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@phku17

2 ай бұрын

not for people who aren't US citizen and dont have a US local bank a/c right?

@BusinessWithBrian

2 ай бұрын

​@@phku17Because it is a US based option within Amazon's FBA, you must be a US resident in the US.

@huanglynn

Ай бұрын

Just LOVE your videos. You are teaching us so many things. Of course we will do our own research, however your suggestions on your videos stamps trust for us. We will look into Limits Express. Just to confirm are you saying you are earning approximately $10,000 a month from them? May I ask how much was your investment you put in? Thank you again for all your videos.👍🙌🙌

@BusinessWithBrian

Ай бұрын

​@huanglynn thanks for the questions and comments.

@BusinessWithBrian

Ай бұрын

​@huanglynn as for limits express, they are a paid sponsor, and I can't personally recommend it since it does carry risk, like any investment. My results have been a 14% margin on my investment in my first month. Once my original investment is paid back to me, then my monthly margin will drop to about 8-10%. But since I am in the middle of month 2, I will give more updates.

You say you werent handed anything but being able to live rent free until the age of 32 is a pretty massive handout.

@lifeofsui3864

8 күн бұрын

wasn't handed anything but tens of thousands of dollars lol

@kclmnop4372

8 күн бұрын

@@lifeofsui3864 a small load of one million dollars

Just started investing. As a 65yr old I may not have many years left to grow my account, but I figure better late than never. Thank you for your service.

@HeyMikeyLikesIt2

9 күн бұрын

@@gildamolinar5155 started at 52, I’m handing it off to my son…… hopefully his generation will start generational wealth.

Im in a postion where i live five minutes away from work, my living costs are extremely low and i make a little over 50k a year. Im very frugile and drive a 23 year old car. Im pretty much throwing 90% of my earnings into my portfolio at the moment. Mostly dividend stocks with proven track records with a dividend yield rate at no less than 5.50%. I believe i can get to that 100k portfolio in no time if i just stay the course. I have a couple of high risk assets that ive invested in as well, if that pays off ill get that 100k alot faster. We'll see. Lol.. Good luck to my investment brothers and sisters out there. Take the emotion out of it, and you're set!!!

Keep up the great work. I believe that if no one is criticizing you, you're not making a difference or sharing anything worthwhile for us to understand.

I often wonder how top level investors are able to become millionaires by investing. Just made a home sale and I’ve been sitting on about $545K equity, not sure where to go from here. Is it a good time to buy into stocks or do I stay 100% cash?

@arlenehill4ril

Ай бұрын

the stock market this year is at an all time high and a good number of folks raking in huge 6 figure gains, tho such strategies are most times successfully executed by folks with in-depth market knowledge

@LupeBaptista

Ай бұрын

Thank you for the lead. I just searched Karen by her full name and easily spotted her profile, no sweat. I have sent her an email, hoping she gets back to me soon.

@allamericanwalker6417

Ай бұрын

never stay 100 percent cash bro ive always been a conservative person i like cash so i would say keep about 125k in cash high yield and invest the other amouint bc no emergency is probably gonna be more than 50-75k let alone 125k

@danimalcrackers1224

26 күн бұрын

@@arlenehill4rilthanks brother I didn’t see anything about Karen but now I’m going to call her house and hang out. Maybe a bbq 🍖 or a movie night. She’s already blocked me and my two or three numbers but thankfully my cousin mark works at boost mobile, so basically she can’t hide from us😊 I’m ready to catch her and get some dividends payed for me and the family. 😮 🎉

@babyprince84uk

14 күн бұрын

@@LupeBaptista scam?

I drive a 15 year old car, I have not moved house and have paid it off. I have no debt and I have always been frugal; buy non-brand clothes and simple things like that and I have saved a few millions. I also got rid of student debt as fast as I could, when I started working I even gave people lifts to work and they paid, I paid all of this into my loans. You can do it, just live a simple life and save guys. Never have debt if you can at all. Just do it.

@BusinessWithBrian

Ай бұрын

Love your comment. Thanks for sharing.

@LetsGo6009

Ай бұрын

Exaxtly. Just do it.

@user-nn4er5wn5h

18 күн бұрын

Are you spending more now?

@user-zb9en4wf9y

8 күн бұрын

Even with that, similar to my own situation, tough to do on 40-50 k a year. But this guy is obviously a god of finance and is loved by his peers so I must bow down

I just sent this video to my daughter in college. Excellent roadmap to financial independence.

@BusinessWithBrian

2 ай бұрын

Thanks for sharing!

thanks for sharing. in your list your after HSA, I see chosen taxable investment account for ETF/Stocks any reason you would not have chosen tax-advantage Roth (direct/backdoor) in that place before taking taxable account please ?

36 years old. Got to the $100K mark but made some bad choices such as focusing to much on Dividneds and not max my employer match accounts. Now the focus has shifted to max my tax efficiency and just pump funds into 2 market linked ETFS with global exposure and S&P500. I feel like Im on my way to my first million and try and get to $3 million and retire in 20 years (at age 56). I might not do it by then but I think its a good goal and financial structure to live by. Aslo make sure to have a 6 month emergency fund earning a decent return without any risk (getting 5% on $25K).

From paying for day care and college, to managing mortgage payments. I'm approaching retirement yet inflation is getting worse. How can I generate more income to retire with at least $3m for long term care? I have about 750k in savings.

@JeffWilliamfick

Ай бұрын

My success was largely based off of a single, simple approach (portfolio Management) but remember, investing is a journey, not a sprint - take your time, stay patient, and stay focused on your long-term goals.

@KimberlyFlores-kr1bz

Ай бұрын

think you could suggest any professional/advisors i can get in touch with? i'm in dire need of proper portfolio allocation

@EdwinBoettcher

Ай бұрын

My CFA, "becky lou gordon," she a well-known figure in her field. I recommend doing more research on her credentials. She has extensive experience and is an invaluable resource for anyone.

@user-zb9en4wf9y

8 күн бұрын

You have too make enough where the money market can see you through, have a near novel skillset or get over on people... The end

this was a great video. just real information, concise points to implement right away. thanks. I enjoyed this video ans intrigued by what your other videos have to offer.

Loved this video and how you shared your story. The first $100k is a goal of mine almost there I can taste it😆

Hello Brian, I really enjoy your channel. It has really increased my knowledge base about investing. Will you keep us updated about your limits express investment? It almost seems to go to be true 😅

Hi , Can you suggust stocks or funds which will not fall (or rise) during market fall ?

Thank you for your video. It’s my favorite, and I share your point. Did you think 100,000 usd from Charlie is now 200,000 with the inflation since 90’s. For myself I do one mistake, I’ve begun in real estate. But now it’ s in portfolio, ETF.

Just found out my company 401k has an option for self directed investment (PCRA) with Charles Schwab. I am wondering if it is a good idea to transfer my 401k to this PCRA?

Love the story. I'm glad it all worked out for you. The key was you put in the work and developed a plan based on what you had learned. You took the bull by the horns I would say. People have to realize there is always risk, but knowledge and effort usually pay off in the end. Cheers!

@BusinessWithBrian

15 күн бұрын

Yes! Thank you! Some people overlook the power of "the plan" and sticking to it. Overall, it isn't easy to do, but to get the best result, it takes a lot of work.

Getting a job change with 100% increase in pay is pretty much impossible as a truck driver

@the_atomic_punk487

17 күн бұрын

@@danielsmith7856 go to ups if you have cdl

Thank you so much for your insight into making your first 100K. So much appreciated 🙏🏽

@BusinessWithBrian

Күн бұрын

You are so welcome!

Great video! Started investing late at age 30 as well. My budget has been made and I’m able to max out my Roth every year and I invest 700 a week into a taxable account only making 80k a year. I’m definitely living the 100 to 100 mindset. Unfortunately I’m at the top of my employment ladder now so I don’t think I’ll ever be able to do more than mentioned above. Working on side hustles next.

This might be your best video yet. Thank you so much for the great information and keep up the good work!

@BusinessWithBrian

2 ай бұрын

Wow, thanks! I greatly appreciate your vote of confidence and kind words

Another Great Video!... Simple and straight to the point. Can you share what bonds did you invest during the recession period?

I remember 2008 I took my 401k money and was collecting a measly $5 a day on jt because I saw the crash coming. I warned many of my coworkers and they ignored me. Many was telling me how rich they were getting. The stories that followed were heartbreaking! I sold all those houses for rent and the markets crashed. I was debt free and needed a cheap house. Got a fixer upper since the bank went with the other one. Quit my job and took the pension and 401k money. Didn’t quite get the $100k but 93,000 was close enough after the taxes. Everyone situation is different but time and chance is what we have. I took the chance and in time life has given its rewards! I thank the Most High for all his blessings upon me and my family.

@BusinessWithBrian

Ай бұрын

You're right, everyone situation is different. I'm happy to hear that you managed the recession well. And you're right again that many people lost a lot in that situation. Thank you again for sharing your experience

@TheMAC0876

Ай бұрын

@@BusinessWithBrian Your welcome and thanks for the video very informative

@don951

16 күн бұрын

They only lost if they sold and didn't reinvest for the ride up. Even just holding they would be doing great. People do it to themselves. The market always goes up over time. The people that lose always sound like victims when in reality they made bad decisions. Market downturns are an opportunity. Cheers!

Is this 100K in one investment vehicle or can it be spread through 3 investment vehicles, I have 167K invested but not in one place.

Excellent explanation, and this is what I will recommend for friends to watch. Anyone with this discipline can aquire millions. Thanks for what you do.

@BusinessWithBrian

2 ай бұрын

Much appreciated!

Are you from Idaho by chance? You mentioned the Cabarton and I instantly recognised that as popular destination just outside Boise! Great content :)

Great video. How can you have saved so much in this short period of time considering that there is a limit to yearly contribution amounts into a 401k? Thanks!

@BusinessWithBrian

2 ай бұрын

After the 401K and HSA, I put all other funds in a taxable account. I was buying stock and etf in my taxed account. Which was a must for retiring young.

Amazing content.Thank you.❤

@BusinessWithBrian

Ай бұрын

Thank you too!

Thank you.

@BusinessWithBrian

2 ай бұрын

Welcome!

How likely is a recession in this or next year?

Amazing content ❤

@BusinessWithBrian

2 ай бұрын

Thank you, I appreciate it

Ya but how long before the 08 crash did you move your funds to all bonds? I know time in the market beats timing the market. But with the current putlook, im considering moving to bonds temporarily. But i also dont want to do it too soon or too late

@BusinessWithBrian

8 күн бұрын

Timing the market is not realistic. I took a huge risk in 2007. My house value was falling, and i was overly protecrive of my 401k.

How about INTC? Excited to see you talk about this company! Thanks for all your content!

@BusinessWithBrian

2 ай бұрын

Thanks for the preemptive comment. I'm traveling for the next week, but I plan to have INTC on my short list. Thanks for the comment

@striperkid

2 ай бұрын

INTC recently purchased a $350 million dollar lithography machine from ASML. Looks like they'll be in the chip making business for awhile. With the unsettling in Taiwan (China threatening to invade), it may be a good idea to invest in an American chip maker.

@leonardovargas4752

2 ай бұрын

@@striperkid , thanks for the inputs!

@user-zb9en4wf9y

8 күн бұрын

How about CLS, SGH or PLTR

If I get a pay raise , I live like I got a pay cut…

Is that 100k in one bucket or can it be spread out to take advantage of the compound interest

@BusinessWithBrian

Ай бұрын

Sorry if it wasn't overtly obvious in the video, mine was spread out across 401K tax advantage accounts, Roth accounts, and taxable accounts such as a stock exchange like Robin Hood or things like that.

saving money is good advise. timing the market... not so good for most people.

Good move to move your funds to bonds fund. Could you have kept it on ETF (eg. S&P 500) during 2008? Market always goes up, wondering if it would have tripled your investments and that would have been another calculated risk.

@BusinessWithBrian

Ай бұрын

You're absolutely right, I could have helped a great deal. Unfortunately my 401k at the time did not offer the option.

The Roth IRA is also a great tool that gets over looked. One of the best moves I made was converting my 401k to a Roth during 2020. The "tax free recovery" was totally worth it. Good to know options to take during recessions.

@striperkid

2 ай бұрын

@adammotter If you don't mind my asking, how much did you convert to Roth? How much was the tax implications ?

@adammotter

2 ай бұрын

@@striperkid At the time it was about $21.7k at the time of conversion, so I had to add that to my income for the year. 2020 was so messed up even with an "essential job" it still landed me in my normal tax bracket.

@striperkid

2 ай бұрын

@@adammotter oh, and another thing......the tax brackets are slated to change after 2025. My guess is, it's not going to be beneficial to us "middle class" folks.

@adammotter

2 ай бұрын

@@striperkid I'm with you there. I only make $42k presently. I just knew my situation was a good chance to embrace the suck of the tax hit now in favor of the long game benefit. I definitely am not one that has to utilize the back door Roth strategy.

@striperkid

2 ай бұрын

@@adammotter keep plugging away man, you're on a good track. Good luck to you.

This start off so well. And I like your vibe. It’s casual and familiar. However: 99% of people did not defend their investments and got slaughtered like the rest… so how then do you perform if you’re like most people? 2) for a lot of us now, we don’t work for a W2. We are 1099 Misc income and would like to know how to makeup for a company match. Can you address? Thanks!

While you got average people working like 50 years now just to earn a million. You got these people investing a part of their salary into a stock or etf then having 1m after 10-20yrs but you also got people putting 1k into a rondom coin then suddenly turning into multi millionaires

Hi Brian, are u still buying NVDIA?

@BusinessWithBrian

2 ай бұрын

Yes I am. I'm playing a long game of cost value averaging. I buy much less now than a year ago.

Systems over goals

Thanks for sharing your story! God bless you

@BusinessWithBrian

Ай бұрын

My pleasure, thanks so much for the comment

excellent video. Do you have a video how you were able to time the market in 2008? It will be interesting to know what are the warning signs that the market will go downhill

@don951

16 күн бұрын

The key is to follow the markets and the economy. You have to learn to distinguish what is real from the typical political nonsense. Not all downturns give you a lot of advance warning, for instance the 2020 recession hit hard and fast. However, the 2008 recession really started in 2006. There were plenty of signs for those that were paying attention -- housing prices fell. Then subprime mortgages started defaulting -- banks that had bought up those loans started losing. The damage was spreading. Finally the stock market crashed in 2008, but a lot took place leading up to that point. Also, while not a recession... when the Fed announced they would be raising rates to slow the economy in 2022, they were telling everyone the stock market would be coming down. It was by design and still many were caught off guard by the market decline. Most people just don't understand the basics of how the economy and markets work. So learning and paying attention will give you the best chance IMO. Cheers!

@mervynman6303

16 күн бұрын

@@don951 Thanks man, I like the examples and ideas you have. I did not invest until 2023 so I do not have a good idea what people thought in 2008 or 2020 or 2022 about the stock market. Now I follow relevant news a lot, hopefully there is some indicators prior to the next crash. It will be funny if it hits this year though as I do not see any warning signs at all with my current level of knowledge. Cheers!

lol why didn’t we think of that. Just get 40-100% raises every two years and max out your 401k, Roth , and HSA. Yeah I mean I even have a job where I make over $30/hour and can work unlimited overtime , and it’s still not that easy. I went from 0 to 32k in two years in 401k, but it’s not that easy . Realistically you can make a million in 15-20 years , making only about 100k but it’s going to take having absolutely no debt except a mortgage and giving up almost everything in life besides the absolute minimum you need to survive

🔥🔥🔥🔥So dope🔥🔥🔥🔥

Now that bitcoin etf is approved, What is the best strategy to enter crypto trading for someone with more or less than $5,000 to invest?

@hamzakorkmaz01

2 ай бұрын

You can look for major altcoins with average risk-good gains or bitcoin with low risk-moderate gains. I dont recommend etf because there is 20 percent tax when u sell.

I wanted to grow a non retirement account (brokerage acct) to $100k and it took me 28 months to do so. I'm at $110k now and looking to get to that million dollar mark. My ultimate goal is to have a million dollar dividend portfolio. As for my retirement account, I'm just piling in as much since it was started many moons ago.

@BusinessWithBrian

2 ай бұрын

That's incredible! You're going to blow my results out of the water.

@striperkid

2 ай бұрын

@@BusinessWithBrian eh, probably finish equally. I'm a little older than you. I do like that your side hustle is photography.....so is mine. I commented a few months ago on your Delicate Arch photo. We should shoot together sometime and talk about investing....lol. Keep up the good work bro.

What do you mean when you say you "moved" all your funds from stocks to bonds? Sold them off and reinvested into bonds.? (causing a tax event)

@BusinessWithBrian

Ай бұрын

It was all in my tax advantage 401k

@makaiokalahama

Ай бұрын

@@BusinessWithBrian I still don't understand what's meant by "moved" the funds, exactly... I may just not be understanding?

@BusinessWithBrian

Ай бұрын

I'm not sure how versed you are with 401ks. But you can rebalance and restructure your 401k at any time. And that's exactly what I did. I moved everything from my stocks to bonds

@makaiokalahama

Ай бұрын

@@BusinessWithBrian I had no idea you could do that. I will be starting a 401k soon next month at a new job.

Actually good advises but bit for US market and not global watchers.

@BusinessWithBrian

Ай бұрын

I completely understand that. Thank you for your comment

100k in 2 years?.. that's a huge salary

100% salary increases sure helps.

@BusinessWithBrian

Күн бұрын

It does, and it is doable. I did it again in retirement from just my side hustles and in 1/4 of the time.

I even lived of cheap microwave meals for a year as I wanted to put every spare £1 into my first 100k. Once you get past that first 100k, the next 100k is much easier, and the next 200k easier again.

@BusinessWithBrian

Ай бұрын

That's great to hear. I agree that Living Well beneath your means to hit that first 100,000 is pretty painful. But it's very satisfying to see it grow and compound after that. Good on you!

6:08 I'm retired military on Tricare...do I need an HSA? Please do a video.

@BusinessWithBrian

2 ай бұрын

The good news is that if you're fully retired with the full medical benefits at va, then you don't have to worry about a high deductible Medical plan. The downside is that since you aren't on a high deductible medical plan then you cannot have a health savings account. They are only available to those on a high deductible health plan. I did make a video on this last year and I can hyperlink it if you want

@willmallory9085

2 ай бұрын

@@BusinessWithBrian thank you. Yes please share.

@BusinessWithBrian

2 ай бұрын

kzread.info/dash/bejne/mot8t7yRZMrWfLg.html

@BusinessWithBrian

2 ай бұрын

I just pasted the link, he was coming up with errors when I was trying to respond directly to you. I hope that works

most millionaires are made during a recession.

@BusinessWithBrian

Ай бұрын

It was certainly true in my favor

You should have lead with you invested aggressively after the 2008 stock market crash…. That would have summed up this video in 30 seconds.

@BusinessWithBrian

Ай бұрын

That wouldn't be enough to hit the target. You're leaving out everything that hits the top line. My work earnings went from $0 to $350K a year in 9 years. Saving more won't do that.

@zacblackwood6197

Ай бұрын

@@BusinessWithBrian I don’t remember you mentioning that in the video you stuck with 65k. But that’s also a given that your income would drastically rise. It’s the only way to hit a million in 9 years. Plus, the aggressive investing after 2008 market crash. Again could have just led with that. Could have been a 30 second KZread short. “My income increased from 65k-350k and I started investing aggressively after 2008 market crash, that’s how you hit 1 million in less than a decade”. lol

@BusinessWithBrian

Ай бұрын

​@zacblackwood6197 Still not enough. You may have missed the part where I also spoke to having 2 side hustles. I retired at 46, and I have 4 side hustles today, and I am almost making as much as I did from my tech job. But if a person doesn't invest wisely, not allow for lifestyle creep, budget, and have a set plan.........then they will simply be average. I started this journey before the recession, and shared what I did to not lose it all. Do with that as you may. It seems like you missed most of the key points. The growth in the market now is much better than I saw 2005 to 2011. The opportunity now is better than ever. I can only lead the horse to water.

@zacblackwood6197

Ай бұрын

@@BusinessWithBrianeven this comment is disingenuous from your video you added so many more variables that weren’t in the video. And you are picking dates to try and prove your point. Yeah the growth rate from 2005-2011 is less than now bc they was a market crash in 2008. Look at the nominal rate of return since 2008… S&P is almost 430%. Any one making 350k a year could make a million. It’s a bull market everyone makes money. Don’t talk about “these rules” no you were alive during a pivotal point and a great opportunity to make ALOT of money. And you happened to have a great income to capitalize on it. It’s that simple. Just like, if this current bubble pops and there’s a crash. The smart folks will do the same and throw everything into the market bc it’s going to go back up.

@BusinessWithBrian

Ай бұрын

@@zacblackwood6197 And you keep missing the mark. All the details are in the video. I didn't make a salary of $350K until well after I made my first $1 Million. For the 8 years I worked to make my first $1 Million, I had a combined salary from all my job and side hustles under $100K. I appreciate your comments, but you keep changing the narrative. First I was "lucky" to experience a recession. Not sure if you had experienced it, but try keeping a job during a recession, it isn't easy. And keep in mind that recession lasts for years, not just one single day. Then your narrative changed to stating that I had an extravagant salary, and anyone can hit $1 Million with that income. Once again, not true or accurate.....I was making less than 6 figures the entire time leading up to my first $1M. And then your narrative shifts again to state that anyone after 2008 can make easy money, but you are omitting the fact that I made that money from 2005 to 2011, which I state in the video. And that happens to be one of the worst times in investing. Truth. So, it isn't "just that simple". If it were, all of my colleagues would also be retired, but they are not. Right now is probably the best time in my investment career, to be investing. But you don't seem to want to hear that. In my investments, I did a lot of things right, and I also shared a mistake I wish I hadn't made. It's your choice not to learn from it. I'm trying to share a roadmap that I have proven firsthand works. In fact, In retirement, I'm repeating it all over again. Because it works. It may not be glamourous, or consumable in 30 seconds as you'd like, but it works. Don't look back in 10 years and wish you would have done more to have been investing, or wish you would have hit that first $100K as quickly as possible.

Wish my employer had a HSA.

Do you know what the average cost for a couple is in terms of their grocery bill?

@BusinessWithBrian

Ай бұрын

$500 to $800 depending on lifestyle (USA today)

Some of the math isn’t matching- you were making $60k, initially investing only up to the 4% match, then $80k a year later, at which point you maxed out 401k contributions. In 2008, the 401k limit was $15,000. 4% of $60k is $2400, plus another 4% for the match brings us to $4800, plus $15,000 the next year to max out contributions, and we aren’t even at $20k. 🤔

@BusinessWithBrian

Ай бұрын

You're skipping the part where I am investing money into taxed investment accounts.

No, you don't pay taxes on HSA withdrawals in retirement, even if its not for medical expenses. This is why its considered triple tax advantaged and literally the next best investment vehicle after grabbing the employer match.

@BusinessWithBrian

22 күн бұрын

I also love the HSA. However, you do need to pay taxes on withdrawals for things other than Medical over the age of 65. There is no penalty, but you do need to pay taxes for the withdrawal over 65 and not for medical purposes. And medical expenses are not taxed at all, ever. Here's an article that may explain it further: smartasset.com/insurance/hsa-withdrawal-rules

6xx ignored Nvidia , 8xx ignored it again...9xx ahhh too high wait til 1000 now over 1000 and announced a stock split 🤣

@derekbates4549

Ай бұрын

@phku17 I was in and got back out in the low 100's... 🤢

@phku17

Ай бұрын

Ouch

@phku17

Ай бұрын

Ouch

@paulmullins4861

Ай бұрын

I had NVDA at 400 and thought it was way overpriced. 🤣

Great video BUT I think the ‘time the market’ idea is a bad one for most people. Worked well for out which is awesome but the data speaks for itself that for most people time in the market works way better than timing the market

@BusinessWithBrian

Ай бұрын

Oh, my point was not to promote timing the market. Bit that was my truth going into the recession. I consistently promote long term investments (time in market) thanks for the note.

What do you do when your spouse spends too much?

@BusinessWithBrian

7 күн бұрын

I plead the 5th

Hello Brian, I am wanting my kid to watch and learn from this great video. The one thing I did not hear is about “Roth” IRA. Is that something you deliberately omitted or is there something I am missing about Roth.Thanks and look forward to your response.

@Hunter-tw9xj

2 ай бұрын

He was probably making too much so he wasn’t able to but should have mentioned for sure. Great video overall, love this channel

@tipfertool5457

Ай бұрын

The YT channel "The Money Guy" has good motivational info for young people about Roths.

Unfortunately it’s going to take me about 3 years to hit my first 100k fortunately my income has doubled since I’ve started and will nearly double again

@BusinessWithBrian

28 күн бұрын

That's awesome to hear!

Fix your 50/30/20 graph please. It’s hurting my head.

$100-grand a year/salary ,...and this might work.....!?

Brian , did you reach that 1mil investing in your 401k only?

@BusinessWithBrian

2 ай бұрын

No. It was my 401K, Roth, and my taxable investment accounts.

I get over 46% in dividends... 200k in, and I can retire. Thats over 5k monthly in passive income.

@BusinessWithBrian

2 ай бұрын

Ok. I'll bite. What is offering that high a dividend?

@davidbrooks8809

2 ай бұрын

You do know that dividends is not extra money😂

@ij382

Ай бұрын

@@BusinessWithBrian This is one of those new ai powered scams. Used be to easier to spot them before chat gpt. One bot comments some ridiculous claims , another bot asks how and then the first one says go contact Mr X (some scammer ) who can double your investment. You will then see a a lot of comments saying yes I made money from mr X. The average Joe would think its people helping each other out and fall victim to it.

@randyramey3430

Ай бұрын

He didn't answer. 😂

Brian what you did is exactly what buffered ETFs do Love your show You should do your research on buffered ETFs, because it is remarkable that you describe your behavior on investing in that behavior is exactly what buffered ETFs do Of course, they were not invented back then

So if I’m 54 and have 100k to Invest I just shouldn’t because I don’t have enough time left ?

@BusinessWithBrian

Ай бұрын

No, that is not the point of the video. But I do have several other videos that can inspire you on great areas of investment

@tipfertool5457

Ай бұрын

Never too late to start, but time in the market gives a greater advantage. lf I did have a large chunk of money to put in the current market, I'd likely keep most in a High Yield Savings Account and dollar cost average into the market when I found something worth buying. Prefer index funds but everything seems inflated.

@craftymulligar

Ай бұрын

Put as much as you can In nvidia then cross your fingers. Only 1000.00 for 10 years will make 250,000.

@jrsakuragi4242

28 күн бұрын

@@craftymulligar you recommend him going all in on one stock??

Did he mention his salary?

@BusinessWithBrian

2 ай бұрын

Yes he did. I listed it at 65,000.

@gildamolinar5155

Ай бұрын

@@BusinessWithBrian😂

Ok,what if I got 100k… Invest into what? 🧐🧐🧐

@BusinessWithBrian

Ай бұрын

That's what my other videos cover.

👀

Millionaire Step 1: Don’t give money to “homeless” Puerto Ricans.

@BusinessWithBrian

2 ай бұрын

Thematically, yes, but the person was from Michigan. At least that's what he told us

You are awesome, but you truly need a netted hat to keep your head warm :)

@brandon8531

2 ай бұрын

God only made a FEW perfect heads… the rest, he put hair on! ;) 😂👍

@BusinessWithBrian

2 ай бұрын

Oh, you're completely right. Thankfully my wife has made me several. Being bald makes me cold even in the summer time

@BusinessWithBrian

2 ай бұрын

Best comment ever

Saving $100k is the first part, what is the second part the get you $1M in 8 years ?

@tipfertool5457

Ай бұрын

100k at 8% over 29 years would grow to 1 million, so he focused on that first 100k. He avoided losses during the 2008 crash and rode growth stocks after while still investing additional money (side hustles, salary increases). The behaviors needed to get that first 100k from zero (or negative) in such a short time took good money habits that accelerated the process.

You didn’t retire at 40. You simply just changed jobs. It’s very misleading to many people when this is said.

Thank you for the video. I appreciate you sharing your investment journey.✅ Can you do one on any of these stocks ? ARM OKTA CVS VKTX AFRM SHOP Thank you again.!!🏆

@BusinessWithBrian

2 ай бұрын

Sure thing!

Handed nothing! 🎉😂

@BusinessWithBrian

8 күн бұрын

Nothing

So just save money , smh.

@BusinessWithBrian

Ай бұрын

I think there are several points that you missed, if that's your only takeaway. The simple approach of saving more just won't get you there. You can certainly try, but there's no way you're going to get there less than 15 years. Smh

Honestly, but why at this point you 50 years + You are still living like you work at Walmart!!?? What is the point of becoming a Millionaire if you are going to live like you work at McDonalds… YOU WILL end up in a tomb and Money doesn’t transfer to the Afterlife!!!! 🤷🏻‍♂️🤷🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️

@BusinessWithBrian

23 сағат бұрын

I appreciate the comment, but i think you've made an incorrect assumption. I don't live like I work at Walmart. We go on about 5 vacations year, and we have the freedom of time. Money isn't what I've built up, it is pure freedom without the anxiety of money. We spend every Friday with our kids (5 and 8) on some adventure during the summer. I go on 20-mile bike rides whenever I want. We play tennis and other sports throughout the day. Time and freedom are real treasures we've accrued.

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

@GrozaGroza-ko7fn

Ай бұрын

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

@mikesnoek

Ай бұрын

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

@UsamaG-mq1jy

Ай бұрын

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

@jadewashington7

Ай бұрын

I'm new at this, please how can I reach her?

@SuccessMikeMatthew-gw5uh

Ай бұрын

she's mostly on Instagrams, using the user name

You americans dont realise how expensive is to live there. Just when you reach retirement go to poor european countries to live. You need much less than a milion to live good. And it is much safer to live here.

@WeBeatMedicare6969

Ай бұрын

That’s my plan 👍

@BusinessWithBrian

Ай бұрын

I can't disagree. However, there are a lot of rules for becoming an ex-pat. Many countries don't allow you to live there full time. But for the handful that do, it may work out for several people. If they are willing to move away from their families.

I pay a lot of money for no ads premium you tube 😢therefore it sucks to hear ads

This guy got lucky af do not try and time the market

@BusinessWithBrian

Ай бұрын

I don't recommend timing the market. Nor did I suggest it.

It's so simple to become financially free in about 10 years! The Rule of 90-10! 90% investing 10% living on it. New habits will arise! After being a millionaire, the task is to learn about new habits that didn't take you where you are!

Lol.. first you need to make decent money. Anyone living in the sticks, with no kids, habits & a used vehicle can save a million in 10 years, possible even with bonds. You are not going to do it if you make 16$ an hour working 3 weeks in 2. ' road map' 😂 You NEED to make decent money or you will be devoured. If ANYone was in the bull run from 2010 - 2020 with ANY kind of decent income, could have made a million easy

@BusinessWithBrian

8 күн бұрын

And i dis it during the 2008 recession. Sadly, my military pay was well below $16 an hour whem i started.

8 years?!? 😂😂😂😂😂😂😂

@BusinessWithBrian

Ай бұрын

Are you doing it faster?

There’s a lot of fluff in your videos. If I don’t tell you then you don’t know.

Prodajes maglu

DAVE RAMSEY: 7 BABY STEPS IS WAY BETTER

20 years ago vs today 😂.. night and day difference in global economy. Next…

@BusinessWithBrian

Ай бұрын

Now is much better than 20 years ago. I started at the beginning of a recession. The AI boom is going to create a lot of millionaires, for those that are smart enough to invest now

Yeah, Trust the guy who cant Label a pie-chart to lead you to 1 mil

@BusinessWithBrian

Ай бұрын

No need to push your anger towards my editor. What I did works. That's how I'm able to repeat it easily in retirement in my 40s. But that's OK if you prefer to listen to someone else that hasn't built there wealth from the ground up. I understand.

This is not realistic.

@BusinessWithBrian

Ай бұрын

How so? I did it, I met with a group of individuals this week who had all done it. So how is it not realistic for me or them?

AI generated content…

@BusinessWithBrian

Ай бұрын

No. What are you referring to?

You are talking from a point of view of privilege that not many people have at the beginning you already making 65k that's double than most , a job that match a 4% in your Roth Ira that's for many is not even an option , do a real plan for people without those options I'm from Puerto rico 🇵🇷

@BusinessWithBrian

2 ай бұрын

If you watch my other videos, you know I grew up poor with zero privilege. Please do some homework before making that kind of statement. I started with that high of a salary because I worked my tail off, and I put in 5 years in the air force before that. Attitude and hard work was my winning formula.

@gildamolinar5155

Ай бұрын

If people are willing to work hard good jobs can be achieved. Too many lazy people that want to sit back and do nothing.

@gildamolinar5155

Ай бұрын

Brian, thank you for your service.

@rotheycahall7382

Ай бұрын

My job out of highschool pays that and 8% match 401k along with everything else you need. Just work a hard job a sacrifice

@dougsmith7195

Ай бұрын

If you don’t make $65k, time to go to welding school. I made $65k by Easter.

Well, you must be Clairvoyant to know the 2008 crash was going to happen.

@don951

16 күн бұрын

Or, he was paying attention. I'm guessing you don't remember how that went down.

This guy is obviously single.

@BusinessWithBrian

Ай бұрын

Your assumption is completely wrong. This guy is married with two children. What's your next assumption?

@dlu-ion

8 күн бұрын

😂lol