIVE EXERCISES - I DO APPRECIATE ALL YOUR CONTENTS THAT YOU PUT THE WORK IN. IT HAS ADDED TONES OF VALUE TO MY LIFE. THANK YOU. IN ADDITION, WHO DO YOU FOLLOW ON TWITTER FOR INVESTING NEWS? THANK YOU.

5:50 baa baa. The sheep is what I watch your videos for Marko ❤️❤️