10 FHA Loan Down Payment TIPS AND TRICKS

Down payments don't have to be tricky! We'll cover the ins and outs of FHA loan down payments so you're ready when you need to buy.
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3) FHA Loan Requirements (2019 & 2020)
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4) FHA vs Conventional Loans
• FHA vs Conventional Loans
5) How To Buy An Investment Property With An FHA Loan (House Hacking)
• Start Investing Easily...
➡️ - GET STARTED -
🏠 Connect with a helpful LENDER in your state → www.winthehouseyoulove.com/le...
🏠 Connect with a helpful AGENT in your city → www.winthehouseyoulove.com/agent
- HELPFUL TOOLS -
✅ Max Purchase Price Calculator → www.winthehouseyoulove.com/ma...
✅ Lowest Cost Loan Calculator → www.winthehouseyoulove.com/lo...
✅ Home Buying Planner →
✅ Today’s Interest Rates → www.winthehouseyoulove.com/to...
✅ Step-By-Step Home Buying Timeline → www.winthehouseyoulove.com/ti...
✅ Student Loan Savings Calculator → www.winthehouseyoulove.com/st...
0:00 10 FHA Loan Down Payment TIPS AND TRICKS
0:12 Down payment
0:42 Two minimum down payments
6:28 Sources that FHA allows for gifts
8:42 FHA refinance to Conventional
10:54 How to get credit from a lender towards closing cost
-- Legal --
Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity

Пікірлер: 717

  • @WinTheHouseYouLove
    @WinTheHouseYouLove3 жыл бұрын

    Here's everything you need to know about FHA loans so you can make sure you don't run into any issues when you're ready to qualify → kzread.info/dash/bejne/hWGqm7yxesjcltI.html

  • @SkyLifeIND
    @SkyLifeIND4 жыл бұрын

    I’d like to compliment this guy on a few things: 1. Thank you for getting straight to the point and not wasting time in the beginning asking people to “hit that thumbs up button and be sure to subscribe”🙄🙄🙄 2. Thanks for speaking in a calm tone that is clear and breaking your knowledge down in a way people can understand and not lose attention to. 3. Awesome haircut! Very nice fade on the sides!👌🏾

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thank you so much for such kind compliments, Josh!!

  • @natashadwyer8336

    @natashadwyer8336

    4 жыл бұрын

    Yesss nice to look at, soothing to listen to and good info. I subbed.

  • @nanettematthews2264

    @nanettematthews2264

    Жыл бұрын

    His tone is soothing. Like he's speaking directly to the listener.

  • @shaundocmcgowan8836
    @shaundocmcgowan88364 жыл бұрын

    This is the best breakdown of FHA and strategy to get out of it that I've heard or read anywhere. Thank you!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Ah thank you!! That’s so kind. Thank you for watching!

  • @WinTheHouseYouLove
    @WinTheHouseYouLove4 жыл бұрын

    Timestamps for y'all: 0:48 Your credit score and minimum down payment 1:44 $100 down program 2:22 Why down payment assistance isn't good 3:24 Where does the down payment come from? 5:15 Using a loan for a down payment 6:10 Gift funds 6:29 Who can give gift funds? 8:44 FHA loan strategy you need 9:30 What you need to do if you have an FHA loan 10:40 Using FHA to pay closing costs

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    🎧 Listen To The Podcast plinkhq.com/i/1493715474 💰 7 Proven Ways To Save Thousands On Your Home www.winthehouseyoulove.com/free

  • @TrishZenCorner

    @TrishZenCorner

    4 жыл бұрын

    Are you able to request that credit if you go straight into a conventional loan?

  • @edwarddasco4792

    @edwarddasco4792

    4 жыл бұрын

    Question. Why does the lender care if you have 5K cash or not? Uhh Like it’s my money ? Why do you care. What if I deposited that before hand etc..

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Edward Dasco on riskier loans, the lender wants to make sure people have money left over to make the first payment instead of draining their bank account. If you deposit anything large, the lender has to document that it came form an acceptable source

  • @JennLobeauty

    @JennLobeauty

    4 жыл бұрын

    Is it better to start with a conventional loan if your credit score is already 720+

  • @ang5035
    @ang50354 жыл бұрын

    his voice got such a soothing, calming effect on me... I am not in the market but I just love hearing your voice!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Hahah thanks!!

  • @YoungSperm

    @YoungSperm

    4 жыл бұрын

    Win The House You Love I fell asleep lol

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    @@YoungSperm Hahah I'll be out with the asmr sleep video next 😉

  • @natashadwyer8336

    @natashadwyer8336

    4 жыл бұрын

    Wow he does lol it’s bedroom nice yet professional lol I can listen to him all day. Wonder if he has a podcast? Lol

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Natasha Dwyer hahah. All of these videos are turned into a podcast on Spotify and Apple Music and such. Search “Win The House You Love” :)

  • @Simpliyvonne
    @Simpliyvonne3 жыл бұрын

    Thank you sooooo much for this video . I am planning on buying a house because I don’t think renting makes sense for me . I had no idea you could refinance and later get a conventional loan . That literally changes everything for me . Again thank you for your knowledge 😊.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    You're welcome, I'm so glad it was helpful :)

  • @tiffanycoleman9970
    @tiffanycoleman99704 жыл бұрын

    Wow, this was the by far the best breakdown of an FHA loan down payment! Thank you so much!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    That’s so kind, thank you Tiffany :)

  • @justintrussell7739
    @justintrussell77393 жыл бұрын

    I have never watched any of your videos but it came up because I have been looking into FHA Loans. Your video is the hands-down best video on FHA loan strategy or FHA Loans. Got an instant subscribe from me for this one. I love the way your mind works and you were able to clearly explain so many things so quickly, so thank you for making this video.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Justin, you made my day!! I'm so glad this video was helpful! Thank you for watching and subscribing!

  • @dominickcacchio6730
    @dominickcacchio67303 жыл бұрын

    Thank you so much for your service here. Hopefully I can find someone as honest and knowledgeable as you in my area to help me get all that I can out of this. I especially loved how you described it being a temporary loan by trying to refinance asap. And also about getting money towards the closing costs by increasing the interest rate. Is that something most lenders will typically allow? I'm sure they won't mention it unless someone asks about it lol. Your video was empowering to me, and now I feel less intimidated and more confident about being able to pull this off. Hopefully I can find someone willing to explain more, like does the higher credit score even really matter if you still have late payments within the past 12 months. Thanks again, wishing you well from Philadelphia!

  • @nica65123
    @nica651233 жыл бұрын

    Thank you for breaking this down. you do a great job at explaining this in a simple easy to understand way.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thank you so much for watching!! :)

  • @nikasiamashvili8540
    @nikasiamashvili85403 жыл бұрын

    You make it really easy to retain the information with your clear real world scenarios !! You just gained a subscriber:)

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thank you so much for watching!! :)

  • @KCelyce
    @KCelyce4 жыл бұрын

    Your voice 😩 I can listen to you all day. Thanks for the information !

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks for watching!!

  • @MRSJP-sj6sl
    @MRSJP-sj6sl3 жыл бұрын

    thank you, you are and effective communicator. the best Ive listened to so far.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Wow thank you so so much!

  • @J.CherieAmour
    @J.CherieAmour3 жыл бұрын

    You are my new favorite. I love your calming voice and helpful breakdown. Thank you for this!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thanks for watching and for you kind words!

  • @Sherny31
    @Sherny314 жыл бұрын

    this video was the most informational video i ever seen in reference to buying a home. Thanks for the info

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks so much!! I'm glad you enjoyed it!

  • @sun2001kim
    @sun2001kim4 жыл бұрын

    I'm not in the best time of my life right now, financially and personally, and with the whole COVID-19 tragedy, I was honestly getting depressed. You videos giving me a hope and I think I will look into buying a fourplex as my first home. Really appreciate your knowledge sharing videos!!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks for your comment! I recorded a personal video reply for you: m.bixel1.net/g35imo Also, here is a great video on anxiety and COVID-19: kzread.info/dash/bejne/dpuOp7aplJzOZdY.html

  • @h.s.m1211
    @h.s.m12114 жыл бұрын

    Trying to buy my first home these are very good insights because I don't have a clue and better to know something when talking to your lender....thanks alot

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Glad it was helpful!

  • @helloamericanbabi
    @helloamericanbabi4 жыл бұрын

    I really like the worksheet along with the oral information. You're really good at explaining and easy to understand. Thank you!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks!!

  • @Augustschuller

    @Augustschuller

    4 жыл бұрын

    @@WinTheHouseYouLove I've struggled in my home buying consults using zoom etc...what is the setup to have the side by side whiteboard? Well done by the way.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    @@Augustschuller Thanks! I don't know of a way to make this setup work live, but: First, I screen record my iPad and use a drawing app called Adobe Fresco. Then, I record the video while drawing any notes on the iPad. Next, I import both the screen recording and video into Final Cut Pro. I overlay the screen recording on top of the video and sync them up so you can see me draw and talk at the same time.

  • @brandonmiller994
    @brandonmiller9944 жыл бұрын

    Very clear and through!!! Thank you for taking the time to make this!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks! Glad you enjoyed it!

  • @tomboydee3326
    @tomboydee33264 жыл бұрын

    Wow this is the best video ive seen that he actually broke it down for us to understand THANK YOU new subscriber here

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You’re welcome! Thanks for watching!

  • @ARTISTCHD1

    @ARTISTCHD1

    4 жыл бұрын

    #2 STIMULUS $1200.00: = SENATE & CONGRESS & HOUSE OF REPRESENTATIVES: Step down and aside, from official politicized powers; herein, THE UNITED STATES FOR AMERICA OF NORTH USA. Really resign requiring remorse- regrets - repentance righteously + reciprocal restitution. The U.S. Certified Citizens collectively, comprising cosmetic coloration complexions commandeer co-creating + controlling "climate change" and courageously cleansing cultural customs and correcting crooked corporation companies, capital cash currency commerce = $$$

  • @REI-20244
    @REI-202443 жыл бұрын

    Wow! Amazing! You answered all my questions with this video. I’m actually house searching now. I got pre approved for an FHA loan. This video is exactly my situation. Thank you so much for your information. It’s really helping.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad it was helpful! Thanks for the support. :)

  • @MaggyDreamer47
    @MaggyDreamer473 жыл бұрын

    I’m currently looking to buy a house and I was looking into down payment assistance for mostly closing costs but this strategy makes so much sense! I wasn’t thinking long term and you completely changed my game plan in such a positive way!! Thank you!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Go for it! Best of luck!

  • @flogol4645
    @flogol46454 жыл бұрын

    You are truly a Blessing for those who are doing their homebuying research 🙏. Thanks for not wasting time and getting to the point. I am in the process of starting my homebuying adventure and searching for true, honest and keeping it real information. You are the best. Hope I can reach out for more questions to you!thanks again for sharing 😊.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You are very welcome!

  • @zoewimmers9330

    @zoewimmers9330

    4 жыл бұрын

    Great point about the gift funds.

  • @mrmagorium12
    @mrmagorium124 жыл бұрын

    Been looking for a HUD REO home on the HUD HomeStore. $100 down is incredible! Going to pair that with the 203k option and refi 12 months later. IRR is going to be JUICY!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Awesome!! Best of luck!

  • @NelaP1
    @NelaP13 жыл бұрын

    Great video. You answered so many questions I didn’t even know I needed answers to...

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    I'm so glad to hear it was helpful!!

  • @priscillaaviles9626
    @priscillaaviles96263 жыл бұрын

    Thank you this really helped me understand more about FHA loans and DPA which I rather not move forward with. I'm glad you broke it down regarding the FHA loan to Conventional loan. We are in the process of buying but we are taking our time. Thanks again!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    I hope I'll be able to help you more prepare for your loan. Thank you so much for watching.

  • @jonny82611
    @jonny826114 жыл бұрын

    Im thankful for this video 😁 helped me see FHA loans a different way

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Wonderful, I'm so glad to hear!

  • @ac2561
    @ac25614 жыл бұрын

    Thanks for the video, got some refresh knowledge and learned a few new things, like, I didn't know you can use the loan to cover closing and the mip info and to think long term to use FHA as a stepping stone , great info and to the point thanks man

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    I'm so glad to hear! Thanks for watching!! Be well, Kyle www.winthehouseyoulove.com/

  • @presidentialdre244
    @presidentialdre2444 жыл бұрын

    Bro this is UNREAL HELPFUL! Wow brother keep dropping 💎’s.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks! Will do!

  • @Lauren-kr5rq
    @Lauren-kr5rq3 жыл бұрын

    Wow! Thank you so much for this breakdown! I have been trying to get this information for the last year and not one lender has broken this down for me. Now that I know this, I will definitely look for an FHA approved lender and direct ask for the 5% down and the credit for the closing cost. That is genius and a very great tip! Your advice is highly appreciated.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad to help! Just to clarify, you’d still only put 3.5% down, but you’ll be asking for a higher interest rate than normal to receive a lender credit towards closing costs. In this video, I used a 5% interest rate as an example :)

  • @Lauren-kr5rq

    @Lauren-kr5rq

    3 жыл бұрын

    @@WinTheHouseYouLove noted.

  • @Lauren-kr5rq

    @Lauren-kr5rq

    3 жыл бұрын

    @@WinTheHouseYouLove btw.. love your voice 🙂just saying.

  • @amandatex1306
    @amandatex13064 жыл бұрын

    Really, the best video out there, hands down. yYu must have been a teacher in another life. You explained everything in a way that I understood, and I feel more confident now when dealing with my mortgage broker. I loved the idea about higher interest rate, to switch over to conventional. This is something not taught!! Ty

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks so much! I'm glad it was helpful :)

  • @Dr2009king
    @Dr2009king4 жыл бұрын

    Kyle your channel is super valuable, you deserve more subscribers buddy!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks so much! I'm just blown away by 14k honestly

  • @GigiGaskaite
    @GigiGaskaite4 жыл бұрын

    As a Real estate agent I want to thank you for brining so useful information about differnet loans and educating people , it is so important! 🙏🏻👍🏻👌🏻

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks for watching! Keep up the good work on your channel!

  • @HumbleBeginningSeven
    @HumbleBeginningSeven4 жыл бұрын

    Wow i am a week to late for this video😣 you've explained everything clearly. I wish i had this advise sooner!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Better late than never! :)

  • @Dahmaduty
    @Dahmaduty4 жыл бұрын

    Thank you!! You explain this in such an easy way to understand. Excellent!!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You're welcome! Thanks for watching, Amy!!! Kyle Seagraves → winthehouseyoulove.com

  • @Dahmaduty

    @Dahmaduty

    4 жыл бұрын

    @@WinTheHouseYouLove My pleasure!!

  • @TysShoeDesign
    @TysShoeDesign4 жыл бұрын

    awesome advice as usual. thank you!!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks!! How’s your content creation coming along?

  • @ltlyouwant5214
    @ltlyouwant52143 жыл бұрын

    THIS IS WHAT IVE BEEN LOOKING FOR AS A NEW LO!!! Need more videos like this! I feel like an expert already.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    So glad to help!

  • @tbott4510
    @tbott45104 жыл бұрын

    New subscriber. Very good info! Thank you so much!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Awesome! Thank you!

  • @diddysmom9868
    @diddysmom98684 жыл бұрын

    Sir you are very prepared very clear and to the point quite helpful.Thank you And you have nice hands👍

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks so much! And thank you for watching!

  • @Em_Dee_Aitch
    @Em_Dee_Aitch3 жыл бұрын

    This is fantastic! I thought we were years from home ownership. We can do this NOW!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Incredible! I'm so glad to hear it was helpful!!

  • @justbefunny4592
    @justbefunny45924 жыл бұрын

    Just started process of getting FHA loan, your video helped me more. Thank you

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Glad it helped!

  • @lisamarie4470
    @lisamarie44703 жыл бұрын

    Love the useful information, the soothing voice is a plus!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad it was helpful! And thanks!

  • @evelynvega1730

    @evelynvega1730

    3 жыл бұрын

    Is the mike only the mike.

  • @dendrxxoliver2712
    @dendrxxoliver27124 жыл бұрын

    Hey thank you for the helpful information. I never considered taking a higher finance charge to help out with the up front closing fees.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You're welcome! I'm glad to offer something to keep in your back pocket

  • @kamilsultan1637
    @kamilsultan16374 жыл бұрын

    Never heard about interest rate vs credit from any other KZreadr or article. Thinking ahead could really save thousands!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Absolutely!

  • @beerdividends
    @beerdividends4 жыл бұрын

    Thank you bro, great video!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Glad you liked it!

  • @JeanDagobert
    @JeanDagobert4 жыл бұрын

    Thank you for getting into the meet and the bones of FHA!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You bet! Thanks for watching!

  • @LifeWithTeriYae
    @LifeWithTeriYae4 жыл бұрын

    This was a very helpful video, thank you!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks! You’re very welcome :)

  • @elazims
    @elazims4 жыл бұрын

    Great content! Subscribed keep it up bro

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Wow thank you!! And thank you so much for watching! - Kyle Seagraves winthehouseyoulove.com

  • @candymanAM
    @candymanAM3 жыл бұрын

    Great video man didn't give many opinions just straight facts love to see it.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thanks for watching!

  • @bryceshorter3214
    @bryceshorter32143 жыл бұрын

    Thanks alot! Explained wonderfully!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    You're welcome! I'm glad it was helpful!

  • @kailashsaravanan8551
    @kailashsaravanan85513 жыл бұрын

    Valuable content right here. Thank you!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad it was helpful!

  • @alexanderherrera7961
    @alexanderherrera79614 жыл бұрын

    To the point. Great content!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thank you!

  • @bigcryptid448
    @bigcryptid4483 жыл бұрын

    Very informative! You got yourself another subscriber

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Awesome, thank you!

  • @izeilasaldivar9525
    @izeilasaldivar95254 жыл бұрын

    This was super helpful. I was about to try fir an FHA loan in September but then the lockdown happened so I lost my job :( hopefully I can get back on track in 2 years cuz I really want this. I'm gonna a share this. Ideo with my friends cuz they are also interested in buying homes but don't know where to start.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Ah that's a bummer, sorry to hear that! You will only need to be back at a new job for about a month, not 2 years.

  • @diamonda.parsons8928
    @diamonda.parsons89284 жыл бұрын

    Thank you! Great video 😁

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Glad you liked it!

  • @ralphlongmore5194
    @ralphlongmore51944 жыл бұрын

    just subscribed great info thank you

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks for watching!!

  • @shonyross410
    @shonyross4103 жыл бұрын

    I appreciate you very much for your content! Thank you ‼️

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thank you so much for watching!! :)

  • @GarciaonlyJesus
    @GarciaonlyJesus3 жыл бұрын

    Plus thank you for your tips!!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad you like them!

  • @bejonnelson1669
    @bejonnelson16694 жыл бұрын

    I just started watching your videos and I have to say that the information provided in them is top of the line!! But I also would like to ask you to consider starting a ASMR KZread channel😅you have a soothing demeanor

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks so much!! Hahah I've had a few people say that, maybe I will! Kyle Seagraves → winthehouseyoulove.com

  • @twingzable
    @twingzable4 жыл бұрын

    Great info! thank you

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Glad you enjoyed it!

  • @margehernandez9220
    @margehernandez92203 жыл бұрын

    Thank you s much for your schooling. I’m planning on buying a condo and I will be using an FHA loan. I have a great credit score so I hope that helps me.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Best of luck!

  • @GraphyteTV
    @GraphyteTV3 жыл бұрын

    Thanks for this. I’m looking to buy next year

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad I could help!

  • @kimnied7023
    @kimnied70234 жыл бұрын

    Very helpful! Thank you!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Glad it was helpful!

  • @GreysonDrummonds
    @GreysonDrummonds3 жыл бұрын

    Such an amazing video! Very detailed. As a training MLO, this helps me learn if I have missed anything in my education. What type of camera or video device do you use for your videos? I will be doing KZread videos soon, and really like the clarity of your videos. Thanks again! Grey

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Hi! Thank you! I'm using a Sony a7 III. Best of luck!

  • @karinaalvarez5716
    @karinaalvarez57164 жыл бұрын

    I just Want to thank you SO SO MUCH! My "Loan Officer" wasted a whole 3 months of my life just recently and NEVER took the time to sit down with me and my husband to break this whole FHA loan down! This makes so much more sense to me now! This whole thing is actually pretty confusing when you're a first time home buyer!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You're very welcome! I'm glad you have a solid understanding of the program :)

  • @solp5998

    @solp5998

    3 жыл бұрын

    My lender is the same way 😩

  • @yasialelopez1160
    @yasialelopez11603 жыл бұрын

    Great video. The way you explained things. 👍🏼👍🏼👍🏼Can you elaborate on the credit towards the closing cost? Thank you.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thanks for watching! A credit reduces closing costs.

  • @maddenconnor6113
    @maddenconnor61134 жыл бұрын

    Thanks for information!!!!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You're welcome, thanks for watching! - Kyle Seagraves winthehouseyoulove.com

  • @briancushley4182
    @briancushley41823 жыл бұрын

    Great information your giving.Thankyou

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad it was helpful!

  • @tinac2254
    @tinac22543 жыл бұрын

    thank you very clean and easy to understand

  • @tinac2254

    @tinac2254

    3 жыл бұрын

    i listened to like 7-8 of your videos today. Now i cant find the one where you suggested the books by someone named dave Ramsey? is that posted somewhere?

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    You're welcome! Total Money Makeover is a great book to start with as an introduction to Dave Ramsey :)

  • @robertcornelisse8664
    @robertcornelisse86644 жыл бұрын

    I been studying fha for the last 2 years. I knew 75% of what you explained in this video...thank you so much for the 25% i didn't know. This video is gold. My wife and i want to buy a house with a fha203k. We found out it's really complex to buy a house.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    That's awesome! You have a great head start!!

  • @justintrussell7739

    @justintrussell7739

    3 жыл бұрын

    Make sure you have additional funds, to finance the renovations, at the start. The lenders want to see progress before they will shell out that 50 k.

  • @brandirobinson3276
    @brandirobinson32763 жыл бұрын

    Broke it down like abc. Thank you

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad it helped!

  • @vickylanding2830
    @vickylanding28304 жыл бұрын

    Thanks for sharing wow very much helpful you cover one of the most important questions that I was very much concerned aboutI'm a first-time home buyer and I'm waiting on settlement 🙏 so I know that I could prove with the letter to the underwriter the reason for this large amount of money due to a medical law suit thanks again 😁

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You're very welcome! A settlement with letter of explanation and documentation is perfect for documenting that large amount :)

  • @StayTrue3291
    @StayTrue32913 жыл бұрын

    Thanks for the amazing info

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    You're welcome, thanks for watching!

  • @CieloJanet
    @CieloJanet4 жыл бұрын

    WOW you are too cool. Thank you for being so informative & involved with your viewers! Means more than you know. What are all the social media handles we can follow you at? Or is it just your website?

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks! I'm glad to help! Right now, I don't have social media. Maybe in the future :)

  • @solmarymedina3546
    @solmarymedina35464 жыл бұрын

    It’s like ASMR😫🤤 but thank you for your explanation!!🙌🏽

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Haha! You're welcome!

  • @Kan-dj7qd
    @Kan-dj7qd4 жыл бұрын

    My brother thank you so much for your channel. The biggest mistake mistake ive made in the last 4-5 years is not getting a head start on any of this stuff.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You're welcome, thanks for watching!!

  • @michaelhewitt1986
    @michaelhewitt19864 жыл бұрын

    Thanks first time watching your channel

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks for watching!

  • @williamcampbell2001
    @williamcampbell20014 жыл бұрын

    Awesome work bro

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thank you!!

  • @jerryt4053
    @jerryt40534 жыл бұрын

    Thank you that was really understandable. From Fontana ca 👍🏽

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Glad it was helpful!

  • @brandonlovestech454
    @brandonlovestech4544 жыл бұрын

    You sir are a godsend!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Glad to help!

  • @rararush9282
    @rararush92824 жыл бұрын

    Great advice

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks for watching!

  • @aralnoelsaint
    @aralnoelsaint3 жыл бұрын

    Waw!! Very useful information thanks for the info

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad it was helpful!

  • @danielavasquez5317
    @danielavasquez53173 жыл бұрын

    Loved the entire video! Thank you so much for the information! But I have a couple questions. Do you think it would is still be beneficial to go for the higher rate if it will be a persons first home purchase? I am planning on applying with some family as non-occupant co-borrowers and refinancing later. I don’t have much credit history so I was wondering if it take longer to be approved for refinancing? Sorry I am not really sure how this all works and am still learning as I go

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    I'm glad you liked it! I think it could be worth it. You'll need to wait at least 6 months to refinance :)

  • @AVOfutbol
    @AVOfutbol3 жыл бұрын

    Nice tips on taking a higher interest rate in order to get credit to pay closing costs. Thank you!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thank you so much for watching!! :)

  • @TeeaLynn
    @TeeaLynn4 жыл бұрын

    New subbie!! You’re amazing.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Yay! Thanks for watching!!!

  • @malanesandoval4185

    @malanesandoval4185

    4 жыл бұрын

    Can you buy a house with 4,000 down payment and excellent credit ?

  • @malanesandoval4185

    @malanesandoval4185

    4 жыл бұрын

    What mortgage company is good in las Vegas?

  • @SuperJfuzz
    @SuperJfuzz3 жыл бұрын

    I really like this iPad and speaking concept

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thanks! Me too!

  • @Silverlane.
    @Silverlane. Жыл бұрын

    Thank you Kyle

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    Жыл бұрын

    My pleasure! Thanks for watching. :)

  • @monicavalentine4305
    @monicavalentine43054 жыл бұрын

    Great video!! really informative & helpful. Hoping to buy land at some point with an FHA, I wonder how they determine loans with a unbuilt lot? If I were to build a house, etc. would they (lenders) be willing to finance that?

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Good question! You'd be looking at an FHA One Time Close loan. This is where you finance the purchase of land and loan in at the same time in the same loan.

  • @provlic5732
    @provlic57322 жыл бұрын

    Great video

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    2 жыл бұрын

    Thanks for the visit. :)

  • @grantham20061
    @grantham200613 жыл бұрын

    Love your channel sending it to all my boys

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thank you so much for watching!! :)

  • @moniquebrown6908
    @moniquebrown69083 жыл бұрын

    This was so informative. I’m in this process right now and can only qualify for an FHA loan but at least now I know what I need to do to refinance with a conventional loan

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    I'm so glad it was helpful!

  • @Jj-uw3ck
    @Jj-uw3ck4 жыл бұрын

    Hey thanks so much for the info. I wanted to what lender do you feel is awesome to work with for this type of loan.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You're welcome! I can recommend a broker. Go ahead and fill out this form and I can connect you: www.winthehouseyoulove.com/referral

  • @dortuno
    @dortuno3 жыл бұрын

    very well spoken.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad you think so! Thanks for watching!

  • @anthonyneblina
    @anthonyneblina4 жыл бұрын

    Great video and content! Can I ask what application you are using to take notes on your iPad and mirror onto your computer screen? Thank you! :)

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thanks! First, I screen record my iPad and use a drawing app called Adobe Fresco. Then, I record the video while drawing any notes on the iPad. Next, I import both the screen recording and video into Final Cut Pro. I overlay the screen recording on top of the video and sync them up so you can see me draw and talk at the same time.

  • @LisadeKramer
    @LisadeKramer4 жыл бұрын

    As a seasoned loan officer, I think you did a very fine job on explaining this program. Many loan officers do not even understand FHA and never offer it as an alternative.

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    Thank you so so much! It's amazing how many lenders don't understand FHA. FHA is about half of our loans here in Ohio

  • @ARTISTCHD1

    @ARTISTCHD1

    4 жыл бұрын

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  • @roxiepugh8445
    @roxiepugh84454 жыл бұрын

    Thank you for the great video! Have you heard of anyone using a FHA loan to buy a home at an auction?

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    You're welcome, and thanks for watching! Usually, it's very difficult to purchase at an auction with any type of loan because the auction usually doesn't let people have a 30-day closing process or appraisal. Kyle Seagraves → winthehouseyoulove.com

  • @mhart94
    @mhart943 жыл бұрын

    This helped a lot. We needed just another $1000. Got a secured title loan on our car. Paid the DP. Then paid the loan off in 2 months!

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Glad to help!

  • @LottyhanzFamilyties
    @LottyhanzFamilyties3 жыл бұрын

    Best breakdown by far 💯

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    3 жыл бұрын

    Thanks!!

  • @lauriekepaa8464
    @lauriekepaa8464 Жыл бұрын

    Thank you sir very informational

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    Жыл бұрын

    So nice of you. Thanks for watching. :)

  • @edwinrojas9863
    @edwinrojas98634 жыл бұрын

    Hi, your videos are great very informative. I am a first time buyer in NY, NYC to be exact any info or tips on where to start? Or any video you have to guide me. Please and thank you

  • @WinTheHouseYouLove

    @WinTheHouseYouLove

    4 жыл бұрын

    kzread.info/dash/bejne/p56XmZlwZbaqdc4.html